BAYERISCHE MOTOREN WERKE AG (BMW.DE) Stock Fundamental Analysis
Europe - FRA:BMW - DE0005190003 - Common Stock
80.22 EUR
+0.64 (+0.8%)
Overall BMW gets a fundamental rating of 4 out of 10. We evaluated BMW against 29 industry peers in the Automobiles industry. There are concerns on the financial health of BMW while its profitability can be described as average. BMW is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year BMW was profitable.
In the past year BMW had a positive cash flow from operations.
In the past 5 years BMW has always been profitable.
In the past 5 years BMW always reported a positive cash flow from operatings.
1.2 Ratios
BMW has a Return On Assets (2.21%) which is in line with its industry peers.
BMW's Return On Equity of 6.25% is in line compared to the rest of the industry. BMW outperforms 51.72% of its industry peers.
BMW has a Return On Invested Capital (3.67%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for BMW is in line with the industry average of 7.07%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 6.25% | ||
| ROIC | 3.67% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
With a decent Profit Margin value of 4.20%, BMW is doing good in the industry, outperforming 65.52% of the companies in the same industry.
In the last couple of years the Profit Margin of BMW has grown nicely.
Looking at the Operating Margin, with a value of 6.87%, BMW is in the better half of the industry, outperforming 68.97% of the companies in the same industry.
In the last couple of years the Operating Margin of BMW has grown nicely.
BMW's Gross Margin of 15.20% is on the low side compared to the rest of the industry. BMW is outperformed by 72.41% of its industry peers.
BMW's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.87% | ||
| PM (TTM) | 4.2% | ||
| GM | 15.2% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
BMW has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
BMW has less shares outstanding than it did 1 year ago.
BMW has less shares outstanding than it did 5 years ago.
The debt/assets ratio for BMW is higher compared to a year ago.
2.2 Solvency
BMW has an Altman-Z score of 1.37. This is a bad value and indicates that BMW is not financially healthy and even has some risk of bankruptcy.
BMW has a better Altman-Z score (1.37) than 79.31% of its industry peers.
A Debt/Equity ratio of 0.75 indicates that BMW is somewhat dependend on debt financing.
BMW's Debt to Equity ratio of 0.75 is in line compared to the rest of the industry. BMW outperforms 41.38% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.37 |
ROIC/WACC0.9
WACC4.06%
2.3 Liquidity
BMW has a Current Ratio of 1.15. This is a normal value and indicates that BMW is financially healthy and should not expect problems in meeting its short term obligations.
With a Current ratio value of 1.15, BMW perfoms like the industry average, outperforming 51.72% of the companies in the same industry.
BMW has a Quick Ratio of 1.15. This is a bad value and indicates that BMW is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of BMW (0.86) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
BMW shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -43.89%.
The Earnings Per Share has been growing by 9.24% on average over the past years. This is quite good.
Looking at the last year, BMW shows a very negative growth in Revenue. The Revenue has decreased by -11.92% in the last year.
BMW shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.44% yearly.
EPS 1Y (TTM)-43.89%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-31.33%
Revenue 1Y (TTM)-11.92%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-8.17%
3.2 Future
Based on estimates for the next years, BMW will show a small growth in Earnings Per Share. The EPS will grow by 6.22% on average per year.
Based on estimates for the next years, BMW will show a small growth in Revenue. The Revenue will grow by 0.46% on average per year.
EPS Next Y-5.32%
EPS Next 2Y0.52%
EPS Next 3Y4.9%
EPS Next 5Y6.22%
Revenue Next Year-4.12%
Revenue Next 2Y-1.06%
Revenue Next 3Y0.33%
Revenue Next 5Y0.46%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.64, which indicates a very decent valuation of BMW.
BMW's Price/Earnings ratio is a bit cheaper when compared to the industry. BMW is cheaper than 75.86% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 27.40, BMW is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 6.83, the valuation of BMW can be described as very cheap.
Compared to the rest of the industry, the Price/Forward Earnings ratio of BMW is on the same level as its industry peers.
