BARCLAYS PLC-SPONS ADR (BCS) Stock Fundamental Analysis
NYSE:BCS - New York Stock Exchange, Inc. - US06738E2046 - ADR - Currency: USD
Overall BCS gets a fundamental rating of 3 out of 10. We evaluated BCS against 396 industry peers in the Banks industry. BCS may be in some trouble as it scores bad on both profitability and health. BCS may be a bit undervalued, certainly considering the very reasonable score on growth
1. Profitability
1.1 Basic Checks
BCS had positive earnings in the past year.
BCS had a positive operating cash flow in the past year.
In the past 5 years BCS has always been profitable.
Of the past 5 years BCS 4 years had a positive operating cash flow.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.35%, BCS is doing worse than 82.32% of the companies in the same industry.
With a Return On Equity value of 7.40%, BCS perfoms like the industry average, outperforming 42.93% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 7.4% | ||
| ROIC | N/A |
ROA(3y)0.32%
ROA(5y)0.31%
ROE(3y)6.92%
ROE(5y)6.46%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
BCS has a Profit Margin of 17.31%. This is in the lower half of the industry: BCS underperforms 71.21% of its industry peers.
BCS's Profit Margin has improved in the last couple of years.
BCS does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 17.31% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.74%
PM growth 5Y11.07%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BCS does not have a ROIC to compare to the WACC, probably because it is not profitable.
Compared to 1 year ago, BCS has less shares outstanding
BCS has less shares outstanding than it did 5 years ago.
BCS has about the same debt/assets ratio as last year.
2.2 Solvency
The Debt to FCF ratio of BCS is 45.13, which is on the high side as it means it would take BCS, 45.13 years of fcf income to pay off all of its debts.
BCS has a worse Debt to FCF ratio (45.13) than 84.60% of its industry peers.
A Debt/Equity ratio of 3.48 is on the high side and indicates that BCS has dependencies on debt financing.
The Debt to Equity ratio of BCS (3.48) is worse than 94.70% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.48 | ||
| Debt/FCF | 45.13 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.83%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BCS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 26.59%, which is quite impressive.
Measured over the past years, BCS shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.00% on average per year.
Looking at the last year, BCS shows a small growth in Revenue. The Revenue has grown by 5.48% in the last year.
BCS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.03% yearly.
EPS 1Y (TTM)26.59%
EPS 3Y0.56%
EPS 5Y11%
EPS Q2Q%19.43%
Revenue 1Y (TTM)5.48%
Revenue growth 3Y7.87%
Revenue growth 5Y5.03%
Sales Q2Q%10.87%
3.2 Future
BCS is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.23% yearly.
The Revenue is expected to grow by 2.99% on average over the next years.
EPS Next Y8.25%
EPS Next 2Y14.98%
EPS Next 3Y14.54%
EPS Next 5Y3.23%
Revenue Next Year7.41%
Revenue Next 2Y6.01%
Revenue Next 3Y5.12%
Revenue Next 5Y2.99%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 7.41, the valuation of BCS can be described as very cheap.
Compared to the rest of the industry, the Price/Earnings ratio of BCS indicates a rather cheap valuation: BCS is cheaper than 94.19% of the companies listed in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.55, BCS is valued rather cheaply.
With a Price/Forward Earnings ratio of 5.93, the valuation of BCS can be described as very cheap.
Based on the Price/Forward Earnings ratio, BCS is valued cheaply inside the industry as 93.94% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 22.40, BCS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.41 | ||
| Fwd PE | 5.93 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, BCS is valued a bit cheaper than the industry average as 75.76% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.33 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
BCS's earnings are expected to grow with 14.54% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.9
PEG (5Y)0.67
EPS Next 2Y14.98%
EPS Next 3Y14.54%
5. Dividend
5.1 Amount
BCS has a Yearly Dividend Yield of 2.57%. Purely for dividend investing, there may be better candidates out there.
BCS's Dividend Yield is slightly below the industry average, which is at 3.51.
