CURRENC GROUP INC (CURR) Fundamental Analysis & Valuation

NASDAQ:CURR • KYG478621009

Current stock price

2.89 USD
+0.02 (+0.7%)
At close:
2.87 USD
-0.02 (-0.69%)
After Hours:

This CURR fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. CURR Profitability Analysis

1.1 Basic Checks

  • CURR had negative earnings in the past year.
  • CURR had a positive operating cash flow in the past year.
  • CURR had negative earnings in each of the past 5 years.
  • In the past 5 years CURR reported 4 times negative operating cash flow.
CURR Yearly Net Income VS EBIT VS OCF VS FCFCURR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2020 2021 2022 2023 2024 0 -10M -20M -30M

1.2 Ratios

  • CURR's Return On Assets of -39.56% is on the low side compared to the rest of the industry. CURR is outperformed by 87.00% of its industry peers.
  • CURR has a Return On Equity of -11868.97%. This is amonst the worse of the industry: CURR underperforms 91.00% of its industry peers.
Industry RankSector Rank
ROA -39.56%
ROE -11868.97%
ROIC N/A
ROA(3y)-15.76%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CURR Yearly ROA, ROE, ROICCURR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2020 2021 2022 2023 2024 0 50 100

1.3 Margins

  • CURR has a Gross Margin (37.22%) which is comparable to the rest of the industry.
  • CURR does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 37.22%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
CURR Yearly Profit, Operating, Gross MarginsCURR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2020 2021 2022 2023 2024 0 20 -20 -40 -60 -80

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ROAROEROICOperating and Profit MarginShow most profitable peers

3

2. CURR Health Analysis

2.1 Basic Checks

  • CURR does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, CURR has about the same amount of shares outstanding.
  • Compared to 1 year ago, CURR has an improved debt to assets ratio.
CURR Yearly Shares OutstandingCURR Yearly Shares OutstandingYearly Shares Outstanding 2021 2022 2023 2024 10M 20M 30M 40M
CURR Yearly Total Debt VS Total AssetsCURR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2021 2022 2023 2024 50M 100M 150M 200M

2.2 Solvency

  • CURR has an Altman-Z score of -0.60. This is a bad value and indicates that CURR is not financially healthy and even has some risk of bankruptcy.
  • CURR has a Altman-Z score of -0.60. This is in the lower half of the industry: CURR underperforms 70.00% of its industry peers.
  • CURR has a debt to FCF ratio of 4.88. This is a neutral value as CURR would need 4.88 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 4.88, CURR is in the better half of the industry, outperforming 65.00% of the companies in the same industry.
  • A Debt/Equity ratio of 48.28 is on the high side and indicates that CURR has dependencies on debt financing.
  • Looking at the Debt to Equity ratio, with a value of 48.28, CURR is doing worse than 89.00% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 48.28
Debt/FCF 4.88
Altman-Z -0.6
ROIC/WACCN/A
WACC8.37%
CURR Yearly LT Debt VS Equity VS FCFCURR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2021 2022 2023 2024 0 50M -50M 100M 150M 200M

2.3 Liquidity

  • A Current Ratio of 1.15 indicates that CURR should not have too much problems paying its short term obligations.
  • CURR's Current ratio of 1.15 is in line compared to the rest of the industry. CURR outperforms 60.00% of its industry peers.
  • CURR has a Quick Ratio of 1.15. This is a normal value and indicates that CURR is financially healthy and should not expect problems in meeting its short term obligations.
  • CURR has a better Quick ratio (1.15) than 62.00% of its industry peers.
Industry RankSector Rank
Current Ratio 1.15
Quick Ratio 1.15
CURR Yearly Current Assets VS Current LiabilitesCURR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2021 2022 2023 2024 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. CURR Growth Analysis

3.1 Past

  • The earnings per share for CURR have decreased strongly by -782.00% in the last year.
  • The Revenue has grown by 257.27% in the past year. This is a very strong growth!
EPS 1Y (TTM)-782%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%145.45%
Revenue 1Y (TTM)257.27%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-7.69%

