24.41 USD
+0.03 (+0.12%)
Overall CNOBP gets a fundamental rating of 4 out of 10. We evaluated CNOBP against 383 industry peers in the Banks industry. CNOBP has a bad profitability rating. Also its financial health evaluation is rather negative. CNOBP is not overvalued while it is showing excellent growth. This is an interesting combination.
1. Profitability
1.1 Basic Checks
- CNOBP had positive earnings in the past year.
- CNOBP had a positive operating cash flow in the past year.
- In the past 5 years CNOBP has always been profitable.
- Each year in the past 5 years CNOBP had a positive operating cash flow.
1.2 Ratios
- CNOBP has a Return On Assets of 0.39%. This is amonst the worse of the industry: CNOBP underperforms 82.25% of its industry peers.
- The Return On Equity of CNOBP (3.58%) is worse than 82.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.39% | ||
| ROE | 3.58% | ||
| ROIC | N/A |
ROA(3y)0.91%
ROA(5y)1.05%
ROE(3y)7.4%
ROE(5y)8.27%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With a Profit Margin value of 16.02%, CNOBP is not doing good in the industry: 73.89% of the companies in the same industry are doing better.
- In the last couple of years the Profit Margin of CNOBP has declined.
- The Operating Margin and Gross Margin are not available for CNOBP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 16.02% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.79%
PM growth 5Y-7.42%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- CNOBP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- CNOBP has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for CNOBP has been increased compared to 5 years ago.
- CNOBP has a worse debt/assets ratio than last year.
2.2 Solvency
- The Debt to FCF ratio of CNOBP is 2.38, which is a good value as it means it would take CNOBP, 2.38 years of fcf income to pay off all of its debts.
- CNOBP has a Debt to FCF ratio (2.38) which is in line with its industry peers.
- CNOBP has a Debt/Equity ratio of 0.13. This is a healthy value indicating a solid balance between debt and equity.
- The Debt to Equity ratio of CNOBP (0.13) is better than 60.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 2.38 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC14.99%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 29.55% over the past year.
- CNOBP shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -4.32% yearly.
- The Revenue has grown by 31.54% in the past year. This is a very strong growth!
- Measured over the past years, CNOBP shows a small growth in Revenue. The Revenue has been growing by 6.33% on average per year.
EPS 1Y (TTM)29.55%
EPS 3Y-17.32%
EPS 5Y-4.32%
EPS Q2Q%62.79%
Revenue 1Y (TTM)31.54%
Revenue growth 3Y-1.77%
Revenue growth 5Y6.33%
Sales Q2Q%64.15%
3.2 Future
- CNOBP is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 26.72% yearly.
- CNOBP is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 26.82% yearly.
EPS Next Y38.61%
EPS Next 2Y34.88%
EPS Next 3Y26.72%
EPS Next 5YN/A
Revenue Next Year48.38%
Revenue Next 2Y38.88%
Revenue Next 3Y26.82%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 10.71, which indicates a very decent valuation of CNOBP.
- 75.46% of the companies in the same industry are more expensive than CNOBP, based on the Price/Earnings ratio.
- The average S&P500 Price/Earnings ratio is at 27.38. CNOBP is valued rather cheaply when compared to this.
- Based on the Price/Forward Earnings ratio of 7.37, the valuation of CNOBP can be described as very cheap.
- Based on the Price/Forward Earnings ratio, CNOBP is valued cheaper than 93.47% of the companies in the same industry.
- CNOBP is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.29, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.71 | ||
| Fwd PE | 7.37 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CNOBP indicates a slightly more expensive valuation: CNOBP is more expensive than 61.36% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.45 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- CNOBP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- CNOBP's earnings are expected to grow with 26.72% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.28
PEG (5Y)N/A
EPS Next 2Y34.88%
EPS Next 3Y26.72%
5. Dividend
5.1 Amount
- CNOBP has a Yearly Dividend Yield of 2.64%.
- CNOBP's Dividend Yield is comparable with the industry average which is at 2.86.
- Compared to an average S&P500 Dividend Yield of 1.84, CNOBP pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.64% |
5.2 History
- The dividend of CNOBP is nicely growing with an annual growth rate of 19.08%!
- CNOBP has been paying a dividend for over 5 years, so it has already some track record.
- CNOBP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)19.08%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
- CNOBP pays out 65.04% of its income as dividend. This is not a sustainable payout ratio.
- The dividend of CNOBP is growing, but earnings are growing more, so the dividend growth is sustainable.
