EQUITY BANCSHARES INC - CL A (EQBK) Fundamental Analysis & Valuation

NYSE:EQBK • US29460X1090

Current stock price

44.95 USD
+0.05 (+0.11%)
At close:
44.95 USD
0 (0%)
After Hours:

This EQBK fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. EQBK Profitability Analysis

1.1 Basic Checks

  • In the past year EQBK was profitable.
  • EQBK had a positive operating cash flow in the past year.
  • EQBK had positive earnings in each of the past 5 years.
  • EQBK had a positive operating cash flow in each of the past 5 years.
EQBK Yearly Net Income VS EBIT VS OCF VS FCFEQBK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 0.36%, EQBK is doing worse than 88.03% of the companies in the same industry.
  • The Return On Equity of EQBK (3.10%) is worse than 88.30% of its industry peers.
Industry RankSector Rank
ROA 0.36%
ROE 3.1%
ROIC N/A
ROA(3y)0.56%
ROA(5y)0.77%
ROE(3y)5.13%
ROE(5y)7.99%
ROIC(3y)N/A
ROIC(5y)N/A
EQBK Yearly ROA, ROE, ROICEQBK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10

1.3 Margins

  • Looking at the Profit Margin, with a value of 10.82%, EQBK is doing worse than 86.70% of the companies in the same industry.
  • EQBK's Profit Margin has declined in the last couple of years.
  • EQBK does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 10.82%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-28.03%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
EQBK Yearly Profit, Operating, Gross MarginsEQBK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 -40

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. EQBK Health Analysis

2.1 Basic Checks

  • EQBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, EQBK has more shares outstanding
  • EQBK has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for EQBK has been reduced compared to a year ago.
EQBK Yearly Shares OutstandingEQBK Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M
EQBK Yearly Total Debt VS Total AssetsEQBK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • The Debt to FCF ratio of EQBK is 3.62, which is a good value as it means it would take EQBK, 3.62 years of fcf income to pay off all of its debts.
  • EQBK has a Debt to FCF ratio of 3.62. This is in the lower half of the industry: EQBK underperforms 62.77% of its industry peers.
  • EQBK has a Debt/Equity ratio of 0.19. This is a healthy value indicating a solid balance between debt and equity.
  • EQBK's Debt to Equity ratio of 0.19 is in line compared to the rest of the industry. EQBK outperforms 43.88% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 3.62
Altman-Z N/A
ROIC/WACCN/A
WACC12.71%
EQBK Yearly LT Debt VS Equity VS FCFEQBK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
EQBK Yearly Current Assets VS Current LiabilitesEQBK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

6

3. EQBK Growth Analysis

3.1 Past

  • The earnings per share for EQBK have decreased strongly by -65.90% in the last year.
  • The Earnings Per Share has been decreasing by -5.76% on average over the past years.
  • EQBK shows a small growth in Revenue. In the last year, the Revenue has grown by 1.26%.
  • EQBK shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.77% yearly.
EPS 1Y (TTM)-65.9%
EPS 3Y-26.63%
EPS 5Y-5.76%
EPS Q2Q%-5.88%
Revenue 1Y (TTM)1.26%
Revenue growth 3Y1.85%
Revenue growth 5Y5.77%
Sales Q2Q%31.17%

3.2 Future

  • EQBK is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 97.42% yearly.
  • EQBK is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 24.82% yearly.
EPS Next Y266.94%
EPS Next 2Y97.42%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year48.23%
Revenue Next 2Y24.82%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
EQBK Yearly Revenue VS EstimatesEQBK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M
EQBK Yearly EPS VS EstimatesEQBK Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 -2 4 -4

More info and screens

Find the best growth stocksShow best growing peers

4

4. EQBK Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 33.54 indicates a quite expensive valuation of EQBK.
  • Based on the Price/Earnings ratio, EQBK is valued more expensive than 88.03% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.79, EQBK is valued a bit more expensive.
  • A Price/Forward Earnings ratio of 8.30 indicates a reasonable valuation of EQBK.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of EQBK indicates a rather cheap valuation: EQBK is cheaper than 89.63% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 38.88. EQBK is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 33.54
Fwd PE 8.3
EQBK Price Earnings VS Forward Price EarningsEQBK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of EQBK indicates a slightly more expensive valuation: EQBK is more expensive than 79.26% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 24.76
EV/EBITDA N/A
EQBK Per share dataEQBK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • EQBK's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as EQBK's earnings are expected to grow with 97.42% in the coming years.
PEG (NY)0.13
PEG (5Y)N/A
EPS Next 2Y97.42%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. EQBK Dividend Analysis

5.1 Amount

  • EQBK has a Yearly Dividend Yield of 1.54%.
  • Compared to an average industry Dividend Yield of 2.57, EQBK is paying slightly less dividend.
  • EQBK's Dividend Yield is comparable with the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 1.54%

5.2 History

  • EQBK has been paying a dividend for over 5 years, so it has already some track record.
  • EQBK has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years4
Div Non Decr Years4
EQBK Yearly Dividends per shareEQBK Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6

