CANTALOUPE INC (CTLP) Stock Fundamental Analysis
NASDAQ:CTLP - Nasdaq - US1381031061 - Common Stock - Currency: USD
Overall CTLP gets a fundamental rating of 5 out of 10. We evaluated CTLP against 99 industry peers in the Financial Services industry. CTLP has an average financial health and profitability rating. CTLP has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
CTLP had positive earnings in the past year.
CTLP had a positive operating cash flow in the past year.
In the past 5 years CTLP reported 4 times negative net income.
The reported operating cash flow has been mixed in the past 5 years: CTLP reported negative operating cash flow in multiple years.
1.2 Ratios
The Return On Assets of CTLP (16.01%) is better than 97.00% of its industry peers.
Looking at the Return On Equity, with a value of 24.37%, CTLP belongs to the top of the industry, outperforming 87.00% of the companies in the same industry.
With a decent Return On Invested Capital value of 5.50%, CTLP is doing good in the industry, outperforming 67.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.01% | ||
| ROE | 24.37% | ||
| ROIC | 5.5% |
ROA(3y)0.82%
ROA(5y)-4.86%
ROE(3y)1.56%
ROE(5y)-8.43%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
CTLP's Profit Margin of 20.27% is fine compared to the rest of the industry. CTLP outperforms 76.00% of its industry peers.
With a Operating Margin value of 6.50%, CTLP is not doing good in the industry: 65.00% of the companies in the same industry are doing better.
With a Gross Margin value of 40.33%, CTLP perfoms like the industry average, outperforming 60.00% of the companies in the same industry.
In the last couple of years the Gross Margin of CTLP has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.5% | ||
| PM (TTM) | 20.27% | ||
| GM | 40.33% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.71%
GM growth 5Y6.56%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), CTLP is destroying value.
The number of shares outstanding for CTLP has been increased compared to 1 year ago.
The number of shares outstanding for CTLP has been increased compared to 5 years ago.
The debt/assets ratio for CTLP has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 3.14 indicates that CTLP is not in any danger for bankruptcy at the moment.
The Altman-Z score of CTLP (3.14) is better than 85.00% of its industry peers.
The Debt to FCF ratio of CTLP is 5.22, which is a neutral value as it means it would take CTLP, 5.22 years of fcf income to pay off all of its debts.
With a decent Debt to FCF ratio value of 5.22, CTLP is doing good in the industry, outperforming 69.00% of the companies in the same industry.
A Debt/Equity ratio of 0.15 indicates that CTLP is not too dependend on debt financing.
The Debt to Equity ratio of CTLP (0.15) is better than 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | 5.22 | ||
| Altman-Z | 3.14 |
ROIC/WACC0.61
WACC8.99%
2.3 Liquidity
CTLP has a Current Ratio of 1.79. This is a normal value and indicates that CTLP is financially healthy and should not expect problems in meeting its short term obligations.
CTLP's Current ratio of 1.79 is fine compared to the rest of the industry. CTLP outperforms 72.00% of its industry peers.
CTLP has a Quick Ratio of 1.22. This is a normal value and indicates that CTLP is financially healthy and should not expect problems in meeting its short term obligations.
CTLP has a Quick ratio (1.22) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.79 | ||
| Quick Ratio | 1.22 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 393.75% over the past year.
Looking at the last year, CTLP shows a quite strong growth in Revenue. The Revenue has grown by 12.51% in the last year.
The Revenue has been growing by 13.20% on average over the past years. This is quite good.
EPS 1Y (TTM)393.75%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%983.33%
Revenue 1Y (TTM)12.51%
Revenue growth 3Y17.19%
Revenue growth 5Y13.2%
Sales Q2Q%11.09%
3.2 Future
Based on estimates for the next years, CTLP will show a very strong growth in Earnings Per Share. The EPS will grow by 60.67% on average per year.
The Revenue is expected to grow by 14.96% on average over the next years. This is quite good.
EPS Next Y346.08%
EPS Next 2Y78.39%
EPS Next 3Y60.67%
EPS Next 5YN/A
Revenue Next Year12.86%
Revenue Next 2Y14.1%
Revenue Next 3Y14.96%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is stable.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 10.59 indicates a reasonable valuation of CTLP.
Based on the Price/Earnings ratio, CTLP is valued a bit cheaper than the industry average as 63.00% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.25. CTLP is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 17.53, CTLP is valued on the expensive side.
Based on the Price/Forward Earnings ratio, CTLP is valued a bit more expensive than the industry average as 65.00% of the companies are valued more cheaply.
When comparing the Price/Forward Earnings ratio of CTLP to the average of the S&P500 Index (22.15), we can say CTLP is valued slightly cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.59 | ||
| Fwd PE | 17.53 |
4.2 Price Multiples
CTLP's Enterprise Value to EBITDA ratio is in line with the industry average.
