CLAROS MORTGAGE TRUST INC (CMTG) Fundamental Analysis & Valuation

NYSE:CMTG • US18270D1063

Current stock price

2.4 USD
+0.06 (+2.56%)
Last:

This CMTG fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. CMTG Profitability Analysis

1.1 Basic Checks

  • CMTG had negative earnings in the past year.
  • CMTG had a negative operating cash flow in the past year.
  • In multiple years CMTG reported negative net income over the last 5 years.
  • Of the past 5 years CMTG 4 years had a positive operating cash flow.
CMTG Yearly Net Income VS EBIT VS OCF VS FCFCMTG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 2024 2025 0 200M -200M -400M

1.2 Ratios

  • The Return On Assets of CMTG (-10.36%) is worse than 98.53% of its industry peers.
  • The Return On Equity of CMTG (-31.93%) is worse than 98.53% of its industry peers.
Industry RankSector Rank
ROA -10.36%
ROE -31.93%
ROIC N/A
ROA(3y)-4.51%
ROA(5y)-1.98%
ROE(3y)-14.31%
ROE(5y)-6.37%
ROIC(3y)N/A
ROIC(5y)N/A
CMTG Yearly ROA, ROE, ROICCMTG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 2024 2025 0 -10 -20 -30

1.3 Margins

  • CMTG's Gross Margin of 31.60% is in line compared to the rest of the industry. CMTG outperforms 44.12% of its industry peers.
  • In the last couple of years the Gross Margin of CMTG has declined.
  • The Profit Margin and Operating Margin are not available for CMTG so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 31.6%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-13.74%
GM growth 5Y-9.1%
CMTG Yearly Profit, Operating, Gross MarginsCMTG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 2024 2025 0 50 -50

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ROAROEROICOperating and Profit MarginShow most profitable peers

1

2. CMTG Health Analysis

2.1 Basic Checks

  • CMTG does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, CMTG has more shares outstanding
  • Compared to 5 years ago, CMTG has about the same amount of shares outstanding.
  • CMTG has a better debt/assets ratio than last year.
CMTG Yearly Shares OutstandingCMTG Yearly Shares OutstandingYearly Shares Outstanding 2019 2020 2021 2022 2023 2024 2025 50M 100M
CMTG Yearly Total Debt VS Total AssetsCMTG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2019 2020 2021 2022 2023 2024 2025 2B 4B 6B 8B

2.2 Solvency

  • CMTG has an Altman-Z score of -1.20. This is a bad value and indicates that CMTG is not financially healthy and even has some risk of bankruptcy.
  • CMTG's Altman-Z score of -1.20 is on the low side compared to the rest of the industry. CMTG is outperformed by 95.59% of its industry peers.
  • CMTG has a Debt/Equity ratio of 2.05. This is a high value indicating a heavy dependency on external financing.
  • CMTG has a Debt to Equity ratio of 2.05. This is amongst the best in the industry. CMTG outperforms 85.29% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.05
Debt/FCF N/A
Altman-Z -1.2
ROIC/WACCN/A
WACC6.9%
CMTG Yearly LT Debt VS Equity VS FCFCMTG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2019 2020 2021 2022 2023 2024 2025 0 500M 1B 1.5B 2B 2.5B

2.3 Liquidity

  • A Current Ratio of 0.06 indicates that CMTG may have some problems paying its short term obligations.
  • With a Current ratio value of 0.06, CMTG is not doing good in the industry: 60.29% of the companies in the same industry are doing better.
  • CMTG has a Quick Ratio of 0.06. This is a bad value and indicates that CMTG is not financially healthy enough and could expect problems in meeting its short term obligations.
  • With a Quick ratio value of 0.06, CMTG is not doing good in the industry: 60.29% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.06
Quick Ratio 0.06
CMTG Yearly Current Assets VS Current LiabilitesCMTG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2019 2020 2021 2022 2023 2024 2025 1B 2B 3B 4B 5B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

2

3. CMTG Growth Analysis

3.1 Past

  • The earnings per share for CMTG have decreased strongly by -176.47% in the last year.
  • The Revenue for CMTG has decreased by -28.45% in the past year. This is quite bad
  • The Revenue has been growing slightly by 2.02% on average over the past years.
EPS 1Y (TTM)-176.47%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-20.34%
Revenue 1Y (TTM)-28.45%
Revenue growth 3Y-4.41%
Revenue growth 5Y2.02%
Sales Q2Q%-22.38%

3.2 Future

  • CMTG is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 26.56% yearly.
  • Based on estimates for the next years, CMTG will show a decrease in Revenue. The Revenue will decrease by -0.38% on average per year.
EPS Next Y58.95%
EPS Next 2Y38.81%
EPS Next 3Y26.56%
EPS Next 5YN/A
Revenue Next Year-16.27%
Revenue Next 2Y-6.1%
Revenue Next 3Y-0.38%
Revenue Next 5YN/A

3.3 Evolution

  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CMTG Yearly Revenue VS EstimatesCMTG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M
CMTG Yearly EPS VS EstimatesCMTG Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 2025 2026 2027 2028 0 1 -1

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1

4. CMTG Valuation Analysis

4.1 Price/Earnings Ratio

  • CMTG reported negative earnings for the last year, which makes the Price/Earnings Ratio negative.
  • Besides the negative Price/Earnings Ratio, also the Forward Price/Earnings Ratio is negative for CMTG. No positive earnings are expected for the next year.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CMTG Price Earnings VS Forward Price EarningsCMTG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 20 40 60 80

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CMTG Per share dataCMTG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4 6 8 10

