CRAWFORD & CO -CL B (CRD.B) Fundamental Analysis & Valuation

NYSE:CRD.B • US2246331076

Current stock price

9.82 USD
+0.02 (+0.2%)
Last:

This CRD.B fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. CRD.B Profitability Analysis

1.1 Basic Checks

  • In the past year CRD.B was profitable.
  • In the past year CRD.B had a positive cash flow from operations.
  • Of the past 5 years CRD.B 4 years were profitable.
  • In the past 5 years CRD.B always reported a positive cash flow from operatings.
CRD.B Yearly Net Income VS EBIT VS OCF VS FCFCRD.B Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20M 40M 60M 80M 100M

1.2 Ratios

  • CRD.B has a Return On Assets (2.57%) which is comparable to the rest of the industry.
  • With a Return On Equity value of 11.34%, CRD.B perfoms like the industry average, outperforming 56.08% of the companies in the same industry.
  • With an excellent Return On Invested Capital value of 8.86%, CRD.B belongs to the best of the industry, outperforming 87.84% of the companies in the same industry.
  • The Average Return On Invested Capital over the past 3 years for CRD.B is in line with the industry average of 9.50%.
  • The last Return On Invested Capital (8.86%) for CRD.B is above the 3 year average (7.89%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 2.57%
ROE 11.34%
ROIC 8.86%
ROA(3y)3.24%
ROA(5y)2.2%
ROE(3y)16.62%
ROE(5y)9.93%
ROIC(3y)7.89%
ROIC(5y)7.08%
CRD.B Yearly ROA, ROE, ROICCRD.B Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20

1.3 Margins

  • Looking at the Profit Margin, with a value of 1.50%, CRD.B is doing worse than 81.08% of the companies in the same industry.
  • In the last couple of years the Profit Margin of CRD.B has declined.
  • Looking at the Operating Margin, with a value of 5.07%, CRD.B is doing worse than 79.05% of the companies in the same industry.
  • In the last couple of years the Operating Margin of CRD.B has declined.
  • The Gross Margin of CRD.B (28.00%) is better than 88.51% of its industry peers.
  • CRD.B's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 5.07%
PM (TTM) 1.5%
GM 28%
OM growth 3Y6.14%
OM growth 5Y-2.72%
PM growth 3YN/A
PM growth 5Y-11.67%
GM growth 3Y4.02%
GM growth 5Y0.4%
CRD.B Yearly Profit, Operating, Gross MarginsCRD.B Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 10 15 20 25

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6

2. CRD.B Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CRD.B is creating some value.
  • CRD.B has less shares outstanding than it did 1 year ago.
  • CRD.B has less shares outstanding than it did 5 years ago.
  • CRD.B has a better debt/assets ratio than last year.
CRD.B Yearly Shares OutstandingCRD.B Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
CRD.B Yearly Total Debt VS Total AssetsCRD.B Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

2.2 Solvency

  • CRD.B has an Altman-Z score of 2.98. This is not the best score and indicates that CRD.B is in the grey zone with still only limited risk for bankruptcy at the moment.
  • CRD.B's Altman-Z score of 2.98 is amongst the best of the industry. CRD.B outperforms 95.27% of its industry peers.
  • The Debt to FCF ratio of CRD.B is 2.99, which is a good value as it means it would take CRD.B, 2.99 years of fcf income to pay off all of its debts.
  • CRD.B has a Debt to FCF ratio (2.99) which is in line with its industry peers.
  • CRD.B has a Debt/Equity ratio of 0.87. This is a neutral value indicating CRD.B is somewhat dependend on debt financing.
  • With a Debt to Equity ratio value of 0.87, CRD.B is not doing good in the industry: 87.16% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.87
Debt/FCF 2.99
Altman-Z 2.98
ROIC/WACC1.13
WACC7.82%
CRD.B Yearly LT Debt VS Equity VS FCFCRD.B Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M 150M 200M

2.3 Liquidity

  • CRD.B has a Current Ratio of 1.14. This is a normal value and indicates that CRD.B is financially healthy and should not expect problems in meeting its short term obligations.
  • The Current ratio of CRD.B (1.14) is better than 83.78% of its industry peers.
  • CRD.B has a Quick Ratio of 1.14. This is a normal value and indicates that CRD.B is financially healthy and should not expect problems in meeting its short term obligations.
  • CRD.B has a Quick ratio of 1.14. This is amongst the best in the industry. CRD.B outperforms 83.78% of its industry peers.
Industry RankSector Rank
Current Ratio 1.14
Quick Ratio 1.14
CRD.B Yearly Current Assets VS Current LiabilitesCRD.B Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 100M 200M 300M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. CRD.B Growth Analysis

