BANK7 CORP (BSVN) Fundamental Analysis & Valuation

NASDAQ:BSVN • US06652N1072

Current stock price

44 USD
+0.63 (+1.45%)
Last:

This BSVN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

5

1. BSVN Profitability Analysis

1.1 Basic Checks

  • BSVN had positive earnings in the past year.
  • In the past year BSVN had a positive cash flow from operations.
  • Each year in the past 5 years BSVN has been profitable.
  • In the past 5 years BSVN always reported a positive cash flow from operatings.
BSVN Yearly Net Income VS EBIT VS OCF VS FCFBSVN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M

1.2 Ratios

  • BSVN has a better Return On Assets (2.19%) than 98.14% of its industry peers.
  • BSVN has a better Return On Equity (17.16%) than 95.74% of its industry peers.
Industry RankSector Rank
ROA 2.19%
ROE 17.16%
ROIC N/A
ROA(3y)2.14%
ROA(5y)2%
ROE(3y)18.4%
ROE(5y)18.79%
ROIC(3y)N/A
ROIC(5y)N/A
BSVN Yearly ROA, ROE, ROICBSVN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10 20 30

1.3 Margins

  • BSVN has a Profit Margin of 44.69%. This is amongst the best in the industry. BSVN outperforms 98.14% of its industry peers.
  • BSVN's Profit Margin has improved in the last couple of years.
  • The Operating Margin and Gross Margin are not available for BSVN so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 44.69%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.95%
PM growth 5Y2.52%
GM growth 3YN/A
GM growth 5YN/A
BSVN Yearly Profit, Operating, Gross MarginsBSVN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20 40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. BSVN Health Analysis

2.1 Basic Checks

  • BSVN does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • BSVN has more shares outstanding than it did 1 year ago.
  • The number of shares outstanding for BSVN has been increased compared to 5 years ago.
  • BSVN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
BSVN Yearly Shares OutstandingBSVN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M
BSVN Yearly Total Debt VS Total AssetsBSVN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 500M 1B 1.5B

2.2 Solvency

  • BSVN has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACC8.94%
BSVN Yearly LT Debt VS Equity VS FCFBSVN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50M 100M 150M 200M 250M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BSVN Yearly Current Assets VS Current LiabilitesBSVN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. BSVN Growth Analysis

3.1 Past

  • BSVN shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -1.06%.
  • BSVN shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 16.98% yearly.
  • BSVN shows a small growth in Revenue. In the last year, the Revenue has grown by 4.07%.
  • BSVN shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 14.57% yearly.
EPS 1Y (TTM)-1.06%
EPS 3Y11.72%
EPS 5Y16.98%
EPS Q2Q%15.74%
Revenue 1Y (TTM)4.07%
Revenue growth 3Y10.02%
Revenue growth 5Y14.57%
Sales Q2Q%15.77%

3.2 Future

  • The Earnings Per Share is expected to grow by 1.84% on average over the next years.
  • BSVN is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.90% yearly.
EPS Next Y-2.94%
EPS Next 2Y1.84%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year3.76%
Revenue Next 2Y3.9%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BSVN Yearly Revenue VS EstimatesBSVN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M 100M
BSVN Yearly EPS VS EstimatesBSVN Yearly EPS VS EstimatesYearly EPS VS Estimates 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1 2 3 4

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5

4. BSVN Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 9.44, which indicates a very decent valuation of BSVN.
  • Based on the Price/Earnings ratio, BSVN is valued cheaper than 88.56% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.47, BSVN is valued rather cheaply.
  • BSVN is valuated reasonably with a Price/Forward Earnings ratio of 9.45.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of BSVN indicates a somewhat cheap valuation: BSVN is cheaper than 72.07% of the companies listed in the same industry.
  • The average S&P500 Price/Forward Earnings ratio is at 22.62. BSVN is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 9.44
Fwd PE 9.45
BSVN Price Earnings VS Forward Price EarningsBSVN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • 71.28% of the companies in the same industry are more expensive than BSVN, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 10.12
EV/EBITDA N/A
BSVN Per share dataBSVN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15 20 25

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)0.56
EPS Next 2Y1.84%
EPS Next 3YN/A

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. BSVN Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 2.48%, BSVN has a reasonable but not impressive dividend return.
  • BSVN's Dividend Yield is comparable with the industry average which is at 2.57.
  • BSVN's Dividend Yield is a higher than the S&P500 average which is at 1.81.
Industry RankSector Rank
Dividend Yield 2.48%

5.2 History

  • The dividend of BSVN has a limited annual growth rate of 3.94%.
  • BSVN has been paying a dividend for over 5 years, so it has already some track record.
  • As BSVN did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)3.94%
Div Incr Years5
Div Non Decr Years5
BSVN Yearly Dividends per shareBSVN Yearly Dividends per shareYearly Dividends per share 2019 2020 2021 2022 2023 2024 2025 2026 0.2 0.4 0.6 0.8 1

