13.7 USD
+0.05 (+0.37%)
13.78 USD
+0.08 (+0.58%)
BHFAN gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 148 industry peers in the Insurance industry. BHFAN has a bad profitability rating. Also its financial health evaluation is rather negative. BHFAN may be a bit undervalued, certainly considering the very reasonable score on growth Finally BHFAN also has an excellent dividend rating.
1. Profitability
1.1 Basic Checks
- BHFAN had positive earnings in the past year.
- BHFAN had a positive operating cash flow in the past year.
- In the past 5 years BHFAN reported 4 times negative net income.
- The reported operating cash flow has been mixed in the past 5 years: BHFAN reported negative operating cash flow in multiple years.
1.2 Ratios
- BHFAN's Return On Assets of 0.35% is on the low side compared to the rest of the industry. BHFAN is outperformed by 76.51% of its industry peers.
- BHFAN's Return On Equity of 13.59% is fine compared to the rest of the industry. BHFAN outperforms 63.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 13.59% | ||
| ROIC | N/A |
ROA(3y)-0.15%
ROA(5y)-0.19%
ROE(3y)-6.86%
ROE(5y)-5.59%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- BHFAN has a Profit Margin of 13.77%. This is in the better half of the industry: BHFAN outperforms 75.17% of its industry peers.
- The Operating Margin of BHFAN (20.85%) is better than 73.15% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.85% | ||
| PM (TTM) | 13.77% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- BHFAN has less shares outstanding than it did 1 year ago.
- The number of shares outstanding for BHFAN has been reduced compared to 5 years ago.
- Compared to 1 year ago, BHFAN has an improved debt to assets ratio.
2.2 Solvency
- The Debt to FCF ratio of BHFAN is 21.91, which is on the high side as it means it would take BHFAN, 21.91 years of fcf income to pay off all of its debts.
- BHFAN has a Debt to FCF ratio of 21.91. This is in the lower half of the industry: BHFAN underperforms 69.80% of its industry peers.
- BHFAN has a Debt/Equity ratio of 0.50. This is a healthy value indicating a solid balance between debt and equity.
- BHFAN's Debt to Equity ratio of 0.50 is on the low side compared to the rest of the industry. BHFAN is outperformed by 68.46% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 21.91 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an nice 17.55% over the past year.
- Measured over the past years, BHFAN shows a very strong growth in Earnings Per Share. The EPS has been growing by 39.18% on average per year.
- The Revenue has grown by 27.71% in the past year. This is a very strong growth!
- Measured over the past years, BHFAN shows a decrease in Revenue. The Revenue has been decreasing by -6.34% on average per year.
EPS 1Y (TTM)17.55%
EPS 3Y9.31%
EPS 5Y39.18%
EPS Q2Q%34.1%
Revenue 1Y (TTM)27.71%
Revenue growth 3Y-12.87%
Revenue growth 5Y-6.34%
Sales Q2Q%0.32%
3.2 Future
- Based on estimates for the next years, BHFAN will show a decrease in Earnings Per Share. The EPS will decrease by -1.22% on average per year.
- Based on estimates for the next years, BHFAN will show a small growth in Revenue. The Revenue will grow by 3.29% on average per year.
EPS Next Y1.12%
EPS Next 2Y-12.47%
EPS Next 3Y-7.58%
EPS Next 5Y-1.22%
Revenue Next Year0.52%
Revenue Next 2Y2.07%
Revenue Next 3Y2.01%
Revenue Next 5Y3.29%
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
- A Price/Earnings ratio of 0.46 indicates a rather cheap valuation of BHFAN.
- Compared to the rest of the industry, the Price/Earnings ratio of BHFAN indicates a rather cheap valuation: BHFAN is cheaper than 99.33% of the companies listed in the same industry.
- BHFAN's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.21.
- The Price/Forward Earnings ratio is 0.65, which indicates a rather cheap valuation of BHFAN.
- 99.33% of the companies in the same industry are more expensive than BHFAN, based on the Price/Forward Earnings ratio.
- The average S&P500 Price/Forward Earnings ratio is at 25.98. BHFAN is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 0.46 | ||
| Fwd PE | 0.65 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, BHFAN is valued a bit cheaper than 69.80% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.44 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- BHFAN's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- A cheap valuation may be justified as BHFAN's earnings are expected to decrease with -7.58% in the coming years.
PEG (NY)0.42
PEG (5Y)0.01
EPS Next 2Y-12.47%
EPS Next 3Y-7.58%
5. Dividend
5.1 Amount
- BHFAN has a Yearly Dividend Yield of 9.81%, which is a nice return.
- Compared to an average industry Dividend Yield of 2.41, BHFAN pays a better dividend. On top of this BHFAN pays more dividend than 97.32% of the companies listed in the same industry.
- Compared to an average S&P500 Dividend Yield of 1.81, BHFAN pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.81% |
5.2 History
- On average, the dividend of BHFAN grows each year by 54.87%, which is quite nice.
- BHFAN has been paying a dividend for over 5 years, so it has already some track record.
- BHFAN has decreased its dividend in the last 3 years.
Dividend Growth(5Y)54.87%
Div Incr Years0
Div Non Decr Years2
5.3 Sustainability
- 11.79% of the earnings are spent on dividend by BHFAN. This is a low number and sustainable payout ratio.
DP11.79%
EPS Next 2Y-12.47%
EPS Next 3Y-7.58%
BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP / BHFAN FAQ
What is the ChartMill fundamental rating of BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) stock?
ChartMill assigns a fundamental rating of 4 / 10 to BHFAN.
What is the valuation status of BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) stock?
ChartMill assigns a valuation rating of 7 / 10 to BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN). This can be considered as Undervalued.
How profitable is BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) stock?
BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) has a profitability rating of 2 / 10.
What is the valuation of BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP based on its PE and PB ratios?
The Price/Earnings (PE) ratio for BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) is 0.46 and the Price/Book (PB) ratio is 0.12.
What is the expected EPS growth for BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) stock?
The Earnings per Share (EPS) of BRIGHTHOUSE FINANCIAL IN - BHF 5 3/8 PERP (BHFAN) is expected to grow by 1.12% in the next year.