BAYERISCHE MOTOREN WERKE-PRF (BMW3.DE) Stock Fundamental Analysis
FRA:BMW3 - Deutsche Boerse Ag - DE0005190037 - Currency: EUR
We assign a fundamental rating of 4 out of 10 to BMW3. BMW3 was compared to 33 industry peers in the Automobiles industry. While BMW3 is still in line with the averages on profitability rating, there are concerns on its financial health. BMW3 has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year BMW3 was profitable.
In the past year BMW3 had a positive cash flow from operations.
In the past 5 years BMW3 has always been profitable.
Each year in the past 5 years BMW3 had a positive operating cash flow.
1.2 Ratios
BMW3's Return On Assets of 2.49% is in line compared to the rest of the industry. BMW3 outperforms 51.52% of its industry peers.
With a Return On Equity value of 7.03%, BMW3 perfoms like the industry average, outperforming 54.55% of the companies in the same industry.
BMW3 has a Return On Invested Capital (4.06%) which is in line with its industry peers.
The Average Return On Invested Capital over the past 3 years for BMW3 is in line with the industry average of 6.11%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.49% | ||
| ROE | 7.03% | ||
| ROIC | 4.06% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
BMW3 has a better Profit Margin (4.73%) than 69.70% of its industry peers.
BMW3's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 7.60%, BMW3 is in the better half of the industry, outperforming 72.73% of the companies in the same industry.
BMW3's Operating Margin has improved in the last couple of years.
Looking at the Gross Margin, with a value of 15.65%, BMW3 is doing worse than 63.64% of the companies in the same industry.
In the last couple of years the Gross Margin of BMW3 has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.6% | ||
| PM (TTM) | 4.73% | ||
| GM | 15.65% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BMW3 is still creating some value.
The number of shares outstanding for BMW3 has been reduced compared to 1 year ago.
BMW3 has less shares outstanding than it did 5 years ago.
The debt/assets ratio for BMW3 is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.39, we must say that BMW3 is in the distress zone and has some risk of bankruptcy.
BMW3 has a Altman-Z score of 1.39. This is in the better half of the industry: BMW3 outperforms 63.64% of its industry peers.
BMW3 has a Debt/Equity ratio of 0.74. This is a neutral value indicating BMW3 is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.74, BMW3 perfoms like the industry average, outperforming 51.52% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.74 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.39 |
ROIC/WACC0.98
WACC4.16%
2.3 Liquidity
A Current Ratio of 1.18 indicates that BMW3 should not have too much problems paying its short term obligations.
BMW3 has a Current ratio (1.18) which is comparable to the rest of the industry.
BMW3 has a Quick Ratio of 1.18. This is a bad value and indicates that BMW3 is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.88, BMW3 is doing worse than 60.61% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.18 | ||
| Quick Ratio | 0.88 |
3. Growth
3.1 Past
The earnings per share for BMW3 have decreased strongly by -36.95% in the last year.
Measured over the past years, BMW3 shows a quite strong growth in Earnings Per Share. The EPS has been growing by 9.24% on average per year.
The Revenue for BMW3 has decreased by -10.13% in the past year. This is quite bad
BMW3 shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.44% yearly.
EPS 1Y (TTM)-36.95%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-23.53%
Revenue 1Y (TTM)-10.13%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-7.8%
3.2 Future
The Earnings Per Share is expected to grow by 9.32% on average over the next years. This is quite good.
BMW3 is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.65% yearly.
EPS Next Y-1.39%
EPS Next 2Y2.58%
EPS Next 3Y5.14%
EPS Next 5Y9.32%
Revenue Next Year-2.38%
Revenue Next 2Y0.04%
Revenue Next 3Y0.84%
Revenue Next 5Y1.65%
3.3 Evolution
The EPS growth rate is stable: in the next years the growth will be about the same than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.42, which indicates a rather cheap valuation of BMW3.
Compared to the rest of the industry, the Price/Earnings ratio of BMW3 indicates a somewhat cheap valuation: BMW3 is cheaper than 66.67% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.30, BMW3 is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 6.42, the valuation of BMW3 can be described as very cheap.
The rest of the industry has a similar Price/Forward Earnings ratio as BMW3.
