BANCO SANTANDER BRASIL-ADS (BSBR) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:BSBR - US05967A1079 - ADR
6.24 USD
+0.08 (+1.3%)
6.24 USD
0 (0%)
Overall BSBR gets a fundamental rating of 2 out of 10. We evaluated BSBR against 387 industry peers in the Banks industry. BSBR may be in some trouble as it scores bad on both profitability and health. BSBR has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year BSBR was profitable.
BSBR had a positive operating cash flow in the past year.
In the past 5 years BSBR has always been profitable.
Of the past 5 years BSBR 4 years had a positive operating cash flow.
1.2 Ratios
BSBR has a Return On Assets of 0.95%. This is comparable to the rest of the industry: BSBR outperforms 54.01% of its industry peers.
BSBR has a Return On Equity (9.60%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.95% | ||
| ROE | 9.6% | ||
| ROIC | N/A |
ROA(3y)1.13%
ROA(5y)1.3%
ROE(3y)10.8%
ROE(5y)11.96%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
BSBR has a Profit Margin of 12.40%. This is amonst the worse of the industry: BSBR underperforms 81.91% of its industry peers.
In the last couple of years the Profit Margin of BSBR has declined.
The Operating Margin and Gross Margin are not available for BSBR so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 12.4% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-7.54%
PM growth 5Y-8.14%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BSBR does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for BSBR has been increased compared to 1 year ago.
BSBR has about the same amout of shares outstanding than it did 5 years ago.
The debt/assets ratio for BSBR has been reduced compared to a year ago.
2.2 Solvency
BSBR has a debt to FCF ratio of 70.93. This is a negative value and a sign of low solvency as BSBR would need 70.93 years to pay back of all of its debts.
The Debt to FCF ratio of BSBR (70.93) is worse than 85.53% of its industry peers.
A Debt/Equity ratio of 2.66 is on the high side and indicates that BSBR has dependencies on debt financing.
BSBR has a worse Debt to Equity ratio (2.66) than 91.47% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.66 | ||
| Debt/FCF | 70.93 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC7.1%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BSBR shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.08%.
Measured over the past years, BSBR shows a decrease in Earnings Per Share. The EPS has been decreasing by -4.02% on average per year.
Looking at the last year, BSBR shows a quite strong growth in Revenue. The Revenue has grown by 11.79% in the last year.
The Revenue has been growing slightly by 4.49% on average over the past years.
EPS 1Y (TTM)2.08%
EPS 3Y-4.85%
EPS 5Y-4.02%
EPS Q2Q%-46.77%
Revenue 1Y (TTM)11.79%
Revenue growth 3Y2.88%
Revenue growth 5Y4.49%
Sales Q2Q%3.04%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 21.52, which indicates a rather expensive current valuation of BSBR.
Based on the Price/Earnings ratio, BSBR is valued expensively inside the industry as 81.91% of the companies are valued cheaper.
Compared to an average S&P500 Price/Earnings ratio of 27.00, BSBR is valued a bit cheaper.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.52 | ||
| Fwd PE | N/A |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, BSBR is valued more expensive than 81.40% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 54.75 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
BSBR has a Yearly Dividend Yield of 1.68%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 2.78, BSBR is paying slightly less dividend.
BSBR's Dividend Yield is comparable with the S&P500 average which is at 1.94.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.68% |
5.2 History
The dividend of BSBR has a limited annual growth rate of 0.01%.
BSBR has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)0.01%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
56.54% of the earnings are spent on dividend by BSBR. This is a bit on the high side, but may be sustainable.
The Dividend Rate of BSBR has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP56.54%
EPS Next 2YN/A
EPS Next 3YN/A
6.24
+0.08 (+1.3%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners1.51%
Inst Owner Change0%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap46.62B
Revenue(TTM)94.63B
Net Income(TTM)11.73B
Analysts81.82
Price TargetN/A
Short Float %0.58%
Short Ratio3.86
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.68% |
Yearly Dividend0.14
Dividend Growth(5Y)0.01%
DP56.54%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 21.52 | ||
| Fwd PE | N/A | ||
| P/S | 2.65 | ||
| P/FCF | 54.75 | ||
| P/OCF | 31.08 | ||
| P/B | 2.05 | ||
| P/tB | 2.81 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.29
EY4.65%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.11
FCFY1.83%
OCF(TTM)0.2
OCFY3.22%
SpS2.35
BVpS3.04
TBVpS2.22
PEG (NY)N/A
PEG (5Y)N/A
Graham Number4.46
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.95% | ||
| ROE | 9.6% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 12.4% | ||
| GM | N/A | ||
| FCFM | 4.84% |
ROA(3y)1.13%
ROA(5y)1.3%
ROE(3y)10.8%
ROE(5y)11.96%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-7.54%
PM growth 5Y-8.14%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.08
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 2.66 | ||
| Debt/FCF | 70.93 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 128.95% | ||
| Cap/Sales | 3.69% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 39.04% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score4
WACC7.1%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.08%
EPS 3Y-4.85%
EPS 5Y-4.02%
EPS Q2Q%-46.77%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)11.79%
Revenue growth 3Y2.88%
Revenue growth 5Y4.49%
Sales Q2Q%3.04%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y147.81%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y192.32%
OCF growth 3YN/A
OCF growth 5YN/A
BANCO SANTANDER BRASIL-ADS / BSBR FAQ
What is the ChartMill fundamental rating of BANCO SANTANDER BRASIL-ADS (BSBR) stock?
ChartMill assigns a fundamental rating of 2 / 10 to BSBR.
What is the valuation status of BANCO SANTANDER BRASIL-ADS (BSBR) stock?
ChartMill assigns a valuation rating of 1 / 10 to BANCO SANTANDER BRASIL-ADS (BSBR). This can be considered as Overvalued.
Can you provide the profitability details for BANCO SANTANDER BRASIL-ADS?
BANCO SANTANDER BRASIL-ADS (BSBR) has a profitability rating of 2 / 10.
What are the PE and PB ratios of BANCO SANTANDER BRASIL-ADS (BSBR) stock?
The Price/Earnings (PE) ratio for BANCO SANTANDER BRASIL-ADS (BSBR) is 21.52 and the Price/Book (PB) ratio is 2.05.
Can you provide the dividend sustainability for BSBR stock?
The dividend rating of BANCO SANTANDER BRASIL-ADS (BSBR) is 3 / 10 and the dividend payout ratio is 56.54%.