EQUITABLE HOLDINGS INC (EQH) Stock Fundamental Analysis
NYSE:EQH - US29452E1010 - Common Stock
53.03 USD
+0.34 (+0.65%)
EQH gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 101 industry peers in the Financial Services industry. EQH has an average financial health and profitability rating. EQH has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
EQH had positive earnings in the past year.
In the past year EQH had a positive cash flow from operations.
In multiple years EQH reported negative net income over the last 5 years.
In the past 5 years EQH reported 4 times negative operating cash flow.
1.2 Ratios
EQH has a worse Return On Assets (0.13%) than 70.30% of its industry peers.
With an excellent Return On Equity value of 35.42%, EQH belongs to the best of the industry, outperforming 94.06% of the companies in the same industry.
Looking at the Return On Invested Capital, with a value of 0.82%, EQH is doing worse than 62.38% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for EQH is significantly below the industry average of 7.64%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.13% | ||
| ROE | 35.42% | ||
| ROIC | 0.82% |
ROA(3y)0.51%
ROA(5y)0.22%
ROE(3y)81.75%
ROE(5y)47.25%
ROIC(3y)0.99%
ROIC(5y)0.93%
1.3 Margins
Looking at the Profit Margin, with a value of 2.57%, EQH is doing worse than 62.38% of the companies in the same industry.
The Operating Margin of EQH (17.41%) is better than 63.37% of its industry peers.
In the last couple of years the Operating Margin of EQH has grown nicely.
EQH's Gross Margin of 51.52% is fine compared to the rest of the industry. EQH outperforms 68.32% of its industry peers.
EQH's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.41% | ||
| PM (TTM) | 2.57% | ||
| GM | 51.52% |
OM growth 3Y-0.53%
OM growth 5Y12.57%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.39%
GM growth 5Y3.29%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), EQH is destroying value.
Compared to 1 year ago, EQH has less shares outstanding
The number of shares outstanding for EQH has been reduced compared to 5 years ago.
EQH has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.20, we must say that EQH is in the distress zone and has some risk of bankruptcy.
EQH has a Altman-Z score of 0.20. This is comparable to the rest of the industry: EQH outperforms 44.55% of its industry peers.
EQH has a debt to FCF ratio of 15.29. This is a negative value and a sign of low solvency as EQH would need 15.29 years to pay back of all of its debts.
EQH has a Debt to FCF ratio (15.29) which is in line with its industry peers.
EQH has a Debt/Equity ratio of 13.37. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 13.37, EQH is not doing good in the industry: 87.13% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.37 | ||
| Debt/FCF | 15.29 | ||
| Altman-Z | 0.2 |
ROIC/WACC0.13
WACC6.3%
2.3 Liquidity
EQH has a Current Ratio of 1.67. This is a normal value and indicates that EQH is financially healthy and should not expect problems in meeting its short term obligations.
EQH's Current ratio of 1.67 is fine compared to the rest of the industry. EQH outperforms 70.30% of its industry peers.
A Quick Ratio of 1.67 indicates that EQH should not have too much problems paying its short term obligations.
The Quick ratio of EQH (1.67) is better than 72.28% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.67 | ||
| Quick Ratio | 1.67 |
3. Growth
3.1 Past
EQH shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.00%.
EQH shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.12% yearly.
EQH shows a small growth in Revenue. In the last year, the Revenue has grown by 0.04%.
The Revenue has been growing slightly by 4.47% on average over the past years.
EPS 1Y (TTM)3%
EPS 3Y-3.05%
EPS 5Y4.12%
EPS Q2Q%-23.08%
Revenue 1Y (TTM)0.04%
Revenue growth 3Y3.04%
Revenue growth 5Y4.47%
Sales Q2Q%-34.77%
3.2 Future
Based on estimates for the next years, EQH will show a quite strong growth in Earnings Per Share. The EPS will grow by 16.85% on average per year.
EQH is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.27% yearly.
EPS Next Y-0.11%
EPS Next 2Y16.09%
EPS Next 3Y16.84%
EPS Next 5Y16.85%
Revenue Next Year-4.59%
Revenue Next 2Y-1.72%
Revenue Next 3Y0.47%
Revenue Next 5Y6.27%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
EQH is valuated reasonably with a Price/Earnings ratio of 9.64.
Based on the Price/Earnings ratio, EQH is valued a bit cheaper than 74.26% of the companies in the same industry.
EQH is valuated cheaply when we compare the Price/Earnings ratio to 27.07, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 6.60 indicates a rather cheap valuation of EQH.
Compared to the rest of the industry, the Price/Forward Earnings ratio of EQH indicates a rather cheap valuation: EQH is cheaper than 82.18% of the companies listed in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.59, EQH is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.64 | ||
| Fwd PE | 6.6 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, EQH is valued cheaper than 89.11% of the companies in the same industry.
EQH's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. EQH is cheaper than 76.24% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.51 | ||
| EV/EBITDA | 5.92 |
4.3 Compensation for Growth
A more expensive valuation may be justified as EQH's earnings are expected to grow with 16.84% in the coming years.
PEG (NY)N/A
PEG (5Y)2.34
EPS Next 2Y16.09%
EPS Next 3Y16.84%
5. Dividend
5.1 Amount
EQH has a Yearly Dividend Yield of 2.00%. Purely for dividend investing, there may be better candidates out there.
EQH's Dividend Yield is a higher than the industry average which is at 4.94.
