BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:BMW3 - DE0005190037
94.7 EUR
+3.2 (+3.5%)
Overall BMW3 gets a fundamental rating of 5 out of 10. We evaluated BMW3 against 28 industry peers in the Automobiles industry. While BMW3 has a great profitability rating, there are some minor concerns on its financial health. BMW3 is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
BMW3 had positive earnings in the past year.
In the past year BMW3 had a positive cash flow from operations.
BMW3 had positive earnings in each of the past 5 years.
In the past 5 years BMW3 always reported a positive cash flow from operatings.
1.2 Ratios
With a decent Return On Assets value of 2.68%, BMW3 is doing good in the industry, outperforming 67.86% of the companies in the same industry.
BMW3's Return On Equity of 7.52% is fine compared to the rest of the industry. BMW3 outperforms 71.43% of its industry peers.
With a decent Return On Invested Capital value of 3.89%, BMW3 is doing good in the industry, outperforming 67.86% of the companies in the same industry.
BMW3 had an Average Return On Invested Capital over the past 3 years of 6.06%. This is in line with the industry average of 6.76%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.68% | ||
| ROE | 7.52% | ||
| ROIC | 3.89% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
BMW3 has a Profit Margin of 5.15%. This is amongst the best in the industry. BMW3 outperforms 82.14% of its industry peers.
In the last couple of years the Profit Margin of BMW3 has grown nicely.
BMW3's Operating Margin of 7.29% is amongst the best of the industry. BMW3 outperforms 82.14% of its industry peers.
BMW3's Operating Margin has improved in the last couple of years.
BMW3's Gross Margin of 15.47% is on the low side compared to the rest of the industry. BMW3 is outperformed by 60.71% of its industry peers.
BMW3's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.29% | ||
| PM (TTM) | 5.15% | ||
| GM | 15.47% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
BMW3 has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, BMW3 has less shares outstanding
The number of shares outstanding for BMW3 has been reduced compared to 5 years ago.
BMW3 has a worse debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 1.40, we must say that BMW3 is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of 1.40, BMW3 is in the better half of the industry, outperforming 75.00% of the companies in the same industry.
BMW3 has a debt to FCF ratio of 2505.77. This is a negative value and a sign of low solvency as BMW3 would need 2505.77 years to pay back of all of its debts.
BMW3 has a Debt to FCF ratio of 2505.77. This is comparable to the rest of the industry: BMW3 outperforms 50.00% of its industry peers.
A Debt/Equity ratio of 0.72 indicates that BMW3 is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.72, BMW3 is in the better half of the industry, outperforming 60.71% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | 2505.77 | ||
| Altman-Z | 1.4 |
ROIC/WACC0.88
WACC4.4%
2.3 Liquidity
BMW3 has a Current Ratio of 1.14. This is a normal value and indicates that BMW3 is financially healthy and should not expect problems in meeting its short term obligations.
Looking at the Current ratio, with a value of 1.14, BMW3 is in line with its industry, outperforming 53.57% of the companies in the same industry.
BMW3 has a Quick Ratio of 1.14. This is a bad value and indicates that BMW3 is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.86, BMW3 is in line with its industry, outperforming 46.43% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
The earnings per share for BMW3 have decreased strongly by -12.33% in the last year.
Measured over the past years, BMW3 shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.24% on average per year.
Looking at the last year, BMW3 shows a decrease in Revenue. The Revenue has decreased by -8.40% in the last year.
Measured over the past years, BMW3 shows a small growth in Revenue. The Revenue has been growing by 6.44% on average per year.
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
3.2 Future
BMW3 is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 6.28% yearly.
Based on estimates for the next years, BMW3 will show a small growth in Revenue. The Revenue will grow by 0.45% on average per year.
EPS Next Y-6.6%
EPS Next 2Y-0.93%
EPS Next 3Y3.79%
EPS Next 5Y6.28%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.45%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 8.32, the valuation of BMW3 can be described as very reasonable.
Compared to the rest of the industry, the Price/Earnings ratio of BMW3 indicates a rather cheap valuation: BMW3 is cheaper than 100.00% of the companies listed in the same industry.
The average S&P500 Price/Earnings ratio is at 26.60. BMW3 is valued rather cheaply when compared to this.
BMW3 is valuated reasonably with a Price/Forward Earnings ratio of 8.30.
Based on the Price/Forward Earnings ratio, BMW3 is valued a bit cheaper than the industry average as 67.86% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 23.23, BMW3 is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.32 | ||
| Fwd PE | 8.3 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, BMW3 is valued a bit cheaper than 67.86% of the companies in the same industry.
