CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP (CCNEP) Fundamental Analysis & Valuation
NASDAQ:CCNEP • US1261282065
Current stock price
This CCNEP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. CCNEP Profitability Analysis
1.1 Basic Checks
- CCNEP had positive earnings in the past year.
- In the past year CCNEP had a positive cash flow from operations.
- Each year in the past 5 years CCNEP has been profitable.
- Each year in the past 5 years CCNEP had a positive operating cash flow.
1.2 Ratios
- CCNEP has a Return On Assets of 0.73%. This is in the lower half of the industry: CCNEP underperforms 70.26% of its industry peers.
- CCNEP has a Return On Equity of 7.04%. This is in the lower half of the industry: CCNEP underperforms 69.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.73% | ||
| ROE | 7.04% | ||
| ROIC | N/A |
1.3 Margins
- Looking at the Profit Margin, with a value of 21.75%, CCNEP is doing worse than 66.32% of the companies in the same industry.
- CCNEP's Profit Margin has improved in the last couple of years.
- The Operating Margin and Gross Margin are not available for CCNEP so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 21.75% | ||
| GM | N/A |
2. CCNEP Health Analysis
2.1 Basic Checks
- CCNEP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- CCNEP has more shares outstanding than it did 1 year ago.
- CCNEP has more shares outstanding than it did 5 years ago.
- Compared to 1 year ago, CCNEP has a worse debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of CCNEP is 4.90, which is a neutral value as it means it would take CCNEP, 4.90 years of fcf income to pay off all of its debts.
- Looking at the Debt to FCF ratio, with a value of 4.90, CCNEP is doing worse than 68.68% of the companies in the same industry.
- CCNEP has a Debt/Equity ratio of 0.33. This is a healthy value indicating a solid balance between debt and equity.
- CCNEP's Debt to Equity ratio of 0.33 is on the low side compared to the rest of the industry. CCNEP is outperformed by 70.00% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | 4.9 | ||
| Altman-Z | N/A |
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. CCNEP Growth Analysis
3.1 Past
- CCNEP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 21.43%, which is quite impressive.
- CCNEP shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.86% yearly.
- The Revenue has grown by 24.55% in the past year. This is a very strong growth!
- The Revenue has been growing by 11.63% on average over the past years. This is quite good.
3.2 Future
- The Earnings Per Share is expected to grow by 17.06% on average over the next years. This is quite good.
- The Revenue is expected to grow by 20.93% on average over the next years. This is a very strong growth
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. CCNEP Valuation Analysis
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 8.59 indicates a reasonable valuation of CCNEP.
- Based on the Price/Earnings ratio, CCNEP is valued cheaper than 89.74% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 25.60, CCNEP is valued rather cheaply.
- The Price/Forward Earnings ratio is 6.99, which indicates a rather cheap valuation of CCNEP.
- Compared to the rest of the industry, the Price/Forward Earnings ratio of CCNEP indicates a rather cheap valuation: CCNEP is cheaper than 93.95% of the companies listed in the same industry.
- When comparing the Price/Forward Earnings ratio of CCNEP to the average of the S&P500 Index (22.84), we can say CCNEP is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.59 | ||
| Fwd PE | 6.99 |
4.2 Price Multiples
- CCNEP's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.55 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as CCNEP's earnings are expected to grow with 17.06% in the coming years.
5. CCNEP Dividend Analysis
5.1 Amount
- CCNEP has a Yearly Dividend Yield of 2.68%.
- Compared to an average industry Dividend Yield of 2.72, CCNEP has a dividend in line with its industry peers.
- CCNEP's Dividend Yield is a higher than the S&P500 average which is at 1.90.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.68% |
5.2 History
- The dividend of CCNEP has a limited annual growth rate of 3.29%.
- CCNEP has been paying a dividend for over 5 years, so it has already some track record.
- CCNEP has not decreased its dividend in the last 3 years.
5.3 Sustainability
- 36.64% of the earnings are spent on dividend by CCNEP. This is a low number and sustainable payout ratio.
- The dividend of CCNEP is growing, but earnings are growing more, so the dividend growth is sustainable.
CCNEP Fundamentals: All Metrics, Ratios and Statistics
CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP
NASDAQ:CCNEP (4/2/2026, 8:12:16 PM)
24.825
-0.07 (-0.3%)
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.68% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.59 | ||
| Fwd PE | 6.99 | ||
| P/S | 2.61 | ||
| P/FCF | 12.55 | ||
| P/OCF | 11.32 | ||
| P/B | 0.84 | ||
| P/tB | 0.98 | ||
| EV/EBITDA | N/A |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.73% | ||
| ROE | 7.04% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 21.75% | ||
| GM | N/A | ||
| FCFM | 20.78% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | 4.9 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 58.06% | ||
| Cap/Sales | 2.24% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 95.56% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP / CCNEP Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to CCNEP.
Can you provide the valuation status for CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP?
ChartMill assigns a valuation rating of 6 / 10 to CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP (CCNEP). This can be considered as Fairly Valued.
Can you provide the profitability details for CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP?
CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP (CCNEP) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for CCNEP stock?
The Price/Earnings (PE) ratio for CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP (CCNEP) is 8.59 and the Price/Book (PB) ratio is 0.84.
Can you provide the financial health for CCNEP stock?
The financial health rating of CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP (CCNEP) is 1 / 10.