116.91 USD
+0.59 (+0.51%)
116.91 USD
0 (0%)
Overall CCB gets a fundamental rating of 4 out of 10. We evaluated CCB against 388 industry peers in the Banks industry. CCB may be in some trouble as it scores bad on both profitability and health. CCB shows excellent growth, but is valued quite expensive already.
1. Profitability
1.1 Basic Checks
CCB had positive earnings in the past year.
In the past year CCB had a positive cash flow from operations.
Each year in the past 5 years CCB has been profitable.
CCB had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CCB has a better Return On Assets (1.05%) than 64.69% of its industry peers.
CCB's Return On Equity of 10.04% is fine compared to the rest of the industry. CCB outperforms 63.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.05% | ||
| ROE | 10.04% | ||
| ROIC | N/A |
ROA(3y)1.19%
ROA(5y)1.09%
ROE(3y)14.03%
ROE(5y)13.26%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 8.70%, CCB is not doing good in the industry: 86.34% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of CCB has declined.
The Operating Margin and Gross Margin are not available for CCB so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 8.7% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-32.34%
PM growth 5Y-21.59%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CCB does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for CCB has been increased compared to 1 year ago.
CCB has more shares outstanding than it did 5 years ago.
The debt/assets ratio for CCB has been reduced compared to a year ago.
2.2 Solvency
CCB has a debt to FCF ratio of 0.19. This is a very positive value and a sign of high solvency as it would only need 0.19 years to pay back of all of its debts.
With an excellent Debt to FCF ratio value of 0.19, CCB belongs to the best of the industry, outperforming 86.08% of the companies in the same industry.
CCB has a Debt/Equity ratio of 0.10. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.10, CCB is doing good in the industry, outperforming 68.04% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 0.19 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC13.89%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has been growing slightly by 6.40% over the past year.
The Earnings Per Share has been growing by 24.42% on average over the past years. This is a very strong growth
CCB shows a decrease in Revenue. In the last year, the revenue decreased by -2.15%.
Measured over the past years, CCB shows a very strong growth in Revenue. The Revenue has been growing by 63.14% on average per year.
EPS 1Y (TTM)6.4%
EPS 3Y15.85%
EPS 5Y24.42%
EPS Q2Q%-9.28%
Revenue 1Y (TTM)-2.15%
Revenue growth 3Y75.51%
Revenue growth 5Y63.14%
Sales Q2Q%-4.98%
3.2 Future
Based on estimates for the next years, CCB will show a very strong growth in Earnings Per Share. The EPS will grow by 35.83% on average per year.
The Revenue is expected to grow by 10.27% on average over the next years. This is quite good.
EPS Next Y1.04%
EPS Next 2Y37.64%
EPS Next 3Y35.83%
EPS Next 5YN/A
Revenue Next Year-6.16%
Revenue Next 2Y4.95%
Revenue Next 3Y10.27%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 37.00 indicates a quite expensive valuation of CCB.
Based on the Price/Earnings ratio, CCB is valued expensively inside the industry as 86.08% of the companies are valued cheaper.
CCB is valuated rather expensively when we compare the Price/Earnings ratio to 26.57, which is the current average of the S&P500 Index.
The Price/Forward Earnings ratio is 18.99, which indicates a rather expensive current valuation of CCB.
Based on the Price/Forward Earnings ratio, CCB is valued a bit more expensive than the industry average as 77.32% of the companies are valued more cheaply.
CCB's Price/Forward Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 24.04.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37 | ||
| Fwd PE | 18.99 |
4.2 Price Multiples
85.05% of the companies in the same industry are more expensive than CCB, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.09 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
A more expensive valuation may be justified as CCB's earnings are expected to grow with 35.83% in the coming years.
