EQUITY BANCSHARES INC - CL A (EQBK) Stock Fundamental Analysis
NYSE:EQBK • US29460X1090
44.88 USD
-1.02 (-2.22%)
At close: Feb 27, 2026
44.88 USD
0 (0%)
After Hours: 2/27/2026, 8:04:00 PM
We assign a fundamental rating of 3 out of 10 to EQBK. EQBK was compared to 379 industry peers in the Banks industry. EQBK may be in some trouble as it scores bad on both profitability and health. EQBK has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year EQBK was profitable.
- EQBK had a positive operating cash flow in the past year.
- In the past 5 years EQBK has always been profitable.
- EQBK had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- EQBK has a worse Return On Assets (0.28%) than 86.02% of its industry peers.
- The Return On Equity of EQBK (2.48%) is worse than 85.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.28% | ||
| ROE | 2.48% | ||
| ROIC | N/A |
ROA(3y)0.56%
ROA(5y)0.77%
ROE(3y)5.13%
ROE(5y)7.99%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a Profit Margin value of 9.03%, EQBK is not doing good in the industry: 84.96% of the companies in the same industry are doing better.
- In the last couple of years the Profit Margin of EQBK has declined.
- EQBK does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 9.03% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-28.03%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- EQBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, EQBK has more shares outstanding
- EQBK has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, EQBK has an improved debt to assets ratio.
2.2 Solvency
- EQBK has a debt to FCF ratio of 1.98. This is a very positive value and a sign of high solvency as it would only need 1.98 years to pay back of all of its debts.
- EQBK has a Debt to FCF ratio of 1.98. This is comparable to the rest of the industry: EQBK outperforms 49.08% of its industry peers.
- EQBK has a Debt/Equity ratio of 0.20. This is a healthy value indicating a solid balance between debt and equity.
- EQBK has a Debt to Equity ratio (0.20) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 1.98 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC13.46%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- EQBK shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -65.08%.
- The Earnings Per Share has been decreasing by -5.76% on average over the past years.
- Looking at the last year, EQBK shows a decrease in Revenue. The Revenue has decreased by -6.64% in the last year.
- EQBK shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.77% yearly.
EPS 1Y (TTM)-65.08%
EPS 3Y-26.63%
EPS 5Y-5.76%
EPS Q2Q%10.58%
Revenue 1Y (TTM)-6.64%
Revenue growth 3Y1.85%
Revenue growth 5Y5.77%
Sales Q2Q%34.2%
3.2 Future
- EQBK is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 98.28% yearly.
- Based on estimates for the next years, EQBK will show a very strong growth in Revenue. The Revenue will grow by 24.82% on average per year.
EPS Next Y272.12%
EPS Next 2Y98.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year48.23%
Revenue Next 2Y24.82%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 32.29 indicates a quite expensive valuation of EQBK.
- Compared to the rest of the industry, the Price/Earnings ratio of EQBK indicates a rather expensive valuation: EQBK more expensive than 87.07% of the companies listed in the same industry.
- When comparing the Price/Earnings ratio of EQBK to the average of the S&P500 Index (27.10), we can say EQBK is valued inline with the index average.
- The Price/Forward Earnings ratio is 8.68, which indicates a very decent valuation of EQBK.
- Based on the Price/Forward Earnings ratio, EQBK is valued cheaper than 83.91% of the companies in the same industry.
- EQBK is valuated cheaply when we compare the Price/Forward Earnings ratio to 28.06, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.29 | ||
| Fwd PE | 8.68 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of EQBK is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 13.5 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- EQBK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- EQBK's earnings are expected to grow with 98.28% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.12
PEG (5Y)N/A
EPS Next 2Y98.28%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.50%, EQBK has a reasonable but not impressive dividend return.
- Compared to an average industry Dividend Yield of 2.74, EQBK is paying slightly less dividend.
- EQBK's Dividend Yield is comparable with the S&P500 average which is at 1.80.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.5% |
5.2 History
- EQBK has been paying a dividend for over 5 years, so it has already some track record.
- EQBK has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 58.16% of the earnings are spent on dividend by EQBK. This is a bit on the high side, but may be sustainable.
