12.28 USD
-0.43 (-3.38%)
Overall CGBD gets a fundamental rating of 4 out of 10. We evaluated CGBD against 235 industry peers in the Capital Markets industry. CGBD has an average financial health and profitability rating. CGBD has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
CGBD had positive earnings in the past year.
In the past year CGBD has reported a negative cash flow from operations.
In the past 5 years CGBD has always been profitable.
CGBD had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of CGBD (2.82%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 6.06%, CGBD is in line with its industry, outperforming 43.83% of the companies in the same industry.
CGBD has a Return On Invested Capital (3.22%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for CGBD is below the industry average of 7.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROIC | 3.22% |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
1.3 Margins
CGBD has a better Profit Margin (29.49%) than 75.32% of its industry peers.
In the last couple of years the Profit Margin of CGBD has grown nicely.
The Operating Margin of CGBD (41.53%) is better than 74.89% of its industry peers.
In the last couple of years the Operating Margin of CGBD has remained more or less at the same level.
CGBD has a Gross Margin of 44.34%. This is comparable to the rest of the industry: CGBD outperforms 47.23% of its industry peers.
CGBD's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% |
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
2. Health
2.1 Basic Checks
The number of shares outstanding for CGBD has been increased compared to 1 year ago.
The number of shares outstanding for CGBD has been reduced compared to 5 years ago.
Compared to 1 year ago, CGBD has an improved debt to assets ratio.
2.2 Solvency
CGBD has an Altman-Z score of 0.57. This is a bad value and indicates that CGBD is not financially healthy and even has some risk of bankruptcy.
CGBD's Altman-Z score of 0.57 is in line compared to the rest of the industry. CGBD outperforms 41.28% of its industry peers.
CGBD has a Debt/Equity ratio of 1.10. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 1.10, CGBD perfoms like the industry average, outperforming 43.83% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.57 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
CGBD has a Current Ratio of 2.31. This indicates that CGBD is financially healthy and has no problem in meeting its short term obligations.
CGBD has a better Current ratio (2.31) than 77.02% of its industry peers.
CGBD has a Quick Ratio of 2.31. This indicates that CGBD is financially healthy and has no problem in meeting its short term obligations.
With a decent Quick ratio value of 2.31, CGBD is doing good in the industry, outperforming 77.02% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 |
3. Growth
3.1 Past
CGBD shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -21.05%.
CGBD shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.24% yearly.
CGBD shows a small growth in Revenue. In the last year, the Revenue has grown by 2.55%.
The Revenue has been growing slightly by 1.00% on average over the past years.
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
3.2 Future
The Earnings Per Share is expected to decrease by -7.64% on average over the next years.
The Revenue is expected to grow by 4.13% on average over the next years.
EPS Next Y-21.56%
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
EPS Next 5YN/A
Revenue Next Year11.9%
Revenue Next 2Y8%
Revenue Next 3Y4.13%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.44, the valuation of CGBD can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of CGBD indicates a rather cheap valuation: CGBD is cheaper than 81.70% of the companies listed in the same industry.
CGBD's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 26.77.
A Price/Forward Earnings ratio of 7.90 indicates a rather cheap valuation of CGBD.
Based on the Price/Forward Earnings ratio, CGBD is valued cheaply inside the industry as 84.26% of the companies are valued more expensively.
The average S&P500 Price/Forward Earnings ratio is at 23.35. CGBD is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.44 | ||
| Fwd PE | 7.9 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
CGBD's earnings are expected to decrease with -7.64% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)3.32
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 12.75%, CGBD is a good candidate for dividend investing.
CGBD's Dividend Yield is a higher than the industry average which is at 6.65.
Compared to an average S&P500 Dividend Yield of 2.00, CGBD pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.75% |
5.2 History
The dividend of CGBD has a limited annual growth rate of 1.13%.
CGBD has been paying a dividend for over 5 years, so it has already some track record.
CGBD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.13%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
136.52% of the earnings are spent on dividend by CGBD. This is not a sustainable payout ratio.
