CION INVESTMENT CORP (CION) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CION - US17259U2042 - Common Stock
9.45 USD
-0.2 (-2.07%)
9.45 USD
0 (0%)
We assign a fundamental rating of 2 out of 10 to CION. CION was compared to 238 industry peers in the Capital Markets industry. CION has a bad profitability rating. Also its financial health evaluation is rather negative. CION has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year CION was profitable.
- CION had a positive operating cash flow in the past year.
- Of the past 5 years CION 4 years were profitable.
- The reported operating cash flow has been mixed in the past 5 years: CION reported negative operating cash flow in multiple years.
1.2 Ratios
- CION has a worse Return On Assets (1.38%) than 64.29% of its industry peers.
- CION has a worse Return On Equity (3.36%) than 65.55% of its industry peers.
- CION has a Return On Invested Capital of 3.99%. This is comparable to the rest of the industry: CION outperforms 57.14% of its industry peers.
- The Average Return On Invested Capital over the past 3 years for CION is below the industry average of 7.15%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 3.36% | ||
| ROIC | 3.99% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
1.3 Margins
- CION has a Profit Margin of 10.59%. This is in the lower half of the industry: CION underperforms 61.76% of its industry peers.
- CION's Profit Margin has declined in the last couple of years.
- CION has a Operating Margin of 38.16%. This is in the better half of the industry: CION outperforms 69.75% of its industry peers.
- In the last couple of years the Operating Margin of CION has declined.
- CION has a Gross Margin of 42.94%. This is comparable to the rest of the industry: CION outperforms 44.96% of its industry peers.
- In the last couple of years the Gross Margin of CION has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 38.16% | ||
| PM (TTM) | 10.59% | ||
| GM | 42.94% |
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
2. Health
2.1 Basic Checks
- The number of shares outstanding for CION has been reduced compared to 1 year ago.
- The number of shares outstanding for CION has been reduced compared to 5 years ago.
- Compared to 1 year ago, CION has a worse debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.37, we must say that CION is in the distress zone and has some risk of bankruptcy.
- With a Altman-Z score value of 0.37, CION is not doing good in the industry: 65.13% of the companies in the same industry are doing better.
- The Debt to FCF ratio of CION is 21.36, which is on the high side as it means it would take CION, 21.36 years of fcf income to pay off all of its debts.
- CION has a Debt to FCF ratio of 21.36. This is comparable to the rest of the industry: CION outperforms 55.46% of its industry peers.
- A Debt/Equity ratio of 1.40 is on the high side and indicates that CION has dependencies on debt financing.
- The Debt to Equity ratio of CION (1.40) is worse than 67.23% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 21.36 | ||
| Altman-Z | 0.37 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 0.37 indicates that CION may have some problems paying its short term obligations.
- The Current ratio of CION (0.37) is worse than 77.73% of its industry peers.
- CION has a Quick Ratio of 0.37. This is a bad value and indicates that CION is not financially healthy enough and could expect problems in meeting its short term obligations.
- With a Quick ratio value of 0.37, CION is not doing good in the industry: 77.31% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
- The earnings per share for CION have decreased by -1.67% in the last year.
- The Earnings Per Share has been decreasing by -7.01% on average over the past years.
- The Revenue has decreased by -3.78% in the past year.
- Measured over the past years, CION shows a small growth in Revenue. The Revenue has been growing by 4.65% on average per year.
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
3.2 Future
- The Earnings Per Share is expected to decrease by -15.37% on average over the next years. This is quite bad
- Based on estimates for the next years, CION will show a very negative growth in Revenue. The Revenue will decrease by -11.11% on average per year.
EPS Next Y2.84%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
EPS Next 5YN/A
Revenue Next Year-4.07%
Revenue Next 2Y-11.23%
Revenue Next 3Y-11.11%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 5.34, the valuation of CION can be described as very cheap.
- Based on the Price/Earnings ratio, CION is valued cheaply inside the industry as 90.76% of the companies are valued more expensively.
- The average S&P500 Price/Earnings ratio is at 27.38. CION is valued rather cheaply when compared to this.
- A Price/Forward Earnings ratio of 7.03 indicates a rather cheap valuation of CION.
- CION's Price/Forward Earnings ratio is rather cheap when compared to the industry. CION is cheaper than 89.50% of the companies in the same industry.
- When comparing the Price/Forward Earnings ratio of CION to the average of the S&P500 Index (24.29), we can say CION is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.34 | ||
| Fwd PE | 7.03 |
4.2 Price Multiples
- 81.09% of the companies in the same industry are more expensive than CION, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.67 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CION does not grow enough to justify the current Price/Earnings ratio.
- A cheap valuation may be justified as CION's earnings are expected to decrease with -15.37% in the coming years.
PEG (NY)1.88
PEG (5Y)N/A
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 4.15%, CION is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 6.10, CION has a dividend in line with its industry peers.