3.1 Past

  • CRD.B shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.92%, which is quite good.
  • CRD.B shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 5.46% yearly.
  • The Revenue has decreased by -2.25% in the past year.
  • CRD.B shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.22% yearly.
EPS 1Y (TTM)13.92%
EPS 3Y8.74%
EPS 5Y5.46%
EPS Q2Q%-21.05%
Revenue 1Y (TTM)-2.25%
Revenue growth 3Y2.11%
Revenue growth 5Y5.22%
Sales Q2Q%-11.17%

3.2 Future

  • The Earnings Per Share is expected to grow by 12.88% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 1.84% on average over the next years.
EPS Next Y14.44%
EPS Next 2Y12.88%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year-0.51%
Revenue Next 2Y1.84%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
CRD.B Yearly Revenue VS EstimatesCRD.B Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 500M 1B
CRD.B Yearly EPS VS EstimatesCRD.B Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 0.2 0.4 0.6 0.8 1

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6

4. CRD.B Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 10.91, the valuation of CRD.B can be described as reasonable.
  • CRD.B's Price/Earnings is on the same level as the industry average.
  • When comparing the Price/Earnings ratio of CRD.B to the average of the S&P500 Index (27.34), we can say CRD.B is valued rather cheaply.
  • CRD.B is valuated reasonably with a Price/Forward Earnings ratio of 9.53.
  • Based on the Price/Forward Earnings ratio, CRD.B is valued a bit cheaper than the industry average as 61.49% of the companies are valued more expensively.
  • When comparing the Price/Forward Earnings ratio of CRD.B to the average of the S&P500 Index (38.18), we can say CRD.B is valued rather cheaply.
Industry RankSector Rank
PE 10.91
Fwd PE 9.53
CRD.B Price Earnings VS Forward Price EarningsCRD.B Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • CRD.B's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CRD.B is cheaper than 75.00% of the companies in the same industry.
  • The rest of the industry has a similar Price/Free Cash Flow ratio as CRD.B.
Industry RankSector Rank
P/FCF 7.55
EV/EBITDA 5.66
CRD.B Per share dataCRD.B EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 5 10 15 20 25

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as CRD.B's earnings are expected to grow with 12.88% in the coming years.
PEG (NY)0.76
PEG (5Y)2
EPS Next 2Y12.88%
EPS Next 3YN/A

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7

5. CRD.B Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 2.85%, CRD.B has a reasonable but not impressive dividend return.
  • CRD.B's Dividend Yield is a higher than the industry average which is at 2.44.
  • Compared to an average S&P500 Dividend Yield of 1.82, CRD.B pays a better dividend.
Industry RankSector Rank
Dividend Yield 2.85%

5.2 History

  • The dividend of CRD.B is nicely growing with an annual growth rate of 10.05%!
  • CRD.B has paid a dividend for at least 10 years, which is a reliable track record.
  • CRD.B has not decreased its dividend in the past 5 years, so it has a somewhat stable track record.
Dividend Growth(5Y)10.05%
Div Incr Years3
Div Non Decr Years5
CRD.B Yearly Dividends per shareCRD.B Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0.05 0.1 0.15 0.2 0.25

5.3 Sustainability

  • CRD.B pays out 72.98% of its income as dividend. This is not a sustainable payout ratio.
  • CRD.B's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP72.98%
EPS Next 2Y12.88%
EPS Next 3YN/A
CRD.B Yearly Income VS Free CF VS DividendCRD.B Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20M 40M 60M
CRD.B Dividend Payout.CRD.B Dividend Payout, showing the Payout Ratio.CRD.B Dividend Payout.PayoutRetained Earnings

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CRD.B Fundamentals: All Metrics, Ratios and Statistics

CRAWFORD & CO -CL B

NYSE:CRD.B (4/14/2026, 8:04:00 PM)

