EQUITABLE HOLDINGS INC (EQH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:EQH - US29452E1010 - Common Stock
47.31 USD
+0.49 (+1.05%)
Overall EQH gets a fundamental rating of 4 out of 10. We evaluated EQH against 98 industry peers in the Financial Services industry. EQH scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. EQH has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
- EQH had positive earnings in the past year.
- In the past year EQH had a positive cash flow from operations.
- The reported net income has been mixed in the past 5 years: EQH reported negative net income in multiple years.
- In the past 5 years EQH reported 4 times negative operating cash flow.
1.2 Ratios
- EQH has a Return On Assets of -0.24%. This is in the lower half of the industry: EQH underperforms 74.49% of its industry peers.
- Looking at the Return On Equity, with a value of -520.27%, EQH is doing worse than 92.86% of the companies in the same industry.
- With a Return On Invested Capital value of 0.52%, EQH is not doing good in the industry: 62.24% of the companies in the same industry are doing better.
- EQH had an Average Return On Invested Capital over the past 3 years of 0.99%. This is significantly below the industry average of 8.44%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.24% | ||
| ROE | -520.27% | ||
| ROIC | 0.52% |
ROA(3y)0.51%
ROA(5y)0.22%
ROE(3y)81.75%
ROE(5y)47.25%
ROIC(3y)0.99%
ROIC(5y)0.93%
1.3 Margins
- EQH has a Operating Margin (12.18%) which is comparable to the rest of the industry.
- EQH's Operating Margin has improved in the last couple of years.
- EQH has a better Gross Margin (49.15%) than 67.35% of its industry peers.
- In the last couple of years the Gross Margin of EQH has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.18% | ||
| PM (TTM) | N/A | ||
| GM | 49.15% |
OM growth 3Y-0.53%
OM growth 5Y12.57%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.39%
GM growth 5Y3.29%
2. Health
2.1 Basic Checks
- EQH has a Return on Invested Capital (ROIC), which is below the Cost of Capital (WACC), which means it is destroying value.
- Compared to 1 year ago, EQH has less shares outstanding
- EQH has less shares outstanding than it did 5 years ago.
- The debt/assets ratio for EQH has been reduced compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 0.21, we must say that EQH is in the distress zone and has some risk of bankruptcy.
- With a Altman-Z score value of 0.21, EQH perfoms like the industry average, outperforming 47.96% of the companies in the same industry.
- The Debt to FCF ratio of EQH is 19.39, which is on the high side as it means it would take EQH, 19.39 years of fcf income to pay off all of its debts.
- EQH has a Debt to FCF ratio (19.39) which is comparable to the rest of the industry.
- EQH has a Debt/Equity ratio of 104.84. This is a high value indicating a heavy dependency on external financing.
- EQH has a worse Debt to Equity ratio (104.84) than 94.90% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 104.84 | ||
| Debt/FCF | 19.39 | ||
| Altman-Z | 0.21 |
ROIC/WACC0.08
WACC6.37%
2.3 Liquidity
- EQH has a Current Ratio of 2.45. This indicates that EQH is financially healthy and has no problem in meeting its short term obligations.
- Looking at the Current ratio, with a value of 2.45, EQH is in the better half of the industry, outperforming 79.59% of the companies in the same industry.
- EQH has a Quick Ratio of 2.45. This indicates that EQH is financially healthy and has no problem in meeting its short term obligations.
- EQH's Quick ratio of 2.45 is amongst the best of the industry. EQH outperforms 80.61% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.45 | ||
| Quick Ratio | 2.45 |
3. Growth
3.1 Past
- EQH shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -4.72%.
- Measured over the past 5 years, EQH shows a small growth in Earnings Per Share. The EPS has been growing by 4.12% on average per year.
- EQH shows a decrease in Revenue. In the last year, the revenue decreased by -4.25%.
- EQH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.47% yearly.
EPS 1Y (TTM)-4.72%
EPS 3Y-3.05%
EPS 5Y4.12%
EPS Q2Q%-3.27%
Revenue 1Y (TTM)-4.25%
Revenue growth 3Y3.04%
Revenue growth 5Y4.47%
Sales Q2Q%-14.47%
3.2 Future
- EQH is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.10% yearly.
