CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30 (CIMP) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:CIMP - US16934Q8693
25.3 USD
+0.12 (+0.48%)
CIMP gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. CIMP has a bad profitability rating. Also its financial health evaluation is rather negative. CIMP has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year CIMP was profitable.
- In the past year CIMP has reported a negative cash flow from operations.
- CIMP had positive earnings in 4 of the past 5 years.
- CIMP had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
- The Return On Assets of CIMP (-0.20%) is worse than 67.65% of its industry peers.
- CIMP has a Return On Equity of -1.18%. This is in the lower half of the industry: CIMP underperforms 67.65% of its industry peers.
- CIMP has a better Return On Invested Capital (0.83%) than 73.53% of its industry peers.
- CIMP had an Average Return On Invested Capital over the past 3 years of 1.06%. This is in line with the industry average of 1.28%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -0.2% | ||
| ROE | -1.18% | ||
| ROIC | 0.83% |
ROA(3y)-1.1%
ROA(5y)0.13%
ROE(3y)-5.46%
ROE(5y)0%
ROIC(3y)1.06%
ROIC(5y)1.7%
1.3 Margins
- In the last couple of years the Profit Margin of CIMP has declined.
- With a decent Operating Margin value of 18.08%, CIMP is doing good in the industry, outperforming 70.59% of the companies in the same industry.
- In the last couple of years the Operating Margin of CIMP has declined.
- Looking at the Gross Margin, with a value of 33.41%, CIMP is in the better half of the industry, outperforming 69.12% of the companies in the same industry.
- CIMP's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 18.08% | ||
| PM (TTM) | N/A | ||
| GM | 33.41% |
OM growth 3Y-27.82%
OM growth 5Y-11.26%
PM growth 3Y-41.81%
PM growth 5Y-13.49%
GM growth 3Y-21.29%
GM growth 5Y-6.24%
2. Health
2.1 Basic Checks
- The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so CIMP is destroying value.
- The number of shares outstanding for CIMP has been increased compared to 1 year ago.
- CIMP has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, CIMP has an improved debt to assets ratio.
2.2 Solvency
- CIMP has an Altman-Z score of -0.45. This is a bad value and indicates that CIMP is not financially healthy and even has some risk of bankruptcy.
- CIMP has a Altman-Z score of -0.45. This is in the lower half of the industry: CIMP underperforms 61.76% of its industry peers.
- A Debt/Equity ratio of 4.27 is on the high side and indicates that CIMP has dependencies on debt financing.
- CIMP has a Debt to Equity ratio (4.27) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 4.27 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.45 |
ROIC/WACC0.16
WACC5.25%
2.3 Liquidity
- A Current Ratio of 0.12 indicates that CIMP may have some problems paying its short term obligations.
- Looking at the Current ratio, with a value of 0.12, CIMP is doing worse than 60.29% of the companies in the same industry.
- A Quick Ratio of 0.12 indicates that CIMP may have some problems paying its short term obligations.
- With a Quick ratio value of 0.12, CIMP is not doing good in the industry: 60.29% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.12 | ||
| Quick Ratio | 0.12 |
3. Growth
3.1 Past
- The Earnings Per Share has been growing slightly by 4.05% over the past year.
- Measured over the past years, CIMP shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -26.31% on average per year.
- Looking at the last year, CIMP shows a small growth in Revenue. The Revenue has grown by 5.28% in the last year.
- Measured over the past years, CIMP shows a very negative growth in Revenue. The Revenue has been decreasing by -11.37% on average per year.
EPS 1Y (TTM)4.05%
EPS 3Y-35.1%
EPS 5Y-26.31%
EPS Q2Q%2.78%
Revenue 1Y (TTM)5.28%
Revenue growth 3Y-8.39%
Revenue growth 5Y-11.37%
Sales Q2Q%-66.71%
3.2 Future
- CIMP is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 15.14% yearly.
- CIMP is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.85% yearly.
EPS Next Y22.62%
EPS Next 2Y20.63%
EPS Next 3Y15.14%
EPS Next 5YN/A
Revenue Next Year7.21%
Revenue Next 2Y14.13%
Revenue Next 3Y8.85%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- The Price/Earnings ratio is 16.43, which indicates a correct valuation of CIMP.
- CIMP's Price/Earnings ratio is in line with the industry average.
- Compared to an average S&P500 Price/Earnings ratio of 27.21, CIMP is valued a bit cheaper.
- CIMP is valuated reasonably with a Price/Forward Earnings ratio of 11.91.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CIMP is on the same level as its industry peers.
- The average S&P500 Price/Forward Earnings ratio is at 24.26. CIMP is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 16.43 | ||
| Fwd PE | 11.91 |
4.2 Price Multiples
- CIMP's Enterprise Value to EBITDA ratio is rather cheap when compared to the industry. CIMP is cheaper than 82.35% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 62.33 |
4.3 Compensation for Growth
- CIMP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- CIMP's earnings are expected to grow with 15.14% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.73
PEG (5Y)N/A
EPS Next 2Y20.63%
EPS Next 3Y15.14%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 11.48%, CIMP is a good candidate for dividend investing.
- With a Dividend Yield of 11.48, CIMP pays less dividend than the industry average, which is at 11.30. 82.35% of the companies listed in the same industry pay a better dividend than CIMP!
- Compared to an average S&P500 Dividend Yield of 1.81, CIMP pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.48% |
5.2 History
- The dividend of CIMP decreases each year by -17.33%.
- CIMP is new to the dividend game and has less than 3 years of track record.
Dividend Growth(5Y)-17.33%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
- CIMP has negative earnings and hence a negative payout ratio. The dividend may be in danger.
DP-682.63%
EPS Next 2Y20.63%
EPS Next 3Y15.14%
CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30 / CIMP FAQ
Can you provide the ChartMill fundamental rating for CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30?
ChartMill assigns a fundamental rating of 3 / 10 to CIMP.
Can you provide the valuation status for CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30?
ChartMill assigns a valuation rating of 5 / 10 to CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30 (CIMP). This can be considered as Fairly Valued.
Can you provide the profitability details for CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30?
CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30 (CIMP) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for CIMP stock?
The Price/Earnings (PE) ratio for CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30 (CIMP) is 16.43 and the Price/Book (PB) ratio is 0.82.
Can you provide the dividend sustainability for CIMP stock?
The dividend rating of CHIMERA INVESTMENT CORP - CIM 8 7/8 08/15/30 (CIMP) is 3 / 10 and the dividend payout ratio is -682.63%.