CRAYON GROUP HOLDING AS (CRAYN.OL) Stock Fundamental Analysis
OSL:CRAYN • NO0010808892
144 NOK
-0.5 (-0.35%)
Last: Jul 2, 2025, 07:00 PM
Taking everything into account, CRAYN scores 5 out of 10 in our fundamental rating. CRAYN was compared to 118 industry peers in the Software industry. While CRAYN belongs to the best of the industry regarding profitability, there are concerns on its financial health. CRAYN is valued quite cheap, while showing a decent growth score. This is a good combination!
1. Profitability
1.1 Basic Checks
- In the past year CRAYN was profitable.
- CRAYN had a positive operating cash flow in the past year.
- CRAYN had positive earnings in 4 of the past 5 years.
- CRAYN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- CRAYN has a Return On Assets (1.53%) which is comparable to the rest of the industry.
- With a decent Return On Equity value of 10.80%, CRAYN is doing good in the industry, outperforming 66.35% of the companies in the same industry.
- CRAYN has a better Return On Invested Capital (11.88%) than 84.62% of its industry peers.
- CRAYN had an Average Return On Invested Capital over the past 3 years of 8.15%. This is below the industry average of 12.80%.
- The 3 year average ROIC (8.15%) for CRAYN is below the current ROIC(11.88%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.53% | ||
| ROE | 10.8% | ||
| ROIC | 11.88% |
ROA(3y)0.27%
ROA(5y)0.94%
ROE(3y)1.7%
ROE(5y)5.34%
ROIC(3y)8.15%
ROIC(5y)8.32%
1.3 Margins
- Looking at the Profit Margin, with a value of 4.12%, CRAYN is in line with its industry, outperforming 55.77% of the companies in the same industry.
- CRAYN's Profit Margin has declined in the last couple of years.
- CRAYN has a better Operating Margin (11.00%) than 66.35% of its industry peers.
- CRAYN's Operating Margin has improved in the last couple of years.
- The Gross Margin of CRAYN (89.27%) is better than 88.46% of its industry peers.
- CRAYN's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11% | ||
| PM (TTM) | 4.12% | ||
| GM | 89.27% |
OM growth 3Y-1%
OM growth 5Y62.81%
PM growth 3Y-16.95%
PM growth 5YN/A
GM growth 3Y1.37%
GM growth 5Y46.49%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so CRAYN is still creating some value.
- The number of shares outstanding for CRAYN has been increased compared to 1 year ago.
- The number of shares outstanding for CRAYN has been increased compared to 5 years ago.
- The debt/assets ratio for CRAYN has been reduced compared to a year ago.
2.2 Solvency
- Based on the Altman-Z score of 1.02, we must say that CRAYN is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 1.02, CRAYN is doing worse than 70.19% of the companies in the same industry.
- The Debt to FCF ratio of CRAYN is 1.61, which is an excellent value as it means it would take CRAYN, only 1.61 years of fcf income to pay off all of its debts.
- CRAYN has a better Debt to FCF ratio (1.61) than 75.96% of its industry peers.
- A Debt/Equity ratio of 0.58 indicates that CRAYN is somewhat dependend on debt financing.
- CRAYN has a Debt to Equity ratio of 0.58. This is in the lower half of the industry: CRAYN underperforms 62.50% of its industry peers.
- Although CRAYN does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 1.61 | ||
| Altman-Z | 1.02 |
ROIC/WACC1.23
WACC9.67%
2.3 Liquidity
- A Current Ratio of 0.98 indicates that CRAYN may have some problems paying its short term obligations.
- CRAYN's Current ratio of 0.98 is on the low side compared to the rest of the industry. CRAYN is outperformed by 67.31% of its industry peers.
- A Quick Ratio of 0.98 indicates that CRAYN may have some problems paying its short term obligations.
- The Quick ratio of CRAYN (0.98) is worse than 66.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.98 |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 44.17% over the past year.
