CAIRN HOMES PLC (C5H.I) Stock Fundamental Analysis
DUB:C5H - IE00BWY4ZF18 - Common Stock
2.175 EUR
+0.01 (+0.46%)
Taking everything into account, C5H scores 6 out of 10 in our fundamental rating. C5H was compared to 35 industry peers in the Household Durables industry. While C5H belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. C5H has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
In the past year C5H was profitable.
In the past year C5H has reported a negative cash flow from operations.
C5H had positive earnings in each of the past 5 years.
Of the past 5 years C5H 4 years had a positive operating cash flow.
1.2 Ratios
C5H has a Return On Assets of 7.73%. This is in the better half of the industry: C5H outperforms 80.00% of its industry peers.
The Return On Equity of C5H (13.01%) is better than 71.43% of its industry peers.
Looking at the Return On Invested Capital, with a value of 10.12%, C5H is in the better half of the industry, outperforming 71.43% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for C5H is in line with the industry average of 10.55%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.73% | ||
| ROE | 13.01% | ||
| ROIC | 10.12% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
1.3 Margins
C5H has a Profit Margin of 12.77%. This is amongst the best in the industry. C5H outperforms 94.29% of its industry peers.
C5H's Profit Margin has improved in the last couple of years.
The Operating Margin of C5H (16.87%) is better than 94.29% of its industry peers.
In the last couple of years the Operating Margin of C5H has grown nicely.
C5H has a Gross Margin of 21.81%. This is in the lower half of the industry: C5H underperforms 74.29% of its industry peers.
C5H's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 16.87% | ||
| PM (TTM) | 12.77% | ||
| GM | 21.81% |
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
2. Health
2.1 Basic Checks
C5H has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, C5H has less shares outstanding
The number of shares outstanding for C5H has been reduced compared to 5 years ago.
Compared to 1 year ago, C5H has a worse debt to assets ratio.
2.2 Solvency
An Altman-Z score of 4.14 indicates that C5H is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 4.14, C5H belongs to the top of the industry, outperforming 82.86% of the companies in the same industry.
C5H has a Debt/Equity ratio of 0.45. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of C5H (0.45) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 4.14 |
ROIC/WACC1.36
WACC7.42%
2.3 Liquidity
C5H has a Current Ratio of 7.09. This indicates that C5H is financially healthy and has no problem in meeting its short term obligations.
C5H has a Current ratio of 7.09. This is amongst the best in the industry. C5H outperforms 97.14% of its industry peers.
A Quick Ratio of 1.28 indicates that C5H should not have too much problems paying its short term obligations.
With a decent Quick ratio value of 1.28, C5H is doing good in the industry, outperforming 80.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.09 | ||
| Quick Ratio | 1.28 |
3. Growth
3.1 Past
C5H shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.00%.
The Earnings Per Share has been growing by 20.48% on average over the past years. This is a very strong growth
Looking at the last year, C5H shows a decrease in Revenue. The Revenue has decreased by -4.33% in the last year.
Measured over the past years, C5H shows a quite strong growth in Revenue. The Revenue has been growing by 14.59% on average per year.
EPS 1Y (TTM)-7%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%-29.5%
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%
3.2 Future
C5H is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.67% yearly.
The Revenue is expected to grow by 6.07% on average over the next years.
EPS Next Y11.67%
EPS Next 2Y11.06%
EPS Next 3Y8.67%
EPS Next 5YN/A
Revenue Next Year10.74%
Revenue Next 2Y7.73%
Revenue Next 3Y6.07%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
C5H is valuated correctly with a Price/Earnings ratio of 13.59.
The rest of the industry has a similar Price/Earnings ratio as C5H.
The average S&P500 Price/Earnings ratio is at 27.06. C5H is valued slightly cheaper when compared to this.
The Price/Forward Earnings ratio is 9.51, which indicates a very decent valuation of C5H.
