CLAROS MORTGAGE TRUST INC (CMTG) Stock Fundamental Analysis
NYSE:CMTG - New York Stock Exchange, Inc. - US18270D1063 - REIT - Currency: USD
Overall CMTG gets a fundamental rating of 2 out of 10. We evaluated CMTG against 67 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. CMTG has a bad profitability rating. Also its financial health evaluation is rather negative. CMTG has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year CMTG has reported negative net income.
CMTG had a positive operating cash flow in the past year.
Of the past 5 years CMTG 4 years were profitable.
Each year in the past 5 years CMTG had a positive operating cash flow.
1.2 Ratios
The Return On Assets of CMTG (-3.73%) is worse than 88.06% of its industry peers.
CMTG has a Return On Equity of -12.83%. This is amonst the worse of the industry: CMTG underperforms 82.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.73% | ||
| ROE | -12.83% | ||
| ROIC | N/A |
ROA(3y)-0.61%
ROA(5y)0.67%
ROE(3y)-2.18%
ROE(5y)1.67%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
CMTG has a Gross Margin (30.55%) which is in line with its industry peers.
CMTG's Gross Margin has declined in the last couple of years.
CMTG does not have Profit Margin and Operating Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 30.55% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-15.15%
GM growth 5Y-10.32%
2. Health
2.1 Basic Checks
CMTG does not have a ROIC to compare to the WACC, probably because it is not profitable.
CMTG has more shares outstanding than it did 1 year ago.
Compared to 5 years ago, CMTG has less shares outstanding
Compared to 1 year ago, CMTG has an improved debt to assets ratio.
2.2 Solvency
CMTG has an Altman-Z score of -0.84. This is a bad value and indicates that CMTG is not financially healthy and even has some risk of bankruptcy.
CMTG has a worse Altman-Z score (-0.84) than 77.61% of its industry peers.
CMTG has a debt to FCF ratio of 177.72. This is a negative value and a sign of low solvency as CMTG would need 177.72 years to pay back of all of its debts.
The Debt to FCF ratio of CMTG (177.72) is comparable to the rest of the industry.
A Debt/Equity ratio of 2.42 is on the high side and indicates that CMTG has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 2.42, CMTG is in the better half of the industry, outperforming 77.61% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.42 | ||
| Debt/FCF | 177.72 | ||
| Altman-Z | -0.84 |
ROIC/WACCN/A
WACC7.21%
2.3 Liquidity
A Current Ratio of 0.03 indicates that CMTG may have some problems paying its short term obligations.
The Current ratio of CMTG (0.03) is worse than 86.57% of its industry peers.
A Quick Ratio of 0.03 indicates that CMTG may have some problems paying its short term obligations.
CMTG has a Quick ratio of 0.03. This is amonst the worse of the industry: CMTG underperforms 86.57% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 |
3. Growth
3.1 Past
The earnings per share for CMTG have decreased strongly by -575.00% in the last year.
CMTG shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -16.81%.
Measured over the past years, CMTG shows a quite strong growth in Revenue. The Revenue has been growing by 12.08% on average per year.
EPS 1Y (TTM)-575%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-108.33%
Revenue 1Y (TTM)-16.81%
Revenue growth 3Y15.83%
Revenue growth 5Y12.08%
Sales Q2Q%-26.26%
3.2 Future
The Earnings Per Share is expected to grow by 39.97% on average over the next years. This is a very strong growth
Based on estimates for the next years, CMTG will show a decrease in Revenue. The Revenue will decrease by -3.49% on average per year.
EPS Next Y58.6%
EPS Next 2Y39.82%
EPS Next 3Y39.97%
EPS Next 5YN/A
Revenue Next Year-22.61%
Revenue Next 2Y-13.94%
Revenue Next 3Y-3.49%
Revenue Next 5YN/A
3.3 Evolution
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
CMTG reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
Also next year CMTG is expected to report negative earnings again, which makes the also the Forward Price/Earnings Ratio negative.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
CMTG's Price/Free Cash Flow is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 14.82 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
CMTG's earnings are expected to grow with 39.97% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y39.82%
EPS Next 3Y39.97%
5. Dividend
5.1 Amount
CMTG has a Yearly Dividend Yield of 3.14%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 11.30, CMTG's dividend is way lower than its industry peers. On top of this 97.01% of the companies listed in the same industry pay a better dividend than CMTG!
