EURONET WORLDWIDE INC (EEFT) Stock Fundamental Analysis

NASDAQ:EEFT • US2987361092

68.87 USD
-1.66 (-2.35%)
At close: Feb 24, 2026
68.87 USD
0 (0%)
After Hours: 2/24/2026, 8:23:01 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

EEFT gets a fundamental rating of 6 out of 10. The analysis compared the fundamentals against 98 industry peers in the Financial Services industry. While EEFT has a great profitability rating, there are some minor concerns on its financial health. EEFT is valued quite cheap, while showing a decent growth score. This is a good combination! This makes EEFT very considerable for value investing!


Dividend Valuation Growth Profitability Health

8

1. Profitability

1.1 Basic Checks

  • In the past year EEFT was profitable.
  • In the past year EEFT had a positive cash flow from operations.
  • EEFT had positive earnings in each of the past 5 years.
  • EEFT had a positive operating cash flow in 4 of the past 5 years.
EEFT Yearly Net Income VS EBIT VS OCF VS FCFEEFT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 4.83%, EEFT is in the better half of the industry, outperforming 74.49% of the companies in the same industry.
  • The Return On Equity of EEFT (24.00%) is better than 88.78% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 14.63%, EEFT belongs to the top of the industry, outperforming 90.82% of the companies in the same industry.
  • EEFT had an Average Return On Invested Capital over the past 3 years of 12.18%. This is above the industry average of 8.40%.
  • The 3 year average ROIC (12.18%) for EEFT is below the current ROIC(14.63%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 4.83%
ROE 24%
ROIC 14.63%
ROA(3y)4.92%
ROA(5y)4.1%
ROE(3y)23.56%
ROE(5y)18.98%
ROIC(3y)12.18%
ROIC(5y)10.12%
EEFT Yearly ROA, ROE, ROICEEFT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • EEFT's Profit Margin of 7.25% is in line compared to the rest of the industry. EEFT outperforms 47.96% of its industry peers.
  • EEFT's Profit Margin has improved in the last couple of years.
  • EEFT has a Operating Margin of 13.18%. This is comparable to the rest of the industry: EEFT outperforms 52.04% of its industry peers.
  • EEFT's Operating Margin has improved in the last couple of years.
  • EEFT's Gross Margin of 41.04% is fine compared to the rest of the industry. EEFT outperforms 60.20% of its industry peers.
  • EEFT's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 13.18%
PM (TTM) 7.25%
GM 41.04%
OM growth 3Y2.86%
OM growth 5Y15.13%
PM growth 3Y1.97%
PM growth 5YN/A
GM growth 3Y1.16%
GM growth 5Y2.51%
EEFT Yearly Profit, Operating, Gross MarginsEEFT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) well above the Cost of Capital (WACC), EEFT is creating value.
  • The number of shares outstanding for EEFT has been reduced compared to 1 year ago.
  • The number of shares outstanding for EEFT has been reduced compared to 5 years ago.
  • The debt/assets ratio for EEFT has been reduced compared to a year ago.
EEFT Yearly Shares OutstandingEEFT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
EEFT Yearly Total Debt VS Total AssetsEEFT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • An Altman-Z score of 1.90 indicates that EEFT is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • With a decent Altman-Z score value of 1.90, EEFT is doing good in the industry, outperforming 75.51% of the companies in the same industry.
  • EEFT has a debt to FCF ratio of 7.20. This is a slightly negative value and a sign of low solvency as EEFT would need 7.20 years to pay back of all of its debts.
  • With a Debt to FCF ratio value of 7.20, EEFT perfoms like the industry average, outperforming 51.02% of the companies in the same industry.
  • A Debt/Equity ratio of 0.85 indicates that EEFT is somewhat dependend on debt financing.
  • The Debt to Equity ratio of EEFT (0.85) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.85
Debt/FCF 7.2
Altman-Z 1.9
ROIC/WACC2.05
WACC7.12%
EEFT Yearly LT Debt VS Equity VS FCFEEFT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 1.15 indicates that EEFT should not have too much problems paying its short term obligations.
  • Looking at the Current ratio, with a value of 1.15, EEFT is in line with its industry, outperforming 58.16% of the companies in the same industry.
  • A Quick Ratio of 1.15 indicates that EEFT should not have too much problems paying its short term obligations.
  • EEFT has a Quick ratio of 1.15. This is in the better half of the industry: EEFT outperforms 60.20% of its industry peers.
Industry RankSector Rank
Current Ratio 1.15
Quick Ratio 1.15
EEFT Yearly Current Assets VS Current LiabilitesEEFT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an nice 12.27% over the past year.
  • EEFT shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 28.03% yearly.
  • EEFT shows a small growth in Revenue. In the last year, the Revenue has grown by 6.38%.
  • Measured over the past years, EEFT shows a quite strong growth in Revenue. The Revenue has been growing by 11.32% on average per year.
EPS 1Y (TTM)12.27%
EPS 3Y13.98%
EPS 5Y28.03%
EPS Q2Q%14.9%
Revenue 1Y (TTM)6.38%
Revenue growth 3Y8.11%
Revenue growth 5Y11.32%
Sales Q2Q%5.86%

