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CHECHE GROUP INC (CCG) Stock Fundamental Analysis

USA - NASDAQ:CCG - KYG207071088 - Common Stock

0.9909 USD
+0.02 (+2.13%)
Last: 11/14/2025, 7:13:48 PM
1.01 USD
+0.02 (+1.93%)
After Hours: 11/14/2025, 7:13:48 PM
Fundamental Rating

2

CCG gets a fundamental rating of 2 out of 10. The analysis compared the fundamentals against 146 industry peers in the Insurance industry. The financial health of CCG is average, but there are quite some concerns on its profitability. CCG is valued expensive and it does not seem to be growing.


Dividend Valuation Growth Profitability Health

1

1. Profitability

1.1 Basic Checks

In the past year CCG has reported negative net income.
CCG had a negative operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: CCG reported negative net income in multiple years.
CCG had a negative operating cash flow in each of the past 5 years.
CCG Yearly Net Income VS EBIT VS OCF VS FCFCCG Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2019 2020 2021 2022 2023 0 -200M -400M -600M -800M

1.2 Ratios

With a Return On Assets value of -103.11%, CCG is not doing good in the industry: 96.58% of the companies in the same industry are doing better.
CCG has a worse Return On Equity (-243.73%) than 95.21% of its industry peers.
Industry RankSector Rank
ROA -103.11%
ROE -243.73%
ROIC N/A
ROA(3y)-28.71%
ROA(5y)N/A
ROE(3y)-75.24%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
CCG Yearly ROA, ROE, ROICCCG Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2019 2020 2021 2022 2023 0 -50 -100 -150 -200

1.3 Margins

CCG has a Gross Margin of 4.25%. This is amongst the best in the industry. CCG outperforms 86.30% of its industry peers.
The Profit Margin and Operating Margin are not available for CCG so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) N/A
GM 4.25%
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
CCG Yearly Profit, Operating, Gross MarginsCCG Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2019 2020 2021 2022 2023 0 -10 -20

4

2. Health

2.1 Basic Checks

CCG does not have a ROIC to compare to the WACC, probably because it is not profitable.
CCG has more shares outstanding than it did 1 year ago.
CCG has a worse debt/assets ratio than last year.
CCG Yearly Shares OutstandingCCG Yearly Shares OutstandingYearly Shares Outstanding 2020 2021 2022 2023 20M 40M 60M
CCG Yearly Total Debt VS Total AssetsCCG Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2020 2021 2022 2023 200M 400M 600M 800M

2.2 Solvency

CCG has an Altman-Z score of 0.81. This is a bad value and indicates that CCG is not financially healthy and even has some risk of bankruptcy.
CCG's Altman-Z score of 0.81 is fine compared to the rest of the industry. CCG outperforms 76.71% of its industry peers.
CCG has a Debt/Equity ratio of 0.05. This is a healthy value indicating a solid balance between debt and equity.
With an excellent Debt to Equity ratio value of 0.05, CCG belongs to the best of the industry, outperforming 82.88% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF N/A
Altman-Z 0.81
ROIC/WACCN/A
WACC7.13%
CCG Yearly LT Debt VS Equity VS FCFCCG Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2020 2021 2022 2023 0 100M 200M 300M

2.3 Liquidity

CCG has a Current Ratio of 1.56. This is a normal value and indicates that CCG is financially healthy and should not expect problems in meeting its short term obligations.
With an excellent Current ratio value of 1.56, CCG belongs to the best of the industry, outperforming 87.67% of the companies in the same industry.
A Quick Ratio of 1.56 indicates that CCG should not have too much problems paying its short term obligations.
The Quick ratio of CCG (1.56) is better than 87.67% of its industry peers.
Industry RankSector Rank
Current Ratio 1.56
Quick Ratio 1.56
CCG Yearly Current Assets VS Current LiabilitesCCG Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2020 2021 2022 2023 200M 400M 600M

