BANK7 CORP (BSVN) Fundamental Analysis & Valuation

NASDAQ:BSVN • US06652N1072

Current stock price

41.02 USD
+1.14 (+2.86%)
Last:

This BSVN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. BSVN Profitability Analysis

1.1 Basic Checks

  • BSVN had positive earnings in the past year.
  • In the past year BSVN had a positive cash flow from operations.
  • BSVN had positive earnings in each of the past 5 years.
  • Of the past 5 years BSVN 4 years had a positive operating cash flow.
BSVN Yearly Net Income VS EBIT VS OCF VS FCFBSVN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

1.2 Ratios

  • The Return On Assets of BSVN (2.29%) is better than 98.16% of its industry peers.
  • BSVN has a better Return On Equity (17.95%) than 96.58% of its industry peers.
Industry RankSector Rank
ROA 2.29%
ROE 17.95%
ROIC N/A
ROA(3y)2.14%
ROA(5y)2%
ROE(3y)18.4%
ROE(5y)18.79%
ROIC(3y)N/A
ROIC(5y)N/A
BSVN Yearly ROA, ROE, ROICBSVN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • BSVN has a Profit Margin of 45.01%. This is amongst the best in the industry. BSVN outperforms 97.89% of its industry peers.
  • BSVN's Profit Margin has improved in the last couple of years.
  • BSVN does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 45.01%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.95%
PM growth 5Y2.52%
GM growth 3YN/A
GM growth 5YN/A
BSVN Yearly Profit, Operating, Gross MarginsBSVN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. BSVN Health Analysis

2.1 Basic Checks

  • BSVN does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • Compared to 1 year ago, BSVN has more shares outstanding
  • BSVN has more shares outstanding than it did 5 years ago.
  • BSVN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
BSVN Yearly Shares OutstandingBSVN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M
BSVN Yearly Total Debt VS Total AssetsBSVN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.2 Solvency

  • There is no outstanding debt for BSVN. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACC8.99%
BSVN Yearly LT Debt VS Equity VS FCFBSVN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BSVN Yearly Current Assets VS Current LiabilitesBSVN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. BSVN Growth Analysis

3.1 Past

  • BSVN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -7.23%.
  • BSVN shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 16.98% yearly.
  • BSVN shows a decrease in Revenue. In the last year, the revenue decreased by -1.10%.
  • Measured over the past years, BSVN shows a quite strong growth in Revenue. The Revenue has been growing by 14.57% on average per year.
EPS 1Y (TTM)-7.23%
EPS 3Y11.72%
EPS 5Y16.98%
EPS Q2Q%-3.45%
Revenue 1Y (TTM)-1.1%
Revenue growth 3Y10.02%
Revenue growth 5Y14.57%
Sales Q2Q%-0.14%

3.2 Future

  • The Earnings Per Share is expected to grow by 1.84% on average over the next years.
  • BSVN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 5.23% yearly.
EPS Next Y-2.94%
EPS Next 2Y1.84%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.3%
Revenue Next 2Y5.23%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BSVN Yearly Revenue VS EstimatesBSVN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M 100M
BSVN Yearly EPS VS EstimatesBSVN Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

More info and screens

Find the best growth stocksShow best growing peers

5

4. BSVN Valuation Analysis

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 9.14, the valuation of BSVN can be described as very reasonable.
  • Based on the Price/Earnings ratio, BSVN is valued cheaper than 86.58% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of BSVN to the average of the S&P500 Index (25.51), we can say BSVN is valued rather cheaply.
  • With a Price/Forward Earnings ratio of 9.41, the valuation of BSVN can be described as very reasonable.
  • 70.00% of the companies in the same industry are more expensive than BSVN, based on the Price/Forward Earnings ratio.
  • The average S&P500 Price/Forward Earnings ratio is at 22.76. BSVN is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 9.14
Fwd PE 9.41
BSVN Price Earnings VS Forward Price EarningsBSVN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • BSVN's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. BSVN is cheaper than 78.68% of the companies in the same industry.
Industry RankSector Rank
P/FCF 8.58
EV/EBITDA N/A
BSVN Per share dataBSVN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20 25

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.54
EPS Next 2Y1.84%
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. BSVN Dividend Analysis

5.1 Amount

  • BSVN has a Yearly Dividend Yield of 2.71%.
  • Compared to an average industry Dividend Yield of 2.66, BSVN has a dividend in line with its industry peers.
  • BSVN's Dividend Yield is a higher than the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 2.71%

