BAYERISCHE MOTOREN WERKE AG (BMW.DE) Stock Fundamental Analysis
FRA:BMW - DE0005190003 - Common Stock
88.6 EUR
+0.32 (+0.36%)
Overall BMW gets a fundamental rating of 4 out of 10. We evaluated BMW against 31 industry peers in the Automobiles industry. BMW has a medium profitability rating, but doesn't score so well on its financial health evaluation. BMW has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
BMW had positive earnings in the past year.
In the past year BMW had a positive cash flow from operations.
BMW had positive earnings in each of the past 5 years.
Each year in the past 5 years BMW had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 2.21%, BMW is in the better half of the industry, outperforming 64.52% of the companies in the same industry.
BMW has a Return On Equity of 6.25%. This is comparable to the rest of the industry: BMW outperforms 54.84% of its industry peers.
BMW has a better Return On Invested Capital (3.67%) than 61.29% of its industry peers.
The Average Return On Invested Capital over the past 3 years for BMW is in line with the industry average of 6.64%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 6.25% | ||
| ROIC | 3.67% |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
1.3 Margins
BMW has a better Profit Margin (4.20%) than 67.74% of its industry peers.
In the last couple of years the Profit Margin of BMW has grown nicely.
BMW has a better Operating Margin (6.87%) than 74.19% of its industry peers.
In the last couple of years the Operating Margin of BMW has grown nicely.
BMW's Gross Margin of 15.20% is on the low side compared to the rest of the industry. BMW is outperformed by 61.29% of its industry peers.
In the last couple of years the Gross Margin of BMW has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 6.87% | ||
| PM (TTM) | 4.2% | ||
| GM | 15.2% |
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
2. Health
2.1 Basic Checks
With a Return on Invested Capital (ROIC) just above the Cost of Capital (WACC), BMW is creating some value.
The number of shares outstanding for BMW has been reduced compared to 1 year ago.
Compared to 5 years ago, BMW has less shares outstanding
BMW has a worse debt/assets ratio than last year.
2.2 Solvency
BMW has an Altman-Z score of 1.39. This is a bad value and indicates that BMW is not financially healthy and even has some risk of bankruptcy.
BMW's Altman-Z score of 1.39 is fine compared to the rest of the industry. BMW outperforms 77.42% of its industry peers.
A Debt/Equity ratio of 0.75 indicates that BMW is somewhat dependend on debt financing.
With a Debt to Equity ratio value of 0.75, BMW perfoms like the industry average, outperforming 48.39% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 1.39 |
ROIC/WACC0.82
WACC4.47%
2.3 Liquidity
A Current Ratio of 1.15 indicates that BMW should not have too much problems paying its short term obligations.
BMW has a Current ratio of 1.15. This is comparable to the rest of the industry: BMW outperforms 48.39% of its industry peers.
BMW has a Quick Ratio of 1.15. This is a bad value and indicates that BMW is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of BMW (0.86) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.86 |
3. Growth
3.1 Past
BMW shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -43.89%.
The Earnings Per Share has been growing by 9.24% on average over the past years. This is quite good.
The Revenue for BMW has decreased by -11.92% in the past year. This is quite bad
Measured over the past years, BMW shows a small growth in Revenue. The Revenue has been growing by 6.44% on average per year.
EPS 1Y (TTM)-43.89%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-31.33%
Revenue 1Y (TTM)-11.92%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-8.17%
3.2 Future
The Earnings Per Share is expected to grow by 6.16% on average over the next years.
The Revenue is expected to grow by 0.43% on average over the next years.
EPS Next Y-5.44%
EPS Next 2Y1.03%
EPS Next 3Y5.08%
EPS Next 5Y6.16%
Revenue Next Year-4.11%
Revenue Next 2Y-1.08%
Revenue Next 3Y0.29%
Revenue Next 5Y0.43%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
BMW is valuated reasonably with a Price/Earnings ratio of 9.55.
Based on the Price/Earnings ratio, BMW is valued a bit cheaper than 74.19% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 26.84. BMW is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 7.47, the valuation of BMW can be described as very cheap.
Based on the Price/Forward Earnings ratio, BMW is valued a bit cheaper than the industry average as 61.29% of the companies are valued more expensively.
BMW's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 22.48.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.55 | ||
| Fwd PE | 7.47 |
4.2 Price Multiples
BMW's Enterprise Value to EBITDA is on the same level as the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 7.5 |
4.3 Compensation for Growth
BMW has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)1.03
EPS Next 2Y1.03%
EPS Next 3Y5.08%
5. Dividend
5.1 Amount
BMW has a Yearly Dividend Yield of 4.77%, which is a nice return.
BMW's Dividend Yield is comparable with the industry average which is at 5.26.
BMW's Dividend Yield is rather good when compared to the S&P500 average which is at 2.32.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.77% |
5.2 History
The dividend of BMW is nicely growing with an annual growth rate of 16.27%!
