CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP (CCNEP) Fundamental Analysis & Valuation
NASDAQ:CCNEP • US1261282065
Current stock price
This CCNEP fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.
1. CCNEP Profitability Analysis
1.1 Basic Checks
- CCNEP had positive earnings in the past year.
- In the past year CCNEP had a positive cash flow from operations.
- CCNEP had positive earnings in each of the past 5 years.
- Each year in the past 5 years CCNEP had a positive operating cash flow.
1.2 Ratios
- With a Return On Assets value of 0.73%, CCNEP is not doing good in the industry: 70.26% of the companies in the same industry are doing better.
- The Return On Equity of CCNEP (7.04%) is worse than 69.21% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.73% | ||
| ROE | 7.04% | ||
| ROIC | N/A |
1.3 Margins
- With a Profit Margin value of 21.75%, CCNEP is not doing good in the industry: 66.32% of the companies in the same industry are doing better.
- In the last couple of years the Profit Margin of CCNEP has grown nicely.
- CCNEP does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 21.75% | ||
| GM | N/A |
2. CCNEP Health Analysis
2.1 Basic Checks
- CCNEP does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, CCNEP has more shares outstanding
- Compared to 5 years ago, CCNEP has more shares outstanding
- Compared to 1 year ago, CCNEP has a worse debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of CCNEP is 4.90, which is a neutral value as it means it would take CCNEP, 4.90 years of fcf income to pay off all of its debts.
- With a Debt to FCF ratio value of 4.90, CCNEP is not doing good in the industry: 68.68% of the companies in the same industry are doing better.
- A Debt/Equity ratio of 0.33 indicates that CCNEP is not too dependend on debt financing.
- With a Debt to Equity ratio value of 0.33, CCNEP is not doing good in the industry: 70.00% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | 4.9 | ||
| Altman-Z | N/A |
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. CCNEP Growth Analysis
3.1 Past
- CCNEP shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 21.43%, which is quite impressive.
- CCNEP shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 2.86% yearly.
- Looking at the last year, CCNEP shows a very strong growth in Revenue. The Revenue has grown by 24.55%.
- CCNEP shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 11.63% yearly.
3.2 Future
- CCNEP is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 17.06% yearly.
- Based on estimates for the next years, CCNEP will show a very strong growth in Revenue. The Revenue will grow by 20.93% on average per year.
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. CCNEP Valuation Analysis
4.1 Price/Earnings Ratio
- CCNEP is valuated reasonably with a Price/Earnings ratio of 8.59.
- Based on the Price/Earnings ratio, CCNEP is valued cheaply inside the industry as 89.74% of the companies are valued more expensively.
- CCNEP is valuated cheaply when we compare the Price/Earnings ratio to 25.60, which is the current average of the S&P500 Index.
- A Price/Forward Earnings ratio of 6.99 indicates a rather cheap valuation of CCNEP.
- Based on the Price/Forward Earnings ratio, CCNEP is valued cheaper than 93.95% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 22.84. CCNEP is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.59 | ||
| Fwd PE | 6.99 |
4.2 Price Multiples
- The rest of the industry has a similar Price/Free Cash Flow ratio as CCNEP.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 12.55 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- CCNEP's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A more expensive valuation may be justified as CCNEP's earnings are expected to grow with 17.06% in the coming years.
5. CCNEP Dividend Analysis
5.1 Amount
- With a Yearly Dividend Yield of 2.66%, CCNEP has a reasonable but not impressive dividend return.
- CCNEP's Dividend Yield is comparable with the industry average which is at 2.66.
- Compared to an average S&P500 Dividend Yield of 1.88, CCNEP pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.66% |
5.2 History
- The dividend of CCNEP has a limited annual growth rate of 3.29%.
- CCNEP has been paying a dividend for over 5 years, so it has already some track record.
- CCNEP has not decreased its dividend in the last 3 years.
5.3 Sustainability
- CCNEP pays out 36.64% of its income as dividend. This is a sustainable payout ratio.
- The dividend of CCNEP is growing, but earnings are growing more, so the dividend growth is sustainable.
CCNEP Fundamentals: All Metrics, Ratios and Statistics
CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP
NASDAQ:CCNEP (4/2/2026, 8:12:16 PM)
24.825
-0.07 (-0.3%)
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.66% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.59 | ||
| Fwd PE | 6.99 | ||
| P/S | 2.61 | ||
| P/FCF | 12.55 | ||
| P/OCF | 11.32 | ||
| P/B | 0.84 | ||
| P/tB | 0.98 | ||
| EV/EBITDA | N/A |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.73% | ||
| ROE | 7.04% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 21.75% | ||
| GM | N/A | ||
| FCFM | 20.78% |
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.33 | ||
| Debt/FCF | 4.9 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 58.06% | ||
| Cap/Sales | 2.24% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 95.56% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP / CCNEP Fundamental Analysis FAQ
Can you provide the ChartMill fundamental rating for CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to CCNEP.
Can you provide the valuation status for CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP?
ChartMill assigns a valuation rating of 6 / 10 to CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP (CCNEP). This can be considered as Fairly Valued.
Can you provide the profitability details for CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP?
CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP (CCNEP) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for CCNEP stock?
The Price/Earnings (PE) ratio for CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP (CCNEP) is 8.59 and the Price/Book (PB) ratio is 0.84.
Can you provide the financial health for CCNEP stock?
The financial health rating of CNB FINANCIAL CORP/PA - CCNE 7 1/8 PERP (CCNEP) is 1 / 10.