BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) Fundamental Analysis & Valuation

NASDAQ:BHFAO • US10922N5095

Current stock price

16.84 USD
-0.06 (-0.36%)
Last:

This BHFAO fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. BHFAO Profitability Analysis

1.1 Basic Checks

  • In the past year BHFAO was profitable.
  • In the past year BHFAO had a positive cash flow from operations.
  • In multiple years BHFAO reported negative net income over the last 5 years.
  • In multiple years BHFAO reported negative operating cash flow during the last 5 years.
BHFAO Yearly Net Income VS EBIT VS OCF VS FCFBHFAO Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B -4B

1.2 Ratios

  • BHFAO's Return On Assets of 0.14% is on the low side compared to the rest of the industry. BHFAO is outperformed by 81.76% of its industry peers.
  • With a Return On Equity value of 4.89%, BHFAO is not doing good in the industry: 74.32% of the companies in the same industry are doing better.
Industry RankSector Rank
ROA 0.14%
ROE 4.89%
ROIC N/A
ROA(3y)-0.09%
ROA(5y)-0.08%
ROE(3y)-4.63%
ROE(5y)-3.38%
ROIC(3y)N/A
ROIC(5y)N/A
BHFAO Yearly ROA, ROE, ROICBHFAO Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -10 -20

1.3 Margins

  • BHFAO has a Profit Margin of 4.89%. This is in the lower half of the industry: BHFAO underperforms 64.86% of its industry peers.
  • BHFAO has a Operating Margin of 9.25%. This is in the lower half of the industry: BHFAO underperforms 61.49% of its industry peers.
Industry RankSector Rank
OM 9.25%
PM (TTM) 4.89%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
BHFAO Yearly Profit, Operating, Gross MarginsBHFAO Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -50 -100

More info and screens

ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. BHFAO Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, BHFAO has less shares outstanding
  • BHFAO has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, BHFAO has an improved debt to assets ratio.
BHFAO Yearly Shares OutstandingBHFAO Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
BHFAO Yearly Total Debt VS Total AssetsBHFAO Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B 250B

2.2 Solvency

  • BHFAO has a debt to FCF ratio of 12.18. This is a negative value and a sign of low solvency as BHFAO would need 12.18 years to pay back of all of its debts.
  • BHFAO has a Debt to FCF ratio of 12.18. This is in the lower half of the industry: BHFAO underperforms 74.32% of its industry peers.
  • A Debt/Equity ratio of 0.47 indicates that BHFAO is not too dependend on debt financing.
  • BHFAO's Debt to Equity ratio of 0.47 is on the low side compared to the rest of the industry. BHFAO is outperformed by 70.95% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.47
Debt/FCF 12.18
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
BHFAO Yearly LT Debt VS Equity VS FCFBHFAO Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BHFAO Yearly Current Assets VS Current LiabilitesBHFAO Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2020 2021 20M 40M 60M 80M 100M

More info and screens

WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. BHFAO Growth Analysis

3.1 Past

  • BHFAO shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.55%.
  • BHFAO shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 46.66% yearly.
  • Looking at the last year, BHFAO shows a very strong growth in Revenue. The Revenue has grown by 43.23%.
  • The Revenue has been decreasing by -4.47% on average over the past years.
EPS 1Y (TTM)2.55%
EPS 3Y46.66%
EPS 5YN/A
EPS Q2Q%-27.02%
Revenue 1Y (TTM)43.23%
Revenue growth 3Y-7.22%
Revenue growth 5Y-4.47%
Sales Q2Q%-25.59%

3.2 Future

  • Based on estimates for the next years, BHFAO will show a decrease in Earnings Per Share. The EPS will decrease by -6.90% on average per year.
  • BHFAO is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 2.23% yearly.
EPS Next Y-25.66%
EPS Next 2Y-13.07%
EPS Next 3Y-10.2%
EPS Next 5Y-6.9%
Revenue Next Year0.56%
Revenue Next 2Y1.18%
Revenue Next 3Y2%
Revenue Next 5Y2.23%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
BHFAO Yearly Revenue VS EstimatesBHFAO Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2B 4B 6B 8B
BHFAO Yearly EPS VS EstimatesBHFAO Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 10 20

More info and screens

Find the best growth stocksShow best growing peers

6

4. BHFAO Valuation Analysis

4.1 Price/Earnings Ratio

  • The Price/Earnings ratio is 0.60, which indicates a rather cheap valuation of BHFAO.
  • 97.30% of the companies in the same industry are more expensive than BHFAO, based on the Price/Earnings ratio.
  • BHFAO is valuated cheaply when we compare the Price/Earnings ratio to 26.91, which is the current average of the S&P500 Index.
  • With a Price/Forward Earnings ratio of 0.80, the valuation of BHFAO can be described as very cheap.
  • BHFAO's Price/Forward Earnings ratio is rather cheap when compared to the industry. BHFAO is cheaper than 97.97% of the companies in the same industry.
  • BHFAO is valuated cheaply when we compare the Price/Forward Earnings ratio to 23.69, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 0.6
Fwd PE 0.8
BHFAO Price Earnings VS Forward Price EarningsBHFAO Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, BHFAO is valued a bit cheaper than 72.97% of the companies in the same industry.
Industry RankSector Rank
P/FCF 3.72
EV/EBITDA N/A
BHFAO Per share dataBHFAO EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

  • A cheap valuation may be justified as BHFAO's earnings are expected to decrease with -10.20% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-13.07%
EPS Next 3Y-10.2%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

8

5. BHFAO Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 10.40%, BHFAO is a good candidate for dividend investing.
  • BHFAO's Dividend Yield is rather good when compared to the industry average which is at 2.55. BHFAO pays more dividend than 96.62% of the companies in the same industry.
  • BHFAO's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 10.4%

