BARCLAYS PLC-SPONS ADR (BCS) Stock Fundamental Analysis
NYSE:BCS • US06738E2046
25.63 USD
+0.49 (+1.95%)
At close: Feb 25, 2026
25.63 USD
0 (0%)
After Hours: 2/25/2026, 8:04:00 PM
Taking everything into account, BCS scores 4 out of 10 in our fundamental rating. BCS was compared to 379 industry peers in the Banks industry. Both the profitability and financial health of BCS have multiple concerns. BCS may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
- BCS had positive earnings in the past year.
- BCS had a positive operating cash flow in the past year.
- BCS had positive earnings in each of the past 5 years.
- BCS had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
- With a Return On Assets value of 0.61%, BCS is not doing good in the industry: 71.77% of the companies in the same industry are doing better.
- With an excellent Return On Equity value of 12.21%, BCS belongs to the best of the industry, outperforming 82.32% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.61% | ||
| ROE | 12.21% | ||
| ROIC | N/A |
ROA(3y)0.35%
ROA(5y)0.36%
ROE(3y)7.11%
ROE(5y)7.54%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
- Looking at the Profit Margin, with a value of 19.81%, BCS is doing worse than 67.02% of the companies in the same industry.
- In the last couple of years the Profit Margin of BCS has grown nicely.
- BCS does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 19.81% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.74%
PM growth 5Y24.07%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
- BCS does not have a ROIC to compare to the WACC, probably because it is not profitable.
- The number of shares outstanding for BCS has been reduced compared to 1 year ago.
- Compared to 5 years ago, BCS has less shares outstanding
- BCS has a worse debt/assets ratio than last year.
2.2 Solvency
- BCS has a debt to FCF ratio of 16.28. This is a negative value and a sign of low solvency as BCS would need 16.28 years to pay back of all of its debts.
- With a Debt to FCF ratio value of 16.28, BCS is not doing good in the industry: 80.74% of the companies in the same industry are doing better.
- BCS has a Debt/Equity ratio of 3.53. This is a high value indicating a heavy dependency on external financing.
- The Debt to Equity ratio of BCS (3.53) is worse than 93.40% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.53 | ||
| Debt/FCF | 16.28 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC6.29%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
- The Earnings Per Share has grown by an impressive 25.11% over the past year.
- Measured over the past years, BCS shows a very strong growth in Earnings Per Share. The EPS has been growing by 38.52% on average per year.
- BCS shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 8.24%.
- The Revenue has been growing slightly by 6.60% on average over the past years.
EPS 1Y (TTM)25.11%
EPS 3Y12.31%
EPS 5Y38.52%
EPS Q2Q%23.52%
Revenue 1Y (TTM)8.24%
Revenue growth 3Y5.3%
Revenue growth 5Y6.6%
Sales Q2Q%1.62%
3.2 Future
- BCS is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 10.05% yearly.
- BCS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.82% yearly.
EPS Next Y11.16%
EPS Next 2Y13.65%
EPS Next 3Y11.43%
EPS Next 5Y10.05%
Revenue Next Year5.74%
Revenue Next 2Y4.99%
Revenue Next 3Y4.6%
Revenue Next 5Y3.82%
3.3 Evolution
- Although the future EPS growth is still strong, it is not able to hold up the even more excellent growth rate of the past years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- Based on the Price/Earnings ratio of 9.32, the valuation of BCS can be described as reasonable.
- Compared to the rest of the industry, the Price/Earnings ratio of BCS indicates a rather cheap valuation: BCS is cheaper than 88.13% of the companies listed in the same industry.
- BCS's Price/Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.05.
- Based on the Price/Forward Earnings ratio of 8.39, the valuation of BCS can be described as reasonable.
- 89.97% of the companies in the same industry are more expensive than BCS, based on the Price/Forward Earnings ratio.
- When comparing the Price/Forward Earnings ratio of BCS to the average of the S&P500 Index (28.03), we can say BCS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.32 | ||
| Fwd PE | 8.39 |
4.2 Price Multiples
- Based on the Price/Free Cash Flow ratio, BCS is valued cheaper than 95.25% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.88 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- BCS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.84
PEG (5Y)0.24
EPS Next 2Y13.65%
EPS Next 3Y11.43%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 1.84%, BCS has a reasonable but not impressive dividend return.
- BCS's Dividend Yield is slightly below the industry average, which is at 2.74.
- Compared to an average S&P500 Dividend Yield of 1.80, BCS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
5.2 History
- On average, the dividend of BCS grows each year by 24.14%, which is quite nice.
- BCS has been paying a dividend for at least 10 years, so it has a reliable track record.
- BCS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)24.14%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
- 23.70% of the earnings are spent on dividend by BCS. This is a low number and sustainable payout ratio.