Compared to an average S&P500 Dividend Yield of 2.35, CMTG pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.14% |
5.2 History
CMTG has been paying a dividend for less than 5 years, so it still needs to build a track record.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
The earnings of CMTG are negative and hence is the payout ratio. CMTG will probably not be able to sustain this dividend level.
DP-34.4%
EPS Next 2Y39.82%
EPS Next 3Y39.97%
2.79
-0.06 (-2.11%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners62.93%
Inst Owner Change0.65%
Ins Owners2.4%
Ins Owner Change2.45%
Market Cap390.01M
Analysts49.09
Price Target3.32 (19%)
Short Float %2.89%
Short Ratio3.78
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.14% |
Yearly Dividend0.87
Dividend Growth(5Y)N/A
DP-34.4%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-495.2%
Min EPS beat(2)-823.04%
Max EPS beat(2)-167.37%
EPS beat(4)1
Avg EPS beat(4)-311.14%
Min EPS beat(4)-823.04%
Max EPS beat(4)15.34%
EPS beat(8)1
Avg EPS beat(8)-211.68%
EPS beat(12)1
Avg EPS beat(12)-144.25%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)2.92%
Min Revenue beat(2)-0.97%
Max Revenue beat(2)6.81%
Revenue beat(4)3
Avg Revenue beat(4)8.56%
Min Revenue beat(4)-0.97%
Max Revenue beat(4)17.82%
Revenue beat(8)6
Avg Revenue beat(8)7.39%
Revenue beat(12)9
Avg Revenue beat(12)34.44%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)5.41%
PT rev (3m)8.33%
EPS NQ rev (1m)0%
EPS NQ rev (3m)22.2%
EPS NY rev (1m)-14.21%
EPS NY rev (3m)-185.51%
Revenue NQ rev (1m)1.14%
Revenue NQ rev (3m)7.82%
Revenue NY rev (1m)0%
Revenue NY rev (3m)11.46%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 0.6 | ||
| P/FCF | 14.82 | ||
| P/OCF | 14.32 | ||
| P/B | 0.2 | ||
| P/tB | 0.2 | ||
| EV/EBITDA | N/A |
EPS(TTM)-0.81
EYN/A
EPS(NY)-0.03
Fwd EYN/A
FCF(TTM)0.19
FCFY6.75%
OCF(TTM)0.19
OCFY6.99%
SpS4.63
BVpS13.84
TBVpS13.7
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -3.73% | ||
| ROE | -12.83% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | N/A | ||
| GM | 30.55% | ||
| FCFM | 4.07% |
ROA(3y)-0.61%
ROA(5y)0.67%
ROE(3y)-2.18%
ROE(5y)1.67%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-15.15%
GM growth 5Y-10.32%
F-Score3
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.42 | ||
| Debt/FCF | 177.72 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 11.2% | ||
| Cap/Sales | 0.14% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.03 | ||
| Quick Ratio | 0.03 | ||
| Altman-Z | -0.84 |
F-Score3
WACC7.21%
ROIC/WACCN/A
Cap/Depr(3y)21.38%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.29%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-575%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-108.33%
EPS Next Y58.6%
EPS Next 2Y39.82%
EPS Next 3Y39.97%
EPS Next 5YN/A
Revenue 1Y (TTM)-16.81%
Revenue growth 3Y15.83%
Revenue growth 5Y12.08%
Sales Q2Q%-26.26%
Revenue Next Year-22.61%
Revenue Next 2Y-13.94%
Revenue Next 3Y-3.49%
Revenue Next 5YN/A
EBIT growth 1Y-43.57%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-74.92%
FCF growth 3Y-26.98%
FCF growth 5Y-8.49%
OCF growth 1Y-74.75%
OCF growth 3Y-26.59%
OCF growth 5Y-8.19%