BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) Stock Fundamental Analysis
Europe • Frankfurt Stock Exchange • FRA:BMW3 • DE0005190037
87.4 EUR
+1 (+1.16%)
Last: Jan 30, 2026, 05:36 PM
Overall BMW3 gets a fundamental rating of 5 out of 10. We evaluated BMW3 against 32 industry peers in the Automobiles industry. While BMW3 has a great profitability rating, there are quite some concerns on its financial health. BMW3 has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
- In the past year BMW3 was profitable.
- In the past year BMW3 had a positive cash flow from operations.
- Each year in the past 5 years BMW3 has been profitable.
- In the past 5 years BMW3 always reported a positive cash flow from operatings.
1.2 Ratios
- BMW3 has a Return On Assets of 2.68%. This is in the better half of the industry: BMW3 outperforms 68.75% of its industry peers.
- With a decent Return On Equity value of 7.52%, BMW3 is doing good in the industry, outperforming 68.75% of the companies in the same industry.
- BMW3's Return On Invested Capital of 3.89% is fine compared to the rest of the industry. BMW3 outperforms 68.75% of its industry peers.
- Measured over the past 3 years, the Average Return On Invested Capital for BMW3 is in line with the industry average of 5.93%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.68% | ||
| ROE | 7.52% | ||
| ROIC | 3.89% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
- BMW3 has a Profit Margin of 5.15%. This is amongst the best in the industry. BMW3 outperforms 87.50% of its industry peers.
- BMW3's Profit Margin has improved in the last couple of years.
- With an excellent Operating Margin value of 7.29%, BMW3 belongs to the best of the industry, outperforming 81.25% of the companies in the same industry.
- BMW3's Operating Margin has improved in the last couple of years.
- BMW3's Gross Margin of 15.47% is on the low side compared to the rest of the industry. BMW3 is outperformed by 65.63% of its industry peers.
- In the last couple of years the Gross Margin of BMW3 has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.29% | ||
| PM (TTM) | 5.15% | ||
| GM | 15.47% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
- With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BMW3 is creating some value.
- BMW3 has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for BMW3 has been reduced compared to 5 years ago.
- BMW3 has a worse debt/assets ratio than last year.
2.2 Solvency
- BMW3 has an Altman-Z score of 1.39. This is a bad value and indicates that BMW3 is not financially healthy and even has some risk of bankruptcy.
- With a decent Altman-Z score value of 1.39, BMW3 is doing good in the industry, outperforming 78.13% of the companies in the same industry.
- The Debt to FCF ratio of BMW3 is 2505.77, which is on the high side as it means it would take BMW3, 2505.77 years of fcf income to pay off all of its debts.
- BMW3 has a Debt to FCF ratio (2505.77) which is comparable to the rest of the industry.
- A Debt/Equity ratio of 0.72 indicates that BMW3 is somewhat dependend on debt financing.
- BMW3 has a Debt to Equity ratio (0.72) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | 2505.77 | ||
| Altman-Z | 1.39 |
ROIC/WACC0.91
WACC4.26%
2.3 Liquidity
- BMW3 has a Current Ratio of 1.14. This is a normal value and indicates that BMW3 is financially healthy and should not expect problems in meeting its short term obligations.
- Looking at the Current ratio, with a value of 1.14, BMW3 is in line with its industry, outperforming 56.25% of the companies in the same industry.
- BMW3 has a Quick Ratio of 1.14. This is a bad value and indicates that BMW3 is not financially healthy enough and could expect problems in meeting its short term obligations.
- BMW3 has a Quick ratio (0.86) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
- BMW3 shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -12.33%.
- Measured over the past years, BMW3 shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.24% on average per year.
- The Revenue has decreased by -8.40% in the past year.
- The Revenue has been growing slightly by 6.44% on average over the past years.
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
3.2 Future
- The Earnings Per Share is expected to grow by 6.29% on average over the next years.
- The Revenue is expected to grow by 0.46% on average over the next years.
EPS Next Y-6.74%
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
EPS Next 5Y6.29%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.46%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 7.68, the valuation of BMW3 can be described as very cheap.
- Based on the Price/Earnings ratio, BMW3 is valued cheaper than 96.88% of the companies in the same industry.
- BMW3 is valuated cheaply when we compare the Price/Earnings ratio to 28.32, which is the current average of the S&P500 Index.
- BMW3 is valuated cheaply with a Price/Forward Earnings ratio of 7.73.
- Based on the Price/Forward Earnings ratio, BMW3 is valued a bit cheaper than the industry average as 65.63% of the companies are valued more expensively.
- When comparing the Price/Forward Earnings ratio of BMW3 to the average of the S&P500 Index (25.57), we can say BMW3 is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.68 | ||
| Fwd PE | 7.73 |
4.2 Price Multiples
- Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of BMW3 is on the same level as its industry peers.
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of BMW3 is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1251.67 | ||
| EV/EBITDA | 7.46 |
4.3 Compensation for Growth
- BMW3 has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.83
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
5. Dividend
5.1 Amount
- BMW3 has a Yearly Dividend Yield of 4.94%, which is a nice return.
- BMW3's Dividend Yield is comparable with the industry average which is at 3.73.
- BMW3's Dividend Yield is rather good when compared to the S&P500 average which is at 1.83.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.94% |
5.2 History
- The dividend of BMW3 is nicely growing with an annual growth rate of 16.27%!
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
- BMW3's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y-1.38%
EPS Next 3Y3.11%
BAYERISCHE MOTOREN WERKE-PRF / BMW3.DE FAQ
What is the fundamental rating for BMW3 stock?
ChartMill assigns a fundamental rating of 5 / 10 to BMW3.DE.
What is the valuation status for BMW3 stock?
ChartMill assigns a valuation rating of 6 / 10 to BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE). This can be considered as Fairly Valued.
How profitable is BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) stock?
BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) has a profitability rating of 7 / 10.
Can you provide the PE and PB ratios for BMW3 stock?
The Price/Earnings (PE) ratio for BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) is 7.68 and the Price/Book (PB) ratio is 0.58.
Can you provide the financial health for BMW3 stock?
The financial health rating of BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) is 3 / 10.