12.8 USD
-0.07 (-0.54%)
12.8 USD
0 (0%)
Taking everything into account, CGBD scores 4 out of 10 in our fundamental rating. CGBD was compared to 238 industry peers in the Capital Markets industry. CGBD has an average financial health and profitability rating. CGBD has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- CGBD had positive earnings in the past year.
- CGBD had a negative operating cash flow in the past year.
- CGBD had positive earnings in each of the past 5 years.
- In the past 5 years CGBD always reported a positive cash flow from operatings.
1.2 Ratios
- With a Return On Assets value of 2.82%, CGBD perfoms like the industry average, outperforming 49.58% of the companies in the same industry.
- The Return On Equity of CGBD (6.06%) is comparable to the rest of the industry.
- CGBD has a Return On Invested Capital (3.22%) which is comparable to the rest of the industry.
- Measured over the past 3 years, the Average Return On Invested Capital for CGBD is below the industry average of 7.27%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROIC | 3.22% |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
1.3 Margins
- CGBD has a better Profit Margin (29.49%) than 73.11% of its industry peers.
- In the last couple of years the Profit Margin of CGBD has grown nicely.
- CGBD has a better Operating Margin (41.53%) than 75.21% of its industry peers.
- CGBD's Operating Margin has been stable in the last couple of years.
- The Gross Margin of CGBD (44.34%) is comparable to the rest of the industry.
- In the last couple of years the Gross Margin of CGBD has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% |
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
2. Health
2.1 Basic Checks
- Compared to 1 year ago, CGBD has more shares outstanding
- CGBD has less shares outstanding than it did 5 years ago.
- Compared to 1 year ago, CGBD has an improved debt to assets ratio.
2.2 Solvency
- Based on the Altman-Z score of 0.57, we must say that CGBD is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of 0.57, CGBD is in line with its industry, outperforming 41.60% of the companies in the same industry.
- A Debt/Equity ratio of 1.10 is on the high side and indicates that CGBD has dependencies on debt financing.
- CGBD's Debt to Equity ratio of 1.10 is in line compared to the rest of the industry. CGBD outperforms 44.12% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.57 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- A Current Ratio of 2.31 indicates that CGBD has no problem at all paying its short term obligations.
- CGBD has a Current ratio of 2.31. This is in the better half of the industry: CGBD outperforms 76.89% of its industry peers.
- A Quick Ratio of 2.31 indicates that CGBD has no problem at all paying its short term obligations.
- With a decent Quick ratio value of 2.31, CGBD is doing good in the industry, outperforming 76.89% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 |
3. Growth
3.1 Past
- CGBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -21.05%.
- Measured over the past 5 years, CGBD shows a small growth in Earnings Per Share. The EPS has been growing by 2.24% on average per year.
- CGBD shows a small growth in Revenue. In the last year, the Revenue has grown by 2.55%.
- Measured over the past years, CGBD shows a small growth in Revenue. The Revenue has been growing by 1.00% on average per year.
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
3.2 Future
- Based on estimates for the next years, CGBD will show a decrease in Earnings Per Share. The EPS will decrease by -7.64% on average per year.
- CGBD is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.13% yearly.
EPS Next Y-21.72%
EPS Next 2Y-12.24%
EPS Next 3Y-7.64%
EPS Next 5YN/A
Revenue Next Year11.31%
Revenue Next 2Y7.09%
Revenue Next 3Y4.13%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.76, the valuation of CGBD can be described as very cheap.
- Compared to the rest of the industry, the Price/Earnings ratio of CGBD indicates a somewhat cheap valuation: CGBD is cheaper than 78.57% of the companies listed in the same industry.
- CGBD is valuated cheaply when we compare the Price/Earnings ratio to 27.21, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 8.31, the valuation of CGBD can be described as reasonable.
- Based on the Price/Forward Earnings ratio, CGBD is valued cheaply inside the industry as 83.61% of the companies are valued more expensively.
- The average S&P500 Price/Forward Earnings ratio is at 24.26. CGBD is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.76 | ||
| Fwd PE | 8.31 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- CGBD's earnings are expected to decrease with -7.64% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)3.46
EPS Next 2Y-12.24%
EPS Next 3Y-7.64%
5. Dividend
5.1 Amount
- CGBD has a Yearly Dividend Yield of 12.43%, which is a nice return.
- CGBD's Dividend Yield is rather good when compared to the industry average which is at 6.03. CGBD pays more dividend than 83.61% of the companies in the same industry.
- CGBD's Dividend Yield is rather good when compared to the S&P500 average which is at 1.81.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.43% |
5.2 History
- The dividend of CGBD has a limited annual growth rate of 1.13%.
- CGBD has been paying a dividend for over 5 years, so it has already some track record.
- CGBD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.13%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- CGBD pays out 136.52% of its income as dividend. This is not a sustainable payout ratio.
- The Dividend Rate of CGBD has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP136.52%
EPS Next 2Y-12.24%
EPS Next 3Y-7.64%
CARLYLE SECURED LENDING INC / CGBD FAQ
What is the ChartMill fundamental rating of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CGBD.
What is the valuation status of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a valuation rating of 4 / 10 to CARLYLE SECURED LENDING INC (CGBD). This can be considered as Fairly Valued.
What is the profitability of CGBD stock?
CARLYLE SECURED LENDING INC (CGBD) has a profitability rating of 5 / 10.
Can you provide the financial health for CGBD stock?
The financial health rating of CARLYLE SECURED LENDING INC (CGBD) is 4 / 10.
Is the dividend of CARLYLE SECURED LENDING INC sustainable?
The dividend rating of CARLYLE SECURED LENDING INC (CGBD) is 5 / 10 and the dividend payout ratio is 136.52%.