3

3. Growth

3.1 Past

CCG shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -4835.29%.
EPS 1Y (TTM)-4835.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-349.79%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

CCG is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 30.53% yearly.
CCG is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 101.86% yearly.
EPS Next Y96.83%
EPS Next 2Y41.42%
EPS Next 3Y30.53%
EPS Next 5YN/A
Revenue Next Year4.77%
Revenue Next 2Y-4.43%
Revenue Next 3Y101.87%
Revenue Next 5YN/A

3.3 Evolution

CCG Yearly Revenue VS EstimatesCCG Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 2025 2026 1B 2B 3B
CCG Yearly EPS VS EstimatesCCG Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2026 0 0.1 0.2 0.3

1

4. Valuation

4.1 Price/Earnings Ratio

The Price/Earnings Ratio is negative for CCG. In the last year negative earnings were reported.
Industry RankSector Rank
PE N/A
Fwd PE N/A
CCG Price Earnings VS Forward Price EarningsCCG Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0 0 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
CCG Per share dataCCG EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 0 2 4

4.3 Compensation for Growth

CCG's earnings are expected to grow with 30.53% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y41.42%
EPS Next 3Y30.53%

0

5. Dividend

5.1 Amount

CCG does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

CHECHE GROUP INC

NASDAQ:CCG (11/14/2025, 7:13:48 PM)

After market: 1.01 +0.02 (+1.93%)

0.9909

+0.02 (+2.13%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)08-27 2025-08-27
Earnings (Next)11-24 2025-11-24
Inst Owners0.77%
Inst Owner Change0%
Ins Owners4.24%
Ins Owner Change0%
Market Cap82.88M
Revenue(TTM)3.30B
Net Income(TTM)-921.76M
Analysts80
Price Target3.06 (208.81%)
Short Float %0.36%
Short Ratio0.22
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S 0.18
P/FCF N/A
P/OCF N/A
P/B 1.56
P/tB 2.06
EV/EBITDA N/A
EPS(TTM)-1.71
EYN/A
EPS(NY)0
Fwd EYN/A
FCF(TTM)-0.05
FCFYN/A
OCF(TTM)-0.05
OCFYN/A
SpS5.56
BVpS0.64
TBVpS0.48
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA -103.11%
ROE -243.73%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) N/A
GM 4.25%
FCFM N/A
ROA(3y)-28.71%
ROA(5y)N/A
ROE(3y)-75.24%
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover3.69
Health
Industry RankSector Rank
Debt/Equity 0.05
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr 17.43%
Cap/Sales 0.02%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 1.56
Quick Ratio 1.56
Altman-Z 0.81
F-Score4
WACC7.13%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-4835.29%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%-349.79%
EPS Next Y96.83%
EPS Next 2Y41.42%
EPS Next 3Y30.53%
EPS Next 5YN/A
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next Year4.77%
Revenue Next 2Y-4.43%
Revenue Next 3Y101.87%
Revenue Next 5YN/A
EBIT growth 1Y-7661.89%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year76.89%
EBIT Next 3Y52.03%
EBIT Next 5YN/A
FCF growth 1Y-4895.28%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-4795.55%
OCF growth 3YN/A
OCF growth 5YN/A

CHECHE GROUP INC / CCG FAQ

What is the ChartMill fundamental rating of CHECHE GROUP INC (CCG) stock?

ChartMill assigns a fundamental rating of 2 / 10 to CCG.


What is the valuation status of CHECHE GROUP INC (CCG) stock?

ChartMill assigns a valuation rating of 1 / 10 to CHECHE GROUP INC (CCG). This can be considered as Overvalued.


Can you provide the profitability details for CHECHE GROUP INC?

CHECHE GROUP INC (CCG) has a profitability rating of 1 / 10.


Can you provide the financial health for CCG stock?

The financial health rating of CHECHE GROUP INC (CCG) is 4 / 10.