3.2 Future

  • Based on estimates for the next years, CURR will show a very strong growth in Earnings Per Share. The EPS will grow by 29.96% on average per year.
  • Based on estimates for the next years, CURR will show a decrease in Revenue. The Revenue will decrease by -3.38% on average per year.
EPS Next Y46.51%
EPS Next 2Y29.96%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-18.51%
Revenue Next 2Y-3.38%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

CURR Yearly Revenue VS EstimatesCURR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 2025 2026 10M 20M 30M 40M 50M
CURR Yearly EPS VS EstimatesCURR Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 -0.1 -0.2 -0.3 -0.4

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1

4. CURR Valuation Analysis

4.1 Price/Earnings Ratio

  • CURR reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Also next year CURR is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CURR Price Earnings VS Forward Price EarningsCURR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 10 -10 20

4.2 Price Multiples

  • The rest of the industry has a similar Price/Free Cash Flow ratio as CURR.
Industry RankSector Rank
P/FCF 77.14
EV/EBITDA N/A
CURR Per share dataCURR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 0.2 -0.2 0.4 -0.4 -0.6

4.3 Compensation for Growth

  • A more expensive valuation may be justified as CURR's earnings are expected to grow with 29.96% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y29.96%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. CURR Dividend Analysis

5.1 Amount

  • No dividends for CURR!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CURR Fundamentals: All Metrics, Ratios and Statistics

CURRENC GROUP INC

NASDAQ:CURR (4/6/2026, 4:30:01 PM)

After market: 2.87 -0.02 (-0.69%)

2.89

+0.02 (+0.7%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)11-10
Earnings (Next)04-22
Inst Owners1.25%
Inst Owner Change0%
Ins Owners17.21%
Ins Owner Change0%
Market Cap221.40M
Revenue(TTM)40.23M
Net Income(TTM)-34.42M
Analysts82.86
Price Target3.57 (23.53%)
Short Float %2.05%
Short Ratio4.88
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.12%
Min EPS beat(2)-145.1%
Max EPS beat(2)140.85%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-1.04%
Min Revenue beat(2)-17.87%
Max Revenue beat(2)15.8%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 5.5
P/FCF 77.14
P/OCF 64.17
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)-0.74
EYN/A
EPS(NY)-0.25
Fwd EYN/A
FCF(TTM)0.04
FCFY1.3%
OCF(TTM)0.05
OCFY1.56%
SpS0.53
BVpS0
TBVpS-0.19
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -39.56%
ROE -11868.97%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 37.22%
FCFM 7.13%
ROA(3y)-15.76%
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.46
Health
Industry RankSector Rank
Debt/Equity 48.28
Debt/FCF 4.88
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.15
Quick Ratio 1.15
Altman-Z -0.6
F-Score5
WACC8.37%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-782%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%145.45%
EPS Next Y46.51%
EPS Next 2Y29.96%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)257.27%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-7.69%
Revenue Next Year-18.51%
Revenue Next 2Y-3.38%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y30.16%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year77.95%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y521.44%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y606.61%
OCF growth 3YN/A
OCF growth 5YN/A

CURRENC GROUP INC / CURR Fundamental Analysis FAQ

What is the fundamental rating for CURR stock?

ChartMill assigns a fundamental rating of 2 / 10 to CURR.


What is the valuation status for CURR stock?

ChartMill assigns a valuation rating of 1 / 10 to CURRENC GROUP INC (CURR). This can be considered as Overvalued.


Can you provide the profitability details for CURRENC GROUP INC?

CURRENC GROUP INC (CURR) has a profitability rating of 1 / 10.


What is the earnings growth outlook for CURRENC GROUP INC?

The Earnings per Share (EPS) of CURRENC GROUP INC (CURR) is expected to grow by 46.51% in the next year.