4.3 Compensation for Growth

  • A more expensive valuation may be justified as CMTG's earnings are expected to grow with 26.56% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y38.81%
EPS Next 3Y26.56%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

3

5. CMTG Dividend Analysis

5.1 Amount

  • CMTG has a Yearly Dividend Yield of 8.36%, which is a nice return.
  • In the last 3 months the price of CMTG has falen by -24.27%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • With a Dividend Yield of 8.36, CMTG pays less dividend than the industry average, which is at 13.66. 92.65% of the companies listed in the same industry pay a better dividend than CMTG!
  • Compared to an average S&P500 Dividend Yield of 1.89, CMTG pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.36%

5.2 History

  • CMTG has paid a dividend for less than 5 years, so there is no long track record yet.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years0
CMTG Yearly Dividends per shareCMTG Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 0.5 1

5.3 Sustainability

DP0%
EPS Next 2Y38.81%
EPS Next 3Y26.56%
CMTG Yearly Income VS Free CF VS DividendCMTG Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2019 2020 2021 2022 2023 2024 2025 0 200M -200M -400M

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CMTG Fundamentals: All Metrics, Ratios and Statistics

CLAROS MORTGAGE TRUST INC

NYSE:CMTG (4/6/2026, 3:02:55 PM)

2.4

+0.06 (+2.56%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)02-18
Earnings (Next)05-05
Inst Owners51.67%
Inst Owner Change0%
Ins Owners2.24%
Ins Owner Change2.53%
Market Cap336.53M
Revenue(TTM)492.82M
Net Income(TTM)-489.07M
Analysts49.09
Price Target2.98 (24.17%)
Short Float %2.89%
Short Ratio5.48
Dividend
Industry RankSector Rank
Dividend Yield 8.36%
Yearly Dividend0
Dividend Growth(5Y)N/A
DP0%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-241.6%
Min EPS beat(2)-449.52%
Max EPS beat(2)-33.69%
EPS beat(4)0
Avg EPS beat(4)-1754.83%
Min EPS beat(4)-6368.74%
Max EPS beat(4)-33.69%
EPS beat(8)1
Avg EPS beat(8)-1031.77%
EPS beat(12)1
Avg EPS beat(12)-713.96%
EPS beat(16)1
Avg EPS beat(16)-538.31%
Revenue beat(2)0
Avg Revenue beat(2)-4.41%
Min Revenue beat(2)-8.43%
Max Revenue beat(2)-0.39%
Revenue beat(4)1
Avg Revenue beat(4)-1.54%
Min Revenue beat(4)-8.43%
Max Revenue beat(4)3.62%
Revenue beat(8)4
Avg Revenue beat(8)2.8%
Revenue beat(12)7
Avg Revenue beat(12)3.24%
Revenue beat(16)11
Avg Revenue beat(16)28.32%
PT rev (1m)-5.4%
PT rev (3m)-14.63%
EPS NQ rev (1m)18.85%
EPS NQ rev (3m)5.17%
EPS NY rev (1m)0%
EPS NY rev (3m)-56.34%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-34.49%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-25.72%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.68
P/FCF N/A
P/OCF N/A
P/B 0.22
P/tB 0.22
EV/EBITDA N/A
EPS(TTM)-1.88
EYN/A
EPS(NY)-0.77
Fwd EYN/A
FCF(TTM)-0.24
FCFYN/A
OCF(TTM)-0.22
OCFYN/A
SpS3.51
BVpS10.92
TBVpS10.92
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -10.36%
ROE -31.93%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 31.6%
FCFM N/A
ROA(3y)-4.51%
ROA(5y)-1.98%
ROE(3y)-14.31%
ROE(5y)-6.37%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-13.74%
GM growth 5Y-9.1%
F-Score4
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 2.05
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 25.31%
Cap/Sales 0.55%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.06
Quick Ratio 0.06
Altman-Z -1.2
F-Score4
WACC6.9%
ROIC/WACCN/A
Cap/Depr(3y)20.24%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.34%
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-176.47%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-20.34%
EPS Next Y58.95%
EPS Next 2Y38.81%
EPS Next 3Y26.56%
EPS Next 5YN/A
Revenue 1Y (TTM)-28.45%
Revenue growth 3Y-4.41%
Revenue growth 5Y2.02%
Sales Q2Q%-22.38%
Revenue Next Year-16.27%
Revenue Next 2Y-6.1%
Revenue Next 3Y-0.38%
Revenue Next 5YN/A
EBIT growth 1Y-313.54%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year61.07%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-139.9%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-136.04%
OCF growth 3YN/A
OCF growth 5YN/A

CLAROS MORTGAGE TRUST INC / CMTG Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for CLAROS MORTGAGE TRUST INC?

ChartMill assigns a fundamental rating of 1 / 10 to CMTG.


What is the valuation status for CMTG stock?

ChartMill assigns a valuation rating of 1 / 10 to CLAROS MORTGAGE TRUST INC (CMTG). This can be considered as Overvalued.


What is the profitability of CMTG stock?

CLAROS MORTGAGE TRUST INC (CMTG) has a profitability rating of 1 / 10.


What is the expected EPS growth for CLAROS MORTGAGE TRUST INC (CMTG) stock?

The Earnings per Share (EPS) of CLAROS MORTGAGE TRUST INC (CMTG) is expected to grow by 58.95% in the next year.


Can you provide the dividend sustainability for CMTG stock?

The dividend rating of CLAROS MORTGAGE TRUST INC (CMTG) is 3 / 10 and the dividend payout ratio is 0%.