EQUITABLE HOLDINGS INC (EQH) Fundamental Analysis & Valuation
NYSE:EQH • US29452E1010
37.06 USD
-1.18 (-3.09%)
At close: Mar 12, 2026
37.06 USD
0 (0%)
After Hours: 3/12/2026, 8:04:00 PM
This EQH fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
Taking everything into account, EQH scores 4 out of 10 in our fundamental rating. EQH was compared to 98 industry peers in the Financial Services industry. EQH scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. EQH has a bad growth rate and is valued cheaply.
1. EQH Profitability Analysis
1.1 Basic Checks
- EQH had positive earnings in the past year.
- In the past year EQH had a positive cash flow from operations.
- In multiple years EQH reported negative net income over the last 5 years.
- In multiple years EQH reported negative operating cash flow during the last 5 years.
1.2 Ratios
- The Return On Assets of EQH (-0.45%) is worse than 77.55% of its industry peers.
- The Return On Invested Capital of EQH (0.30%) is worse than 65.31% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for EQH is significantly below the industry average of 8.33%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.45% | ||
| ROE | N/A | ||
| ROIC | 0.3% |
ROA(3y)0.13%
ROA(5y)0.18%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)0.96%
ROIC(5y)0.93%
1.3 Margins
- With a Operating Margin value of 7.68%, EQH perfoms like the industry average, outperforming 42.86% of the companies in the same industry.
- In the last couple of years the Operating Margin of EQH has grown nicely.
- EQH has a better Gross Margin (46.65%) than 68.37% of its industry peers.
- EQH's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.68% | ||
| PM (TTM) | N/A | ||
| GM | 46.65% |
OM growth 3Y-2.78%
OM growth 5Y5.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.2%
GM growth 5Y1.12%
2. EQH Health Analysis
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), EQH is destroying value.
- The number of shares outstanding for EQH has been reduced compared to 1 year ago.
- EQH has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, EQH has a worse debt to assets ratio.
2.2 Solvency
- EQH has an Altman-Z score of 0.22. This is a bad value and indicates that EQH is not financially healthy and even has some risk of bankruptcy.
- EQH has a Altman-Z score (0.22) which is comparable to the rest of the industry.
- EQH has a debt to FCF ratio of 36.11. This is a negative value and a sign of low solvency as EQH would need 36.11 years to pay back of all of its debts.
- EQH has a worse Debt to FCF ratio (36.11) than 63.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 36.11 | ||
| Altman-Z | 0.22 |
ROIC/WACC0.05
WACC5.83%
2.3 Liquidity
- A Current Ratio of 4.65 indicates that EQH has no problem at all paying its short term obligations.
- EQH has a better Current ratio (4.65) than 88.78% of its industry peers.
- A Quick Ratio of 4.65 indicates that EQH has no problem at all paying its short term obligations.
- EQH's Quick ratio of 4.65 is amongst the best of the industry. EQH outperforms 88.78% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 4.65 | ||
| Quick Ratio | 4.65 |
3. EQH Growth Analysis
3.1 Past
- The earnings per share for EQH have decreased by -5.87% in the last year.
- EQH shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.45% yearly.
- The Revenue for EQH has decreased by -16.64% in the past year. This is quite bad
EPS 1Y (TTM)-5.87%
EPS 3Y3.5%
EPS 5Y2.45%
EPS Q2Q%10.19%
Revenue 1Y (TTM)-16.64%
Revenue growth 3Y4.69%
Revenue growth 5Y0%
Sales Q2Q%-7.87%
3.2 Future
- Based on estimates for the next years, EQH will show a quite strong growth in Earnings Per Share. The EPS will grow by 19.30% on average per year.
- The Revenue is expected to grow by 6.06% on average over the next years.
EPS Next Y37%
EPS Next 2Y27.58%
EPS Next 3Y23.9%
EPS Next 5Y19.3%
Revenue Next Year5.64%
Revenue Next 2Y6.62%
Revenue Next 3Y7.92%
Revenue Next 5Y6.06%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. EQH Valuation Analysis
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 6.61 indicates a rather cheap valuation of EQH.
