CRESCENT CAPITAL BDC INC (CCAP) Stock Fundamental Analysis
USA - NASDAQ:CCAP - US2256551092 - Common Stock
14.545 USD
+0.24 (+1.71%)
We assign a fundamental rating of 3 out of 10 to CCAP. CCAP was compared to 235 industry peers in the Capital Markets industry. While CCAP is still in line with the averages on profitability rating, there are concerns on its financial health. CCAP has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year CCAP was profitable.
CCAP had a positive operating cash flow in the past year.
CCAP had positive earnings in each of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: CCAP reported negative operating cash flow in multiple years.
1.2 Ratios
With a Return On Assets value of 2.67%, CCAP perfoms like the industry average, outperforming 50.64% of the companies in the same industry.
CCAP has a Return On Equity of 6.10%. This is comparable to the rest of the industry: CCAP outperforms 40.43% of its industry peers.
Looking at the Return On Invested Capital, with a value of 3.87%, CCAP is in line with its industry, outperforming 52.34% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.67% | ||
| ROE | 6.1% | ||
| ROIC | 3.87% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
CCAP has a Profit Margin of 24.12%. This is in the better half of the industry: CCAP outperforms 62.98% of its industry peers.
CCAP's Profit Margin has declined in the last couple of years.
CCAP has a Operating Margin of 43.23%. This is in the better half of the industry: CCAP outperforms 77.45% of its industry peers.
In the last couple of years the Operating Margin of CCAP has declined.
With a Gross Margin value of 45.26%, CCAP perfoms like the industry average, outperforming 47.66% of the companies in the same industry.
In the last couple of years the Gross Margin of CCAP has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 43.23% | ||
| PM (TTM) | 24.12% | ||
| GM | 45.26% |
OM growth 3Y-4.73%
OM growth 5Y-5.04%
PM growth 3Y-25.14%
PM growth 5Y-7.39%
GM growth 3Y-5.55%
GM growth 5Y-5.93%
2. Health
2.1 Basic Checks
There is no outstanding debt for CCAP. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
CCAP has an Altman-Z score of 0.40. This is a bad value and indicates that CCAP is not financially healthy and even has some risk of bankruptcy.
CCAP has a worse Altman-Z score (0.40) than 66.38% of its industry peers.
CCAP has a debt to FCF ratio of 13.58. This is a negative value and a sign of low solvency as CCAP would need 13.58 years to pay back of all of its debts.
CCAP's Debt to FCF ratio of 13.58 is in line compared to the rest of the industry. CCAP outperforms 54.04% of its industry peers.
A Debt/Equity ratio of 1.22 is on the high side and indicates that CCAP has dependencies on debt financing.
CCAP's Debt to Equity ratio of 1.22 is on the low side compared to the rest of the industry. CCAP is outperformed by 62.55% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | 13.58 | ||
| Altman-Z | 0.4 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.61 indicates that CCAP may have some problems paying its short term obligations.
CCAP has a worse Current ratio (0.61) than 73.19% of its industry peers.
CCAP has a Quick Ratio of 0.61. This is a bad value and indicates that CCAP is not financially healthy enough and could expect problems in meeting its short term obligations.
CCAP has a worse Quick ratio (0.61) than 73.19% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.61 | ||
| Quick Ratio | 0.61 |
3. Growth
3.1 Past
CCAP shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -17.65%.
The Earnings Per Share has been growing slightly by 7.26% on average over the past years.
The Revenue has decreased by -7.22% in the past year.
CCAP shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 29.83% yearly.
EPS 1Y (TTM)-17.65%
EPS 3Y10.16%
EPS 5Y7.26%
EPS Q2Q%-22.03%
Revenue 1Y (TTM)-7.22%
Revenue growth 3Y28.05%
Revenue growth 5Y29.83%
Sales Q2Q%-12.17%
3.2 Future
The Earnings Per Share is expected to decrease by -16.40% on average over the next years. This is quite bad
Based on estimates for the next years, CCAP will show a decrease in Revenue. The Revenue will decrease by -9.44% on average per year.
EPS Next Y-26.21%
EPS Next 2Y-17.32%
EPS Next 3Y-16.4%
EPS Next 5YN/A
Revenue Next Year-14.83%
Revenue Next 2Y-10.04%
Revenue Next 3Y-9.44%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 6.93, which indicates a rather cheap valuation of CCAP.
Based on the Price/Earnings ratio, CCAP is valued cheaply inside the industry as 87.23% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 26.89, CCAP is valued rather cheaply.
CCAP is valuated reasonably with a Price/Forward Earnings ratio of 8.38.
Compared to the rest of the industry, the Price/Forward Earnings ratio of CCAP indicates a rather cheap valuation: CCAP is cheaper than 82.98% of the companies listed in the same industry.
CCAP's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.99.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.93 | ||
| Fwd PE | 8.38 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, CCAP is valued a bit cheaper than the industry average as 77.02% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.25 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
A cheap valuation may be justified as CCAP's earnings are expected to decrease with -16.40% in the coming years.
PEG (NY)N/A
PEG (5Y)0.95
EPS Next 2Y-17.32%
EPS Next 3Y-16.4%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 11.77%, CCAP is a good candidate for dividend investing.
CCAP's Dividend Yield is a higher than the industry average which is at 8.34.
