BRIGHTHOUSE FINANCIAL IN - BHF 6 1/4 09/15/58 (BHFAL) Stock Fundamental Analysis

NASDAQ:BHFAL • US10922N2027

17.65 USD
-0.73 (-3.97%)
Last: Feb 27, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

3

Taking everything into account, BHFAL scores 3 out of 10 in our fundamental rating. BHFAL was compared to 149 industry peers in the Insurance industry. Both the profitability and financial health of BHFAL have multiple concerns. BHFAL is not valued too expensively and it also shows a decent growth rate. BHFAL also has an excellent dividend rating.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • BHFAL had positive earnings in the past year.
  • In the past year BHFAL had a positive cash flow from operations.
  • In multiple years BHFAL reported negative net income over the last 5 years.
  • BHFAL had negative operating cash flow in 4 of the past 5 years.
BHFAL Yearly Net Income VS EBIT VS OCF VS FCFBHFAL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B -4B

1.2 Ratios

  • BHFAL has a worse Return On Assets (0.35%) than 79.33% of its industry peers.
  • The Return On Equity of BHFAL (13.59%) is better than 62.00% of its industry peers.
Industry RankSector Rank
ROA 0.35%
ROE 13.59%
ROIC N/A
ROA(3y)-0.09%
ROA(5y)-0.08%
ROE(3y)-4.63%
ROE(5y)-3.38%
ROIC(3y)N/A
ROIC(5y)N/A
BHFAL Yearly ROA, ROE, ROICBHFAL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -10 -20

1.3 Margins

  • BHFAL's Profit Margin of 13.77% is fine compared to the rest of the industry. BHFAL outperforms 73.33% of its industry peers.
  • With a decent Operating Margin value of 20.85%, BHFAL is doing good in the industry, outperforming 73.33% of the companies in the same industry.
Industry RankSector Rank
OM 20.85%
PM (TTM) 13.77%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
BHFAL Yearly Profit, Operating, Gross MarginsBHFAL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 -50 -100

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • The number of shares outstanding for BHFAL has been reduced compared to 1 year ago.
  • BHFAL has less shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, BHFAL has an improved debt to assets ratio.
BHFAL Yearly Shares OutstandingBHFAL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 20M 40M 60M 80M 100M
BHFAL Yearly Total Debt VS Total AssetsBHFAL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 50B 100B 150B 200B 250B

2.2 Solvency

  • BHFAL has a debt to FCF ratio of 21.91. This is a negative value and a sign of low solvency as BHFAL would need 21.91 years to pay back of all of its debts.
  • The Debt to FCF ratio of BHFAL (21.91) is worse than 70.67% of its industry peers.
  • A Debt/Equity ratio of 0.50 indicates that BHFAL is not too dependend on debt financing.
  • With a Debt to Equity ratio value of 0.50, BHFAL is not doing good in the industry: 70.67% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 0.5
Debt/FCF 21.91
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
BHFAL Yearly LT Debt VS Equity VS FCFBHFAL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5B 10B 15B

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BHFAL Yearly Current Assets VS Current LiabilitesBHFAL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2018 2020 2021 20M 40M 60M 80M 100M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

4

3. Growth

3.1 Past

  • BHFAL shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 3.39%.
  • Measured over the past years, BHFAL shows a very strong growth in Earnings Per Share. The EPS has been growing by 47.06% on average per year.
  • The Revenue has grown by 43.23% in the past year. This is a very strong growth!
  • The Revenue has been decreasing by -4.47% on average over the past years.
EPS 1Y (TTM)3.39%
EPS 3Y47.06%
EPS 5YN/A
EPS Q2Q%-22.49%
Revenue 1Y (TTM)43.23%
Revenue growth 3Y-7.22%
Revenue growth 5Y-4.47%
Sales Q2Q%-4.23%

