BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) Stock Fundamental Analysis
Europe - FRA:BMW3 - DE0005190037
77.25 EUR
-0.5 (-0.64%)
BMW3 gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 29 industry peers in the Automobiles industry. BMW3 has a medium profitability rating, but doesn't score so well on its financial health evaluation. BMW3 has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year BMW3 was profitable.
In the past year BMW3 had a positive cash flow from operations.
Each year in the past 5 years BMW3 has been profitable.
BMW3 had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
BMW3's Return On Assets of 2.21% is fine compared to the rest of the industry. BMW3 outperforms 64.52% of its industry peers.
BMW3 has a Return On Equity (6.25%) which is comparable to the rest of the industry.
BMW3's Return On Invested Capital of 3.67% is fine compared to the rest of the industry. BMW3 outperforms 64.52% of its industry peers.
BMW3 had an Average Return On Invested Capital over the past 3 years of 6.06%. This is in line with the industry average of 6.71%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 6.25% | ||
| ROIC | 3.67% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
The Profit Margin of BMW3 (4.20%) is better than 67.74% of its industry peers.
In the last couple of years the Profit Margin of BMW3 has grown nicely.
With a decent Operating Margin value of 6.87%, BMW3 is doing good in the industry, outperforming 77.42% of the companies in the same industry.
BMW3's Operating Margin has improved in the last couple of years.
BMW3 has a worse Gross Margin (15.20%) than 64.52% of its industry peers.
BMW3's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.87% | ||
| PM (TTM) | 4.2% | ||
| GM | 15.2% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
BMW3 has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, BMW3 has less shares outstanding
The number of shares outstanding for BMW3 has been reduced compared to 5 years ago.
The debt/assets ratio for BMW3 is higher compared to a year ago.
2.2 Solvency
BMW3 has an Altman-Z score of 1.37. This is a bad value and indicates that BMW3 is not financially healthy and even has some risk of bankruptcy.
BMW3 has a better Altman-Z score (1.37) than 74.19% of its industry peers.
A Debt/Equity ratio of 0.75 indicates that BMW3 is somewhat dependend on debt financing.
BMW3 has a Debt to Equity ratio of 0.75. This is comparable to the rest of the industry: BMW3 outperforms 51.61% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.37 |
ROIC/WACC0.88
WACC4.16%
2.3 Liquidity
BMW3 has a Current Ratio of 1.15. This is a normal value and indicates that BMW3 is financially healthy and should not expect problems in meeting its short term obligations.
BMW3 has a Current ratio of 1.15. This is comparable to the rest of the industry: BMW3 outperforms 51.61% of its industry peers.
A Quick Ratio of 0.86 indicates that BMW3 may have some problems paying its short term obligations.
BMW3 has a Quick ratio of 0.86. This is comparable to the rest of the industry: BMW3 outperforms 48.39% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
BMW3 shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -43.89%.
The Earnings Per Share has been growing by 9.24% on average over the past years. This is quite good.
The Revenue for BMW3 has decreased by -11.92% in the past year. This is quite bad
The Revenue has been growing slightly by 6.44% on average over the past years.
EPS 1Y (TTM)-43.89%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-31.33%
Revenue 1Y (TTM)-11.92%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-8.17%
3.2 Future
The Earnings Per Share is expected to grow by 6.19% on average over the next years.
Based on estimates for the next years, BMW3 will show a small growth in Revenue. The Revenue will grow by 0.45% on average per year.
EPS Next Y-5.44%
EPS Next 2Y1.03%
EPS Next 3Y5.08%
EPS Next 5Y6.19%
Revenue Next Year-4.12%
Revenue Next 2Y-1.06%
Revenue Next 3Y0.33%
Revenue Next 5Y0.45%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 8.32, the valuation of BMW3 can be described as reasonable.
Based on the Price/Earnings ratio, BMW3 is valued cheaply inside the industry as 80.65% of the companies are valued more expensively.
BMW3's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.30.
BMW3 is valuated cheaply with a Price/Forward Earnings ratio of 6.51.
