BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) Fundamental Analysis & Valuation

NASDAQ:BHFAN • US10922N7075

Current stock price

13.39 USD
+0.06 (+0.45%)
Last:

This BHFAN fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

1

1. BHFAN Profitability Analysis

1.1 Basic Checks

  • In the past year BHFAN was profitable.
  • In the past year BHFAN had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: BHFAN reported negative net income in multiple years.
  • The reported operating cash flow has been mixed in the past 5 years: BHFAN reported negative operating cash flow in multiple years.
BHFAN Yearly Net Income VS EBIT VS OCF VS FCFBHFAN Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B -4B

1.2 Ratios

  • With a Return On Assets value of 0.14%, BHFAN is not doing good in the industry: 80.41% of the companies in the same industry are doing better.
  • The Return On Equity of BHFAN (4.89%) is worse than 72.97% of its industry peers.
Industry RankSector Rank
ROA 0.14%
ROE 4.89%
ROIC N/A
ROA(3y)-0.09%
ROA(5y)-0.08%
ROE(3y)-4.63%
ROE(5y)-3.38%
ROIC(3y)N/A
ROIC(5y)N/A
BHFAN Yearly ROA, ROE, ROICBHFAN Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -10 -20

1.3 Margins

  • BHFAN has a worse Profit Margin (4.89%) than 63.51% of its industry peers.
  • The Operating Margin of BHFAN (9.25%) is worse than 60.14% of its industry peers.
Industry RankSector Rank
OM 9.25%
PM (TTM) 4.89%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
BHFAN Yearly Profit, Operating, Gross MarginsBHFAN Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -50 -100

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2

2. BHFAN Health Analysis

2.1 Basic Checks

  • BHFAN has less shares outstanding than it did 1 year ago.
  • BHFAN has less shares outstanding than it did 5 years ago.
  • The debt/assets ratio for BHFAN has been reduced compared to a year ago.
BHFAN Yearly Shares OutstandingBHFAN Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
BHFAN Yearly Total Debt VS Total AssetsBHFAN Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B 250B

2.2 Solvency

  • The Debt to FCF ratio of BHFAN is 12.18, which is on the high side as it means it would take BHFAN, 12.18 years of fcf income to pay off all of its debts.
  • Looking at the Debt to FCF ratio, with a value of 12.18, BHFAN is doing worse than 72.97% of the companies in the same industry.
  • BHFAN has a Debt/Equity ratio of 0.47. This is a healthy value indicating a solid balance between debt and equity.
  • With a Debt to Equity ratio value of 0.47, BHFAN is not doing good in the industry: 69.59% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.47
Debt/FCF 12.18
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
BHFAN Yearly LT Debt VS Equity VS FCFBHFAN Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BHFAN Yearly Current Assets VS Current LiabilitesBHFAN Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2020 2021 20M 40M 60M 80M 100M

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4

3. BHFAN Growth Analysis

3.1 Past

  • BHFAN shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 2.55%.
  • BHFAN shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 46.66% yearly.
  • BHFAN shows a strong growth in Revenue. In the last year, the Revenue has grown by 43.23%.
  • Measured over the past years, BHFAN shows a decrease in Revenue. The Revenue has been decreasing by -4.47% on average per year.
EPS 1Y (TTM)2.55%
EPS 3Y46.66%
EPS 5YN/A
EPS Q2Q%-27.02%
Revenue 1Y (TTM)43.23%
Revenue growth 3Y-7.22%
Revenue growth 5Y-4.47%
Sales Q2Q%-25.59%

3.2 Future

  • Based on estimates for the next years, BHFAN will show a decrease in Earnings Per Share. The EPS will decrease by -6.90% on average per year.
  • The Revenue is expected to grow by 2.23% on average over the next years.
EPS Next Y-25.66%
EPS Next 2Y-13.07%
EPS Next 3Y-10.2%
EPS Next 5Y-6.9%
Revenue Next Year0.56%
Revenue Next 2Y1.18%
Revenue Next 3Y2%
Revenue Next 5Y2.23%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
BHFAN Yearly Revenue VS EstimatesBHFAN Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2B 4B 6B 8B
BHFAN Yearly EPS VS EstimatesBHFAN Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 10 20

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6

4. BHFAN Valuation Analysis

4.1 Price/Earnings Ratio

  • BHFAN is valuated cheaply with a Price/Earnings ratio of 0.48.
  • 98.65% of the companies in the same industry are more expensive than BHFAN, based on the Price/Earnings ratio.
  • BHFAN is valuated cheaply when we compare the Price/Earnings ratio to 26.78, which is the current average of the S&P500 Index.
  • BHFAN is valuated cheaply with a Price/Forward Earnings ratio of 0.64.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of BHFAN indicates a rather cheap valuation: BHFAN is cheaper than 99.32% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of BHFAN to the average of the S&P500 Index (23.54), we can say BHFAN is valued rather cheaply.
Industry RankSector Rank
PE 0.48
Fwd PE 0.64
BHFAN Price Earnings VS Forward Price EarningsBHFAN Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • BHFAN's Price/Free Cash Flow ratio is rather cheap when compared to the industry. BHFAN is cheaper than 81.08% of the companies in the same industry.
Industry RankSector Rank
P/FCF 2.96
EV/EBITDA N/A
BHFAN Per share dataBHFAN EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

  • A cheap valuation may be justified as BHFAN's earnings are expected to decrease with -10.20% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-13.07%
EPS Next 3Y-10.2%

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7

5. BHFAN Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 10.50%, BHFAN is a good candidate for dividend investing.
  • BHFAN's Dividend Yield is rather good when compared to the industry average which is at 2.55. BHFAN pays more dividend than 97.97% of the companies in the same industry.
  • BHFAN's Dividend Yield is rather good when compared to the S&P500 average which is at 1.89.
Industry RankSector Rank
Dividend Yield 10.5%

