CION INVESTMENT CORP (CION) Stock Fundamental Analysis
NYSE:CION - New York Stock Exchange, Inc. - US17259U2042 - Common Stock - Currency: USD
CION gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 233 industry peers in the Capital Markets industry. CION has a bad profitability rating. Also its financial health evaluation is rather negative. CION has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year CION was profitable.
In the past year CION has reported a negative cash flow from operations.
CION had positive earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: CION reported negative operating cash flow in multiple years.
1.2 Ratios
Looking at the Return On Assets, with a value of -0.80%, CION is doing worse than 75.97% of the companies in the same industry.
CION has a Return On Equity of -2.01%. This is in the lower half of the industry: CION underperforms 74.25% of its industry peers.
CION has a Return On Invested Capital (3.52%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for CION is below the industry average of 7.86%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.8% | ||
| ROE | -2.01% | ||
| ROIC | 3.52% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
1.3 Margins
CION's Profit Margin has declined in the last couple of years.
CION has a Operating Margin of 35.17%. This is in the better half of the industry: CION outperforms 64.81% of its industry peers.
In the last couple of years the Operating Margin of CION has declined.
The Gross Margin of CION (40.35%) is worse than 63.95% of its industry peers.
In the last couple of years the Gross Margin of CION has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 35.17% | ||
| PM (TTM) | N/A | ||
| GM | 40.35% |
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
2. Health
2.1 Basic Checks
Compared to 1 year ago, CION has less shares outstanding
CION has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CION has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 0.33, we must say that CION is in the distress zone and has some risk of bankruptcy.
CION's Altman-Z score of 0.33 is on the low side compared to the rest of the industry. CION is outperformed by 71.24% of its industry peers.
A Debt/Equity ratio of 1.45 is on the high side and indicates that CION has dependencies on debt financing.
The Debt to Equity ratio of CION (1.45) is worse than 69.10% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.33 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.25 indicates that CION may have some problems paying its short term obligations.
CION has a worse Current ratio (0.25) than 87.12% of its industry peers.
A Quick Ratio of 0.25 indicates that CION may have some problems paying its short term obligations.
CION's Quick ratio of 0.25 is on the low side compared to the rest of the industry. CION is outperformed by 87.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.25 | ||
| Quick Ratio | 0.25 |
3. Growth
3.1 Past
CION shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -23.74%.
The Earnings Per Share has been decreasing by -7.01% on average over the past years.
The Revenue has decreased by -9.49% in the past year.
Measured over the past years, CION shows a small growth in Revenue. The Revenue has been growing by 4.65% on average per year.
EPS 1Y (TTM)-23.74%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%-40%
Revenue 1Y (TTM)-9.49%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%-23.76%
3.2 Future
Based on estimates for the next years, CION will show a very negative growth in Earnings Per Share. The EPS will decrease by -13.51% on average per year.
The Revenue is expected to decrease by -9.64% on average over the next years.
EPS Next Y-20.89%
EPS Next 2Y-14.29%
EPS Next 3Y-13.51%
EPS Next 5YN/A
Revenue Next Year-13.75%
Revenue Next 2Y-9.46%
Revenue Next 3Y-9.64%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 6.60, which indicates a rather cheap valuation of CION.
Compared to the rest of the industry, the Price/Earnings ratio of CION indicates a rather cheap valuation: CION is cheaper than 90.99% of the companies listed in the same industry.
CION's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.51.
With a Price/Forward Earnings ratio of 7.75, the valuation of CION can be described as very cheap.
CION's Price/Forward Earnings ratio is rather cheap when compared to the industry. CION is cheaper than 88.84% of the companies in the same industry.
CION is valuated cheaply when we compare the Price/Forward Earnings ratio to 35.58, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.6 | ||
| Fwd PE | 7.75 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as CION's earnings are expected to decrease with -13.51% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-14.29%
EPS Next 3Y-13.51%
5. Dividend
5.1 Amount
CION has a Yearly Dividend Yield of 14.71%, which is a nice return.
