CLAROS MORTGAGE TRUST INC (CMTG) Stock Fundamental Analysis
NYSE:CMTG - US18270D1063 - REIT
3.5 USD
+0.04 (+1.16%)
3.5 USD
0 (0%)
Taking everything into account, CMTG scores 2 out of 10 in our fundamental rating. CMTG was compared to 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. CMTG has a bad profitability rating. Also its financial health evaluation is rather negative. CMTG is valued expensive and it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CMTG had negative earnings in the past year.
In the past year CMTG had a positive cash flow from operations.
CMTG had positive earnings in 4 of the past 5 years.
In the past 5 years CMTG always reported a positive cash flow from operatings.
1.2 Ratios
Looking at the Return On Assets, with a value of -7.17%, CMTG is doing worse than 89.55% of the companies in the same industry.
CMTG's Return On Equity of -23.76% is on the low side compared to the rest of the industry. CMTG is outperformed by 89.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -7.17% | ||
| ROE | -23.76% | ||
| ROIC | N/A |
ROA(3y)-0.61%
ROA(5y)0.67%
ROE(3y)-2.18%
ROE(5y)1.67%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Gross Margin of CMTG (30.79%) is better than 62.69% of its industry peers.
CMTG's Gross Margin has declined in the last couple of years.
CMTG does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 30.79% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-15.15%
GM growth 5Y-10.32%
2. Health
2.1 Basic Checks
CMTG does not have a ROIC to compare to the WACC, probably because it is not profitable.
CMTG has more shares outstanding than it did 1 year ago.
CMTG has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CMTG has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -0.96, we must say that CMTG is in the distress zone and has some risk of bankruptcy.
CMTG has a worse Altman-Z score (-0.96) than 82.09% of its industry peers.
The Debt to FCF ratio of CMTG is 276.54, which is on the high side as it means it would take CMTG, 276.54 years of fcf income to pay off all of its debts.
CMTG's Debt to FCF ratio of 276.54 is on the low side compared to the rest of the industry. CMTG is outperformed by 79.10% of its industry peers.
A Debt/Equity ratio of 2.29 is on the high side and indicates that CMTG has dependencies on debt financing.
The Debt to Equity ratio of CMTG (2.29) is better than 77.61% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.29 | ||
| Debt/FCF | 276.54 | ||
| Altman-Z | -0.96 |
ROIC/WACCN/A
WACC7.36%
2.3 Liquidity
A Current Ratio of 0.05 indicates that CMTG may have some problems paying its short term obligations.
CMTG has a worse Current ratio (0.05) than 80.60% of its industry peers.
A Quick Ratio of 0.05 indicates that CMTG may have some problems paying its short term obligations.
CMTG has a worse Quick ratio (0.05) than 80.60% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.05 | ||
| Quick Ratio | 0.05 |
3. Growth
3.1 Past
CMTG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -1088.89%.
The Revenue for CMTG has decreased by -20.13% in the past year. This is quite bad
Measured over the past years, CMTG shows a quite strong growth in Revenue. The Revenue has been growing by 12.08% on average per year.
EPS 1Y (TTM)-1088.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-485%
Revenue 1Y (TTM)-20.13%
Revenue growth 3Y15.83%
Revenue growth 5Y12.08%
Sales Q2Q%-19.93%
3.2 Future
CMTG is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 39.72% yearly.
Based on estimates for the next years, CMTG will show a decrease in Revenue. The Revenue will decrease by -7.31% on average per year.
EPS Next Y-22.1%
EPS Next 2Y41%
EPS Next 3Y39.72%
EPS Next 5YN/A
Revenue Next Year-25.57%
Revenue Next 2Y-15.95%
Revenue Next 3Y-7.31%
Revenue Next 5YN/A
3.3 Evolution
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
CMTG reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Also next year CMTG is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, CMTG is valued a bit more expensive than 62.69% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 33.67 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A more expensive valuation may be justified as CMTG's earnings are expected to grow with 39.72% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y41%
EPS Next 3Y39.72%
5. Dividend
5.1 Amount
CMTG has a Yearly Dividend Yield of 2.85%. Purely for dividend investing, there may be better candidates out there.