CTLP's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 81.52 | ||
| EV/EBITDA | 16.84 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CTLP's earnings are expected to grow with 60.67% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.03
PEG (5Y)N/A
EPS Next 2Y78.39%
EPS Next 3Y60.67%
5. Dividend
5.1 Amount
CTLP does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
8.37
-0.29 (-3.35%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryFinancial Services
Earnings (Last)
Earnings (Next)
Inst Owners77.57%
Inst Owner Change-0.77%
Ins Owners4.65%
Ins Owner Change16.24%
Market Cap611.51M
Analysts85
Price Target12.75 (52.33%)
Short Float %4.28%
Short Ratio5.64
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)296.15%
Min EPS beat(2)14.38%
Max EPS beat(2)577.93%
EPS beat(4)2
Avg EPS beat(4)137.41%
Min EPS beat(4)-36.06%
Max EPS beat(4)577.93%
EPS beat(8)5
Avg EPS beat(8)87.55%
EPS beat(12)7
Avg EPS beat(12)-17.47%
EPS beat(16)11
Avg EPS beat(16)19.07%
Revenue beat(2)0
Avg Revenue beat(2)-5.76%
Min Revenue beat(2)-7.37%
Max Revenue beat(2)-4.16%
Revenue beat(4)0
Avg Revenue beat(4)-5.02%
Min Revenue beat(4)-7.37%
Max Revenue beat(4)-2.38%
Revenue beat(8)0
Avg Revenue beat(8)-4.3%
Revenue beat(12)3
Avg Revenue beat(12)-2.23%
Revenue beat(16)5
Avg Revenue beat(16)-2.02%
PT rev (1m)0%
PT rev (3m)3.31%
EPS NQ rev (1m)-9.09%
EPS NQ rev (3m)-4.76%
EPS NY rev (1m)102.47%
EPS NY rev (3m)103.73%
Revenue NQ rev (1m)-3.03%
Revenue NQ rev (3m)-3%
Revenue NY rev (1m)-1.26%
Revenue NY rev (3m)-1.42%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.59 | ||
| Fwd PE | 17.53 | ||
| P/S | 2.09 | ||
| P/FCF | 81.52 | ||
| P/OCF | 24.29 | ||
| P/B | 2.51 | ||
| P/tB | 5.27 | ||
| EV/EBITDA | 16.84 |
EPS(TTM)0.79
EY9.44%
EPS(NY)0.48
Fwd EY5.7%
FCF(TTM)0.1
FCFY1.23%
OCF(TTM)0.34
OCFY4.12%
SpS4.01
BVpS3.33
TBVpS1.59
PEG (NY)0.03
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 16.01% | ||
| ROE | 24.37% | ||
| ROCE | 6.57% | ||
| ROIC | 5.5% | ||
| ROICexc | 6.54% | ||
| ROICexgc | 13.74% | ||
| OM | 6.5% | ||
| PM (TTM) | 20.27% | ||
| GM | 40.33% | ||
| FCFM | 2.56% |
ROA(3y)0.82%
ROA(5y)-4.86%
ROE(3y)1.56%
ROE(5y)-8.43%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y5.71%
GM growth 5Y6.56%
F-Score7
Asset Turnover0.79
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.15 | ||
| Debt/FCF | 5.22 | ||
| Debt/EBITDA | 1.04 | ||
| Cap/Depr | 104.79% | ||
| Cap/Sales | 6.04% | ||
| Interest Coverage | 6.4 | ||
| Cash Conversion | 70.18% | ||
| Profit Quality | 12.64% | ||
| Current Ratio | 1.79 | ||
| Quick Ratio | 1.22 | ||
| Altman-Z | 3.14 |
F-Score7
WACC8.99%
ROIC/WACC0.61
Cap/Depr(3y)159.81%
Cap/Depr(5y)109.8%
Cap/Sales(3y)5.57%
Cap/Sales(5y)3.87%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)393.75%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%983.33%
EPS Next Y346.08%
EPS Next 2Y78.39%
EPS Next 3Y60.67%
EPS Next 5YN/A
Revenue 1Y (TTM)12.51%
Revenue growth 3Y17.19%
Revenue growth 5Y13.2%
Sales Q2Q%11.09%
Revenue Next Year12.86%
Revenue Next 2Y14.1%
Revenue Next 3Y14.96%
Revenue Next 5YN/A
EBIT growth 1Y21.72%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year217.61%
EBIT Next 3Y74.18%
EBIT Next 5YN/A
FCF growth 1Y154.75%
FCF growth 3Y26.42%
FCF growth 5YN/A
OCF growth 1Y2443.23%
OCF growth 3Y50.25%
OCF growth 5YN/A