114.18 USD
+4.45 (+4.06%)
114.18 USD
0 (0%)
Overall CCB gets a fundamental rating of 4 out of 10. We evaluated CCB against 383 industry peers in the Banks industry. CCB has a bad profitability rating. Also its financial health evaluation is rather negative. CCB shows excellent growth, but is valued quite expensive already.
1. Profitability
1.1 Basic Checks
- CCB had positive earnings in the past year.
- CCB had a positive operating cash flow in the past year.
- Each year in the past 5 years CCB has been profitable.
- In the past 5 years CCB always reported a positive cash flow from operatings.
1.2 Ratios
- CCB's Return On Assets of 1.05% is fine compared to the rest of the industry. CCB outperforms 65.01% of its industry peers.
- The Return On Equity of CCB (10.04%) is better than 63.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.05% | ||
| ROE | 10.04% | ||
| ROIC | N/A |
ROA(3y)1.19%
ROA(5y)1.09%
ROE(3y)14.03%
ROE(5y)13.26%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 8.70%, CCB is doing worse than 86.16% of the companies in the same industry.
- In the last couple of years the Profit Margin of CCB has declined.
- CCB does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 8.7% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-32.34%
PM growth 5Y-21.59%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- CCB does not have a ROIC to compare to the WACC, probably because it is not profitable.
- Compared to 1 year ago, CCB has more shares outstanding
- The number of shares outstanding for CCB has been increased compared to 5 years ago.
- CCB has a better debt/assets ratio than last year.
2.2 Solvency
- CCB has a debt to FCF ratio of 0.19. This is a very positive value and a sign of high solvency as it would only need 0.19 years to pay back of all of its debts.
- CCB has a better Debt to FCF ratio (0.19) than 86.42% of its industry peers.
- A Debt/Equity ratio of 0.10 indicates that CCB is not too dependend on debt financing.
- CCB's Debt to Equity ratio of 0.10 is fine compared to the rest of the industry. CCB outperforms 68.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 0.19 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC14.17%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- CCB shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.40%.
- Measured over the past years, CCB shows a very strong growth in Earnings Per Share. The EPS has been growing by 24.42% on average per year.
- The Revenue has decreased by -2.15% in the past year.
- CCB shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 63.14% yearly.
EPS 1Y (TTM)6.4%
EPS 3Y15.85%
EPS 5Y24.42%
EPS Q2Q%-9.28%
Revenue 1Y (TTM)-2.15%
Revenue growth 3Y75.51%
Revenue growth 5Y63.14%
Sales Q2Q%-4.98%
3.2 Future
- Based on estimates for the next years, CCB will show a very strong growth in Earnings Per Share. The EPS will grow by 35.83% on average per year.
- Based on estimates for the next years, CCB will show a quite strong growth in Revenue. The Revenue will grow by 10.27% on average per year.
EPS Next Y1.04%
EPS Next 2Y37.64%
EPS Next 3Y35.83%
EPS Next 5YN/A
Revenue Next Year-6.16%
Revenue Next 2Y4.95%
Revenue Next 3Y10.27%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
4. Valuation
4.1 Price/Earnings Ratio
- CCB is valuated quite expensively with a Price/Earnings ratio of 36.13.
- Compared to the rest of the industry, the Price/Earnings ratio of CCB indicates a rather expensive valuation: CCB more expensive than 85.64% of the companies listed in the same industry.
- CCB is valuated rather expensively when we compare the Price/Earnings ratio to 27.32, which is the current average of the S&P500 Index.
- Based on the Price/Forward Earnings ratio of 18.54, the valuation of CCB can be described as rather expensive.
- Based on the Price/Forward Earnings ratio, CCB is valued a bit more expensive than 77.02% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.30, CCB is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.13 | ||
| Fwd PE | 18.54 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of CCB indicates a rather cheap valuation: CCB is cheaper than 86.95% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.93 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CCB does not grow enough to justify the current Price/Earnings ratio.
- CCB's earnings are expected to grow with 35.83% in the coming years. This may justify a more expensive valuation.
