Boston Pvt Finl Hld (BPFH) Fundamental Analysis & Valuation

NASDAQ:BPFH

Current stock price

14.75
+0.01 (+0.07%)
At close:
14.75
0 (0%)
After Hours:

This BPFH fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

0

1. BPFH Profitability Analysis

1.1 Basic Checks

  • BPFH had positive earnings in the past year.

1.2 Ratios

Industry RankSector Rank
ROA 0.52%
ROE 6.41%
ROIC N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

  • BPFH does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 16.46%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A

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1

2. BPFH Health Analysis

2.1 Basic Checks

  • BPFH has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

2.2 Solvency

  • A Debt/Equity ratio of 0.12 indicates that BPFH is not too dependend on debt financing.
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACCN/A

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

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3

3. BPFH Growth Analysis

3.1 Past

  • BPFH shows a slight negative growth in Earnings Per Share. In the last year, the EPS has decreased by -8.33%.
  • BPFH shows a decrease in Earnings Per Share. Measured over the last years, the EPS has been decreasing by -6.36% yearly.
  • BPFH shows a small growth in Revenue. In the last year, the Revenue has grown by 2.88%.
  • The Revenue has been decreasing by -1.16% on average over the past years.
EPS 1Y (TTM)-8.33%
EPS 3Y-15.02%
EPS 5Y-6.36%
EPS Q2Q%1200%
Revenue 1Y (TTM)2.88%
Revenue growth 3Y-4.74%
Revenue growth 5Y-1.16%
Sales Q2Q%8.72%

3.2 Future

  • Based on estimates for the next years, BPFH will show a quite strong growth in Earnings Per Share. The EPS will grow by 18.59% on average per year.
  • Based on estimates for the next years, BPFH will show a small growth in Revenue. The Revenue will grow by 2.13% on average per year.
EPS Next Y22.15%
EPS Next 2Y21.38%
EPS Next 3Y25.53%
EPS Next 5Y18.59%
Revenue Next Year1.03%
Revenue Next 2Y2.51%
Revenue Next 3Y2.01%
Revenue Next 5Y2.13%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
BPFH Yearly Revenue VS EstimatesBPFH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M 250M
BPFH Yearly EPS VS EstimatesBPFH Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0.2 0.4 0.6 0.8 1

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2

4. BPFH Valuation Analysis

4.1 Price/Earnings Ratio

  • BPFH is valuated rather expensively with a Price/Earnings ratio of 22.35.
  • BPFH is valuated at similar levels of the S&P average when we compare the Price/Earnings ratio to 25.70, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 18.54, the valuation of BPFH can be described as rather expensive.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 23.84, BPFH is valued a bit cheaper.
Industry RankSector Rank
PE 22.35
Fwd PE 18.54
BPFH Price Earnings VS Forward Price EarningsBPFH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BPFH Per share dataBPFH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
  • BPFH's earnings are expected to grow with 25.53% in the coming years. This may justify a more expensive valuation.
PEG (NY)1.01
PEG (5Y)N/A
EPS Next 2Y21.38%
EPS Next 3Y25.53%

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3

5. BPFH Dividend Analysis

5.1 Amount

  • BPFH has a Yearly Dividend Yield of 1.63%. Purely for dividend investing, there may be better candidates out there.
  • BPFH's Dividend Yield is comparable with the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 1.63%

5.2 History

  • The dividend of BPFH decreases each year by -6.53%.
  • BPFH has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)-6.53%
Div Incr YearsN/A
Div Non Decr YearsN/A
BPFH Yearly Dividends per shareBPFH Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 0.1 0.2 0.3 0.4

5.3 Sustainability

  • 44.78% of the earnings are spent on dividend by BPFH. This is a bit on the high side, but may be sustainable.
DP44.78%
EPS Next 2Y21.38%
EPS Next 3Y25.53%
BPFH Dividend Payout.BPFH Dividend Payout, showing the Payout Ratio.BPFH Dividend Payout.PayoutRetained Earnings

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BPFH Fundamentals: All Metrics, Ratios and Statistics

Boston Pvt Finl Hld

NASDAQ:BPFH (6/30/2021, 8:00:02 PM)

After market: 14.75 0 (0%)

14.75

+0.01 (+0.07%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)N/A
Earnings (Next)02-08
Inst Owners5.39%
Inst Owner Change0%
Ins Owners3.61%
Ins Owner Change0%
Market Cap1.22B
Revenue(TTM)334.18M
Net Income(TTM)55.01M
Analysts60
Price Target13.99 (-5.15%)
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.63%
Yearly Dividend0.24
Dividend Growth(5Y)-6.53%
DP44.78%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 22.35
Fwd PE 18.54
P/S 3.64
P/FCF N/A
P/OCF N/A
P/B 1.42
P/tB N/A
EV/EBITDA N/A
EPS(TTM)0.66
EY4.47%
EPS(NY)0.8
Fwd EY5.39%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS4.05
BVpS10.41
TBVpSN/A
PEG (NY)1.01
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.52%
ROE 6.41%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 16.46%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3Y0%
ROICexgc growth 5Y0%
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.12
Debt/FCF N/A
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-8.33%
EPS 3Y-15.02%
EPS 5Y-6.36%
EPS Q2Q%1200%
EPS Next Y22.15%
EPS Next 2Y21.38%
EPS Next 3Y25.53%
EPS Next 5Y18.59%
Revenue 1Y (TTM)2.88%
Revenue growth 3Y-4.74%
Revenue growth 5Y-1.16%
Sales Q2Q%8.72%
Revenue Next Year1.03%
Revenue Next 2Y2.51%
Revenue Next 3Y2.01%
Revenue Next 5Y2.13%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1YN/A
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1YN/A
OCF growth 3YN/A
OCF growth 5YN/A

Boston Pvt Finl Hld / BPFH Fundamental Analysis FAQ

What is the fundamental rating for BPFH stock?

ChartMill assigns a fundamental rating of 2 / 10 to BPFH.


What is the valuation status for BPFH stock?

ChartMill assigns a valuation rating of 2 / 10 to Boston Pvt Finl Hld (BPFH). This can be considered as Overvalued.


What is the profitability of BPFH stock?

Boston Pvt Finl Hld (BPFH) has a profitability rating of 1 / 10.


What is the valuation of Boston Pvt Finl Hld based on its PE and PB ratios?

The Price/Earnings (PE) ratio for Boston Pvt Finl Hld (BPFH) is 22.35 and the Price/Book (PB) ratio is 1.42.


Can you provide the expected EPS growth for BPFH stock?

The Earnings per Share (EPS) of Boston Pvt Finl Hld (BPFH) is expected to grow by 22.15% in the next year.