EVEREST GROUP LTD (EG) Stock Fundamental Analysis

NYSE:EG • BMG3223R1088

342.48 USD
-0.45 (-0.13%)
At close: Feb 20, 2026
342.48 USD
0 (0%)
After Hours: 2/20/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

Overall EG gets a fundamental rating of 4 out of 10. We evaluated EG against 150 industry peers in the Insurance industry. EG has a bad profitability rating. Also its financial health evaluation is rather negative. EG scores decently on growth, while it is valued quite cheap. This could make an interesting combination. Finally EG also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • EG had positive earnings in the past year.
  • In the past year EG had a positive cash flow from operations.
  • EG had positive earnings in 4 of the past 5 years.
  • Of the past 5 years EG 4 years had a positive operating cash flow.
EG Yearly Net Income VS EBIT VS OCF VS FCFEG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1B 2B 3B 4B

1.2 Ratios

  • EG has a Return On Assets of 0.88%. This is in the lower half of the industry: EG underperforms 61.07% of its industry peers.
  • Looking at the Return On Equity, with a value of 3.56%, EG is doing worse than 75.84% of the companies in the same industry.
  • EG has a Return On Invested Capital of 0.93%. This is in the lower half of the industry: EG underperforms 61.07% of its industry peers.
  • EG had an Average Return On Invested Capital over the past 3 years of 2.76%. This is significantly below the industry average of 15.11%.
Industry RankSector Rank
ROA 0.88%
ROE 3.56%
ROIC 0.93%
ROA(3y)2.97%
ROA(5y)2.81%
ROE(3y)11.87%
ROE(5y)10.85%
ROIC(3y)2.76%
ROIC(5y)2.88%
EG Yearly ROA, ROE, ROICEG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15

1.3 Margins

  • The Profit Margin of EG (3.09%) is worse than 72.48% of its industry peers.
  • EG's Profit Margin has declined in the last couple of years.
  • With a Operating Margin value of 4.13%, EG is not doing good in the industry: 81.21% of the companies in the same industry are doing better.
  • In the last couple of years the Operating Margin of EG has declined.
Industry RankSector Rank
OM 4.13%
PM (TTM) 3.09%
GM N/A
OM growth 3Y-11.27%
OM growth 5Y-7.38%
PM growth 3Y-11.84%
PM growth 5Y-8.26%
GM growth 3YN/A
GM growth 5YN/A
EG Yearly Profit, Operating, Gross MarginsEG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20

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3

2. Health

2.1 Basic Checks

  • There is no outstanding debt for EG. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
EG Yearly Shares OutstandingEG Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M
EG Yearly Total Debt VS Total AssetsEG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10B 20B 30B 40B 50B

2.2 Solvency

  • The Debt to FCF ratio of EG is 0.85, which is an excellent value as it means it would take EG, only 0.85 years of fcf income to pay off all of its debts.
  • With a decent Debt to FCF ratio value of 0.85, EG is doing good in the industry, outperforming 73.83% of the companies in the same industry.
  • A Debt/Equity ratio of 0.23 indicates that EG is not too dependend on debt financing.
  • With a decent Debt to Equity ratio value of 0.23, EG is doing good in the industry, outperforming 65.77% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 0.85
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
EG Yearly LT Debt VS Equity VS FCFEG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2B 4B 6B 8B 10B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
EG Yearly Current Assets VS Current LiabilitesEG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 51.73% over the past year.
  • Measured over the past years, EG shows a very strong growth in Earnings Per Share. The EPS has been growing by 43.23% on average per year.
EPS 1Y (TTM)51.73%
EPS 3Y18.18%
EPS 5Y43.23%
EPS Q2Q%172.1%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-1.61%

3.2 Future

  • The Earnings Per Share is expected to grow by 20.17% on average over the next years. This is a very strong growth
  • EG is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -3.71% yearly.
EPS Next Y28.2%
EPS Next 2Y20.17%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-5.51%
Revenue Next 2Y-3.71%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
EG Yearly Revenue VS EstimatesEG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 5B 10B 15B
EG Yearly EPS VS EstimatesEG Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20 40 60

