65.57 USD
+0.04 (+0.06%)
65.57 USD
0 (0%)
BHF gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 147 industry peers in the Insurance industry. BHF may be in some trouble as it scores bad on both profitability and health. BHF has a decent growth rate and is not valued too expensively.
1. Profitability
1.1 Basic Checks
BHF had positive earnings in the past year.
In the past year BHF had a positive cash flow from operations.
BHF had negative earnings in 4 of the past 5 years.
The reported operating cash flow has been mixed in the past 5 years: BHF reported negative operating cash flow in multiple years.
1.2 Ratios
BHF's Return On Assets of 0.35% is on the low side compared to the rest of the industry. BHF is outperformed by 83.67% of its industry peers.
BHF has a Return On Equity of 13.59%. This is comparable to the rest of the industry: BHF outperforms 46.26% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 13.59% | ||
| ROIC | N/A |
ROA(3y)-0.15%
ROA(5y)-0.19%
ROE(3y)-6.86%
ROE(5y)-5.59%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
BHF's Profit Margin of 13.77% is in line compared to the rest of the industry. BHF outperforms 56.46% of its industry peers.
Looking at the Operating Margin, with a value of 20.85%, BHF is in the better half of the industry, outperforming 63.27% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 20.85% | ||
| PM (TTM) | 13.77% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, BHF has less shares outstanding
BHF has less shares outstanding than it did 5 years ago.
BHF has a better debt/assets ratio than last year.
2.2 Solvency
BHF has a debt to FCF ratio of 21.91. This is a negative value and a sign of low solvency as BHF would need 21.91 years to pay back of all of its debts.
The Debt to FCF ratio of BHF (21.91) is worse than 72.79% of its industry peers.
BHF has a Debt/Equity ratio of 0.50. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.50, BHF is doing worse than 76.87% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 21.91 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 17.55% over the past year.
BHF shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 39.18% yearly.
The Revenue has grown by 27.71% in the past year. This is a very strong growth!
BHF shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -6.34% yearly.
EPS 1Y (TTM)17.55%
EPS 3Y9.31%
EPS 5Y39.18%
EPS Q2Q%34.1%
Revenue 1Y (TTM)27.71%
Revenue growth 3Y-12.87%
Revenue growth 5Y-6.34%
Sales Q2Q%0.32%
3.2 Future
BHF is expected to show a decrease in Earnings Per Share. In the coming years, the EPS will decrease by -1.22% yearly.
BHF is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.56% yearly.
EPS Next Y-34.89%
EPS Next 2Y-11.29%
EPS Next 3Y-4.53%
EPS Next 5Y-1.22%
Revenue Next Year1.97%
Revenue Next 2Y2.94%
Revenue Next 3Y2.31%
Revenue Next 5Y3.56%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 2.22, which indicates a rather cheap valuation of BHF.
Compared to the rest of the industry, the Price/Earnings ratio of BHF indicates a rather cheap valuation: BHF is cheaper than 87.07% of the companies listed in the same industry.
BHF's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 25.45.
The Price/Forward Earnings ratio is 3.03, which indicates a rather cheap valuation of BHF.
Based on the Price/Forward Earnings ratio, BHF is valued cheaply inside the industry as 86.39% of the companies are valued more expensively.