- Compared to the rest of the industry, the Price/Earnings ratio of EQH indicates a rather cheap valuation: EQH is cheaper than 80.61% of the companies listed in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 25.71, EQH is valued rather cheaply.
- EQH is valuated cheaply with a Price/Forward Earnings ratio of 4.82.
- EQH's Price/Forward Earnings ratio is rather cheap when compared to the industry. EQH is cheaper than 87.76% of the companies in the same industry.
- EQH's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.61 | ||
| Fwd PE | 4.82 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, EQH is valued a bit cheaper than 65.31% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, EQH is valued a bit cheaper than 65.31% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 15.28 | ||
| EV/EBITDA | 10.26 |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as EQH's earnings are expected to grow with 23.90% in the coming years.
PEG (NY)0.18
PEG (5Y)2.69
EPS Next 2Y27.58%
EPS Next 3Y23.9%
5. EQH Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 6.41%, EQH is a good candidate for dividend investing.
- In the last 3 months the price of EQH has falen by -23.21%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
- Compared to an average industry Dividend Yield of 2.34, EQH pays a better dividend. On top of this EQH pays more dividend than 87.76% of the companies listed in the same industry.
- EQH's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.41% |
5.2 History
- On average, the dividend of EQH grows each year by 10.32%, which is quite nice.
- EQH has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)10.32%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- EQH has negative earnings and hence a negative payout ratio. The dividend may be in danger.
- The dividend of EQH is growing, but earnings are growing more, so the dividend growth is sustainable.
DP-26.02%
EPS Next 2Y27.58%
EPS Next 3Y23.9%
EQH Fundamentals: All Metrics, Ratios and Statistics
37.06
-1.18 (-3.09%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-04 2026-02-04/amc
Earnings (Next)04-27 2026-04-27/amc
Inst Owners102%
Inst Owner Change-2.55%
Ins Owners0.53%
Ins Owner Change0.3%
Market Cap10.39B
Revenue(TTM)14.14B
Net Income(TTM)-1.44B
Analysts81.11
Price Target63.24 (70.64%)
Short Float %2.27%
Short Ratio2.15
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 6.41% |
Yearly Dividend1.26
Dividend Growth(5Y)10.32%
DP-26.02%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-04 2026-03-04 (0.27)
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-5.79%
Min EPS beat(2)-9.16%
Max EPS beat(2)-2.42%
EPS beat(4)0
Avg EPS beat(4)-9.87%
Min EPS beat(4)-15.26%
Max EPS beat(4)-2.42%
EPS beat(8)2
Avg EPS beat(8)-4.62%
EPS beat(12)3
Avg EPS beat(12)-4.97%
EPS beat(16)5
Avg EPS beat(16)-4.12%
Revenue beat(2)0
Avg Revenue beat(2)-22.06%
Min Revenue beat(2)-26.28%
Max Revenue beat(2)-17.83%
Revenue beat(4)1
Avg Revenue beat(4)-17.92%
Min Revenue beat(4)-40.44%
Max Revenue beat(4)12.88%
Revenue beat(8)1
Avg Revenue beat(8)-18.84%
Revenue beat(12)2
Avg Revenue beat(12)-19.4%
