CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30 (CIMP) Stock Fundamental Analysis
USA - NYSE:CIMP - US16934Q8693
25 USD
+0.17 (+0.68%)
Overall CIMP gets a fundamental rating of 4 out of 10. We evaluated CIMP against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. While CIMP is still in line with the averages on profitability rating, there are concerns on its financial health. CIMP has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
CIMP had positive earnings in the past year.
In the past year CIMP had a positive cash flow from operations.
CIMP had positive earnings in 4 of the past 5 years.
Each year in the past 5 years CIMP had a positive operating cash flow.
1.2 Ratios
The Return On Assets of CIMP (0.71%) is better than 76.47% of its industry peers.
With a decent Return On Equity value of 4.01%, CIMP is doing good in the industry, outperforming 67.65% of the companies in the same industry.
CIMP has a better Return On Invested Capital (0.92%) than 77.94% of its industry peers.
CIMP had an Average Return On Invested Capital over the past 3 years of 1.06%. This is in line with the industry average of 1.19%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 4.01% | ||
| ROIC | 0.92% |
ROA(3y)-1.1%
ROA(5y)0.13%
ROE(3y)-5.46%
ROE(5y)0%
ROIC(3y)1.06%
ROIC(5y)1.7%
1.3 Margins
The Profit Margin of CIMP (13.57%) is better than 79.41% of its industry peers.
In the last couple of years the Profit Margin of CIMP has declined.
Looking at the Operating Margin, with a value of 19.64%, CIMP belongs to the top of the industry, outperforming 82.35% of the companies in the same industry.
CIMP's Operating Margin has declined in the last couple of years.
CIMP's Gross Margin of 32.88% is fine compared to the rest of the industry. CIMP outperforms 69.12% of its industry peers.
In the last couple of years the Gross Margin of CIMP has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.64% | ||
| PM (TTM) | 13.57% | ||
| GM | 32.88% |
OM growth 3Y-27.82%
OM growth 5Y-11.26%
PM growth 3Y-41.81%
PM growth 5Y-13.49%
GM growth 3Y-21.29%
GM growth 5Y-6.24%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CIMP is destroying value.
The number of shares outstanding for CIMP has been increased compared to 1 year ago.
The number of shares outstanding for CIMP has been increased compared to 5 years ago.
The debt/assets ratio for CIMP has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -0.48, we must say that CIMP is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -0.48, CIMP is doing worse than 63.24% of the companies in the same industry.
CIMP has a debt to FCF ratio of 97.21. This is a negative value and a sign of low solvency as CIMP would need 97.21 years to pay back of all of its debts.
CIMP has a better Debt to FCF ratio (97.21) than 63.24% of its industry peers.
A Debt/Equity ratio of 3.99 is on the high side and indicates that CIMP has dependencies on debt financing.
CIMP's Debt to Equity ratio of 3.99 is in line compared to the rest of the industry. CIMP outperforms 57.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.99 | ||
| Debt/FCF | 97.21 | ||
| Altman-Z | -0.48 |
ROIC/WACC0.18
WACC5.24%
2.3 Liquidity
A Current Ratio of 0.05 indicates that CIMP may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.05, CIMP is doing worse than 80.88% of the companies in the same industry.
A Quick Ratio of 0.05 indicates that CIMP may have some problems paying its short term obligations.
The Quick ratio of CIMP (0.05) is worse than 80.88% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.05 | ||
| Quick Ratio | 0.05 |
3. Growth
3.1 Past
CIMP shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.32%.
CIMP shows a very negative growth in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -26.31% yearly.
CIMP shows a small growth in Revenue. In the last year, the Revenue has grown by 3.20%.
CIMP shows a very negative growth in Revenue. Measured over the last years, the Revenue has been decreasing by -11.37% yearly.
EPS 1Y (TTM)1.32%
EPS 3Y-35.1%
EPS 5Y-26.31%
EPS Q2Q%5.41%
Revenue 1Y (TTM)3.2%
Revenue growth 3Y-8.39%
Revenue growth 5Y-11.37%
Sales Q2Q%-64.65%
3.2 Future
CIMP is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 20.03% yearly.
Based on estimates for the next years, CIMP will show a quite strong growth in Revenue. The Revenue will grow by 10.51% on average per year.
EPS Next Y28.44%
EPS Next 2Y26.96%
EPS Next 3Y20.03%
EPS Next 5YN/A
Revenue Next Year13.65%
Revenue Next 2Y15.78%
Revenue Next 3Y10.51%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
CIMP is valuated correctly with a Price/Earnings ratio of 16.34.
The rest of the industry has a similar Price/Earnings ratio as CIMP.
Compared to an average S&P500 Price/Earnings ratio of 26.51, CIMP is valued a bit cheaper.
With a Price/Forward Earnings ratio of 10.62, the valuation of CIMP can be described as very reasonable.
CIMP's Price/Forward Earnings is on the same level as the industry average.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.53, CIMP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.34 | ||
| Fwd PE | 10.62 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CIMP is valued cheaply inside the industry as 83.82% of the companies are valued more expensively.
The rest of the industry has a similar Price/Free Cash Flow ratio as CIMP.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 17.22 | ||
| EV/EBITDA | 58.84 |
4.3 Compensation for Growth
CIMP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
CIMP has a very decent profitability rating, which may justify a higher PE ratio.
A more expensive valuation may be justified as CIMP's earnings are expected to grow with 20.03% in the coming years.
PEG (NY)0.57
PEG (5Y)N/A
EPS Next 2Y26.96%
EPS Next 3Y20.03%
5. Dividend
5.1 Amount
CIMP has a Yearly Dividend Yield of 11.75%, which is a nice return.
