COREBRIDGE FINANCIAL INC (CRBG) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CRBG - US21871X1090 - Common Stock
30.18 USD
-0.04 (-0.13%)
Overall CRBG gets a fundamental rating of 4 out of 10. We evaluated CRBG against 97 industry peers in the Financial Services industry. There are concerns on the financial health of CRBG while its profitability can be described as average. CRBG is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
- In the past year CRBG was profitable.
- In the past year CRBG had a positive cash flow from operations.
- In the past 5 years CRBG has always been profitable.
- Each year in the past 5 years CRBG had a positive operating cash flow.
1.2 Ratios
- CRBG has a worse Return On Assets (0.24%) than 68.04% of its industry peers.
- The Return On Equity of CRBG (7.32%) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.24% | ||
| ROE | 7.32% | ||
| ROIC | N/A |
ROA(3y)1.04%
ROA(5y)1.01%
ROE(3y)38.57%
ROE(5y)28.92%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- CRBG has a Profit Margin of 5.64%. This is comparable to the rest of the industry: CRBG outperforms 43.30% of its industry peers.
- CRBG's Profit Margin has improved in the last couple of years.
- CRBG's Operating Margin of 12.90% is in line compared to the rest of the industry. CRBG outperforms 49.48% of its industry peers.
- CRBG's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 12.9% | ||
| PM (TTM) | 5.64% | ||
| GM | N/A |
OM growth 3Y-19.8%
OM growth 5Y24.34%
PM growth 3Y-27.73%
PM growth 5Y97.88%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- CRBG does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, CRBG has less shares outstanding
- Compared to 5 years ago, CRBG has less shares outstanding
- The debt/assets ratio for CRBG is higher compared to a year ago.
2.2 Solvency
- CRBG has a debt to FCF ratio of 6.80. This is a slightly negative value and a sign of low solvency as CRBG would need 6.80 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 6.80, CRBG perfoms like the industry average, outperforming 53.61% of the companies in the same industry.
- CRBG has a Debt/Equity ratio of 0.81. This is a neutral value indicating CRBG is somewhat dependend on debt financing.
- With a Debt to Equity ratio value of 0.81, CRBG perfoms like the industry average, outperforming 47.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.81 | ||
| Debt/FCF | 6.8 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.55%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 1.29% over the past year.
- The Earnings Per Share has been growing by 115.54% on average over the past years. This is a very strong growth
- CRBG shows a strong growth in Revenue. In the last year, the Revenue has grown by 20.58%.
- The Revenue has been growing by 8.01% on average over the past years. This is quite good.
EPS 1Y (TTM)1.29%
EPS 3Y-31.14%
EPS 5Y115.54%
EPS Q2Q%-30.43%
Revenue 1Y (TTM)20.58%
Revenue growth 3Y-7.04%
Revenue growth 5Y8.01%
Sales Q2Q%24.11%
3.2 Future
- CRBG is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.31% yearly.
- The Revenue is expected to grow by 2.89% on average over the next years.
EPS Next Y-8.15%
EPS Next 2Y5.39%
EPS Next 3Y9.69%
EPS Next 5Y8.31%
Revenue Next Year-5.24%
Revenue Next 2Y1.21%
Revenue Next 3Y3.23%
Revenue Next 5Y2.89%
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 6.41, the valuation of CRBG can be described as very cheap.
- Compared to the rest of the industry, the Price/Earnings ratio of CRBG indicates a rather cheap valuation: CRBG is cheaper than 86.60% of the companies listed in the same industry.
- The average S&P500 Price/Earnings ratio is at 28.82. CRBG is valued rather cheaply when compared to this.
- With a Price/Forward Earnings ratio of 5.61, the valuation of CRBG can be described as very cheap.
- Based on the Price/Forward Earnings ratio, CRBG is valued cheaply inside the industry as 86.60% of the companies are valued more expensively.
- Compared to an average S&P500 Price/Forward Earnings ratio of 25.95, CRBG is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.41 | ||
| Fwd PE | 5.61 |
4.2 Price Multiples
- Based on the Enterprise Value to EBITDA ratio, CRBG is valued a bit cheaper than 69.07% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CRBG indicates a somewhat cheap valuation: CRBG is cheaper than 73.20% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.7 | ||
| EV/EBITDA | 9.75 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y5.39%
EPS Next 3Y9.69%
5. Dividend
5.1 Amount
- CRBG has a Yearly Dividend Yield of 3.14%. Purely for dividend investing, there may be better candidates out there.
- CRBG's Dividend Yield is a higher than the industry average which is at 2.09.
- Compared to an average S&P500 Dividend Yield of 1.82, CRBG pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.14% |
5.2 History
- CRBG has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- CRBG pays out 52.57% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP52.57%
EPS Next 2Y5.39%
EPS Next 3Y9.69%
COREBRIDGE FINANCIAL INC / CRBG FAQ
What is the ChartMill fundamental rating of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CRBG.
What is the valuation status of COREBRIDGE FINANCIAL INC (CRBG) stock?
ChartMill assigns a valuation rating of 6 / 10 to COREBRIDGE FINANCIAL INC (CRBG). This can be considered as Fairly Valued.
How profitable is COREBRIDGE FINANCIAL INC (CRBG) stock?
COREBRIDGE FINANCIAL INC (CRBG) has a profitability rating of 4 / 10.
What are the PE and PB ratios of COREBRIDGE FINANCIAL INC (CRBG) stock?
The Price/Earnings (PE) ratio for COREBRIDGE FINANCIAL INC (CRBG) is 6.41 and the Price/Book (PB) ratio is 1.16.
Can you provide the financial health for CRBG stock?
The financial health rating of COREBRIDGE FINANCIAL INC (CRBG) is 2 / 10.