CRAYON GROUP HOLDING AS (CRAYN.OL) Stock Fundamental Analysis
Europe - OSL:CRAYN - NO0010808892 - Common Stock
144 NOK
-0.5 (-0.35%)
Taking everything into account, CRAYN scores 5 out of 10 in our fundamental rating. CRAYN was compared to 103 industry peers in the Software industry. While CRAYN belongs to the best of the industry regarding profitability, there are concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on CRAYN.
1. Profitability
1.1 Basic Checks
CRAYN had positive earnings in the past year.
In the past year CRAYN had a positive cash flow from operations.
CRAYN had positive earnings in 4 of the past 5 years.
In the past 5 years CRAYN always reported a positive cash flow from operatings.
1.2 Ratios
CRAYN has a Return On Assets (1.53%) which is in line with its industry peers.
CRAYN has a better Return On Equity (10.80%) than 66.35% of its industry peers.
CRAYN has a Return On Invested Capital of 11.88%. This is amongst the best in the industry. CRAYN outperforms 84.62% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CRAYN is below the industry average of 12.80%.
The 3 year average ROIC (8.15%) for CRAYN is below the current ROIC(11.88%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.53% | ||
| ROE | 10.8% | ||
| ROIC | 11.88% |
ROA(3y)0.27%
ROA(5y)0.94%
ROE(3y)1.7%
ROE(5y)5.34%
ROIC(3y)8.15%
ROIC(5y)8.32%
1.3 Margins
CRAYN has a Profit Margin (4.12%) which is in line with its industry peers.
CRAYN's Profit Margin has declined in the last couple of years.
CRAYN's Operating Margin of 11.00% is fine compared to the rest of the industry. CRAYN outperforms 66.35% of its industry peers.
CRAYN's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 89.27%, CRAYN belongs to the top of the industry, outperforming 88.46% of the companies in the same industry.
In the last couple of years the Gross Margin of CRAYN has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11% | ||
| PM (TTM) | 4.12% | ||
| GM | 89.27% |
OM growth 3Y-1%
OM growth 5Y62.81%
PM growth 3Y-16.95%
PM growth 5YN/A
GM growth 3Y1.37%
GM growth 5Y46.49%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CRAYN is creating some value.
Compared to 1 year ago, CRAYN has more shares outstanding
The number of shares outstanding for CRAYN has been increased compared to 5 years ago.
CRAYN has a better debt/assets ratio than last year.
2.2 Solvency
CRAYN has an Altman-Z score of 1.02. This is a bad value and indicates that CRAYN is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of CRAYN (1.02) is worse than 70.19% of its industry peers.
CRAYN has a debt to FCF ratio of 1.61. This is a very positive value and a sign of high solvency as it would only need 1.61 years to pay back of all of its debts.
CRAYN's Debt to FCF ratio of 1.61 is fine compared to the rest of the industry. CRAYN outperforms 75.96% of its industry peers.
A Debt/Equity ratio of 0.58 indicates that CRAYN is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.58, CRAYN is not doing good in the industry: 62.50% of the companies in the same industry are doing better.
Even though the debt/equity ratio score it not favorable for CRAYN, it has very limited outstanding debt, so we won't put too much weight on the DE evaluation.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 1.61 | ||
| Altman-Z | 1.02 |
ROIC/WACC1.23
WACC9.67%
2.3 Liquidity
CRAYN has a Current Ratio of 0.98. This is a bad value and indicates that CRAYN is not financially healthy enough and could expect problems in meeting its short term obligations.
CRAYN's Current ratio of 0.98 is on the low side compared to the rest of the industry. CRAYN is outperformed by 67.31% of its industry peers.
A Quick Ratio of 0.98 indicates that CRAYN may have some problems paying its short term obligations.
With a Quick ratio value of 0.98, CRAYN is not doing good in the industry: 66.35% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.98 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 44.17% over the past year.
Measured over the past years, CRAYN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.95% on average per year.
The Revenue has been growing slightly by 7.67% in the past year.
Measured over the past years, CRAYN shows a very negative growth in Revenue. The Revenue has been decreasing by -12.43% on average per year.
EPS 1Y (TTM)44.17%
EPS 3Y8.95%
EPS 5YN/A
EPS Q2Q%38.61%
Revenue 1Y (TTM)7.67%
Revenue growth 3Y25.66%
Revenue growth 5Y-12.43%
Sales Q2Q%6.61%
3.2 Future
The Earnings Per Share is expected to grow by 48.55% on average over the next years. This is a very strong growth
CRAYN is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -1.25% yearly.
EPS Next Y108.12%
EPS Next 2Y65.95%
EPS Next 3Y48.55%
EPS Next 5YN/A
Revenue Next Year13.29%
Revenue Next 2Y13.92%
Revenue Next 3Y13.37%
Revenue Next 5Y-1.25%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CRAYN is valuated quite expensively with a Price/Earnings ratio of 35.29.
CRAYN's Price/Earnings ratio is a bit cheaper when compared to the industry. CRAYN is cheaper than 74.04% of the companies in the same industry.
CRAYN is valuated rather expensively when we compare the Price/Earnings ratio to 27.38, which is the current average of the S&P500 Index.
