BOWHEAD SPECIALTY HOLDINGS I (BOW) Fundamental Analysis & Valuation

NYSE:BOW • US10240L1026

Current stock price

22.305 USD
+0.63 (+2.93%)
Last:

This BOW fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. BOW Profitability Analysis

1.1 Basic Checks

  • BOW had positive earnings in the past year.
  • BOW had a positive operating cash flow in the past year.
BOW Yearly Net Income VS EBIT VS OCF VS FCFBOW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2022 2023 2024 2025 100M 200M 300M

1.2 Ratios

  • BOW has a Return On Assets (2.27%) which is in line with its industry peers.
  • With a Return On Equity value of 11.97%, BOW perfoms like the industry average, outperforming 58.78% of the companies in the same industry.
  • The Return On Invested Capital of BOW (4.01%) is better than 63.51% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for BOW is significantly below the industry average of 9.34%.
Industry RankSector Rank
ROA 2.27%
ROE 11.97%
ROIC 4.01%
ROA(3y)2.34%
ROA(5y)N/A
ROE(3y)11.78%
ROE(5y)N/A
ROIC(3y)4.11%
ROIC(5y)N/A
BOW Yearly ROA, ROE, ROICBOW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • Looking at the Profit Margin, with a value of 9.75%, BOW is in line with its industry, outperforming 59.46% of the companies in the same industry.
  • BOW's Profit Margin has improved in the last couple of years.
  • Looking at the Operating Margin, with a value of 21.99%, BOW is in the better half of the industry, outperforming 76.35% of the companies in the same industry.
  • In the last couple of years the Operating Margin of BOW has grown nicely.
Industry RankSector Rank
OM 21.99%
PM (TTM) 9.75%
GM N/A
OM growth 3Y11.38%
OM growth 5YN/A
PM growth 3Y17.57%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
BOW Yearly Profit, Operating, Gross MarginsBOW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2022 2023 2024 2025 5 10 15 20

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3

2. BOW Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), BOW is destroying value.
  • BOW has more shares outstanding than it did 1 year ago.
  • BOW has a worse debt/assets ratio than last year.
BOW Yearly Shares OutstandingBOW Yearly Shares OutstandingYearly Shares Outstanding 2022 2023 2024 2025 10M 20M 30M
BOW Yearly Total Debt VS Total AssetsBOW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2022 2023 2024 2025 500M 1B 1.5B 2B

2.2 Solvency

  • BOW has a debt to FCF ratio of 0.45. This is a very positive value and a sign of high solvency as it would only need 0.45 years to pay back of all of its debts.
  • BOW has a Debt to FCF ratio of 0.45. This is amongst the best in the industry. BOW outperforms 81.76% of its industry peers.
  • A Debt/Equity ratio of 0.33 indicates that BOW is not too dependend on debt financing.
  • BOW has a Debt to Equity ratio (0.33) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 0.45
Altman-Z N/A
ROIC/WACC0.47
WACC8.55%
BOW Yearly LT Debt VS Equity VS FCFBOW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2022 2023 2024 2025 100M 200M 300M 400M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BOW Yearly Current Assets VS Current LiabilitesBOW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2022 2023 2024 2025 5M 10M 15M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

9

3. BOW Growth Analysis

3.1 Past

  • BOW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 34.12%, which is quite impressive.
  • BOW shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 64.68% yearly.
  • BOW shows a strong growth in Revenue. In the last year, the Revenue has grown by 29.58%.
  • Measured over the past years, BOW shows a very strong growth in Revenue. The Revenue has been growing by 43.26% on average per year.
EPS 1Y (TTM)34.12%
EPS 3Y64.68%
EPS 5YN/A
EPS Q2Q%11.9%
Revenue 1Y (TTM)29.58%
Revenue growth 3Y43.26%
Revenue growth 5YN/A
Sales Q2Q%25.69%

3.2 Future

  • BOW is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 17.95% yearly.
  • BOW is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 26.32% yearly.
EPS Next Y20.16%
EPS Next 2Y22.14%
EPS Next 3Y18.3%
EPS Next 5Y17.95%
Revenue Next Year34.23%
Revenue Next 2Y26.32%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • The estimated forward Revenue growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
BOW Yearly Revenue VS EstimatesBOW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 2025 2026 2027 200M 400M 600M
BOW Yearly EPS VS EstimatesBOW Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 2028 2029 2030 1 2 3

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6

4. BOW Valuation Analysis

4.1 Price/Earnings Ratio

  • BOW is valuated correctly with a Price/Earnings ratio of 13.52.
  • 62.16% of the companies in the same industry are cheaper than BOW, based on the Price/Earnings ratio.
  • BOW's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 25.23.
  • A Price/Forward Earnings ratio of 11.25 indicates a reasonable valuation of BOW.
  • BOW's Price/Forward Earnings is on the same level as the industry average.
  • When comparing the Price/Forward Earnings ratio of BOW to the average of the S&P500 Index (22.42), we can say BOW is valued slightly cheaper.
Industry RankSector Rank
PE 13.52
Fwd PE 11.25
BOW Price Earnings VS Forward Price EarningsBOW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • BOW's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. BOW is cheaper than 74.32% of the companies in the same industry.
  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of BOW indicates a rather cheap valuation: BOW is cheaper than 86.49% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 2.24
EV/EBITDA 5.39
BOW Per share dataBOW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as BOW's earnings are expected to grow with 18.30% in the coming years.
PEG (NY)0.67
PEG (5Y)N/A
EPS Next 2Y22.14%
EPS Next 3Y18.3%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. BOW Dividend Analysis