BMW3's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 21.76.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.42 | ||
| Fwd PE | 6.42 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as BMW3.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.91 |
4.3 Compensation for Growth
The decent profitability rating of BMW3 may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.8
EPS Next 2Y2.58%
EPS Next 3Y5.14%
5. Dividend
5.1 Amount
BMW3 has a Yearly Dividend Yield of 5.04%, which is a nice return.
Compared to an average industry Dividend Yield of 5.20, BMW3 pays a bit more dividend than its industry peers.
BMW3's Dividend Yield is rather good when compared to the S&P500 average which is at 2.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.04% |
5.2 History
The dividend of BMW3 is nicely growing with an annual growth rate of 16.27%!
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
The dividend of BMW3 is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y2.58%
EPS Next 3Y5.14%
FRA:BMW3 (7/11/2025, 5:29:45 PM)
78.5
-0.5 (-0.63%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners19.26%
Inst Owner ChangeN/A
Ins Owners48.56%
Ins Owner ChangeN/A
Market Cap48.34B
Analysts71.33
Price Target81.86 (4.28%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.04% |
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-2.78%
Min EPS beat(2)-3.53%
Max EPS beat(2)-2.04%
EPS beat(4)0
Avg EPS beat(4)-16.29%
Min EPS beat(4)-57.28%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-11.06%
EPS beat(12)4
Avg EPS beat(12)-4.97%
EPS beat(16)8
Avg EPS beat(16)1.76%
Revenue beat(2)0
Avg Revenue beat(2)-8.56%
Min Revenue beat(2)-12.81%
Max Revenue beat(2)-4.31%
Revenue beat(4)0
Avg Revenue beat(4)-7.36%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.31%
Revenue beat(8)2
Avg Revenue beat(8)-3.34%
Revenue beat(12)6
Avg Revenue beat(12)-1.11%
Revenue beat(16)8
Avg Revenue beat(16)-0.48%
PT rev (1m)0.63%
PT rev (3m)-2.44%
EPS NQ rev (1m)-5.53%
EPS NQ rev (3m)-12.68%
EPS NY rev (1m)0%
EPS NY rev (3m)-4.75%
Revenue NQ rev (1m)-0.02%
Revenue NQ rev (3m)-1.81%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-4.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.42 | ||
| Fwd PE | 6.42 | ||
| P/S | 0.35 | ||
| P/FCF | N/A | ||
| P/OCF | 5.79 | ||
| P/B | 0.52 | ||
| P/tB | 0.65 | ||
| EV/EBITDA | 6.91 |
EPS(TTM)10.58
EY13.48%
EPS(NY)12.23
Fwd EY15.58%
FCF(TTM)-6.99
FCFYN/A
OCF(TTM)13.56
OCFY17.27%
SpS226.57
BVpS152.27
TBVpS119.94
PEG (NY)N/A
PEG (5Y)0.8
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.49% | ||
| ROE | 7.03% | ||
| ROCE | 5.75% | ||
| ROIC | 4.06% | ||
| ROICexc | 4.6% | ||
| ROICexgc | 5.25% | ||
| OM | 7.6% | ||
| PM (TTM) | 4.73% | ||
| GM | 15.65% | ||
| FCFM | N/A |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexcg growth 3Y-10.71%
ROICexcg growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.74 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.63 | ||
| Cap/Depr | 146.98% | ||
| Cap/Sales | 9.07% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 43.47% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.18 | ||
| Quick Ratio | 0.88 | ||
| Altman-Z | 1.39 |
F-Score4
WACC4.16%
ROIC/WACC0.98
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-36.95%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-23.53%
EPS Next Y-1.39%
EPS Next 2Y2.58%
EPS Next 3Y5.14%
EPS Next 5Y9.32%
Revenue 1Y (TTM)-10.13%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-7.8%
Revenue Next Year-2.38%
Revenue Next 2Y0.04%
Revenue Next 3Y0.84%
Revenue Next 5Y1.65%
EBIT growth 1Y-38.25%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year64.75%
EBIT Next 3Y23.06%
EBIT Next 5Y11.51%
FCF growth 1Y-124.76%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-69.08%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%