BAYERISCHE MOTOREN WERKE AG (BMW.DE) Stock Fundamental Analysis
FRA:BMW - Deutsche Boerse Ag - DE0005190003 - Common Stock - Currency: EUR
We assign a fundamental rating of 4 out of 10 to BMW. BMW was compared to 30 industry peers in the Automobiles industry. BMW has a medium profitability rating, but doesn't score so well on its financial health evaluation. BMW is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
BMW had positive earnings in the past year.
In the past year BMW had a positive cash flow from operations.
Each year in the past 5 years BMW has been profitable.
BMW had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
BMW's Return On Assets of 2.49% is in line compared to the rest of the industry. BMW outperforms 43.33% of its industry peers.
BMW has a Return On Equity (7.03%) which is in line with its industry peers.
BMW has a Return On Invested Capital (4.06%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for BMW is in line with the industry average of 6.82%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.49% | ||
| ROE | 7.03% | ||
| ROIC | 4.06% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
With a decent Profit Margin value of 4.73%, BMW is doing good in the industry, outperforming 63.33% of the companies in the same industry.
In the last couple of years the Profit Margin of BMW has grown nicely.
With a decent Operating Margin value of 7.60%, BMW is doing good in the industry, outperforming 66.67% of the companies in the same industry.
In the last couple of years the Operating Margin of BMW has grown nicely.
BMW's Gross Margin of 15.65% is on the low side compared to the rest of the industry. BMW is outperformed by 70.00% of its industry peers.
BMW's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.6% | ||
| PM (TTM) | 4.73% | ||
| GM | 15.65% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BMW is still creating some value.
BMW has less shares outstanding than it did 1 year ago.
BMW has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, BMW has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.40, we must say that BMW is in the distress zone and has some risk of bankruptcy.
BMW has a Altman-Z score (1.40) which is in line with its industry peers.
BMW has a Debt/Equity ratio of 0.74. This is a neutral value indicating BMW is somewhat dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.74, BMW is in line with its industry, outperforming 46.67% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.74 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.4 |
ROIC/WACC0.95
WACC4.25%
2.3 Liquidity
BMW has a Current Ratio of 1.18. This is a normal value and indicates that BMW is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.18, BMW perfoms like the industry average, outperforming 46.67% of the companies in the same industry.
BMW has a Quick Ratio of 1.18. This is a bad value and indicates that BMW is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.88, BMW is doing worse than 60.00% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.18 | ||
| Quick Ratio | 0.88 |
3. Growth
3.1 Past
BMW shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -36.95%.
BMW shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.24% yearly.
The Revenue for BMW has decreased by -10.13% in the past year. This is quite bad
BMW shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.44% yearly.
EPS 1Y (TTM)-36.95%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-23.53%
Revenue 1Y (TTM)-10.13%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-7.8%
3.2 Future
Based on estimates for the next years, BMW will show a small growth in Earnings Per Share. The EPS will grow by 6.29% on average per year.
BMW is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 1.89% yearly.
EPS Next Y-1.39%
EPS Next 2Y2.58%
EPS Next 3Y5.14%
EPS Next 5Y6.29%
Revenue Next Year-2.38%
Revenue Next 2Y0.04%
Revenue Next 3Y0.84%
Revenue Next 5Y1.89%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.21, which indicates a rather cheap valuation of BMW.
Based on the Price/Earnings ratio, BMW is valued a bit cheaper than 66.67% of the companies in the same industry.
When comparing the Price/Earnings ratio of BMW to the average of the S&P500 Index (26.25), we can say BMW is valued rather cheaply.
With a Price/Forward Earnings ratio of 6.23, the valuation of BMW can be described as very cheap.
BMW's Price/Forward Earnings is on the same level as the industry average.