With a Dividend Yield of 2.85, CMTG pays less dividend than the industry average, which is at 12.25. 97.01% of the companies listed in the same industry pay a better dividend than CMTG!
CMTG's Dividend Yield is a higher than the S&P500 average which is at 2.34.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.85% |
5.2 History
CMTG has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CMTG has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-11.91%
EPS Next 2Y41%
EPS Next 3Y39.72%
3.5
+0.04 (+1.16%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners57.46%
Inst Owner Change-21.43%
Ins Owners2.4%
Ins Owner Change2.45%
Market Cap489.37M
Analysts49.09
Price Target3.57 (2%)
Short Float %2.62%
Short Ratio3.92
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.85% |
Yearly Dividend0.87
Dividend Growth(5Y)N/A
DP-11.91%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3268.05%
Min EPS beat(2)-6368.74%
Max EPS beat(2)-167.37%
EPS beat(4)0
Avg EPS beat(4)-1907.16%
Min EPS beat(4)-6368.74%
Max EPS beat(4)-167.37%
EPS beat(8)1
Avg EPS beat(8)-991.79%
EPS beat(12)1
Avg EPS beat(12)-674.32%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)1.32%
Min Revenue beat(2)-0.97%
Max Revenue beat(2)3.62%
Revenue beat(4)3
Avg Revenue beat(4)5.01%
Min Revenue beat(4)-0.97%
Max Revenue beat(4)10.57%
Revenue beat(8)6
Avg Revenue beat(8)6.46%
Revenue beat(12)9
Avg Revenue beat(12)26.07%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)7.69%
PT rev (3m)16.67%
EPS NQ rev (1m)28.62%
EPS NQ rev (3m)-141.65%
EPS NY rev (1m)-194.93%
EPS NY rev (3m)-526.15%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)2.13%
Revenue NY rev (1m)-3.82%
Revenue NY rev (3m)1.31%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 0.81 | ||
| P/FCF | 33.67 | ||
| P/OCF | 30.83 | ||
| P/B | 0.28 | ||
| P/tB | 0.28 | ||
| EV/EBITDA | N/A |
EPS(TTM)-1.78
EYN/A
EPS(NY)-0.01
Fwd EYN/A
FCF(TTM)0.1
FCFY2.97%
OCF(TTM)0.11
OCFY3.24%
SpS4.31
BVpS12.57
TBVpS12.57
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -7.17% | ||
| ROE | -23.76% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 30.79% | ||
| FCFM | 2.41% |
ROA(3y)-0.61%
ROA(5y)0.67%
ROE(3y)-2.18%
ROE(5y)1.67%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-15.15%
GM growth 5Y-10.32%
F-Score5
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.29 | ||
| Debt/FCF | 276.54 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 20.4% | ||
| Cap/Sales | 0.22% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.05 | ||
| Quick Ratio | 0.05 | ||
| Altman-Z | -0.96 |
F-Score5
WACC7.36%
ROIC/WACCN/A
Cap/Depr(3y)21.38%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.29%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1088.89%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-485%
EPS Next Y-22.1%
EPS Next 2Y41%
EPS Next 3Y39.72%
EPS Next 5YN/A
Revenue 1Y (TTM)-20.13%
Revenue growth 3Y15.83%
Revenue growth 5Y12.08%
Sales Q2Q%-19.93%
Revenue Next Year-25.57%
Revenue Next 2Y-15.95%
Revenue Next 3Y-7.31%
Revenue Next 5YN/A
EBIT growth 1Y-243.94%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-81.62%
FCF growth 3Y-26.98%
FCF growth 5Y-8.49%
OCF growth 1Y-80.36%
OCF growth 3Y-26.59%
OCF growth 5Y-8.19%