CRAWFORD & CO -CL B (CRD.B) Stock Fundamental Analysis

USA • New York Stock Exchange • NYSE:CRD.B • US2246331076

10.65 USD
-0.13 (-1.25%)
At close: Feb 6, 2026
10.65 USD
0 (0%)
After Hours: 2/6/2026, 8:26:29 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

6

We assign a fundamental rating of 6 out of 10 to CRD.B. CRD.B was compared to 149 industry peers in the Insurance industry. CRD.B has only an average score on both its financial health and profitability. CRD.B has a correct valuation and a medium growth rate.


Dividend Valuation Growth Profitability Health

6

1. Profitability

1.1 Basic Checks

  • CRD.B had positive earnings in the past year.
  • CRD.B had a positive operating cash flow in the past year.
  • Of the past 5 years CRD.B 4 years were profitable.
  • In the past 5 years CRD.B always reported a positive cash flow from operatings.
CRD.B Yearly Net Income VS EBIT VS OCF VS FCFCRD.B Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M 80M 100M

1.2 Ratios

  • CRD.B has a Return On Assets of 4.08%. This is in the better half of the industry: CRD.B outperforms 77.18% of its industry peers.
  • With an excellent Return On Equity value of 17.40%, CRD.B belongs to the best of the industry, outperforming 80.54% of the companies in the same industry.
  • CRD.B's Return On Invested Capital of 8.52% is amongst the best of the industry. CRD.B outperforms 91.28% of its industry peers.
  • CRD.B had an Average Return On Invested Capital over the past 3 years of 7.40%. This is significantly below the industry average of 14.93%.
  • The 3 year average ROIC (7.40%) for CRD.B is below the current ROIC(8.52%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 4.08%
ROE 17.4%
ROIC 8.52%
ROA(3y)1.61%
ROA(5y)2.44%
ROE(3y)7.94%
ROE(5y)10.69%
ROIC(3y)7.4%
ROIC(5y)7.11%
CRD.B Yearly ROA, ROE, ROICCRD.B Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10 -10 20

1.3 Margins

  • CRD.B has a worse Profit Margin (2.42%) than 77.18% of its industry peers.
  • In the last couple of years the Profit Margin of CRD.B has grown nicely.
  • With a Operating Margin value of 5.17%, CRD.B is not doing good in the industry: 75.17% of the companies in the same industry are doing better.
  • In the last couple of years the Operating Margin of CRD.B has declined.
  • CRD.B has a Gross Margin of 27.95%. This is amongst the best in the industry. CRD.B outperforms 89.93% of its industry peers.
  • CRD.B's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 5.17%
PM (TTM) 2.42%
GM 27.95%
OM growth 3Y-0.78%
OM growth 5Y-6.8%
PM growth 3Y-9.71%
PM growth 5Y10.7%
GM growth 3Y2.28%
GM growth 5Y-0.53%
CRD.B Yearly Profit, Operating, Gross MarginsCRD.B Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 10 15 20 25

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • CRD.B has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
  • The number of shares outstanding for CRD.B has been increased compared to 1 year ago.
  • CRD.B has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, CRD.B has a worse debt to assets ratio.
CRD.B Yearly Shares OutstandingCRD.B Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
CRD.B Yearly Total Debt VS Total AssetsCRD.B Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M

2.2 Solvency

  • An Altman-Z score of 3.07 indicates that CRD.B is not in any danger for bankruptcy at the moment.
  • CRD.B's Altman-Z score of 3.07 is amongst the best of the industry. CRD.B outperforms 95.30% of its industry peers.
  • CRD.B has a debt to FCF ratio of 4.16. This is a neutral value as CRD.B would need 4.16 years to pay back of all of its debts.
  • CRD.B's Debt to FCF ratio of 4.16 is in line compared to the rest of the industry. CRD.B outperforms 42.28% of its industry peers.
  • CRD.B has a Debt/Equity ratio of 1.05. This is a high value indicating a heavy dependency on external financing.
  • CRD.B has a Debt to Equity ratio of 1.05. This is amonst the worse of the industry: CRD.B underperforms 86.58% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.05
Debt/FCF 4.16
Altman-Z 3.07
ROIC/WACC1.07
WACC7.98%
CRD.B Yearly LT Debt VS Equity VS FCFCRD.B Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M 200M

