BANCO SANTANDER-CHILE-ADR (BSAC) Fundamental Analysis & Valuation

NYSE:BSAC • US05965X1090

Current stock price

30.56 USD
-0.01 (-0.03%)
At close:
30.56 USD
0 (0%)
After Hours:

This BSAC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. BSAC Profitability Analysis

1.1 Basic Checks

  • BSAC had positive earnings in 4 of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: BSAC reported negative operating cash flow in multiple years.
BSAC Yearly Net Income VS EBIT VS OCF VS FCFBSAC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500B -500B 1T 1.5T

1.2 Ratios

  • Looking at the Return On Assets, with a value of 1.57%, BSAC belongs to the top of the industry, outperforming 88.98% of the companies in the same industry.
  • BSAC's Return On Equity of 23.39% is amongst the best of the industry. BSAC outperforms 98.16% of its industry peers.
Industry RankSector Rank
ROA 1.57%
ROE 23.39%
ROIC N/A
ROA(3y)1.05%
ROA(5y)1.06%
ROE(3y)16.98%
ROE(5y)17.65%
ROIC(3y)N/A
ROIC(5y)N/A
BSAC Yearly ROA, ROE, ROICBSAC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

  • The Profit Margin of BSAC (31.11%) is better than 81.89% of its industry peers.
  • In the last couple of years the Profit Margin of BSAC has grown nicely.
  • The Operating Margin and Gross Margin are not available for BSAC so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 31.11%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.43%
PM growth 5Y3.1%
GM growth 3YN/A
GM growth 5YN/A
BSAC Yearly Profit, Operating, Gross MarginsBSAC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30

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0

2. BSAC Health Analysis

2.1 Basic Checks

  • BSAC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
BSAC Yearly Shares OutstandingBSAC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M
BSAC Yearly Total Debt VS Total AssetsBSAC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 20T 40T 60T

2.2 Solvency

  • BSAC has a debt to FCF ratio of 15.71. This is a negative value and a sign of low solvency as BSAC would need 15.71 years to pay back of all of its debts.
  • BSAC's Debt to FCF ratio of 15.71 is on the low side compared to the rest of the industry. BSAC is outperformed by 79.79% of its industry peers.
  • BSAC has a Debt/Equity ratio of 2.63. This is a high value indicating a heavy dependency on external financing.
  • The Debt to Equity ratio of BSAC (2.63) is worse than 91.34% of its industry peers.
Industry RankSector Rank
Debt/Equity 2.63
Debt/FCF 15.71
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
BSAC Yearly LT Debt VS Equity VS FCFBSAC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5T 10T

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BSAC Yearly Current Assets VS Current LiabilitesBSAC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2T 4T 6T 8T 10T

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3

3. BSAC Growth Analysis

3.1 Past

  • BSAC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 21.32%, which is quite impressive.
  • The Earnings Per Share has been growing by 14.95% on average over the past years. This is quite good.
EPS 1Y (TTM)21.32%
EPS 3Y8.77%
EPS 5Y14.95%
EPS Q2Q%-8.16%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-1.73%

3.2 Future

  • The Earnings Per Share is expected to grow by 2.91% on average over the next years.
  • BSAC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.47% yearly.
EPS Next Y8.38%
EPS Next 2Y9.47%
EPS Next 3Y8.48%
EPS Next 5Y2.91%
Revenue Next Year6.08%
Revenue Next 2Y6.7%
Revenue Next 3Y5.93%
Revenue Next 5Y4.47%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
BSAC Yearly Revenue VS EstimatesBSAC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1T 2T 3T
BSAC Yearly EPS VS EstimatesBSAC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 500 1K 1.5K 2K 2.5K

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0

4. BSAC Valuation Analysis

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
BSAC Price Earnings VS Forward Price EarningsBSAC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BSAC Per share dataBSAC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share

4.3 Compensation for Growth

PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y9.47%
EPS Next 3Y8.48%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. BSAC Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 3.42%, BSAC has a reasonable but not impressive dividend return.
  • BSAC's Dividend Yield is a higher than the industry average which is at 2.90.
  • Compared to an average S&P500 Dividend Yield of 1.91, BSAC pays a better dividend.
Industry RankSector Rank
Dividend Yield 3.42%

5.2 History

  • The dividend of BSAC decreases each year by -0.44%.
  • BSAC has been paying a dividend for at least 10 years, so it has a reliable track record.
  • BSAC has decreased its dividend recently.
Dividend Growth(5Y)-0.44%
Div Incr Years1
Div Non Decr Years1
BSAC Yearly Dividends per shareBSAC Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2 2.5

