BANCOLOMBIA S.A.-SPONS ADR (CIB)
US05968L1026 - ADR
Taking everything into account, CIB scores 3 out of 10 in our fundamental rating. CIB was compared to 412 industry peers in the Banks industry. CIB may be in some trouble as it scores bad on both profitability and health. CIB is valied quite expensively at the moment, while it does show a decent growth rate. Finally CIB also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
CIB had positive earnings in each of the past 5 years.
Of the past 5 years CIB 4 years had a positive operating cash flow.
1.2 Ratios
With an excellent Return On Assets value of 1.87%, CIB belongs to the best of the industry, outperforming 94.90% of the companies in the same industry.
CIB has a Return On Equity of 16.82%. This is amongst the best in the industry. CIB outperforms 94.17% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.87% | ||
| ROE | 16.82% | ||
| ROIC | N/A |
ROA(3y)1.71%
ROA(5y)1.31%
ROE(3y)15.36%
ROE(5y)11.75%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 19.96%, CIB is not doing good in the industry: 67.48% of the companies in the same industry are doing better.
CIB's Profit Margin has improved in the last couple of years.
The Operating Margin and Gross Margin are not available for CIB so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 19.96% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y130.09%
PM growth 5Y3.49%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, CIB has about the same amount of shares outstanding.
CIB has about the same amout of shares outstanding than it did 5 years ago.
CIB has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of CIB is 2.89, which is a good value as it means it would take CIB, 2.89 years of fcf income to pay off all of its debts.
CIB has a Debt to FCF ratio of 2.89. This is comparable to the rest of the industry: CIB outperforms 46.36% of its industry peers.
A Debt/Equity ratio of 0.76 indicates that CIB is somewhat dependend on debt financing.
CIB's Debt to Equity ratio of 0.76 is on the low side compared to the rest of the industry. CIB is outperformed by 78.40% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.76 | ||
| Debt/FCF | 2.89 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
CIB shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -4.15%.
Measured over the past years, CIB shows a quite strong growth in Earnings Per Share. The EPS has been growing by 18.14% on average per year.
The Revenue has grown by 26.15% in the past year. This is a very strong growth!
CIB shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.14% yearly.
EPS 1Y (TTM)-4.15%
EPS 3Y180.91%
EPS 5Y18.14%
EPS growth Q2Q-13.92%
Revenue 1Y (TTM)26.15%
Revenue growth 3Y22.08%
Revenue growth 5Y14.14%
Revenue growth Q2Q3.95%
3.2 Future
CIB is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 1.12% yearly.
CIB is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.71% yearly.
EPS Next Y-9.23%
EPS Next 2Y-1.52%
EPS Next 3Y1.12%
EPS Next 5YN/A
Revenue Next Year-1.23%
Revenue Next 2Y1.22%
Revenue Next 3Y2.71%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-1.52%
EPS Next 3Y1.12%
5. Dividend
5.1 Amount
CIB has a Yearly Dividend Yield of 10.25%, which is a nice return.
CIB's Dividend Yield is rather good when compared to the industry average which is at 3.78. CIB pays more dividend than 100.00% of the companies in the same industry.
CIB's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.25% |
5.2 History
The dividend of CIB is nicely growing with an annual growth rate of 15.46%!
CIB has been paying a dividend for at least 10 years, so it has a reliable track record.
CIB has decreased its dividend in the last 3 years.
Dividend Growth(5Y)15.46%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
50.67% of the earnings are spent on dividend by CIB. This is a bit on the high side, but may be sustainable.
The dividend of CIB is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP50.67%
EPS Next 2Y-1.52%
EPS Next 3Y1.12%
BANCOLOMBIA S.A.-SPONS ADR
NYSE:CIB (5/3/2024, 7:04:00 PM)
After market: 33.93 0 (0%)33.93
+0.53 (+1.59%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap8.16B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.25% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)N/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.87% | ||
| ROE | 16.82% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | N/A | ||
| PM (TTM) | 19.96% | ||
| GM | N/A | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.09
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.76 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-4.15%
EPS 3Y180.91%
EPS 5Y
EPS growth Q2Q
EPS Next Y-9.23%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)26.15%
Revenue growth 3Y22.08%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y