CANTALOUPE INC (CTLP) Stock Fundamental Analysis

NASDAQ:CTLP • US1381031061

10.48 USD
+0.04 (+0.38%)
Last: Mar 2, 2026, 10:35 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

5

Overall CTLP gets a fundamental rating of 5 out of 10. We evaluated CTLP against 97 industry peers in the Financial Services industry. CTLP has an average financial health and profitability rating. CTLP is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • In the past year CTLP was profitable.
  • In the past year CTLP had a positive cash flow from operations.
  • In multiple years CTLP reported negative net income over the last 5 years.
  • CTLP had a positive operating cash flow in 4 of the past 5 years.
CTLP Yearly Net Income VS EBIT VS OCF VS FCFCTLP Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20M -20M 40M -40M 60M

1.2 Ratios

  • CTLP's Return On Assets of 14.25% is amongst the best of the industry. CTLP outperforms 94.85% of its industry peers.
  • CTLP's Return On Equity of 21.33% is amongst the best of the industry. CTLP outperforms 85.57% of its industry peers.
  • Looking at the Return On Invested Capital, with a value of 7.17%, CTLP is in the better half of the industry, outperforming 70.10% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for CTLP is below the industry average of 8.39%.
  • The last Return On Invested Capital (7.17%) for CTLP is above the 3 year average (4.10%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 14.25%
ROE 21.33%
ROIC 7.17%
ROA(3y)6.72%
ROA(5y)3.05%
ROE(3y)10.46%
ROE(5y)4.76%
ROIC(3y)4.1%
ROIC(5y)N/A
CTLP Yearly ROA, ROE, ROICCTLP Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -50 -100 -150

1.3 Margins

  • Looking at the Profit Margin, with a value of 17.14%, CTLP is in the better half of the industry, outperforming 68.04% of the companies in the same industry.
  • CTLP's Operating Margin of 8.54% is in line compared to the rest of the industry. CTLP outperforms 44.33% of its industry peers.
  • CTLP has a Gross Margin (40.41%) which is comparable to the rest of the industry.
  • In the last couple of years the Gross Margin of CTLP has grown nicely.
Industry RankSector Rank
OM 8.54%
PM (TTM) 17.14%
GM 40.41%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y9.37%
GM growth 5Y7.6%
CTLP Yearly Profit, Operating, Gross MarginsCTLP Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 -40

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ROAROEROICOperating and Profit MarginShow most profitable peers

6

2. Health

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CTLP is destroying value.
  • Compared to 1 year ago, CTLP has more shares outstanding
  • The number of shares outstanding for CTLP has been increased compared to 5 years ago.
  • The debt/assets ratio for CTLP has been reduced compared to a year ago.
CTLP Yearly Shares OutstandingCTLP Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M
CTLP Yearly Total Debt VS Total AssetsCTLP Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

2.2 Solvency

  • An Altman-Z score of 4.08 indicates that CTLP is not in any danger for bankruptcy at the moment.
  • Looking at the Altman-Z score, with a value of 4.08, CTLP belongs to the top of the industry, outperforming 87.63% of the companies in the same industry.
  • CTLP has a debt to FCF ratio of 1.46. This is a very positive value and a sign of high solvency as it would only need 1.46 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 1.46, CTLP is doing good in the industry, outperforming 73.20% of the companies in the same industry.
  • CTLP has a Debt/Equity ratio of 0.14. This is a healthy value indicating a solid balance between debt and equity.
  • Looking at the Debt to Equity ratio, with a value of 0.14, CTLP is in the better half of the industry, outperforming 70.10% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 1.46
Altman-Z 4.08
ROIC/WACC0.85
WACC8.47%
CTLP Yearly LT Debt VS Equity VS FCFCTLP Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M 200M 250M

2.3 Liquidity

  • A Current Ratio of 1.92 indicates that CTLP should not have too much problems paying its short term obligations.
  • With a decent Current ratio value of 1.92, CTLP is doing good in the industry, outperforming 75.26% of the companies in the same industry.
  • CTLP has a Quick Ratio of 1.31. This is a normal value and indicates that CTLP is financially healthy and should not expect problems in meeting its short term obligations.
  • The Quick ratio of CTLP (1.31) is better than 64.95% of its industry peers.
Industry RankSector Rank
Current Ratio 1.92
Quick Ratio 1.31
CTLP Yearly Current Assets VS Current LiabilitesCTLP Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 320.50% over the past year.
  • Looking at the last year, CTLP shows a quite strong growth in Revenue. The Revenue has grown by 11.38% in the last year.
  • Measured over the past years, CTLP shows a quite strong growth in Revenue. The Revenue has been growing by 13.14% on average per year.
EPS 1Y (TTM)320.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-27.14%
Revenue 1Y (TTM)11.38%
Revenue growth 3Y13.82%
Revenue growth 5Y13.14%
Sales Q2Q%6.77%

3.2 Future

  • CTLP is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -21.01% yearly.
  • Based on estimates for the next years, CTLP will show a quite strong growth in Revenue. The Revenue will grow by 13.83% on average per year.
EPS Next Y-50.8%
EPS Next 2Y-21.01%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year13.29%
Revenue Next 2Y13.83%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is stable: in the next years the growth will be about the same than in the last years.
CTLP Yearly Revenue VS EstimatesCTLP Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 100M 200M 300M 400M
CTLP Yearly EPS VS EstimatesCTLP Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0 0.2 -0.2 0.4 -0.4 0.6 0.8

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Find the best growth stocksShow best growing peers