5.3 Sustainability

  • 50.24% of the earnings are spent on dividend by EQBK. This is a bit on the high side, but may be sustainable.
DP50.24%
EPS Next 2Y97.42%
EPS Next 3YN/A
EQBK Yearly Income VS Free CF VS DividendEQBK Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M
EQBK Dividend Payout.EQBK Dividend Payout, showing the Payout Ratio.EQBK Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

EQBK Fundamentals: All Metrics, Ratios and Statistics

EQUITY BANCSHARES INC - CL A

NYSE:EQBK (4/22/2026, 8:22:14 PM)

After market: 44.95 0 (0%)

44.95

+0.05 (+0.11%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)04-14
Earnings (Next)07-13
Inst Owners58.75%
Inst Owner Change-0.01%
Ins Owners5.15%
Ins Owner Change2.85%
Market Cap943.50M
Revenue(TTM)232.58M
Net Income(TTM)22.73M
Analysts78.33
Price Target55.08 (22.54%)
Short Float %3.19%
Short Ratio4.63
Dividend
Industry RankSector Rank
Dividend Yield 1.54%
Yearly Dividend0.63
Dividend Growth(5Y)N/A
DP50.24%
Div Incr Years4
Div Non Decr Years4
Ex-Date03-31
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-174.57%
Min EPS beat(2)-344%
Max EPS beat(2)-5.15%
EPS beat(4)2
Avg EPS beat(4)-86.29%
Min EPS beat(4)-344%
Max EPS beat(4)3.78%
EPS beat(8)5
Avg EPS beat(8)-40.34%
EPS beat(12)9
Avg EPS beat(12)-24.72%
EPS beat(16)12
Avg EPS beat(16)-14.19%
Revenue beat(2)0
Avg Revenue beat(2)-39.58%
Min Revenue beat(2)-71.28%
Max Revenue beat(2)-7.87%
Revenue beat(4)1
Avg Revenue beat(4)-19.91%
Min Revenue beat(4)-71.28%
Max Revenue beat(4)4.83%
Revenue beat(8)2
Avg Revenue beat(8)-10.65%
Revenue beat(12)3
Avg Revenue beat(12)-17.34%
Revenue beat(16)6
Avg Revenue beat(16)-12.6%
PT rev (1m)1.89%
PT rev (3m)6.3%
EPS NQ rev (1m)0.55%
EPS NQ rev (3m)-3.17%
EPS NY rev (1m)0.03%
EPS NY rev (3m)-0.98%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.41%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.65%
Valuation
Industry RankSector Rank
PE 33.54
Fwd PE 8.3
P/S 4.49
P/FCF 24.76
P/OCF 18.37
P/B 1.29
P/tB 1.5
EV/EBITDA N/A
EPS(TTM)1.34
EY2.98%
EPS(NY)5.42
Fwd EY12.05%
FCF(TTM)1.82
FCFY4.04%
OCF(TTM)2.45
OCFY5.44%
SpS10.01
BVpS34.88
TBVpS29.93
PEG (NY)0.13
PEG (5Y)N/A
Graham Number32.4272 (-27.86%)
Profitability
Industry RankSector Rank
ROA 0.36%
ROE 3.1%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 10.82%
GM N/A
FCFM 18.14%
ROA(3y)0.56%
ROA(5y)0.77%
ROE(3y)5.13%
ROE(5y)7.99%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-28.03%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 3.62
Debt/EBITDA N/A
Cap/Depr 122%
Cap/Sales 6.31%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 167.7%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC12.71%
ROIC/WACCN/A
Cap/Depr(3y)134.22%
Cap/Depr(5y)100.68%
Cap/Sales(3y)7.07%
Cap/Sales(5y)5.18%
Profit Quality(3y)350.47%
Profit Quality(5y)271.95%
High Growth Momentum
Growth
EPS 1Y (TTM)-65.9%
EPS 3Y-26.63%
EPS 5Y-5.76%
EPS Q2Q%-5.88%
EPS Next Y266.94%
EPS Next 2Y97.42%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)1.26%
Revenue growth 3Y1.85%
Revenue growth 5Y5.77%
Sales Q2Q%31.17%
Revenue Next Year48.23%
Revenue Next 2Y24.82%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-41.68%
FCF growth 3Y-18.57%
FCF growth 5Y2.27%
OCF growth 1Y-30.44%
OCF growth 3Y-11.49%
OCF growth 5Y3.32%

EQUITY BANCSHARES INC - CL A / EQBK Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for EQUITY BANCSHARES INC - CL A?

ChartMill assigns a fundamental rating of 3 / 10 to EQBK.


Can you provide the valuation status for EQUITY BANCSHARES INC - CL A?

ChartMill assigns a valuation rating of 4 / 10 to EQUITY BANCSHARES INC - CL A (EQBK). This can be considered as Fairly Valued.


Can you provide the profitability details for EQUITY BANCSHARES INC - CL A?

EQUITY BANCSHARES INC - CL A (EQBK) has a profitability rating of 2 / 10.


How financially healthy is EQUITY BANCSHARES INC - CL A?

The financial health rating of EQUITY BANCSHARES INC - CL A (EQBK) is 2 / 10.


What is the earnings growth outlook for EQUITY BANCSHARES INC - CL A?

The Earnings per Share (EPS) of EQUITY BANCSHARES INC - CL A (EQBK) is expected to grow by 266.94% in the next year.