BARCLAYS PLC-SPONS ADR (BCS) Stock Fundamental Analysis
NYSE:BCS - New York Stock Exchange, Inc. - US06738E2046 - ADR - Currency: USD
BCS gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 398 industry peers in the Banks industry. Both the profitability and financial health of BCS have multiple concerns. A decent growth rate in combination with a cheap valuation! Better keep an eye on BCS.
1. Profitability
1.1 Basic Checks
In the past year BCS was profitable.
BCS had a positive operating cash flow in the past year.
Each year in the past 5 years BCS has been profitable.
Of the past 5 years BCS 4 years had a positive operating cash flow.
1.2 Ratios
BCS's Return On Assets of 0.35% is on the low side compared to the rest of the industry. BCS is outperformed by 81.91% of its industry peers.
BCS has a Return On Equity (7.40%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 7.4% | ||
| ROIC | N/A |
ROA(3y)0.32%
ROA(5y)0.31%
ROE(3y)6.92%
ROE(5y)6.46%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
With a Profit Margin value of 17.31%, BCS is not doing good in the industry: 69.35% of the companies in the same industry are doing better.
In the last couple of years the Profit Margin of BCS has grown nicely.
BCS does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 17.31% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.74%
PM growth 5Y11.07%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BCS does not have a ROIC to compare to the WACC, probably because it is not profitable.
BCS has less shares outstanding than it did 1 year ago.
Compared to 5 years ago, BCS has less shares outstanding
Compared to 1 year ago, BCS has about the same debt to assets ratio.
2.2 Solvency
The Debt to FCF ratio of BCS is 45.13, which is on the high side as it means it would take BCS, 45.13 years of fcf income to pay off all of its debts.
BCS has a worse Debt to FCF ratio (45.13) than 86.18% of its industry peers.
BCS has a Debt/Equity ratio of 3.48. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 3.48, BCS is doing worse than 94.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.48 | ||
| Debt/FCF | 45.13 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.8%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BCS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 133.85%, which is quite impressive.
Measured over the past years, BCS shows a quite strong growth in Earnings Per Share. The EPS has been growing by 11.00% on average per year.
The Revenue has been growing slightly by 5.48% in the past year.
BCS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 5.03% yearly.
EPS 1Y (TTM)133.85%
EPS 3Y0.56%
EPS 5Y11%
EPS Q2Q%321.96%
Revenue 1Y (TTM)5.48%
Revenue growth 3Y7.87%
Revenue growth 5Y5.03%
Sales Q2Q%4.49%
3.2 Future
BCS is expected to show quite a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 8.23% yearly.
The Revenue is expected to grow by 2.85% on average over the next years.
EPS Next Y8.25%
EPS Next 2Y14.98%
EPS Next 3Y14.54%
EPS Next 5Y8.23%
Revenue Next Year7.26%
Revenue Next 2Y6.14%
Revenue Next 3Y5.04%
Revenue Next 5Y2.85%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
BCS is valuated cheaply with a Price/Earnings ratio of 3.70.
Based on the Price/Earnings ratio, BCS is valued cheaper than 97.74% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 28.88. BCS is valued rather cheaply when compared to this.
A Price/Forward Earnings ratio of 5.46 indicates a rather cheap valuation of BCS.
Based on the Price/Forward Earnings ratio, BCS is valued cheaply inside the industry as 94.97% of the companies are valued more expensively.
BCS is valuated cheaply when we compare the Price/Forward Earnings ratio to 21.20, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.7 | ||
| Fwd PE | 5.46 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, BCS is valued a bit cheaper than the industry average as 79.65% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 7.68 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
BCS's earnings are expected to grow with 14.54% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.45
PEG (5Y)0.34
EPS Next 2Y14.98%
EPS Next 3Y14.54%
5. Dividend
5.1 Amount
BCS has a Yearly Dividend Yield of 2.82%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.52, BCS has a dividend in line with its industry peers.
