CITIGROUP INC (C) 47.57 +0.34 (+0.72%)
47.57 +0.34 (+0.72%)
US1729674242 - Common Stock - Premarket: 47.52 -0.05 (-0.11%)
Fundamental Rating
Taking everything into account, C scores 4 out of 10 in our fundamental rating. C was compared to 319 industry peers in the Banks industry. C has a bad profitability rating. Also its financial health evaluation is rather negative. A decent growth rate in combination with a cheap valuation! Better keep an eye on C.
Profitability
Profitability Rating
C has a Piotroski-F score of 4.00. This indicates an average health and profitability for C.
C's Return On Assets of 0.65% is worse than the rest of the industry. The industry average Return On Assets is 1.11%. 90% of the industry peers have a better Return On Assets.
C's Return On Equity of 7.81% is worse than the rest of the industry. The industry average Return On Equity is 12.51%. 92% of the industry peers have a better Return On Equity.
C has a Profit Margin of 20.60%. This is below the industry average of 30.00%. 86% of the industry peers outperform C.
VS Industry
ROA (0.65%) VS Industry: 10% outperformed.
-1.10
7.44
ROE (7.81%) VS Industry: 8% outperformed.
2.49
50.88
Profit Margin (20.6%) VS Industry: 14% outperformed.
-34.82
51.79
Valuation
Valuation Rating
The Price/Earnings Ratio is 6.28, which indicates a rather cheap valuation of C.
Compared to an average industry Price/Earning Ratio of 10.44, C is valued rather cheaply. On top of this C is cheaper than 87% of the companies listed in the same industry.
With a Forward Price/Earnings Ratio of 7.03, the valuation of C can be described as cheap.
The low PEG Ratio, which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
When comparing the current price to the book value of C, it is valued rather cheaply. It is trading at 0.46 times its book value.
When comparing the price book ratio of C to the average industry price book ratio of 1.24, C is valued rather cheaply. C is also cheaper than 93% of the companies listed in the same industry.
VS Industry
Price/Earnings (6.28) VS Industry: 87% outperformed.
426.00
0.29
Price/Book (0.46) VS Industry: 93% outperformed.
4.54
0.03
Growth
Growth Rating
C shows quite a strong growth in Earnings Per Share. Measured over the last 5 years, the EPS has been growing by 15.87% yearly.
When comparing the Revenue growth rate of the last 5 years to the growth rate of the upcoming 5 years, we see that the growth is accelerating.
C is expected to show a decrease in Earnings Per Share. In the coming 5 years, the EPS will decrease by -4.38% yearly.
C shows a small growth in Revenue. In the last year, the Revenue has grown by 5.02%.
Measured over the past 5 years, C shows a small growth in Revenue. The Revenue has been growing by 0.31% on average per year.
The Revenue is expected to grow by 1.39% on average over the next 5 years.
The earnings per share for C have decreased strongly by -27.77% in the last year.
The EPS growth is decreasing: in the next 5 years the growth will be less than in the last years.
| Past | Future | ||||||
|---|---|---|---|---|---|---|---|
| 5Y | 3Y | 1Y | 1Y | 2Y | 3Y | 5Y | |
| EPS | 15.87% | 14.03% | -27.77% | -25.73% | -17.13% | -8.17% | -4.38% |
| Revenue | 0.31% | -0.44% | 5.02% | 6.2% | 4.08% | 2.78% | 1.39% |
Health
Health Rating
The Piotroski-F score of C is 4.00. This is a neutral score and indicates average health and profitability for C.
C has one of the worst Debt to Equity ratios in its industry. 92% of its industry peers require less debt for financing their operations.
VS Industry
Debt/Equity (1.24) VS Industry: 8% outperformed.
3.83
0.00
Dividend
Dividend Rating
With a Yearly Dividend Yield of 4.19%, C is a good candidate for dividend investing.
C's Dividend Yield is rather good when compared to the industry average which is at 3.05. C pays more dividend than 81% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.47, C pays a better dividend.
On average, the dividend of C grows each year by 9.83%, which is quite nice.
32.35% of the earnings are spent on dividend by C. This is a low number and sustainable payout ratio.
C has been paying a dividend for at least 10 years, so it has a reliable track record.
The Dividend Rate of C has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
VS Industry
Dividend Yield (4.19%) VS Industry: 81% outperformed.
0.09
20.35
CITIGROUP INC47.57
NYSE:C (11/29/2022, 7:22:55 PM)+0.34 (+0.72%)
| GICS Sector | Financials | ||
| GICS IndustryGroup | Banks | ||
| GICS Industry | Banks | ||
| Earnings (Last) | 10-14 2022-10-14/bmo | Earnings (Next) | 01-13 2023-01-13 |
| Ins Owners | 0.11% | Inst Owners | 72.28% |
| Market Cap | 92.14B | Analysts | 71.88 |
| PE | 6.28 | Fwd PE | 7.03 |
| PEG (NY) | N/A | PEG (5Y) | 0.4 |
| P/S | 1.22 | P/B | 0.46 |
| EV/EBITDA | N/A | ||
| Dividend Yield | 4.19% | Dividend Growth | 9.83% |
| DP | 32.35% | Ex-Date | 11-04 2022-11-04 (0.51) |
| EPS 1Y | -27.77% | EPS 3Y | 14.03% |
| EPS 5Y | 15.87% | EPS growth Q2Q | -30.23% |
| EPS Next Y | -25.73% | EPS Next 2Y | -17.13% |
| EPS Next 3Y | -8.17% | EPS Next 5Y | -4.38% |
| Revenue growth 1Y | 5.02% | Revenue growth 3Y | -0.44% |
| Revenue growth 5Y | 0.31% | Revenue growth Q2Q | 7.86% |
| Revenue Next Year | 6.2% | Revenue Next 2Y | 4.08% |
| Revenue Next 3Y | 2.78% | Revenue Next 5Y | 1.39% |
| Current Ratio | N/A | Quick Ratio | N/A |
| Altman-Z | N/A | F-Score | 4 |
| Debt/Equity | 1.24 | WACC | 3.43% |
| ROIC/WACC | N/A | ||
| ROA | 0.65% | ROE | 7.81% |
| ROICexgc | N/A | ROIC | N/A |
| PM | 20.6% | OM | N/A |
| Asset Turnover | 0.03 | ||
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