BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) Stock Fundamental Analysis

NASDAQ:BHFAO • US10922N5095

17.1 USD
+0.11 (+0.65%)
Last: Feb 19, 2026, 09:45 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Taking everything into account, BHFAO scores 3 out of 10 in our fundamental rating. BHFAO was compared to 149 industry peers in the Insurance industry. Both the profitability and financial health of BHFAO have multiple concerns. BHFAO is not valued too expensively and it also shows a decent growth rate. Finally BHFAO also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • BHFAO had positive earnings in the past year.
  • In the past year BHFAO had a positive cash flow from operations.
  • In the past 5 years BHFAO reported 4 times negative net income.
  • In multiple years BHFAO reported negative operating cash flow during the last 5 years.
BHFAO Yearly Net Income VS EBIT VS OCF VS FCFBHFAO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B -4B

1.2 Ratios

  • BHFAO has a Return On Assets of 0.35%. This is in the lower half of the industry: BHFAO underperforms 76.51% of its industry peers.
  • With a decent Return On Equity value of 13.59%, BHFAO is doing good in the industry, outperforming 62.42% of the companies in the same industry.
Industry RankSector Rank
ROA 0.35%
ROE 13.59%
ROIC N/A
ROA(3y)-0.15%
ROA(5y)-0.19%
ROE(3y)-6.86%
ROE(5y)-5.59%
ROIC(3y)N/A
ROIC(5y)N/A
BHFAO Yearly ROA, ROE, ROICBHFAO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -10 -20

1.3 Margins

  • BHFAO has a better Profit Margin (13.77%) than 75.17% of its industry peers.
  • The Operating Margin of BHFAO (20.85%) is better than 72.48% of its industry peers.
Industry RankSector Rank
OM 20.85%
PM (TTM) 13.77%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
BHFAO Yearly Profit, Operating, Gross MarginsBHFAO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 -50 -100

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • The number of shares outstanding for BHFAO has been reduced compared to 1 year ago.
  • The number of shares outstanding for BHFAO has been reduced compared to 5 years ago.
  • Compared to 1 year ago, BHFAO has an improved debt to assets ratio.
BHFAO Yearly Shares OutstandingBHFAO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 20M 40M 60M 80M 100M
BHFAO Yearly Total Debt VS Total AssetsBHFAO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 50B 100B 150B 200B 250B

2.2 Solvency

  • The Debt to FCF ratio of BHFAO is 21.91, which is on the high side as it means it would take BHFAO, 21.91 years of fcf income to pay off all of its debts.
  • BHFAO has a Debt to FCF ratio of 21.91. This is in the lower half of the industry: BHFAO underperforms 70.47% of its industry peers.
  • A Debt/Equity ratio of 0.50 indicates that BHFAO is not too dependend on debt financing.
  • BHFAO has a worse Debt to Equity ratio (0.50) than 70.47% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.5
Debt/FCF 21.91
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
BHFAO Yearly LT Debt VS Equity VS FCFBHFAO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5B 10B 15B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BHFAO Yearly Current Assets VS Current LiabilitesBHFAO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2020 2021 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • BHFAO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.55%, which is quite good.
  • Measured over the past years, BHFAO shows a very strong growth in Earnings Per Share. The EPS has been growing by 39.18% on average per year.
  • BHFAO shows a strong growth in Revenue. In the last year, the Revenue has grown by 27.71%.
  • BHFAO shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.34% yearly.
EPS 1Y (TTM)17.55%
EPS 3Y9.31%
EPS 5Y39.18%
EPS Q2Q%34.1%
Revenue 1Y (TTM)27.71%
Revenue growth 3Y-12.87%
Revenue growth 5Y-6.34%
Sales Q2Q%0.32%

3.2 Future

  • Based on estimates for the next years, BHFAO will show a decrease in Earnings Per Share. The EPS will decrease by -4.37% on average per year.
  • Based on estimates for the next years, BHFAO will show a small growth in Revenue. The Revenue will grow by 3.29% on average per year.
EPS Next Y-0.23%
EPS Next 2Y-12.47%
EPS Next 3Y-7.58%
EPS Next 5Y-4.37%
Revenue Next Year0.52%
Revenue Next 2Y2.07%
Revenue Next 3Y2.01%
Revenue Next 5Y3.29%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
BHFAO Yearly Revenue VS EstimatesBHFAO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2B 4B 6B 8B 10B
BHFAO Yearly EPS VS EstimatesBHFAO Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 10 20

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6

4. Valuation

4.1 Price/Earnings Ratio

  • BHFAO is valuated cheaply with a Price/Earnings ratio of 0.58.
  • Compared to the rest of the industry, the Price/Earnings ratio of BHFAO indicates a rather cheap valuation: BHFAO is cheaper than 97.99% of the companies listed in the same industry.
  • BHFAO is valuated cheaply when we compare the Price/Earnings ratio to 27.27, which is the current average of the S&P500 Index.
  • Based on the Price/Forward Earnings ratio of 0.81, the valuation of BHFAO can be described as very cheap.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of BHFAO indicates a rather cheap valuation: BHFAO is cheaper than 97.99% of the companies listed in the same industry.
  • BHFAO's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.16.
Industry RankSector Rank
PE 0.58
Fwd PE 0.81
BHFAO Price Earnings VS Forward Price EarningsBHFAO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Compared to the rest of the industry, the Price/Free Cash Flow ratio of BHFAO indicates a somewhat cheap valuation: BHFAO is cheaper than 60.40% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF 6.79
EV/EBITDA N/A
BHFAO Per share dataBHFAO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

