EURONET WORLDWIDE INC (EEFT) Fundamental Analysis & Valuation

NASDAQ:EEFT • US2987361092

Current stock price

73.69 USD
+2.54 (+3.57%)
At close:
73.69 USD
0 (0%)
After Hours:

This EEFT fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

8

1. EEFT Profitability Analysis

1.1 Basic Checks

  • EEFT had positive earnings in the past year.
  • EEFT had a positive operating cash flow in the past year.
  • EEFT had positive earnings in each of the past 5 years.
  • In the past 5 years EEFT always reported a positive cash flow from operatings.
EEFT Yearly Net Income VS EBIT VS OCF VS FCFEEFT Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 200M 400M 600M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 4.77%, EEFT is in the better half of the industry, outperforming 76.77% of the companies in the same industry.
  • The Return On Equity of EEFT (23.67%) is better than 88.89% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 13.89%, EEFT belongs to the top of the industry, outperforming 91.92% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for EEFT is above the industry average of 8.00%.
  • The last Return On Invested Capital (13.89%) for EEFT is above the 3 year average (12.18%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 4.77%
ROE 23.67%
ROIC 13.89%
ROA(3y)4.92%
ROA(5y)4.1%
ROE(3y)23.65%
ROE(5y)19.03%
ROIC(3y)12.18%
ROIC(5y)10.12%
EEFT Yearly ROA, ROE, ROICEEFT Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20

1.3 Margins

  • The Profit Margin of EEFT (7.29%) is comparable to the rest of the industry.
  • EEFT's Profit Margin has improved in the last couple of years.
  • With a Operating Margin value of 12.48%, EEFT perfoms like the industry average, outperforming 51.52% of the companies in the same industry.
  • In the last couple of years the Operating Margin of EEFT has grown nicely.
  • With a decent Gross Margin value of 41.32%, EEFT is doing good in the industry, outperforming 61.62% of the companies in the same industry.
  • EEFT's Gross Margin has improved in the last couple of years.
Industry RankSector Rank
OM 12.48%
PM (TTM) 7.29%
GM 41.32%
OM growth 3Y2.86%
OM growth 5Y15.13%
PM growth 3Y1.97%
PM growth 5YN/A
GM growth 3Y1.16%
GM growth 5Y2.51%
EEFT Yearly Profit, Operating, Gross MarginsEEFT Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 20 30 40

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6

2. EEFT Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so EEFT is creating value.
  • The number of shares outstanding for EEFT has been reduced compared to 1 year ago.
  • EEFT has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for EEFT has been reduced compared to a year ago.
EEFT Yearly Shares OutstandingEEFT Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
EEFT Yearly Total Debt VS Total AssetsEEFT Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B

2.2 Solvency

  • An Altman-Z score of 1.82 indicates that EEFT is not a great score, but indicates only limited risk for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 1.82, EEFT is in the better half of the industry, outperforming 74.75% of the companies in the same industry.
  • EEFT has a debt to FCF ratio of 4.80. This is a neutral value as EEFT would need 4.80 years to pay back of all of its debts.
  • EEFT has a better Debt to FCF ratio (4.80) than 66.67% of its industry peers.
  • EEFT has a Debt/Equity ratio of 0.79. This is a neutral value indicating EEFT is somewhat dependend on debt financing.
  • The Debt to Equity ratio of EEFT (0.79) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 4.8
Altman-Z 1.82
ROIC/WACC2.21
WACC6.28%
EEFT Yearly LT Debt VS Equity VS FCFEEFT Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.3 Liquidity

  • A Current Ratio of 1.11 indicates that EEFT should not have too much problems paying its short term obligations.
  • EEFT has a Current ratio (1.11) which is comparable to the rest of the industry.
  • A Quick Ratio of 1.11 indicates that EEFT should not have too much problems paying its short term obligations.
  • EEFT has a Quick ratio (1.11) which is comparable to the rest of the industry.
Industry RankSector Rank
Current Ratio 1.11
Quick Ratio 1.11
EEFT Yearly Current Assets VS Current LiabilitesEEFT Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. EEFT Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an nice 12.27% over the past year.
  • The Earnings Per Share has been growing by 28.03% on average over the past years. This is a very strong growth
  • EEFT shows a small growth in Revenue. In the last year, the Revenue has grown by 6.38%.
  • EEFT shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.32% yearly.
EPS 1Y (TTM)12.27%
EPS 3Y13.98%
EPS 5Y28.03%
EPS Q2Q%14.9%
Revenue 1Y (TTM)6.38%
Revenue growth 3Y8.11%
Revenue growth 5Y11.32%
Sales Q2Q%5.86%