When comparing the Price/Forward Earnings ratio of BMW to the average of the S&P500 Index (22.15), we can say BMW is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.21 | ||
| Fwd PE | 6.23 |
4.2 Price Multiples
BMW's Enterprise Value to EBITDA is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.99 |
4.3 Compensation for Growth
The decent profitability rating of BMW may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.78
EPS Next 2Y2.58%
EPS Next 3Y5.14%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.48%, BMW is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 6.08, BMW pays a bit more dividend than its industry peers.
BMW's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.48% |
5.2 History
The dividend of BMW is nicely growing with an annual growth rate of 16.27%!
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
The dividend of BMW is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y2.58%
EPS Next 3Y5.14%
FRA:BMW (6/2/2025, 5:03:10 PM)
76.24
-1.86 (-2.38%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners22.17%
Inst Owner ChangeN/A
Ins Owners48.56%
Ins Owner ChangeN/A
Market Cap48.70B
Analysts70.32
Price Target85.08 (11.59%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.48% |
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-2.78%
Min EPS beat(2)-3.53%
Max EPS beat(2)-2.04%
EPS beat(4)0
Avg EPS beat(4)-16.29%
Min EPS beat(4)-57.28%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-11.06%
EPS beat(12)4
Avg EPS beat(12)-4.97%
EPS beat(16)8
Avg EPS beat(16)1.76%
Revenue beat(2)0
Avg Revenue beat(2)-8.56%
Min Revenue beat(2)-12.81%
Max Revenue beat(2)-4.31%
Revenue beat(4)0
Avg Revenue beat(4)-7.36%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.31%
Revenue beat(8)2
Avg Revenue beat(8)-3.34%
Revenue beat(12)6
Avg Revenue beat(12)-1.11%
Revenue beat(16)8
Avg Revenue beat(16)-0.48%
PT rev (1m)0%
PT rev (3m)-3.96%
EPS NQ rev (1m)-7.57%
EPS NQ rev (3m)-10.23%
EPS NY rev (1m)0%
EPS NY rev (3m)-12.89%
Revenue NQ rev (1m)-1.78%
Revenue NQ rev (3m)-6.18%
Revenue NY rev (1m)-0.72%
Revenue NY rev (3m)-4.52%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.21 | ||
| Fwd PE | 6.23 | ||
| P/S | 0.35 | ||
| P/FCF | N/A | ||
| P/OCF | 5.83 | ||
| P/B | 0.52 | ||
| P/tB | 0.66 | ||
| EV/EBITDA | 6.99 |
EPS(TTM)10.58
EY13.88%
EPS(NY)12.23
Fwd EY16.04%
FCF(TTM)-6.74
FCFYN/A
OCF(TTM)13.07
OCFY17.15%
SpS218.44
BVpS146.81
TBVpS115.64
PEG (NY)N/A
PEG (5Y)0.78
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.49% | ||
| ROE | 7.03% | ||
| ROCE | 5.75% | ||
| ROIC | 4.06% | ||
| ROICexc | 4.6% | ||
| ROICexgc | 5.25% | ||
| OM | 7.6% | ||
| PM (TTM) | 4.73% | ||
| GM | 15.65% | ||
| FCFM | N/A |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexcg growth 3Y-10.71%
ROICexcg growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.74 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.63 | ||
| Cap/Depr | 146.98% | ||
| Cap/Sales | 9.07% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 43.47% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.18 | ||
| Quick Ratio | 0.88 | ||
| Altman-Z | 1.4 |
F-Score4
WACC4.25%
ROIC/WACC0.95
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-36.95%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-23.53%
EPS Next Y-1.39%
EPS Next 2Y2.58%
EPS Next 3Y5.14%
EPS Next 5Y6.29%
Revenue 1Y (TTM)-10.13%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-7.8%
Revenue Next Year-2.38%
Revenue Next 2Y0.04%
Revenue Next 3Y0.84%
Revenue Next 5Y1.89%
EBIT growth 1Y-38.25%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year64.75%
EBIT Next 3Y23.06%
EBIT Next 5Y12.98%
FCF growth 1Y-124.76%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-69.08%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%