C5H's Price/Forward Earnings ratio is a bit cheaper when compared to the industry. C5H is cheaper than 68.57% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 22.69. C5H is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.59 | ||
| Fwd PE | 9.51 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of C5H indicates a slightly more expensive valuation: C5H is more expensive than 62.86% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 12.49 |
4.3 Compensation for Growth
C5H's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
The decent profitability rating of C5H may justify a higher PE ratio.
PEG (NY)1.17
PEG (5Y)0.66
EPS Next 2Y11.06%
EPS Next 3Y8.67%
5. Dividend
5.1 Amount
C5H has a Yearly Dividend Yield of 3.93%.
C5H's Dividend Yield is a higher than the industry average which is at 4.50.
Compared to an average S&P500 Dividend Yield of 2.41, C5H pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.93% |
5.2 History
The dividend of C5H is nicely growing with an annual growth rate of 23.30%!
Dividend Growth(5Y)23.3%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
C5H pays out 51.93% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of C5H is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP51.93%
EPS Next 2Y11.06%
EPS Next 3Y8.67%
DUB:C5H (9/5/2025, 7:00:00 PM)
2.175
+0.01 (+0.46%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners77.29%
Inst Owner ChangeN/A
Ins Owners3.77%
Ins Owner ChangeN/A
Market Cap1.36B
Analysts83.64
Price Target2.49 (14.48%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.93% |
Yearly Dividend0.07
Dividend Growth(5Y)23.3%
DP51.93%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.53%
PT rev (3m)-2.46%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0.33%
EPS NY rev (3m)0.33%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 13.59 | ||
| Fwd PE | 9.51 | ||
| P/S | 1.75 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.78 | ||
| P/tB | 1.79 | ||
| EV/EBITDA | 12.49 |
EPS(TTM)0.16
EY7.36%
EPS(NY)0.23
Fwd EY10.51%
FCF(TTM)-0.06
FCFYN/A
OCF(TTM)-0.05
OCFYN/A
SpS1.24
BVpS1.22
TBVpS1.21
PEG (NY)1.17
PEG (5Y)0.66
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.73% | ||
| ROE | 13.01% | ||
| ROCE | 11.85% | ||
| ROIC | 10.12% | ||
| ROICexc | 10.54% | ||
| ROICexgc | 10.58% | ||
| OM | 16.87% | ||
| PM (TTM) | 12.77% | ||
| GM | 21.81% | ||
| FCFM | N/A |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
ROICexc(3y)11.53%
ROICexc(5y)8.59%
ROICexgc(3y)11.58%
ROICexgc(5y)8.63%
ROCE(3y)13.13%
ROCE(5y)9.75%
ROICexcg growth 3Y32.35%
ROICexcg growth 5Y16.05%
ROICexc growth 3Y32.21%
ROICexc growth 5Y15.96%
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
F-Score2
Asset Turnover0.61
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 2.55 | ||
| Cap/Depr | 127.6% | ||
| Cap/Sales | 0.45% | ||
| Interest Coverage | 11.65 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 7.09 | ||
| Quick Ratio | 1.28 | ||
| Altman-Z | 4.14 |
F-Score2
WACC7.42%
ROIC/WACC1.36
Cap/Depr(3y)261.68%
Cap/Depr(5y)199.51%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.56%
Profit Quality(3y)113.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%-29.5%
EPS Next Y11.67%
EPS Next 2Y11.06%
EPS Next 3Y8.67%
EPS Next 5YN/A
Revenue 1Y (TTM)-4.33%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%-22.31%
Revenue Next Year10.74%
Revenue Next 2Y7.73%
Revenue Next 3Y6.07%
Revenue Next 5YN/A
EBIT growth 1Y-9.57%
EBIT growth 3Y36.95%
EBIT growth 5Y17.14%
EBIT Next Year9.34%
EBIT Next 3Y5.93%
EBIT Next 5YN/A
FCF growth 1Y-144.37%
FCF growth 3Y14.39%
FCF growth 5Y5.88%
OCF growth 1Y-137.25%
OCF growth 3Y15.01%
OCF growth 5Y6.31%