CAIRN HOMES PLC (C5H.I) Stock Fundamental Analysis
DUB:C5H - Euronext Dublin - IE00BWY4ZF18 - Common Stock - Currency: EUR
Taking everything into account, C5H scores 7 out of 10 in our fundamental rating. C5H was compared to 32 industry peers in the Household Durables industry. C5H has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. C5H has a decent growth rate and is not valued too expensively. These ratings would make C5H suitable for quality investing!
1. Profitability
1.1 Basic Checks
C5H had positive earnings in the past year.
In the past year C5H had a positive cash flow from operations.
In the past 5 years C5H has always been profitable.
C5H had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
The Return On Assets of C5H (10.68%) is better than 93.75% of its industry peers.
The Return On Equity of C5H (15.11%) is better than 78.13% of its industry peers.
C5H's Return On Invested Capital of 13.73% is amongst the best of the industry. C5H outperforms 81.25% of its industry peers.
C5H had an Average Return On Invested Capital over the past 3 years of 11.22%. This is below the industry average of 14.79%.
The last Return On Invested Capital (13.73%) for C5H is above the 3 year average (11.22%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.68% | ||
| ROE | 15.11% | ||
| ROIC | 13.73% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
1.3 Margins
C5H's Profit Margin of 13.32% is amongst the best of the industry. C5H outperforms 93.75% of its industry peers.
C5H's Profit Margin has improved in the last couple of years.
With an excellent Operating Margin value of 17.45%, C5H belongs to the best of the industry, outperforming 93.75% of the companies in the same industry.
C5H's Operating Margin has improved in the last couple of years.
With a Gross Margin value of 21.74%, C5H is not doing good in the industry: 78.13% of the companies in the same industry are doing better.
C5H's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.45% | ||
| PM (TTM) | 13.32% | ||
| GM | 21.74% |
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is well above the Cost of Capital (WACC), so C5H is creating value.
The number of shares outstanding for C5H has been reduced compared to 1 year ago.
The number of shares outstanding for C5H has been reduced compared to 5 years ago.
The debt/assets ratio for C5H is higher compared to a year ago.
2.2 Solvency
C5H has an Altman-Z score of 5.62. This indicates that C5H is financially healthy and has little risk of bankruptcy at the moment.
C5H has a better Altman-Z score (5.62) than 96.88% of its industry peers.
The Debt to FCF ratio of C5H is 1.45, which is an excellent value as it means it would take C5H, only 1.45 years of fcf income to pay off all of its debts.
With an excellent Debt to FCF ratio value of 1.45, C5H belongs to the best of the industry, outperforming 84.38% of the companies in the same industry.
C5H has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
With a decent Debt to Equity ratio value of 0.23, C5H is doing good in the industry, outperforming 78.13% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.45 | ||
| Altman-Z | 5.62 |
ROIC/WACC1.81
WACC7.6%
2.3 Liquidity
C5H has a Current Ratio of 7.53. This indicates that C5H is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 7.53, C5H belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
C5H has a Quick Ratio of 1.31. This is a normal value and indicates that C5H is financially healthy and should not expect problems in meeting its short term obligations.
C5H's Quick ratio of 1.31 is amongst the best of the industry. C5H outperforms 87.50% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.53 | ||
| Quick Ratio | 1.31 |
3. Growth
3.1 Past
C5H shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 40.71%, which is quite impressive.
C5H shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.48% yearly.
C5H shows a strong growth in Revenue. In the last year, the Revenue has grown by 28.95%.
Measured over the past years, C5H shows a quite strong growth in Revenue. The Revenue has been growing by 14.59% on average per year.
EPS 1Y (TTM)40.71%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%9.87%
Revenue 1Y (TTM)28.95%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%10.39%
3.2 Future
C5H is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.92% yearly.
Based on estimates for the next years, C5H will show a small growth in Revenue. The Revenue will grow by 6.20% on average per year.
EPS Next Y11.29%
EPS Next 2Y8.7%
EPS Next 3Y6.92%
EPS Next 5YN/A
Revenue Next Year10.74%
Revenue Next 2Y7.83%
Revenue Next 3Y6.2%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 11.94, the valuation of C5H can be described as reasonable.
The rest of the industry has a similar Price/Earnings ratio as C5H.
The average S&P500 Price/Earnings ratio is at 26.34. C5H is valued rather cheaply when compared to this.
C5H is valuated reasonably with a Price/Forward Earnings ratio of 10.42.
