BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) Stock Fundamental Analysis
Europe - FRA:BMW3 - DE0005190037
73.05 EUR
-0.3 (-0.41%)
We assign a fundamental rating of 4 out of 10 to BMW3. BMW3 was compared to 29 industry peers in the Automobiles industry. There are concerns on the financial health of BMW3 while its profitability can be described as average. BMW3 is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
BMW3 had positive earnings in the past year.
BMW3 had a positive operating cash flow in the past year.
Each year in the past 5 years BMW3 has been profitable.
Each year in the past 5 years BMW3 had a positive operating cash flow.
1.2 Ratios
With a decent Return On Assets value of 2.21%, BMW3 is doing good in the industry, outperforming 62.07% of the companies in the same industry.
The Return On Equity of BMW3 (6.25%) is comparable to the rest of the industry.
The Return On Invested Capital of BMW3 (3.67%) is comparable to the rest of the industry.
BMW3 had an Average Return On Invested Capital over the past 3 years of 6.06%. This is in line with the industry average of 7.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 6.25% | ||
| ROIC | 3.67% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
The Profit Margin of BMW3 (4.20%) is better than 72.41% of its industry peers.
BMW3's Profit Margin has improved in the last couple of years.
With a decent Operating Margin value of 6.87%, BMW3 is doing good in the industry, outperforming 75.86% of the companies in the same industry.
In the last couple of years the Operating Margin of BMW3 has grown nicely.
Looking at the Gross Margin, with a value of 15.20%, BMW3 is doing worse than 65.52% of the companies in the same industry.
BMW3's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.87% | ||
| PM (TTM) | 4.2% | ||
| GM | 15.2% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BMW3 is still creating some value.
The number of shares outstanding for BMW3 has been reduced compared to 1 year ago.
Compared to 5 years ago, BMW3 has less shares outstanding
BMW3 has a worse debt/assets ratio than last year.
2.2 Solvency
BMW3 has an Altman-Z score of 1.36. This is a bad value and indicates that BMW3 is not financially healthy and even has some risk of bankruptcy.
The Altman-Z score of BMW3 (1.36) is better than 68.97% of its industry peers.
A Debt/Equity ratio of 0.75 indicates that BMW3 is somewhat dependend on debt financing.
BMW3 has a Debt to Equity ratio (0.75) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.36 |
ROIC/WACC0.92
WACC3.98%
2.3 Liquidity
A Current Ratio of 1.15 indicates that BMW3 should not have too much problems paying its short term obligations.
BMW3 has a Current ratio of 1.15. This is comparable to the rest of the industry: BMW3 outperforms 58.62% of its industry peers.
A Quick Ratio of 0.86 indicates that BMW3 may have some problems paying its short term obligations.
With a Quick ratio value of 0.86, BMW3 perfoms like the industry average, outperforming 48.28% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
BMW3 shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -43.89%.
BMW3 shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.24% yearly.
Looking at the last year, BMW3 shows a very negative growth in Revenue. The Revenue has decreased by -11.92% in the last year.
Measured over the past years, BMW3 shows a small growth in Revenue. The Revenue has been growing by 6.44% on average per year.
EPS 1Y (TTM)-43.89%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-31.33%
Revenue 1Y (TTM)-11.92%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-8.17%
3.2 Future
Based on estimates for the next years, BMW3 will show a small growth in Earnings Per Share. The EPS will grow by 6.22% on average per year.
BMW3 is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 0.46% yearly.
EPS Next Y-5.32%
EPS Next 2Y0.52%
EPS Next 3Y4.9%
EPS Next 5Y6.22%
Revenue Next Year-4.12%
Revenue Next 2Y-1.06%
Revenue Next 3Y0.33%
Revenue Next 5Y0.46%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.87, the valuation of BMW3 can be described as very cheap.
Based on the Price/Earnings ratio, BMW3 is valued cheaper than 86.21% of the companies in the same industry.
BMW3's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.34.