3.2 Future

  • BHFAL is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -6.22% yearly.
  • The Revenue is expected to grow by 4.00% on average over the next years.
EPS Next Y-25.89%
EPS Next 2Y-12.63%
EPS Next 3Y-2.7%
EPS Next 5Y-6.22%
Revenue Next Year3.64%
Revenue Next 2Y2.76%
Revenue Next 3Y4.23%
Revenue Next 5Y4%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
  • The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
BHFAL Yearly Revenue VS EstimatesBHFAL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2B 4B 6B 8B 10B
BHFAL Yearly EPS VS EstimatesBHFAL Yearly EPS VS EstimatesYearly EPS VS Estimates 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 0 10 20

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Find the best growth stocksShow best growing peers

5

4. Valuation

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 0.62 indicates a rather cheap valuation of BHFAL.
  • BHFAL's Price/Earnings ratio is rather cheap when compared to the industry. BHFAL is cheaper than 97.33% of the companies in the same industry.
  • When comparing the Price/Earnings ratio of BHFAL to the average of the S&P500 Index (27.07), we can say BHFAL is valued rather cheaply.
  • BHFAL is valuated cheaply with a Price/Forward Earnings ratio of 0.84.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of BHFAL indicates a rather cheap valuation: BHFAL is cheaper than 97.33% of the companies listed in the same industry.
  • When comparing the Price/Forward Earnings ratio of BHFAL to the average of the S&P500 Index (28.05), we can say BHFAL is valued rather cheaply.
Industry RankSector Rank
PE 0.62
Fwd PE 0.84
BHFAL Price Earnings VS Forward Price EarningsBHFAL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 5 10 15 20 25

4.2 Price Multiples

  • The rest of the industry has a similar Price/Free Cash Flow ratio as BHFAL.
Industry RankSector Rank
P/FCF 7.01
EV/EBITDA N/A
BHFAL Per share dataBHFAL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 20 40 60 80 100

4.3 Compensation for Growth

  • BHFAL's earnings are expected to decrease with -2.70% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-12.63%
EPS Next 3Y-2.7%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

7

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 8.85%, BHFAL is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.46, BHFAL pays a better dividend. On top of this BHFAL pays more dividend than 95.33% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, BHFAL pays a better dividend.
Industry RankSector Rank
Dividend Yield 8.85%

5.2 History

  • On average, the dividend of BHFAL grows each year by 54.87%, which is quite nice.
  • BHFAL has been paying a dividend for over 5 years, so it has already some track record.
  • BHFAL has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)54.87%
Div Incr Years0
Div Non Decr Years4
BHFAL Yearly Dividends per shareBHFAL Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5

5.3 Sustainability

  • 11.79% of the earnings are spent on dividend by BHFAL. This is a low number and sustainable payout ratio.
DP11.79%
EPS Next 2Y-12.63%
EPS Next 3Y-2.7%
BHFAL Yearly Income VS Free CF VS DividendBHFAL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 2B -2B
BHFAL Dividend Payout.BHFAL Dividend Payout, showing the Payout Ratio.BHFAL Dividend Payout.PayoutRetained Earnings

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BRIGHTHOUSE FINANCIAL IN - BHF 6 1/4 09/15/58

NASDAQ:BHFAL (2/27/2026, 8:00:02 PM)