Revenue beat(16)4
Avg Revenue beat(16)-17.17%
PT rev (1m)-1.59%
PT rev (3m)-3.5%
EPS NQ rev (1m)-5.32%
EPS NQ rev (3m)-5.32%
EPS NY rev (1m)-3.78%
EPS NY rev (3m)-4.34%
Revenue NQ rev (1m)-1.49%
Revenue NQ rev (3m)2.05%
Revenue NY rev (1m)-1.8%
Revenue NY rev (3m)-0.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.61 | ||
| Fwd PE | 4.82 | ||
| P/S | 0.73 | ||
| P/FCF | 15.28 | ||
| P/OCF | 14.55 | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 10.26 |
EPS(TTM)5.61
EY15.14%
EPS(NY)7.69
Fwd EY20.74%
FCF(TTM)2.43
FCFY6.54%
OCF(TTM)2.55
OCFY6.87%
SpS50.43
BVpS-0.26
TBVpS-19.2
PEG (NY)0.18
PEG (5Y)2.69
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.45% | ||
| ROE | N/A | ||
| ROCE | 0.35% | ||
| ROIC | 0.3% | ||
| ROICexc | 0.31% | ||
| ROICexgc | 0.63% | ||
| OM | 7.68% | ||
| PM (TTM) | N/A | ||
| GM | 46.65% | ||
| FCFM | 4.81% |
ROA(3y)0.13%
ROA(5y)0.18%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)0.96%
ROIC(5y)0.93%
ROICexc(3y)0.99%
ROICexc(5y)0.95%
ROICexgc(3y)2.2%
ROICexgc(5y)2.16%
ROCE(3y)1.11%
ROCE(5y)1.08%
ROICexgc growth 3Y-10.93%
ROICexgc growth 5Y-0.75%
ROICexc growth 3Y-6.14%
ROICexc growth 5Y2.24%
OM growth 3Y-2.78%
OM growth 5Y5.55%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.2%
GM growth 5Y1.12%
F-Score4
Asset Turnover0.04
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | 36.11 | ||
| Debt/EBITDA | 12.54 | ||
| Cap/Depr | 3.9% | ||
| Cap/Sales | 0.24% | ||
| Interest Coverage | 3.71 | ||
| Cash Conversion | 36.47% | ||
| Profit Quality | N/A | ||
| Current Ratio | 4.65 | ||
| Quick Ratio | 4.65 | ||
| Altman-Z | 0.22 |
F-Score4
WACC5.83%
ROIC/WACC0.05
Cap/Depr(3y)12.03%
Cap/Depr(5y)16.15%
Cap/Sales(3y)0.65%
Cap/Sales(5y)0.81%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-5.87%
EPS 3Y3.5%
EPS 5Y2.45%
EPS Q2Q%10.19%
EPS Next Y37%
EPS Next 2Y27.58%
EPS Next 3Y23.9%
EPS Next 5Y19.3%
Revenue 1Y (TTM)-16.64%
Revenue growth 3Y4.69%
Revenue growth 5Y0%
Sales Q2Q%-7.87%
Revenue Next Year5.64%
Revenue Next 2Y6.62%
Revenue Next 3Y7.92%
Revenue Next 5Y6.06%
EBIT growth 1Y-77.78%
EBIT growth 3Y1.78%
EBIT growth 5Y5.55%
EBIT Next Year25.84%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-63.3%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-64.41%
OCF growth 3YN/A
OCF growth 5YN/A
EQUITABLE HOLDINGS INC / EQH FAQ
Can you provide the ChartMill fundamental rating for EQUITABLE HOLDINGS INC?
ChartMill assigns a fundamental rating of 4 / 10 to EQH.
Can you provide the valuation status for EQUITABLE HOLDINGS INC?
ChartMill assigns a valuation rating of 8 / 10 to EQUITABLE HOLDINGS INC (EQH). This can be considered as Undervalued.
Can you provide the profitability details for EQUITABLE HOLDINGS INC?
EQUITABLE HOLDINGS INC (EQH) has a profitability rating of 3 / 10.
What are the PE and PB ratios of EQUITABLE HOLDINGS INC (EQH) stock?
The Price/Earnings (PE) ratio for EQUITABLE HOLDINGS INC (EQH) is 6.61 and the Price/Book (PB) ratio is -140.4.
Can you provide the expected EPS growth for EQH stock?
The Earnings per Share (EPS) of EQUITABLE HOLDINGS INC (EQH) is expected to grow by 37% in the next year.