COMPOSITE ALLIANCE GROUP INC (CAG.CA) Stock Fundamental Analysis
Canada - TSX-V:CAG - CA20459W1032 - Common Stock
0.04 CAD
+0.02 (+60%)
Taking everything into account, CAG scores 2 out of 10 in our fundamental rating. CAG was compared to 81 industry peers in the Insurance industry. Both the profitability and financial health of CAG have multiple concerns. CAG does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
CAG had negative earnings in the past year.
CAG had a negative operating cash flow in the past year.
In the past 5 years CAG always reported negative net income.
The reported operating cash flow has been mixed in the past 5 years: CAG reported negative operating cash flow in multiple years.
1.2 Ratios
CAG has a Return On Assets of -2.42%. This is amonst the worse of the industry: CAG underperforms 98.75% of its industry peers.
CAG's Return On Invested Capital of 9.25% is amongst the best of the industry. CAG outperforms 98.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.42% | ||
| ROE | N/A | ||
| ROIC | 9.25% |
ROA(3y)-7.34%
ROA(5y)-10.09%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
CAG's Operating Margin of 1.74% is on the low side compared to the rest of the industry. CAG is outperformed by 98.75% of its industry peers.
The Gross Margin of CAG (72.64%) is better than 98.75% of its industry peers.
In the last couple of years the Gross Margin of CAG has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 1.74% | ||
| PM (TTM) | N/A | ||
| GM | 72.64% |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.22%
GM growth 5Y-0.64%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), CAG is creating some value.
CAG has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, CAG has about the same amount of shares outstanding.
The debt/assets ratio for CAG has been reduced compared to a year ago.
2.2 Solvency
CAG has an Altman-Z score of -0.19. This is a bad value and indicates that CAG is not financially healthy and even has some risk of bankruptcy.
CAG has a better Altman-Z score (-0.19) than 93.75% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.19 |
ROIC/WACC1.66
WACC5.57%
2.3 Liquidity
CAG has a Current Ratio of 0.83. This is a bad value and indicates that CAG is not financially healthy enough and could expect problems in meeting its short term obligations.
CAG has a Current ratio of 0.83. This is amongst the best in the industry. CAG outperforms 90.00% of its industry peers.
A Quick Ratio of 0.83 indicates that CAG may have some problems paying its short term obligations.
Looking at the Quick ratio, with a value of 0.83, CAG belongs to the top of the industry, outperforming 90.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 |
3. Growth
3.1 Past
The Earnings Per Share has grown by an impressive 74.70% over the past year.
CAG shows a strong growth in Revenue. In the last year, the Revenue has grown by 38.53%.
Measured over the past years, CAG shows a decrease in Revenue. The Revenue has been decreasing by -6.06% on average per year.
EPS 1Y (TTM)74.7%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%70.97%
Revenue 1Y (TTM)38.53%
Revenue growth 3Y22.35%
Revenue growth 5Y-6.06%
Sales Q2Q%98.74%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, CAG is valued a bit cheaper than 62.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 12 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
CAG does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
TSX-V:CAG (11/5/2025, 7:00:00 PM)
0.04
+0.02 (+60%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst OwnersN/A
Inst Owner ChangeN/A
Ins Owners44.93%
Ins Owner ChangeN/A
Market Cap4.41M
Revenue(TTM)14.81M
Net Income(TTM)-465400
Analysts0
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | 0.3 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | 12 |
EPS(TTM)0
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)-0.03
FCFYN/A
OCF(TTM)-0.03
OCFYN/A
SpS0.13
BVpS-0.05
TBVpS-0.08
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.42% | ||
| ROE | N/A | ||
| ROCE | 12.84% | ||
| ROIC | 9.25% | ||
| ROICexc | 11.62% | ||
| ROICexgc | N/A | ||
| OM | 1.74% | ||
| PM (TTM) | N/A | ||
| GM | 72.64% | ||
| FCFM | N/A |
ROA(3y)-7.34%
ROA(5y)-10.09%
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-3.22%
GM growth 5Y-0.64%
F-Score4
Asset Turnover0.77
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | N/A | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 5.12 | ||
| Cap/Depr | 76.87% | ||
| Cap/Sales | 5.48% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.83 | ||
| Quick Ratio | 0.83 | ||
| Altman-Z | -0.19 |
F-Score4
WACC5.57%
ROIC/WACC1.66
Cap/Depr(3y)176.14%
Cap/Depr(5y)120.26%
Cap/Sales(3y)12.55%
Cap/Sales(5y)9.92%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)74.7%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%70.97%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)38.53%
Revenue growth 3Y22.35%
Revenue growth 5Y-6.06%
Sales Q2Q%98.74%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y112.91%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-245.9%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-872.21%
OCF growth 3YN/A
OCF growth 5Y-40.59%
COMPOSITE ALLIANCE GROUP INC / CAG.CA FAQ
Can you provide the ChartMill fundamental rating for COMPOSITE ALLIANCE GROUP INC?
ChartMill assigns a fundamental rating of 2 / 10 to CAG.CA.
Can you provide the valuation status for COMPOSITE ALLIANCE GROUP INC?
ChartMill assigns a valuation rating of 1 / 10 to COMPOSITE ALLIANCE GROUP INC (CAG.CA). This can be considered as Overvalued.
What is the profitability of CAG stock?
COMPOSITE ALLIANCE GROUP INC (CAG.CA) has a profitability rating of 2 / 10.
Can you provide the financial health for CAG stock?
The financial health rating of COMPOSITE ALLIANCE GROUP INC (CAG.CA) is 3 / 10.