Dividend Growth(5Y)16.27%
Div Incr Years0
Div Non Decr Years3
5.3 Sustainability
The dividend of BMW is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DPN/A
EPS Next 2Y1.03%
EPS Next 3Y5.08%
FRA:BMW (9/4/2025, 5:36:15 PM)
88.6
+0.32 (+0.36%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupAutomobiles & Components
GICS IndustryAutomobiles
Earnings (Last)
Earnings (Next)
Inst Owners19.26%
Inst Owner ChangeN/A
Ins Owners48.56%
Ins Owner ChangeN/A
Market Cap54.56B
Analysts73.1
Price Target89.24 (0.72%)
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 4.77% |
Yearly Dividend7.63
Dividend Growth(5Y)16.27%
DPN/A
Div Incr Years0
Div Non Decr Years3
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-9.87%
Min EPS beat(2)-17.69%
Max EPS beat(2)-2.04%
EPS beat(4)0
Avg EPS beat(4)-20.13%
Min EPS beat(4)-57.28%
Max EPS beat(4)-2.04%
EPS beat(8)1
Avg EPS beat(8)-12.2%
EPS beat(12)3
Avg EPS beat(12)-7.57%
EPS beat(16)7
Avg EPS beat(16)-3.15%
Revenue beat(2)0
Avg Revenue beat(2)-5.38%
Min Revenue beat(2)-6.44%
Max Revenue beat(2)-4.31%
Revenue beat(4)0
Avg Revenue beat(4)-7.75%
Min Revenue beat(4)-12.81%
Max Revenue beat(4)-4.31%
Revenue beat(8)2
Avg Revenue beat(8)-4.1%
Revenue beat(12)5
Avg Revenue beat(12)-1.91%
Revenue beat(16)7
Avg Revenue beat(16)-1.21%
PT rev (1m)1.58%
PT rev (3m)4.89%
EPS NQ rev (1m)-1.58%
EPS NQ rev (3m)-2.97%
EPS NY rev (1m)-4.11%
EPS NY rev (3m)-4.11%
Revenue NQ rev (1m)-1.91%
Revenue NQ rev (3m)-7.63%
Revenue NY rev (1m)-1.37%
Revenue NY rev (3m)-1.78%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.55 | ||
| Fwd PE | 7.47 | ||
| P/S | 0.4 | ||
| P/FCF | N/A | ||
| P/OCF | 5.8 | ||
| P/B | 0.59 | ||
| P/tB | 0.75 | ||
| EV/EBITDA | 7.5 |
EPS(TTM)9.28
EY10.47%
EPS(NY)11.86
Fwd EY13.39%
FCF(TTM)-4.79
FCFYN/A
OCF(TTM)15.28
OCFY17.24%
SpS221.67
BVpS149.06
TBVpS117.44
PEG (NY)N/A
PEG (5Y)1.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 6.25% | ||
| ROCE | 5.26% | ||
| ROIC | 3.67% | ||
| ROICexc | 4.16% | ||
| ROICexgc | 4.73% | ||
| OM | 6.87% | ||
| PM (TTM) | 4.2% | ||
| GM | 15.2% | ||
| FCFM | N/A |
ROA(3y)4.83%
ROA(5y)4.33%
ROE(3y)13.7%
ROE(5y)12.79%
ROIC(3y)6.06%
ROIC(5y)5.34%
ROICexc(3y)6.95%
ROICexc(5y)6.15%
ROICexgc(3y)8.08%
ROICexgc(5y)7.04%
ROCE(3y)8.74%
ROCE(5y)7.68%
ROICexcg growth 3Y-10.71%
ROICexcg growth 5Y4.54%
ROICexc growth 3Y-11.6%
ROICexc growth 5Y3.73%
OM growth 3Y-12.91%
OM growth 5Y1.88%
PM growth 3Y-22.81%
PM growth 5Y1.66%
GM growth 3Y-6.65%
GM growth 5Y-1.49%
F-Score4
Asset Turnover0.53
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.75 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 3.81 | ||
| Cap/Depr | 144.1% | ||
| Cap/Sales | 9.05% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 52.39% | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.15 | ||
| Quick Ratio | 0.86 | ||
| Altman-Z | 1.39 |
F-Score4
WACC4.47%
ROIC/WACC0.82
Cap/Depr(3y)122.67%
Cap/Depr(5y)114.02%
Cap/Sales(3y)7.31%
Cap/Sales(5y)6.82%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-43.89%
EPS 3Y-14.77%
EPS 5Y9.24%
EPS Q2Q%-31.33%
EPS Next Y-5.44%
EPS Next 2Y1.03%
EPS Next 3Y5.08%
EPS Next 5Y6.16%
Revenue 1Y (TTM)-11.92%
Revenue growth 3Y8.58%
Revenue growth 5Y6.44%
Sales Q2Q%-8.17%
Revenue Next Year-4.11%
Revenue Next 2Y-1.08%
Revenue Next 3Y0.29%
Revenue Next 5Y0.43%
EBIT growth 1Y-43.81%
EBIT growth 3Y-5.44%
EBIT growth 5Y8.44%
EBIT Next Year64.75%
EBIT Next 3Y23.06%
EBIT Next 5Y10.52%
FCF growth 1Y-124.4%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-57.48%
OCF growth 3Y-21.95%
OCF growth 5Y16.15%