CAN IMPERIAL BK OF COMMERCE (CM) Fundamental Analysis & Valuation

NYSE:CM • CA1360691010

Current stock price

108.54 USD
-1.45 (-1.32%)
At close:
108.54 USD
0 (0%)
After Hours:

This CM fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. CM Profitability Analysis

1.1 Basic Checks

  • In the past year CM was profitable.
  • In the past year CM had a positive cash flow from operations.
  • In the past 5 years CM has always been profitable.
  • CM had a positive operating cash flow in 4 of the past 5 years.
CM Yearly Net Income VS EBIT VS OCF VS FCFCM Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B 60B

1.2 Ratios

  • The Return On Assets of CM (0.79%) is worse than 65.69% of its industry peers.
  • CM has a better Return On Equity (13.74%) than 90.16% of its industry peers.
Industry RankSector Rank
ROA 0.79%
ROE 13.74%
ROIC N/A
ROA(3y)0.62%
ROA(5y)0.65%
ROE(3y)11.06%
ROE(5y)11.8%
ROIC(3y)N/A
ROIC(5y)N/A
CM Yearly ROA, ROE, ROICCM Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

1.3 Margins

  • CM's Profit Margin of 29.68% is fine compared to the rest of the industry. CM outperforms 73.40% of its industry peers.
  • CM's Profit Margin has improved in the last couple of years.
  • The Operating Margin and Gross Margin are not available for CM so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 29.68%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.03%
PM growth 5Y7.18%
GM growth 3YN/A
GM growth 5YN/A
CM Yearly Profit, Operating, Gross MarginsCM Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60 80

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0

2. CM Health Analysis

2.1 Basic Checks

  • CM does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, CM has less shares outstanding
  • Compared to 5 years ago, CM has more shares outstanding
  • CM has a worse debt/assets ratio than last year.
CM Yearly Shares OutstandingCM Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M
CM Yearly Total Debt VS Total AssetsCM Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200B 400B 600B 800B 1T

2.2 Solvency

  • CM has a Debt/Equity ratio of 2.69. This is a high value indicating a heavy dependency on external financing.
  • Looking at the Debt to Equity ratio, with a value of 2.69, CM is doing worse than 92.02% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 2.69
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC14.31%
CM Yearly LT Debt VS Equity VS FCFCM Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B 60B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
CM Yearly Current Assets VS Current LiabilitesCM Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. CM Growth Analysis

3.1 Past

  • CM shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.84%, which is quite good.
  • The Earnings Per Share has been growing by 12.24% on average over the past years. This is quite good.
  • CM shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.44%.
  • Measured over the past years, CM shows a quite strong growth in Revenue. The Revenue has been growing by 9.22% on average per year.
EPS 1Y (TTM)17.84%
EPS 3Y6.93%
EPS 5Y12.24%
EPS Q2Q%25.45%
Revenue 1Y (TTM)13.44%
Revenue growth 3Y10.09%
Revenue growth 5Y9.22%
Sales Q2Q%15.34%

3.2 Future

  • Based on estimates for the next years, CM will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.05% on average per year.
  • The Revenue is expected to grow by 4.68% on average over the next years.
EPS Next Y22.54%
EPS Next 2Y15.49%
EPS Next 3Y13.1%
EPS Next 5Y8.05%
Revenue Next Year11.23%
Revenue Next 2Y7.89%
Revenue Next 3Y5.89%
Revenue Next 5Y4.68%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
CM Yearly Revenue VS EstimatesCM Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 10B 20B 30B
CM Yearly EPS VS EstimatesCM Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 2 4 6 8 10

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3

4. CM Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 16.20, the valuation of CM can be described as correct.
  • Based on the Price/Earnings ratio, CM is valued a bit more expensive than the industry average as 76.33% of the companies are valued more cheaply.
  • CM's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 27.71.
  • A Price/Forward Earnings ratio of 12.93 indicates a correct valuation of CM.
  • 68.62% of the companies in the same industry are cheaper than CM, based on the Price/Forward Earnings ratio.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 38.09, CM is valued rather cheaply.
Industry RankSector Rank
PE 16.2
Fwd PE 12.93
CM Price Earnings VS Forward Price EarningsCM Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CM Per share dataCM EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 10 20 30 40 50

4.3 Compensation for Growth

  • CM's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as CM's earnings are expected to grow with 13.10% in the coming years.
PEG (NY)0.72
PEG (5Y)1.32
EPS Next 2Y15.49%
EPS Next 3Y13.1%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. CM Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 2.90%, CM has a reasonable but not impressive dividend return.
  • CM's Dividend Yield is comparable with the industry average which is at 2.57.
  • Compared to an average S&P500 Dividend Yield of 1.81, CM pays a better dividend.
Industry RankSector Rank
Dividend Yield 2.9%

5.2 History

  • The dividend of CM is nicely growing with an annual growth rate of 8.20%!
  • CM has paid a dividend for at least 10 years, which is a reliable track record.
  • The dividend of CM decreased in the last 3 years.
Dividend Growth(5Y)8.2%
Div Incr Years2
Div Non Decr Years2
CM Yearly Dividends per shareCM Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3 4

5.3 Sustainability

  • CM pays out 45.52% of its income as dividend. This is a bit on the high side, but may be sustainable.
  • The dividend of CM is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP45.52%
EPS Next 2Y15.49%
EPS Next 3Y13.1%
CM Yearly Income VS Free CF VS DividendCM Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20B 40B
CM Dividend Payout.CM Dividend Payout, showing the Payout Ratio.CM Dividend Payout.PayoutRetained Earnings

