EURONET WORLDWIDE INC (EEFT) Fundamental Analysis & Valuation

NASDAQ:EEFT • US2987361092

Current stock price

67.68 USD
-3.87 (-5.41%)
At close:
67.76 USD
+0.08 (+0.12%)
After Hours:

This EEFT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. EEFT Profitability Analysis

1.1 Basic Checks

  • EEFT had positive earnings in the past year.
  • In the past year EEFT had a positive cash flow from operations.
  • Each year in the past 5 years EEFT has been profitable.
  • In the past 5 years EEFT always reported a positive cash flow from operatings.
EEFT Yearly Net Income VS EBIT VS OCF VS FCFEEFT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

1.2 Ratios

  • EEFT has a better Return On Assets (4.77%) than 75.51% of its industry peers.
  • With an excellent Return On Equity value of 23.67%, EEFT belongs to the best of the industry, outperforming 88.78% of the companies in the same industry.
  • EEFT's Return On Invested Capital of 13.89% is amongst the best of the industry. EEFT outperforms 91.84% of its industry peers.
  • EEFT had an Average Return On Invested Capital over the past 3 years of 12.18%. This is above the industry average of 8.22%.
  • The last Return On Invested Capital (13.89%) for EEFT is above the 3 year average (12.18%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 4.77%
ROE 23.67%
ROIC 13.89%
ROA(3y)4.92%
ROA(5y)4.1%
ROE(3y)23.65%
ROE(5y)19.03%
ROIC(3y)12.18%
ROIC(5y)10.12%
EEFT Yearly ROA, ROE, ROICEEFT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 7.29%, EEFT is in line with its industry, outperforming 46.94% of the companies in the same industry.
  • EEFT's Profit Margin has improved in the last couple of years.
  • EEFT has a Operating Margin of 12.48%. This is comparable to the rest of the industry: EEFT outperforms 52.04% of its industry peers.
  • In the last couple of years the Operating Margin of EEFT has grown nicely.
  • EEFT's Gross Margin of 41.32% is fine compared to the rest of the industry. EEFT outperforms 61.22% of its industry peers.
  • In the last couple of years the Gross Margin of EEFT has grown nicely.
Industry RankSector Rank
OM 12.48%
PM (TTM) 7.29%
GM 41.32%
OM growth 3Y2.86%
OM growth 5Y15.13%
PM growth 3Y1.97%
PM growth 5YN/A
GM growth 3Y1.16%
GM growth 5Y2.51%
EEFT Yearly Profit, Operating, Gross MarginsEEFT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30 40

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5

2. EEFT Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EEFT is creating value.
  • The number of shares outstanding for EEFT has been reduced compared to 1 year ago.
  • The number of shares outstanding for EEFT has been reduced compared to 5 years ago.
  • EEFT has a better debt/assets ratio than last year.
EEFT Yearly Shares OutstandingEEFT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
EEFT Yearly Total Debt VS Total AssetsEEFT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • EEFT has an Altman-Z score of 1.79. This is a bad value and indicates that EEFT is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of EEFT (1.79) is better than 74.49% of its industry peers.
  • EEFT has a debt to FCF ratio of 4.80. This is a neutral value as EEFT would need 4.80 years to pay back of all of its debts.
  • EEFT's Debt to FCF ratio of 4.80 is fine compared to the rest of the industry. EEFT outperforms 63.27% of its industry peers.
  • A Debt/Equity ratio of 0.79 indicates that EEFT is somewhat dependend on debt financing.
  • EEFT's Debt to Equity ratio of 0.79 is in line compared to the rest of the industry. EEFT outperforms 48.98% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 4.8
Altman-Z 1.79
ROIC/WACC2.03
WACC6.84%
EEFT Yearly LT Debt VS Equity VS FCFEEFT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 1.11 indicates that EEFT should not have too much problems paying its short term obligations.
  • With a Current ratio value of 1.11, EEFT perfoms like the industry average, outperforming 55.10% of the companies in the same industry.
  • EEFT has a Quick Ratio of 1.11. This is a normal value and indicates that EEFT is financially healthy and should not expect problems in meeting its short term obligations.
  • EEFT's Quick ratio of 1.11 is in line compared to the rest of the industry. EEFT outperforms 57.14% of its industry peers.
Industry RankSector Rank
Current Ratio 1.11
Quick Ratio 1.11
EEFT Yearly Current Assets VS Current LiabilitesEEFT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. EEFT Growth Analysis

