CION INVESTMENT CORP (CION) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CION - US17259U2042 - Common Stock
10.06 USD
+0.06 (+0.6%)
10.06 USD
0 (0%)
Taking everything into account, CION scores 3 out of 10 in our fundamental rating. CION was compared to 237 industry peers in the Capital Markets industry. CION has a bad profitability rating. Also its financial health evaluation is rather negative. CION is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CION had positive earnings in the past year.
CION had a positive operating cash flow in the past year.
CION had positive earnings in 4 of the past 5 years.
In multiple years CION reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of CION (1.38%) is worse than 61.60% of its industry peers.
CION has a Return On Equity of 3.36%. This is in the lower half of the industry: CION underperforms 67.51% of its industry peers.
CION has a Return On Invested Capital (3.99%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for CION is below the industry average of 6.99%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 3.36% | ||
| ROIC | 3.99% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
1.3 Margins
With a Profit Margin value of 10.59%, CION perfoms like the industry average, outperforming 40.51% of the companies in the same industry.
In the last couple of years the Profit Margin of CION has declined.
Looking at the Operating Margin, with a value of 38.16%, CION is in the better half of the industry, outperforming 70.04% of the companies in the same industry.
CION's Operating Margin has declined in the last couple of years.
CION has a Gross Margin (42.94%) which is in line with its industry peers.
In the last couple of years the Gross Margin of CION has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 38.16% | ||
| PM (TTM) | 10.59% | ||
| GM | 42.94% |
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
2. Health
2.1 Basic Checks
Compared to 1 year ago, CION has less shares outstanding
Compared to 5 years ago, CION has less shares outstanding
CION has a worse debt/assets ratio than last year.
2.2 Solvency
CION has an Altman-Z score of 0.38. This is a bad value and indicates that CION is not financially healthy and even has some risk of bankruptcy.
CION's Altman-Z score of 0.38 is on the low side compared to the rest of the industry. CION is outperformed by 67.09% of its industry peers.
CION has a debt to FCF ratio of 21.36. This is a negative value and a sign of low solvency as CION would need 21.36 years to pay back of all of its debts.
With a Debt to FCF ratio value of 21.36, CION perfoms like the industry average, outperforming 48.95% of the companies in the same industry.
CION has a Debt/Equity ratio of 1.40. This is a high value indicating a heavy dependency on external financing.
CION's Debt to Equity ratio of 1.40 is on the low side compared to the rest of the industry. CION is outperformed by 67.93% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 21.36 | ||
| Altman-Z | 0.38 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CION has a Current Ratio of 0.37. This is a bad value and indicates that CION is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 0.37, CION is doing worse than 78.48% of the companies in the same industry.
A Quick Ratio of 0.37 indicates that CION may have some problems paying its short term obligations.
CION has a worse Quick ratio (0.37) than 78.06% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 |
3. Growth
3.1 Past
The earnings per share for CION have decreased by -1.67% in the last year.
Measured over the past years, CION shows a decrease in Earnings Per Share. The EPS has been decreasing by -7.01% on average per year.
CION shows a decrease in Revenue. In the last year, the revenue decreased by -3.78%.
CION shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 4.65% yearly.
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
3.2 Future
Based on estimates for the next years, CION will show a very negative growth in Earnings Per Share. The EPS will decrease by -15.37% on average per year.
The Revenue is expected to decrease by -11.11% on average over the next years. This is quite bad
EPS Next Y2.84%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
EPS Next 5YN/A
Revenue Next Year-6.57%
Revenue Next 2Y-9.59%
Revenue Next 3Y-11.11%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 5.68, which indicates a rather cheap valuation of CION.
Compared to the rest of the industry, the Price/Earnings ratio of CION indicates a rather cheap valuation: CION is cheaper than 92.41% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.28, CION is valued rather cheaply.
A Price/Forward Earnings ratio of 7.48 indicates a rather cheap valuation of CION.
CION's Price/Forward Earnings ratio is rather cheap when compared to the industry. CION is cheaper than 87.34% of the companies in the same industry.
CION's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.52.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.68 | ||
| Fwd PE | 7.48 |
4.2 Price Multiples
71.73% of the companies in the same industry are more expensive than CION, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.29 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
CION's earnings are expected to decrease with -15.37% in the coming years. This may justify a cheaper valuation.
PEG (NY)2
PEG (5Y)N/A
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 14.52%, CION is a good candidate for dividend investing.
CION's Dividend Yield is rather good when compared to the industry average which is at 8.30. CION pays more dividend than 89.03% of the companies in the same industry.
CION's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.52% |
5.2 History
The dividend of CION decreases each year by -7.50%.
