BOGOTA FINANCIAL CORP (BSBK) Fundamental Analysis & Valuation

NASDAQ:BSBK • US0972351052

Current stock price

8.45 USD
+0.03 (+0.36%)
Last:

This BSBK fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. BSBK Profitability Analysis

1.1 Basic Checks

  • BSBK had positive earnings in the past year.
  • In the past year BSBK had a positive cash flow from operations.
  • BSBK had positive earnings in 4 of the past 5 years.
  • BSBK had a positive operating cash flow in 4 of the past 5 years.
BSBK Yearly Net Income VS EBIT VS OCF VS FCFBSBK Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5M 10M

1.2 Ratios

  • BSBK has a Return On Assets of 0.23%. This is amonst the worse of the industry: BSBK underperforms 90.16% of its industry peers.
  • BSBK's Return On Equity of 1.48% is on the low side compared to the rest of the industry. BSBK is outperformed by 90.69% of its industry peers.
Industry RankSector Rank
ROA 0.23%
ROE 1.48%
ROIC N/A
ROA(3y)0.03%
ROA(5y)0.34%
ROE(3y)0.12%
ROE(5y)2.08%
ROIC(3y)N/A
ROIC(5y)N/A
BSBK Yearly ROA, ROE, ROICBSBK Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2 4

1.3 Margins

  • BSBK has a Profit Margin of 12.13%. This is amonst the worse of the industry: BSBK underperforms 85.64% of its industry peers.
  • In the last couple of years the Profit Margin of BSBK has declined.
  • The Operating Margin and Gross Margin are not available for BSBK so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 12.13%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-24.72%
PM growth 5Y-2.93%
GM growth 3YN/A
GM growth 5YN/A
BSBK Yearly Profit, Operating, Gross MarginsBSBK Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 10 -10 20 30

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. BSBK Health Analysis

2.1 Basic Checks

  • BSBK does not have a ROIC to compare to the WACC, probably because it is not profitable.
  • The number of shares outstanding for BSBK has been reduced compared to 1 year ago.
  • BSBK has less shares outstanding than it did 5 years ago.
  • BSBK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
BSBK Yearly Shares OutstandingBSBK Yearly Shares OutstandingYearly Shares Outstanding 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M
BSBK Yearly Total Debt VS Total AssetsBSBK Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M 800M

2.2 Solvency

  • BSBK has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACCN/A
WACC13.82%
BSBK Yearly LT Debt VS Equity VS FCFBSBK Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BSBK Yearly Current Assets VS Current LiabilitesBSBK Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2024 2025 2M 4M 6M 8M 10M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. BSBK Growth Analysis

3.1 Past

  • BSBK shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 197.99%, which is quite impressive.
  • Measured over the past years, BSBK shows a decrease in Earnings Per Share. The EPS has been decreasing by -0.54% on average per year.
  • BSBK shows a strong growth in Revenue. In the last year, the Revenue has grown by 44.87%.
  • BSBK shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 3.22% yearly.
EPS 1Y (TTM)197.99%
EPS 3Y-31.28%
EPS 5Y-0.54%
EPS Q2Q%175.21%
Revenue 1Y (TTM)44.87%
Revenue growth 3Y-10.69%
Revenue growth 5Y3.22%
Sales Q2Q%54.74%

3.2 Future

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
  • No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BSBK Yearly Revenue VS EstimatesBSBK Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2017 2018 2019 2020 2021 2022 2023 2024 2025 5M 10M 15M 20M 25M
BSBK Yearly EPS VS EstimatesBSBK Yearly EPS VS EstimatesYearly EPS VS Estimates 2021 2022 2023 2024 0.1 0.2 0.3 0.4 0.5

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Find the best growth stocksShow best growing peers

0

4. BSBK Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 49.71, the valuation of BSBK can be described as expensive.
  • Based on the Price/Earnings ratio, BSBK is valued expensively inside the industry as 89.10% of the companies are valued cheaper.
  • BSBK's Price/Earnings ratio indicates a rather expensive valuation when compared to the S&P500 average which is at 27.35.
Industry RankSector Rank
PE 49.71
Fwd PE N/A
BSBK Price Earnings VS Forward Price EarningsBSBK Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, BSBK is valued more expensive than 80.85% of the companies in the same industry.
Industry RankSector Rank
P/FCF 34.85
EV/EBITDA N/A
BSBK Per share dataBSBK EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2YN/A
EPS Next 3YN/A

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. BSBK Dividend Analysis

5.1 Amount

  • No dividends for BSBK!.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

BSBK Fundamentals: All Metrics, Ratios and Statistics

BOGOTA FINANCIAL CORP

NASDAQ:BSBK (4/27/2026, 8:00:02 PM)

8.45

+0.03 (+0.36%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-13
Earnings (Next)05-04
Inst Owners7.37%
Inst Owner Change0%
Ins Owners2.7%
Ins Owner Change0.88%
Market Cap109.17M
Revenue(TTM)17.24M
Net Income(TTM)2.09M
Analysts43.33
Price TargetN/A
Short Float %0.23%
Short Ratio1.63
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 49.71
Fwd PE N/A
P/S 6.33
P/FCF 34.85
P/OCF 34.08
P/B 0.77
P/tB 0.78
EV/EBITDA N/A
EPS(TTM)0.17
EY2.01%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.24
FCFY2.87%
OCF(TTM)0.25
OCFY2.93%
SpS1.33
BVpS10.91
TBVpS10.9
PEG (NY)N/A
PEG (5Y)N/A
Graham Number6.45882 (-23.56%)
Profitability
Industry RankSector Rank
ROA 0.23%
ROE 1.48%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 12.13%
GM N/A
FCFM 18.17%
ROA(3y)0.03%
ROA(5y)0.34%
ROE(3y)0.12%
ROE(5y)2.08%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-24.72%
PM growth 5Y-2.93%
GM growth 3YN/A
GM growth 5YN/A
F-Score9
Asset Turnover0.02
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA N/A
Cap/Depr 17.67%
Cap/Sales 0.41%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 149.85%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score9
WACC13.82%
ROIC/WACCN/A
Cap/Depr(3y)66.36%
Cap/Depr(5y)119.14%
Cap/Sales(3y)2.46%
Cap/Sales(5y)2.9%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)197.99%
EPS 3Y-31.28%
EPS 5Y-0.54%
EPS Q2Q%175.21%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)44.87%
Revenue growth 3Y-10.69%
Revenue growth 5Y3.22%
Sales Q2Q%54.74%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y199.31%
FCF growth 3Y-33.43%
FCF growth 5Y-5%
OCF growth 1Y225.13%
OCF growth 3Y-33.43%
OCF growth 5Y-11.2%

BOGOTA FINANCIAL CORP / BSBK Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for BOGOTA FINANCIAL CORP?

ChartMill assigns a fundamental rating of 3 / 10 to BSBK.


What is the valuation status of BOGOTA FINANCIAL CORP (BSBK) stock?

ChartMill assigns a valuation rating of 0 / 10 to BOGOTA FINANCIAL CORP (BSBK). This can be considered as Overvalued.


Can you provide the profitability details for BOGOTA FINANCIAL CORP?

BOGOTA FINANCIAL CORP (BSBK) has a profitability rating of 2 / 10.


Can you provide the PE and PB ratios for BSBK stock?

The Price/Earnings (PE) ratio for BOGOTA FINANCIAL CORP (BSBK) is 49.71 and the Price/Book (PB) ratio is 0.77.