CION's Dividend Yield is rather good when compared to the industry average which is at 7.77. CION pays more dividend than 92.27% of the companies in the same industry.
CION's Dividend Yield is rather good when compared to the S&P500 average which is at 2.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.71% |
5.2 History
The dividend of CION decreases each year by -7.50%.
CION has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-7.5%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CION has negative earnings and hence a negative payout ratio. The dividend may be in danger.
CION's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-413.36%
EPS Next 2Y-14.29%
EPS Next 3Y-13.51%
NYSE:CION (7/15/2025, 10:28:51 AM)
9.96
+0.04 (+0.4%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners38.3%
Inst Owner Change0%
Ins Owners0.43%
Ins Owner Change2%
Market Cap523.80M
Analysts47.5
Price Target11.05 (10.94%)
Short Float %1.98%
Short Ratio3.27
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.71% |
Yearly Dividend1.67
Dividend Growth(5Y)-7.5%
DP-413.36%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.42%
Min EPS beat(2)-1.96%
Max EPS beat(2)2.8%
EPS beat(4)3
Avg EPS beat(4)1.15%
Min EPS beat(4)-1.96%
Max EPS beat(4)3.2%
EPS beat(8)5
Avg EPS beat(8)8.97%
EPS beat(12)9
Avg EPS beat(12)15.15%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)4.93%
Min Revenue beat(2)4.89%
Max Revenue beat(2)4.96%
Revenue beat(4)4
Avg Revenue beat(4)4.21%
Min Revenue beat(4)2.54%
Max Revenue beat(4)4.96%
Revenue beat(8)7
Avg Revenue beat(8)7.52%
Revenue beat(12)11
Avg Revenue beat(12)9.87%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-10.96%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-3.94%
EPS NY rev (1m)0.25%
EPS NY rev (3m)-2.12%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.42%
Revenue NY rev (1m)0%
Revenue NY rev (3m)2.64%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.6 | ||
| Fwd PE | 7.75 | ||
| P/S | 2.23 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.69 | ||
| P/tB | 0.69 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.51
EY15.16%
EPS(NY)1.29
Fwd EY12.91%
FCF(TTM)-0.04
FCFYN/A
OCF(TTM)-0.04
OCFYN/A
SpS4.47
BVpS14.39
TBVpS14.39
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.8% | ||
| ROE | -2.01% | ||
| ROCE | 4.45% | ||
| ROIC | 3.52% | ||
| ROICexc | 3.53% | ||
| ROICexgc | 3.53% | ||
| OM | 35.17% | ||
| PM (TTM) | N/A | ||
| GM | 40.35% | ||
| FCFM | N/A |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
ROICexc(3y)4.07%
ROICexc(5y)3.91%
ROICexgc(3y)4.07%
ROICexgc(5y)3.91%
ROCE(3y)5.06%
ROCE(5y)4.88%
ROICexcg growth 3Y5.57%
ROICexcg growth 5Y0.49%
ROICexc growth 3Y5.57%
ROICexc growth 5Y0.49%
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
F-Score2
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.9 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.25 | ||
| Quick Ratio | 0.25 | ||
| Altman-Z | 0.33 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-23.74%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%-40%
EPS Next Y-20.89%
EPS Next 2Y-14.29%
EPS Next 3Y-13.51%
EPS Next 5YN/A
Revenue 1Y (TTM)-9.49%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%-23.76%
Revenue Next Year-13.75%
Revenue Next 2Y-9.46%
Revenue Next 3Y-9.64%
Revenue Next 5YN/A
EBIT growth 1Y-23.28%
EBIT growth 3Y8.76%
EBIT growth 5Y1.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-104.12%
FCF growth 3YN/A
FCF growth 5Y-6.89%
OCF growth 1Y-104.12%
OCF growth 3YN/A
OCF growth 5Y-6.89%