17.061 USD
-0.02 (-0.11%)
15.76 USD
-1.3 (-7.63%)
BHFAO gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 149 industry peers in the Insurance industry. BHFAO has a bad profitability rating. Also its financial health evaluation is rather negative. BHFAO may be a bit undervalued, certainly considering the very reasonable score on growth Finally BHFAO also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- BHFAO had positive earnings in the past year.
- BHFAO had a positive operating cash flow in the past year.
- BHFAO had negative earnings in 4 of the past 5 years.
- In multiple years BHFAO reported negative operating cash flow during the last 5 years.
1.2 Ratios
- The Return On Assets of BHFAO (0.35%) is worse than 77.85% of its industry peers.
- Looking at the Return On Equity, with a value of 13.59%, BHFAO is in the better half of the industry, outperforming 61.74% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 13.59% | ||
| ROIC | N/A |
ROA(3y)-0.15%
ROA(5y)-0.19%
ROE(3y)-6.86%
ROE(5y)-5.59%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 13.77%, BHFAO is in the better half of the industry, outperforming 73.83% of the companies in the same industry.
- BHFAO has a better Operating Margin (20.85%) than 71.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.85% | ||
| PM (TTM) | 13.77% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- BHFAO has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for BHFAO has been reduced compared to 5 years ago.
- The debt/assets ratio for BHFAO has been reduced compared to a year ago.
2.2 Solvency
- BHFAO has a debt to FCF ratio of 21.91. This is a negative value and a sign of low solvency as BHFAO would need 21.91 years to pay back of all of its debts.
- BHFAO has a worse Debt to FCF ratio (21.91) than 71.14% of its industry peers.
- A Debt/Equity ratio of 0.50 indicates that BHFAO is not too dependend on debt financing.
- Looking at the Debt to Equity ratio, with a value of 0.50, BHFAO is doing worse than 69.80% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 21.91 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- BHFAO shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 17.55%, which is quite good.
- The Earnings Per Share has been growing by 39.18% on average over the past years. This is a very strong growth
- BHFAO shows a strong growth in Revenue. In the last year, the Revenue has grown by 27.71%.
- Measured over the past years, BHFAO shows a decrease in Revenue. The Revenue has been decreasing by -6.34% on average per year.
EPS 1Y (TTM)17.55%
EPS 3Y9.31%
EPS 5Y39.18%
EPS Q2Q%34.1%
Revenue 1Y (TTM)27.71%
Revenue growth 3Y-12.87%
Revenue growth 5Y-6.34%
Sales Q2Q%0.32%
3.2 Future
- Based on estimates for the next years, BHFAO will show a decrease in Earnings Per Share. The EPS will decrease by -1.22% on average per year.
- Based on estimates for the next years, BHFAO will show a small growth in Revenue. The Revenue will grow by 3.29% on average per year.
EPS Next Y7.63%
EPS Next 2Y-13.55%
EPS Next 3Y-7.27%
EPS Next 5Y-1.22%
Revenue Next Year0.92%
Revenue Next 2Y2.14%
Revenue Next 3Y1.99%
Revenue Next 5Y3.29%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 0.58, the valuation of BHFAO can be described as very cheap.
- BHFAO's Price/Earnings ratio is rather cheap when compared to the industry. BHFAO is cheaper than 97.99% of the companies in the same industry.
- BHFAO's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.21.
- BHFAO is valuated cheaply with a Price/Forward Earnings ratio of 0.83.
- Based on the Price/Forward Earnings ratio, BHFAO is valued cheaper than 97.99% of the companies in the same industry.
- BHFAO is valuated cheaply when we compare the Price/Forward Earnings ratio to 24.26, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.58 | ||
| Fwd PE | 0.83 |
4.2 Price Multiples
- 60.40% of the companies in the same industry are more expensive than BHFAO, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 6.77 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- BHFAO's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A cheap valuation may be justified as BHFAO's earnings are expected to decrease with -7.27% in the coming years.
PEG (NY)0.08
PEG (5Y)0.01
EPS Next 2Y-13.55%
EPS Next 3Y-7.27%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 10.10%, BHFAO is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 2.53, BHFAO pays a better dividend. On top of this BHFAO pays more dividend than 97.99% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.82, BHFAO pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.1% |
5.2 History
- On average, the dividend of BHFAO grows each year by 54.87%, which is quite nice.
- BHFAO has been paying a dividend for over 5 years, so it has already some track record.
- BHFAO has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)54.87%
Div Incr Years0
Div Non Decr Years4
5.3 Sustainability
- 11.79% of the earnings are spent on dividend by BHFAO. This is a low number and sustainable payout ratio.
DP11.79%
EPS Next 2Y-13.55%
EPS Next 3Y-7.27%
BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP / BHFAO FAQ
Can you provide the ChartMill fundamental rating for BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP?
ChartMill assigns a fundamental rating of 4 / 10 to BHFAO.
What is the valuation status for BHFAO stock?
ChartMill assigns a valuation rating of 7 / 10 to BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO). This can be considered as Undervalued.
Can you provide the profitability details for BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP?
BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) has a profitability rating of 2 / 10.
What are the PE and PB ratios of BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) stock?
The Price/Earnings (PE) ratio for BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) is 0.58 and the Price/Book (PB) ratio is 0.15.
Is the dividend of BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP sustainable?
The dividend rating of BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) is 7 / 10 and the dividend payout ratio is 11.79%.