BAYERISCHE MOTOREN WERKE AG (BMW.DE) Stock Fundamental Analysis
Europe - Frankfurt Stock Exchange - FRA:BMW - DE0005190003 - Common Stock
93.04 EUR
-0.58 (-0.62%)
We assign a fundamental rating of 5 out of 10 to BMW. BMW was compared to 32 industry peers in the Automobiles industry. While BMW belongs to the best of the industry regarding profitability, there are some minor concerns on its financial health. BMW is valued correctly, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
BMW had positive earnings in the past year.
BMW had a positive operating cash flow in the past year.
Each year in the past 5 years BMW has been profitable.
BMW had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
With a decent Return On Assets value of 2.68%, BMW is doing good in the industry, outperforming 68.75% of the companies in the same industry.
Looking at the Return On Equity, with a value of 7.52%, BMW is in the better half of the industry, outperforming 68.75% of the companies in the same industry.
BMW has a Return On Invested Capital of 3.89%. This is in the better half of the industry: BMW outperforms 68.75% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BMW is in line with the industry average of 6.22%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.68% | ||
| ROE | 7.52% | ||
| ROIC | 3.89% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
BMW's Profit Margin of 5.15% is amongst the best of the industry. BMW outperforms 81.25% of its industry peers.
In the last couple of years the Profit Margin of BMW has grown nicely.
The Operating Margin of BMW (7.29%) is better than 81.25% of its industry peers.
In the last couple of years the Operating Margin of BMW has grown nicely.
Looking at the Gross Margin, with a value of 15.47%, BMW is doing worse than 65.63% of the companies in the same industry.
BMW's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 7.29% | ||
| PM (TTM) | 5.15% | ||
| GM | 15.47% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BMW is creating some value.
Compared to 1 year ago, BMW has less shares outstanding
Compared to 5 years ago, BMW has less shares outstanding
BMW has a worse debt/assets ratio than last year.
2.2 Solvency
BMW has an Altman-Z score of 1.41. This is a bad value and indicates that BMW is not financially healthy and even has some risk of bankruptcy.
BMW has a better Altman-Z score (1.41) than 81.25% of its industry peers.
The Debt to FCF ratio of BMW is 2505.77, which is on the high side as it means it would take BMW, 2505.77 years of fcf income to pay off all of its debts.
BMW has a Debt to FCF ratio (2505.77) which is comparable to the rest of the industry.
BMW has a Debt/Equity ratio of 0.72. This is a neutral value indicating BMW is somewhat dependend on debt financing.
The Debt to Equity ratio of BMW (0.72) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | 2505.77 | ||
| Altman-Z | 1.41 |
ROIC/WACC0.92
WACC4.22%
2.3 Liquidity
A Current Ratio of 1.14 indicates that BMW should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.14, BMW is in line with its industry, outperforming 50.00% of the companies in the same industry.
A Quick Ratio of 0.86 indicates that BMW may have some problems paying its short term obligations.
BMW's Quick ratio of 0.86 is in line compared to the rest of the industry. BMW outperforms 40.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
The earnings per share for BMW have decreased strongly by -12.33% in the last year.
BMW shows quite a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 9.24% yearly.
Looking at the last year, BMW shows a decrease in Revenue. The Revenue has decreased by -8.40% in the last year.
Measured over the past years, BMW shows a small growth in Revenue. The Revenue has been growing by 6.44% on average per year.
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
3.2 Future
Based on estimates for the next years, BMW will show a small growth in Earnings Per Share. The EPS will grow by 6.28% on average per year.
Based on estimates for the next years, BMW will show a small growth in Revenue. The Revenue will grow by 0.45% on average per year.
EPS Next Y-6.6%
EPS Next 2Y-0.93%
EPS Next 3Y3.79%
EPS Next 5Y6.28%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.45%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
BMW is valuated reasonably with a Price/Earnings ratio of 8.18.
Based on the Price/Earnings ratio, BMW is valued cheaply inside the industry as 90.63% of the companies are valued more expensively.
The average S&P500 Price/Earnings ratio is at 27.17. BMW is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 8.16 indicates a reasonable valuation of BMW.
65.63% of the companies in the same industry are more expensive than BMW, based on the Price/Forward Earnings ratio.
BMW's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.79.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.18 | ||
| Fwd PE | 8.16 |
4.2 Price Multiples
68.75% of the companies in the same industry are more expensive than BMW, based on the Enterprise Value to EBITDA ratio.
Compared to the rest of the industry, the Price/Free Cash Flow ratio of BMW is on the same level as its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 1332.44 | ||
| EV/EBITDA | 7.67 |
4.3 Compensation for Growth
BMW has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.88
EPS Next 2Y-0.93%
EPS Next 3Y3.79%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 4.62%, BMW is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 3.18, BMW pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 1.94, BMW pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.62% |
5.2 History
On average, the dividend of BMW grows each year by 16.27%, which is quite nice.