  • A cheap valuation may be justified as BHFAO's earnings are expected to decrease with -7.58% in the coming years.
PEG (NY)N/A
PEG (5Y)0.01
EPS Next 2Y-12.47%
EPS Next 3Y-7.58%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • BHFAO has a Yearly Dividend Yield of 9.90%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.67, BHFAO pays a better dividend. On top of this BHFAO pays more dividend than 97.32% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.85, BHFAO pays a better dividend.
Industry RankSector Rank
Dividend Yield 9.9%

5.2 History

  • On average, the dividend of BHFAO grows each year by 54.87%, which is quite nice.
  • BHFAO has been paying a dividend for over 5 years, so it has already some track record.
  • BHFAO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)54.87%
Div Incr Years0
Div Non Decr Years4
BHFAO Yearly Dividends per shareBHFAO Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.5 1 1.5

5.3 Sustainability

  • 11.79% of the earnings are spent on dividend by BHFAO. This is a low number and sustainable payout ratio.
DP11.79%
EPS Next 2Y-12.47%
EPS Next 3Y-7.58%
BHFAO Yearly Income VS Free CF VS DividendBHFAO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2B -2B
BHFAO Dividend Payout.BHFAO Dividend Payout, showing the Payout Ratio.BHFAO Dividend Payout.PayoutRetained Earnings

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BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP

NASDAQ:BHFAO (2/19/2026, 9:45:30 AM)

17.1

+0.11 (+0.65%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)11-06
Earnings (Next)02-23
Inst Owners90.57%
Inst Owner ChangeN/A
Ins Owners1.16%
Ins Owner ChangeN/A
Market Cap977.78M
Revenue(TTM)6.28B
Net Income(TTM)865.00M
Analysts52
Price Target17.94 (4.91%)
Short Float %0.03%
Short Ratio0.21
Dividend
Industry RankSector Rank
Dividend Yield 9.9%
Yearly Dividend1.67
Dividend Growth(5Y)54.87%
DP11.79%
Div Incr Years0
Div Non Decr Years4
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)103.33%
Min EPS beat(2)-23.87%
Max EPS beat(2)230.52%
EPS beat(4)2
Avg EPS beat(4)53.56%
Min EPS beat(4)-23.87%
Max EPS beat(4)230.52%
EPS beat(8)5
Avg EPS beat(8)49.89%
EPS beat(12)8
Avg EPS beat(12)38.28%
EPS beat(16)11
Avg EPS beat(16)26.52%
Revenue beat(2)0
Avg Revenue beat(2)-3.78%
Min Revenue beat(2)-4.89%
Max Revenue beat(2)-2.67%
Revenue beat(4)2
Avg Revenue beat(4)-0.88%
Min Revenue beat(4)-4.89%
Max Revenue beat(4)3.46%
Revenue beat(8)2
Avg Revenue beat(8)-1.81%
Revenue beat(12)3
Avg Revenue beat(12)-8.42%
Revenue beat(16)4
Avg Revenue beat(16)-4.58%
PT rev (1m)9.76%
PT rev (3m)20.21%
EPS NQ rev (1m)0.4%
EPS NQ rev (3m)1.5%
EPS NY rev (1m)-7.31%
EPS NY rev (3m)53.24%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-1.73%
Revenue NY rev (1m)-0.4%
Revenue NY rev (3m)-1.42%
Valuation
Industry RankSector Rank
PE 0.58
Fwd PE 0.81
P/S 0.16
P/FCF 6.79
P/OCF 6.79
P/B 0.15
P/tB 0.15
EV/EBITDA N/A
EPS(TTM)29.54
EY172.75%
EPS(NY)21.05
Fwd EY123.08%
FCF(TTM)2.52
FCFY14.73%
OCF(TTM)2.52
OCFY14.73%
SpS109.86
BVpS111.28
TBVpS111.28
PEG (NY)N/A
PEG (5Y)0.01
Graham Number271.96
Profitability
Industry RankSector Rank
ROA 0.35%
ROE 13.59%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 20.85%
PM (TTM) 13.77%
GM N/A
FCFM 2.29%
ROA(3y)-0.15%
ROA(5y)-0.19%
ROE(3y)-6.86%
ROE(5y)-5.59%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.5
Debt/FCF 21.91
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 8.68
Cash Conversion N/A
Profit Quality 16.65%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.55%
EPS 3Y9.31%
EPS 5Y39.18%
EPS Q2Q%34.1%
EPS Next Y-0.23%
EPS Next 2Y-12.47%
EPS Next 3Y-7.58%
EPS Next 5Y-4.37%
Revenue 1Y (TTM)27.71%
Revenue growth 3Y-12.87%
Revenue growth 5Y-6.34%
Sales Q2Q%0.32%
Revenue Next Year0.52%
Revenue Next 2Y2.07%
Revenue Next 3Y2.01%
Revenue Next 5Y3.29%
EBIT growth 1Y191.42%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.5%
EBIT Next 3Y5.26%
EBIT Next 5YN/A
FCF growth 1Y132.88%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y132.88%
OCF growth 3YN/A
OCF growth 5YN/A

BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP / BHFAO FAQ

Can you provide the ChartMill fundamental rating for BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP?

ChartMill assigns a fundamental rating of 3 / 10 to BHFAO.


What is the valuation status for BHFAO stock?

ChartMill assigns a valuation rating of 6 / 10 to BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO). This can be considered as Fairly Valued.


Can you provide the profitability details for BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP?

BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) has a profitability rating of 2 / 10.


What are the PE and PB ratios of BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) stock?

The Price/Earnings (PE) ratio for BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) is 0.58 and the Price/Book (PB) ratio is 0.15.


Is the dividend of BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP sustainable?

The dividend rating of BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) is 7 / 10 and the dividend payout ratio is 11.79%.