12.43 USD
+0.2 (+1.64%)
12.43 USD
0 (0%)
We assign a fundamental rating of 4 out of 10 to CGBD. CGBD was compared to 237 industry peers in the Capital Markets industry. CGBD has only an average score on both its financial health and profitability. CGBD has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CGBD was profitable.
In the past year CGBD has reported a negative cash flow from operations.
In the past 5 years CGBD has always been profitable.
Each year in the past 5 years CGBD had a positive operating cash flow.
1.2 Ratios
The Return On Assets of CGBD (2.82%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 6.06%, CGBD is in line with its industry, outperforming 42.62% of the companies in the same industry.
CGBD has a Return On Invested Capital (3.22%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for CGBD is below the industry average of 6.96%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROIC | 3.22% |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
1.3 Margins
CGBD has a better Profit Margin (29.49%) than 73.84% of its industry peers.
CGBD's Profit Margin has improved in the last couple of years.
CGBD has a Operating Margin of 41.53%. This is in the better half of the industry: CGBD outperforms 75.53% of its industry peers.
CGBD's Operating Margin has been stable in the last couple of years.
CGBD's Gross Margin of 44.34% is in line compared to the rest of the industry. CGBD outperforms 50.63% of its industry peers.
CGBD's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% |
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
2. Health
2.1 Basic Checks
Compared to 1 year ago, CGBD has more shares outstanding
Compared to 5 years ago, CGBD has less shares outstanding
Compared to 1 year ago, CGBD has an improved debt to assets ratio.
2.2 Solvency
CGBD has an Altman-Z score of 0.55. This is a bad value and indicates that CGBD is not financially healthy and even has some risk of bankruptcy.
CGBD's Altman-Z score of 0.55 is on the low side compared to the rest of the industry. CGBD is outperformed by 61.18% of its industry peers.
A Debt/Equity ratio of 1.10 is on the high side and indicates that CGBD has dependencies on debt financing.
CGBD's Debt to Equity ratio of 1.10 is in line compared to the rest of the industry. CGBD outperforms 44.73% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.55 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 2.31 indicates that CGBD has no problem at all paying its short term obligations.
The Current ratio of CGBD (2.31) is better than 77.22% of its industry peers.
CGBD has a Quick Ratio of 2.31. This indicates that CGBD is financially healthy and has no problem in meeting its short term obligations.
Looking at the Quick ratio, with a value of 2.31, CGBD is in the better half of the industry, outperforming 77.22% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 |
3. Growth
3.1 Past
The earnings per share for CGBD have decreased strongly by -21.05% in the last year.
CGBD shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.24% yearly.
CGBD shows a small growth in Revenue. In the last year, the Revenue has grown by 2.55%.
Measured over the past years, CGBD shows a small growth in Revenue. The Revenue has been growing by 1.00% on average per year.
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
3.2 Future
The Earnings Per Share is expected to decrease by -7.24% on average over the next years.
Based on estimates for the next years, CGBD will show a small growth in Revenue. The Revenue will grow by 5.05% on average per year.
EPS Next Y-19%
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
EPS Next 5YN/A
Revenue Next Year13.44%
Revenue Next 2Y9.5%
Revenue Next 3Y5.05%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.53, the valuation of CGBD can be described as very cheap.
84.81% of the companies in the same industry are more expensive than CGBD, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 25.98. CGBD is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 7.77 indicates a rather cheap valuation of CGBD.
Based on the Price/Forward Earnings ratio, CGBD is valued cheaper than 84.81% of the companies in the same industry.
CGBD's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 35.79.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.53 | ||
| Fwd PE | 7.77 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as CGBD's earnings are expected to decrease with -7.24% in the coming years.
PEG (NY)N/A
PEG (5Y)3.36
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
5. Dividend
5.1 Amount
CGBD has a Yearly Dividend Yield of 13.43%, which is a nice return.
Compared to an average industry Dividend Yield of 8.60, CGBD pays a better dividend. On top of this CGBD pays more dividend than 80.59% of the companies listed in the same industry.
CGBD's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.43% |
5.2 History
The dividend of CGBD has a limited annual growth rate of 1.13%.
CGBD has been paying a dividend for over 5 years, so it has already some track record.
CGBD has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)1.13%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
136.52% of the earnings are spent on dividend by CGBD. This is not a sustainable payout ratio.
