BOWHEAD SPECIALTY HOLDINGS I (BOW) Fundamental Analysis & Valuation

NYSE:BOW • US10240L1026

Current stock price

23.97 USD
-0.09 (-0.37%)
At close:
23.97 USD
0 (0%)
After Hours:

This BOW fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. BOW Profitability Analysis

1.1 Basic Checks

  • In the past year BOW was profitable.
  • In the past year BOW had a positive cash flow from operations.
BOW Yearly Net Income VS EBIT VS OCF VS FCFBOW Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2022 2023 2024 2025 100M 200M 300M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 2.27%, BOW is in line with its industry, outperforming 48.98% of the companies in the same industry.
  • BOW's Return On Equity of 11.97% is in line compared to the rest of the industry. BOW outperforms 57.14% of its industry peers.
  • BOW has a Return On Invested Capital of 4.01%. This is in the better half of the industry: BOW outperforms 64.63% of its industry peers.
  • The Average Return On Invested Capital over the past 3 years for BOW is significantly below the industry average of 9.51%.
Industry RankSector Rank
ROA 2.27%
ROE 11.97%
ROIC 4.01%
ROA(3y)2.34%
ROA(5y)N/A
ROE(3y)11.78%
ROE(5y)N/A
ROIC(3y)4.11%
ROIC(5y)N/A
BOW Yearly ROA, ROE, ROICBOW Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2022 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • BOW's Profit Margin of 9.75% is in line compared to the rest of the industry. BOW outperforms 56.46% of its industry peers.
  • In the last couple of years the Profit Margin of BOW has grown nicely.
  • With a decent Operating Margin value of 21.99%, BOW is doing good in the industry, outperforming 76.87% of the companies in the same industry.
  • BOW's Operating Margin has improved in the last couple of years.
Industry RankSector Rank
OM 21.99%
PM (TTM) 9.75%
GM N/A
OM growth 3Y11.38%
OM growth 5YN/A
PM growth 3Y17.57%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
BOW Yearly Profit, Operating, Gross MarginsBOW Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2022 2023 2024 2025 5 10 15 20

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3

2. BOW Health Analysis

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so BOW is destroying value.
  • The number of shares outstanding for BOW has been increased compared to 1 year ago.
  • BOW has a worse debt/assets ratio than last year.
BOW Yearly Shares OutstandingBOW Yearly Shares OutstandingYearly Shares Outstanding 2022 2023 2024 2025 10M 20M 30M
BOW Yearly Total Debt VS Total AssetsBOW Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2022 2023 2024 2025 500M 1B 1.5B 2B

2.2 Solvency

  • BOW has a debt to FCF ratio of 0.45. This is a very positive value and a sign of high solvency as it would only need 0.45 years to pay back of all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 0.45, BOW belongs to the top of the industry, outperforming 81.63% of the companies in the same industry.
  • A Debt/Equity ratio of 0.33 indicates that BOW is not too dependend on debt financing.
  • The Debt to Equity ratio of BOW (0.33) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 0.45
Altman-Z N/A
ROIC/WACC0.47
WACC8.47%
BOW Yearly LT Debt VS Equity VS FCFBOW Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2022 2023 2024 2025 100M 200M 300M 400M

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BOW Yearly Current Assets VS Current LiabilitesBOW Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2022 2023 2024 2025 5M 10M 15M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

9

3. BOW Growth Analysis

3.1 Past

  • BOW shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 34.12%, which is quite impressive.
  • Measured over the past years, BOW shows a very strong growth in Earnings Per Share. The EPS has been growing by 64.68% on average per year.
  • BOW shows a strong growth in Revenue. In the last year, the Revenue has grown by 29.58%.
  • The Revenue has been growing by 43.26% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)34.12%
EPS 3Y64.68%
EPS 5YN/A
EPS Q2Q%11.9%
Revenue 1Y (TTM)29.58%
Revenue growth 3Y43.26%
Revenue growth 5YN/A
Sales Q2Q%25.69%