The rest of the industry has a similar Price/Forward Earnings ratio as C5H.
C5H's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.19.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.94 | ||
| Fwd PE | 10.42 |
4.2 Price Multiples
71.88% of the companies in the same industry are cheaper than C5H, based on the Enterprise Value to EBITDA ratio.
Based on the Price/Free Cash Flow ratio, C5H is valued a bit cheaper than 65.63% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.33 | ||
| EV/EBITDA | 10 |
4.3 Compensation for Growth
C5H's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The excellent profitability rating of C5H may justify a higher PE ratio.
PEG (NY)1.06
PEG (5Y)0.58
EPS Next 2Y8.7%
EPS Next 3Y6.92%
5. Dividend
5.1 Amount
C5H has a Yearly Dividend Yield of 3.64%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 4.50, C5H pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.40, C5H pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.64% |
5.2 History
On average, the dividend of C5H grows each year by 23.30%, which is quite nice.
Dividend Growth(5Y)23.3%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
39.03% of the earnings are spent on dividend by C5H. This is a low number and sustainable payout ratio.
The dividend of C5H is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP39.03%
EPS Next 2Y8.7%
EPS Next 3Y6.92%
DUB:C5H (6/19/2025, 12:45:24 PM)
2.15
-0.04 (-1.6%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners77.29%
Inst Owner ChangeN/A
Ins Owners3.77%
Ins Owner ChangeN/A
Market Cap1.34B
Analysts83.64
Price Target2.56 (19.07%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.64% |
Yearly Dividend0.07
Dividend Growth(5Y)23.3%
DP39.03%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)4.15%
PT rev (3m)0.32%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.71%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.94 | ||
| Fwd PE | 10.42 | ||
| P/S | 1.56 | ||
| P/FCF | 10.33 | ||
| P/OCF | 9.99 | ||
| P/B | 1.77 | ||
| P/tB | 1.78 | ||
| EV/EBITDA | 10 |
EPS(TTM)0.18
EY8.37%
EPS(NY)0.21
Fwd EY9.6%
FCF(TTM)0.21
FCFY9.68%
OCF(TTM)0.22
OCFY10.01%
SpS1.37
BVpS1.21
TBVpS1.2
PEG (NY)1.06
PEG (5Y)0.58
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.68% | ||
| ROE | 15.11% | ||
| ROCE | 16.07% | ||
| ROIC | 13.73% | ||
| ROICexc | 14.15% | ||
| ROICexgc | 14.22% | ||
| OM | 17.45% | ||
| PM (TTM) | 13.32% | ||
| GM | 21.74% | ||
| FCFM | 15.15% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
ROICexc(3y)11.53%
ROICexc(5y)8.59%
ROICexgc(3y)11.58%
ROICexgc(5y)8.63%
ROCE(3y)13.13%
ROCE(5y)9.75%
ROICexcg growth 3Y32.35%
ROICexcg growth 5Y16.05%
ROICexc growth 3Y32.21%
ROICexc growth 5Y15.96%
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
F-Score6
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.45 | ||
| Debt/EBITDA | 1.13 | ||
| Cap/Depr | 161.25% | ||
| Cap/Sales | 0.51% | ||
| Interest Coverage | 10.07 | ||
| Cash Conversion | 88.17% | ||
| Profit Quality | 113.69% | ||
| Current Ratio | 7.53 | ||
| Quick Ratio | 1.31 | ||
| Altman-Z | 5.62 |
F-Score6
WACC7.6%
ROIC/WACC1.81
Cap/Depr(3y)261.68%
Cap/Depr(5y)199.51%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.56%
Profit Quality(3y)113.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)40.71%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%9.87%
EPS Next Y11.29%
EPS Next 2Y8.7%
EPS Next 3Y6.92%
EPS Next 5YN/A
Revenue 1Y (TTM)28.95%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%10.39%
Revenue Next Year10.74%
Revenue Next 2Y7.83%
Revenue Next 3Y6.2%
Revenue Next 5YN/A
EBIT growth 1Y32.29%
EBIT growth 3Y36.95%
EBIT growth 5Y17.14%
EBIT Next Year9.34%
EBIT Next 3Y5.93%
EBIT Next 5YN/A
FCF growth 1Y26.55%
FCF growth 3Y14.39%
FCF growth 5Y5.88%
OCF growth 1Y25.83%
OCF growth 3Y15.01%
OCF growth 5Y6.31%