The Dividend Rate of CGBD has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP136.52%
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
12.43
+0.2 (+1.64%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners36%
Inst Owner Change-0.53%
Ins Owners0.42%
Ins Owner Change0.66%
Market Cap906.15M
Revenue(TTM)245.01M
Net Income(TTM)72.24M
Analysts51.67
Price Target13.62 (9.57%)
Short Float %1.15%
Short Ratio1.39
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 13.43% |
Yearly Dividend1.89
Dividend Growth(5Y)1.13%
DP136.52%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-4.11%
Min EPS beat(2)-5.68%
Max EPS beat(2)-2.53%
EPS beat(4)1
Avg EPS beat(4)-2.64%
Min EPS beat(4)-7.06%
Max EPS beat(4)4.72%
EPS beat(8)3
Avg EPS beat(8)-0.78%
EPS beat(12)6
Avg EPS beat(12)-0.15%
EPS beat(16)9
Avg EPS beat(16)3.56%
Revenue beat(2)0
Avg Revenue beat(2)-6.75%
Min Revenue beat(2)-10.46%
Max Revenue beat(2)-3.03%
Revenue beat(4)1
Avg Revenue beat(4)-5.25%
Min Revenue beat(4)-10.46%
Max Revenue beat(4)0.28%
Revenue beat(8)3
Avg Revenue beat(8)-3.15%
Revenue beat(12)4
Avg Revenue beat(12)-2.52%
Revenue beat(16)7
Avg Revenue beat(16)0.02%
PT rev (1m)-7.56%
PT rev (3m)-7.24%
EPS NQ rev (1m)-6.78%
EPS NQ rev (3m)-7%
EPS NY rev (1m)0%
EPS NY rev (3m)-0.65%
Revenue NQ rev (1m)-1.98%
Revenue NQ rev (3m)0.85%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.72%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.53 | ||
| Fwd PE | 7.77 | ||
| P/S | 3.7 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.76 | ||
| P/tB | 0.76 | ||
| EV/EBITDA | N/A |
EPS(TTM)1.65
EY13.27%
EPS(NY)1.6
Fwd EY12.87%
FCF(TTM)-2.23
FCFYN/A
OCF(TTM)-2.23
OCFYN/A
SpS3.36
BVpS16.36
TBVpS16.36
PEG (NY)N/A
PEG (5Y)3.36
Graham Number24.64
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.82% | ||
| ROE | 6.06% | ||
| ROCE | 4.07% | ||
| ROIC | 3.22% | ||
| ROICexc | 3.28% | ||
| ROICexgc | 3.29% | ||
| OM | 41.53% | ||
| PM (TTM) | 29.49% | ||
| GM | 44.34% | ||
| FCFM | N/A |
ROA(3y)4.34%
ROA(5y)4.2%
ROE(3y)9.37%
ROE(5y)9.03%
ROIC(3y)4.38%
ROIC(5y)4.06%
ROICexc(3y)4.5%
ROICexc(5y)4.2%
ROICexgc(3y)4.5%
ROICexgc(5y)4.2%
ROCE(3y)5.55%
ROCE(5y)5.14%
ROICexgc growth 3Y8.24%
ROICexgc growth 5Y2.47%
ROICexc growth 3Y8.2%
ROICexc growth 5Y2.45%
OM growth 3Y-3.76%
OM growth 5Y-1.44%
PM growth 3Y-26.26%
PM growth 5Y5.82%
GM growth 3Y-3.2%
GM growth 5Y-0.67%
F-Score2
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.1 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.26 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 2.31 | ||
| Quick Ratio | 2.31 | ||
| Altman-Z | 0.55 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)133.13%
Profit Quality(5y)1416.45%
High Growth Momentum
Growth
EPS 1Y (TTM)-21.05%
EPS 3Y9.58%
EPS 5Y2.24%
EPS Q2Q%-22.45%
EPS Next Y-19%
EPS Next 2Y-10.56%
EPS Next 3Y-7.24%
EPS Next 5YN/A
Revenue 1Y (TTM)2.55%
Revenue growth 3Y10.75%
Revenue growth 5Y1%
Sales Q2Q%13.59%
Revenue Next Year13.44%
Revenue Next 2Y9.5%
Revenue Next 3Y5.05%
Revenue Next 5YN/A
EBIT growth 1Y-6.64%
EBIT growth 3Y6.6%
EBIT growth 5Y-0.46%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-204.93%
FCF growth 3Y11.41%
FCF growth 5YN/A
OCF growth 1Y-204.93%
OCF growth 3Y11.41%
OCF growth 5YN/A
CARLYLE SECURED LENDING INC / CGBD FAQ
What is the ChartMill fundamental rating of CARLYLE SECURED LENDING INC (CGBD) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CGBD.
What is the valuation status for CGBD stock?
ChartMill assigns a valuation rating of 5 / 10 to CARLYLE SECURED LENDING INC (CGBD). This can be considered as Fairly Valued.
What is the profitability of CGBD stock?
CARLYLE SECURED LENDING INC (CGBD) has a profitability rating of 5 / 10.
How financially healthy is CARLYLE SECURED LENDING INC?
The financial health rating of CARLYLE SECURED LENDING INC (CGBD) is 4 / 10.
How sustainable is the dividend of CARLYLE SECURED LENDING INC (CGBD) stock?
The dividend rating of CARLYLE SECURED LENDING INC (CGBD) is 5 / 10 and the dividend payout ratio is 136.52%.