A Price/Forward Earnings ratio of 13.49 indicates a correct valuation of CRAYN.
Based on the Price/Forward Earnings ratio, CRAYN is valued cheaper than 86.54% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.86, CRAYN is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.29 | ||
| Fwd PE | 13.49 |
4.2 Price Multiples
CRAYN's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. CRAYN is cheaper than 73.08% of the companies in the same industry.
Based on the Price/Free Cash Flow ratio, CRAYN is valued cheaper than 91.35% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.23 | ||
| EV/EBITDA | 11.79 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CRAYN has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as CRAYN's earnings are expected to grow with 48.55% in the coming years.
PEG (NY)0.33
PEG (5Y)N/A
EPS Next 2Y65.95%
EPS Next 3Y48.55%
5. Dividend
5.1 Amount
No dividends for CRAYN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
OSL:CRAYN (7/2/2025, 7:00:00 PM)
144
-0.5 (-0.35%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners59.97%
Inst Owner ChangeN/A
Ins Owners1.32%
Ins Owner ChangeN/A
Market Cap12.90B
Analysts76
Price Target144.46 (0.32%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-49.25%
Min EPS beat(2)-60.61%
Max EPS beat(2)-37.9%
EPS beat(4)0
Avg EPS beat(4)-35.83%
Min EPS beat(4)-60.61%
Max EPS beat(4)-13.94%
EPS beat(8)2
Avg EPS beat(8)-24.98%
EPS beat(12)2
Avg EPS beat(12)-66.98%
EPS beat(16)5
Avg EPS beat(16)-94.94%
Revenue beat(2)0
Avg Revenue beat(2)-8.54%
Min Revenue beat(2)-9.83%
Max Revenue beat(2)-7.25%
Revenue beat(4)0
Avg Revenue beat(4)-7.68%
Min Revenue beat(4)-9.83%
Max Revenue beat(4)-4.06%
Revenue beat(8)3
Avg Revenue beat(8)-3.98%
Revenue beat(12)5
Avg Revenue beat(12)-13.42%
Revenue beat(16)5
Avg Revenue beat(16)-31.36%
PT rev (1m)0%
PT rev (3m)0.55%
EPS NQ rev (1m)-2.8%
EPS NQ rev (3m)-1.78%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.93%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.29 | ||
| Fwd PE | 13.49 | ||
| P/S | 1.81 | ||
| P/FCF | 11.23 | ||
| P/OCF | 9.75 | ||
| P/B | 4.76 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.79 |
EPS(TTM)4.08
EY2.83%
EPS(NY)10.68
Fwd EY7.41%
FCF(TTM)12.83
FCFY8.91%
OCF(TTM)14.77
OCFY10.26%
SpS79.49
BVpS30.28
TBVpS-11.43
PEG (NY)0.33
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.53% | ||
| ROE | 10.8% | ||
| ROCE | 17.55% | ||
| ROIC | 11.88% | ||
| ROICexc | 17.65% | ||
| ROICexgc | N/A | ||
| OM | 11% | ||
| PM (TTM) | 4.12% | ||
| GM | 89.27% | ||
| FCFM | 16.14% |
ROA(3y)0.27%
ROA(5y)0.94%
ROE(3y)1.7%
ROE(5y)5.34%
ROIC(3y)8.15%
ROIC(5y)8.32%
ROICexc(3y)11.91%
ROICexc(5y)28.33%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.05%
ROCE(5y)12.29%
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3Y22.85%
ROICexc growth 5Y8.87%
OM growth 3Y-1%
OM growth 5Y62.81%
PM growth 3Y-16.95%
PM growth 5YN/A
GM growth 3Y1.37%
GM growth 5Y46.49%
F-Score6
Asset Turnover0.37
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 1.61 | ||
| Debt/EBITDA | 1.4 | ||
| Cap/Depr | 50.58% | ||
| Cap/Sales | 2.44% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 117.39% | ||
| Profit Quality | 392.15% | ||
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.98 | ||
| Altman-Z | 1.02 |
F-Score6
WACC9.67%
ROIC/WACC1.23
Cap/Depr(3y)45.9%
Cap/Depr(5y)48.63%
Cap/Sales(3y)2.42%
Cap/Sales(5y)2%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)44.17%
EPS 3Y8.95%
EPS 5YN/A
EPS Q2Q%38.61%
EPS Next Y108.12%
EPS Next 2Y65.95%
EPS Next 3Y48.55%
EPS Next 5YN/A
Revenue 1Y (TTM)7.67%
Revenue growth 3Y25.66%
Revenue growth 5Y-12.43%
Sales Q2Q%6.61%
Revenue Next Year13.29%
Revenue Next 2Y13.92%
Revenue Next 3Y13.37%
Revenue Next 5Y-1.25%
EBIT growth 1Y72.09%
EBIT growth 3Y24.41%
EBIT growth 5Y42.57%
EBIT Next Year56.93%
EBIT Next 3Y29.1%
EBIT Next 5YN/A
FCF growth 1Y231.56%
FCF growth 3YN/A
FCF growth 5Y59.47%
OCF growth 1Y165.01%
OCF growth 3Y272.45%
OCF growth 5Y47.49%