CRAYON GROUP HOLDING AS (CRAYN.OL) Stock Fundamental Analysis
Europe - OSL:CRAYN - NO0010808892 - Common Stock
144 NOK
-0.5 (-0.35%)
Overall CRAYN gets a fundamental rating of 5 out of 10. We evaluated CRAYN against 111 industry peers in the Software industry. CRAYN has an excellent profitability rating, but there are concerns on its financial health. CRAYN may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
CRAYN had positive earnings in the past year.
In the past year CRAYN had a positive cash flow from operations.
CRAYN had positive earnings in 4 of the past 5 years.
CRAYN had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CRAYN has a Return On Assets of 1.53%. This is comparable to the rest of the industry: CRAYN outperforms 55.77% of its industry peers.
The Return On Equity of CRAYN (10.80%) is better than 66.35% of its industry peers.
CRAYN has a Return On Invested Capital of 11.88%. This is amongst the best in the industry. CRAYN outperforms 84.62% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CRAYN is below the industry average of 12.66%.
The 3 year average ROIC (8.15%) for CRAYN is below the current ROIC(11.88%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.53% | ||
| ROE | 10.8% | ||
| ROIC | 11.88% |
ROA(3y)0.27%
ROA(5y)0.94%
ROE(3y)1.7%
ROE(5y)5.34%
ROIC(3y)8.15%
ROIC(5y)8.32%
1.3 Margins
The Profit Margin of CRAYN (4.12%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of CRAYN has declined.
The Operating Margin of CRAYN (11.00%) is better than 66.35% of its industry peers.
CRAYN's Operating Margin has improved in the last couple of years.
CRAYN's Gross Margin of 89.27% is amongst the best of the industry. CRAYN outperforms 88.46% of its industry peers.
In the last couple of years the Gross Margin of CRAYN has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 11% | ||
| PM (TTM) | 4.12% | ||
| GM | 89.27% |
OM growth 3Y-1%
OM growth 5Y62.81%
PM growth 3Y-16.95%
PM growth 5YN/A
GM growth 3Y1.37%
GM growth 5Y46.49%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CRAYN is creating some value.
CRAYN has more shares outstanding than it did 1 year ago.
The number of shares outstanding for CRAYN has been increased compared to 5 years ago.
CRAYN has a better debt/assets ratio than last year.
2.2 Solvency
CRAYN has an Altman-Z score of 1.02. This is a bad value and indicates that CRAYN is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 1.02, CRAYN is not doing good in the industry: 70.19% of the companies in the same industry are doing better.
The Debt to FCF ratio of CRAYN is 1.61, which is an excellent value as it means it would take CRAYN, only 1.61 years of fcf income to pay off all of its debts.
CRAYN has a Debt to FCF ratio of 1.61. This is in the better half of the industry: CRAYN outperforms 75.96% of its industry peers.
A Debt/Equity ratio of 0.58 indicates that CRAYN is somewhat dependend on debt financing.
CRAYN has a Debt to Equity ratio of 0.58. This is in the lower half of the industry: CRAYN underperforms 62.50% of its industry peers.
Although CRAYN does not score too well on debt/equity it has very limited outstanding debt, which is well covered by the FCF. We will not put too much weight on the debt/equity number as it may be because of low equity, which could be a consequence of a share buyback program for instance. This needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 1.61 | ||
| Altman-Z | 1.02 |
ROIC/WACC1.23
WACC9.67%
2.3 Liquidity
CRAYN has a Current Ratio of 0.98. This is a bad value and indicates that CRAYN is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.98, CRAYN is doing worse than 67.31% of the companies in the same industry.
CRAYN has a Quick Ratio of 0.98. This is a bad value and indicates that CRAYN is not financially healthy enough and could expect problems in meeting its short term obligations.
CRAYN has a Quick ratio of 0.98. This is in the lower half of the industry: CRAYN underperforms 66.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.98 |
3. Growth
3.1 Past
CRAYN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 44.17%, which is quite impressive.
Measured over the past years, CRAYN shows a quite strong growth in Earnings Per Share. The EPS has been growing by 8.95% on average per year.