- CION's Dividend Yield is rather good when compared to the S&P500 average which is at 1.85.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.15% |
5.2 History
- The dividend of CION decreases each year by -7.50%.
- CION has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-7.5%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- CION pays out 303.09% of its income as dividend. This is not a sustainable payout ratio.
- The Dividend Rate of CION has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP303.09%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
9.45
-0.2 (-2.07%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-06 2025-11-06/bmo
Earnings (Next)03-11 2026-03-11/bmo
Inst Owners38.98%
Inst Owner Change-0.07%
Ins Owners0.46%
Ins Owner Change0.19%
Market Cap488.28M
Revenue(TTM)244.92M
Net Income(TTM)25.95M
Analysts47.5
Price Target10.88 (15.13%)
Short Float %0.74%
Short Ratio1.11
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.15% |
Yearly Dividend1.67
Dividend Growth(5Y)-7.5%
DP303.09%
Div Incr Years0
Div Non Decr Years0
Ex-Date03-13 2026-03-13 (0.1)
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)55.49%
Min EPS beat(2)-5.79%
Max EPS beat(2)116.78%
EPS beat(4)2
Avg EPS beat(4)27.96%
Min EPS beat(4)-5.79%
Max EPS beat(4)116.78%
EPS beat(8)5
Avg EPS beat(8)18.98%
EPS beat(12)8
Avg EPS beat(12)20.52%
EPS beat(16)11
Avg EPS beat(16)18.06%
Revenue beat(2)1
Avg Revenue beat(2)21.26%
Min Revenue beat(2)-3.98%
Max Revenue beat(2)46.51%
Revenue beat(4)3
Avg Revenue beat(4)13.09%
Min Revenue beat(4)-3.98%
Max Revenue beat(4)46.51%
Revenue beat(8)7
Avg Revenue beat(8)10.78%
Revenue beat(12)10
Avg Revenue beat(12)11.33%
Revenue beat(16)13
Avg Revenue beat(16)9.86%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)1.8%
EPS NY rev (1m)0%
EPS NY rev (3m)30.43%
Revenue NQ rev (1m)-2.11%
Revenue NQ rev (3m)-0.69%
Revenue NY rev (1m)2.68%
Revenue NY rev (3m)11.44%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.34 | ||
| Fwd PE | 7.03 | ||
| P/S | 1.99 | ||
| P/FCF | 9.67 | ||
| P/OCF | 9.67 | ||
| P/B | 0.63 | ||
| P/tB | 0.63 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY18.73%
EPS(NY)1.35
Fwd EY14.23%
FCF(TTM)0.98
FCFY10.34%
OCF(TTM)0.98
OCFY10.34%
SpS4.74
BVpS14.95
TBVpS14.95
PEG (NY)1.88
PEG (5Y)N/A
Graham Number24.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 3.36% | ||
| ROCE | 5.05% | ||
| ROIC | 3.99% | ||
| ROICexc | 4% | ||
| ROICexgc | 4% | ||
| OM | 38.16% | ||
| PM (TTM) | 10.59% | ||
| GM | 42.94% | ||
| FCFM | 20.62% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
ROICexc(3y)4.07%
ROICexc(5y)3.91%
ROICexgc(3y)4.07%
ROICexgc(5y)3.91%
ROCE(3y)5.06%
ROCE(5y)4.88%
ROICexgc growth 3Y5.57%
ROICexgc growth 5Y0.49%
ROICexc growth 3Y5.57%
ROICexc growth 5Y0.49%
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
F-Score4
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 21.36 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.07 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.62% | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.37 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
EPS Next Y2.84%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
Revenue Next Year-4.07%
Revenue Next 2Y-11.23%
Revenue Next 3Y-11.11%
Revenue Next 5YN/A
EBIT growth 1Y-5.58%
EBIT growth 3Y8.76%
EBIT growth 5Y1.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y124.44%
FCF growth 3YN/A
FCF growth 5Y-6.89%
OCF growth 1Y124.44%
OCF growth 3YN/A
OCF growth 5Y-6.89%
CION INVESTMENT CORP / CION FAQ
What is the fundamental rating for CION stock?
ChartMill assigns a fundamental rating of 3 / 10 to CION.
Can you provide the valuation status for CION INVESTMENT CORP?
ChartMill assigns a valuation rating of 6 / 10 to CION INVESTMENT CORP (CION). This can be considered as Fairly Valued.
Can you provide the profitability details for CION INVESTMENT CORP?
CION INVESTMENT CORP (CION) has a profitability rating of 3 / 10.
How financially healthy is CION INVESTMENT CORP?
The financial health rating of CION INVESTMENT CORP (CION) is 1 / 10.
What is the earnings growth outlook for CION INVESTMENT CORP?
The Earnings per Share (EPS) of CION INVESTMENT CORP (CION) is expected to grow by 2.84% in the next year.