- EQH is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.07% yearly.
EPS Next Y-4.14%
EPS Next 2Y16.11%
EPS Next 3Y16.96%
EPS Next 5Y14.1%
Revenue Next Year0.68%
Revenue Next 2Y3.83%
Revenue Next 3Y5.3%
Revenue Next 5Y6.07%
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 8.68, which indicates a very decent valuation of EQH.
- EQH's Price/Earnings ratio is a bit cheaper when compared to the industry. EQH is cheaper than 68.37% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.30. EQH is valued rather cheaply when compared to this.
- Based on the Price/Forward Earnings ratio of 5.89, the valuation of EQH can be described as very cheap.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of EQH indicates a rather cheap valuation: EQH is cheaper than 84.69% of the companies listed in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.04. EQH is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.68 | ||
| Fwd PE | 5.89 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, EQH is valued a bit cheaper than 77.55% of the companies in the same industry.
- Based on the Price/Free Cash Flow ratio, EQH is valued a bit cheaper than the industry average as 72.45% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.37 | ||
| EV/EBITDA | 7.54 |
4.3 Compensation for Growth
- A more expensive valuation may be justified as EQH's earnings are expected to grow with 16.96% in the coming years.
PEG (NY)N/A
PEG (5Y)2.11
EPS Next 2Y16.11%
EPS Next 3Y16.96%
5. Dividend
5.1 Amount
- EQH has a Yearly Dividend Yield of 2.25%.
- Compared to an average industry Dividend Yield of 2.49, EQH pays a bit more dividend than its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.92, EQH has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.25% |
5.2 History
- On average, the dividend of EQH grows each year by 15.63%, which is quite nice.
- EQH has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)15.63%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- EQH has negative earnings and hence a negative payout ratio. The dividend may be in danger.
- EQH's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP-50.13%
EPS Next 2Y16.11%
EPS Next 3Y16.96%
NYSE:EQH (1/14/2026, 11:43:59 AM)
47.31
+0.49 (+1.05%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-04 2025-11-04/amc
Earnings (Next)02-04 2026-02-04/amc
Inst Owners102.57%
Inst Owner Change0.31%
Ins Owners0.47%
Ins Owner Change-0.29%
Market Cap13.56B
Revenue(TTM)15.06B
Net Income(TTM)-770.00M
Analysts80
Price Target65.67 (38.81%)
Short Float %2.58%
Short Ratio2.7
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.25% |
Yearly Dividend1.19
Dividend Growth(5Y)15.63%
DP-50.13%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-12.21%
Min EPS beat(2)-15.26%
Max EPS beat(2)-9.16%
EPS beat(4)0
Avg EPS beat(4)-10.23%
Min EPS beat(4)-15.26%
Max EPS beat(4)-3.88%
EPS beat(8)3
Avg EPS beat(8)-2.6%
EPS beat(12)3
Avg EPS beat(12)-5.84%
EPS beat(16)6
Avg EPS beat(16)-3.92%
Revenue beat(2)0
Avg Revenue beat(2)-33.36%
Min Revenue beat(2)-40.44%
Max Revenue beat(2)-26.28%
Revenue beat(4)1
Avg Revenue beat(4)-16.29%
Min Revenue beat(4)-40.44%
Max Revenue beat(4)12.88%
Revenue beat(8)1
Avg Revenue beat(8)-21.51%