3.2 Future

  • EEFT is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 14.15% yearly.
  • EEFT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.54% yearly.
EPS Next Y16.28%
EPS Next 2Y14.15%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.79%
Revenue Next 2Y6.54%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
EEFT Yearly Revenue VS EstimatesEEFT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
EEFT Yearly EPS VS EstimatesEEFT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6 8 10

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Find the best growth stocksShow best growing peers

9

4. Valuation

4.1 Price/Earnings Ratio

  • EEFT is valuated cheaply with a Price/Earnings ratio of 7.10.
  • EEFT's Price/Earnings ratio is rather cheap when compared to the industry. EEFT is cheaper than 82.65% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of EEFT to the average of the S&P500 Index (26.98), we can say EEFT is valued rather cheaply.
  • The Price/Forward Earnings ratio is 6.11, which indicates a rather cheap valuation of EEFT.
  • Based on the Price/Forward Earnings ratio, EEFT is valued cheaply inside the industry as 83.67% of the companies are valued more expensively.
  • The average S&P500 Price/Forward Earnings ratio is at 28.01. EEFT is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 7.1
Fwd PE 6.11
EEFT Price Earnings VS Forward Price EarningsEEFT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of EEFT indicates a rather cheap valuation: EEFT is cheaper than 93.88% of the companies listed in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of EEFT indicates a somewhat cheap valuation: EEFT is cheaper than 75.51% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 9.05
EV/EBITDA 4.64
EEFT Per share dataEEFT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80

4.3 Compensation for Growth

  • EEFT's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The excellent profitability rating of EEFT may justify a higher PE ratio.
  • A more expensive valuation may be justified as EEFT's earnings are expected to grow with 14.15% in the coming years.
PEG (NY)0.44
PEG (5Y)0.25
EPS Next 2Y14.15%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for EEFT!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

EURONET WORLDWIDE INC

NASDAQ:EEFT (2/24/2026, 8:23:01 PM)

After market: 68.87 0 (0%)

