EQUITY BANCSHARES INC - CL A (EQBK) Fundamental Analysis & Valuation

NYSE:EQBK • US29460X1090

Current stock price

44.17 USD
+0.63 (+1.45%)
Last:

This EQBK fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. EQBK Profitability Analysis

1.1 Basic Checks

  • In the past year EQBK was profitable.
  • EQBK had a positive operating cash flow in the past year.
  • EQBK had positive earnings in each of the past 5 years.
  • Each year in the past 5 years EQBK had a positive operating cash flow.
EQBK Yearly Net Income VS EBIT VS OCF VS FCFEQBK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M 100M

1.2 Ratios

  • EQBK has a Return On Assets of 0.36%. This is amonst the worse of the industry: EQBK underperforms 86.32% of its industry peers.
  • EQBK has a Return On Equity of 3.10%. This is amonst the worse of the industry: EQBK underperforms 86.32% of its industry peers.
Industry RankSector Rank
ROA 0.36%
ROE 3.1%
ROIC N/A
ROA(3y)0.56%
ROA(5y)0.77%
ROE(3y)5.13%
ROE(5y)7.99%
ROIC(3y)N/A
ROIC(5y)N/A
EQBK Yearly ROA, ROE, ROICEQBK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10

1.3 Margins

  • Looking at the Profit Margin, with a value of 10.82%, EQBK is doing worse than 85.00% of the companies in the same industry.
  • EQBK's Profit Margin has declined in the last couple of years.
  • The Operating Margin and Gross Margin are not available for EQBK so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 10.82%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-28.03%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
EQBK Yearly Profit, Operating, Gross MarginsEQBK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 -40

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. EQBK Health Analysis

2.1 Basic Checks

  • EQBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • EQBK has more shares outstanding than it did 1 year ago.
  • Compared to 5 years ago, EQBK has more shares outstanding
  • Compared to 1 year ago, EQBK has an improved debt to assets ratio.
EQBK Yearly Shares OutstandingEQBK Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M
EQBK Yearly Total Debt VS Total AssetsEQBK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • EQBK has a debt to FCF ratio of 3.62. This is a good value and a sign of high solvency as EQBK would need 3.62 years to pay back of all of its debts.
  • EQBK's Debt to FCF ratio of 3.62 is on the low side compared to the rest of the industry. EQBK is outperformed by 61.05% of its industry peers.
  • A Debt/Equity ratio of 0.19 indicates that EQBK is not too dependend on debt financing.
  • EQBK has a Debt to Equity ratio (0.19) which is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 3.62
Altman-Z N/A
ROIC/WACCN/A
WACC12.86%
EQBK Yearly LT Debt VS Equity VS FCFEQBK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
EQBK Yearly Current Assets VS Current LiabilitesEQBK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. EQBK Growth Analysis

3.1 Past

  • EQBK shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -65.08%.
  • EQBK shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -5.76% yearly.
  • EQBK shows a decrease in Revenue. In the last year, the revenue decreased by -6.64%.
  • Measured over the past years, EQBK shows a small growth in Revenue. The Revenue has been growing by 5.77% on average per year.
EPS 1Y (TTM)-65.08%
EPS 3Y-26.63%
EPS 5Y-5.76%
EPS Q2Q%10.58%
Revenue 1Y (TTM)-6.64%
Revenue growth 3Y1.85%
Revenue growth 5Y5.77%
Sales Q2Q%34.2%

3.2 Future

  • EQBK is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 97.28% yearly.
  • The Revenue is expected to grow by 24.82% on average over the next years. This is a very strong growth
EPS Next Y266.83%
EPS Next 2Y97.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year48.23%
Revenue Next 2Y24.82%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
EQBK Yearly Revenue VS EstimatesEQBK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M
EQBK Yearly EPS VS EstimatesEQBK Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 2 -2 4 -4

More info and screens

Find the best growth stocksShow best growing peers

4

4. EQBK Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 31.78, which means the current valuation is very expensive for EQBK.
  • Based on the Price/Earnings ratio, EQBK is valued more expensive than 87.63% of the companies in the same industry.
  • EQBK is valuated rather expensively when we compare the Price/Earnings ratio to 25.54, which is the current average of the S&P500 Index.
  • EQBK is valuated reasonably with a Price/Forward Earnings ratio of 8.66.
  • Based on the Price/Forward Earnings ratio, EQBK is valued cheaper than 82.37% of the companies in the same industry.
  • EQBK is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.70, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 31.78
Fwd PE 8.66
EQBK Price Earnings VS Forward Price EarningsEQBK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, EQBK is valued a bit more expensive than 77.11% of the companies in the same industry.
Industry RankSector Rank
P/FCF 24.33
EV/EBITDA N/A
EQBK Per share dataEQBK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 10 20 30

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • EQBK's earnings are expected to grow with 97.28% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.12
PEG (5Y)N/A
EPS Next 2Y97.28%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. EQBK Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 1.57%, EQBK has a reasonable but not impressive dividend return.
  • EQBK's Dividend Yield is slightly below the industry average, which is at 2.78.
  • Compared to an average S&P500 Dividend Yield of 1.89, EQBK has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 1.57%

5.2 History

  • EQBK has been paying a dividend for over 5 years, so it has already some track record.
  • EQBK has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years3
Div Non Decr Years3
EQBK Yearly Dividends per shareEQBK Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6