3

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 12.48, CTLP is valued correctly.
  • Compared to the rest of the industry, the Price/Earnings ratio of CTLP is on the same level as its industry peers.
  • When comparing the Price/Earnings ratio of CTLP to the average of the S&P500 Index (27.07), we can say CTLP is valued rather cheaply.
  • CTLP is valuated rather expensively with a Price/Forward Earnings ratio of 19.76.
  • Based on the Price/Forward Earnings ratio, CTLP is valued a bit more expensive than 62.89% of the companies in the same industry.
  • When comparing the Price/Forward Earnings ratio of CTLP to the average of the S&P500 Index (28.05), we can say CTLP is valued slightly cheaper.
Industry RankSector Rank
PE 12.48
Fwd PE 19.76
CTLP Price Earnings VS Forward Price EarningsCTLP Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • CTLP's Enterprise Value to EBITDA ratio is in line with the industry average.
  • CTLP's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 29.9
EV/EBITDA 16.03
CTLP Per share dataCTLP EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 1 2 3 4

4.3 Compensation for Growth

  • The decent profitability rating of CTLP may justify a higher PE ratio.
  • CTLP's earnings are expected to decrease with -21.01% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-21.01%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • No dividends for CTLP!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

CANTALOUPE INC

NASDAQ:CTLP (3/2/2026, 10:35:39 AM)

10.48

+0.04 (+0.38%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)02-06
Earnings (Next)05-06
Inst Owners97.45%
Inst Owner Change0.09%
Ins Owners5.1%
Ins Owner Change-0.74%
Market Cap772.59M
Revenue(TTM)317.56M
Net Income(TTM)54.42M
Analysts50
Price Target11.42 (8.97%)
Short Float %11.16%
Short Ratio6.7
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-47.77%
Min EPS beat(2)-50%
Max EPS beat(2)-45.53%
EPS beat(4)1
Avg EPS beat(4)117.23%
Min EPS beat(4)-50%
Max EPS beat(4)577.93%
EPS beat(8)3
Avg EPS beat(8)59.29%
EPS beat(12)6
Avg EPS beat(12)57.92%
EPS beat(16)8
Avg EPS beat(16)-4.48%
Revenue beat(2)0
Avg Revenue beat(2)-6.16%
Min Revenue beat(2)-8.46%
Max Revenue beat(2)-3.85%
Revenue beat(4)0
Avg Revenue beat(4)-5.83%
Min Revenue beat(4)-8.46%
Max Revenue beat(4)-3.63%
Revenue beat(8)0
Avg Revenue beat(8)-5.09%
Revenue beat(12)0
Avg Revenue beat(12)-4.3%
Revenue beat(16)3
Avg Revenue beat(16)-2.99%
PT rev (1m)-5.88%
PT rev (3m)-5.88%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-13.04%
EPS NY rev (1m)0%
EPS NY rev (3m)-7.66%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-3.44%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.81%
Valuation
Industry RankSector Rank
PE 12.48
Fwd PE 19.76
P/S 2.43
P/FCF 29.9
P/OCF 18.41
P/B 3.03
P/tB 5.87
EV/EBITDA 16.03
EPS(TTM)0.84
EY8.02%
EPS(NY)0.53
Fwd EY5.06%
FCF(TTM)0.35
FCFY3.34%
OCF(TTM)0.57
OCFY5.43%
SpS4.31
BVpS3.46
TBVpS1.79
PEG (NY)N/A
PEG (5Y)N/A
Graham Number8.09
Profitability
Industry RankSector Rank
ROA 14.25%
ROE 21.33%
ROCE 9.08%
ROIC 7.17%
ROICexc 8.72%
ROICexgc 17.53%
OM 8.54%
PM (TTM) 17.14%
GM 40.41%
FCFM 8.14%
ROA(3y)6.72%
ROA(5y)3.05%
ROE(3y)10.46%
ROE(5y)4.76%
ROIC(3y)4.1%
ROIC(5y)N/A
ROICexc(3y)5.21%
ROICexc(5y)N/A
ROICexgc(3y)14.71%
ROICexgc(5y)N/A
ROCE(3y)5.19%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y9.37%
GM growth 5Y7.6%
F-Score6
Asset Turnover0.83
Health
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 1.46
Debt/EBITDA 0.76
Cap/Depr 80.9%
Cap/Sales 5.08%
Interest Coverage 10.71
Cash Conversion 89.18%
Profit Quality 47.48%
Current Ratio 1.92
Quick Ratio 1.31
Altman-Z 4.08
F-Score6
WACC8.47%
ROIC/WACC0.85
Cap/Depr(3y)133.74%
Cap/Depr(5y)121.67%
Cap/Sales(3y)5.94%
Cap/Sales(5y)4.69%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)320.5%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-27.14%
EPS Next Y-50.8%
EPS Next 2Y-21.01%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.38%
Revenue growth 3Y13.82%
Revenue growth 5Y13.14%
Sales Q2Q%6.77%
Revenue Next Year13.29%
Revenue Next 2Y13.83%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y52.01%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year140.51%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y57.31%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y44.45%
OCF growth 3YN/A
OCF growth 5YN/A

CANTALOUPE INC / CTLP FAQ

What is the ChartMill fundamental rating of CANTALOUPE INC (CTLP) stock?

ChartMill assigns a fundamental rating of 5 / 10 to CTLP.


Can you provide the valuation status for CANTALOUPE INC?

ChartMill assigns a valuation rating of 3 / 10 to CANTALOUPE INC (CTLP). This can be considered as Overvalued.


How profitable is CANTALOUPE INC (CTLP) stock?

CANTALOUPE INC (CTLP) has a profitability rating of 6 / 10.


Can you provide the expected EPS growth for CTLP stock?

The Earnings per Share (EPS) of CANTALOUPE INC (CTLP) is expected to decline by -50.8% in the next year.