5.2 History

  • On average, the dividend of BHFAO grows each year by 31.18%, which is quite nice.
  • BHFAO has been paying a dividend for over 5 years, so it has already some track record.
  • As BHFAO did not decrease their dividend in the past 5 years, we can say the dividend looks stable.
Dividend Growth(5Y)31.18%
Div Incr Years0
Div Non Decr Years5
BHFAO Yearly Dividends per shareBHFAO Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • BHFAO pays out 30.82% of its income as dividend. This is a sustainable payout ratio.
DP30.82%
EPS Next 2Y-13.07%
EPS Next 3Y-10.2%
BHFAO Yearly Income VS Free CF VS DividendBHFAO Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B
BHFAO Dividend Payout.BHFAO Dividend Payout, showing the Payout Ratio.BHFAO Dividend Payout.PayoutRetained Earnings

More info and screens

Find the best dividend stocksShow peers with best dividend

BHFAO Fundamentals: All Metrics, Ratios and Statistics

BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP

NASDAQ:BHFAO (4/8/2026, 4:30:02 PM)

16.84

-0.06 (-0.36%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-23
Earnings (Next)05-06
Inst Owners91.47%
Inst Owner ChangeN/A
Ins Owners1.22%
Ins Owner ChangeN/A
Market Cap962.91M
Revenue(TTM)6.77B
Net Income(TTM)331.00M
Analysts52
Price Target19.02 (12.95%)
Short Float %0.02%
Short Ratio0.31
Dividend
Industry RankSector Rank
Dividend Yield 10.4%
Yearly Dividend1.76
Dividend Growth(5Y)31.18%
DP30.82%
Div Incr Years0
Div Non Decr Years5
Ex-Date03-10
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)100.38%
Min EPS beat(2)-29.76%
Max EPS beat(2)230.52%
EPS beat(4)1
Avg EPS beat(4)41.92%
Min EPS beat(4)-29.76%
Max EPS beat(4)230.52%
EPS beat(8)5
Avg EPS beat(8)49.51%
EPS beat(12)7
Avg EPS beat(12)31.8%
EPS beat(16)10
Avg EPS beat(16)22.03%
Revenue beat(2)0
Avg Revenue beat(2)-15.19%
Min Revenue beat(2)-25.5%
Max Revenue beat(2)-4.89%
Revenue beat(4)1
Avg Revenue beat(4)-7.4%
Min Revenue beat(4)-25.5%
Max Revenue beat(4)3.46%
Revenue beat(8)2
Avg Revenue beat(8)-4.91%
Revenue beat(12)3
Avg Revenue beat(12)-4.08%
Revenue beat(16)4
Avg Revenue beat(16)-5.59%
PT rev (1m)0%
PT rev (3m)16.39%
EPS NQ rev (1m)-8.41%
EPS NQ rev (3m)-6.71%
EPS NY rev (1m)0%
EPS NY rev (3m)1.99%
Revenue NQ rev (1m)-1.72%
Revenue NQ rev (3m)-4.82%
Revenue NY rev (1m)-1.04%
Revenue NY rev (3m)-2.59%
Valuation
Industry RankSector Rank
PE 0.6
Fwd PE 0.8
P/S 0.14
P/FCF 3.72
P/OCF 3.72
P/B 0.14
P/tB 0.14
EV/EBITDA N/A
EPS(TTM)28.17
EY167.28%
EPS(NY)20.94
Fwd EY124.35%
FCF(TTM)4.53
FCFY26.9%
OCF(TTM)4.53
OCFY26.9%
SpS118.33
BVpS118.36
TBVpS118.36
PEG (NY)N/A
PEG (5Y)N/A
Graham Number273.9
Profitability
Industry RankSector Rank
ROA 0.14%
ROE 4.89%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 9.25%
PM (TTM) 4.89%
GM N/A
FCFM 3.83%
ROA(3y)-0.09%
ROA(5y)-0.08%
ROE(3y)-4.63%
ROE(5y)-3.38%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.47
Debt/FCF 12.18
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 4.15
Cash Conversion N/A
Profit Quality 78.25%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.55%
EPS 3Y46.66%
EPS 5YN/A
EPS Q2Q%-27.02%
EPS Next Y-25.66%
EPS Next 2Y-13.07%
EPS Next 3Y-10.2%
EPS Next 5Y-6.9%
Revenue 1Y (TTM)43.23%
Revenue growth 3Y-7.22%
Revenue growth 5Y-4.47%
Sales Q2Q%-25.59%
Revenue Next Year0.56%
Revenue Next 2Y1.18%
Revenue Next 3Y2%
Revenue Next 5Y2.23%
EBIT growth 1Y9.06%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-31.45%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y189.31%
FCF growth 3YN/A
FCF growth 5Y-21.84%
OCF growth 1Y189.31%
OCF growth 3YN/A
OCF growth 5Y-21.84%

BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP / BHFAO Fundamental Analysis FAQ

Can you provide the ChartMill fundamental rating for BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP?

ChartMill assigns a fundamental rating of 3 / 10 to BHFAO.


What is the valuation status for BHFAO stock?

ChartMill assigns a valuation rating of 6 / 10 to BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO). This can be considered as Fairly Valued.


How profitable is BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) stock?

BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) has a profitability rating of 1 / 10.


Can you provide the financial health for BHFAO stock?

The financial health rating of BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) is 2 / 10.


Can you provide the dividend sustainability for BHFAO stock?

The dividend rating of BRIGHTHOUSE FINANCIAL IN - BHF 6 3/4 PERP (BHFAO) is 8 / 10 and the dividend payout ratio is 30.82%.