DP58.16%
EPS Next 2Y98.28%
EPS Next 3YN/A
44.88
-1.02 (-2.22%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21 2026-01-21/amc
Earnings (Next)04-13 2026-04-13
Inst Owners64.69%
Inst Owner Change-12.4%
Ins Owners5.12%
Ins Owner Change1.75%
Market Cap955.94M
Revenue(TTM)210.05M
Net Income(TTM)17.64M
Analysts80
Price Target54.06 (20.45%)
Short Float %2.51%
Short Ratio5.08
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.5% |
Yearly Dividend0.48
Dividend Growth(5Y)N/A
DP58.16%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-170.11%
Min EPS beat(2)-344%
Max EPS beat(2)3.78%
EPS beat(4)3
Avg EPS beat(4)-82.05%
Min EPS beat(4)-344%
Max EPS beat(4)11.8%
EPS beat(8)6
Avg EPS beat(8)-39.13%
EPS beat(12)9
Avg EPS beat(12)-25.24%
EPS beat(16)13
Avg EPS beat(16)-13.67%
Revenue beat(2)0
Avg Revenue beat(2)-38.3%
Min Revenue beat(2)-71.28%
Max Revenue beat(2)-5.32%
Revenue beat(4)1
Avg Revenue beat(4)-19.11%
Min Revenue beat(4)-71.28%
Max Revenue beat(4)4.83%
Revenue beat(8)2
Avg Revenue beat(8)-23.81%
Revenue beat(12)3
Avg Revenue beat(12)-16.97%
Revenue beat(16)7
Avg Revenue beat(16)-12.08%
PT rev (1m)4.72%
PT rev (3m)5.98%
EPS NQ rev (1m)1.16%
EPS NQ rev (3m)-0.04%
EPS NY rev (1m)0.62%
EPS NY rev (3m)0.42%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.25%
Revenue NY rev (1m)-0.6%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 32.29 | ||
| Fwd PE | 8.68 | ||
| P/S | 4.89 | ||
| P/FCF | 13.5 | ||
| P/OCF | 11.89 | ||
| P/B | 1.34 | ||
| P/tB | 1.56 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.39
EY3.1%
EPS(NY)5.17
Fwd EY11.52%
FCF(TTM)3.32
FCFY7.41%
OCF(TTM)3.78
OCFY8.41%
SpS9.17
BVpS33.42
TBVpS28.71
PEG (NY)0.12
PEG (5Y)N/A
Graham Number32.33
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.28% | ||
| ROE | 2.48% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 9.03% | ||
| GM | N/A | ||
| FCFM | 36.25% |
ROA(3y)0.56%
ROA(5y)0.77%
ROE(3y)5.13%
ROE(5y)7.99%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-28.03%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.2 | ||
| Debt/FCF | 1.98 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 92.54% | ||
| Cap/Sales | 4.92% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 401.36% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC13.46%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-65.08%
EPS 3Y-26.63%
EPS 5Y-5.76%
EPS Q2Q%10.58%
EPS Next Y272.12%
EPS Next 2Y98.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.64%
Revenue growth 3Y1.85%
Revenue growth 5Y5.77%
Sales Q2Q%34.2%
Revenue Next Year48.23%
Revenue Next 2Y24.82%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y29.21%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y23.86%
OCF growth 3YN/A
OCF growth 5YN/A
EQUITY BANCSHARES INC - CL A / EQBK FAQ
Can you provide the ChartMill fundamental rating for EQUITY BANCSHARES INC - CL A?
ChartMill assigns a fundamental rating of 3 / 10 to EQBK.
What is the valuation status for EQBK stock?
ChartMill assigns a valuation rating of 5 / 10 to EQUITY BANCSHARES INC - CL A (EQBK). This can be considered as Fairly Valued.
How profitable is EQUITY BANCSHARES INC - CL A (EQBK) stock?
EQUITY BANCSHARES INC - CL A (EQBK) has a profitability rating of 2 / 10.
What is the financial health of EQUITY BANCSHARES INC - CL A (EQBK) stock?
The financial health rating of EQUITY BANCSHARES INC - CL A (EQBK) is 2 / 10.
Is the dividend of EQUITY BANCSHARES INC - CL A sustainable?
The dividend rating of EQUITY BANCSHARES INC - CL A (EQBK) is 3 / 10 and the dividend payout ratio is 58.16%.