Revenue beat(12)3
Avg Revenue beat(12)-17.79%
Revenue beat(16)5
Avg Revenue beat(16)-15.64%
PT rev (1m)0.21%
PT rev (3m)-1.7%
EPS NQ rev (1m)-0.27%
EPS NQ rev (3m)-0.12%
EPS NY rev (1m)-0.09%
EPS NY rev (3m)-3.47%
Revenue NQ rev (1m)0.83%
Revenue NQ rev (3m)10.18%
Revenue NY rev (1m)-1.01%
Revenue NY rev (3m)5.26%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.68 | ||
| Fwd PE | 5.89 | ||
| P/S | 0.9 | ||
| P/FCF | 11.37 | ||
| P/OCF | 10.69 | ||
| P/B | 91.59 | ||
| P/tB | N/A | ||
| EV/EBITDA | 7.54 |
EPS(TTM)5.45
EY11.52%
EPS(NY)8.03
Fwd EY16.98%
FCF(TTM)4.16
FCFY8.79%
OCF(TTM)4.43
OCFY9.35%
SpS52.55
BVpS0.52
TBVpS-18.07
PEG (NY)N/A
PEG (5Y)2.11
Graham Number7.96
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.24% | ||
| ROE | -520.27% | ||
| ROCE | 0.61% | ||
| ROIC | 0.52% | ||
| ROICexc | 0.55% | ||
| ROICexgc | 1.16% | ||
| OM | 12.18% | ||
| PM (TTM) | N/A | ||
| GM | 49.15% | ||
| FCFM | 7.92% |
ROA(3y)0.51%
ROA(5y)0.22%
ROE(3y)81.75%
ROE(5y)47.25%
ROIC(3y)0.99%
ROIC(5y)0.93%
ROICexc(3y)1.01%
ROICexc(5y)0.95%
ROICexgc(3y)2.3%
ROICexgc(5y)2.17%
ROCE(3y)1.15%
ROCE(5y)1.08%
ROICexgc growth 3Y0.46%
ROICexgc growth 5Y11.98%
ROICexc growth 3Y2.18%
ROICexc growth 5Y13.84%
OM growth 3Y-0.53%
OM growth 5Y12.57%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-1.39%
GM growth 5Y3.29%
F-Score4
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 104.84 | ||
| Debt/FCF | 19.39 | ||
| Debt/EBITDA | 5.73 | ||
| Cap/Depr | 8.72% | ||
| Cap/Sales | 0.5% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 46.86% | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.45 | ||
| Quick Ratio | 2.45 | ||
| Altman-Z | 0.21 |
F-Score4
WACC6.37%
ROIC/WACC0.08
Cap/Depr(3y)17.57%
Cap/Depr(5y)16.59%
Cap/Sales(3y)1.02%
Cap/Sales(5y)0.92%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4.72%
EPS 3Y-3.05%
EPS 5Y4.12%
EPS Q2Q%-3.27%
EPS Next Y-4.14%
EPS Next 2Y16.11%
EPS Next 3Y16.96%
EPS Next 5Y14.1%
Revenue 1Y (TTM)-4.25%
Revenue growth 3Y3.04%
Revenue growth 5Y4.47%
Sales Q2Q%-14.47%
Revenue Next Year0.68%
Revenue Next 2Y3.83%
Revenue Next 3Y5.3%
Revenue Next 5Y6.07%
EBIT growth 1Y-52.73%
EBIT growth 3Y2.49%
EBIT growth 5Y17.6%
EBIT Next Year1.82%
EBIT Next 3Y12.06%
EBIT Next 5YN/A
FCF growth 1Y336.98%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y456.18%
OCF growth 3YN/A
OCF growth 5YN/A
EQUITABLE HOLDINGS INC / EQH FAQ
Can you provide the ChartMill fundamental rating for EQUITABLE HOLDINGS INC?
ChartMill assigns a fundamental rating of 4 / 10 to EQH.
Can you provide the valuation status for EQUITABLE HOLDINGS INC?
ChartMill assigns a valuation rating of 6 / 10 to EQUITABLE HOLDINGS INC (EQH). This can be considered as Fairly Valued.
Can you provide the profitability details for EQUITABLE HOLDINGS INC?
EQUITABLE HOLDINGS INC (EQH) has a profitability rating of 3 / 10.
What are the PE and PB ratios of EQUITABLE HOLDINGS INC (EQH) stock?
The Price/Earnings (PE) ratio for EQUITABLE HOLDINGS INC (EQH) is 8.68 and the Price/Book (PB) ratio is 91.59.
Can you provide the expected EPS growth for EQH stock?
The Earnings per Share (EPS) of EQUITABLE HOLDINGS INC (EQH) is expected to decline by -4.14% in the next year.