- BCS's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP23.7%
EPS Next 2Y13.65%
EPS Next 3Y11.43%
25.63
+0.49 (+1.95%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-10 2026-02-10/dmh
Earnings (Next)04-28 2026-04-28
Inst Owners53.44%
Inst Owner Change-0.95%
Ins Owners0.11%
Ins Owner ChangeN/A
Market Cap88.40B
Revenue(TTM)47.94B
Net Income(TTM)9.50B
Analysts78.26
Price Target29.11 (13.58%)
Short Float %0.18%
Short Ratio1.09
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.84% |
Yearly Dividend0.9
Dividend Growth(5Y)24.14%
DP23.7%
Div Incr Years3
Div Non Decr Years3
Ex-Date02-20 2026-02-20 (0.306857)
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)26.25%
Min EPS beat(2)18.37%
Max EPS beat(2)34.12%
EPS beat(4)4
Avg EPS beat(4)20.74%
Min EPS beat(4)13.75%
Max EPS beat(4)34.12%
EPS beat(8)8
Avg EPS beat(8)25.75%
EPS beat(12)12
Avg EPS beat(12)25.23%
EPS beat(16)16
Avg EPS beat(16)25.65%
Revenue beat(2)2
Avg Revenue beat(2)0.84%
Min Revenue beat(2)0.55%
Max Revenue beat(2)1.13%
Revenue beat(4)4
Avg Revenue beat(4)1.79%
Min Revenue beat(4)0.55%
Max Revenue beat(4)4.11%
Revenue beat(8)8
Avg Revenue beat(8)1.97%
Revenue beat(12)9
Avg Revenue beat(12)1.05%
Revenue beat(16)13
Avg Revenue beat(16)18.26%
PT rev (1m)6.04%
PT rev (3m)19.82%
EPS NQ rev (1m)-3.26%
EPS NQ rev (3m)-5.56%
EPS NY rev (1m)2.98%
EPS NY rev (3m)5.39%
Revenue NQ rev (1m)-0.94%
Revenue NQ rev (3m)-0.94%
Revenue NY rev (1m)0.88%
Revenue NY rev (3m)1.21%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9.32 | ||
| Fwd PE | 8.39 | ||
| P/S | 1.37 | ||
| P/FCF | 3.88 | ||
| P/OCF | 3.5 | ||
| P/B | 0.84 | ||
| P/tB | 0.94 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.75
EY10.73%
EPS(NY)3.06
Fwd EY11.92%
FCF(TTM)6.6
FCFY25.76%
OCF(TTM)7.33
OCFY28.59%
SpS18.75
BVpS30.42
TBVpS27.18
PEG (NY)0.84
PEG (5Y)0.24
Graham Number43.38
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.61% | ||
| ROE | 12.21% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 19.81% | ||
| GM | N/A | ||
| FCFM | 35.21% |
ROA(3y)0.35%
ROA(5y)0.36%
ROE(3y)7.11%
ROE(5y)7.54%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y1.74%
PM growth 5Y24.07%
GM growth 3YN/A
GM growth 5YN/A
F-Score8
Asset Turnover0.03
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.53 | ||
| Debt/FCF | 16.28 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 104.67% | ||
| Cap/Sales | 3.88% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 177.76% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score8
WACC6.29%
ROIC/WACCN/A
Cap/Depr(3y)91.82%
Cap/Depr(5y)91.22%
Cap/Sales(3y)5.54%
Cap/Sales(5y)5.96%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)25.11%
EPS 3Y12.31%
EPS 5Y38.52%
EPS Q2Q%23.52%
EPS Next Y11.16%
EPS Next 2Y13.65%
EPS Next 3Y11.43%
EPS Next 5Y10.05%
Revenue 1Y (TTM)8.24%
Revenue growth 3Y5.3%
Revenue growth 5Y6.6%
Sales Q2Q%1.62%
Revenue Next Year5.74%
Revenue Next 2Y4.99%
Revenue Next 3Y4.6%
Revenue Next 5Y3.82%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y204.75%
FCF growth 3Y-16.01%
FCF growth 5Y-21.38%
OCF growth 1Y163.45%
OCF growth 3Y-14.74%
OCF growth 5Y-20.09%
BARCLAYS PLC-SPONS ADR / BCS FAQ
Can you provide the ChartMill fundamental rating for BARCLAYS PLC-SPONS ADR?
ChartMill assigns a fundamental rating of 4 / 10 to BCS.
What is the valuation status for BCS stock?
ChartMill assigns a valuation rating of 7 / 10 to BARCLAYS PLC-SPONS ADR (BCS). This can be considered as Undervalued.
Can you provide the profitability details for BARCLAYS PLC-SPONS ADR?
BARCLAYS PLC-SPONS ADR (BCS) has a profitability rating of 3 / 10.
Can you provide the PE and PB ratios for BCS stock?
The Price/Earnings (PE) ratio for BARCLAYS PLC-SPONS ADR (BCS) is 9.32 and the Price/Book (PB) ratio is 0.84.
How sustainable is the dividend of BARCLAYS PLC-SPONS ADR (BCS) stock?
The dividend rating of BARCLAYS PLC-SPONS ADR (BCS) is 5 / 10 and the dividend payout ratio is 23.7%.