CION INVESTMENT CORP (CION) Stock Fundamental Analysis
USA - NYSE:CION - US17259U2042 - Common Stock
9.61 USD
-0.01 (-0.1%)
9.61 USD
0 (0%)
Overall CION gets a fundamental rating of 2 out of 10. We evaluated CION against 237 industry peers in the Capital Markets industry. CION has a bad profitability rating. Also its financial health evaluation is rather negative. CION has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
CION had positive earnings in the past year.
CION had a positive operating cash flow in the past year.
CION had positive earnings in 4 of the past 5 years.
In multiple years CION reported negative operating cash flow during the last 5 years.
1.2 Ratios
CION has a Return On Assets of -0.55%. This is in the lower half of the industry: CION underperforms 75.95% of its industry peers.
The Return On Equity of CION (-1.36%) is worse than 74.68% of its industry peers.
CION has a Return On Invested Capital of 3.25%. This is comparable to the rest of the industry: CION outperforms 44.30% of its industry peers.
CION had an Average Return On Invested Capital over the past 3 years of 4.00%. This is below the industry average of 7.66%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.55% | ||
| ROE | -1.36% | ||
| ROIC | 3.25% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
1.3 Margins
In the last couple of years the Profit Margin of CION has declined.
With a decent Operating Margin value of 33.91%, CION is doing good in the industry, outperforming 63.29% of the companies in the same industry.
CION's Operating Margin has declined in the last couple of years.
The Gross Margin of CION (39.16%) is comparable to the rest of the industry.
In the last couple of years the Gross Margin of CION has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 33.91% | ||
| PM (TTM) | N/A | ||
| GM | 39.16% |
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
2. Health
2.1 Basic Checks
Compared to 1 year ago, CION has less shares outstanding
CION has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, CION has a worse debt to assets ratio.
2.2 Solvency
CION has an Altman-Z score of 0.33. This is a bad value and indicates that CION is not financially healthy and even has some risk of bankruptcy.
With a Altman-Z score value of 0.33, CION is not doing good in the industry: 69.62% of the companies in the same industry are doing better.
The Debt to FCF ratio of CION is 18.96, which is on the high side as it means it would take CION, 18.96 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of CION (18.96) is comparable to the rest of the industry.
A Debt/Equity ratio of 1.45 is on the high side and indicates that CION has dependencies on debt financing.
The Debt to Equity ratio of CION (1.45) is worse than 70.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | 18.96 | ||
| Altman-Z | 0.33 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.53 indicates that CION may have some problems paying its short term obligations.
CION has a Current ratio of 0.53. This is in the lower half of the industry: CION underperforms 77.22% of its industry peers.
CION has a Quick Ratio of 0.53. This is a bad value and indicates that CION is not financially healthy enough and could expect problems in meeting its short term obligations.
With a Quick ratio value of 0.53, CION is not doing good in the industry: 76.79% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 |
3. Growth
3.1 Past
CION shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.67%.
CION shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -7.01% yearly.
CION shows a small growth in Revenue. In the last year, the Revenue has grown by 0.57%.
Measured over the past years, CION shows a small growth in Revenue. The Revenue has been growing by 4.65% on average per year.
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
Revenue 1Y (TTM)0.57%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
3.2 Future
Based on estimates for the next years, CION will show a very negative growth in Earnings Per Share. The EPS will decrease by -14.56% on average per year.
The Revenue is expected to decrease by -10.16% on average over the next years. This is quite bad
EPS Next Y-21.16%
EPS Next 2Y-13.28%
EPS Next 3Y-14.56%
EPS Next 5YN/A
Revenue Next Year-13.92%
Revenue Next 2Y-9.71%
Revenue Next 3Y-10.16%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 5.43, which indicates a rather cheap valuation of CION.
Based on the Price/Earnings ratio, CION is valued cheaply inside the industry as 91.56% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 26.28. CION is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 7.30, the valuation of CION can be described as very cheap.
CION's Price/Forward Earnings ratio is rather cheap when compared to the industry. CION is cheaper than 86.92% of the companies in the same industry.
Compared to an average S&P500 Price/Forward Earnings ratio of 33.61, CION is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.43 | ||
| Fwd PE | 7.3 |
4.2 Price Multiples
CION's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. CION is cheaper than 74.68% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.61 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as CION's earnings are expected to decrease with -14.56% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-13.28%
EPS Next 3Y-14.56%
5. Dividend
5.1 Amount
CION has a Yearly Dividend Yield of 14.97%, which is a nice return.
CION's Dividend Yield is rather good when compared to the industry average which is at 8.47. CION pays more dividend than 89.03% of the companies in the same industry.
CION's Dividend Yield is rather good when compared to the S&P500 average which is at 2.36.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.97% |
5.2 History
The dividend of CION decreases each year by -7.50%.
CION has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-7.5%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
CION has negative earnings and hence a negative payout ratio. The dividend may be in danger.