5.2 History

  • On average, the dividend of BSVN grows each year by 73.25%, which is quite nice.
  • BSVN has been paying a dividend for over 5 years, so it has already some track record.
  • BSVN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)73.25%
Div Incr Years4
Div Non Decr Years4
BSVN Yearly Dividends per shareBSVN Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 20.81% of the earnings are spent on dividend by BSVN. This is a low number and sustainable payout ratio.
  • BSVN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP20.81%
EPS Next 2Y1.84%
EPS Next 3YN/A
BSVN Yearly Income VS Free CF VS DividendBSVN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
BSVN Dividend Payout.BSVN Dividend Payout, showing the Payout Ratio.BSVN Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

BSVN Fundamentals: All Metrics, Ratios and Statistics

BANK7 CORP

NASDAQ:BSVN (4/2/2026, 1:05:48 PM)

41.02

+1.14 (+2.86%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-15
Earnings (Next)04-23
Inst Owners34.35%
Inst Owner Change-1.96%
Ins Owners6.4%
Ins Owner Change-0.61%
Market Cap388.05M
Revenue(TTM)96.37M
Net Income(TTM)43.39M
Analysts80
Price Target54.06 (31.79%)
Short Float %1.09%
Short Ratio4.07
Dividend
Industry RankSector Rank
Dividend Yield 2.71%
Yearly Dividend0.87
Dividend Growth(5Y)73.25%
DP20.81%
Div Incr Years4
Div Non Decr Years4
Ex-Date03-19
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.89%
Min EPS beat(2)4.06%
Max EPS beat(2)13.73%
EPS beat(4)4
Avg EPS beat(4)7.27%
Min EPS beat(4)4.06%
Max EPS beat(4)13.73%
EPS beat(8)8
Avg EPS beat(8)13.35%
EPS beat(12)10
Avg EPS beat(12)8.05%
EPS beat(16)11
Avg EPS beat(16)5.82%
Revenue beat(2)2
Avg Revenue beat(2)4.96%
Min Revenue beat(2)4.38%
Max Revenue beat(2)5.54%
Revenue beat(4)3
Avg Revenue beat(4)2.2%
Min Revenue beat(4)-1.78%
Max Revenue beat(4)5.54%
Revenue beat(8)6
Avg Revenue beat(8)4.94%
Revenue beat(12)8
Avg Revenue beat(12)3.2%
Revenue beat(16)10
Avg Revenue beat(16)2.75%
PT rev (1m)0%
PT rev (3m)0.63%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)1.84%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)1.05%
Valuation
Industry RankSector Rank
PE 9.14
Fwd PE 9.41
P/S 4.03
P/FCF 8.58
P/OCF 7.73
P/B 1.61
P/tB 1.69
EV/EBITDA N/A
EPS(TTM)4.49
EY10.95%
EPS(NY)4.36
Fwd EY10.62%
FCF(TTM)4.78
FCFY11.65%
OCF(TTM)5.3
OCFY12.93%
SpS10.19
BVpS25.55
TBVpS24.29
PEG (NY)N/A
PEG (5Y)0.54
Graham Number50.81
Profitability
Industry RankSector Rank
ROA 2.29%
ROE 17.95%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 45.01%
GM N/A
FCFM 46.89%
ROA(3y)2.14%
ROA(5y)2%
ROE(3y)18.4%
ROE(5y)18.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.95%
PM growth 5Y2.52%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr 461.15%
Cap/Sales 5.15%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 104.18%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACC8.99%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-7.23%
EPS 3Y11.72%
EPS 5Y16.98%
EPS Q2Q%-3.45%
EPS Next Y-2.94%
EPS Next 2Y1.84%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-1.1%
Revenue growth 3Y10.02%
Revenue growth 5Y14.57%
Sales Q2Q%-0.14%
Revenue Next Year3.3%
Revenue Next 2Y5.23%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-17.78%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-13.66%
OCF growth 3YN/A
OCF growth 5YN/A

BANK7 CORP / BSVN Fundamental Analysis FAQ

What is the ChartMill fundamental rating of BANK7 CORP (BSVN) stock?

ChartMill assigns a fundamental rating of 4 / 10 to BSVN.


What is the valuation status of BANK7 CORP (BSVN) stock?

ChartMill assigns a valuation rating of 5 / 10 to BANK7 CORP (BSVN). This can be considered as Fairly Valued.


How profitable is BANK7 CORP (BSVN) stock?

BANK7 CORP (BSVN) has a profitability rating of 5 / 10.


How financially healthy is BANK7 CORP?

The financial health rating of BANK7 CORP (BSVN) is 4 / 10.


Is the dividend of BANK7 CORP sustainable?

The dividend rating of BANK7 CORP (BSVN) is 5 / 10 and the dividend payout ratio is 20.81%.