Based on the Price/Forward Earnings ratio, BMW3 is valued a bit cheaper than 67.74% of the companies in the same industry.
When comparing the Price/Forward Earnings ratio of BMW3 to the average of the S&P500 Index (22.73), we can say BMW3 is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.32 | ||
| Fwd PE | 6.51 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as BMW3.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 7.12 |
4.3 Compensation for Growth
BMW3 has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.9
EPS Next 2Y1.03%
EPS Next 3Y5.08%
5. Dividend
5.1 Amount
BMW3 has a Yearly Dividend Yield of 5.10%, which is a nice return.
BMW3's Dividend Yield is comparable with the industry average which is at 5.51.
BMW3's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.1% |
5.2 History
On average, the dividend of BMW3 grows each year by 16.27%, which is quite nice.
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
BMW3's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y1.03%
EPS Next 3Y5.08%
FRA:BMW3 (9/12/2025, 5:36:15 PM)
77.25
-0.5 (-0.64%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners19.26%
Inst Owner ChangeN/A
Ins Owners48.56%
Ins Owner ChangeN/A
Market Cap47.57B
Analysts73.1
Price Target82.61 (6.94%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.1% |
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.87%
Min EPS beat(2)-17.69%
Max EPS beat(2)-2.04%
EPS beat(4)0
Avg EPS beat(4)-20.13%
Min EPS beat(4)-57.28%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-12.2%
EPS beat(12)3
Avg EPS beat(12)-7.57%
EPS beat(16)7
Avg EPS beat(16)-3.15%
Revenue beat(2)0
Avg Revenue beat(2)-5.43%
Min Revenue beat(2)-6.54%
Max Revenue beat(2)-4.31%
Revenue beat(4)0
Avg Revenue beat(4)-7.78%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.31%
Revenue beat(8)2
Avg Revenue beat(8)-4.12%
Revenue beat(12)5
Avg Revenue beat(12)-1.92%
Revenue beat(16)7
Avg Revenue beat(16)-1.22%
PT rev (1m)-0.21%
PT rev (3m)1.55%
EPS NQ rev (1m)-0.4%
EPS NQ rev (3m)-3.36%
EPS NY rev (1m)-4.11%
EPS NY rev (3m)-4.11%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-7.63%
Revenue NY rev (1m)-1.37%
Revenue NY rev (3m)-1.79%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.32 | ||
| Fwd PE | 6.51 | ||
| P/S | 0.35 | ||
| P/FCF | N/A | ||
| P/OCF | 5.06 | ||
| P/B | 0.52 | ||
| P/tB | 0.66 | ||
| EV/EBITDA | 7.12 |
EPS(TTM)9.28
EY12.01%
EPS(NY)11.86
Fwd EY15.35%
FCF(TTM)-4.79
FCFYN/A
OCF(TTM)15.28
OCFY19.77%
SpS221.67
BVpS149.06
TBVpS117.44
PEG (NY)N/A
PEG (5Y)0.9
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 6.25% | ||
| ROCE | 5.26% | ||
| ROIC | 3.67% | ||
| ROICexc | 4.16% | ||
| ROICexgc | 4.73% | ||
| OM | 6.87% | ||
| PM (TTM) | 4.2% | ||
| GM | 15.2% | ||
| FCFM | N/A |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexcg growth 3Y-10.71%
ROICexcg growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.81 | ||
| Cap/Depr | 144.1% | ||
| Cap/Sales | 9.05% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 52.39% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 1.37 |
F-Score4
WACC4.16%
ROIC/WACC0.88
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-43.89%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-31.33%
EPS Next Y-5.44%
EPS Next 2Y1.03%
EPS Next 3Y5.08%
EPS Next 5Y6.19%
Revenue 1Y (TTM)-11.92%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-8.17%
Revenue Next Year-4.12%
Revenue Next 2Y-1.06%
Revenue Next 3Y0.33%
Revenue Next 5Y0.45%
EBIT growth 1Y-43.81%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year64.75%
EBIT Next 3Y23.06%
EBIT Next 5Y10.54%
FCF growth 1Y-124.4%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-57.48%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%