5.3 Sustainability

  • BSAC pays out 55.88% of its income as dividend. This is a bit on the high side, but may be sustainable.
DP55.88%
EPS Next 2Y9.47%
EPS Next 3Y8.48%
BSAC Yearly Income VS Free CF VS DividendBSAC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500B -500B 1T 1.5T
BSAC Dividend Payout.BSAC Dividend Payout, showing the Payout Ratio.BSAC Dividend Payout.PayoutRetained Earnings

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BSAC Fundamentals: All Metrics, Ratios and Statistics

BANCO SANTANDER-CHILE-ADR

NYSE:BSAC (3/13/2026, 8:12:40 PM)

After market: 30.56 0 (0%)

30.56

-0.01 (-0.03%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)01-30
Earnings (Next)04-28
Inst Owners22.42%
Inst Owner Change-3.17%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap14.40B
Revenue(TTM)N/A
Net Income(TTM)1.07T
Analysts52
Price Target36.17 (18.36%)
Short Float %0.35%
Short Ratio1.41
Dividend
Industry RankSector Rank
Dividend Yield 3.42%
Yearly DividendN/A
Dividend Growth(5Y)-0.44%
DP55.88%
Div Incr Years1
Div Non Decr Years1
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)-2.28%
Min EPS beat(2)-5.4%
Max EPS beat(2)0.85%
EPS beat(4)3
Avg EPS beat(4)1.8%
Min EPS beat(4)-5.4%
Max EPS beat(4)9.65%
EPS beat(8)4
Avg EPS beat(8)-0.47%
EPS beat(12)5
Avg EPS beat(12)-7.2%
EPS beat(16)8
Avg EPS beat(16)-2.38%
Revenue beat(2)0
Avg Revenue beat(2)-2.06%
Min Revenue beat(2)-3.62%
Max Revenue beat(2)-0.49%
Revenue beat(4)1
Avg Revenue beat(4)-1.55%
Min Revenue beat(4)-3.62%
Max Revenue beat(4)0.11%
Revenue beat(8)3
Avg Revenue beat(8)-2.33%
Revenue beat(12)4
Avg Revenue beat(12)-1.48%
Revenue beat(16)8
Avg Revenue beat(16)3.17%
PT rev (1m)-2%
PT rev (3m)14.46%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.22%
EPS NY rev (1m)-0.26%
EPS NY rev (3m)0.61%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-5.78%
Revenue NY rev (1m)-0.09%
Revenue NY rev (3m)-0.09%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)N/A
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpSN/A
BVpSN/A
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 1.57%
ROE 23.39%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 31.11%
GM N/A
FCFM 33.18%
ROA(3y)1.05%
ROA(5y)1.06%
ROE(3y)16.98%
ROE(5y)17.65%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-2.43%
PM growth 5Y3.1%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 2.63
Debt/FCF 15.71
Debt/EBITDA N/A
Cap/Depr 69.11%
Cap/Sales 2.74%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 106.65%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)70.12%
Cap/Depr(5y)67.23%
Cap/Sales(3y)3.66%
Cap/Sales(5y)3.4%
Profit Quality(3y)98.06%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)21.32%
EPS 3Y8.77%
EPS 5Y14.95%
EPS Q2Q%-8.16%
EPS Next Y8.38%
EPS Next 2Y9.47%
EPS Next 3Y8.48%
EPS Next 5Y2.91%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-1.73%
Revenue Next Year6.08%
Revenue Next 2Y6.7%
Revenue Next 3Y5.93%
Revenue Next 5Y4.47%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-49.86%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y180.56%
FCF growth 3YN/A
FCF growth 5Y-11.63%
OCF growth 1Y135%
OCF growth 3YN/A
OCF growth 5Y-10.82%

BANCO SANTANDER-CHILE-ADR / BSAC Fundamental Analysis FAQ

What is the ChartMill fundamental rating of BANCO SANTANDER-CHILE-ADR (BSAC) stock?

ChartMill assigns a fundamental rating of 2 / 10 to BSAC.


What is the valuation status for BSAC stock?

ChartMill assigns a valuation rating of 0 / 10 to BANCO SANTANDER-CHILE-ADR (BSAC). This can be considered as Overvalued.


How profitable is BANCO SANTANDER-CHILE-ADR (BSAC) stock?

BANCO SANTANDER-CHILE-ADR (BSAC) has a profitability rating of 4 / 10.


What is the financial health of BANCO SANTANDER-CHILE-ADR (BSAC) stock?

The financial health rating of BANCO SANTANDER-CHILE-ADR (BSAC) is 0 / 10.


What is the earnings growth outlook for BANCO SANTANDER-CHILE-ADR?

The Earnings per Share (EPS) of BANCO SANTANDER-CHILE-ADR (BSAC) is expected to grow by 8.38% in the next year.