68.87

-1.66 (-2.35%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)04-21
Inst Owners103.6%
Inst Owner Change-49.62%
Ins Owners6.36%
Ins Owner Change0.14%
Market Cap2.90B
Revenue(TTM)4.24B
Net Income(TTM)303.20M
Analysts80
Price Target103.83 (50.76%)
Short Float %12.19%
Short Ratio6.38
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.7%
Min EPS beat(2)-5.67%
Max EPS beat(2)-1.73%
EPS beat(4)1
Avg EPS beat(4)-0.74%
Min EPS beat(4)-5.67%
Max EPS beat(4)5.13%
EPS beat(8)3
Avg EPS beat(8)1.88%
EPS beat(12)4
Avg EPS beat(12)1.9%
EPS beat(16)6
Avg EPS beat(16)0.61%
Revenue beat(2)0
Avg Revenue beat(2)-4.36%
Min Revenue beat(2)-6.47%
Max Revenue beat(2)-2.25%
Revenue beat(4)0
Avg Revenue beat(4)-3.03%
Min Revenue beat(4)-6.47%
Max Revenue beat(4)-1.65%
Revenue beat(8)1
Avg Revenue beat(8)-2.14%
Revenue beat(12)3
Avg Revenue beat(12)-1.84%
Revenue beat(16)4
Avg Revenue beat(16)-1.68%
PT rev (1m)-1.21%
PT rev (3m)-12.28%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.75%
EPS NY rev (1m)-0.27%
EPS NY rev (3m)-0.63%
Revenue NQ rev (1m)-0.26%
Revenue NQ rev (3m)-0.79%
Revenue NY rev (1m)-0.6%
Revenue NY rev (3m)-1.13%
Valuation
Industry RankSector Rank
PE 7.1
Fwd PE 6.11
P/S 0.69
P/FCF 9.05
P/OCF 6.26
P/B 2.29
P/tB N/A
EV/EBITDA 4.64
EPS(TTM)9.7
EY14.08%
EPS(NY)11.28
Fwd EY16.38%
FCF(TTM)7.61
FCFY11.05%
OCF(TTM)10.99
OCFY15.96%
SpS99.5
BVpS30.05
TBVpS-3.94
PEG (NY)0.44
PEG (5Y)0.25
Graham Number80.98
Profitability
Industry RankSector Rank
ROA 4.83%
ROE 24%
ROCE 21.19%
ROIC 14.63%
ROICexc 65.5%
ROICexgc N/A
OM 13.18%
PM (TTM) 7.25%
GM 41.04%
FCFM 7.65%
ROA(3y)4.92%
ROA(5y)4.1%
ROE(3y)23.56%
ROE(5y)18.98%
ROIC(3y)12.18%
ROIC(5y)10.12%
ROICexc(3y)56.29%
ROICexc(5y)40.39%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)17.65%
ROCE(5y)14.66%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y26.92%
ROICexc growth 5Y35.37%
OM growth 3Y2.86%
OM growth 5Y15.13%
PM growth 3Y1.97%
PM growth 5YN/A
GM growth 3Y1.16%
GM growth 5Y2.51%
F-Score6
Asset Turnover0.67
Health
Industry RankSector Rank
Debt/Equity 0.85
Debt/FCF 7.2
Debt/EBITDA 1.56
Cap/Depr 106.75%
Cap/Sales 3.4%
Interest Coverage 7.19
Cash Conversion 67.49%
Profit Quality 105.51%
Current Ratio 1.15
Quick Ratio 1.15
Altman-Z 1.9
F-Score6
WACC7.12%
ROIC/WACC2.05
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.27%
EPS 3Y13.98%
EPS 5Y28.03%
EPS Q2Q%14.9%
EPS Next Y16.28%
EPS Next 2Y14.15%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.38%
Revenue growth 3Y8.11%
Revenue growth 5Y11.32%
Sales Q2Q%5.86%
Revenue Next Year6.79%
Revenue Next 2Y6.54%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y15.4%
EBIT growth 3Y11.2%
EBIT growth 5Y28.17%
EBIT Next Year44.71%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-52.02%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-41.36%
OCF growth 3YN/A
OCF growth 5YN/A

EURONET WORLDWIDE INC / EEFT FAQ

What is the ChartMill fundamental rating of EURONET WORLDWIDE INC (EEFT) stock?

ChartMill assigns a fundamental rating of 6 / 10 to EEFT.


What is the valuation status for EEFT stock?

ChartMill assigns a valuation rating of 9 / 10 to EURONET WORLDWIDE INC (EEFT). This can be considered as Undervalued.


How profitable is EURONET WORLDWIDE INC (EEFT) stock?

EURONET WORLDWIDE INC (EEFT) has a profitability rating of 8 / 10.


What are the PE and PB ratios of EURONET WORLDWIDE INC (EEFT) stock?

The Price/Earnings (PE) ratio for EURONET WORLDWIDE INC (EEFT) is 7.1 and the Price/Book (PB) ratio is 2.29.