3.2 Future

  • The Earnings Per Share is expected to grow by 17.95% on average over the next years. This is quite good.
  • BOW is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 23.62% yearly.
EPS Next Y19.55%
EPS Next 2Y21.79%
EPS Next 3Y18.38%
EPS Next 5Y17.95%
Revenue Next Year35.45%
Revenue Next 2Y27.04%
Revenue Next 3Y23.62%
Revenue Next 5YN/A

3.3 Evolution

  • The estimated forward EPS growth is still strong, although it is decreasing when compared to the stronger growth in the past years.
  • Although the future Revenue growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
BOW Yearly Revenue VS EstimatesBOW Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2022 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M
BOW Yearly EPS VS EstimatesBOW Yearly EPS VS EstimatesYearly EPS VS Estimates 2024 2025 2026 2027 2028 2029 2030 1 2 3

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6

4. BOW Valuation Analysis

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 14.53, the valuation of BOW can be described as correct.
  • BOW's Price/Earnings ratio is a bit more expensive when compared to the industry. BOW is more expensive than 64.63% of the companies in the same industry.
  • Compared to an average S&P500 Price/Earnings ratio of 27.66, BOW is valued a bit cheaper.
  • The Price/Forward Earnings ratio is 12.15, which indicates a correct valuation of BOW.
  • BOW's Price/Forward Earnings ratio is in line with the industry average.
  • When comparing the Price/Forward Earnings ratio of BOW to the average of the S&P500 Index (38.00), we can say BOW is valued rather cheaply.
Industry RankSector Rank
PE 14.53
Fwd PE 12.15
BOW Price Earnings VS Forward Price EarningsBOW Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, BOW is valued a bit cheaper than the industry average as 72.79% of the companies are valued more expensively.
  • Based on the Price/Free Cash Flow ratio, BOW is valued cheaper than 87.07% of the companies in the same industry.
Industry RankSector Rank
P/FCF 2.41
EV/EBITDA 6.01
BOW Per share dataBOW EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as BOW's earnings are expected to grow with 18.38% in the coming years.
PEG (NY)0.74
PEG (5Y)N/A
EPS Next 2Y21.79%
EPS Next 3Y18.38%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. BOW Dividend Analysis

5.1 Amount

  • No dividends for BOW!.
Industry RankSector Rank
Dividend Yield 0%

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BOW Fundamentals: All Metrics, Ratios and Statistics

BOWHEAD SPECIALTY HOLDINGS I

NYSE:BOW (4/21/2026, 8:04:00 PM)

After market: 23.97 0 (0%)