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Find the best growth stocksShow best growing peers

8

4. Valuation

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 7.68, which indicates a rather cheap valuation of EG.
  • Compared to the rest of the industry, the Price/Earnings ratio of EG indicates a somewhat cheap valuation: EG is cheaper than 74.50% of the companies listed in the same industry.
  • The average S&P500 Price/Earnings ratio is at 26.99. EG is valued rather cheaply when compared to this.
  • With a Price/Forward Earnings ratio of 5.99, the valuation of EG can be described as very cheap.
  • EG's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. EG is cheaper than 77.18% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, EG is valued rather cheaply.
Industry RankSector Rank
PE 7.68
Fwd PE 5.99
EG Price Earnings VS Forward Price EarningsEG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • 81.88% of the companies in the same industry are more expensive than EG, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 3.28
EV/EBITDA N/A
EG Per share dataEG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 100 200 300 400

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • EG's earnings are expected to grow with 20.17% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.27
PEG (5Y)0.18
EPS Next 2Y20.17%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • EG has a Yearly Dividend Yield of 2.38%. Purely for dividend investing, there may be better candidates out there.
  • EG's Dividend Yield is a higher than the industry average which is at 2.64.
  • Compared to an average S&P500 Dividend Yield of 1.81, EG pays a bit more dividend than the S&P500 average.
Industry RankSector Rank
Dividend Yield 2.38%

5.2 History

  • The dividend of EG is nicely growing with an annual growth rate of 6.23%!
  • EG has been paying a dividend for at least 10 years, so it has a reliable track record.
  • EG has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)6.23%
Div Incr Years3
Div Non Decr Years23
EG Yearly Dividends per shareEG Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2 4 6

5.3 Sustainability

  • EG pays out 61.79% of its income as dividend. This is not a sustainable payout ratio.
  • EG's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP61.79%
EPS Next 2Y20.17%
EPS Next 3YN/A
EG Yearly Income VS Free CF VS DividendEG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 1B 2B 3B 4B
EG Dividend Payout.EG Dividend Payout, showing the Payout Ratio.EG Dividend Payout.PayoutRetained Earnings

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EVEREST GROUP LTD

NYSE:EG (2/20/2026, 8:04:00 PM)

After market: 342.48 0 (0%)