2.3 Liquidity

  • CRD.B has a Current Ratio of 1.36. This is a normal value and indicates that CRD.B is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of CRD.B (1.36) is better than 85.91% of its industry peers.
  • A Quick Ratio of 1.36 indicates that CRD.B should not have too much problems paying its short term obligations.
  • CRD.B's Quick ratio of 1.36 is amongst the best of the industry. CRD.B outperforms 85.91% of its industry peers.
Industry RankSector Rank
Current Ratio 1.36
Quick Ratio 1.36
CRD.B Yearly Current Assets VS Current LiabilitesCRD.B Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 42.42% over the past year.
  • CRD.B shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 4.30% yearly.
  • Looking at the last year, CRD.B shows a small growth in Revenue. The Revenue has grown by 3.49% in the last year.
  • Measured over the past years, CRD.B shows a small growth in Revenue. The Revenue has been growing by 5.06% on average per year.
EPS 1Y (TTM)42.42%
EPS 3Y2.67%
EPS 5Y4.3%
EPS Q2Q%45.45%
Revenue 1Y (TTM)3.49%
Revenue growth 3Y5.59%
Revenue growth 5Y5.06%
Sales Q2Q%-2.19%

3.2 Future

  • The Earnings Per Share is expected to grow by 14.79% on average over the next years. This is quite good.
  • Based on estimates for the next years, CRD.B will show a small growth in Revenue. The Revenue will grow by 3.72% on average per year.
EPS Next Y28.21%
EPS Next 2Y19.03%
EPS Next 3Y14.79%
EPS Next 5YN/A
Revenue Next Year0.9%
Revenue Next 2Y3.66%
Revenue Next 3Y3.72%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
CRD.B Yearly Revenue VS EstimatesCRD.B Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B
CRD.B Yearly EPS VS EstimatesCRD.B Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 11.33 indicates a reasonable valuation of CRD.B.
  • The rest of the industry has a similar Price/Earnings ratio as CRD.B.
  • The average S&P500 Price/Earnings ratio is at 27.92. CRD.B is valued rather cheaply when compared to this.
  • CRD.B is valuated reasonably with a Price/Forward Earnings ratio of 9.52.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of CRD.B indicates a somewhat cheap valuation: CRD.B is cheaper than 60.40% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 27.78. CRD.B is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 11.33
Fwd PE 9.52
CRD.B Price Earnings VS Forward Price EarningsCRD.B Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, CRD.B is valued a bit cheaper than the industry average as 70.47% of the companies are valued more expensively.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of CRD.B is on the same level as its industry peers.
Industry RankSector Rank
P/FCF 9.99
EV/EBITDA 6.21
CRD.B Per share dataCRD.B EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20 25

4.3 Compensation for Growth

  • CRD.B's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • CRD.B has a very decent profitability rating, which may justify a higher PE ratio.
  • CRD.B's earnings are expected to grow with 14.79% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.4
PEG (5Y)2.63
EPS Next 2Y19.03%
EPS Next 3Y14.79%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • CRD.B has a Yearly Dividend Yield of 2.78%. Purely for dividend investing, there may be better candidates out there.
  • CRD.B's Dividend Yield is a higher than the industry average which is at 2.28.
  • Compared to an average S&P500 Dividend Yield of 1.81, CRD.B pays a better dividend.
Industry RankSector Rank
Dividend Yield 2.78%

5.2 History

  • The dividend of CRD.B has a limited annual growth rate of 2.90%.
  • CRD.B has paid a dividend for at least 10 years, which is a reliable track record.
  • CRD.B has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)2.9%
Div Incr Years2
Div Non Decr Years4
CRD.B Yearly Dividends per shareCRD.B Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.05 0.1 0.15 0.2 0.25

5.3 Sustainability

  • CRD.B pays out 43.18% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • CRD.B's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP43.18%
EPS Next 2Y19.03%
EPS Next 3Y14.79%
CRD.B Yearly Income VS Free CF VS DividendCRD.B Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20M 40M 60M
CRD.B Dividend Payout.CRD.B Dividend Payout, showing the Payout Ratio.CRD.B Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

CRAWFORD & CO -CL B

NYSE:CRD.B (2/6/2026, 8:26:29 PM)

After market: 10.65 0 (0%)

