CURRENC GROUP INC (CURR) Fundamental Analysis & Valuation

NASDAQ:CURR • KYG478621009

2.27 USD
+0.16 (+7.58%)
Last: Mar 11, 2026, 08:00 PM
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This CURR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

2

Overall CURR gets a fundamental rating of 2 out of 10. We evaluated CURR against 98 industry peers in the Financial Services industry. CURR has a bad profitability rating. Also its financial health evaluation is rather negative. CURR does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

1

1. CURR Profitability Analysis

1.1 Basic Checks

  • In the past year CURR has reported negative net income.
  • In the past year CURR had a positive cash flow from operations.
  • In the past 5 years CURR always reported negative net income.
  • CURR had negative operating cash flow in 4 of the past 5 years.
CURR Yearly Net Income VS EBIT VS OCF VS FCFCURR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 -10M -20M -30M

1.2 Ratios

  • CURR's Return On Assets of -39.56% is on the low side compared to the rest of the industry. CURR is outperformed by 87.76% of its industry peers.
  • Looking at the Return On Equity, with a value of -11868.97%, CURR is doing worse than 91.84% of the companies in the same industry.
Industry RankSector Rank
ROA -39.56%
ROE -11868.97%
ROIC N/A
ROA(3y)-15.76%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CURR Yearly ROA, ROE, ROICCURR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 50 100

1.3 Margins

  • Looking at the Gross Margin, with a value of 37.22%, CURR is in line with its industry, outperforming 55.10% of the companies in the same industry.
  • The Profit Margin and Operating Margin are not available for CURR so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 37.22%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
CURR Yearly Profit, Operating, Gross MarginsCURR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 20 -20 -40 -60 -80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. CURR Health Analysis

2.1 Basic Checks

  • CURR does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, CURR has about the same amount of shares outstanding.
  • The debt/assets ratio for CURR has been reduced compared to a year ago.
CURR Yearly Shares OutstandingCURR Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 10M 20M 30M 40M
CURR Yearly Total Debt VS Total AssetsCURR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • Based on the Altman-Z score of -0.92, we must say that CURR is in the distress zone and has some risk of bankruptcy.
  • The Altman-Z score of CURR (-0.92) is worse than 72.45% of its industry peers.
  • CURR has a debt to FCF ratio of 4.88. This is a neutral value as CURR would need 4.88 years to pay back of all of its debts.
  • CURR's Debt to FCF ratio of 4.88 is fine compared to the rest of the industry. CURR outperforms 62.24% of its industry peers.
  • CURR has a Debt/Equity ratio of 48.28. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of CURR (48.28) is worse than 89.80% of its industry peers.
Industry RankSector Rank
Debt/Equity 48.28
Debt/FCF 4.88
Altman-Z -0.92
ROIC/WACCN/A
WACC8.05%
CURR Yearly LT Debt VS Equity VS FCFCURR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 50M -50M 100M 150M 200M

2.3 Liquidity

  • CURR has a Current Ratio of 1.15. This is a normal value and indicates that CURR is financially healthy and should not expect problems in meeting its short term obligations.
  • CURR has a Current ratio of 1.15. This is comparable to the rest of the industry: CURR outperforms 59.18% of its industry peers.
  • CURR has a Quick Ratio of 1.15. This is a normal value and indicates that CURR is financially healthy and should not expect problems in meeting its short term obligations.
  • With a decent Quick ratio value of 1.15, CURR is doing good in the industry, outperforming 61.22% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.15
Quick Ratio 1.15
CURR Yearly Current Assets VS Current LiabilitesCURR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. CURR Growth Analysis

3.1 Past

  • The earnings per share for CURR have decreased strongly by -782.00% in the last year.
  • CURR shows a strong growth in Revenue. In the last year, the Revenue has grown by 257.27%.
EPS 1Y (TTM)-782%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%145.45%
Revenue 1Y (TTM)257.27%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-7.69%

3.2 Future

  • CURR is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 29.96% yearly.
  • The Revenue is expected to decrease by -3.38% on average over the next years.
EPS Next Y46.51%
EPS Next 2Y29.96%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-18.51%
Revenue Next 2Y-3.38%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

CURR Yearly Revenue VS EstimatesCURR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 2025 2026 10M 20M 30M 40M 50M
CURR Yearly EPS VS EstimatesCURR Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 -0.1 -0.2 -0.3 -0.4

More info and screens

Find the best growth stocksShow best growing peers

1

4. CURR Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for CURR. In the last year negative earnings were reported.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for CURR. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CURR Price Earnings VS Forward Price EarningsCURR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 20

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of CURR indicates a slightly more expensive valuation: CURR is more expensive than 64.29% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 60.59
EV/EBITDA N/A
CURR Per share dataCURR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 0.4 -0.4 -0.6

4.3 Compensation for Growth

  • A more expensive valuation may be justified as CURR's earnings are expected to grow with 29.96% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y29.96%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. CURR Dividend Analysis

5.1 Amount

  • No dividends for CURR!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CURR Fundamentals: All Metrics, Ratios and Statistics

CURRENC GROUP INC

NASDAQ:CURR (3/11/2026, 8:00:00 PM)

2.27

+0.16 (+7.58%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-10
Earnings (Next)04-14
Inst Owners1.25%
Inst Owner ChangeN/A
Ins Owners17.21%
Ins Owner Change0%
Market Cap173.90M
Revenue(TTM)40.23M
Net Income(TTM)-34.42M
Analysts82.86
Price Target3.57 (57.27%)
Short Float %2.77%
Short Ratio4.91
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.12%
Min EPS beat(2)-145.1%
Max EPS beat(2)140.85%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-1.04%
Min Revenue beat(2)-17.87%
Max Revenue beat(2)15.8%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 4.32
P/FCF 60.59
P/OCF 50.41
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-0.74
EYN/A
EPS(NY)-0.25
Fwd EYN/A
FCF(TTM)0.04
FCFY1.65%
OCF(TTM)0.05
OCFY1.98%
SpS0.53
BVpS0
TBVpS-0.19
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -39.56%
ROE -11868.97%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 37.22%
FCFM 7.13%
ROA(3y)-15.76%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.46
Health
Industry RankSector Rank
Debt/Equity 48.28
Debt/FCF 4.88
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.15
Quick Ratio 1.15
Altman-Z -0.92
F-Score5
WACC8.05%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-782%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%145.45%
EPS Next Y46.51%
EPS Next 2Y29.96%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)257.27%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-7.69%
Revenue Next Year-18.51%
Revenue Next 2Y-3.38%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y30.16%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year77.95%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y521.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y606.61%
OCF growth 3YN/A
OCF growth 5YN/A

CURRENC GROUP INC / CURR FAQ

What is the fundamental rating for CURR stock?

ChartMill assigns a fundamental rating of 2 / 10 to CURR.


What is the valuation status of CURRENC GROUP INC (CURR) stock?

ChartMill assigns a valuation rating of 1 / 10 to CURRENC GROUP INC (CURR). This can be considered as Overvalued.


What is the profitability of CURR stock?

CURRENC GROUP INC (CURR) has a profitability rating of 1 / 10.


Can you provide the financial health for CURR stock?

The financial health rating of CURRENC GROUP INC (CURR) is 3 / 10.


What is the expected EPS growth for CURRENC GROUP INC (CURR) stock?

The Earnings per Share (EPS) of CURRENC GROUP INC (CURR) is expected to grow by 46.51% in the next year.