113.81 USD
+2.46 (+2.21%)
113.81 USD
0 (0%)
Taking everything into account, CCB scores 3 out of 10 in our fundamental rating. CCB was compared to 387 industry peers in the Banks industry. CCB may be in some trouble as it scores bad on both profitability and health. CCB is valied quite expensively at the moment, while it does show a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year CCB was profitable.
In the past year CCB had a positive cash flow from operations.
In the past 5 years CCB has always been profitable.
CCB had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
CCB has a better Return On Assets (1.05%) than 65.12% of its industry peers.
The Return On Equity of CCB (10.04%) is better than 63.82% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.05% | ||
| ROE | 10.04% | ||
| ROIC | N/A |
ROA(3y)1.19%
ROA(5y)1.09%
ROE(3y)14.03%
ROE(5y)13.26%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 8.70%, CCB is doing worse than 86.82% of the companies in the same industry.
CCB's Profit Margin has declined in the last couple of years.
The Operating Margin and Gross Margin are not available for CCB so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 8.7% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-32.34%
PM growth 5Y-21.59%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
CCB does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, CCB has more shares outstanding
CCB has more shares outstanding than it did 5 years ago.
CCB has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of CCB is 0.19, which is an excellent value as it means it would take CCB, only 0.19 years of fcf income to pay off all of its debts.
CCB has a Debt to FCF ratio of 0.19. This is amongst the best in the industry. CCB outperforms 86.56% of its industry peers.
A Debt/Equity ratio of 0.10 indicates that CCB is not too dependend on debt financing.
CCB has a better Debt to Equity ratio (0.10) than 68.48% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 0.19 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC13.91%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
CCB shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 6.40%.
CCB shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 24.42% yearly.
The Revenue has decreased by -2.15% in the past year.
Measured over the past years, CCB shows a very strong growth in Revenue. The Revenue has been growing by 63.14% on average per year.
EPS 1Y (TTM)6.4%
EPS 3Y15.85%
EPS 5Y24.42%
EPS Q2Q%-9.28%
Revenue 1Y (TTM)-2.15%
Revenue growth 3Y75.51%
Revenue growth 5Y63.14%
Sales Q2Q%-4.98%
3.2 Future
Based on estimates for the next years, CCB will show a very strong growth in Earnings Per Share. The EPS will grow by 35.83% on average per year.
The Revenue is expected to grow by 3.05% on average over the next years.
EPS Next Y1.47%
EPS Next 2Y37.65%
EPS Next 3Y35.83%
EPS Next 5YN/A
Revenue Next Year-3.54%
Revenue Next 2Y9.97%
Revenue Next 3Y3.05%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
CCB is valuated quite expensively with a Price/Earnings ratio of 36.02.
CCB's Price/Earnings ratio is rather expensive when compared to the industry. CCB is more expensive than 85.79% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.11, CCB is valued a bit more expensive.
With a Price/Forward Earnings ratio of 18.48, CCB is valued on the expensive side.
CCB's Price/Forward Earnings ratio is a bit more expensive when compared to the industry. CCB is more expensive than 77.00% of the companies in the same industry.
CCB is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 36.21, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.02 | ||
| Fwd PE | 18.48 |
4.2 Price Multiples
Compared to the rest of the industry, the Price/Free Cash Flow ratio of CCB indicates a rather cheap valuation: CCB is cheaper than 86.56% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.91 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates CCB does not grow enough to justify the current Price/Earnings ratio.
CCB's earnings are expected to grow with 35.83% in the coming years. This may justify a more expensive valuation.