PEG (NY)34.63
PEG (5Y)1.48
EPS Next 2Y37.64%
EPS Next 3Y35.83%
5. Dividend
5.1 Amount
- No dividends for CCB!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
114.18
+4.45 (+4.06%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)10-29 2025-10-29/bmo
Earnings (Next)01-26 2026-01-26
Inst Owners81.88%
Inst Owner Change-0.04%
Ins Owners15.43%
Ins Owner Change-3.92%
Market Cap1.73B
Revenue(TTM)548.58M
Net Income(TTM)47.72M
Analysts84.44
Price Target136.88 (19.88%)
Short Float %11.55%
Short Ratio13.41
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 0% |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.41%
Min EPS beat(2)-15.86%
Max EPS beat(2)-0.97%
EPS beat(4)1
Avg EPS beat(4)-10.51%
Min EPS beat(4)-26.09%
Max EPS beat(4)0.89%
EPS beat(8)3
Avg EPS beat(8)-10.29%
EPS beat(12)5
Avg EPS beat(12)-7.6%
EPS beat(16)9
Avg EPS beat(16)-2.24%
Revenue beat(2)1
Avg Revenue beat(2)-9.76%
Min Revenue beat(2)-21.87%
Max Revenue beat(2)2.35%
Revenue beat(4)1
Avg Revenue beat(4)-9.98%
Min Revenue beat(4)-21.87%
Max Revenue beat(4)2.35%
Revenue beat(8)3
Avg Revenue beat(8)-1.3%
Revenue beat(12)5
Avg Revenue beat(12)-1.53%
Revenue beat(16)9
Avg Revenue beat(16)6.37%
PT rev (1m)2.29%
PT rev (3m)8.93%
EPS NQ rev (1m)-1.21%
EPS NQ rev (3m)-10.53%
EPS NY rev (1m)0.06%
EPS NY rev (3m)-3.23%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-7.3%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.95%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.13 | ||
| Fwd PE | 18.54 | ||
| P/S | 3.15 | ||
| P/FCF | 6.93 | ||
| P/OCF | 6.67 | ||
| P/B | 3.63 | ||
| P/tB | 3.63 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.16
EY2.77%
EPS(NY)6.16
Fwd EY5.39%
FCF(TTM)16.48
FCFY14.43%
OCF(TTM)17.11
OCFY14.99%
SpS36.28
BVpS31.43
TBVpS31.43
PEG (NY)34.63
PEG (5Y)1.48
Graham Number47.28
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.05% | ||
| ROE | 10.04% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 8.7% | ||
| GM | N/A | ||
| FCFM | 45.43% |
ROA(3y)1.19%
ROA(5y)1.09%
ROE(3y)14.03%
ROE(5y)13.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-32.34%
PM growth 5Y-21.59%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 0.19 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 152.54% | ||
| Cap/Sales | 1.74% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 522.25% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC14.17%
ROIC/WACCN/A
Cap/Depr(3y)214.22%
Cap/Depr(5y)240.08%
Cap/Sales(3y)1.36%
Cap/Sales(5y)2.94%
Profit Quality(3y)375.52%
Profit Quality(5y)263.99%
High Growth Momentum
Growth
EPS 1Y (TTM)6.4%
EPS 3Y15.85%
EPS 5Y24.42%
EPS Q2Q%-9.28%
EPS Next Y1.04%
EPS Next 2Y37.64%
EPS Next 3Y35.83%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.15%
Revenue growth 3Y75.51%
Revenue growth 5Y63.14%
Sales Q2Q%-4.98%
Revenue Next Year-6.16%
Revenue Next 2Y4.95%
Revenue Next 3Y10.27%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y49.04%
FCF growth 3Y109.29%
FCF growth 5Y82.16%
OCF growth 1Y51.04%
OCF growth 3Y105.7%
OCF growth 5Y80.21%
COASTAL FINANCIAL CORP/WA / CCB FAQ
What is the fundamental rating for CCB stock?
ChartMill assigns a fundamental rating of 4 / 10 to CCB.
What is the valuation status of COASTAL FINANCIAL CORP/WA (CCB) stock?
ChartMill assigns a valuation rating of 3 / 10 to COASTAL FINANCIAL CORP/WA (CCB). This can be considered as Overvalued.
Can you provide the profitability details for COASTAL FINANCIAL CORP/WA?
COASTAL FINANCIAL CORP/WA (CCB) has a profitability rating of 3 / 10.
What is the financial health of COASTAL FINANCIAL CORP/WA (CCB) stock?
The financial health rating of COASTAL FINANCIAL CORP/WA (CCB) is 3 / 10.