CANTALOUPE INC (CTLP)
US1381031061 - Common Stock
Taking everything into account, CTLP scores 4 out of 10 in our fundamental rating. CTLP was compared to 102 industry peers in the Financial Services industry. While CTLP seems to be doing ok healthwise, there are quite some concerns on its profitability. CTLP is not overvalued while it is showing excellent growth. This is an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year CTLP was profitable.
In the past year CTLP had a positive cash flow from operations.
In the past 5 years CTLP always reported negative net income.
The reported operating cash flow has been mixed in the past 5 years: CTLP reported negative operating cash flow in multiple years.
1.2 Ratios
Looking at the Return On Assets, with a value of 4.74%, CTLP is in the better half of the industry, outperforming 76.47% of the companies in the same industry.
CTLP has a Return On Equity (8.15%) which is in line with its industry peers.
Looking at the Return On Invested Capital, with a value of 5.45%, CTLP is in the better half of the industry, outperforming 73.53% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.74% | ||
| ROE | 8.15% | ||
| ROIC | 5.45% |
ROA(3y)-1.63%
ROA(5y)-8.88%
ROE(3y)-2.53%
ROE(5y)-14.87%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 5.68%, CTLP perfoms like the industry average, outperforming 44.12% of the companies in the same industry.
With a Operating Margin value of 6.40%, CTLP is not doing good in the industry: 60.78% of the companies in the same industry are doing better.
CTLP has a Gross Margin (38.51%) which is in line with its industry peers.
CTLP's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.4% | ||
| PM (TTM) | 5.68% | ||
| GM | 38.51% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.52%
GM growth 5Y4.35%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CTLP is destroying value.
Compared to 1 year ago, CTLP has more shares outstanding
Compared to 5 years ago, CTLP has more shares outstanding
Compared to 1 year ago, CTLP has a worse debt to assets ratio.
2.2 Solvency
CTLP has an Altman-Z score of 1.79. This is a bad value and indicates that CTLP is not financially healthy and even has some risk of bankruptcy.
CTLP has a Altman-Z score of 1.79. This is in the better half of the industry: CTLP outperforms 73.53% of its industry peers.
The Debt to FCF ratio of CTLP is 2.32, which is a good value as it means it would take CTLP, 2.32 years of fcf income to pay off all of its debts.
CTLP has a Debt to FCF ratio of 2.32. This is in the better half of the industry: CTLP outperforms 74.51% of its industry peers.
A Debt/Equity ratio of 0.21 indicates that CTLP is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.21, CTLP is doing good in the industry, outperforming 66.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | 2.32 | ||
| Altman-Z | 1.79 |
ROIC/WACC0.59
WACC9.2%
2.3 Liquidity
A Current Ratio of 1.64 indicates that CTLP should not have too much problems paying its short term obligations.
CTLP has a better Current ratio (1.64) than 69.61% of its industry peers.
CTLP has a Quick Ratio of 1.20. This is a normal value and indicates that CTLP is financially healthy and should not expect problems in meeting its short term obligations.
CTLP has a Quick ratio (1.20) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.64 | ||
| Quick Ratio | 1.2 |
3. Growth
3.1 Past
CTLP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 272.73%, which is quite impressive.
CTLP shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -22.16% yearly.
Looking at the last year, CTLP shows a quite strong growth in Revenue. The Revenue has grown by 11.05% in the last year.
The Revenue has been growing by 12.95% on average over the past years. This is quite good.
EPS 1Y (TTM)272.73%
EPS 3YN/A
EPS 5Y-22.16%
EPS growth Q2Q100%
Revenue 1Y (TTM)11.05%
Revenue growth 3Y14.28%
Revenue growth 5Y12.95%
Revenue growth Q2Q6.57%
3.2 Future
Based on estimates for the next years, CTLP will show a very strong growth in Earnings Per Share. The EPS will grow by 169.78% on average per year.
CTLP is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 14.91% yearly.
EPS Next Y675.2%
EPS Next 2Y266.93%
EPS Next 3Y169.78%
EPS Next 5YN/A
Revenue Next Year12.83%
Revenue Next 2Y14.11%
Revenue Next 3Y14.91%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 30.53, CTLP can be considered very expensive at the moment.
CTLP's Price/Earnings ratio is a bit more expensive when compared to the industry. CTLP is more expensive than 60.78% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 24.84. CTLP is valued slightly more expensive when compared to this.
Based on the Price/Forward Earnings ratio of 21.54, the valuation of CTLP can be described as rather expensive.
CTLP's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of CTLP to the average of the S&P500 Index (21.35), we can say CTLP is valued inline with the index average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.53 | ||
| Fwd PE | 21.54 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CTLP is valued a bit cheaper than 61.76% of the companies in the same industry.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CTLP is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 25.71 | ||
| EV/EBITDA | 14.91 |
4.3 Compensation for Growth
CTLP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as CTLP's earnings are expected to grow with 169.78% in the coming years.
PEG (NY)0.05
PEG (5Y)N/A
EPS Next 2Y266.93%
EPS Next 3Y169.78%
5. Dividend
5.1 Amount
CTLP does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
CANTALOUPE INC
NASDAQ:CTLP (4/26/2024, 7:00:00 PM)
After market: 5.8 0 (0%)5.8
-0.08 (-1.36%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap422.24M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
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Min EPS beat(4)
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EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
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Revenue beat(4)
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Revenue beat(8)
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Revenue beat(12)
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Revenue beat(16)
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PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 30.53 | ||
| Fwd PE | 21.54 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)0.05
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 4.74% | ||
| ROE | 8.15% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 6.4% | ||
| PM (TTM) | 5.68% | ||
| GM | 38.51% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.84
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 1.64 | ||
| Quick Ratio | 1.2 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)272.73%
EPS 3YN/A
EPS 5Y
EPS growth Q2Q
EPS Next Y675.2%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)11.05%
Revenue growth 3Y14.28%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y