CCAP's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.77% |
5.2 History
CCAP has been paying a dividend for over 5 years, so it has already some track record.
CCAP has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)N/A
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
162.76% of the earnings are spent on dividend by CCAP. This is not a sustainable payout ratio.
DP162.76%
EPS Next 2Y-17.32%
EPS Next 3Y-16.4%
NASDAQ:CCAP (10/27/2025, 3:51:07 PM)
14.545
+0.24 (+1.71%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners52.29%
Inst Owner Change0.79%
Ins Owners1.15%
Ins Owner Change0.04%
Market Cap539.04M
Revenue(TTM)183.17M
Net Income(TTM)44.18M
Analysts84.62
Price Target17.34 (19.22%)
Short Float %0.85%
Short Ratio1.2
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 11.77% |
Yearly Dividend1.9
Dividend Growth(5Y)N/A
DP162.76%
Div Incr Years4
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.71%
Min EPS beat(2)-15.91%
Max EPS beat(2)-3.5%
EPS beat(4)1
Avg EPS beat(4)-3.56%
Min EPS beat(4)-15.91%
Max EPS beat(4)9.46%
EPS beat(8)4
Avg EPS beat(8)2.4%
EPS beat(12)7
Avg EPS beat(12)2.79%
EPS beat(16)10
Avg EPS beat(16)3.02%
Revenue beat(2)0
Avg Revenue beat(2)-4.62%
Min Revenue beat(2)-8.38%
Max Revenue beat(2)-0.86%
Revenue beat(4)1
Avg Revenue beat(4)-2.26%
Min Revenue beat(4)-8.38%
Max Revenue beat(4)3.96%
Revenue beat(8)5
Avg Revenue beat(8)-0.53%
Revenue beat(12)7
Avg Revenue beat(12)0.41%
Revenue beat(16)8
Avg Revenue beat(16)0.69%
PT rev (1m)0%
PT rev (3m)-1.92%
EPS NQ rev (1m)0.7%
EPS NQ rev (3m)2.01%
EPS NY rev (1m)0.48%
EPS NY rev (3m)0.6%
Revenue NQ rev (1m)0.16%
Revenue NQ rev (3m)0.48%
Revenue NY rev (1m)0.22%
Revenue NY rev (3m)0.66%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.93 | ||
| Fwd PE | 8.38 | ||
| P/S | 2.94 | ||
| P/FCF | 8.25 | ||
| P/OCF | 8.25 | ||
| P/B | 0.74 | ||
| P/tB | 0.74 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.1
EY14.44%
EPS(NY)1.74
Fwd EY11.94%
FCF(TTM)1.76
FCFY12.12%
OCF(TTM)1.76
OCFY12.12%
SpS4.94
BVpS19.56
TBVpS19.56
PEG (NY)N/A
PEG (5Y)0.95
Graham Number30.4
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.67% | ||
| ROE | 6.1% | ||
| ROCE | 4.9% | ||
| ROIC | 3.87% | ||
| ROICexc | 3.9% | ||
| ROICexgc | 3.9% | ||
| OM | 43.23% | ||
| PM (TTM) | 24.12% | ||
| GM | 45.26% | ||
| FCFM | 35.68% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3Y-4.73%
OM growth 5Y-5.04%
PM growth 3Y-25.14%
PM growth 5Y-7.39%
GM growth 3Y-5.55%
GM growth 5Y-5.93%
F-Score4
Asset Turnover0.11
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.22 | ||
| Debt/FCF | 13.58 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.35 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 147.94% | ||
| Current Ratio | 0.61 | ||
| Quick Ratio | 0.61 | ||
| Altman-Z | 0.4 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)123.47%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-17.65%
EPS 3Y10.16%
EPS 5Y7.26%
EPS Q2Q%-22.03%
EPS Next Y-26.21%
EPS Next 2Y-17.32%
EPS Next 3Y-16.4%
EPS Next 5YN/A
Revenue 1Y (TTM)-7.22%
Revenue growth 3Y28.05%
Revenue growth 5Y29.83%
Sales Q2Q%-12.17%
Revenue Next Year-14.83%
Revenue Next 2Y-10.04%
Revenue Next 3Y-9.44%
Revenue Next 5YN/A
EBIT growth 1Y-13.05%
EBIT growth 3Y21.99%
EBIT growth 5Y23.29%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y8.71%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y8.71%
OCF growth 3YN/A
OCF growth 5YN/A
CRESCENT CAPITAL BDC INC / CCAP FAQ
What is the ChartMill fundamental rating of CRESCENT CAPITAL BDC INC (CCAP) stock?
ChartMill assigns a fundamental rating of 3 / 10 to CCAP.
What is the valuation status of CRESCENT CAPITAL BDC INC (CCAP) stock?
ChartMill assigns a valuation rating of 6 / 10 to CRESCENT CAPITAL BDC INC (CCAP). This can be considered as Fairly Valued.
What is the profitability of CCAP stock?
CRESCENT CAPITAL BDC INC (CCAP) has a profitability rating of 4 / 10.
Can you provide the financial health for CCAP stock?
The financial health rating of CRESCENT CAPITAL BDC INC (CCAP) is 1 / 10.
Can you provide the dividend sustainability for CCAP stock?
The dividend rating of CRESCENT CAPITAL BDC INC (CCAP) is 5 / 10 and the dividend payout ratio is 162.76%.