PEG (NY)35.45
PEG (5Y)1.52
EPS Next 2Y37.64%
EPS Next 3Y35.83%
5. Dividend
5.1 Amount
No dividends for CCB!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
116.91
+0.59 (+0.51%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners81.89%
Inst Owner Change8.69%
Ins Owners15.4%
Ins Owner Change-2.3%
Market Cap1.77B
Revenue(TTM)548.58M
Net Income(TTM)47.72M
Analysts84.44
Price Target136.88 (17.08%)
Short Float %11.48%
Short Ratio13.21
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.41%
Min EPS beat(2)-15.86%
Max EPS beat(2)-0.97%
EPS beat(4)1
Avg EPS beat(4)-10.51%
Min EPS beat(4)-26.09%
Max EPS beat(4)0.89%
EPS beat(8)3
Avg EPS beat(8)-10.29%
EPS beat(12)5
Avg EPS beat(12)-7.6%
EPS beat(16)9
Avg EPS beat(16)-2.24%
Revenue beat(2)1
Avg Revenue beat(2)-9.76%
Min Revenue beat(2)-21.87%
Max Revenue beat(2)2.35%
Revenue beat(4)1
Avg Revenue beat(4)-9.98%
Min Revenue beat(4)-21.87%
Max Revenue beat(4)2.35%
Revenue beat(8)3
Avg Revenue beat(8)-1.3%
Revenue beat(12)5
Avg Revenue beat(12)-1.53%
Revenue beat(16)9
Avg Revenue beat(16)6.37%
PT rev (1m)2.29%
PT rev (3m)12.77%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-10.03%
EPS NY rev (1m)-0.42%
EPS NY rev (3m)-3.23%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-7.3%
Revenue NY rev (1m)-2.72%
Revenue NY rev (3m)0.95%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 37 | ||
| Fwd PE | 18.99 | ||
| P/S | 3.22 | ||
| P/FCF | 7.09 | ||
| P/OCF | 6.83 | ||
| P/B | 3.72 | ||
| P/tB | 3.72 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.16
EY2.7%
EPS(NY)6.16
Fwd EY5.27%
FCF(TTM)16.48
FCFY14.1%
OCF(TTM)17.11
OCFY14.64%
SpS36.28
BVpS31.43
TBVpS31.43
PEG (NY)35.45
PEG (5Y)1.52
Graham Number47.28
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.05% | ||
| ROE | 10.04% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 8.7% | ||
| GM | N/A | ||
| FCFM | 45.43% |
ROA(3y)1.19%
ROA(5y)1.09%
ROE(3y)14.03%
ROE(5y)13.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-32.34%
PM growth 5Y-21.59%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 0.19 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 152.54% | ||
| Cap/Sales | 1.74% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 522.25% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC13.89%
ROIC/WACCN/A
Cap/Depr(3y)214.22%
Cap/Depr(5y)240.08%
Cap/Sales(3y)1.36%
Cap/Sales(5y)2.94%
Profit Quality(3y)375.52%
Profit Quality(5y)263.99%
High Growth Momentum
Growth
EPS 1Y (TTM)6.4%
EPS 3Y15.85%
EPS 5Y24.42%
EPS Q2Q%-9.28%
EPS Next Y1.04%
EPS Next 2Y37.64%
EPS Next 3Y35.83%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.15%
Revenue growth 3Y75.51%
Revenue growth 5Y63.14%
Sales Q2Q%-4.98%
Revenue Next Year-6.16%
Revenue Next 2Y4.95%
Revenue Next 3Y10.27%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y49.04%
FCF growth 3Y109.29%
FCF growth 5Y82.16%
OCF growth 1Y51.04%
OCF growth 3Y105.7%
OCF growth 5Y80.21%
COASTAL FINANCIAL CORP/WA / CCB FAQ
What is the ChartMill fundamental rating of COASTAL FINANCIAL CORP/WA (CCB) stock?
ChartMill assigns a fundamental rating of 4 / 10 to CCB.
What is the valuation status for CCB stock?
ChartMill assigns a valuation rating of 3 / 10 to COASTAL FINANCIAL CORP/WA (CCB). This can be considered as Overvalued.
Can you provide the profitability details for COASTAL FINANCIAL CORP/WA?
COASTAL FINANCIAL CORP/WA (CCB) has a profitability rating of 3 / 10.
What is the earnings growth outlook for COASTAL FINANCIAL CORP/WA?
The Earnings per Share (EPS) of COASTAL FINANCIAL CORP/WA (CCB) is expected to grow by 1.04% in the next year.