20.48 USD
+0.13 (+0.61%)
At close: Jul 11, 2025
20.6 USD
+0.12 (+0.59%)
After Hours: 7/11/2025, 8:07:58 PM
We assign a fundamental rating of 4 out of 10 to ESGRP. ESGRP was compared to 147 industry peers in the Insurance industry. ESGRP has a medium profitability rating, but doesn't score so well on its financial health evaluation. ESGRP is valued correctly, but it does not seem to be growing. ESGRP also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- In the past year ESGRP was profitable.
- In the past year ESGRP had a positive cash flow from operations.
- Of the past 5 years ESGRP 4 years were profitable.
- Each year in the past 5 years ESGRP had a positive operating cash flow.
1.2 Ratios
- With a Return On Assets value of 2.32%, ESGRP perfoms like the industry average, outperforming 54.48% of the companies in the same industry.
- The Return On Equity of ESGRP (7.59%) is worse than 63.45% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.32% | ||
| ROE | 7.59% | ||
| ROIC | N/A |
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- ESGRP has a better Profit Margin (63.22%) than 99.31% of its industry peers.
- In the last couple of years the Profit Margin of ESGRP has grown nicely.
- With an excellent Operating Margin value of 62.28%, ESGRP belongs to the best of the industry, outperforming 99.31% of the companies in the same industry.
- In the last couple of years the Operating Margin of ESGRP has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 62.28% | ||
| PM (TTM) | 63.22% | ||
| GM | N/A |
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- ESGRP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- ESGRP has more shares outstanding than it did 1 year ago.
- The number of shares outstanding for ESGRP has been reduced compared to 5 years ago.
- Compared to 1 year ago, ESGRP has a worse debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of ESGRP is 2.45, which is a good value as it means it would take ESGRP, 2.45 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 2.45, ESGRP is in line with its industry, outperforming 44.83% of the companies in the same industry.
- A Debt/Equity ratio of 0.31 indicates that ESGRP is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.31, ESGRP is in line with its industry, outperforming 54.48% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.45 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.55%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- ESGRP shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -39.32%.
- The Earnings Per Share has been decreasing by -2.80% on average over the past years.
- ESGRP shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.22%.
- Measured over the past years, ESGRP shows a very negative growth in Revenue. The Revenue has been decreasing by -19.31% on average per year.
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%
3.2 Future
- ESGRP is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.07% yearly.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 0.65, the valuation of ESGRP can be described as very cheap.
- Compared to the rest of the industry, the Price/Earnings ratio of ESGRP indicates a rather cheap valuation: ESGRP is cheaper than 95.86% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 28.41. ESGRP is valued rather cheaply when compared to this.
- ESGRP is valuated cheaply with a Price/Forward Earnings ratio of 0.45.
- Based on the Price/Forward Earnings ratio, ESGRP is valued cheaper than 99.31% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 25.64. ESGRP is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.65 | ||
| Fwd PE | 0.45 |
4.2 Price Multiples
- ESGRP's Price/Free Cash Flow ratio is rather cheap when compared to the industry. ESGRP is cheaper than 97.93% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.38 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.07%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 8.54%, ESGRP is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.19, ESGRP pays a better dividend. On top of this ESGRP pays more dividend than 93.79% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.83, ESGRP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.54% |
5.2 History
- The dividend of ESGRP is nicely growing with an annual growth rate of 7.21%!
- ESGRP has been paying a dividend for over 5 years, so it has already some track record.
- ESGRP has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)7.21%
Div Incr Years0
Div Non Decr Years6
5.3 Sustainability
- ESGRP pays out 7.64% of its income as dividend. This is a sustainable payout ratio.
- The dividend of ESGRP is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP7.64%
EPS Next 2Y6.07%
EPS Next 3YN/A
20.48
+0.13 (+0.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)04-30 2025-04-30
Earnings (Next)07-28 2025-07-28
Inst Owners71.83%
Inst Owner ChangeN/A
Ins Owners8.77%
Ins Owner ChangeN/A
Market Cap305.36M
Revenue(TTM)745.00M
Net Income(TTM)471.00M
Analysts43.33
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 8.54% |
Yearly Dividend2.37
Dividend Growth(5Y)7.21%
DP7.64%
Div Incr Years0
Div Non Decr Years6
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.65 | ||
| Fwd PE | 0.45 | ||
| P/S | 0.41 | ||
| P/FCF | 0.38 | ||
| P/OCF | 0.38 | ||
| P/B | 0.05 | ||
| P/tB | 0.05 | ||
| EV/EBITDA | N/A |
EPS(TTM)31.39
EY153.27%
EPS(NY)45.9
Fwd EY224.12%
FCF(TTM)53.25
FCFY260.02%
OCF(TTM)53.25
OCFY260.02%
SpS49.97
BVpS416.3
TBVpS416.3
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.32% | ||
| ROE | 7.59% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 62.28% | ||
| PM (TTM) | 63.22% | ||
| GM | N/A | ||
| FCFM | 106.58% |
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.45 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.27 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 168.58% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC5.55%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y15.42%
EBIT growth 3Y10.72%
EBIT growth 5Y-12.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-18.14%
FCF growth 3Y-49.73%
FCF growth 5Y-22.82%
OCF growth 1Y-18.14%
OCF growth 3Y-49.73%
OCF growth 5Y-22.82%
ENSTAR GROUP LTD - ESGR 7 PERP / ESGRP FAQ
What is the ChartMill fundamental rating of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) stock?
ChartMill assigns a fundamental rating of 4 / 10 to ESGRP.
What is the valuation status of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) stock?
ChartMill assigns a valuation rating of 6 / 10 to ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP). This can be considered as Fairly Valued.
Can you provide the profitability details for ENSTAR GROUP LTD - ESGR 7 PERP?
ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) has a profitability rating of 5 / 10.
What is the financial health of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) stock?
The financial health rating of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) is 2 / 10.
Is the dividend of ENSTAR GROUP LTD - ESGR 7 PERP sustainable?
The dividend rating of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRP) is 8 / 10 and the dividend payout ratio is 7.64%.