CURRENC GROUP INC (CURR) Fundamental Analysis & Valuation

NASDAQ:CURR • KYG478621009

Current stock price

3.41 USD
-0.15 (-4.21%)
At close:
3.4516 USD
+0.04 (+1.22%)
After Hours:

This CURR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. CURR Profitability Analysis

1.1 Basic Checks

  • CURR had negative earnings in the past year.
  • In the past year CURR had a positive cash flow from operations.
  • In the past 5 years CURR always reported negative net income.
  • CURR had negative operating cash flow in 4 of the past 5 years.
CURR Yearly Net Income VS EBIT VS OCF VS FCFCURR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 -10M -20M -30M

1.2 Ratios

  • CURR's Return On Assets of -39.63% is on the low side compared to the rest of the industry. CURR is outperformed by 91.00% of its industry peers.
  • CURR's Return On Equity of -12016.93% is on the low side compared to the rest of the industry. CURR is outperformed by 93.00% of its industry peers.
Industry RankSector Rank
ROA -39.63%
ROE -12016.93%
ROIC N/A
ROA(3y)-15.91%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CURR Yearly ROA, ROE, ROICCURR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 50 100

1.3 Margins

  • CURR has a Gross Margin of 37.22%. This is comparable to the rest of the industry: CURR outperforms 56.00% of its industry peers.
  • The Profit Margin and Operating Margin are not available for CURR so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 37.22%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
CURR Yearly Profit, Operating, Gross MarginsCURR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 20 -20 -40 -60 -80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. CURR Health Analysis

2.1 Basic Checks

  • CURR does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, CURR has about the same amount of shares outstanding.
  • Compared to 1 year ago, CURR has an improved debt to assets ratio.
CURR Yearly Shares OutstandingCURR Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 10M 20M 30M 40M
CURR Yearly Total Debt VS Total AssetsCURR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • CURR has an Altman-Z score of -0.30. This is a bad value and indicates that CURR is not financially healthy and even has some risk of bankruptcy.
  • CURR has a Altman-Z score of -0.30. This is in the lower half of the industry: CURR underperforms 68.00% of its industry peers.
  • The Debt to FCF ratio of CURR is 5.76, which is a neutral value as it means it would take CURR, 5.76 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 5.76, CURR is in the better half of the industry, outperforming 62.00% of the companies in the same industry.
  • A Debt/Equity ratio of 49.58 is on the high side and indicates that CURR has dependencies on debt financing.
  • With a Debt to Equity ratio value of 49.58, CURR is not doing good in the industry: 91.00% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 49.58
Debt/FCF 5.76
Altman-Z -0.3
ROIC/WACCN/A
WACC8.49%
CURR Yearly LT Debt VS Equity VS FCFCURR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 50M -50M 100M 150M 200M

2.3 Liquidity

  • A Current Ratio of 1.15 indicates that CURR should not have too much problems paying its short term obligations.
  • CURR has a Current ratio (1.15) which is in line with its industry peers.
  • A Quick Ratio of 1.15 indicates that CURR should not have too much problems paying its short term obligations.
  • CURR's Quick ratio of 1.15 is fine compared to the rest of the industry. CURR outperforms 61.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1.15
Quick Ratio 1.15
CURR Yearly Current Assets VS Current LiabilitesCURR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. CURR Growth Analysis

3.1 Past

  • The earnings per share for CURR have decreased strongly by -780.81% in the last year.
  • The Revenue has grown by 257.27% in the past year. This is a very strong growth!
EPS 1Y (TTM)-780.81%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%146.91%
Revenue 1Y (TTM)257.27%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-7.69%

3.2 Future

  • Based on estimates for the next years, CURR will show a very strong growth in Earnings Per Share. The EPS will grow by 30.36% on average per year.
  • The Revenue is expected to decrease by -3.38% on average over the next years.
EPS Next Y48.3%
EPS Next 2Y30.36%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-18.51%
Revenue Next 2Y-3.38%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

CURR Yearly Revenue VS EstimatesCURR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 2025 2026 10M 20M 30M 40M 50M
CURR Yearly EPS VS EstimatesCURR Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 -0.1 -0.2 -0.3 -0.4

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1

4. CURR Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings Ratio is negative for CURR. In the last year negative earnings were reported.
  • Also next year CURR is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CURR Price Earnings VS Forward Price EarningsCURR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of CURR is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 106
EV/EBITDA N/A
CURR Per share dataCURR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 0.4 -0.4 -0.6

4.3 Compensation for Growth

  • A more expensive valuation may be justified as CURR's earnings are expected to grow with 30.36% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y30.36%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. CURR Dividend Analysis

5.1 Amount

  • CURR does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CURR Fundamentals: All Metrics, Ratios and Statistics

CURRENC GROUP INC

NASDAQ:CURR (5/1/2026, 8:19:34 PM)

After market: 3.4516 +0.04 (+1.22%)

3.41

-0.15 (-4.21%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Industry StrengthN/A
Industry GrowthN/A
Earnings (Last)04-17
Earnings (Next)05-26
Inst Owners1.19%
Inst Owner Change6.44%
Ins Owners17.21%
Ins Owner Change0%
Market Cap261.24M
Revenue(TTM)40.23M
Net Income(TTM)-34.42M
Analysts82.86
Price Target3.57 (4.69%)
Short Float %2.5%
Short Ratio6.1
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.12%
Min EPS beat(2)-145.1%
Max EPS beat(2)140.85%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-1.04%
Min Revenue beat(2)-17.87%
Max Revenue beat(2)15.8%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 6.49
P/FCF 106
P/OCF 85.81
P/B 912.15
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-0.74
EYN/A
EPS(NY)-0.25
Fwd EYN/A
FCF(TTM)0.03
FCFY0.94%
OCF(TTM)0.04
OCFY1.17%
SpS0.53
BVpS0
TBVpS-0.18
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA -39.63%
ROE -12016.93%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 37.22%
FCFM 6.13%
ROA(3y)-15.91%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.46
Health
Industry RankSector Rank
Debt/Equity 49.58
Debt/FCF 5.76
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.15
Quick Ratio 1.15
Altman-Z -0.3
F-Score5
WACC8.49%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-780.81%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%146.91%
EPS Next Y48.3%
EPS Next 2Y30.36%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)257.27%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-7.69%
Revenue Next Year-18.51%
Revenue Next 2Y-3.38%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y30.16%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year77.64%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y461.89%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y547.06%
OCF growth 3YN/A
OCF growth 5YN/A

CURRENC GROUP INC / CURR Fundamental Analysis FAQ

What is the fundamental rating for CURR stock?

ChartMill assigns a fundamental rating of 2 / 10 to CURR.


What is the valuation status for CURR stock?

ChartMill assigns a valuation rating of 1 / 10 to CURRENC GROUP INC (CURR). This can be considered as Overvalued.


Can you provide the profitability details for CURRENC GROUP INC?

CURRENC GROUP INC (CURR) has a profitability rating of 1 / 10.


What is the earnings growth outlook for CURRENC GROUP INC?

The Earnings per Share (EPS) of CURRENC GROUP INC (CURR) is expected to grow by 48.3% in the next year.