The Dividend Rate of CION has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP-793.68%
EPS Next 2Y-13.28%
EPS Next 3Y-14.56%
9.61
-0.01 (-0.1%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners38.28%
Inst Owner Change-2.98%
Ins Owners0.46%
Ins Owner Change0.63%
Market Cap500.58M
Revenue(TTM)252.43M
Net Income(TTM)-10.31M
Analysts47.5
Price Target10.88 (13.22%)
Short Float %1.47%
Short Ratio2.71
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 14.97% |
Yearly Dividend1.67
Dividend Growth(5Y)-7.5%
DP-793.68%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-1.49%
Min EPS beat(2)-5.79%
Max EPS beat(2)2.8%
EPS beat(4)2
Avg EPS beat(4)-0.44%
Min EPS beat(4)-5.79%
Max EPS beat(4)3.2%
EPS beat(8)5
Avg EPS beat(8)9.16%
EPS beat(12)8
Avg EPS beat(12)14.32%
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)0.49%
Min Revenue beat(2)-3.98%
Max Revenue beat(2)4.96%
Revenue beat(4)3
Avg Revenue beat(4)2.1%
Min Revenue beat(4)-3.98%
Max Revenue beat(4)4.96%
Revenue beat(8)7
Avg Revenue beat(8)7.29%
Revenue beat(12)10
Avg Revenue beat(12)9.08%
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-1.54%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.3%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.34%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.48%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-0.19%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.43 | ||
| Fwd PE | 7.3 | ||
| P/S | 2.22 | ||
| P/FCF | 8.61 | ||
| P/OCF | 8.61 | ||
| P/B | 0.66 | ||
| P/tB | 0.66 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.77
EY18.42%
EPS(NY)1.32
Fwd EY13.7%
FCF(TTM)1.12
FCFY11.61%
OCF(TTM)1.12
OCFY11.61%
SpS4.34
BVpS14.56
TBVpS14.56
PEG (NY)N/A
PEG (5Y)N/A
Graham Number24.08
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.55% | ||
| ROE | -1.36% | ||
| ROCE | 4.12% | ||
| ROIC | 3.25% | ||
| ROICexc | 3.26% | ||
| ROICexgc | 3.26% | ||
| OM | 33.91% | ||
| PM (TTM) | N/A | ||
| GM | 39.16% | ||
| FCFM | 25.73% |
ROA(3y)3.06%
ROA(5y)3.03%
ROE(3y)6.88%
ROE(5y)6.43%
ROIC(3y)4%
ROIC(5y)3.85%
ROICexc(3y)4.07%
ROICexc(5y)3.91%
ROICexgc(3y)4.07%
ROICexgc(5y)3.91%
ROCE(3y)5.06%
ROCE(5y)4.88%
ROICexgc growth 3Y5.57%
ROICexgc growth 5Y0.49%
ROICexc growth 3Y5.57%
ROICexc growth 5Y0.49%
OM growth 3Y-7.11%
OM growth 5Y-2.62%
PM growth 3Y-43.77%
PM growth 5Y-12.21%
GM growth 3Y-8.4%
GM growth 5Y-1.98%
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.45 | ||
| Debt/FCF | 18.96 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.86 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.53 | ||
| Quick Ratio | 0.53 | ||
| Altman-Z | 0.33 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-1.67%
EPS 3Y-32.85%
EPS 5Y-7.01%
EPS Q2Q%85%
EPS Next Y-21.16%
EPS Next 2Y-13.28%
EPS Next 3Y-14.56%
EPS Next 5YN/A
Revenue 1Y (TTM)0.57%
Revenue growth 3Y17.08%
Revenue growth 5Y4.65%
Sales Q2Q%32.01%
Revenue Next Year-13.92%
Revenue Next 2Y-9.71%
Revenue Next 3Y-10.16%
Revenue Next 5YN/A
EBIT growth 1Y-28.51%
EBIT growth 3Y8.76%
EBIT growth 5Y1.91%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y30.01%
FCF growth 3YN/A
FCF growth 5Y-6.89%
OCF growth 1Y30.01%
OCF growth 3YN/A
OCF growth 5Y-6.89%
CION INVESTMENT CORP / CION FAQ
What is the fundamental rating for CION stock?
ChartMill assigns a fundamental rating of 2 / 10 to CION.
What is the valuation status of CION INVESTMENT CORP (CION) stock?
ChartMill assigns a valuation rating of 6 / 10 to CION INVESTMENT CORP (CION). This can be considered as Fairly Valued.
Can you provide the profitability details for CION INVESTMENT CORP?
CION INVESTMENT CORP (CION) has a profitability rating of 2 / 10.
Can you provide the PE and PB ratios for CION stock?
The Price/Earnings (PE) ratio for CION INVESTMENT CORP (CION) is 5.43 and the Price/Book (PB) ratio is 0.66.
What is the financial health of CION INVESTMENT CORP (CION) stock?
The financial health rating of CION INVESTMENT CORP (CION) is 1 / 10.