CION has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-7.5%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
303.09% of the earnings are spent on dividend by CION. This is not a sustainable payout ratio.
CION's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP303.09%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
10.06
+0.06 (+0.6%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners38.81%
Inst Owner Change-1.44%
Ins Owners0.46%
Ins Owner Change0.19%
Market Cap519.80M
Revenue(TTM)244.92M
Net Income(TTM)25.95M
Analysts47.5
Price Target10.88 (8.15%)
Short Float %0.99%
Short Ratio1.79
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.52% |
Yearly Dividend1.67
Dividend Growth(5Y)-7.5%
DP303.09%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)55.49%
Min EPS beat(2)-5.79%
Max EPS beat(2)116.78%
EPS beat(4)2
Avg EPS beat(4)27.96%
Min EPS beat(4)-5.79%
Max EPS beat(4)116.78%
EPS beat(8)5
Avg EPS beat(8)18.98%
EPS beat(12)8
Avg EPS beat(12)20.52%
EPS beat(16)11
Avg EPS beat(16)18.06%
Revenue beat(2)1
Avg Revenue beat(2)21.26%
Min Revenue beat(2)-3.98%
Max Revenue beat(2)46.51%
Revenue beat(4)3
Avg Revenue beat(4)13.09%
Min Revenue beat(4)-3.98%
Max Revenue beat(4)46.51%
Revenue beat(8)7
Avg Revenue beat(8)10.78%
Revenue beat(12)10
Avg Revenue beat(12)11.33%
Revenue beat(16)13
Avg Revenue beat(16)9.86%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)1.8%
EPS NQ rev (3m)-0.2%
EPS NY rev (1m)30.43%
EPS NY rev (3m)28.85%
Revenue NQ rev (1m)1.45%
Revenue NQ rev (3m)1.45%
Revenue NY rev (1m)8.54%
Revenue NY rev (3m)8.54%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.68 | ||
| Fwd PE | 7.48 | ||
| P/S | 2.12 | ||
| P/FCF | 10.29 | ||
| P/OCF | 10.29 | ||
| P/B | 0.67 | ||
| P/tB | 0.67 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY17.59%
EPS(NY)1.35
Fwd EY13.37%
FCF(TTM)0.98
FCFY9.71%
OCF(TTM)0.98
OCFY9.71%
SpS4.74
BVpS14.95
TBVpS14.95
PEG (NY)2
PEG (5Y)N/A
Graham Number24.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.38% | ||
| ROE | 3.36% | ||
| ROCE | 5.05% | ||
| ROIC | 3.99% | ||
| ROICexc | 4% | ||
| ROICexgc | 4% | ||
| OM | 38.16% | ||
| PM (TTM) | 10.59% | ||
| GM | 42.94% | ||
| FCFM | 20.62% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
ROICexc(3y)4.07%
ROICexc(5y)3.91%
ROICexgc(3y)4.07%
ROICexgc(5y)3.91%
ROCE(3y)5.06%
ROCE(5y)4.88%
ROICexgc growth 3Y5.57%
ROICexgc growth 5Y0.49%
ROICexc growth 3Y5.57%
ROICexc growth 5Y0.49%
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
F-Score4
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | 21.36 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.07 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.62% | ||
| Current Ratio | 0.37 | ||
| Quick Ratio | 0.37 | ||
| Altman-Z | 0.38 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
EPS Next Y2.84%
EPS Next 2Y-12.33%
EPS Next 3Y-15.37%
EPS Next 5YN/A
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
Revenue Next Year-6.57%
Revenue Next 2Y-9.59%
Revenue Next 3Y-11.11%
Revenue Next 5YN/A
EBIT growth 1Y-5.58%
EBIT growth 3Y8.76%
EBIT growth 5Y1.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y124.44%
FCF growth 3YN/A
FCF growth 5Y-6.89%
OCF growth 1Y124.44%
OCF growth 3YN/A
OCF growth 5Y-6.89%
CION INVESTMENT CORP / CION FAQ
What is the fundamental rating for CION stock?
ChartMill assigns a fundamental rating of 3 / 10 to CION.
What is the valuation status of CION INVESTMENT CORP (CION) stock?
ChartMill assigns a valuation rating of 6 / 10 to CION INVESTMENT CORP (CION). This can be considered as Fairly Valued.
Can you provide the profitability details for CION INVESTMENT CORP?
CION INVESTMENT CORP (CION) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for CION stock?
The Price/Earnings (PE) ratio for CION INVESTMENT CORP (CION) is 5.68 and the Price/Book (PB) ratio is 0.67.
What is the financial health of CION INVESTMENT CORP (CION) stock?
The financial health rating of CION INVESTMENT CORP (CION) is 1 / 10.