Compared to an average industry Dividend Yield of 12.83, CIMP has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.38, CIMP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.75% |
5.2 History
The dividend of CIMP decreases each year by -17.33%.
CIMP is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)-17.33%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
CIMP pays out 223.91% of its income as dividend. This is not a sustainable payout ratio.
DP223.91%
EPS Next 2Y26.96%
EPS Next 3Y20.03%
CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30
NYSE:CIMP (11/3/2025, 6:30:00 PM)
25
+0.17 (+0.68%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners56.96%
Inst Owner ChangeN/A
Ins Owners1.68%
Ins Owner ChangeN/A
Market Cap2.08B
Revenue(TTM)776.19M
Net Income(TTM)105.36M
Analysts72.5
Price Target30.52 (22.08%)
Short Float %0.03%
Short Ratio0.58
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.75% |
Yearly Dividend2.77
Dividend Growth(5Y)-17.33%
DP223.91%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-15.44%
Min EPS beat(2)-15.44%
Max EPS beat(2)-15.43%
EPS beat(4)0
Avg EPS beat(4)-18.08%
Min EPS beat(4)-21.72%
Max EPS beat(4)-15.43%
EPS beat(8)0
Avg EPS beat(8)-21.24%
EPS beat(12)0
Avg EPS beat(12)-22.93%
EPS beat(16)3
Avg EPS beat(16)-15.18%
Revenue beat(2)0
Avg Revenue beat(2)-14.64%
Min Revenue beat(2)-19.49%
Max Revenue beat(2)-9.79%
Revenue beat(4)2
Avg Revenue beat(4)69.32%
Min Revenue beat(4)-19.49%
Max Revenue beat(4)162.86%
Revenue beat(8)6
Avg Revenue beat(8)107.21%
Revenue beat(12)10
Avg Revenue beat(12)98.07%
Revenue beat(16)14
Avg Revenue beat(16)86.67%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.34 | ||
| Fwd PE | 10.62 | ||
| P/S | 2.68 | ||
| P/FCF | 17.22 | ||
| P/OCF | 17.22 | ||
| P/B | 0.79 | ||
| P/tB | 0.79 | ||
| EV/EBITDA | 58.84 |
EPS(TTM)1.53
EY6.12%
EPS(NY)2.35
Fwd EY9.41%
FCF(TTM)1.45
FCFY5.81%
OCF(TTM)1.45
OCFY5.81%
SpS9.33
BVpS31.56
TBVpS31.56
PEG (NY)0.57
PEG (5Y)N/A
Graham Number32.96
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.71% | ||
| ROE | 4.01% | ||
| ROCE | 1.79% | ||
| ROIC | 0.92% | ||
| ROICexc | 0.94% | ||
| ROICexgc | 0.95% | ||
| OM | 19.64% | ||
| PM (TTM) | 13.57% | ||
| GM | 32.88% | ||
| FCFM | 15.56% |
ROA(3y)-1.1%
ROA(5y)0.13%
ROE(3y)-5.46%
ROE(5y)0%
ROIC(3y)1.06%
ROIC(5y)1.7%
ROICexc(3y)1.07%
ROICexc(5y)1.73%
ROICexgc(3y)1.08%
ROICexgc(5y)1.74%
ROCE(3y)1.76%
ROCE(5y)2.84%
ROICexgc growth 3Y-27.85%
ROICexgc growth 5Y-7.12%
ROICexc growth 3Y-27.99%
ROICexc growth 5Y-7.16%
OM growth 3Y-27.82%
OM growth 5Y-11.26%
PM growth 3Y-41.81%
PM growth 5Y-13.49%
GM growth 3Y-21.29%
GM growth 5Y-6.24%
F-Score6
Asset Turnover0.05
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.99 | ||
| Debt/FCF | 97.21 | ||
| Debt/EBITDA | 68.51 | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.31 | ||
| Cash Conversion | 79.04% | ||
| Profit Quality | 114.59% | ||
| Current Ratio | 0.05 | ||
| Quick Ratio | 0.05 | ||
| Altman-Z | -0.48 |
F-Score6
WACC5.24%
ROIC/WACC0.18
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1.32%
EPS 3Y-35.1%
EPS 5Y-26.31%
EPS Q2Q%5.41%
EPS Next Y28.44%
EPS Next 2Y26.96%
EPS Next 3Y20.03%
EPS Next 5YN/A
Revenue 1Y (TTM)3.2%
Revenue growth 3Y-8.39%
Revenue growth 5Y-11.37%
Sales Q2Q%-64.65%
Revenue Next Year13.65%
Revenue Next 2Y15.78%
Revenue Next 3Y10.51%
Revenue Next 5YN/A
EBIT growth 1Y-2.85%
EBIT growth 3Y-33.87%
EBIT growth 5Y-21.34%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-40.91%
FCF growth 3Y-26.56%
FCF growth 5Y25.89%
OCF growth 1Y-40.91%
OCF growth 3Y-26.56%
OCF growth 5Y25.89%
CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30 / CIMP FAQ
Can you provide the ChartMill fundamental rating for CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30?
ChartMill assigns a fundamental rating of 4 / 10 to CIMP.
What is the valuation status for CIMP stock?
ChartMill assigns a valuation rating of 6 / 10 to CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30 (CIMP). This can be considered as Fairly Valued.
What is the profitability of CIMP stock?
CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30 (CIMP) has a profitability rating of 6 / 10.
What are the PE and PB ratios of CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30 (CIMP) stock?
The Price/Earnings (PE) ratio for CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30 (CIMP) is 16.34 and the Price/Book (PB) ratio is 0.79.
How financially healthy is CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30?
The financial health rating of CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30 (CIMP) is 2 / 10.