3.1 Past

  • EEFT shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.27%, which is quite good.
  • Measured over the past years, EEFT shows a very strong growth in Earnings Per Share. The EPS has been growing by 28.03% on average per year.
  • Looking at the last year, EEFT shows a small growth in Revenue. The Revenue has grown by 6.38% in the last year.
  • Measured over the past years, EEFT shows a quite strong growth in Revenue. The Revenue has been growing by 11.32% on average per year.
EPS 1Y (TTM)12.27%
EPS 3Y13.98%
EPS 5Y28.03%
EPS Q2Q%14.9%
Revenue 1Y (TTM)6.38%
Revenue growth 3Y8.11%
Revenue growth 5Y11.32%
Sales Q2Q%5.86%

3.2 Future

  • Based on estimates for the next years, EEFT will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.56% on average per year.
  • EEFT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.22% yearly.
EPS Next Y10.87%
EPS Next 2Y13.56%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.4%
Revenue Next 2Y6.22%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
EEFT Yearly Revenue VS EstimatesEEFT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
EEFT Yearly EPS VS EstimatesEEFT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6 8 10

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Find the best growth stocksShow best growing peers

9

4. EEFT Valuation Analysis

4.1 Price/Earnings Ratio

  • EEFT is valuated cheaply with a Price/Earnings ratio of 6.98.
  • Compared to the rest of the industry, the Price/Earnings ratio of EEFT indicates a somewhat cheap valuation: EEFT is cheaper than 79.59% of the companies listed in the same industry.
  • EEFT is valuated cheaply when we compare the Price/Earnings ratio to 25.79, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 6.29, the valuation of EEFT can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of EEFT indicates a rather cheap valuation: EEFT is cheaper than 82.65% of the companies listed in the same industry.
  • EEFT is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.80, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 6.98
Fwd PE 6.29
EEFT Price Earnings VS Forward Price EarningsEEFT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, EEFT is valued cheaply inside the industry as 93.88% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, EEFT is valued cheaply inside the industry as 88.78% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 6.33
EV/EBITDA 4.48
EEFT Per share dataEEFT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80 100

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • EEFT has an outstanding profitability rating, which may justify a higher PE ratio.
  • A more expensive valuation may be justified as EEFT's earnings are expected to grow with 13.56% in the coming years.
PEG (NY)0.64
PEG (5Y)0.25
EPS Next 2Y13.56%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. EEFT Dividend Analysis

5.1 Amount

  • No dividends for EEFT!.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

EEFT Fundamentals: All Metrics, Ratios and Statistics

EURONET WORLDWIDE INC

NASDAQ:EEFT (3/18/2026, 8:03:12 PM)

After market: 67.76 +0.08 (+0.12%)