CGBD's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP136.52%
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
NASDAQ:CGBD (12/31/2025, 10:03:44 AM)
12.28
-0.43 (-3.38%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners36.84%
Inst Owner Change-0.53%
Ins Owners0.44%
Ins Owner Change0.67%
Market Cap895.21M
Revenue(TTM)245.01M
Net Income(TTM)72.24M
Analysts72.31
Price Target13.62 (10.91%)
Short Float %0.84%
Short Ratio1.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 12.75% |
Yearly Dividend1.89
Dividend Growth(5Y)1.13%
DP136.52%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.11%
Min EPS beat(2)-5.68%
Max EPS beat(2)-2.53%
EPS beat(4)1
Avg EPS beat(4)-2.64%
Min EPS beat(4)-7.06%
Max EPS beat(4)4.72%
EPS beat(8)3
Avg EPS beat(8)-0.78%
EPS beat(12)6
Avg EPS beat(12)-0.15%
EPS beat(16)9
Avg EPS beat(16)3.56%
Revenue beat(2)0
Avg Revenue beat(2)-6.75%
Min Revenue beat(2)-10.46%
Max Revenue beat(2)-3.03%
Revenue beat(4)1
Avg Revenue beat(4)-5.25%
Min Revenue beat(4)-10.46%
Max Revenue beat(4)0.28%
Revenue beat(8)3
Avg Revenue beat(8)-3.15%
Revenue beat(12)4
Avg Revenue beat(12)-2.52%
Revenue beat(16)7
Avg Revenue beat(16)0.02%
PT rev (1m)0%
PT rev (3m)-7.56%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-6.78%
EPS NY rev (1m)-3.17%
EPS NY rev (3m)-3.17%
Revenue NQ rev (1m)-0.68%
Revenue NQ rev (3m)-2.65%
Revenue NY rev (1m)-1.35%
Revenue NY rev (3m)-1.35%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.44 | ||
| Fwd PE | 7.9 | ||
| P/S | 3.65 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.75 | ||
| P/tB | 0.75 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.65
EY13.44%
EPS(NY)1.55
Fwd EY12.66%
FCF(TTM)-2.23
FCFYN/A
OCF(TTM)-2.23
OCFYN/A
SpS3.36
BVpS16.36
TBVpS16.36
PEG (NY)N/A
PEG (5Y)3.32
Graham Number24.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROCE | 4.07% | ||
| ROIC | 3.22% | ||
| ROICexc | 3.28% | ||
| ROICexgc | 3.29% | ||
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
ROICexc(3y)4.5%
ROICexc(5y)4.2%
ROICexgc(3y)4.5%
ROICexgc(5y)4.2%
ROCE(3y)5.55%
ROCE(5y)5.14%
ROICexgc growth 3Y8.24%
ROICexgc growth 5Y2.47%
ROICexc growth 3Y8.2%
ROICexc growth 5Y2.45%
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
F-Score2
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 | ||
| Altman-Z | 0.57 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)133.13%
Profit Quality(5y)1416.45%
High Growth Momentum
Growth
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
EPS Next Y-21.56%
EPS Next 2Y-11.84%
EPS Next 3Y-7.64%
EPS Next 5YN/A
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
Revenue Next Year11.9%
Revenue Next 2Y8%
Revenue Next 3Y4.13%
Revenue Next 5YN/A
EBIT growth 1Y-6.64%
EBIT growth 3Y6.6%
EBIT growth 5Y-0.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-204.93%
FCF growth 3Y11.41%
FCF growth 5YN/A
OCF growth 1Y-204.93%
OCF growth 3Y11.41%
OCF growth 5YN/A
CARLYLE SECURED LENDING INC / CGBD FAQ
What is the ChartMill fundamental rating of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CGBD.
What is the valuation status for CGBD stock?
ChartMill assigns a valuation rating of 5 / 10 to CARLYLE SECURED LENDING INC (CGBD). This can be considered as Fairly Valued.
What is the profitability of CGBD stock?
CARLYLE SECURED LENDING INC (CGBD) has a profitability rating of 5 / 10.
How financially healthy is CARLYLE SECURED LENDING INC?
The financial health rating of CARLYLE SECURED LENDING INC (CGBD) is 4 / 10.
How sustainable is the dividend of CARLYLE SECURED LENDING INC (CGBD) stock?
The dividend rating of CARLYLE SECURED LENDING INC (CGBD) is 5 / 10 and the dividend payout ratio is 136.52%.