19.21 USD
-0.25 (-1.28%)
19.24 USD
+0.03 (+0.16%)
We assign a fundamental rating of 4 out of 10 to ESGRO. ESGRO was compared to 146 industry peers in the Insurance industry. There are concerns on the financial health of ESGRO while its profitability can be described as average. ESGRO has a valuation in line with the averages, but on the other hand it scores bad on growth. Finally ESGRO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- ESGRO had positive earnings in the past year.
- In the past year ESGRO had a positive cash flow from operations.
- Of the past 5 years ESGRO 4 years were profitable.
- ESGRO had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- ESGRO has a Return On Assets (2.32%) which is comparable to the rest of the industry.
- ESGRO has a Return On Equity of 7.59%. This is in the lower half of the industry: ESGRO underperforms 62.76% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.32% | ||
| ROE | 7.59% | ||
| ROIC | N/A |
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 63.22%, ESGRO belongs to the top of the industry, outperforming 100.00% of the companies in the same industry.
- ESGRO's Profit Margin has improved in the last couple of years.
- ESGRO has a better Operating Margin (62.28%) than 100.00% of its industry peers.
- In the last couple of years the Operating Margin of ESGRO has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 62.28% | ||
| PM (TTM) | 63.22% | ||
| GM | N/A |
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- ESGRO does not have a ROIC to compare to the WACC, probably because it is not profitable.
- ESGRO has more shares outstanding than it did 1 year ago.
- Compared to 5 years ago, ESGRO has less shares outstanding
- The debt/assets ratio for ESGRO is higher compared to a year ago.
2.2 Solvency
- ESGRO has a debt to FCF ratio of 2.45. This is a good value and a sign of high solvency as ESGRO would need 2.45 years to pay back of all of its debts.
- ESGRO has a Debt to FCF ratio of 2.45. This is comparable to the rest of the industry: ESGRO outperforms 45.52% of its industry peers.
- ESGRO has a Debt/Equity ratio of 0.31. This is a healthy value indicating a solid balance between debt and equity.
- ESGRO has a Debt to Equity ratio (0.31) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.45 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.46%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The earnings per share for ESGRO have decreased strongly by -39.32% in the last year.
- ESGRO shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -2.80% yearly.
- The Revenue has grown by 13.22% in the past year. This is quite good.
- ESGRO shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -19.31% yearly.
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%
3.2 Future
- ESGRO is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.07% yearly.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 0.61, the valuation of ESGRO can be described as very cheap.
- Based on the Price/Earnings ratio, ESGRO is valued cheaper than 97.93% of the companies in the same industry.
- ESGRO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.54.
- ESGRO is valuated cheaply with a Price/Forward Earnings ratio of 0.42.
- ESGRO's Price/Forward Earnings ratio is rather cheap when compared to the industry. ESGRO is cheaper than 100.00% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.31. ESGRO is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.61 | ||
| Fwd PE | 0.42 |
4.2 Price Multiples
- ESGRO's Price/Free Cash Flow ratio is rather cheap when compared to the industry. ESGRO is cheaper than 98.62% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 0.36 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y6.07%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- ESGRO has a Yearly Dividend Yield of 9.11%, which is a nice return.
- Compared to an average industry Dividend Yield of 2.42, ESGRO pays a better dividend. On top of this ESGRO pays more dividend than 95.17% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.92, ESGRO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.11% |
5.2 History
- The dividend of ESGRO is nicely growing with an annual growth rate of 7.21%!
- ESGRO has been paying a dividend for over 5 years, so it has already some track record.
- ESGRO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.21%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- 7.64% of the earnings are spent on dividend by ESGRO. This is a low number and sustainable payout ratio.
- The dividend of ESGRO is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP7.64%
EPS Next 2Y6.07%
EPS Next 3YN/A
ENSTAR GROUP LTD - ESGR 7 PERP
NASDAQ:ESGRO (7/11/2025, 8:07:58 PM)
After market: 19.24 +0.03 (+0.16%)19.21
-0.25 (-1.28%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)04-30 2025-04-30
Earnings (Next)07-28 2025-07-28
Inst Owners71.83%
Inst Owner ChangeN/A
Ins Owners8.77%
Ins Owner ChangeN/A
Market Cap286.42M
Revenue(TTM)745.00M
Net Income(TTM)471.00M
Analysts43.33
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.11% |
Yearly Dividend2.37
Dividend Growth(5Y)7.21%
DP7.64%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.61 | ||
| Fwd PE | 0.42 | ||
| P/S | 0.38 | ||
| P/FCF | 0.36 | ||
| P/OCF | 0.36 | ||
| P/B | 0.05 | ||
| P/tB | 0.05 | ||
| EV/EBITDA | N/A |
EPS(TTM)31.39
EY163.4%
EPS(NY)45.9
Fwd EY238.94%
FCF(TTM)53.25
FCFY277.21%
OCF(TTM)53.25
OCFY277.21%
SpS49.97
BVpS416.3
TBVpS416.3
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.32% | ||
| ROE | 7.59% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 62.28% | ||
| PM (TTM) | 63.22% | ||
| GM | N/A | ||
| FCFM | 106.58% |
ROA(3y)1.24%
ROA(5y)2.75%
ROE(3y)3.05%
ROE(5y)8.63%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-0.85%
OM growth 5Y8.54%
PM growth 3Y-8.24%
PM growth 5Y11.84%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.31 | ||
| Debt/FCF | 2.45 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 5.27 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 168.58% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC5.46%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-39.32%
EPS 3Y12.87%
EPS 5Y-2.8%
EPS Q2Q%-58.59%
EPS Next Y0%
EPS Next 2Y6.07%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)13.22%
Revenue growth 3Y11.66%
Revenue growth 5Y-19.31%
Sales Q2Q%-5.85%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y15.42%
EBIT growth 3Y10.72%
EBIT growth 5Y-12.42%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-18.14%
FCF growth 3Y-49.73%
FCF growth 5Y-22.82%
OCF growth 1Y-18.14%
OCF growth 3Y-49.73%
OCF growth 5Y-22.82%
ENSTAR GROUP LTD - ESGR 7 PERP / ESGRO FAQ
What is the fundamental rating for ESGRO stock?
ChartMill assigns a fundamental rating of 4 / 10 to ESGRO.
Can you provide the valuation status for ENSTAR GROUP LTD - ESGR 7 PERP?
ChartMill assigns a valuation rating of 6 / 10 to ENSTAR GROUP LTD - ESGR 7 PERP (ESGRO). This can be considered as Fairly Valued.
What is the profitability of ESGRO stock?
ENSTAR GROUP LTD - ESGR 7 PERP (ESGRO) has a profitability rating of 5 / 10.
What is the valuation of ENSTAR GROUP LTD - ESGR 7 PERP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for ENSTAR GROUP LTD - ESGR 7 PERP (ESGRO) is 0.61 and the Price/Book (PB) ratio is 0.05.
How sustainable is the dividend of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRO) stock?
The dividend rating of ENSTAR GROUP LTD - ESGR 7 PERP (ESGRO) is 7 / 10 and the dividend payout ratio is 7.64%.