When comparing the Price/Forward Earnings ratio of BMW to the average of the S&P500 Index (22.94), we can say BMW is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.64 | ||
| Fwd PE | 6.83 |
4.2 Price Multiples
BMW's Enterprise Value to EBITDA is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 7.2 |
4.3 Compensation for Growth
The decent profitability rating of BMW may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.94
EPS Next 2Y0.52%
EPS Next 3Y4.9%
5. Dividend
5.1 Amount
BMW has a Yearly Dividend Yield of 5.35%, which is a nice return.
Compared to an average industry Dividend Yield of 5.15, BMW pays a bit more dividend than its industry peers.
BMW's Dividend Yield is rather good when compared to the S&P500 average which is at 2.38.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.35% |
5.2 History
The dividend of BMW is nicely growing with an annual growth rate of 16.27%!
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
BMW's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y0.52%
EPS Next 3Y4.9%
FRA:BMW (10/17/2025, 7:00:00 PM)
80.22
+0.64 (+0.8%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners23.58%
Inst Owner ChangeN/A
Ins Owners50.18%
Ins Owner ChangeN/A
Market Cap49.40B
Analysts73.1
Price Target89.31 (11.33%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.35% |
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.87%
Min EPS beat(2)-17.69%
Max EPS beat(2)-2.04%
EPS beat(4)0
Avg EPS beat(4)-20.13%
Min EPS beat(4)-57.28%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-12.2%
EPS beat(12)3
Avg EPS beat(12)-7.57%
EPS beat(16)7
Avg EPS beat(16)-3.15%
Revenue beat(2)0
Avg Revenue beat(2)-5.43%
Min Revenue beat(2)-6.54%
Max Revenue beat(2)-4.31%
Revenue beat(4)0
Avg Revenue beat(4)-7.78%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.31%
Revenue beat(8)2
Avg Revenue beat(8)-4.12%
Revenue beat(12)5
Avg Revenue beat(12)-1.92%
Revenue beat(16)7
Avg Revenue beat(16)-1.22%
PT rev (1m)0.08%
PT rev (3m)2.64%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-1.23%
EPS NY rev (1m)0.13%
EPS NY rev (3m)-3.99%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.73%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.79%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.64 | ||
| Fwd PE | 6.83 | ||
| P/S | 0.36 | ||
| P/FCF | N/A | ||
| P/OCF | 5.25 | ||
| P/B | 0.54 | ||
| P/tB | 0.68 | ||
| EV/EBITDA | 7.2 |
EPS(TTM)9.28
EY11.57%
EPS(NY)11.74
Fwd EY14.64%
FCF(TTM)-4.79
FCFYN/A
OCF(TTM)15.28
OCFY19.04%
SpS221.67
BVpS149.06
TBVpS117.44
PEG (NY)N/A
PEG (5Y)0.94
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 6.25% | ||
| ROCE | 5.26% | ||
| ROIC | 3.67% | ||
| ROICexc | 4.16% | ||
| ROICexgc | 4.73% | ||
| OM | 6.87% | ||
| PM (TTM) | 4.2% | ||
| GM | 15.2% | ||
| FCFM | N/A |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexcg growth 3Y-10.71%
ROICexcg growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.81 | ||
| Cap/Depr | 144.1% | ||
| Cap/Sales | 9.05% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 52.39% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 1.37 |
F-Score4
WACC4.06%
ROIC/WACC0.9
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-43.89%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-31.33%
EPS Next Y-5.32%
EPS Next 2Y0.52%
EPS Next 3Y4.9%
EPS Next 5Y6.22%
Revenue 1Y (TTM)-11.92%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-8.17%
Revenue Next Year-4.12%
Revenue Next 2Y-1.06%
Revenue Next 3Y0.33%
Revenue Next 5Y0.46%
EBIT growth 1Y-43.81%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year62.68%
EBIT Next 3Y24.21%
EBIT Next 5Y10.57%
FCF growth 1Y-124.4%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-57.48%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%