CRAYN shows a small growth in Revenue. In the last year, the Revenue has grown by 7.67%.
CRAYN shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -12.43% yearly.
EPS 1Y (TTM)44.17%
EPS 3Y8.95%
EPS 5YN/A
EPS Q2Q%38.61%
Revenue 1Y (TTM)7.67%
Revenue growth 3Y25.66%
Revenue growth 5Y-12.43%
Sales Q2Q%6.61%
3.2 Future
Based on estimates for the next years, CRAYN will show a very strong growth in Earnings Per Share. The EPS will grow by 48.55% on average per year.
CRAYN is expected to show a decrease in Revenue. In the coming years, the Revenue will decrease by -1.25% yearly.
EPS Next Y108.12%
EPS Next 2Y65.95%
EPS Next 3Y48.55%
EPS Next 5YN/A
Revenue Next Year13.29%
Revenue Next 2Y13.92%
Revenue Next 3Y13.37%
Revenue Next 5Y-1.25%
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 35.29 indicates a quite expensive valuation of CRAYN.
Based on the Price/Earnings ratio, CRAYN is valued a bit cheaper than the industry average as 74.04% of the companies are valued more expensively.
When comparing the Price/Earnings ratio of CRAYN to the average of the S&P500 Index (26.34), we can say CRAYN is valued slightly more expensively.
Based on the Price/Forward Earnings ratio of 13.49, the valuation of CRAYN can be described as correct.
Based on the Price/Forward Earnings ratio, CRAYN is valued cheaper than 86.54% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of CRAYN to the average of the S&P500 Index (34.43), we can say CRAYN is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.29 | ||
| Fwd PE | 13.49 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of CRAYN indicates a somewhat cheap valuation: CRAYN is cheaper than 73.08% of the companies listed in the same industry.
CRAYN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. CRAYN is cheaper than 91.35% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 11.23 | ||
| EV/EBITDA | 11.79 |
4.3 Compensation for Growth
CRAYN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The decent profitability rating of CRAYN may justify a higher PE ratio.
CRAYN's earnings are expected to grow with 48.55% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.33
PEG (5Y)N/A
EPS Next 2Y65.95%
EPS Next 3Y48.55%
5. Dividend
5.1 Amount
No dividends for CRAYN!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
OSL:CRAYN (7/2/2025, 7:00:00 PM)
144
-0.5 (-0.35%)
Chartmill FA Rating
GICS SectorInformation Technology
GICS IndustryGroupSoftware & Services
GICS IndustrySoftware
Earnings (Last)
Earnings (Next)
Inst Owners59.97%
Inst Owner ChangeN/A
Ins Owners1.32%
Ins Owner ChangeN/A
Market Cap12.90B
Revenue(TTM)7.12B
Net Income(TTM)293.00M
Analysts76
Price Target144.46 (0.32%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-49.25%
Min EPS beat(2)-60.61%
Max EPS beat(2)-37.9%
EPS beat(4)0
Avg EPS beat(4)-35.83%
Min EPS beat(4)-60.61%
Max EPS beat(4)-13.94%
EPS beat(8)2
Avg EPS beat(8)-24.98%
EPS beat(12)2
Avg EPS beat(12)-66.98%
EPS beat(16)5
Avg EPS beat(16)-94.94%
Revenue beat(2)0
Avg Revenue beat(2)-8.54%
Min Revenue beat(2)-9.83%
Max Revenue beat(2)-7.25%
Revenue beat(4)0
Avg Revenue beat(4)-7.68%
Min Revenue beat(4)-9.83%
Max Revenue beat(4)-4.06%
Revenue beat(8)3
Avg Revenue beat(8)-3.98%
