CADENCE BANK (CADE) Stock Fundamental Analysis
USA • New York Stock Exchange • NYSE:CADE • US12740C1036
42.11 USD
-0.71 (-1.66%)
At close: Jan 30, 2026
42.11 USD
0 (0%)
After Hours: 1/30/2026, 8:04:00 PM
Taking everything into account, CADE scores 3 out of 10 in our fundamental rating. CADE was compared to 383 industry peers in the Banks industry. CADE has a bad profitability rating. Also its financial health evaluation is rather negative. CADE has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
- In the past year CADE was profitable.
- CADE had positive earnings in each of the past 5 years.
- Of the past 5 years CADE 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 1.11%, CADE is in the better half of the industry, outperforming 71.54% of the companies in the same industry.
- CADE has a Return On Equity (9.27%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 1.11% | ||
| ROE | 9.27% | ||
| ROIC | N/A |
ROA(3y)1.1%
ROA(5y)0.92%
ROE(3y)9.6%
ROE(5y)8.58%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- The Profit Margin of CADE (26.91%) is better than 65.27% of its industry peers.
- In the last couple of years the Profit Margin of CADE has grown nicely.
- CADE does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 26.91% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y3.04%
PM growth 5Y4.81%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- CADE does not have a ROIC to compare to the WACC, probably because it is not profitable.
- CADE has more shares outstanding than it did 1 year ago.
- CADE has more shares outstanding than it did 5 years ago.
- CADE has a worse debt/assets ratio than last year.
2.2 Solvency
- A Debt/Equity ratio of 0.14 indicates that CADE is not too dependend on debt financing.
- CADE has a Debt to Equity ratio (0.14) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.14 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC15.42%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 13.14% over the past year.
- Measured over the past 5 years, CADE shows a small growth in Earnings Per Share. The EPS has been growing by 7.49% on average per year.
- CADE shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 9.92%.
- CADE shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 13.91% yearly.
EPS 1Y (TTM)13.14%
EPS 3Y8.01%
EPS 5Y7.49%
EPS Q2Q%21.43%
Revenue 1Y (TTM)9.92%
Revenue growth 3Y2.23%
Revenue growth 5Y13.91%
Sales Q2Q%17.24%
3.2 Future
- Based on estimates for the next years, CADE will show a quite strong growth in Earnings Per Share. The EPS will grow by 11.51% on average per year.
- Based on estimates for the next years, CADE will show a small growth in Revenue. The Revenue will grow by 7.59% on average per year.
EPS Next Y13.3%
EPS Next 2Y11.51%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year10.19%
Revenue Next 2Y7.59%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 13.58 indicates a correct valuation of CADE.
- Compared to the rest of the industry, the Price/Earnings ratio of CADE is on the same level as its industry peers.
- The average S&P500 Price/Earnings ratio is at 28.32. CADE is valued rather cheaply when compared to this.
- A Price/Forward Earnings ratio of 11.99 indicates a reasonable valuation of CADE.
- The rest of the industry has a similar Price/Forward Earnings ratio as CADE.
- When comparing the Price/Forward Earnings ratio of CADE to the average of the S&P500 Index (25.57), we can say CADE is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.58 | ||
| Fwd PE | 11.99 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
PEG (NY)1.02
PEG (5Y)1.81
EPS Next 2Y11.51%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- CADE has a Yearly Dividend Yield of 2.57%.
- CADE's Dividend Yield is comparable with the industry average which is at 2.67.
- Compared to an average S&P500 Dividend Yield of 1.83, CADE pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.57% |
5.2 History
- The dividend of CADE is nicely growing with an annual growth rate of 8.11%!
- CADE has paid a dividend for at least 10 years, which is a reliable track record.
- CADE has decreased its dividend in the last 3 years.
Dividend Growth(5Y)8.11%
Div Incr Years2
Div Non Decr Years2
5.3 Sustainability
- CADE's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP0%
EPS Next 2Y11.51%
EPS Next 3YN/A
CADENCE BANK / CADE FAQ
What is the fundamental rating for CADE stock?
ChartMill assigns a fundamental rating of 3 / 10 to CADE.
Can you provide the valuation status for CADENCE BANK?
ChartMill assigns a valuation rating of 4 / 10 to CADENCE BANK (CADE). This can be considered as Fairly Valued.
How profitable is CADENCE BANK (CADE) stock?
CADENCE BANK (CADE) has a profitability rating of 3 / 10.
How financially healthy is CADENCE BANK?
The financial health rating of CADENCE BANK (CADE) is 1 / 10.
What is the expected EPS growth for CADENCE BANK (CADE) stock?
The Earnings per Share (EPS) of CADENCE BANK (CADE) is expected to grow by 13.3% in the next year.