44.44 USD
+0.63 (+1.44%)
At close: Jan 30, 2026
44.44 USD
0 (0%)
After Hours: 1/30/2026, 8:00:02 PM
Taking everything into account, BSVN scores 4 out of 10 in our fundamental rating. BSVN was compared to 383 industry peers in the Banks industry. BSVN has an average financial health and profitability rating. BSVN has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- In the past year BSVN was profitable.
- BSVN had a positive operating cash flow in the past year.
- Each year in the past 5 years BSVN has been profitable.
- Of the past 5 years BSVN 4 years had a positive operating cash flow.
1.2 Ratios
- BSVN has a better Return On Assets (2.29%) than 98.17% of its industry peers.
- BSVN's Return On Equity of 17.95% is amongst the best of the industry. BSVN outperforms 97.39% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.29% | ||
| ROE | 17.95% | ||
| ROIC | N/A |
ROA(3y)2.14%
ROA(5y)2%
ROE(3y)18.4%
ROE(5y)18.79%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- With an excellent Profit Margin value of 45.01%, BSVN belongs to the best of the industry, outperforming 98.17% of the companies in the same industry.
- In the last couple of years the Profit Margin of BSVN has grown nicely.
- The Operating Margin and Gross Margin are not available for BSVN so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 45.01% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.95%
PM growth 5Y2.52%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- BSVN does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for BSVN has been increased compared to 1 year ago.
- BSVN has more shares outstanding than it did 5 years ago.
- There is no outstanding debt for BSVN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
2.2 Solvency
- There is no outstanding debt for BSVN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0 | ||
| Debt/FCF | 0 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC8.9%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- BSVN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.23%.
- The Earnings Per Share has been growing by 16.98% on average over the past years. This is quite good.
- The Revenue has decreased by -1.10% in the past year.
- The Revenue has been growing by 14.57% on average over the past years. This is quite good.
EPS 1Y (TTM)-7.23%
EPS 3Y11.72%
EPS 5Y16.98%
EPS Q2Q%-3.45%
Revenue 1Y (TTM)-1.1%
Revenue growth 3Y10.02%
Revenue growth 5Y14.57%
Sales Q2Q%-0.14%
3.2 Future
- Based on estimates for the next years, BSVN will show a small growth in Earnings Per Share. The EPS will grow by 1.84% on average per year.
- The Revenue is expected to grow by 5.23% on average over the next years.
EPS Next Y-2.94%
EPS Next 2Y1.84%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.3%
Revenue Next 2Y5.23%
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 9.90, the valuation of BSVN can be described as very reasonable.
- BSVN's Price/Earnings ratio is rather cheap when compared to the industry. BSVN is cheaper than 84.33% of the companies in the same industry.
- The average S&P500 Price/Earnings ratio is at 28.32. BSVN is valued rather cheaply when compared to this.
- With a Price/Forward Earnings ratio of 10.20, the valuation of BSVN can be described as very reasonable.
- Based on the Price/Forward Earnings ratio, BSVN is valued a bit cheaper than the industry average as 60.84% of the companies are valued more expensively.
- BSVN is valuated cheaply when we compare the Price/Forward Earnings ratio to 25.57, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.9 | ||
| Fwd PE | 10.2 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, BSVN is valued a bit cheaper than 74.15% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.29 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)0.58
EPS Next 2Y1.84%
EPS Next 3YN/A
5. Dividend
5.1 Amount
- BSVN has a Yearly Dividend Yield of 2.47%. Purely for dividend investing, there may be better candidates out there.
- Compared to an average industry Dividend Yield of 2.67, BSVN has a dividend in line with its industry peers.
- Compared to an average S&P500 Dividend Yield of 1.83, BSVN pays a bit more dividend than the S&P500 average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.47% |
5.2 History
- The dividend of BSVN is nicely growing with an annual growth rate of 73.25%!
- BSVN has been paying a dividend for over 5 years, so it has already some track record.
- BSVN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)73.25%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
- 20.81% of the earnings are spent on dividend by BSVN. This is a low number and sustainable payout ratio.
- The dividend of BSVN is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP20.81%
EPS Next 2Y1.84%
EPS Next 3YN/A
BANK7 CORP / BSVN FAQ
What is the ChartMill fundamental rating of BANK7 CORP (BSVN) stock?
ChartMill assigns a fundamental rating of 4 / 10 to BSVN.
What is the valuation status of BANK7 CORP (BSVN) stock?
ChartMill assigns a valuation rating of 5 / 10 to BANK7 CORP (BSVN). This can be considered as Fairly Valued.
What is the profitability of BSVN stock?
BANK7 CORP (BSVN) has a profitability rating of 5 / 10.
What are the PE and PB ratios of BANK7 CORP (BSVN) stock?
The Price/Earnings (PE) ratio for BANK7 CORP (BSVN) is 9.9 and the Price/Book (PB) ratio is 1.74.
How sustainable is the dividend of BANK7 CORP (BSVN) stock?
The dividend rating of BANK7 CORP (BSVN) is 5 / 10 and the dividend payout ratio is 20.81%.