CAIRN HOMES PLC (C5H.I) Stock Fundamental Analysis
DUB:C5H - Euronext Dublin - IE00BWY4ZF18 - Common Stock - Currency: EUR
Taking everything into account, C5H scores 7 out of 10 in our fundamental rating. C5H was compared to 34 industry peers in the Household Durables industry. C5H has outstanding health and profitabily ratings, belonging to the best of the industry. This is a solid base for any company. C5H has a correct valuation and a medium growth rate. This makes C5H very considerable for quality investing!
1. Profitability
1.1 Basic Checks
In the past year C5H was profitable.
C5H had a positive operating cash flow in the past year.
Each year in the past 5 years C5H has been profitable.
Of the past 5 years C5H 4 years had a positive operating cash flow.
1.2 Ratios
The Return On Assets of C5H (10.68%) is better than 91.18% of its industry peers.
With a decent Return On Equity value of 15.11%, C5H is doing good in the industry, outperforming 76.47% of the companies in the same industry.
C5H has a better Return On Invested Capital (13.73%) than 79.41% of its industry peers.
The Average Return On Invested Capital over the past 3 years for C5H is significantly below the industry average of 16.86%.
The last Return On Invested Capital (13.73%) for C5H is above the 3 year average (11.22%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.68% | ||
| ROE | 15.11% | ||
| ROIC | 13.73% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
1.3 Margins
C5H has a better Profit Margin (13.32%) than 91.18% of its industry peers.
C5H's Profit Margin has improved in the last couple of years.
The Operating Margin of C5H (17.45%) is better than 91.18% of its industry peers.
In the last couple of years the Operating Margin of C5H has grown nicely.
C5H has a worse Gross Margin (21.74%) than 79.41% of its industry peers.
C5H's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 17.45% | ||
| PM (TTM) | 13.32% | ||
| GM | 21.74% |
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
2. Health
2.1 Basic Checks
C5H has a Return on Invested Capital (ROIC), which is well above the Cost of Capital (WACC), which means it is creating value.
C5H has less shares outstanding than it did 1 year ago.
The number of shares outstanding for C5H has been reduced compared to 5 years ago.
C5H has a worse debt/assets ratio than last year.
2.2 Solvency
An Altman-Z score of 5.56 indicates that C5H is not in any danger for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 5.56, C5H belongs to the top of the industry, outperforming 94.12% of the companies in the same industry.
C5H has a debt to FCF ratio of 1.45. This is a very positive value and a sign of high solvency as it would only need 1.45 years to pay back of all of its debts.
C5H has a better Debt to FCF ratio (1.45) than 85.29% of its industry peers.
C5H has a Debt/Equity ratio of 0.23. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of C5H (0.23) is better than 70.59% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.45 | ||
| Altman-Z | 5.56 |
ROIC/WACC1.81
WACC7.59%
2.3 Liquidity
C5H has a Current Ratio of 7.53. This indicates that C5H is financially healthy and has no problem in meeting its short term obligations.
With an excellent Current ratio value of 7.53, C5H belongs to the best of the industry, outperforming 100.00% of the companies in the same industry.
C5H has a Quick Ratio of 1.31. This is a normal value and indicates that C5H is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Quick ratio value of 1.31, C5H is doing good in the industry, outperforming 76.47% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 7.53 | ||
| Quick Ratio | 1.31 |
3. Growth
3.1 Past
C5H shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 40.71%, which is quite impressive.
C5H shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 20.48% yearly.
C5H shows a strong growth in Revenue. In the last year, the Revenue has grown by 28.95%.
C5H shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.59% yearly.
EPS 1Y (TTM)40.71%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%9.87%
Revenue 1Y (TTM)28.95%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%10.39%
3.2 Future
Based on estimates for the next years, C5H will show a small growth in Earnings Per Share. The EPS will grow by 6.92% on average per year.
Based on estimates for the next years, C5H will show a small growth in Revenue. The Revenue will grow by 6.20% on average per year.
EPS Next Y11.29%
EPS Next 2Y8.7%
EPS Next 3Y6.92%
EPS Next 5YN/A
Revenue Next Year10.74%
Revenue Next 2Y7.83%
Revenue Next 3Y6.2%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 12.00, the valuation of C5H can be described as correct.
Compared to the rest of the industry, the Price/Earnings ratio of C5H is on the same level as its industry peers.
C5H is valuated cheaply when we compare the Price/Earnings ratio to 25.82, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 10.47, the valuation of C5H can be described as very reasonable.
C5H's Price/Forward Earnings is on the same level as the industry average.
C5H is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.76, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12 | ||
| Fwd PE | 10.47 |
4.2 Price Multiples
70.59% of the companies in the same industry are cheaper than C5H, based on the Enterprise Value to EBITDA ratio.
