BOGOTA FINANCIAL CORP (BSBK) Fundamental Analysis & Valuation

NASDAQ:BSBK • US0972351052

Current stock price

8.248 USD
-0.06 (-0.75%)
Last:

This BSBK fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. BSBK Profitability Analysis

1.1 Basic Checks

  • In the past year BSBK was profitable.
  • In the past year BSBK had a positive cash flow from operations.
  • BSBK had positive earnings in 4 of the past 5 years.
  • In multiple years BSBK reported negative operating cash flow during the last 5 years.
BSBK Yearly Net Income VS EBIT VS OCF VS FCFBSBK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5M 10M

1.2 Ratios

  • BSBK has a Return On Assets of 0.05%. This is amonst the worse of the industry: BSBK underperforms 90.03% of its industry peers.
  • BSBK has a worse Return On Equity (0.34%) than 90.03% of its industry peers.
Industry RankSector Rank
ROA 0.05%
ROE 0.34%
ROIC N/A
ROA(3y)0.03%
ROA(5y)0.34%
ROE(3y)0.12%
ROE(5y)2.08%
ROIC(3y)N/A
ROIC(5y)N/A
BSBK Yearly ROA, ROE, ROICBSBK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4

1.3 Margins

  • BSBK's Profit Margin of 3.07% is on the low side compared to the rest of the industry. BSBK is outperformed by 89.76% of its industry peers.
  • BSBK's Profit Margin has declined in the last couple of years.
  • BSBK does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 3.07%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-24.72%
PM growth 5Y-2.93%
GM growth 3YN/A
GM growth 5YN/A
BSBK Yearly Profit, Operating, Gross MarginsBSBK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 30

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. BSBK Health Analysis

2.1 Basic Checks

  • BSBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for BSBK has been reduced compared to 1 year ago.
  • BSBK has less shares outstanding than it did 5 years ago.
  • There is no outstanding debt for BSBK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
BSBK Yearly Shares OutstandingBSBK Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M
BSBK Yearly Total Debt VS Total AssetsBSBK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

2.2 Solvency

  • There is no outstanding debt for BSBK. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACC13.21%
BSBK Yearly LT Debt VS Equity VS FCFBSBK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BSBK Yearly Current Assets VS Current LiabilitesBSBK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2024 2025 2M 4M 6M 8M 10M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. BSBK Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 197.99% over the past year.
  • The Earnings Per Share has been decreasing by -0.54% on average over the past years.
  • The Revenue has grown by 44.87% in the past year. This is a very strong growth!
  • BSBK shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.22% yearly.
EPS 1Y (TTM)197.99%
EPS 3Y-31.28%
EPS 5Y-0.54%
EPS Q2Q%175.21%
Revenue 1Y (TTM)44.87%
Revenue growth 3Y-10.69%
Revenue growth 5Y3.22%
Sales Q2Q%54.74%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BSBK Yearly Revenue VS EstimatesBSBK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
BSBK Yearly EPS VS EstimatesBSBK Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 0.1 0.2 0.3 0.4 0.5

More info and screens

Find the best growth stocksShow best growing peers

0

4. BSBK Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 48.52, the valuation of BSBK can be described as expensive.
  • BSBK's Price/Earnings ratio is rather expensive when compared to the industry. BSBK is more expensive than 89.50% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of BSBK to the average of the S&P500 Index (26.11), we can say BSBK is valued expensively.
Industry RankSector Rank
PE 48.52
Fwd PE N/A
BSBK Price Earnings VS Forward Price EarningsBSBK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, BSBK is valued more expensive than 83.20% of the companies in the same industry.
Industry RankSector Rank
P/FCF 101.45
EV/EBITDA N/A
BSBK Per share dataBSBK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. BSBK Dividend Analysis

5.1 Amount

  • No dividends for BSBK!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

BSBK Fundamentals: All Metrics, Ratios and Statistics

BOGOTA FINANCIAL CORP

NASDAQ:BSBK (3/18/2026, 3:05:07 PM)

8.248

-0.06 (-0.75%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-13
Earnings (Next)04-28
Inst Owners7.37%
Inst Owner Change0.36%
Ins Owners2.7%
Ins Owner Change0.88%
Market Cap106.65M
Revenue(TTM)17.24M
Net Income(TTM)480.00K
Analysts43.33
Price TargetN/A
Short Float %0.16%
Short Ratio2.25
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 48.52
Fwd PE N/A
P/S 6.82
P/FCF 101.45
P/OCF 92.37
P/B 0.76
P/tB 0.76
EV/EBITDA N/A
EPS(TTM)0.17
EY2.06%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.08
FCFY0.99%
OCF(TTM)0.09
OCFY1.08%
SpS1.21
BVpS10.88
TBVpS10.87
PEG (NY)N/A
PEG (5Y)N/A
Graham Number6.45
Profitability
Industry RankSector Rank
ROA 0.05%
ROE 0.34%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 3.07%
GM N/A
FCFM 6.72%
ROA(3y)0.03%
ROA(5y)0.34%
ROE(3y)0.12%
ROE(5y)2.08%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-24.72%
PM growth 5Y-2.93%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr 24.62%
Cap/Sales 0.66%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 219%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC13.21%
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)197.99%
EPS 3Y-31.28%
EPS 5Y-0.54%
EPS Q2Q%175.21%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)44.87%
Revenue growth 3Y-10.69%
Revenue growth 5Y3.22%
Sales Q2Q%54.74%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y144.89%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y166.33%
OCF growth 3YN/A
OCF growth 5YN/A

BOGOTA FINANCIAL CORP / BSBK Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for BOGOTA FINANCIAL CORP?

ChartMill assigns a fundamental rating of 2 / 10 to BSBK.


What is the valuation status of BOGOTA FINANCIAL CORP (BSBK) stock?

ChartMill assigns a valuation rating of 0 / 10 to BOGOTA FINANCIAL CORP (BSBK). This can be considered as Overvalued.


What is the profitability of BSBK stock?

BOGOTA FINANCIAL CORP (BSBK) has a profitability rating of 1 / 10.


How financially healthy is BOGOTA FINANCIAL CORP?

The financial health rating of BOGOTA FINANCIAL CORP (BSBK) is 5 / 10.