- Measured over the past years, CRAYN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.95% on average per year.
- CRAYN shows a small growth in Revenue. In the last year, the Revenue has grown by 7.67%.
- The Revenue for CRAYN have been decreasing by -12.43% on average. This is quite bad
EPS 1Y (TTM)44.17%
EPS 3Y8.95%
EPS 5YN/A
EPS Q2Q%38.61%
Revenue 1Y (TTM)7.67%
Revenue growth 3Y25.66%
Revenue growth 5Y-12.43%
Sales Q2Q%6.61%
3.2 Future
- Based on estimates for the next years, CRAYN will show a very strong growth in Earnings Per Share. The EPS will grow by 48.55% on average per year.
- The Revenue is expected to decrease by -1.25% on average over the next years.
EPS Next Y108.12%
EPS Next 2Y65.95%
EPS Next 3Y48.55%
EPS Next 5YN/A
Revenue Next Year13.29%
Revenue Next 2Y13.92%
Revenue Next 3Y13.37%
Revenue Next 5Y-1.25%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 35.29, the valuation of CRAYN can be described as expensive.
- Based on the Price/Earnings ratio, CRAYN is valued a bit cheaper than 74.04% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 27.19. CRAYN is valued slightly more expensive when compared to this.
- The Price/Forward Earnings ratio is 13.49, which indicates a correct valuation of CRAYN.
- Based on the Price/Forward Earnings ratio, CRAYN is valued cheaper than 86.54% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 28.06. CRAYN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.29 | ||
| Fwd PE | 13.49 |
4.2 Price Multiples
- CRAYN's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CRAYN is cheaper than 73.08% of the companies in the same industry.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CRAYN indicates a rather cheap valuation: CRAYN is cheaper than 91.35% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.23 | ||
| EV/EBITDA | 11.79 |
4.3 Compensation for Growth
- CRAYN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- The decent profitability rating of CRAYN may justify a higher PE ratio.
- CRAYN's earnings are expected to grow with 48.55% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.33
PEG (5Y)N/A
EPS Next 2Y65.95%
EPS Next 3Y48.55%
5. Dividend
5.1 Amount
- No dividends for CRAYN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
OSL:CRAYN (7/2/2025, 7:00:00 PM)
144
-0.5 (-0.35%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)05-21 2025-05-21/bmo
Earnings (Next)08-27 2025-08-27
Inst Owners59.97%
Inst Owner ChangeN/A
Ins Owners1.32%
Ins Owner ChangeN/A
Market Cap12.90B
Revenue(TTM)7.12B
Net Income(TTM)293.00M
Analysts76
Price Target144.46 (0.32%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-49.25%
Min EPS beat(2)-60.61%
Max EPS beat(2)-37.9%
EPS beat(4)0
Avg EPS beat(4)-35.83%
Min EPS beat(4)-60.61%
Max EPS beat(4)-13.94%
EPS beat(8)2
Avg EPS beat(8)-24.98%
EPS beat(12)2
Avg EPS beat(12)-66.98%
EPS beat(16)5
Avg EPS beat(16)-94.94%
Revenue beat(2)0
Avg Revenue beat(2)-8.54%
Min Revenue beat(2)-9.83%
Max Revenue beat(2)-7.25%
Revenue beat(4)0
Avg Revenue beat(4)-7.68%
Min Revenue beat(4)-9.83%
Max Revenue beat(4)-4.06%
Revenue beat(8)3