3.2 Future

  • Based on estimates for the next years, EEFT will show a quite strong growth in Earnings Per Share. The EPS will grow by 13.22% on average per year.
  • EEFT is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.07% yearly.
EPS Next Y10.25%
EPS Next 2Y13.22%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year6.12%
Revenue Next 2Y6.07%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
EEFT Yearly Revenue VS EstimatesEEFT Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1B 2B 3B 4B
EEFT Yearly EPS VS EstimatesEEFT Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6 8 10

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9

4. EEFT Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 7.60, which indicates a rather cheap valuation of EEFT.
  • EEFT's Price/Earnings ratio is a bit cheaper when compared to the industry. EEFT is cheaper than 75.76% of the companies in the same industry.
  • EEFT's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.38.
  • A Price/Forward Earnings ratio of 6.89 indicates a rather cheap valuation of EEFT.
  • EEFT's Price/Forward Earnings ratio is rather cheap when compared to the industry. EEFT is cheaper than 80.81% of the companies in the same industry.
  • EEFT's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 38.20.
Industry RankSector Rank
PE 7.6
Fwd PE 6.89
EEFT Price Earnings VS Forward Price EarningsEEFT Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, EEFT is valued cheaply inside the industry as 91.92% of the companies are valued more expensively.
  • EEFT's Price/Free Cash Flow ratio is rather cheap when compared to the industry. EEFT is cheaper than 85.86% of the companies in the same industry.
Industry RankSector Rank
P/FCF 6.89
EV/EBITDA 4.83
EEFT Per share dataEEFT EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 20 40 60 80 100

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • The excellent profitability rating of EEFT may justify a higher PE ratio.
  • A more expensive valuation may be justified as EEFT's earnings are expected to grow with 13.22% in the coming years.
PEG (NY)0.74
PEG (5Y)0.27
EPS Next 2Y13.22%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. EEFT Dividend Analysis

5.1 Amount

  • EEFT does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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EEFT Fundamentals: All Metrics, Ratios and Statistics

EURONET WORLDWIDE INC

NASDAQ:EEFT (4/15/2026, 8:00:02 PM)

After market: 73.69 0 (0%)