5.3 Sustainability

  • EQBK pays out 50.24% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP50.24%
EPS Next 2Y97.28%
EPS Next 3YN/A
EQBK Yearly Income VS Free CF VS DividendEQBK Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M -50M
EQBK Dividend Payout.EQBK Dividend Payout, showing the Payout Ratio.EQBK Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

EQBK Fundamentals: All Metrics, Ratios and Statistics

EQUITY BANCSHARES INC - CL A

NYSE:EQBK (3/24/2026, 2:23:46 PM)

44.17

+0.63 (+1.45%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-21
Earnings (Next)04-13
Inst Owners57.9%
Inst Owner Change-12.42%
Ins Owners4.45%
Ins Owner Change2.89%
Market Cap927.13M
Revenue(TTM)210.05M
Net Income(TTM)22.73M
Analysts78.33
Price Target54.06 (22.39%)
Short Float %2.26%
Short Ratio3.77
Dividend
Industry RankSector Rank
Dividend Yield 1.57%
Yearly Dividend0.63
Dividend Growth(5Y)N/A
DP50.24%
Div Incr Years3
Div Non Decr Years3
Ex-Date03-31
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-174.57%
Min EPS beat(2)-344%
Max EPS beat(2)-5.15%
EPS beat(4)2
Avg EPS beat(4)-86.29%
Min EPS beat(4)-344%
Max EPS beat(4)3.78%
EPS beat(8)5
Avg EPS beat(8)-40.34%
EPS beat(12)9
Avg EPS beat(12)-24.72%
EPS beat(16)12
Avg EPS beat(16)-14.19%
Revenue beat(2)0
Avg Revenue beat(2)-39.58%
Min Revenue beat(2)-71.28%
Max Revenue beat(2)-7.87%
Revenue beat(4)1
Avg Revenue beat(4)-19.91%
Min Revenue beat(4)-71.28%
Max Revenue beat(4)4.83%
Revenue beat(8)2
Avg Revenue beat(8)-10.65%
Revenue beat(12)3
Avg Revenue beat(12)-17.34%
Revenue beat(16)6
Avg Revenue beat(16)-12.6%
PT rev (1m)-0.38%
PT rev (3m)5.58%
EPS NQ rev (1m)2.84%
EPS NQ rev (3m)-4.3%
EPS NY rev (1m)-1.42%
EPS NY rev (3m)-1.01%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.53%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE 31.78
Fwd PE 8.66
P/S 4.41
P/FCF 24.33
P/OCF 18.05
P/B 1.27
P/tB 1.48
EV/EBITDA N/A
EPS(TTM)1.39
EY3.15%
EPS(NY)5.1
Fwd EY11.54%
FCF(TTM)1.82
FCFY4.11%
OCF(TTM)2.45
OCFY5.54%
SpS10.01
BVpS34.88
TBVpS29.93
PEG (NY)0.12
PEG (5Y)N/A
Graham Number33.03
Profitability
Industry RankSector Rank
ROA 0.36%
ROE 3.1%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 10.82%
GM N/A
FCFM 18.14%
ROA(3y)0.56%
ROA(5y)0.77%
ROE(3y)5.13%
ROE(5y)7.99%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-28.03%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.19
Debt/FCF 3.62
Debt/EBITDA N/A
Cap/Depr 122%
Cap/Sales 6.31%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 167.7%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score6
WACC12.86%
ROIC/WACCN/A
Cap/Depr(3y)134.22%
Cap/Depr(5y)100.72%
Cap/Sales(3y)7.07%
Cap/Sales(5y)5.18%
Profit Quality(3y)350.47%
Profit Quality(5y)271.93%
High Growth Momentum
Growth
EPS 1Y (TTM)-65.08%
EPS 3Y-26.63%
EPS 5Y-5.76%
EPS Q2Q%10.58%
EPS Next Y266.83%
EPS Next 2Y97.28%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-6.64%
Revenue growth 3Y1.85%
Revenue growth 5Y5.77%
Sales Q2Q%34.2%
Revenue Next Year48.23%
Revenue Next 2Y24.82%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-41.68%
FCF growth 3Y-18.58%
FCF growth 5Y2.25%
OCF growth 1Y-30.44%
OCF growth 3Y-11.5%
OCF growth 5Y3.33%

EQUITY BANCSHARES INC - CL A / EQBK Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for EQUITY BANCSHARES INC - CL A?

ChartMill assigns a fundamental rating of 3 / 10 to EQBK.


What is the valuation status for EQBK stock?

ChartMill assigns a valuation rating of 4 / 10 to EQUITY BANCSHARES INC - CL A (EQBK). This can be considered as Fairly Valued.


How profitable is EQUITY BANCSHARES INC - CL A (EQBK) stock?

EQUITY BANCSHARES INC - CL A (EQBK) has a profitability rating of 2 / 10.


What is the financial health of EQUITY BANCSHARES INC - CL A (EQBK) stock?

The financial health rating of EQUITY BANCSHARES INC - CL A (EQBK) is 2 / 10.


Is the dividend of EQUITY BANCSHARES INC - CL A sustainable?

The dividend rating of EQUITY BANCSHARES INC - CL A (EQBK) is 3 / 10 and the dividend payout ratio is 50.24%.