BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) Stock Fundamental Analysis
USA - NASDAQ:BHFAO - US10922N5095
16.5 USD
+0.11 (+0.67%)
16.49 USD
-0.01 (-0.06%)
Overall BHFAO gets a fundamental rating of 3 out of 10. We evaluated BHFAO against 147 industry peers in the Insurance industry. Both the profitability and financial health of BHFAO have multiple concerns. BHFAO is not valued too expensively and it also shows a decent growth rate. BHFAO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
BHFAO had positive earnings in the past year.
In the past year BHFAO had a positive cash flow from operations.
BHFAO had negative earnings in 4 of the past 5 years.
In multiple years BHFAO reported negative operating cash flow during the last 5 years.
1.2 Ratios
BHFAO has a worse Return On Assets (0.23%) than 81.63% of its industry peers.
BHFAO has a Return On Equity (9.91%) which is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 9.91% | ||
| ROIC | N/A |
ROA(3y)-0.15%
ROA(5y)-0.19%
ROE(3y)-6.86%
ROE(5y)-5.59%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
Looking at the Profit Margin, with a value of 8.67%, BHFAO is in line with its industry, outperforming 58.50% of the companies in the same industry.
BHFAO has a Operating Margin of 14.08%. This is in the better half of the industry: BHFAO outperforms 64.63% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 14.08% | ||
| PM (TTM) | 8.67% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BHFAO has less shares outstanding than it did 1 year ago.
BHFAO has less shares outstanding than it did 5 years ago.
BHFAO has a better debt/assets ratio than last year.
2.2 Solvency
BHFAO has a debt to FCF ratio of 61.86. This is a negative value and a sign of low solvency as BHFAO would need 61.86 years to pay back of all of its debts.
The Debt to FCF ratio of BHFAO (61.86) is worse than 70.75% of its industry peers.
BHFAO has a Debt/Equity ratio of 0.56. This is a neutral value indicating BHFAO is somewhat dependend on debt financing.
BHFAO's Debt to Equity ratio of 0.56 is on the low side compared to the rest of the industry. BHFAO is outperformed by 74.83% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | 61.86 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BHFAO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.55%, which is quite good.
BHFAO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 39.18% yearly.
The Revenue has grown by 14.74% in the past year. This is quite good.
BHFAO shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.34% yearly.
EPS 1Y (TTM)17.55%
EPS 3Y9.31%
EPS 5Y39.18%
EPS Q2Q%34.1%
Revenue 1Y (TTM)14.74%
Revenue growth 3Y-12.87%
Revenue growth 5Y-6.34%
Sales Q2Q%0.32%
3.2 Future
The Earnings Per Share is expected to decrease by -1.22% on average over the next years.
The Revenue is expected to grow by 3.56% on average over the next years.
EPS Next Y-34.89%
EPS Next 2Y-11.29%
EPS Next 3Y-4.53%
EPS Next 5Y-1.22%
Revenue Next Year1.97%
Revenue Next 2Y2.94%
Revenue Next 3Y2.31%
Revenue Next 5Y3.56%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 0.56 indicates a rather cheap valuation of BHFAO.
BHFAO's Price/Earnings ratio is rather cheap when compared to the industry. BHFAO is cheaper than 97.28% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 25.51. BHFAO is valued rather cheaply when compared to this.
With a Price/Forward Earnings ratio of 0.76, the valuation of BHFAO can be described as very cheap.
Based on the Price/Forward Earnings ratio, BHFAO is valued cheaper than 97.96% of the companies in the same industry.
BHFAO's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 34.98.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.56 | ||
| Fwd PE | 0.76 |
4.2 Price Multiples
BHFAO's Price/Free Cash Flow ratio is in line with the industry average.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 18.49 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
BHFAO's earnings are expected to decrease with -4.53% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.01
EPS Next 2Y-11.29%
EPS Next 3Y-4.53%
5. Dividend
5.1 Amount
BHFAO has a Yearly Dividend Yield of 10.32%, which is a nice return.
Compared to an average industry Dividend Yield of 3.52, BHFAO pays a better dividend. On top of this BHFAO pays more dividend than 98.64% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, BHFAO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.32% |
5.2 History
On average, the dividend of BHFAO grows each year by 54.87%, which is quite nice.
BHFAO has been paying a dividend for over 5 years, so it has already some track record.
BHFAO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)54.87%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
18.15% of the earnings are spent on dividend by BHFAO. This is a low number and sustainable payout ratio.