EQH's Dividend Yield is comparable with the S&P500 average which is at 2.46.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2% |
5.2 History
The dividend of EQH is nicely growing with an annual growth rate of 15.63%!
EQH has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)15.63%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
EQH pays out 93.12% of its income as dividend. This is not a sustainable payout ratio.
EQH's earnings are growing around the same pace than its dividend. As long as the earnings growth is kept the dividend growth is sustainable.
DP93.12%
EPS Next 2Y16.09%
EPS Next 3Y16.84%
NYSE:EQH (9/10/2025, 12:11:44 PM)
53.03
+0.34 (+0.65%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners102.82%
Inst Owner Change-5.81%
Ins Owners0.51%
Ins Owner Change-0.26%
Market Cap15.88B
Analysts80
Price Target67.43 (27.15%)
Short Float %2.22%
Short Ratio2.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2% |
Yearly Dividend1.19
Dividend Growth(5Y)15.63%
DP93.12%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-13.94%
Min EPS beat(2)-15.26%
Max EPS beat(2)-12.62%
EPS beat(4)0
Avg EPS beat(4)-8.2%
Min EPS beat(4)-15.26%
Max EPS beat(4)-1.05%
EPS beat(8)3
Avg EPS beat(8)-3.27%
EPS beat(12)4
Avg EPS beat(12)-3.84%
EPS beat(16)7
Avg EPS beat(16)-0.99%
Revenue beat(2)1
Avg Revenue beat(2)-13.78%
Min Revenue beat(2)-40.44%
Max Revenue beat(2)12.88%
Revenue beat(4)1
Avg Revenue beat(4)-14.99%
Min Revenue beat(4)-40.44%
Max Revenue beat(4)12.88%
Revenue beat(8)2
Avg Revenue beat(8)-18.05%
Revenue beat(12)4
Avg Revenue beat(12)-15.36%
Revenue beat(16)6
Avg Revenue beat(16)-13.5%
PT rev (1m)-0.67%
PT rev (3m)3.48%
EPS NQ rev (1m)-3.37%
EPS NQ rev (3m)-9.49%
EPS NY rev (1m)-6.92%
EPS NY rev (3m)-11.12%
Revenue NQ rev (1m)-2.47%
Revenue NQ rev (3m)-16.36%
Revenue NY rev (1m)-1.71%
Revenue NY rev (3m)-4.45%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.64 | ||
| Fwd PE | 6.6 | ||
| P/S | 1 | ||
| P/FCF | 10.51 | ||
| P/OCF | 10.04 | ||
| P/B | 13.82 | ||
| P/tB | N/A | ||
| EV/EBITDA | 5.92 |
EPS(TTM)5.5
EY10.37%
EPS(NY)8.03
Fwd EY15.15%
FCF(TTM)5.04
FCFY9.51%
OCF(TTM)5.28
OCFY9.96%
SpS52.91
BVpS3.84
TBVpS-14
PEG (NY)N/A
PEG (5Y)2.34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.13% | ||
| ROE | 35.42% | ||
| ROCE | 0.96% | ||
| ROIC | 0.82% | ||
| ROICexc | 0.86% | ||
| ROICexgc | 1.86% | ||
| OM | 17.41% | ||
| PM (TTM) | 2.57% | ||
| GM | 51.52% | ||
| FCFM | 9.53% |
ROA(3y)0.51%
ROA(5y)0.22%
ROE(3y)81.75%
ROE(5y)47.25%
ROIC(3y)0.99%
ROIC(5y)0.93%
ROICexc(3y)1.01%
ROICexc(5y)0.95%
ROICexgc(3y)2.3%
ROICexgc(5y)2.17%
ROCE(3y)1.15%
ROCE(5y)1.08%
ROICexcg growth 3Y0.46%
ROICexcg growth 5Y11.98%
ROICexc growth 3Y2.18%
ROICexc growth 5Y13.84%
OM growth 3Y-0.53%
OM growth 5Y12.57%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.39%
GM growth 5Y3.29%
F-Score5
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 13.37 | ||
| Debt/FCF | 15.29 | ||
| Debt/EBITDA | 4.24 | ||
| Cap/Depr | 8.22% | ||
| Cap/Sales | 0.45% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 43.67% | ||
| Profit Quality | 371.25% | ||
| Current Ratio | 1.67 | ||
| Quick Ratio | 1.67 | ||
| Altman-Z | 0.2 |
F-Score5
WACC6.3%
ROIC/WACC0.13
Cap/Depr(3y)17.57%
Cap/Depr(5y)16.59%
Cap/Sales(3y)1.02%
Cap/Sales(5y)0.92%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3%
EPS 3Y-3.05%
EPS 5Y4.12%
EPS Q2Q%-23.08%
EPS Next Y-0.11%
EPS Next 2Y16.09%
EPS Next 3Y16.84%
EPS Next 5Y16.85%
Revenue 1Y (TTM)0.04%
Revenue growth 3Y3.04%
Revenue growth 5Y4.47%
Sales Q2Q%-34.77%
Revenue Next Year-4.59%
Revenue Next 2Y-1.72%
Revenue Next 3Y0.47%
Revenue Next 5Y6.27%
EBIT growth 1Y-31.71%
EBIT growth 3Y2.49%
EBIT growth 5Y17.6%
EBIT Next Year20.24%
EBIT Next 3Y18.18%
EBIT Next 5YN/A
FCF growth 1Y303.64%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y394.6%
OCF growth 3YN/A
OCF growth 5YN/A