73.69

+2.54 (+3.57%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-12
Earnings (Next)04-29
Inst Owners108.74%
Inst Owner Change0.03%
Ins Owners7.04%
Ins Owner Change4.14%
Market Cap2.90B
Revenue(TTM)4.24B
Net Income(TTM)309.50M
Analysts80
Price Target91.2 (23.76%)
Short Float %13.51%
Short Ratio6.78
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.55%
Min EPS beat(2)-5.36%
Max EPS beat(2)-1.73%
EPS beat(4)1
Avg EPS beat(4)-1.91%
Min EPS beat(4)-5.67%
Max EPS beat(4)5.13%
EPS beat(8)2
Avg EPS beat(8)0.62%
EPS beat(12)3
Avg EPS beat(12)0.6%
EPS beat(16)6
Avg EPS beat(16)1.12%
Revenue beat(2)0
Avg Revenue beat(2)-4.27%
Min Revenue beat(2)-6.47%
Max Revenue beat(2)-2.06%
Revenue beat(4)0
Avg Revenue beat(4)-3.11%
Min Revenue beat(4)-6.47%
Max Revenue beat(4)-1.65%
Revenue beat(8)1
Avg Revenue beat(8)-2.32%
Revenue beat(12)3
Avg Revenue beat(12)-1.77%
Revenue beat(16)4
Avg Revenue beat(16)-1.7%
PT rev (1m)0.56%
PT rev (3m)-20.02%
EPS NQ rev (1m)-0.72%
EPS NQ rev (3m)-3.87%
EPS NY rev (1m)-0.56%
EPS NY rev (3m)-5.78%
Revenue NQ rev (1m)-0.18%
Revenue NQ rev (3m)-1.29%
Revenue NY rev (1m)-0.26%
Revenue NY rev (3m)-1.42%
Valuation
Industry RankSector Rank
PE 7.6
Fwd PE 6.89
P/S 0.68
P/FCF 6.89
P/OCF 5.18
P/B 2.22
P/tB N/A
EV/EBITDA 4.83
EPS(TTM)9.7
EY13.16%
EPS(NY)10.69
Fwd EY14.51%
FCF(TTM)10.7
FCFY14.52%
OCF(TTM)14.23
OCFY19.32%
SpS107.91
BVpS33.24
TBVpS-7.47
PEG (NY)0.74
PEG (5Y)0.27
Graham Number85.1797 (15.59%)
Profitability
Industry RankSector Rank
ROA 4.77%
ROE 23.67%
ROCE 20.11%
ROIC 13.89%
ROICexc 38.77%
ROICexgc N/A
OM 12.48%
PM (TTM) 7.29%
GM 41.32%
FCFM 9.91%
ROA(3y)4.92%
ROA(5y)4.1%
ROE(3y)23.65%
ROE(5y)19.03%
ROIC(3y)12.18%
ROIC(5y)10.12%
ROICexc(3y)71.06%
ROICexc(5y)49.25%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)17.65%
ROCE(5y)14.66%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y63.62%
ROICexc growth 5Y57.65%
OM growth 3Y2.86%
OM growth 5Y15.13%
PM growth 3Y1.97%
PM growth 5YN/A
GM growth 3Y1.16%
GM growth 5Y2.51%
F-Score6
Asset Turnover0.65
Health
Industry RankSector Rank
Debt/Equity 0.79
Debt/FCF 4.8
Debt/EBITDA 1.55
Cap/Depr 100.36%
Cap/Sales 3.28%
Interest Coverage 7.54
Cash Conversion 83.76%
Profit Quality 135.96%
Current Ratio 1.11
Quick Ratio 1.11
Altman-Z 1.82
F-Score6
WACC6.28%
ROIC/WACC2.21
Cap/Depr(3y)92.75%
Cap/Depr(5y)86.86%
Cap/Sales(3y)3.13%
Cap/Sales(5y)3.21%
Profit Quality(3y)175.1%
Profit Quality(5y)246.88%
High Growth Momentum
Growth
EPS 1Y (TTM)12.27%
EPS 3Y13.98%
EPS 5Y28.03%
EPS Q2Q%14.9%
EPS Next Y10.25%
EPS Next 2Y13.22%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)6.38%
Revenue growth 3Y8.11%
Revenue growth 5Y11.32%
Sales Q2Q%5.86%
Revenue Next Year6.12%
Revenue Next 2Y6.07%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y5.29%
EBIT growth 3Y11.2%
EBIT growth 5Y28.17%
EBIT Next Year41.02%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-29.98%
FCF growth 3Y-12.88%
FCF growth 5Y23.23%
OCF growth 1Y-23.61%
OCF growth 3Y-9.22%
OCF growth 5Y17.17%

EURONET WORLDWIDE INC / EEFT Fundamental Analysis FAQ

What is the ChartMill fundamental rating of EURONET WORLDWIDE INC (EEFT) stock?

ChartMill assigns a fundamental rating of 6 / 10 to EEFT.


What is the valuation status for EEFT stock?

ChartMill assigns a valuation rating of 9 / 10 to EURONET WORLDWIDE INC (EEFT). This can be considered as Undervalued.


Can you provide the profitability details for EURONET WORLDWIDE INC?

EURONET WORLDWIDE INC (EEFT) has a profitability rating of 8 / 10.


What is the earnings growth outlook for EURONET WORLDWIDE INC?

The Earnings per Share (EPS) of EURONET WORLDWIDE INC (EEFT) is expected to grow by 10.25% in the next year.