CION INVESTMENT CORP (CION) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CION - US17259U2042 - Common Stock
9.68 USD
-0.27 (-2.71%)
9.68 USD
0 (0%)
Overall CION gets a fundamental rating of 3 out of 10. We evaluated CION against 237 industry peers in the Capital Markets industry. CION may be in some trouble as it scores bad on both profitability and health. CION is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CION had positive earnings in the past year.
CION had a positive operating cash flow in the past year.
Of the past 5 years CION 4 years were profitable.
In multiple years CION reported negative operating cash flow during the last 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 1.38%, CION is doing worse than 62.03% of the companies in the same industry.
With a Return On Equity value of 3.36%, CION is not doing good in the industry: 67.51% of the companies in the same industry are doing better.
CION has a Return On Invested Capital of 3.99%. This is comparable to the rest of the industry: CION outperforms 57.38% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for CION is below the industry average of 7.00%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 3.36% | ||
| ROIC | 3.99% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
1.3 Margins
Looking at the Profit Margin, with a value of 10.59%, CION is in line with its industry, outperforming 40.51% of the companies in the same industry.
CION's Profit Margin has declined in the last couple of years.
CION has a Operating Margin of 38.16%. This is in the better half of the industry: CION outperforms 70.04% of its industry peers.
In the last couple of years the Operating Margin of CION has declined.
CION has a Gross Margin of 42.94%. This is comparable to the rest of the industry: CION outperforms 48.10% of its industry peers.
In the last couple of years the Gross Margin of CION has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 38.16% | ||
| PM (TTM) | 10.59% | ||
| GM | 42.94% |
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
2. Health
2.1 Basic Checks
The number of shares outstanding for CION has been reduced compared to 1 year ago.
Compared to 5 years ago, CION has less shares outstanding
CION has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.38, we must say that CION is in the distress zone and has some risk of bankruptcy.
CION's Altman-Z score of 0.38 is on the low side compared to the rest of the industry. CION is outperformed by 66.24% of its industry peers.
The Debt to FCF ratio of CION is 21.36, which is on the high side as it means it would take CION, 21.36 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 21.36, CION is in line with its industry, outperforming 48.95% of the companies in the same industry.
CION has a Debt/Equity ratio of 1.40. This is a high value indicating a heavy dependency on external financing.
The Debt to Equity ratio of CION (1.40) is worse than 68.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 21.36 | ||
| Altman-Z | 0.38 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.37 indicates that CION may have some problems paying its short term obligations.
CION has a worse Current ratio (0.37) than 78.48% of its industry peers.
A Quick Ratio of 0.37 indicates that CION may have some problems paying its short term obligations.
CION's Quick ratio of 0.37 is on the low side compared to the rest of the industry. CION is outperformed by 78.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
CION shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.67%.
The Earnings Per Share has been decreasing by -7.01% on average over the past years.
CION shows a decrease in Revenue. In the last year, the revenue decreased by -3.78%.
CION shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.65% yearly.
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
3.2 Future
CION is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -15.37% yearly.
CION is expected to show a very negative growth in Revenue. In the coming years, the Revenue will decrease by -11.11% yearly.
EPS Next Y2.84%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
EPS Next 5YN/A
Revenue Next Year-6.57%
Revenue Next 2Y-9.59%
Revenue Next 3Y-11.11%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 5.47 indicates a rather cheap valuation of CION.
CION's Price/Earnings ratio is rather cheap when compared to the industry. CION is cheaper than 91.14% of the companies in the same industry.
CION is valuated cheaply when we compare the Price/Earnings ratio to 26.38, which is the current average of the S&P500 Index.
CION is valuated cheaply with a Price/Forward Earnings ratio of 7.20.
86.50% of the companies in the same industry are more expensive than CION, based on the Price/Forward Earnings ratio.
CION's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.47 | ||
| Fwd PE | 7.2 |
4.2 Price Multiples
CION's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. CION is cheaper than 72.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.9 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CION does not grow enough to justify the current Price/Earnings ratio.
CION's earnings are expected to decrease with -15.37% in the coming years. This may justify a cheaper valuation.
PEG (NY)1.93
PEG (5Y)N/A
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
5. Dividend
5.1 Amount
CION has a Yearly Dividend Yield of 14.33%, which is a nice return.
CION's Dividend Yield is rather good when compared to the industry average which is at 6.13. CION pays more dividend than 89.87% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 1.87, CION pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.33% |
5.2 History
The dividend of CION decreases each year by -7.50%.