Based on the Price/Forward Earnings ratio of 6.22, the valuation of BMW3 can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BMW3 indicates a somewhat cheap valuation: BMW3 is cheaper than 65.52% of the companies listed in the same industry.
BMW3's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.86.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.87 | ||
| Fwd PE | 6.22 |
4.2 Price Multiples
Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BMW3 is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.99 |
4.3 Compensation for Growth
The decent profitability rating of BMW3 may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.85
EPS Next 2Y0.52%
EPS Next 3Y4.9%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.35%, BMW3 is a good candidate for dividend investing.
BMW3's Dividend Yield is comparable with the industry average which is at 5.15.
Compared to an average S&P500 Dividend Yield of 2.44, BMW3 pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.35% |
5.2 History
The dividend of BMW3 is nicely growing with an annual growth rate of 16.27%!
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
The dividend of BMW3 is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y0.52%
EPS Next 3Y4.9%
FRA:BMW3 (10/14/2025, 5:29:48 PM)
73.05
-0.3 (-0.41%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners23.58%
Inst Owner ChangeN/A
Ins Owners50.18%
Ins Owner ChangeN/A
Market Cap44.98B
Analysts73.1
Price Target82.03 (12.29%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.35% |
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.87%
Min EPS beat(2)-17.69%
Max EPS beat(2)-2.04%
EPS beat(4)0
Avg EPS beat(4)-20.13%
Min EPS beat(4)-57.28%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-12.2%
EPS beat(12)3
Avg EPS beat(12)-7.57%
EPS beat(16)7
Avg EPS beat(16)-3.15%
Revenue beat(2)0
Avg Revenue beat(2)-5.43%
Min Revenue beat(2)-6.54%
Max Revenue beat(2)-4.31%
Revenue beat(4)0
Avg Revenue beat(4)-7.78%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.31%
Revenue beat(8)2
Avg Revenue beat(8)-4.12%
Revenue beat(12)5
Avg Revenue beat(12)-1.92%
Revenue beat(16)7
Avg Revenue beat(16)-1.22%
PT rev (1m)0.85%
PT rev (3m)0.2%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.23%
EPS NY rev (1m)0.13%
EPS NY rev (3m)-3.99%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.73%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.79%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.87 | ||
| Fwd PE | 6.22 | ||
| P/S | 0.33 | ||
| P/FCF | N/A | ||
| P/OCF | 4.78 | ||
| P/B | 0.49 | ||
| P/tB | 0.62 | ||
| EV/EBITDA | 6.99 |
EPS(TTM)9.28
EY12.7%
EPS(NY)11.74
Fwd EY16.07%
FCF(TTM)-4.79
FCFYN/A
OCF(TTM)15.28
OCFY20.91%
SpS221.67
BVpS149.06
TBVpS117.44
PEG (NY)N/A
PEG (5Y)0.85
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 6.25% | ||
| ROCE | 5.26% | ||
| ROIC | 3.67% | ||
| ROICexc | 4.16% | ||
| ROICexgc | 4.73% | ||
| OM | 6.87% | ||
| PM (TTM) | 4.2% | ||
| GM | 15.2% | ||
| FCFM | N/A |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexcg growth 3Y-10.71%
ROICexcg growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.81 | ||
| Cap/Depr | 144.1% | ||
| Cap/Sales | 9.05% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 52.39% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 1.36 |
F-Score4
WACC3.98%
ROIC/WACC0.92
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-43.89%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-31.33%
EPS Next Y-5.32%
EPS Next 2Y0.52%
EPS Next 3Y4.9%
EPS Next 5Y6.22%
Revenue 1Y (TTM)-11.92%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-8.17%
Revenue Next Year-4.12%
Revenue Next 2Y-1.06%
Revenue Next 3Y0.33%
Revenue Next 5Y0.46%
EBIT growth 1Y-43.81%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year62.68%
EBIT Next 3Y24.21%
EBIT Next 5Y10.57%
FCF growth 1Y-124.4%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-57.48%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%