5.3 Sustainability

  • 21.69% of the earnings are spent on dividend by BSVN. This is a low number and sustainable payout ratio.
  • BSVN's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP21.69%
EPS Next 2Y1.84%
EPS Next 3YN/A
BSVN Yearly Income VS Free CF VS DividendBSVN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M 50M
BSVN Dividend Payout.BSVN Dividend Payout, showing the Payout Ratio.BSVN Dividend Payout.PayoutRetained Earnings

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BSVN Fundamentals: All Metrics, Ratios and Statistics

BANK7 CORP

NASDAQ:BSVN (4/23/2026, 8:00:02 PM)

44

+0.63 (+1.45%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)04-14
Earnings (Next)07-15
Inst Owners34.18%
Inst Owner Change0.05%
Ins Owners6.37%
Ins Owner Change-0.61%
Market Cap418.88M
Revenue(TTM)99.94M
Net Income(TTM)43.07M
Analysts80
Price Target54.06 (22.86%)
Short Float %1.13%
Short Ratio4.6
Dividend
Industry RankSector Rank
Dividend Yield 2.48%
Yearly Dividend0.99
Dividend Growth(5Y)3.94%
DP21.69%
Div Incr Years5
Div Non Decr Years5
Ex-Date03-19
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)4.52%
Min EPS beat(2)4.06%
Max EPS beat(2)4.98%
EPS beat(4)4
Avg EPS beat(4)7.33%
Min EPS beat(4)4.06%
Max EPS beat(4)13.73%
EPS beat(8)8
Avg EPS beat(8)9.5%
EPS beat(12)11
Avg EPS beat(12)9.1%
EPS beat(16)12
Avg EPS beat(16)6.42%
Revenue beat(2)1
Avg Revenue beat(2)1.39%
Min Revenue beat(2)-1.6%
Max Revenue beat(2)4.38%
Revenue beat(4)2
Avg Revenue beat(4)1.63%
Min Revenue beat(4)-1.78%
Max Revenue beat(4)5.54%
Revenue beat(8)5
Avg Revenue beat(8)1.32%
Revenue beat(12)7
Avg Revenue beat(12)2.83%
Revenue beat(16)9
Avg Revenue beat(16)2.61%
PT rev (1m)0%
PT rev (3m)0.63%
EPS NQ rev (1m)-0.65%
EPS NQ rev (3m)2.36%
EPS NY rev (1m)0%
EPS NY rev (3m)1.84%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.61%
Revenue NY rev (1m)0.44%
Revenue NY rev (3m)1.5%
Valuation
Industry RankSector Rank
PE 9.44
Fwd PE 9.45
P/S 4.35
P/FCF 10.12
P/OCF 9.08
P/B 1.67
P/tB 1.75
EV/EBITDA N/A
EPS(TTM)4.66
EY10.59%
EPS(NY)4.66
Fwd EY10.58%
FCF(TTM)4.35
FCFY9.88%
OCF(TTM)4.85
OCFY11.01%
SpS10.12
BVpS26.37
TBVpS25.11
PEG (NY)N/A
PEG (5Y)0.56
Graham Number52.5773 (19.49%)
Profitability
Industry RankSector Rank
ROA 2.19%
ROE 17.16%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 44.69%
GM N/A
FCFM 42.95%
ROA(3y)2.14%
ROA(5y)2%
ROE(3y)18.4%
ROE(5y)18.79%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y2.95%
PM growth 5Y2.52%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr 423.59%
Cap/Sales 4.92%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 96.12%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC8.94%
ROIC/WACCN/A
Cap/Depr(3y)346.11%
Cap/Depr(5y)223.43%
Cap/Sales(3y)4.1%
Cap/Sales(5y)2.76%
Profit Quality(3y)123.7%
Profit Quality(5y)126.17%
High Growth Momentum
Growth
EPS 1Y (TTM)-1.06%
EPS 3Y11.72%
EPS 5Y16.98%
EPS Q2Q%15.74%
EPS Next Y-2.94%
EPS Next 2Y1.84%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)4.07%
Revenue growth 3Y10.02%
Revenue growth 5Y14.57%
Sales Q2Q%15.77%
Revenue Next Year3.76%
Revenue Next 2Y3.9%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-18.59%
FCF growth 3Y1.64%
FCF growth 5Y10.79%
OCF growth 1Y-16.19%
OCF growth 3Y5.13%
OCF growth 5Y12.82%

BANK7 CORP / BSVN Fundamental Analysis FAQ

What is the ChartMill fundamental rating of BANK7 CORP (BSVN) stock?

ChartMill assigns a fundamental rating of 5 / 10 to BSVN.


What is the valuation status of BANK7 CORP (BSVN) stock?

ChartMill assigns a valuation rating of 5 / 10 to BANK7 CORP (BSVN). This can be considered as Fairly Valued.


How profitable is BANK7 CORP (BSVN) stock?

BANK7 CORP (BSVN) has a profitability rating of 5 / 10.


How financially healthy is BANK7 CORP?

The financial health rating of BANK7 CORP (BSVN) is 4 / 10.


Is the dividend of BANK7 CORP sustainable?

The dividend rating of BANK7 CORP (BSVN) is 5 / 10 and the dividend payout ratio is 21.69%.