BHF is valuated cheaply when we compare the Price/Forward Earnings ratio to 34.46, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.22 | ||
| Fwd PE | 3.03 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, BHF is valued a bit more expensive than 72.79% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 26.02 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
BHF's earnings are expected to decrease with -4.53% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.06
EPS Next 2Y-11.29%
EPS Next 3Y-4.53%
5. Dividend
5.1 Amount
No dividends for BHF!.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
65.57
+0.04 (+0.06%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners86.79%
Inst Owner Change4.36%
Ins Owners1.16%
Ins Owner Change-1.22%
Market Cap3.75B
Revenue(TTM)6.28B
Net Income(TTM)865.00M
Analysts54.12
Price Target68 (3.71%)
Short Float %6.31%
Short Ratio1.92
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Yearly Dividend1.67
Dividend Growth(5Y)54.87%
DP11.79%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)103.33%
Min EPS beat(2)-23.87%
Max EPS beat(2)230.52%
EPS beat(4)2
Avg EPS beat(4)53.56%
Min EPS beat(4)-23.87%
Max EPS beat(4)230.52%
EPS beat(8)5
Avg EPS beat(8)49.89%
EPS beat(12)8
Avg EPS beat(12)38.28%
EPS beat(16)11
Avg EPS beat(16)26.52%
Revenue beat(2)0
Avg Revenue beat(2)-3.78%
Min Revenue beat(2)-4.89%
Max Revenue beat(2)-2.67%
Revenue beat(4)2
Avg Revenue beat(4)-0.88%
Min Revenue beat(4)-4.89%
Max Revenue beat(4)3.46%
Revenue beat(8)2
Avg Revenue beat(8)-1.81%
Revenue beat(12)3
Avg Revenue beat(12)-8.42%
Revenue beat(16)4
Avg Revenue beat(16)-4.58%
PT rev (1m)20.39%
PT rev (3m)20.39%
EPS NQ rev (1m)-2.13%
EPS NQ rev (3m)-0.96%
EPS NY rev (1m)0.14%
EPS NY rev (3m)-1.83%
Revenue NQ rev (1m)-1.78%
Revenue NQ rev (3m)-1.44%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.07%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 2.22 | ||
| Fwd PE | 3.03 | ||
| P/S | 0.6 | ||
| P/FCF | 26.02 | ||
| P/OCF | 26.02 | ||
| P/B | 0.59 | ||
| P/tB | 0.59 | ||
| EV/EBITDA | N/A |
EPS(TTM)29.54
EY45.05%
EPS(NY)21.62
Fwd EY32.97%
FCF(TTM)2.52
FCFY3.84%
OCF(TTM)2.52
OCFY3.84%
SpS109.92
BVpS111.34
TBVpS111.34
PEG (NY)N/A
PEG (5Y)0.06
Graham Number272.03
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 13.59% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | 20.85% | ||
| PM (TTM) | 13.77% | ||
| GM | N/A | ||
| FCFM | 2.29% |
ROA(3y)-0.15%
ROA(5y)-0.19%
ROE(3y)-6.86%
ROE(5y)-5.59%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.5 | ||
| Debt/FCF | 21.91 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 8.68 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 16.65% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)17.55%
EPS 3Y9.31%
EPS 5Y39.18%
EPS Q2Q%34.1%
EPS Next Y-34.89%
EPS Next 2Y-11.29%
EPS Next 3Y-4.53%
EPS Next 5Y-1.22%
Revenue 1Y (TTM)27.71%
Revenue growth 3Y-12.87%
Revenue growth 5Y-6.34%
Sales Q2Q%0.32%
Revenue Next Year1.97%
Revenue Next 2Y2.94%
Revenue Next 3Y2.31%
Revenue Next 5Y3.56%
EBIT growth 1Y191.42%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year9.5%
EBIT Next 3Y5.26%
EBIT Next 5YN/A
FCF growth 1Y132.88%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y132.88%
OCF growth 3YN/A
OCF growth 5YN/A
BRIGHTHOUSE FINANCIAL INC / BHF FAQ
What is the fundamental rating for BHF stock?
ChartMill assigns a fundamental rating of 3 / 10 to BHF.
What is the valuation status for BHF stock?
ChartMill assigns a valuation rating of 5 / 10 to BRIGHTHOUSE FINANCIAL INC (BHF). This can be considered as Fairly Valued.
Can you provide the profitability details for BRIGHTHOUSE FINANCIAL INC?
BRIGHTHOUSE FINANCIAL INC (BHF) has a profitability rating of 2 / 10.
What is the valuation of BRIGHTHOUSE FINANCIAL INC based on its PE and PB ratios?
The Price/Earnings (PE) ratio for BRIGHTHOUSE FINANCIAL INC (BHF) is 2.22 and the Price/Book (PB) ratio is 0.59.
What is the earnings growth outlook for BRIGHTHOUSE FINANCIAL INC?
The Earnings per Share (EPS) of BRIGHTHOUSE FINANCIAL INC (BHF) is expected to decline by -34.89% in the next year.