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CM Fundamentals: All Metrics, Ratios and Statistics

CAN IMPERIAL BK OF COMMERCE

NYSE:CM (4/21/2026, 8:04:00 PM)

After market: 108.54 0 (0%)

108.54

-1.45 (-1.32%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-26
Earnings (Next)05-28
Inst Owners55.65%
Inst Owner Change0.04%
Ins Owners0.02%
Ins Owner ChangeN/A
Market Cap100.34B
Revenue(TTM)30.25B
Net Income(TTM)8.98B
Analysts77.5
Price Target107.05 (-1.37%)
Short Float %1.3%
Short Ratio8.84
Dividend
Industry RankSector Rank
Dividend Yield 2.9%
Yearly Dividend3.13
Dividend Growth(5Y)8.2%
DP45.52%
Div Incr Years2
Div Non Decr Years2
Ex-Date03-27
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.32%
Min EPS beat(2)2.96%
Max EPS beat(2)11.69%
EPS beat(4)4
Avg EPS beat(4)6.15%
Min EPS beat(4)2.96%
Max EPS beat(4)11.69%
EPS beat(8)8
Avg EPS beat(8)5.97%
EPS beat(12)10
Avg EPS beat(12)3.54%
EPS beat(16)11
Avg EPS beat(16)1.63%
Revenue beat(2)2
Avg Revenue beat(2)3.65%
Min Revenue beat(2)1.32%
Max Revenue beat(2)5.97%
Revenue beat(4)3
Avg Revenue beat(4)1.55%
Min Revenue beat(4)-1.14%
Max Revenue beat(4)5.97%
Revenue beat(8)5
Avg Revenue beat(8)1.18%
Revenue beat(12)5
Avg Revenue beat(12)0.04%
Revenue beat(16)6
Avg Revenue beat(16)-0.52%
PT rev (1m)7.44%
PT rev (3m)13.23%
EPS NQ rev (1m)0%
EPS NQ rev (3m)5.18%
EPS NY rev (1m)1%
EPS NY rev (3m)7.76%
Revenue NQ rev (1m)-0.16%
Revenue NQ rev (3m)3.38%
Revenue NY rev (1m)-0.23%
Revenue NY rev (3m)4.5%
Valuation
Industry RankSector Rank
PE 16.2
Fwd PE 12.93
P/S 4.54
P/FCF N/A
P/OCF 412.65
P/B 2.1
P/tB 2.41
EV/EBITDA N/A
EPS(TTM)6.7
EY6.17%
EPS(NY)8.4
Fwd EY7.73%
FCF(TTM)-0.65
FCFYN/A
OCF(TTM)0.26
OCFY0.24%
SpS23.89
BVpS51.6
TBVpS45.11
PEG (NY)0.72
PEG (5Y)1.32
Graham Number88.1953 (-18.74%)
Profitability
Industry RankSector Rank
ROA 0.79%
ROE 13.74%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 29.68%
GM N/A
FCFM N/A
ROA(3y)0.62%
ROA(5y)0.65%
ROE(3y)11.06%
ROE(5y)11.8%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-0.03%
PM growth 5Y7.18%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 2.69
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 97.4%
Cap/Sales 3.84%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC14.31%
ROIC/WACCN/A
Cap/Depr(3y)91.98%
Cap/Depr(5y)92.87%
Cap/Sales(3y)4.14%
Cap/Sales(5y)4.34%
Profit Quality(3y)179.69%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.84%
EPS 3Y6.93%
EPS 5Y12.24%
EPS Q2Q%25.45%
EPS Next Y22.54%
EPS Next 2Y15.49%
EPS Next 3Y13.1%
EPS Next 5Y8.05%
Revenue 1Y (TTM)13.44%
Revenue growth 3Y10.09%
Revenue growth 5Y9.22%
Sales Q2Q%15.34%
Revenue Next Year11.23%
Revenue Next 2Y7.89%
Revenue Next 3Y5.89%
Revenue Next 5Y4.68%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-111.46%
FCF growth 3Y-16.17%
FCF growth 5Y-26.66%
OCF growth 1Y-95.94%
OCF growth 3Y-15.23%
OCF growth 5Y-25.5%

CAN IMPERIAL BK OF COMMERCE / CM Fundamental Analysis FAQ

What is the fundamental rating for CM stock?

ChartMill assigns a fundamental rating of 3 / 10 to CM.


What is the valuation status of CAN IMPERIAL BK OF COMMERCE (CM) stock?

ChartMill assigns a valuation rating of 3 / 10 to CAN IMPERIAL BK OF COMMERCE (CM). This can be considered as Overvalued.


How profitable is CAN IMPERIAL BK OF COMMERCE (CM) stock?

CAN IMPERIAL BK OF COMMERCE (CM) has a profitability rating of 4 / 10.


How financially healthy is CAN IMPERIAL BK OF COMMERCE?

The financial health rating of CAN IMPERIAL BK OF COMMERCE (CM) is 0 / 10.


What is the expected EPS growth for CAN IMPERIAL BK OF COMMERCE (CM) stock?

The Earnings per Share (EPS) of CAN IMPERIAL BK OF COMMERCE (CM) is expected to grow by 22.54% in the next year.