5.1 Amount

  • BOW does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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BOW Fundamentals: All Metrics, Ratios and Statistics

BOWHEAD SPECIALTY HOLDINGS I

NYSE:BOW (3/23/2026, 1:16:26 PM)

22.305

+0.63 (+2.93%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-24
Earnings (Next)05-04
Inst Owners66.55%
Inst Owner Change0.93%
Ins Owners3.78%
Ins Owner Change0.43%
Market Cap731.16M
Revenue(TTM)551.59M
Net Income(TTM)53.79M
Analysts76.36
Price Target34.97 (56.78%)
Short Float %4.22%
Short Ratio4.2
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.75%
Min EPS beat(2)1.64%
Max EPS beat(2)13.87%
EPS beat(4)4
Avg EPS beat(4)5.17%
Min EPS beat(4)1.64%
Max EPS beat(4)13.87%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-1.16%
Min Revenue beat(2)-2.99%
Max Revenue beat(2)0.66%
Revenue beat(4)1
Avg Revenue beat(4)-4.54%
Min Revenue beat(4)-8.06%
Max Revenue beat(4)0.66%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)-0.83%
EPS NQ rev (1m)1.41%
EPS NQ rev (3m)-1.6%
EPS NY rev (1m)-0.58%
EPS NY rev (3m)-4.98%
Revenue NQ rev (1m)9.36%
Revenue NQ rev (3m)9.36%
Revenue NY rev (1m)7.01%
Revenue NY rev (3m)10.76%
Valuation
Industry RankSector Rank
PE 13.52
Fwd PE 11.25
P/S 1.33
P/FCF 2.24
P/OCF 2.21
P/B 1.63
P/tB 1.63
EV/EBITDA 5.39
EPS(TTM)1.65
EY7.4%
EPS(NY)1.98
Fwd EY8.89%
FCF(TTM)9.95
FCFY44.59%
OCF(TTM)10.12
OCFY45.35%
SpS16.83
BVpS13.71
TBVpS13.71
PEG (NY)0.67
PEG (5Y)N/A
Graham Number22.56
Profitability
Industry RankSector Rank
ROA 2.27%
ROE 11.97%
ROCE 5.16%
ROIC 4.01%
ROICexc 4.37%
ROICexgc 6.1%
OM 21.99%
PM (TTM) 9.75%
GM N/A
FCFM 59.11%
ROA(3y)2.34%
ROA(5y)N/A
ROE(3y)11.78%
ROE(5y)N/A
ROIC(3y)4.11%
ROIC(5y)N/A
ROICexc(3y)4.5%
ROICexc(5y)N/A
ROICexgc(3y)6.3%
ROICexgc(5y)N/A
ROCE(3y)5.29%
ROCE(5y)N/A
ROICexgc growth 3Y-3.17%
ROICexgc growth 5YN/A
ROICexc growth 3Y-2.86%
ROICexc growth 5YN/A
OM growth 3Y11.38%
OM growth 5YN/A
PM growth 3Y17.57%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.23
Health
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 0.45
Debt/EBITDA 1.19
Cap/Depr 313.1%
Cap/Sales 1.01%
Interest Coverage 250
Cash Conversion 269.4%
Profit Quality 606.14%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC8.55%
ROIC/WACC0.47
Cap/Depr(3y)187.31%
Cap/Depr(5y)N/A
Cap/Sales(3y)1.03%
Cap/Sales(5y)N/A
Profit Quality(3y)765.13%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)34.12%
EPS 3Y64.68%
EPS 5YN/A
EPS Q2Q%11.9%
EPS Next Y20.16%
EPS Next 2Y22.14%
EPS Next 3Y18.3%
EPS Next 5Y17.95%
Revenue 1Y (TTM)29.58%
Revenue growth 3Y43.26%
Revenue growth 5YN/A
Sales Q2Q%25.69%
Revenue Next Year34.23%
Revenue Next 2Y26.32%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y37.15%
EBIT growth 3Y59.57%
EBIT growth 5YN/A
EBIT Next Year24.53%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y11.97%
FCF growth 3Y22.43%
FCF growth 5YN/A
OCF growth 1Y12.67%
OCF growth 3Y22.22%
OCF growth 5YN/A

BOWHEAD SPECIALTY HOLDINGS I / BOW Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for BOWHEAD SPECIALTY HOLDINGS I?

ChartMill assigns a fundamental rating of 5 / 10 to BOW.


What is the valuation status for BOW stock?

ChartMill assigns a valuation rating of 6 / 10 to BOWHEAD SPECIALTY HOLDINGS I (BOW). This can be considered as Fairly Valued.


Can you provide the profitability details for BOWHEAD SPECIALTY HOLDINGS I?

BOWHEAD SPECIALTY HOLDINGS I (BOW) has a profitability rating of 3 / 10.


What is the valuation of BOWHEAD SPECIALTY HOLDINGS I based on its PE and PB ratios?

The Price/Earnings (PE) ratio for BOWHEAD SPECIALTY HOLDINGS I (BOW) is 13.52 and the Price/Book (PB) ratio is 1.63.