5.2 History

  • On average, the dividend of BHFAN grows each year by 31.18%, which is quite nice.
  • BHFAN has been paying a dividend for over 5 years, so it has already some track record.
  • BHFAN has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)31.18%
Div Incr Years0
Div Non Decr Years3
BHFAN Yearly Dividends per shareBHFAN Yearly Dividends per shareYearly Dividends per share 2021 2022 2023 2024 2025 2026 0.5 1

5.3 Sustainability

  • BHFAN pays out 30.82% of its income as dividend. This is a sustainable payout ratio.
DP30.82%
EPS Next 2Y-13.07%
EPS Next 3Y-10.2%
BHFAN Yearly Income VS Free CF VS DividendBHFAN Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B
BHFAN Dividend Payout.BHFAN Dividend Payout, showing the Payout Ratio.BHFAN Dividend Payout.PayoutRetained Earnings

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BHFAN Fundamentals: All Metrics, Ratios and Statistics

BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP

NASDAQ:BHFAN (4/10/2026, 8:07:50 PM)

13.39

+0.06 (+0.45%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-23
Earnings (Next)05-06
Inst Owners91.47%
Inst Owner ChangeN/A
Ins Owners1.22%
Ins Owner ChangeN/A
Market Cap765.64M
Revenue(TTM)6.77B
Net Income(TTM)331.00M
Analysts52
Price Target14.97 (11.8%)
Short Float %0.03%
Short Ratio0.19
Dividend
Industry RankSector Rank
Dividend Yield 10.5%
Yearly Dividend1.76
Dividend Growth(5Y)31.18%
DP30.82%
Div Incr Years0
Div Non Decr Years3
Ex-Date03-10
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)100.38%
Min EPS beat(2)-29.76%
Max EPS beat(2)230.52%
EPS beat(4)1
Avg EPS beat(4)41.92%
Min EPS beat(4)-29.76%
Max EPS beat(4)230.52%
EPS beat(8)5
Avg EPS beat(8)49.51%
EPS beat(12)7
Avg EPS beat(12)31.8%
EPS beat(16)10
Avg EPS beat(16)22.03%
Revenue beat(2)0
Avg Revenue beat(2)-15.19%
Min Revenue beat(2)-25.5%
Max Revenue beat(2)-4.89%
Revenue beat(4)1
Avg Revenue beat(4)-7.4%
Min Revenue beat(4)-25.5%
Max Revenue beat(4)3.46%
Revenue beat(8)2
Avg Revenue beat(8)-4.91%
Revenue beat(12)3
Avg Revenue beat(12)-4.08%
Revenue beat(16)4
Avg Revenue beat(16)-5.59%
PT rev (1m)0%
PT rev (3m)12.54%
EPS NQ rev (1m)-8.41%
EPS NQ rev (3m)-6.71%
EPS NY rev (1m)0%
EPS NY rev (3m)1.99%
Revenue NQ rev (1m)-1.72%
Revenue NQ rev (3m)-4.82%
Revenue NY rev (1m)-1.04%
Revenue NY rev (3m)-2.59%
Valuation
Industry RankSector Rank
PE 0.48
Fwd PE 0.64
P/S 0.11
P/FCF 2.96
P/OCF 2.96
P/B 0.11
P/tB 0.11
EV/EBITDA N/A
EPS(TTM)28.17
EY210.38%
EPS(NY)20.94
Fwd EY156.39%
FCF(TTM)4.53
FCFY33.83%
OCF(TTM)4.53
OCFY33.83%
SpS118.33
BVpS118.36
TBVpS118.36
PEG (NY)N/A
PEG (5Y)N/A
Graham Number273.9
Profitability
Industry RankSector Rank
ROA 0.14%
ROE 4.89%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 9.25%
PM (TTM) 4.89%
GM N/A
FCFM 3.83%
ROA(3y)-0.09%
ROA(5y)-0.08%
ROE(3y)-4.63%
ROE(5y)-3.38%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.47
Debt/FCF 12.18
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 4.15
Cash Conversion N/A
Profit Quality 78.25%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)2.55%
EPS 3Y46.66%
EPS 5YN/A
EPS Q2Q%-27.02%
EPS Next Y-25.66%
EPS Next 2Y-13.07%
EPS Next 3Y-10.2%
EPS Next 5Y-6.9%
Revenue 1Y (TTM)43.23%
Revenue growth 3Y-7.22%
Revenue growth 5Y-4.47%
Sales Q2Q%-25.59%
Revenue Next Year0.56%
Revenue Next 2Y1.18%
Revenue Next 3Y2%
Revenue Next 5Y2.23%
EBIT growth 1Y9.06%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-31.45%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y189.31%
FCF growth 3YN/A
FCF growth 5Y-21.84%
OCF growth 1Y189.31%
OCF growth 3YN/A
OCF growth 5Y-21.84%

BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP / BHFAN Fundamental Analysis FAQ

What is the ChartMill fundamental rating of BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) stock?

ChartMill assigns a fundamental rating of 3 / 10 to BHFAN.


What is the valuation status of BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) stock?

ChartMill assigns a valuation rating of 6 / 10 to BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN). This can be considered as Fairly Valued.


What is the profitability of BHFAN stock?

BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) has a profitability rating of 1 / 10.


What are the PE and PB ratios of BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) stock?

The Price/Earnings (PE) ratio for BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) is 0.48 and the Price/Book (PB) ratio is 0.11.


Is the dividend of BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP sustainable?

The dividend rating of BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) is 7 / 10 and the dividend payout ratio is 30.82%.