DP65.04%
EPS Next 2Y34.88%
EPS Next 3Y26.72%
CONNECTONE BANCORP INC - CNOB 5 1/4 PERP
NASDAQ:CNOBP (1/15/2026, 8:00:00 PM)
24.41
+0.03 (+0.12%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-30 2025-10-30/bmo
Earnings (Next)01-29 2026-01-29/bmo
Inst Owners73.91%
Inst Owner ChangeN/A
Ins Owners3.41%
Ins Owner ChangeN/A
Market Cap1.23B
Revenue(TTM)344.16M
Net Income(TTM)55.12M
Analysts85.45
Price Target28.78 (17.9%)
Short Float %0.01%
Short Ratio0.69
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.64% |
Yearly Dividend0.87
Dividend Growth(5Y)19.08%
DP65.04%
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.38%
Min EPS beat(2)-1.24%
Max EPS beat(2)2.01%
EPS beat(4)3
Avg EPS beat(4)6.89%
Min EPS beat(4)-1.24%
Max EPS beat(4)18.1%
EPS beat(8)5
Avg EPS beat(8)3.61%
EPS beat(12)7
Avg EPS beat(12)1.35%
EPS beat(16)9
Avg EPS beat(16)0.21%
Revenue beat(2)1
Avg Revenue beat(2)-2.95%
Min Revenue beat(2)-9.25%
Max Revenue beat(2)3.36%
Revenue beat(4)1
Avg Revenue beat(4)-2.84%
Min Revenue beat(4)-9.25%
Max Revenue beat(4)3.36%
Revenue beat(8)1
Avg Revenue beat(8)-3.41%
Revenue beat(12)1
Avg Revenue beat(12)-3.79%
Revenue beat(16)5
Avg Revenue beat(16)-1.86%
PT rev (1m)4.93%
PT rev (3m)2.77%
EPS NQ rev (1m)0.28%
EPS NQ rev (3m)0.41%
EPS NY rev (1m)0.82%
EPS NY rev (3m)-0.03%
Revenue NQ rev (1m)1.92%
Revenue NQ rev (3m)0.27%
Revenue NY rev (1m)1.55%
Revenue NY rev (3m)-0.34%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 10.71 | ||
| Fwd PE | 7.37 | ||
| P/S | 3.57 | ||
| P/FCF | 14.45 | ||
| P/OCF | 13.49 | ||
| P/B | 0.8 | ||
| P/tB | 0.97 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.28
EY9.34%
EPS(NY)3.31
Fwd EY13.56%
FCF(TTM)1.69
FCFY6.92%
OCF(TTM)1.81
OCFY7.41%
SpS6.85
BVpS30.6
TBVpS25.06
PEG (NY)0.28
PEG (5Y)N/A
Graham Number39.62
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.39% | ||
| ROE | 3.58% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 16.02% | ||
| GM | N/A | ||
| FCFM | 24.67% |
ROA(3y)0.91%
ROA(5y)1.05%
ROE(3y)7.4%
ROE(5y)8.27%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-17.79%
PM growth 5Y-7.42%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.13 | ||
| Debt/FCF | 2.38 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 57.98% | ||
| Cap/Sales | 1.76% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 154.01% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score3
WACC14.99%
ROIC/WACCN/A
Cap/Depr(3y)83.7%
Cap/Depr(5y)66.34%
Cap/Sales(3y)1.75%
Cap/Sales(5y)1.42%
Profit Quality(3y)111.87%
Profit Quality(5y)120.48%
High Growth Momentum
Growth
EPS 1Y (TTM)29.55%
EPS 3Y-17.32%
EPS 5Y-4.32%
EPS Q2Q%62.79%
EPS Next Y38.61%
EPS Next 2Y34.88%
EPS Next 3Y26.72%
EPS Next 5YN/A
Revenue 1Y (TTM)31.54%
Revenue growth 3Y-1.77%
Revenue growth 5Y6.33%
Sales Q2Q%64.15%
Revenue Next Year48.38%
Revenue Next 2Y38.88%
Revenue Next 3Y26.82%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-40.05%
FCF growth 3Y-34.17%
FCF growth 5Y-0.79%
OCF growth 1Y-37.93%
OCF growth 3Y-33.05%
OCF growth 5Y0%
CONNECTONE BANCORP INC - CNOB 5 1/4 PERP / CNOBP FAQ
Can you provide the ChartMill fundamental rating for CONNECTONE BANCORP INC - CNOB 5 1/4 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to CNOBP.
What is the valuation status of CONNECTONE BANCORP INC - CNOB 5 1/4 PERP (CNOBP) stock?
ChartMill assigns a valuation rating of 6 / 10 to CONNECTONE BANCORP INC - CNOB 5 1/4 PERP (CNOBP). This can be considered as Fairly Valued.
How profitable is CONNECTONE BANCORP INC - CNOB 5 1/4 PERP (CNOBP) stock?
CONNECTONE BANCORP INC - CNOB 5 1/4 PERP (CNOBP) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for CNOBP stock?
The Price/Earnings (PE) ratio for CONNECTONE BANCORP INC - CNOB 5 1/4 PERP (CNOBP) is 10.71 and the Price/Book (PB) ratio is 0.8.
What is the earnings growth outlook for CONNECTONE BANCORP INC - CNOB 5 1/4 PERP?
The Earnings per Share (EPS) of CONNECTONE BANCORP INC - CNOB 5 1/4 PERP (CNOBP) is expected to grow by 38.61% in the next year.