20.48 USD
+0.13 (+0.61%)
20.6 USD
+0.12 (+0.59%)
Overall ESGRP gets a fundamental rating of 4 out of 10. We evaluated ESGRP against 147 industry peers in the Insurance industry. There are concerns on the financial health of ESGRP while its profitability can be described as average. ESGRP is valued correctly, but it does not seem to be growing. ESGRP also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
In the past year ESGRP was profitable.
In the past year ESGRP had a positive cash flow from operations.
ESGRP had positive earnings in 4 of the past 5 years.
Each year in the past 5 years ESGRP had a positive operating cash flow.
1.2 Ratios
ESGRP has a Return On Assets of 2.32%. This is comparable to the rest of the industry: ESGRP outperforms 54.48% of its industry peers.
Looking at the Return On Equity, with a value of 7.59%, ESGRP is doing worse than 63.45% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.32% | ||
| ROE | 7.59% | ||
| ROIC | N/A |
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
ESGRP's Profit Margin of 63.22% is amongst the best of the industry. ESGRP outperforms 99.31% of its industry peers.
ESGRP's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 62.28%, ESGRP belongs to the top of the industry, outperforming 99.31% of the companies in the same industry.
ESGRP's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 62.28% | ||
| PM (TTM) | 63.22% | ||
| GM | N/A |
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
ESGRP does not have a ROIC to compare to the WACC, probably because it is not profitable.
ESGRP has more shares outstanding than it did 1 year ago.
The number of shares outstanding for ESGRP has been reduced compared to 5 years ago.
Compared to 1 year ago, ESGRP has a worse debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of ESGRP is 2.45, which is a good value as it means it would take ESGRP, 2.45 years of fcf income to pay off all of its debts.
ESGRP has a Debt to FCF ratio of 2.45. This is comparable to the rest of the industry: ESGRP outperforms 44.83% of its industry peers.
ESGRP has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
With a Debt to Equity ratio value of 0.31, ESGRP perfoms like the industry average, outperforming 54.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.45 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.55%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
ESGRP shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -39.32%.
Measured over the past years, ESGRP shows a decrease in Earnings Per Share. The EPS has been decreasing by -2.80% on average per year.
The Revenue has grown by 13.22% in the past year. This is quite good.
Measured over the past years, ESGRP shows a very negative growth in Revenue. The Revenue has been decreasing by -19.31% on average per year.
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%
3.2 Future
ESGRP is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.07% yearly.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 0.65, which indicates a rather cheap valuation of ESGRP.
95.86% of the companies in the same industry are more expensive than ESGRP, based on the Price/Earnings ratio.
ESGRP's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.31.
ESGRP is valuated cheaply with a Price/Forward Earnings ratio of 0.45.
Based on the Price/Forward Earnings ratio, ESGRP is valued cheaply inside the industry as 99.31% of the companies are valued more expensively.
ESGRP is valuated cheaply when we compare the Price/Forward Earnings ratio to 36.59, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.65 | ||
| Fwd PE | 0.45 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of ESGRP indicates a rather cheap valuation: ESGRP is cheaper than 97.93% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.38 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.07%
EPS Next 3YN/A
5. Dividend
5.1 Amount
ESGRP has a Yearly Dividend Yield of 8.54%, which is a nice return.
Compared to an average industry Dividend Yield of 3.46, ESGRP pays a better dividend. On top of this ESGRP pays more dividend than 93.79% of the companies listed in the same industry.
ESGRP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.40.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.54% |
5.2 History
The dividend of ESGRP is nicely growing with an annual growth rate of 7.21%!
ESGRP has been paying a dividend for over 5 years, so it has already some track record.
ESGRP has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)7.21%
Div Incr Years0
Div Non Decr Years6
5.3 Sustainability
7.64% of the earnings are spent on dividend by ESGRP. This is a low number and sustainable payout ratio.
The dividend of ESGRP is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP7.64%
EPS Next 2Y6.07%
EPS Next 3YN/A
20.48
+0.13 (+0.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners71.83%
Inst Owner ChangeN/A
Ins Owners8.77%
Ins Owner ChangeN/A
Market Cap305.36M
Revenue(TTM)745.00M
Net Income(TTM)471.00M
Analysts43.33
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.54% |
Yearly Dividend2.37
Dividend Growth(5Y)7.21%
DP7.64%
Div Incr Years0
Div Non Decr Years6
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.65 | ||
| Fwd PE | 0.45 | ||
| P/S | 0.41 | ||
| P/FCF | 0.38 | ||
| P/OCF | 0.38 | ||
| P/B | 0.05 | ||
| P/tB | 0.05 | ||
| EV/EBITDA | N/A |
EPS(TTM)31.39
EY153.27%
EPS(NY)45.9
Fwd EY224.12%
FCF(TTM)53.25
FCFY260.02%
OCF(TTM)53.25
OCFY260.02%
SpS49.97
BVpS416.3
TBVpS416.3
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.32% | ||
| ROE | 7.59% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 62.28% | ||
| PM (TTM) | 63.22% | ||
| GM | N/A | ||
| FCFM | 106.58% |
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.45 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.27 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 168.58% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC5.55%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y15.42%
EBIT growth 3Y10.72%
EBIT growth 5Y-12.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-18.14%
FCF growth 3Y-49.73%
FCF growth 5Y-22.82%
OCF growth 1Y-18.14%
OCF growth 3Y-49.73%
OCF growth 5Y-22.82%
ENSTAR GROUP LTD - ESGR 7 PERP / ESGRP FAQ
What is the ChartMill fundamental rating of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ESGRP.
Can you provide the valuation status for ENSTAR GROUP LTD - ESGR 7 PERP?
ChartMill assigns a valuation rating of 6 / 10 to ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP). This can be considered as Fairly Valued.
Can you provide the profitability details for ENSTAR GROUP LTD - ESGR 7 PERP?
ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) has a profitability rating of 5 / 10.
Can you provide the expected EPS growth for ESGRP stock?
The Earnings per Share (EPS) of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) is expected to decline by 0% in the next year.
Can you provide the dividend sustainability for ESGRP stock?
The dividend rating of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) is 8 / 10 and the dividend payout ratio is 7.64%.