Revenue beat(12)5
Avg Revenue beat(12)-13.42%
Revenue beat(16)5
Avg Revenue beat(16)-31.36%
PT rev (1m)0%
PT rev (3m)0.55%
EPS NQ rev (1m)-2.8%
EPS NQ rev (3m)-1.78%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.6%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.93%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.11%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 35.29 | ||
| Fwd PE | 13.49 | ||
| P/S | 1.81 | ||
| P/FCF | 11.23 | ||
| P/OCF | 9.75 | ||
| P/B | 4.76 | ||
| P/tB | N/A | ||
| EV/EBITDA | 11.79 |
EPS(TTM)4.08
EY2.83%
EPS(NY)10.68
Fwd EY7.41%
FCF(TTM)12.83
FCFY8.91%
OCF(TTM)14.77
OCFY10.26%
SpS79.49
BVpS30.28
TBVpS-11.43
PEG (NY)0.33
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.53% | ||
| ROE | 10.8% | ||
| ROCE | 17.55% | ||
| ROIC | 11.88% | ||
| ROICexc | 17.65% | ||
| ROICexgc | N/A | ||
| OM | 11% | ||
| PM (TTM) | 4.12% | ||
| GM | 89.27% | ||
| FCFM | 16.14% |
ROA(3y)0.27%
ROA(5y)0.94%
ROE(3y)1.7%
ROE(5y)5.34%
ROIC(3y)8.15%
ROIC(5y)8.32%
ROICexc(3y)11.91%
ROICexc(5y)28.33%
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)12.05%
ROCE(5y)12.29%
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3Y22.85%
ROICexc growth 5Y8.87%
OM growth 3Y-1%
OM growth 5Y62.81%
PM growth 3Y-16.95%
PM growth 5YN/A
GM growth 3Y1.37%
GM growth 5Y46.49%
F-Score6
Asset Turnover0.37
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.58 | ||
| Debt/FCF | 1.61 | ||
| Debt/EBITDA | 1.4 | ||
| Cap/Depr | 50.58% | ||
| Cap/Sales | 2.44% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 117.39% | ||
| Profit Quality | 392.15% | ||
| Current Ratio | 0.98 | ||
| Quick Ratio | 0.98 | ||
| Altman-Z | 1.02 |
F-Score6
WACC9.67%
ROIC/WACC1.23
Cap/Depr(3y)45.9%
Cap/Depr(5y)48.63%
Cap/Sales(3y)2.42%
Cap/Sales(5y)2%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)44.17%
EPS 3Y8.95%
EPS 5YN/A
EPS Q2Q%38.61%
EPS Next Y108.12%
EPS Next 2Y65.95%
EPS Next 3Y48.55%
EPS Next 5YN/A
Revenue 1Y (TTM)7.67%
Revenue growth 3Y25.66%
Revenue growth 5Y-12.43%
Sales Q2Q%6.61%
Revenue Next Year13.29%
Revenue Next 2Y13.92%
Revenue Next 3Y13.37%
Revenue Next 5Y-1.25%
EBIT growth 1Y72.09%
EBIT growth 3Y24.41%
EBIT growth 5Y42.57%
EBIT Next Year56.93%
EBIT Next 3Y29.1%
EBIT Next 5YN/A
FCF growth 1Y231.56%
FCF growth 3YN/A
FCF growth 5Y59.47%
OCF growth 1Y165.01%
OCF growth 3Y272.45%
OCF growth 5Y47.49%
CRAYON GROUP HOLDING AS / CRAYN.OL FAQ
Can you provide the ChartMill fundamental rating for CRAYON GROUP HOLDING AS?
ChartMill assigns a fundamental rating of 5 / 10 to CRAYN.OL.
What is the valuation status for CRAYN stock?
ChartMill assigns a valuation rating of 7 / 10 to CRAYON GROUP HOLDING AS (CRAYN.OL). This can be considered as Undervalued.
How profitable is CRAYON GROUP HOLDING AS (CRAYN.OL) stock?
CRAYON GROUP HOLDING AS (CRAYN.OL) has a profitability rating of 7 / 10.
What is the financial health of CRAYON GROUP HOLDING AS (CRAYN.OL) stock?
The financial health rating of CRAYON GROUP HOLDING AS (CRAYN.OL) is 3 / 10.
What is the expected EPS growth for CRAYON GROUP HOLDING AS (CRAYN.OL) stock?
The Earnings per Share (EPS) of CRAYON GROUP HOLDING AS (CRAYN.OL) is expected to grow by 108.12% in the next year.