DP18.15%
EPS Next 2Y-11.29%
EPS Next 3Y-4.53%
BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP
NASDAQ:BHFAO (11/18/2025, 8:00:01 PM)
After market: 16.49 -0.01 (-0.06%)16.5
+0.11 (+0.67%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners86.79%
Inst Owner ChangeN/A
Ins Owners1.16%
Ins Owner ChangeN/A
Market Cap942.98M
Revenue(TTM)4.72B
Net Income(TTM)562.00M
Analysts54.12
Price Target14.92 (-9.58%)
Short Float %0.01%
Short Ratio0.06
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.32% |
Yearly Dividend1.67
Dividend Growth(5Y)54.87%
DP18.15%
Div Incr Years0
Div Non Decr Years4
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-16.53%
Min EPS beat(2)-23.87%
Max EPS beat(2)-9.19%
EPS beat(4)2
Avg EPS beat(4)40.13%
Min EPS beat(4)-23.87%
Max EPS beat(4)176.78%
EPS beat(8)5
Avg EPS beat(8)21.8%
EPS beat(12)8
Avg EPS beat(12)19.18%
EPS beat(16)11
Avg EPS beat(16)16.24%
Revenue beat(2)1
Avg Revenue beat(2)0.4%
Min Revenue beat(2)-2.67%
Max Revenue beat(2)3.46%
Revenue beat(4)2
Avg Revenue beat(4)-0.52%
Min Revenue beat(4)-3.47%
Max Revenue beat(4)3.46%
Revenue beat(8)2
Avg Revenue beat(8)-1.91%
Revenue beat(12)3
Avg Revenue beat(12)-11.47%
Revenue beat(16)5
Avg Revenue beat(16)-3.45%
PT rev (1m)-12.19%
PT rev (3m)-32.34%
EPS NQ rev (1m)0.42%
EPS NQ rev (3m)0.07%
EPS NY rev (1m)-0.07%
EPS NY rev (3m)-5.67%
Revenue NQ rev (1m)-0.3%
Revenue NQ rev (3m)1.01%
Revenue NY rev (1m)0.26%
Revenue NY rev (3m)0.12%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.56 | ||
| Fwd PE | 0.76 | ||
| P/S | 0.15 | ||
| P/FCF | 18.49 | ||
| P/OCF | 18.49 | ||
| P/B | 0.17 | ||
| P/tB | 0.17 | ||
| EV/EBITDA | N/A |
EPS(TTM)29.54
EY179.03%
EPS(NY)21.62
Fwd EY131.02%
FCF(TTM)0.89
FCFY5.41%
OCF(TTM)0.89
OCFY5.41%
SpS113.46
BVpS99.27
TBVpS99.27
PEG (NY)N/A
PEG (5Y)0.01
Graham Number256.86
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.23% | ||
| ROE | 9.91% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 14.08% | ||
| PM (TTM) | 8.67% | ||
| GM | N/A | ||
| FCFM | 0.79% |
ROA(3y)-0.15%
ROA(5y)-0.19%
ROE(3y)-6.86%
ROE(5y)-5.59%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.56 | ||
| Debt/FCF | 61.86 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 6.05 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 9.07% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.55%
EPS 3Y9.31%
EPS 5Y39.18%
EPS Q2Q%34.1%
EPS Next Y-34.89%
EPS Next 2Y-11.29%
EPS Next 3Y-4.53%
EPS Next 5Y-1.22%
Revenue 1Y (TTM)14.74%
Revenue growth 3Y-12.87%
Revenue growth 5Y-6.34%
Sales Q2Q%0.32%
Revenue Next Year1.97%
Revenue Next 2Y2.94%
Revenue Next 3Y2.31%
Revenue Next 5Y3.56%
EBIT growth 1Y188.56%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.5%
EBIT Next 3Y5.26%
EBIT Next 5YN/A
FCF growth 1Y102.93%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y102.93%
OCF growth 3YN/A
OCF growth 5YN/A
BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP / BHFAO FAQ
Can you provide the ChartMill fundamental rating for BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP?
ChartMill assigns a fundamental rating of 3 / 10 to BHFAO.
Can you provide the valuation status for BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP?
ChartMill assigns a valuation rating of 5 / 10 to BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO). This can be considered as Fairly Valued.
What is the profitability of BHFAO stock?
BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) has a profitability rating of 2 / 10.
What is the valuation of BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) is 0.56 and the Price/Book (PB) ratio is 0.17.
What is the financial health of BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) stock?
The financial health rating of BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) is 2 / 10.