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
BMW's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y-0.93%
EPS Next 3Y3.79%
FRA:BMW (1/6/2026, 7:00:00 PM)
93.04
-0.58 (-0.62%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners22.78%
Inst Owner ChangeN/A
Ins Owners50.2%
Ins Owner ChangeN/A
Market Cap57.29B
Revenue(TTM)136.41B
Net Income(TTM)7.02B
Analysts72
Price Target91.51 (-1.64%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.62% |
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-14.98%
Min EPS beat(2)-17.69%
Max EPS beat(2)-12.28%
EPS beat(4)0
Avg EPS beat(4)-8.88%
Min EPS beat(4)-17.69%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-13.22%
EPS beat(12)2
Avg EPS beat(12)-9.57%
EPS beat(16)6
Avg EPS beat(16)-4.55%
Revenue beat(2)0
Avg Revenue beat(2)-5.3%
Min Revenue beat(2)-6.54%
Max Revenue beat(2)-4.06%
Revenue beat(4)0
Avg Revenue beat(4)-6.93%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.06%
Revenue beat(8)1
Avg Revenue beat(8)-4.82%
Revenue beat(12)4
Avg Revenue beat(12)-2.57%
Revenue beat(16)6
Avg Revenue beat(16)-1.8%
PT rev (1m)3.01%
PT rev (3m)2.46%
EPS NQ rev (1m)-2.43%
EPS NQ rev (3m)-8.62%
EPS NY rev (1m)0.48%
EPS NY rev (3m)-1.35%
Revenue NQ rev (1m)0.07%
Revenue NQ rev (3m)-1.67%
Revenue NY rev (1m)-0.34%
Revenue NY rev (3m)-2%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.18 | ||
| Fwd PE | 8.16 | ||
| P/S | 0.42 | ||
| P/FCF | 1332.44 | ||
| P/OCF | 5.01 | ||
| P/B | 0.61 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | 7.67 |
EPS(TTM)11.38
EY12.23%
EPS(NY)11.4
Fwd EY12.26%
FCF(TTM)0.07
FCFY0.08%
OCF(TTM)18.55
OCFY19.94%
SpS221.52
BVpS151.6
TBVpS120.02
PEG (NY)N/A
PEG (5Y)0.88
Graham Number197.02
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.68% | ||
| ROE | 7.52% | ||
| ROCE | 5.52% | ||
| ROIC | 3.89% | ||
| ROICexc | 4.42% | ||
| ROICexgc | 5.03% | ||
| OM | 7.29% | ||
| PM (TTM) | 5.15% | ||
| GM | 15.47% | ||
| FCFM | 0.03% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexgc growth 3Y-10.71%
ROICexgc growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.52
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.72 | ||
| Debt/FCF | 2505.77 | ||
| Debt/EBITDA | 3.62 | ||
| Cap/Depr | 132.93% | ||
| Cap/Sales | 8.34% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 61.73% | ||
| Profit Quality | 0.61% | ||
| Current Ratio | 1.14 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 1.41 |
F-Score4
WACC4.22%
ROIC/WACC0.92
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-12.33%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%328.13%
EPS Next Y-6.6%
EPS Next 2Y-0.93%
EPS Next 3Y3.79%
EPS Next 5Y6.28%
Revenue 1Y (TTM)-8.4%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-0.28%
Revenue Next Year-6.04%
Revenue Next 2Y-1.75%
Revenue Next 3Y-0.06%
Revenue Next 5Y0.45%
EBIT growth 1Y-29.15%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year58.37%
EBIT Next 3Y23.14%
EBIT Next 5Y9.95%
FCF growth 1Y-99.55%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-43.51%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%
BAYERISCHE MOTOREN WERKE AG / BMW.DE FAQ
What is the fundamental rating for BMW stock?
ChartMill assigns a fundamental rating of 5 / 10 to BMW.DE.
Can you provide the valuation status for BAYERISCHE MOTOREN WERKE AG?
ChartMill assigns a valuation rating of 6 / 10 to BAYERISCHE MOTOREN WERKE AG (BMW.DE). This can be considered as Fairly Valued.
What is the profitability of BMW stock?
BAYERISCHE MOTOREN WERKE AG (BMW.DE) has a profitability rating of 7 / 10.
What is the valuation of BAYERISCHE MOTOREN WERKE AG based on its PE and PB ratios?
The Price/Earnings (PE) ratio for BAYERISCHE MOTOREN WERKE AG (BMW.DE) is 8.18 and the Price/Book (PB) ratio is 0.61.