CION has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-7.5%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CION pays out 303.09% of its income as dividend. This is not a sustainable payout ratio.
The Dividend Rate of CION has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP303.09%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
9.68
-0.27 (-2.71%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners38.81%
Inst Owner Change-1.44%
Ins Owners0.46%
Ins Owner Change0.19%
Market Cap500.17M
Revenue(TTM)244.92M
Net Income(TTM)25.95M
Analysts47.5
Price Target10.88 (12.4%)
Short Float %0.79%
Short Ratio1.28
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.33% |
Yearly Dividend1.67
Dividend Growth(5Y)-7.5%
DP303.09%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)55.49%
Min EPS beat(2)-5.79%
Max EPS beat(2)116.78%
EPS beat(4)2
Avg EPS beat(4)27.96%
Min EPS beat(4)-5.79%
Max EPS beat(4)116.78%
EPS beat(8)5
Avg EPS beat(8)18.98%
EPS beat(12)8
Avg EPS beat(12)20.52%
EPS beat(16)11
Avg EPS beat(16)18.06%
Revenue beat(2)1
Avg Revenue beat(2)21.26%
Min Revenue beat(2)-3.98%
Max Revenue beat(2)46.51%
Revenue beat(4)3
Avg Revenue beat(4)13.09%
Min Revenue beat(4)-3.98%
Max Revenue beat(4)46.51%
Revenue beat(8)7
Avg Revenue beat(8)10.78%
Revenue beat(12)10
Avg Revenue beat(12)11.33%
Revenue beat(16)13
Avg Revenue beat(16)9.86%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)1.8%
EPS NQ rev (3m)1.8%
EPS NY rev (1m)30.43%
EPS NY rev (3m)28.85%
Revenue NQ rev (1m)1.45%
Revenue NQ rev (3m)1.45%
Revenue NY rev (1m)8.54%
Revenue NY rev (3m)8.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.47 | ||
| Fwd PE | 7.2 | ||
| P/S | 2.04 | ||
| P/FCF | 9.9 | ||
| P/OCF | 9.9 | ||
| P/B | 0.65 | ||
| P/tB | 0.65 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY18.29%
EPS(NY)1.35
Fwd EY13.9%
FCF(TTM)0.98
FCFY10.1%
OCF(TTM)0.98
OCFY10.1%
SpS4.74
BVpS14.95
TBVpS14.95
PEG (NY)1.93
PEG (5Y)N/A
Graham Number24.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 3.36% | ||
| ROCE | 5.05% | ||
| ROIC | 3.99% | ||
| ROICexc | 4% | ||
| ROICexgc | 4% | ||
| OM | 38.16% | ||
| PM (TTM) | 10.59% | ||
| GM | 42.94% | ||
| FCFM | 20.62% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
ROICexc(3y)4.07%
ROICexc(5y)3.91%
ROICexgc(3y)4.07%
ROICexgc(5y)3.91%
ROCE(3y)5.06%
ROCE(5y)4.88%
ROICexgc growth 3Y5.57%
ROICexgc growth 5Y0.49%
ROICexc growth 3Y5.57%
ROICexc growth 5Y0.49%
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
F-Score4
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 21.36 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.07 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.62% | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.38 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
EPS Next Y2.84%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
Revenue Next Year-6.57%
Revenue Next 2Y-9.59%
Revenue Next 3Y-11.11%
Revenue Next 5YN/A
EBIT growth 1Y-5.58%
EBIT growth 3Y8.76%
EBIT growth 5Y1.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y124.44%
FCF growth 3YN/A
FCF growth 5Y-6.89%
OCF growth 1Y124.44%
OCF growth 3YN/A
OCF growth 5Y-6.89%
CION INVESTMENT CORP / CION FAQ
What is the fundamental rating for CION stock?
ChartMill assigns a fundamental rating of 3 / 10 to CION.
What is the valuation status of CION INVESTMENT CORP (CION) stock?
ChartMill assigns a valuation rating of 6 / 10 to CION INVESTMENT CORP (CION). This can be considered as Fairly Valued.
Can you provide the profitability details for CION INVESTMENT CORP?
CION INVESTMENT CORP (CION) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for CION stock?
The Price/Earnings (PE) ratio for CION INVESTMENT CORP (CION) is 5.47 and the Price/Book (PB) ratio is 0.65.
What is the financial health of CION INVESTMENT CORP (CION) stock?
The financial health rating of CION INVESTMENT CORP (CION) is 1 / 10.