BOWHEAD SPECIALTY HOLDINGS I (BOW) Stock Fundamental Analysis

NYSE:BOW • US10240L1026

25.33 USD
+0.29 (+1.16%)
At close: Feb 27, 2026
25.33 USD
0 (0%)
After Hours: 2/27/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

BOW gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 150 industry peers in the Insurance industry. While BOW seems to be doing ok healthwise, there are quite some concerns on its profitability. BOW has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • BOW had positive earnings in the past year.
  • BOW had a positive operating cash flow in the past year.
BOW Yearly Net Income VS EBIT VS OCF VS FCFBOW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2022 2023 2024 50M 100M 150M 200M 250M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 2.51%, BOW is in the better half of the industry, outperforming 60.67% of the companies in the same industry.
  • BOW has a Return On Equity (12.19%) which is comparable to the rest of the industry.
  • BOW has a better Return On Invested Capital (4.30%) than 70.00% of its industry peers.
  • BOW had an Average Return On Invested Capital over the past 3 years of 4.13%. This is significantly below the industry average of 15.13%.
  • The 3 year average ROIC (4.13%) for BOW is below the current ROIC(4.30%), indicating increased profibility in the last year.
Industry RankSector Rank
ROA 2.51%
ROE 12.19%
ROIC 4.3%
ROA(3y)2.25%
ROA(5y)N/A
ROE(3y)12.29%
ROE(5y)N/A
ROIC(3y)4.13%
ROIC(5y)N/A
BOW Yearly ROA, ROE, ROICBOW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2022 2023 2024 2 4 6 8 10

1.3 Margins

  • With a decent Profit Margin value of 10.12%, BOW is doing good in the industry, outperforming 62.67% of the companies in the same industry.
  • Looking at the Operating Margin, with a value of 22.42%, BOW is in the better half of the industry, outperforming 78.00% of the companies in the same industry.
Industry RankSector Rank
OM 22.42%
PM (TTM) 10.12%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
BOW Yearly Profit, Operating, Gross MarginsBOW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2022 2023 2024 5 10 15 20

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ROAROEROICOperating and Profit MarginShow most profitable peers

4

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BOW is destroying value.
  • There is no outstanding debt for BOW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
BOW Yearly Shares OutstandingBOW Yearly Shares OutstandingYearly Shares Outstanding 2022 2023 2024 10M 20M 30M
BOW Yearly Total Debt VS Total AssetsBOW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2022 2023 2024 500M 1B 1.5B

2.2 Solvency

  • There is no outstanding debt for BOW. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z N/A
ROIC/WACC0.5
WACC8.61%
BOW Yearly LT Debt VS Equity VS FCFBOW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2022 2023 2024 100M 200M 300M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BOW Yearly Current Assets VS Current LiabilitesBOW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2022 2023 2024 5M 10M 15M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

EPS 1Y (TTM)N/A
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%11.9%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%41.94%

3.2 Future

  • The Earnings Per Share is expected to grow by 17.89% on average over the next years. This is quite good.
  • The Revenue is expected to grow by 21.24% on average over the next years. This is a very strong growth
EPS Next Y20.86%
EPS Next 2Y21.82%
EPS Next 3Y19.82%
EPS Next 5Y17.89%
Revenue Next Year25.43%
Revenue Next 2Y21.24%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

BOW Yearly Revenue VS EstimatesBOW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 2025 2026 2027 200M 400M 600M
BOW Yearly EPS VS EstimatesBOW Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 2028 2029 2030 1 2 3

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • With a Price/Earnings ratio of 15.35, BOW is valued correctly.
  • Based on the Price/Earnings ratio, BOW is valued a bit more expensive than the industry average as 60.67% of the companies are valued more cheaply.
  • BOW is valuated rather cheaply when we compare the Price/Earnings ratio to 27.10, which is the current average of the S&P500 Index.
  • A Price/Forward Earnings ratio of 12.70 indicates a correct valuation of BOW.
  • BOW's Price/Forward Earnings ratio is in line with the industry average.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.06, BOW is valued rather cheaply.
Industry RankSector Rank
PE 15.35
Fwd PE 12.7
BOW Price Earnings VS Forward Price EarningsBOW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, BOW is valued a bit cheaper than the industry average as 78.00% of the companies are valued more expensively.
  • 86.67% of the companies in the same industry are more expensive than BOW, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 2.53
EV/EBITDA 5.25
BOW Per share dataBOW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • BOW's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • BOW's earnings are expected to grow with 19.82% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.74
PEG (5Y)N/A
EPS Next 2Y21.82%
EPS Next 3Y19.82%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • BOW does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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Find the best dividend stocksShow peers with best dividend