BMW3's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1356.21 | ||
| EV/EBITDA | 7.59 |
4.3 Compensation for Growth
The decent profitability rating of BMW3 may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.9
EPS Next 2Y-0.93%
EPS Next 3Y3.79%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.64%, BMW3 is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.31, BMW3 pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.00, BMW3 pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.64% |
5.2 History
The dividend of BMW3 is nicely growing with an annual growth rate of 16.27%!
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
The dividend of BMW3 is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y-0.93%
EPS Next 3Y3.79%
FRA:BMW3 (1/2/2026, 5:35:30 PM)
94.7
+3.2 (+3.5%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners23.04%
Inst Owner ChangeN/A
Ins Owners50.2%
Ins Owner ChangeN/A
Market Cap58.32B
Revenue(TTM)136.41B
Net Income(TTM)7.02B
Analysts72
Price Target90.47 (-4.47%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.64% |
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-14.98%
Min EPS beat(2)-17.69%
Max EPS beat(2)-12.28%
EPS beat(4)0
Avg EPS beat(4)-8.88%
Min EPS beat(4)-17.69%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-13.22%
EPS beat(12)2
Avg EPS beat(12)-9.57%
EPS beat(16)6
Avg EPS beat(16)-4.55%
Revenue beat(2)0
Avg Revenue beat(2)-5.3%
Min Revenue beat(2)-6.54%
Max Revenue beat(2)-4.06%
Revenue beat(4)0
Avg Revenue beat(4)-6.93%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.06%
Revenue beat(8)1
Avg Revenue beat(8)-4.82%
Revenue beat(12)4
Avg Revenue beat(12)-2.57%
Revenue beat(16)6
Avg Revenue beat(16)-1.8%
PT rev (1m)10.95%
PT rev (3m)9.5%
EPS NQ rev (1m)-7.19%
EPS NQ rev (3m)-8.62%
EPS NY rev (1m)3.22%
EPS NY rev (3m)-1.35%
Revenue NQ rev (1m)-0.06%
Revenue NQ rev (3m)-1.67%
Revenue NY rev (1m)-0.89%
Revenue NY rev (3m)-2.01%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.32 | ||
| Fwd PE | 8.3 | ||
| P/S | 0.43 | ||
| P/FCF | 1356.21 | ||
| P/OCF | 5.1 | ||
| P/B | 0.62 | ||
| P/tB | 0.79 | ||
| EV/EBITDA | 7.59 |
EPS(TTM)11.38
EY12.02%
EPS(NY)11.4
Fwd EY12.04%
FCF(TTM)0.07
FCFY0.07%
OCF(TTM)18.55
OCFY19.59%
SpS221.52
BVpS151.6
TBVpS120.02
PEG (NY)N/A
PEG (5Y)0.9
Graham Number197.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.68% | ||
| ROE | 7.52% | ||
| ROCE | 5.52% | ||
| ROIC | 3.89% | ||
| ROICexc | 4.42% | ||
| ROICexgc | 5.03% | ||
| OM | 7.29% | ||
| PM (TTM) | 5.15% | ||
| GM | 15.47% | ||
| FCFM | 0.03% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexgc growth 3Y-10.71%
ROICexgc growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | 2505.77 | ||
| Debt/EBITDA | 3.62 | ||
| Cap/Depr | 132.93% | ||
| Cap/Sales | 8.34% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 61.73% | ||
| Profit Quality | 0.61% | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 1.4 |
F-Score4
WACC4.4%
ROIC/WACC0.88
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
EPS Next Y-6.6%
EPS Next 2Y-0.93%
EPS Next 3Y3.79%
EPS Next 5Y6.28%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.45%
EBIT growth 1Y-29.15%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year58.37%
EBIT Next 3Y23.14%
EBIT Next 5Y9.95%
FCF growth 1Y-99.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-43.51%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%
BAYERISCHE MOTOREN WERKE-PRF / BMW3.DE FAQ
What is the fundamental rating for BMW3 stock?
ChartMill assigns a fundamental rating of 5 / 10 to BMW3.DE.
What is the valuation status for BMW3 stock?
ChartMill assigns a valuation rating of 6 / 10 to BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE). This can be considered as Fairly Valued.
How profitable is BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) stock?
BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for BMW3 stock?
The Price/Earnings (PE) ratio for BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) is 8.32 and the Price/Book (PB) ratio is 0.62.
Can you provide the financial health for BMW3 stock?
The financial health rating of BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) is 4 / 10.