9.82

+0.02 (+0.2%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)03-02
Earnings (Next)05-06
Inst Owners26.45%
Inst Owner Change0%
Ins Owners68.25%
Ins Owner ChangeN/A
Market Cap477.94M
Revenue(TTM)1.31B
Net Income(TTM)19.63M
Analysts87.27
Price Target14.28 (45.42%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.85%
Yearly Dividend0.29
Dividend Growth(5Y)10.05%
DP72.98%
Div Incr Years3
Div Non Decr Years5
Ex-Date02-23
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-13.69%
Min EPS beat(2)-35.75%
Max EPS beat(2)8.38%
EPS beat(4)2
Avg EPS beat(4)-9.56%
Min EPS beat(4)-35.75%
Max EPS beat(4)8.38%
EPS beat(8)3
Avg EPS beat(8)-8.14%
EPS beat(12)6
Avg EPS beat(12)-3.84%
EPS beat(16)7
Avg EPS beat(16)-4.94%
Revenue beat(2)0
Avg Revenue beat(2)-11.34%
Min Revenue beat(2)-11.75%
Max Revenue beat(2)-10.92%
Revenue beat(4)0
Avg Revenue beat(4)-8.93%
Min Revenue beat(4)-11.75%
Max Revenue beat(4)-5.63%
Revenue beat(8)1
Avg Revenue beat(8)-6.21%
Revenue beat(12)1
Avg Revenue beat(12)-5.45%
Revenue beat(16)2
Avg Revenue beat(16)-4.23%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-17.33%
EPS NY rev (1m)-7.98%
EPS NY rev (3m)-7.98%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-7.52%
Revenue NY rev (1m)-5%
Revenue NY rev (3m)-5%
Valuation
Industry RankSector Rank
PE 10.91
Fwd PE 9.53
P/S 0.36
P/FCF 7.55
P/OCF 4.69
P/B 2.76
P/tB N/A
EV/EBITDA 5.66
EPS(TTM)0.9
EY9.16%
EPS(NY)1.03
Fwd EY10.49%
FCF(TTM)1.3
FCFY13.24%
OCF(TTM)2.09
OCFY21.31%
SpS26.93
BVpS3.56
TBVpS-1.7
PEG (NY)0.76
PEG (5Y)2
Graham Number8.49
Profitability
Industry RankSector Rank
ROA 2.57%
ROE 11.34%
ROCE 14.6%
ROIC 8.86%
ROICexc 10.32%
ROICexgc 29.87%
OM 5.07%
PM (TTM) 1.5%
GM 28%
FCFM 4.83%
ROA(3y)3.24%
ROA(5y)2.2%
ROE(3y)16.62%
ROE(5y)9.93%
ROIC(3y)7.89%
ROIC(5y)7.08%
ROICexc(3y)9%
ROICexc(5y)8%
ROICexgc(3y)23.26%
ROICexgc(5y)19.83%
ROCE(3y)13%
ROCE(5y)11.67%
ROICexgc growth 3Y27.25%
ROICexgc growth 5Y16.42%
ROICexc growth 3Y14.94%
ROICexc growth 5Y6.01%
OM growth 3Y6.14%
OM growth 5Y-2.72%
PM growth 3YN/A
PM growth 5Y-11.67%
GM growth 3Y4.02%
GM growth 5Y0.4%
F-Score7
Asset Turnover1.72
Health
Industry RankSector Rank
Debt/Equity 0.87
Debt/FCF 2.99
Debt/EBITDA 1.41
Cap/Depr 96.27%
Cap/Sales 2.94%
Interest Coverage 3.82
Cash Conversion 95.68%
Profit Quality 322.39%
Current Ratio 1.14
Quick Ratio 1.14
Altman-Z 2.98
F-Score7
WACC7.82%
ROIC/WACC1.13
Cap/Depr(3y)104.57%
Cap/Depr(5y)97.32%
Cap/Sales(3y)2.94%
Cap/Sales(5y)2.87%
Profit Quality(3y)193.14%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.92%
EPS 3Y8.74%
EPS 5Y5.46%
EPS Q2Q%-21.05%
EPS Next Y14.44%
EPS Next 2Y12.88%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-2.25%
Revenue growth 3Y2.11%
Revenue growth 5Y5.22%
Sales Q2Q%-11.17%
Revenue Next Year-0.51%
Revenue Next 2Y1.84%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y14.54%
EBIT growth 3Y8.38%
EBIT growth 5Y2.36%
EBIT Next Year53.69%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y534.76%
FCF growth 3YN/A
FCF growth 5Y2.55%
OCF growth 1Y97.31%
OCF growth 3Y54.47%
OCF growth 5Y1.79%

CRAWFORD & CO -CL B / CRD.B Fundamental Analysis FAQ

What is the ChartMill fundamental rating of CRAWFORD & CO -CL B (CRD.B) stock?

ChartMill assigns a fundamental rating of 5 / 10 to CRD.B.


Can you provide the valuation status for CRAWFORD & CO -CL B?

ChartMill assigns a valuation rating of 6 / 10 to CRAWFORD & CO -CL B (CRD.B). This can be considered as Fairly Valued.


How profitable is CRAWFORD & CO -CL B (CRD.B) stock?

CRAWFORD & CO -CL B (CRD.B) has a profitability rating of 5 / 10.


What is the valuation of CRAWFORD & CO -CL B based on its PE and PB ratios?

The Price/Earnings (PE) ratio for CRAWFORD & CO -CL B (CRD.B) is 10.91 and the Price/Book (PB) ratio is 2.76.


What is the expected EPS growth for CRAWFORD & CO -CL B (CRD.B) stock?

The Earnings per Share (EPS) of CRAWFORD & CO -CL B (CRD.B) is expected to grow by 14.44% in the next year.