23.97

-0.09 (-0.37%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-24
Earnings (Next)05-05
Inst Owners66.2%
Inst Owner Change0.13%
Ins Owners3.92%
Ins Owner Change0.43%
Market Cap787.17M
Revenue(TTM)551.59M
Net Income(TTM)53.79M
Analysts76.36
Price Target31.11 (29.79%)
Short Float %3.3%
Short Ratio3.35
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)7.75%
Min EPS beat(2)1.64%
Max EPS beat(2)13.87%
EPS beat(4)4
Avg EPS beat(4)5.17%
Min EPS beat(4)1.64%
Max EPS beat(4)13.87%
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)1
Avg Revenue beat(2)-1.16%
Min Revenue beat(2)-2.99%
Max Revenue beat(2)0.66%
Revenue beat(4)1
Avg Revenue beat(4)-4.54%
Min Revenue beat(4)-8.06%
Max Revenue beat(4)0.66%
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)-11.04%
PT rev (3m)-11.78%
EPS NQ rev (1m)-0.67%
EPS NQ rev (3m)1.21%
EPS NY rev (1m)-0.51%
EPS NY rev (3m)-3.75%
Revenue NQ rev (1m)-0.87%
Revenue NQ rev (3m)8.41%
Revenue NY rev (1m)0.91%
Revenue NY rev (3m)7.99%
Valuation
Industry RankSector Rank
PE 14.53
Fwd PE 12.15
P/S 1.43
P/FCF 2.41
P/OCF 2.37
P/B 1.75
P/tB 1.75
EV/EBITDA 6.01
EPS(TTM)1.65
EY6.88%
EPS(NY)1.97
Fwd EY8.23%
FCF(TTM)9.93
FCFY41.42%
OCF(TTM)10.1
OCFY42.12%
SpS16.8
BVpS13.68
TBVpS13.68
PEG (NY)0.74
PEG (5Y)N/A
Graham Number22.5365 (-5.98%)
Profitability
Industry RankSector Rank
ROA 2.27%
ROE 11.97%
ROCE 5.16%
ROIC 4.01%
ROICexc 4.37%
ROICexgc 6.1%
OM 21.99%
PM (TTM) 9.75%
GM N/A
FCFM 59.11%
ROA(3y)2.34%
ROA(5y)N/A
ROE(3y)11.78%
ROE(5y)N/A
ROIC(3y)4.11%
ROIC(5y)N/A
ROICexc(3y)4.5%
ROICexc(5y)N/A
ROICexgc(3y)6.3%
ROICexgc(5y)N/A
ROCE(3y)5.29%
ROCE(5y)N/A
ROICexgc growth 3Y-3.17%
ROICexgc growth 5YN/A
ROICexc growth 3Y-2.86%
ROICexc growth 5YN/A
OM growth 3Y11.38%
OM growth 5YN/A
PM growth 3Y17.57%
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.23
Health
Industry RankSector Rank
Debt/Equity 0.33
Debt/FCF 0.45
Debt/EBITDA 1.19
Cap/Depr 313.1%
Cap/Sales 1.01%
Interest Coverage 250
Cash Conversion 269.4%
Profit Quality 606.14%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACC8.47%
ROIC/WACC0.47
Cap/Depr(3y)187.31%
Cap/Depr(5y)N/A
Cap/Sales(3y)1.03%
Cap/Sales(5y)N/A
Profit Quality(3y)765.13%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)34.12%
EPS 3Y64.68%
EPS 5YN/A
EPS Q2Q%11.9%
EPS Next Y19.55%
EPS Next 2Y21.79%
EPS Next 3Y18.38%
EPS Next 5Y17.95%
Revenue 1Y (TTM)29.58%
Revenue growth 3Y43.26%
Revenue growth 5YN/A
Sales Q2Q%25.69%
Revenue Next Year35.45%
Revenue Next 2Y27.04%
Revenue Next 3Y23.62%
Revenue Next 5YN/A
EBIT growth 1Y37.15%
EBIT growth 3Y59.57%
EBIT growth 5YN/A
EBIT Next Year24.53%
EBIT Next 3Y18.54%
EBIT Next 5YN/A
FCF growth 1Y11.97%
FCF growth 3Y22.43%
FCF growth 5YN/A
OCF growth 1Y12.67%
OCF growth 3Y22.22%
OCF growth 5YN/A

BOWHEAD SPECIALTY HOLDINGS I / BOW Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for BOWHEAD SPECIALTY HOLDINGS I?

ChartMill assigns a fundamental rating of 5 / 10 to BOW.


What is the valuation status for BOW stock?

ChartMill assigns a valuation rating of 6 / 10 to BOWHEAD SPECIALTY HOLDINGS I (BOW). This can be considered as Fairly Valued.


What is the profitability of BOW stock?

BOWHEAD SPECIALTY HOLDINGS I (BOW) has a profitability rating of 3 / 10.


What is the financial health of BOWHEAD SPECIALTY HOLDINGS I (BOW) stock?

The financial health rating of BOWHEAD SPECIALTY HOLDINGS I (BOW) is 3 / 10.