BCS's Dividend Yield is comparable with the S&P500 average which is at 2.39.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.57% |
5.2 History
The dividend of BCS is nicely growing with an annual growth rate of 6.61%!
BCS has been paying a dividend for at least 10 years, so it has a reliable track record.
BCS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.61%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
BCS pays out 42.53% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of BCS is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP42.53%
EPS Next 2Y14.98%
EPS Next 3Y14.54%
17.55
-0.03 (-0.17%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners55.37%
Inst Owner Change16.49%
Ins Owners0.12%
Ins Owner ChangeN/A
Market Cap62.32B
Analysts80.95
Price Target20.44 (16.47%)
Short Float %0.4%
Short Ratio0.92
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.57% |
Yearly Dividend0.88
Dividend Growth(5Y)6.61%
DP42.53%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)44.46%
Min EPS beat(2)24.76%
Max EPS beat(2)64.16%
EPS beat(4)4
Avg EPS beat(4)30.77%
Min EPS beat(4)9.57%
Max EPS beat(4)64.16%
EPS beat(8)8
Avg EPS beat(8)27.47%
EPS beat(12)12
Avg EPS beat(12)27.29%
EPS beat(16)16
Avg EPS beat(16)30.27%
Revenue beat(2)2
Avg Revenue beat(2)2.76%
Min Revenue beat(2)1.49%
Max Revenue beat(2)4.03%
Revenue beat(4)4
Avg Revenue beat(4)2.16%
Min Revenue beat(4)0.19%
Max Revenue beat(4)4.03%
Revenue beat(8)5
Avg Revenue beat(8)0.68%
Revenue beat(12)9
Avg Revenue beat(12)23.75%
Revenue beat(16)13
Avg Revenue beat(16)34.5%
PT rev (1m)4.6%
PT rev (3m)13.8%
EPS NQ rev (1m)1.42%
EPS NQ rev (3m)-2.19%
EPS NY rev (1m)0.43%
EPS NY rev (3m)0.01%
Revenue NQ rev (1m)-0.07%
Revenue NQ rev (3m)0.83%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.3%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.41 | ||
| Fwd PE | 5.93 | ||
| P/S | 1.5 | ||
| P/FCF | 8.33 | ||
| P/OCF | 6.49 | ||
| P/B | 0.64 | ||
| P/tB | 0.73 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.37
EY13.5%
EPS(NY)2.96
Fwd EY16.86%
FCF(TTM)2.11
FCFY12%
OCF(TTM)2.7
OCFY15.41%
SpS11.68
BVpS27.31
TBVpS24.17
PEG (NY)0.9
PEG (5Y)0.67
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 7.4% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 17.31% | ||
| GM | N/A | ||
| FCFM | 18.04% |
ROA(3y)0.32%
ROA(5y)0.31%
ROE(3y)6.92%
ROE(5y)6.46%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.74%
PM growth 5Y11.07%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.48 | ||
| Debt/FCF | 45.13 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 90.77% | ||
| Cap/Sales | 5.13% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 104.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC5.83%
ROIC/WACCN/A
Cap/Depr(3y)89.52%
Cap/Depr(5y)85.55%
Cap/Sales(3y)5.72%
Cap/Sales(5y)5.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)26.59%
EPS 3Y0.56%
EPS 5Y11%
EPS Q2Q%19.43%
EPS Next Y8.25%
EPS Next 2Y14.98%
EPS Next 3Y14.54%
EPS Next 5Y3.23%
Revenue 1Y (TTM)5.48%
Revenue growth 3Y7.87%
Revenue growth 5Y5.03%
Sales Q2Q%10.87%
Revenue Next Year7.41%
Revenue Next 2Y6.01%
Revenue Next 3Y5.12%
Revenue Next 5Y2.99%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y309.41%
FCF growth 3Y-51.04%
FCF growth 5YN/A
OCF growth 1Y867.31%
OCF growth 3Y-47.42%
OCF growth 5YN/A