Compared to an average S&P500 Dividend Yield of 2.45, BCS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.82% |
5.2 History
On average, the dividend of BCS grows each year by 6.61%, which is quite nice.
BCS has been paying a dividend for at least 10 years, so it has a reliable track record.
BCS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.61%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
BCS pays out 42.53% of its income as dividend. This is a bit on the high side, but may be sustainable.
The dividend of BCS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP42.53%
EPS Next 2Y14.98%
EPS Next 3Y14.54%
NYSE:BCS (5/1/2025, 2:24:42 PM)
15.8988
-0.16 (-1%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners55.37%
Inst Owner Change0.03%
Ins Owners0.12%
Ins Owner ChangeN/A
Market Cap56.77B
Analysts80.91
Price Target19.54 (22.9%)
Short Float %0.41%
Short Ratio0.69
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.82% |
Yearly Dividend0.86
Dividend Growth(5Y)6.61%
DP42.53%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)44.46%
Min EPS beat(2)24.76%
Max EPS beat(2)64.16%
EPS beat(4)4
Avg EPS beat(4)30.77%
Min EPS beat(4)9.57%
Max EPS beat(4)64.16%
EPS beat(8)8
Avg EPS beat(8)27.47%
EPS beat(12)12
Avg EPS beat(12)27.29%
EPS beat(16)16
Avg EPS beat(16)30.27%
Revenue beat(2)2
Avg Revenue beat(2)2.76%
Min Revenue beat(2)1.49%
Max Revenue beat(2)4.03%
Revenue beat(4)4
Avg Revenue beat(4)2.16%
Min Revenue beat(4)0.19%
Max Revenue beat(4)4.03%
Revenue beat(8)5
Avg Revenue beat(8)0.68%
Revenue beat(12)9
Avg Revenue beat(12)23.75%
Revenue beat(16)13
Avg Revenue beat(16)34.5%
PT rev (1m)8.79%
PT rev (3m)24.27%
EPS NQ rev (1m)2.31%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.11%
EPS NY rev (3m)2.76%
Revenue NQ rev (1m)0.75%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0.17%
Revenue NY rev (3m)1.82%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 3.7 | ||
| Fwd PE | 5.46 | ||
| P/S | 1.38 | ||
| P/FCF | 7.68 | ||
| P/OCF | 5.98 | ||
| P/B | 0.59 | ||
| P/tB | 0.67 | ||
| EV/EBITDA | N/A |
EPS(TTM)4.3
EY27.05%
EPS(NY)2.91
Fwd EY18.31%
FCF(TTM)2.07
FCFY13.03%
OCF(TTM)2.66
OCFY16.73%
SpS11.48
BVpS26.86
TBVpS23.76
PEG (NY)0.45
PEG (5Y)0.34
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 7.4% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 17.31% | ||
| GM | N/A | ||
| FCFM | 18.04% |
ROA(3y)0.32%
ROA(5y)0.31%
ROE(3y)6.92%
ROE(5y)6.46%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.74%
PM growth 5Y11.07%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.48 | ||
| Debt/FCF | 45.13 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 90.77% | ||
| Cap/Sales | 5.13% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 104.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC5.8%
ROIC/WACCN/A
Cap/Depr(3y)89.52%
Cap/Depr(5y)85.55%
Cap/Sales(3y)5.72%
Cap/Sales(5y)5.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)133.85%
EPS 3Y0.56%
EPS 5Y11%
EPS Q2Q%321.96%
EPS Next Y8.25%
EPS Next 2Y14.98%
EPS Next 3Y14.54%
EPS Next 5Y8.23%
Revenue 1Y (TTM)5.48%
Revenue growth 3Y7.87%
Revenue growth 5Y5.03%
Sales Q2Q%4.49%
Revenue Next Year7.26%
Revenue Next 2Y6.14%
Revenue Next 3Y5.04%
Revenue Next 5Y2.85%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y309.41%
FCF growth 3Y-51.04%
FCF growth 5YN/A
OCF growth 1Y867.31%
OCF growth 3Y-47.42%
OCF growth 5YN/A