PEG (NY)24.46
PEG (5Y)1.47
EPS Next 2Y37.65%
EPS Next 3Y35.83%
5. Dividend
5.1 Amount
No dividends for CCB!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
113.81
+2.46 (+2.21%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners75.97%
Inst Owner Change8.72%
Ins Owners15.35%
Ins Owner Change-1.97%
Market Cap1.72B
Revenue(TTM)548.58M
Net Income(TTM)47.72M
Analysts84.44
Price Target133.82 (17.58%)
Short Float %10.91%
Short Ratio11.75
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-8.41%
Min EPS beat(2)-15.86%
Max EPS beat(2)-0.97%
EPS beat(4)1
Avg EPS beat(4)-10.51%
Min EPS beat(4)-26.09%
Max EPS beat(4)0.89%
EPS beat(8)3
Avg EPS beat(8)-10.29%
EPS beat(12)5
Avg EPS beat(12)-7.6%
EPS beat(16)9
Avg EPS beat(16)-2.24%
Revenue beat(2)1
Avg Revenue beat(2)-9.76%
Min Revenue beat(2)-21.87%
Max Revenue beat(2)2.35%
Revenue beat(4)1
Avg Revenue beat(4)-9.98%
Min Revenue beat(4)-21.87%
Max Revenue beat(4)2.35%
Revenue beat(8)3
Avg Revenue beat(8)-1.3%
Revenue beat(12)5
Avg Revenue beat(12)-1.53%
Revenue beat(16)9
Avg Revenue beat(16)6.37%
PT rev (1m)3.14%
PT rev (3m)10.25%
EPS NQ rev (1m)-9.44%
EPS NQ rev (3m)-10.03%
EPS NY rev (1m)-2.91%
EPS NY rev (3m)-2.97%
Revenue NQ rev (1m)-7.3%
Revenue NQ rev (3m)-7.3%
Revenue NY rev (1m)3.77%
Revenue NY rev (3m)3.77%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 36.02 | ||
| Fwd PE | 18.48 | ||
| P/S | 3.14 | ||
| P/FCF | 6.91 | ||
| P/OCF | 6.65 | ||
| P/B | 3.62 | ||
| P/tB | 3.62 | ||
| EV/EBITDA | N/A |
EPS(TTM)3.16
EY2.78%
EPS(NY)6.16
Fwd EY5.41%
FCF(TTM)16.48
FCFY14.48%
OCF(TTM)17.11
OCFY15.04%
SpS36.28
BVpS31.43
TBVpS31.43
PEG (NY)24.46
PEG (5Y)1.47
Graham Number47.28
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.05% | ||
| ROE | 10.04% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 8.7% | ||
| GM | N/A | ||
| FCFM | 45.43% |
ROA(3y)1.19%
ROA(5y)1.09%
ROE(3y)14.03%
ROE(5y)13.26%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-32.34%
PM growth 5Y-21.59%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.1 | ||
| Debt/FCF | 0.19 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 152.54% | ||
| Cap/Sales | 1.74% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 522.25% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC13.91%
ROIC/WACCN/A
Cap/Depr(3y)214.22%
Cap/Depr(5y)240.08%
Cap/Sales(3y)1.36%
Cap/Sales(5y)2.94%
Profit Quality(3y)375.52%
Profit Quality(5y)263.99%
High Growth Momentum
Growth
EPS 1Y (TTM)6.4%
EPS 3Y15.85%
EPS 5Y24.42%
EPS Q2Q%-9.28%
EPS Next Y1.47%
EPS Next 2Y37.65%
EPS Next 3Y35.83%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.15%
Revenue growth 3Y75.51%
Revenue growth 5Y63.14%
Sales Q2Q%-4.98%
Revenue Next Year-3.54%
Revenue Next 2Y9.97%
Revenue Next 3Y3.05%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y49.04%
FCF growth 3Y109.29%
FCF growth 5Y82.16%
OCF growth 1Y51.04%
OCF growth 3Y105.7%
OCF growth 5Y80.21%
COASTAL FINANCIAL CORP/WA / CCB FAQ
What is the ChartMill fundamental rating of COASTAL FINANCIAL CORP/WA (CCB) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CCB.
What is the valuation status for CCB stock?
ChartMill assigns a valuation rating of 3 / 10 to COASTAL FINANCIAL CORP/WA (CCB). This can be considered as Overvalued.
Can you provide the profitability details for COASTAL FINANCIAL CORP/WA?
COASTAL FINANCIAL CORP/WA (CCB) has a profitability rating of 3 / 10.
What is the earnings growth outlook for COASTAL FINANCIAL CORP/WA?
The Earnings per Share (EPS) of COASTAL FINANCIAL CORP/WA (CCB) is expected to grow by 1.47% in the next year.