67.68

-3.87 (-5.41%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)04-21
Inst Owners108.46%
Inst Owner Change-49.62%
Ins Owners6.8%
Ins Owner Change4.12%
Market Cap2.66B
Revenue(TTM)4.24B
Net Income(TTM)309.50M
Analysts80
Price Target90.69 (34%)
Short Float %11.71%
Short Ratio6.05
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.55%
Min EPS beat(2)-5.36%
Max EPS beat(2)-1.73%
EPS beat(4)1
Avg EPS beat(4)-1.91%
Min EPS beat(4)-5.67%
Max EPS beat(4)5.13%
EPS beat(8)2
Avg EPS beat(8)0.62%
EPS beat(12)3
Avg EPS beat(12)0.6%
EPS beat(16)6
Avg EPS beat(16)1.12%
Revenue beat(2)0
Avg Revenue beat(2)-4.27%
Min Revenue beat(2)-6.47%
Max Revenue beat(2)-2.06%
Revenue beat(4)0
Avg Revenue beat(4)-3.11%
Min Revenue beat(4)-6.47%
Max Revenue beat(4)-1.65%
Revenue beat(8)1
Avg Revenue beat(8)-2.32%
Revenue beat(12)3
Avg Revenue beat(12)-1.77%
Revenue beat(16)4
Avg Revenue beat(16)-1.7%
PT rev (1m)-12.65%
PT rev (3m)-23.38%
EPS NQ rev (1m)-4.11%
EPS NQ rev (3m)-3.18%
EPS NY rev (1m)-4.65%
EPS NY rev (3m)-5.25%
Revenue NQ rev (1m)-1.41%
Revenue NQ rev (3m)-1.51%
Revenue NY rev (1m)-0.84%
Revenue NY rev (3m)-1.62%
Valuation
Industry RankSector Rank
PE 6.98
Fwd PE 6.29
P/S 0.63
P/FCF 6.33
P/OCF 4.76
P/B 2.04
P/tB N/A
EV/EBITDA 4.48
EPS(TTM)9.7
EY14.33%
EPS(NY)10.75
Fwd EY15.89%
FCF(TTM)10.7
FCFY15.81%
OCF(TTM)14.23
OCFY21.03%
SpS107.91
BVpS33.24
TBVpS-7.47
PEG (NY)0.64
PEG (5Y)0.25
Graham Number85.18
Profitability
Industry RankSector Rank
ROA 4.77%
ROE 23.67%
ROCE 20.11%
ROIC 13.89%
ROICexc 38.77%
ROICexgc N/A
OM 12.48%
PM (TTM) 7.29%
GM 41.32%
FCFM 9.91%
ROA(3y)4.92%
ROA(5y)4.1%
ROE(3y)23.65%
ROE(5y)19.03%
ROIC(3y)12.18%
ROIC(5y)10.12%
ROICexc(3y)71.06%
ROICexc(5y)49.25%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)17.65%
ROCE(5y)14.66%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y63.62%
ROICexc growth 5Y57.65%
OM growth 3Y2.86%
OM growth 5Y15.13%
PM growth 3Y1.97%
PM growth 5YN/A
GM growth 3Y1.16%
GM growth 5Y2.51%
F-Score6
Asset Turnover0.65
Health
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 4.8
Debt/EBITDA 1.55
Cap/Depr 100.36%
Cap/Sales 3.28%
Interest Coverage 7.54
Cash Conversion 83.76%
Profit Quality 135.96%
Current Ratio 1.11
Quick Ratio 1.11
Altman-Z 1.79
F-Score6
WACC6.84%
ROIC/WACC2.03
Cap/Depr(3y)92.75%
Cap/Depr(5y)86.86%
Cap/Sales(3y)3.13%
Cap/Sales(5y)3.21%
Profit Quality(3y)175.1%
Profit Quality(5y)246.88%
High Growth Momentum
Growth
EPS 1Y (TTM)12.27%
EPS 3Y13.98%
EPS 5Y28.03%
EPS Q2Q%14.9%
EPS Next Y10.87%
EPS Next 2Y13.56%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.38%
Revenue growth 3Y8.11%
Revenue growth 5Y11.32%
Sales Q2Q%5.86%
Revenue Next Year6.4%
Revenue Next 2Y6.22%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.29%
EBIT growth 3Y11.2%
EBIT growth 5Y28.17%
EBIT Next Year41.24%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-29.98%
FCF growth 3Y-12.88%
FCF growth 5Y23.23%
OCF growth 1Y-23.61%
OCF growth 3Y-9.22%
OCF growth 5Y17.17%

EURONET WORLDWIDE INC / EEFT Fundamental Analysis FAQ

What is the ChartMill fundamental rating of EURONET WORLDWIDE INC (EEFT) stock?

ChartMill assigns a fundamental rating of 6 / 10 to EEFT.


What is the valuation status for EEFT stock?

ChartMill assigns a valuation rating of 9 / 10 to EURONET WORLDWIDE INC (EEFT). This can be considered as Undervalued.


How profitable is EURONET WORLDWIDE INC (EEFT) stock?

EURONET WORLDWIDE INC (EEFT) has a profitability rating of 8 / 10.


What are the PE and PB ratios of EURONET WORLDWIDE INC (EEFT) stock?

The Price/Earnings (PE) ratio for EURONET WORLDWIDE INC (EEFT) is 6.98 and the Price/Book (PB) ratio is 2.04.