BOWHEAD SPECIALTY HOLDINGS I

NYSE:BOW (2/27/2026, 8:04:00 PM)

After market: 25.33 0 (0%)

25.33

+0.29 (+1.16%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-24
Earnings (Next)05-04
Inst Owners64.55%
Inst Owner Change0.91%
Ins Owners3.08%
Ins Owner Change-1.23%
Market Cap830.32M
Revenue(TTM)N/A
Net Income(TTM)52.55M
Analysts76.36
Price Target34.97 (38.06%)
Short Float %4.75%
Short Ratio5.55
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)8.41%
Min EPS beat(2)2.95%
Max EPS beat(2)13.87%
EPS beat(4)4
Avg EPS beat(4)11.31%
Min EPS beat(4)2.22%
Max EPS beat(4)26.2%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)0
Avg Revenue beat(2)-5.38%
Min Revenue beat(2)-7.77%
Max Revenue beat(2)-2.99%
Revenue beat(4)1
Avg Revenue beat(4)-3.62%
Min Revenue beat(4)-8.06%
Max Revenue beat(4)4.32%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-0.83%
PT rev (3m)-2.51%
EPS NQ rev (1m)2.21%
EPS NQ rev (3m)-4.4%
EPS NY rev (1m)0.13%
EPS NY rev (3m)2.79%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-2.61%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.11%
Valuation
Industry RankSector Rank
PE 15.35
Fwd PE 12.7
P/S 1.6
P/FCF 2.53
P/OCF 2.49
P/B 1.93
P/tB 1.93
EV/EBITDA 5.25
EPS(TTM)1.65
EY6.51%
EPS(NY)1.99
Fwd EY7.87%
FCF(TTM)10.02
FCFY39.54%
OCF(TTM)10.15
OCFY40.09%
SpS15.84
BVpS13.15
TBVpS13.15
PEG (NY)0.74
PEG (5Y)N/A
Graham Number22.09
Profitability
Industry RankSector Rank
ROA 2.51%
ROE 12.19%
ROCE 5.6%
ROIC 4.3%
ROICexc 4.75%
ROICexgc 6.78%
OM 22.42%
PM (TTM) 10.12%
GM N/A
FCFM 63.23%
ROA(3y)2.25%
ROA(5y)N/A
ROE(3y)12.29%
ROE(5y)N/A
ROIC(3y)4.13%
ROIC(5y)N/A
ROICexc(3y)4.58%
ROICexc(5y)N/A
ROICexgc(3y)6.42%
ROICexgc(5y)N/A
ROCE(3y)5.37%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.25
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 196.81%
Cap/Sales 0.88%
Interest Coverage 250
Cash Conversion 280.39%
Profit Quality 624.74%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score5
WACC8.61%
ROIC/WACC0.5
Cap/Depr(3y)265.07%
Cap/Depr(5y)N/A
Cap/Sales(3y)1.4%
Cap/Sales(5y)N/A
Profit Quality(3y)1089.24%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)N/A
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%11.9%
EPS Next Y20.86%
EPS Next 2Y21.82%
EPS Next 3Y19.82%
EPS Next 5Y17.89%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%41.94%
Revenue Next Year25.43%
Revenue Next 2Y21.24%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y2.94%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year40.72%
EBIT Next 3Y29.59%
EBIT Next 5YN/A
FCF growth 1Y25.29%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y24.58%
OCF growth 3YN/A
OCF growth 5YN/A

BOWHEAD SPECIALTY HOLDINGS I / BOW FAQ

Can you provide the ChartMill fundamental rating for BOWHEAD SPECIALTY HOLDINGS I?

ChartMill assigns a fundamental rating of 4 / 10 to BOW.


What is the valuation status for BOW stock?

ChartMill assigns a valuation rating of 6 / 10 to BOWHEAD SPECIALTY HOLDINGS I (BOW). This can be considered as Fairly Valued.


Can you provide the profitability details for BOWHEAD SPECIALTY HOLDINGS I?

BOWHEAD SPECIALTY HOLDINGS I (BOW) has a profitability rating of 3 / 10.


What is the valuation of BOWHEAD SPECIALTY HOLDINGS I based on its PE and PB ratios?

The Price/Earnings (PE) ratio for BOWHEAD SPECIALTY HOLDINGS I (BOW) is 15.35 and the Price/Book (PB) ratio is 1.93.