Avg Revenue beat(8)-3.98%
Revenue beat(12)5
Avg Revenue beat(12)-13.42%
Revenue beat(16)5
Avg Revenue beat(16)-31.36%
PT rev (1m)0%
PT rev (3m)0.55%
EPS NQ rev (1m)-2.8%
EPS NQ rev (3m)-1.78%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.93%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.29 | ||
| Fwd PE | 13.49 | ||
| P/S | 1.81 | ||
| P/FCF | 11.23 | ||
| P/OCF | 9.75 | ||
| P/B | 4.76 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.79 |
EPS(TTM)4.08
EY2.83%
EPS(NY)10.68
Fwd EY7.41%
FCF(TTM)12.83
FCFY8.91%
OCF(TTM)14.77
OCFY10.26%
SpS79.49
BVpS30.28
TBVpS-11.43
PEG (NY)0.33
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.53% | ||
| ROE | 10.8% | ||
| ROCE | 17.55% | ||
| ROIC | 11.88% | ||
| ROICexc | 17.65% | ||
| ROICexgc | N/A | ||
| OM | 11% | ||
| PM (TTM) | 4.12% | ||
| GM | 89.27% | ||
| FCFM | 16.14% |
ROA(3y)0.27%
ROA(5y)0.94%
ROE(3y)1.7%
ROE(5y)5.34%
ROIC(3y)8.15%
ROIC(5y)8.32%
ROICexc(3y)11.91%
ROICexc(5y)28.33%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.05%
ROCE(5y)12.29%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y22.85%
ROICexc growth 5Y8.87%
OM growth 3Y-1%
OM growth 5Y62.81%
PM growth 3Y-16.95%
PM growth 5YN/A
GM growth 3Y1.37%
GM growth 5Y46.49%
F-Score6
Asset Turnover0.37
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 1.61 | ||
| Debt/EBITDA | 1.4 | ||
| Cap/Depr | 50.58% | ||
| Cap/Sales | 2.44% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 117.39% | ||
| Profit Quality | 392.15% | ||
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.98 | ||
| Altman-Z | 1.02 |
F-Score6
WACC9.67%
ROIC/WACC1.23
Cap/Depr(3y)45.9%
Cap/Depr(5y)48.63%
Cap/Sales(3y)2.42%
Cap/Sales(5y)2%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)44.17%
EPS 3Y8.95%
EPS 5YN/A
EPS Q2Q%38.61%
EPS Next Y108.12%
EPS Next 2Y65.95%
EPS Next 3Y48.55%
EPS Next 5YN/A
Revenue 1Y (TTM)7.67%
Revenue growth 3Y25.66%
Revenue growth 5Y-12.43%
Sales Q2Q%6.61%
Revenue Next Year13.29%
Revenue Next 2Y13.92%
Revenue Next 3Y13.37%
Revenue Next 5Y-1.25%
EBIT growth 1Y72.09%
EBIT growth 3Y24.41%
EBIT growth 5Y42.57%
EBIT Next Year56.93%
EBIT Next 3Y29.1%
EBIT Next 5YN/A
FCF growth 1Y231.56%
FCF growth 3YN/A
FCF growth 5Y59.47%
OCF growth 1Y165.01%
OCF growth 3Y272.45%
OCF growth 5Y47.49%
CRAYON GROUP HOLDING AS / CRAYN.OL FAQ
Can you provide the ChartMill fundamental rating for CRAYON GROUP HOLDING AS?
ChartMill assigns a fundamental rating of 5 / 10 to CRAYN.OL.
Can you provide the valuation status for CRAYON GROUP HOLDING AS?
ChartMill assigns a valuation rating of 7 / 10 to CRAYON GROUP HOLDING AS (CRAYN.OL). This can be considered as Undervalued.
How profitable is CRAYON GROUP HOLDING AS (CRAYN.OL) stock?
CRAYON GROUP HOLDING AS (CRAYN.OL) has a profitability rating of 7 / 10.
What is the earnings growth outlook for CRAYON GROUP HOLDING AS?
The Earnings per Share (EPS) of CRAYON GROUP HOLDING AS (CRAYN.OL) is expected to grow by 108.12% in the next year.
Is the dividend of CRAYON GROUP HOLDING AS sustainable?
The dividend rating of CRAYON GROUP HOLDING AS (CRAYN.OL) is 0 / 10 and the dividend payout ratio is 0%.