10.65

-0.13 (-1.25%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-03
Earnings (Next)03-02
Inst Owners26.45%
Inst Owner Change0%
Ins Owners68.03%
Ins Owner ChangeN/A
Market Cap524.09M
Revenue(TTM)1.35B
Net Income(TTM)32.60M
Analysts87.27
Price Target14.28 (34.08%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.78%
Yearly Dividend0.28
Dividend Growth(5Y)2.9%
DP43.18%
Div Incr Years2
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.22%
Min EPS beat(2)-12.82%
Max EPS beat(2)8.38%
EPS beat(4)2
Avg EPS beat(4)-5.57%
Min EPS beat(4)-19.8%
Max EPS beat(4)8.38%
EPS beat(8)3
Avg EPS beat(8)-12.47%
EPS beat(12)7
Avg EPS beat(12)1.76%
EPS beat(16)7
Avg EPS beat(16)-6.64%
Revenue beat(2)0
Avg Revenue beat(2)-9.58%
Min Revenue beat(2)-11.75%
Max Revenue beat(2)-7.4%
Revenue beat(4)1
Avg Revenue beat(4)-5.75%
Min Revenue beat(4)-11.75%
Max Revenue beat(4)1.78%
Revenue beat(8)1
Avg Revenue beat(8)-6.03%
Revenue beat(12)2
Avg Revenue beat(12)-3.99%
Revenue beat(16)3
Avg Revenue beat(16)-3.18%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-16.05%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.6%
Revenue NY rev (1m)-1.67%
Revenue NY rev (3m)-4.72%
Valuation
Industry RankSector Rank
PE 11.33
Fwd PE 9.52
P/S 0.39
P/FCF 9.99
P/OCF 5.68
P/B 2.8
P/tB N/A
EV/EBITDA 6.21
EPS(TTM)0.94
EY8.83%
EPS(NY)1.12
Fwd EY10.51%
FCF(TTM)1.07
FCFY10.01%
OCF(TTM)1.87
OCFY17.6%
SpS27.41
BVpS3.81
TBVpS-1.55
PEG (NY)0.4
PEG (5Y)2.63
Graham Number8.97
Profitability
Industry RankSector Rank
ROA 4.08%
ROE 17.4%
ROCE 13.26%
ROIC 8.52%
ROICexc 9.8%
ROICexgc 23.16%
OM 5.17%
PM (TTM) 2.42%
GM 27.95%
FCFM 3.89%
ROA(3y)1.61%
ROA(5y)2.44%
ROE(3y)7.94%
ROE(5y)10.69%
ROIC(3y)7.4%
ROIC(5y)7.11%
ROICexc(3y)8.28%
ROICexc(5y)7.91%
ROICexgc(3y)19.19%
ROICexgc(5y)17.62%
ROCE(3y)11.52%
ROCE(5y)11.07%
ROICexgc growth 3Y8.36%
ROICexgc growth 5Y3.89%
ROICexc growth 3Y8.29%
ROICexc growth 5Y-1.08%
OM growth 3Y-0.78%
OM growth 5Y-6.8%
PM growth 3Y-9.71%
PM growth 5Y10.7%
GM growth 3Y2.28%
GM growth 5Y-0.53%
F-Score9
Asset Turnover1.69
Health
Industry RankSector Rank
Debt/Equity 1.05
Debt/FCF 4.16
Debt/EBITDA 1.81
Cap/Depr 102.59%
Cap/Sales 2.95%
Interest Coverage 250
Cash Conversion 85.02%
Profit Quality 160.92%
Current Ratio 1.36
Quick Ratio 1.36
Altman-Z 3.07
F-Score9
WACC7.98%
ROIC/WACC1.07
Cap/Depr(3y)104.43%
Cap/Depr(5y)96.71%
Cap/Sales(3y)2.9%
Cap/Sales(5y)3.02%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)42.42%
EPS 3Y2.67%
EPS 5Y4.3%
EPS Q2Q%45.45%
EPS Next Y28.21%
EPS Next 2Y19.03%
EPS Next 3Y14.79%
EPS Next 5YN/A
Revenue 1Y (TTM)3.49%
Revenue growth 3Y5.59%
Revenue growth 5Y5.06%
Sales Q2Q%-2.19%
Revenue Next Year0.9%
Revenue Next 2Y3.66%
Revenue Next 3Y3.72%
Revenue Next 5YN/A
EBIT growth 1Y49.29%
EBIT growth 3Y4.76%
EBIT growth 5Y-2.08%
EBIT Next Year64.67%
EBIT Next 3Y25.22%
EBIT Next 5YN/A
FCF growth 1Y-29.63%
FCF growth 3Y-24.71%
FCF growth 5Y-28.7%
OCF growth 1Y-17.57%
OCF growth 3Y-1.69%
OCF growth 5Y-7.25%

CRAWFORD & CO -CL B / CRD.B FAQ

What is the ChartMill fundamental rating of CRAWFORD & CO -CL B (CRD.B) stock?

ChartMill assigns a fundamental rating of 6 / 10 to CRD.B.


Can you provide the valuation status for CRAWFORD & CO -CL B?

ChartMill assigns a valuation rating of 6 / 10 to CRAWFORD & CO -CL B (CRD.B). This can be considered as Fairly Valued.


What is the profitability of CRD.B stock?

CRAWFORD & CO -CL B (CRD.B) has a profitability rating of 6 / 10.


How financially healthy is CRAWFORD & CO -CL B?

The financial health rating of CRAWFORD & CO -CL B (CRD.B) is 5 / 10.


What is the earnings growth outlook for CRAWFORD & CO -CL B?

The Earnings per Share (EPS) of CRAWFORD & CO -CL B (CRD.B) is expected to grow by 28.21% in the next year.