70.59% of the companies in the same industry are more expensive than C5H, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 10.37 | ||
| EV/EBITDA | 9.78 |
4.3 Compensation for Growth
C5H's PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
C5H has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.06
PEG (5Y)0.59
EPS Next 2Y8.7%
EPS Next 3Y6.92%
5. Dividend
5.1 Amount
C5H has a Yearly Dividend Yield of 3.75%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 4.45, C5H pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.39, C5H pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.75% |
5.2 History
On average, the dividend of C5H grows each year by 23.30%, which is quite nice.
Dividend Growth(5Y)23.3%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
C5H pays out 39.03% of its income as dividend. This is a sustainable payout ratio.
C5H's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP39.03%
EPS Next 2Y8.7%
EPS Next 3Y6.92%
DUB:C5H (5/23/2025, 7:00:00 PM)
2.16
+0.03 (+1.41%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Durables & Apparel
GICS IndustryHousehold Durables
Earnings (Last)
Earnings (Next)
Inst Owners68.67%
Inst Owner ChangeN/A
Ins Owners3.67%
Ins Owner ChangeN/A
Market Cap1.35B
Analysts84
Price Target2.45 (13.43%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 3.75% |
Yearly Dividend0.07
Dividend Growth(5Y)23.3%
DP39.03%
Div Incr Years3
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-2.01%
PT rev (3m)5.69%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0.33%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.71%
Revenue NY rev (3m)1.2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12 | ||
| Fwd PE | 10.47 | ||
| P/S | 1.57 | ||
| P/FCF | 10.37 | ||
| P/OCF | 10.03 | ||
| P/B | 1.78 | ||
| P/tB | 1.79 | ||
| EV/EBITDA | 9.78 |
EPS(TTM)0.18
EY8.33%
EPS(NY)0.21
Fwd EY9.55%
FCF(TTM)0.21
FCFY9.64%
OCF(TTM)0.22
OCFY9.97%
SpS1.37
BVpS1.21
TBVpS1.2
PEG (NY)1.06
PEG (5Y)0.59
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 10.68% | ||
| ROE | 15.11% | ||
| ROCE | 16.07% | ||
| ROIC | 13.73% | ||
| ROICexc | 14.15% | ||
| ROICexgc | 14.22% | ||
| OM | 17.45% | ||
| PM (TTM) | 13.32% | ||
| GM | 21.74% | ||
| FCFM | 15.15% |
ROA(3y)8.93%
ROA(5y)6.46%
ROE(3y)12.39%
ROE(5y)8.88%
ROIC(3y)11.22%
ROIC(5y)8.33%
ROICexc(3y)11.53%
ROICexc(5y)8.59%
ROICexgc(3y)11.58%
ROICexgc(5y)8.63%
ROCE(3y)13.13%
ROCE(5y)9.75%
ROICexcg growth 3Y32.35%
ROICexcg growth 5Y16.05%
ROICexc growth 3Y32.21%
ROICexc growth 5Y15.96%
OM growth 3Y8.2%
OM growth 5Y2.23%
PM growth 3Y9.36%
PM growth 5Y2.53%
GM growth 3Y3.19%
GM growth 5Y2.1%
F-Score6
Asset Turnover0.8
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.23 | ||
| Debt/FCF | 1.45 | ||
| Debt/EBITDA | 1.13 | ||
| Cap/Depr | 161.25% | ||
| Cap/Sales | 0.51% | ||
| Interest Coverage | 10.07 | ||
| Cash Conversion | 88.17% | ||
| Profit Quality | 113.69% | ||
| Current Ratio | 7.53 | ||
| Quick Ratio | 1.31 | ||
| Altman-Z | 5.56 |
F-Score6
WACC7.59%
ROIC/WACC1.81
Cap/Depr(3y)261.68%
Cap/Depr(5y)199.51%
Cap/Sales(3y)0.79%
Cap/Sales(5y)0.56%
Profit Quality(3y)113.52%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)40.71%
EPS 3Y43.61%
EPS 5Y20.48%
EPS Q2Q%9.87%
EPS Next Y11.29%
EPS Next 2Y8.7%
EPS Next 3Y6.92%
EPS Next 5YN/A
Revenue 1Y (TTM)28.95%
Revenue growth 3Y26.58%
Revenue growth 5Y14.59%
Sales Q2Q%10.39%
Revenue Next Year10.74%
Revenue Next 2Y7.83%
Revenue Next 3Y6.2%
Revenue Next 5YN/A
EBIT growth 1Y32.29%
EBIT growth 3Y36.95%
EBIT growth 5Y17.14%
EBIT Next Year7.75%
EBIT Next 3Y5.59%
EBIT Next 5YN/A
FCF growth 1Y26.55%
FCF growth 3Y14.39%
FCF growth 5Y5.88%
OCF growth 1Y25.83%
OCF growth 3Y15.01%
OCF growth 5Y6.31%