17.65

-0.73 (-3.97%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-23
Earnings (Next)05-06
Inst Owners90.57%
Inst Owner ChangeN/A
Ins Owners1.16%
Ins Owner ChangeN/A
Market Cap1.01B
Revenue(TTM)6.77B
Net Income(TTM)865.00M
Analysts52
Price Target19.68 (11.5%)
Short Float %0.02%
Short Ratio0.19
Dividend
Industry RankSector Rank
Dividend Yield 8.85%
Yearly Dividend1.67
Dividend Growth(5Y)54.87%
DP11.79%
Div Incr Years0
Div Non Decr Years4
Ex-Date02-27
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)103.33%
Min EPS beat(2)-23.87%
Max EPS beat(2)230.52%
EPS beat(4)2
Avg EPS beat(4)53.56%
Min EPS beat(4)-23.87%
Max EPS beat(4)230.52%
EPS beat(8)5
Avg EPS beat(8)49.89%
EPS beat(12)8
Avg EPS beat(12)38.28%
EPS beat(16)11
Avg EPS beat(16)26.52%
Revenue beat(2)0
Avg Revenue beat(2)-3.78%
Min Revenue beat(2)-4.89%
Max Revenue beat(2)-2.67%
Revenue beat(4)2
Avg Revenue beat(4)-0.88%
Min Revenue beat(4)-4.89%
Max Revenue beat(4)3.46%
Revenue beat(8)2
Avg Revenue beat(8)-1.81%
Revenue beat(12)3
Avg Revenue beat(12)-8.42%
Revenue beat(16)4
Avg Revenue beat(16)-4.58%
PT rev (1m)7.57%
PT rev (3m)9.83%
EPS NQ rev (1m)0%
EPS NQ rev (3m)3.41%
EPS NY rev (1m)0%
EPS NY rev (3m)-2.64%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.04%
Revenue NY rev (1m)0%
Revenue NY rev (3m)-1.69%
Valuation
Industry RankSector Rank
PE 0.62
Fwd PE 0.84
P/S 0.16
P/FCF 7.01
P/OCF 7.01
P/B 0.16
P/tB 0.16
EV/EBITDA N/A
EPS(TTM)28.4
EY160.91%
EPS(NY)21.05
Fwd EY119.25%
FCF(TTM)2.52
FCFY14.27%
OCF(TTM)2.52
OCFY14.27%
SpS109.86
BVpS111.28
TBVpS111.28
PEG (NY)N/A
PEG (5Y)N/A
Graham Number266.66
Profitability
Industry RankSector Rank
ROA 0.35%
ROE 13.59%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM 20.85%
PM (TTM) 13.77%
GM N/A
FCFM 2.29%
ROA(3y)-0.09%
ROA(5y)-0.08%
ROE(3y)-4.63%
ROE(5y)-3.38%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
Industry RankSector Rank
Debt/Equity 0.5
Debt/FCF 21.91
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 8.68
Cash Conversion N/A
Profit Quality 16.65%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score8
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)3.39%
EPS 3Y47.06%
EPS 5YN/A
EPS Q2Q%-22.49%
EPS Next Y-25.89%
EPS Next 2Y-12.63%
EPS Next 3Y-2.7%
EPS Next 5Y-6.22%
Revenue 1Y (TTM)43.23%
Revenue growth 3Y-7.22%
Revenue growth 5Y-4.47%
Sales Q2Q%-4.23%
Revenue Next Year3.64%
Revenue Next 2Y2.76%
Revenue Next 3Y4.23%
Revenue Next 5Y4%
EBIT growth 1Y191.42%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-31.45%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y820%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y820%
OCF growth 3YN/A
OCF growth 5YN/A

BRIGHTHOUSE FINANCIAL IN - BHF 6 1/4 09/15/58 / BHFAL FAQ

What is the fundamental rating for BHFAL stock?

ChartMill assigns a fundamental rating of 3 / 10 to BHFAL.


What is the valuation status for BHFAL stock?

ChartMill assigns a valuation rating of 5 / 10 to BRIGHTHOUSE FINANCIAL IN - BHF 6 1/4 09/15/58 (BHFAL). This can be considered as Fairly Valued.


Can you provide the profitability details for BRIGHTHOUSE FINANCIAL IN - BHF 6 1/4 09/15/58?

BRIGHTHOUSE FINANCIAL IN - BHF 6 1/4 09/15/58 (BHFAL) has a profitability rating of 2 / 10.


What are the PE and PB ratios of BRIGHTHOUSE FINANCIAL IN - BHF 6 1/4 09/15/58 (BHFAL) stock?

The Price/Earnings (PE) ratio for BRIGHTHOUSE FINANCIAL IN - BHF 6 1/4 09/15/58 (BHFAL) is 0.62 and the Price/Book (PB) ratio is 0.16.


How financially healthy is BRIGHTHOUSE FINANCIAL IN - BHF 6 1/4 09/15/58?

The financial health rating of BRIGHTHOUSE FINANCIAL IN - BHF 6 1/4 09/15/58 (BHFAL) is 2 / 10.