342.48

-0.45 (-0.13%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-04
Earnings (Next)04-28
Inst Owners99.14%
Inst Owner ChangeN/A
Ins Owners1.42%
Ins Owner Change-1.44%
Market Cap13.94B
Revenue(TTM)N/A
Net Income(TTM)547.00M
Analysts74.62
Price Target375.63 (9.68%)
Short Float %2.31%
Short Ratio2.44
Dividend
Industry RankSector Rank
Dividend Yield 2.38%
Yearly Dividend7.73
Dividend Growth(5Y)6.23%
DP61.79%
Div Incr Years3
Div Non Decr Years23
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-18.31%
Min EPS beat(2)-49.12%
Max EPS beat(2)12.5%
EPS beat(4)1
Avg EPS beat(4)-17.23%
Min EPS beat(4)-49.12%
Max EPS beat(4)12.5%
EPS beat(8)2
Avg EPS beat(8)-9.19%
EPS beat(12)5
Avg EPS beat(12)-0.77%
EPS beat(16)8
Avg EPS beat(16)1.42%
Revenue beat(2)1
Avg Revenue beat(2)-3.29%
Min Revenue beat(2)-7.22%
Max Revenue beat(2)0.63%
Revenue beat(4)1
Avg Revenue beat(4)-3.56%
Min Revenue beat(4)-7.22%
Max Revenue beat(4)0.63%
Revenue beat(8)2
Avg Revenue beat(8)-4.12%
Revenue beat(12)3
Avg Revenue beat(12)-4.32%
Revenue beat(16)6
Avg Revenue beat(16)-2.29%
PT rev (1m)-0.11%
PT rev (3m)-5.26%
EPS NQ rev (1m)3.64%
EPS NQ rev (3m)2.63%
EPS NY rev (1m)-0.01%
EPS NY rev (3m)-3.51%
Revenue NQ rev (1m)-0.02%
Revenue NQ rev (3m)-0.02%
Revenue NY rev (1m)0.46%
Revenue NY rev (3m)0.18%
Valuation
Industry RankSector Rank
PE 7.68
Fwd PE 5.99
P/S 0.79
P/FCF 3.28
P/OCF 3.28
P/B 0.91
P/tB 0.91
EV/EBITDA N/A
EPS(TTM)44.61
EY13.03%
EPS(NY)57.19
Fwd EY16.7%
FCF(TTM)104.32
FCFY30.46%
OCF(TTM)104.32
OCFY30.46%
SpS434.99
BVpS377.76
TBVpS377.76
PEG (NY)0.27
PEG (5Y)0.18
Graham Number615.77
Profitability
Industry RankSector Rank
ROA 0.88%
ROE 3.56%
ROCE 1.18%
ROIC 0.93%
ROICexc 0.95%
ROICexgc 1.09%
OM 4.13%
PM (TTM) 3.09%
GM N/A
FCFM 23.98%
ROA(3y)2.97%
ROA(5y)2.81%
ROE(3y)11.87%
ROE(5y)10.85%
ROIC(3y)2.76%
ROIC(5y)2.88%
ROICexc(3y)2.85%
ROICexc(5y)2.97%
ROICexgc(3y)3.23%
ROICexgc(5y)3.37%
ROCE(3y)3.49%
ROCE(5y)3.65%
ROICexgc growth 3Y-11.77%
ROICexgc growth 5Y-7.25%
ROICexc growth 3Y-12%
ROICexc growth 5Y-7.2%
OM growth 3Y-11.27%
OM growth 5Y-7.38%
PM growth 3Y-11.84%
PM growth 5Y-8.26%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.28
Health
Industry RankSector Rank
Debt/Equity 0.23
Debt/FCF 0.85
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 4.94
Cash Conversion N/A
Profit Quality 776.23%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)391.86%
Profit Quality(5y)404.58%
High Growth Momentum
Growth
EPS 1Y (TTM)51.73%
EPS 3Y18.18%
EPS 5Y43.23%
EPS Q2Q%172.1%
EPS Next Y28.2%
EPS Next 2Y20.17%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-1.61%
Revenue Next Year-5.51%
Revenue Next 2Y-3.71%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-72.51%
EBIT growth 3Y0.57%
EBIT growth 5Y7.37%
EBIT Next Year18.53%
EBIT Next 3Y21.23%
EBIT Next 5YN/A
FCF growth 1Y-6.74%
FCF growth 3Y8.95%
FCF growth 5Y21.76%
OCF growth 1Y-6.74%
OCF growth 3Y8.95%
OCF growth 5Y21.76%

EVEREST GROUP LTD / EG FAQ

What is the ChartMill fundamental rating of EVEREST GROUP LTD (EG) stock?

ChartMill assigns a fundamental rating of 4 / 10 to EG.


Can you provide the valuation status for EVEREST GROUP LTD?

ChartMill assigns a valuation rating of 8 / 10 to EVEREST GROUP LTD (EG). This can be considered as Undervalued.


What is the profitability of EG stock?

EVEREST GROUP LTD (EG) has a profitability rating of 2 / 10.


Can you provide the PE and PB ratios for EG stock?

The Price/Earnings (PE) ratio for EVEREST GROUP LTD (EG) is 7.68 and the Price/Book (PB) ratio is 0.91.


Is the dividend of EVEREST GROUP LTD sustainable?

The dividend rating of EVEREST GROUP LTD (EG) is 7 / 10 and the dividend payout ratio is 61.79%.