BARCLAYS PLC-SPONS ADR (BCS) Stock Fundamental Analysis
NYSE:BCS - New York Stock Exchange, Inc. - US06738E2046 - ADR - Currency: USD
BCS gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 395 industry peers in the Banks industry. Both the profitability and financial health of BCS have multiple concerns. BCS scores decently on growth, while it is valued quite cheap. This could make an interesting combination.
1. Profitability
1.1 Basic Checks
In the past year BCS was profitable.
In the past year BCS had a positive cash flow from operations.
Each year in the past 5 years BCS has been profitable.
BCS had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.35%, BCS is doing worse than 82.28% of the companies in the same industry.
BCS has a Return On Equity (7.40%) which is in line with its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 7.4% | ||
| ROIC | N/A |
ROA(3y)0.32%
ROA(5y)0.31%
ROE(3y)6.92%
ROE(5y)6.46%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
BCS's Profit Margin of 17.31% is on the low side compared to the rest of the industry. BCS is outperformed by 71.14% of its industry peers.
In the last couple of years the Profit Margin of BCS has grown nicely.
BCS does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 17.31% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.74%
PM growth 5Y11.07%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BCS does not have a ROIC to compare to the WACC, probably because it is not profitable.
The number of shares outstanding for BCS has been reduced compared to 1 year ago.
Compared to 5 years ago, BCS has less shares outstanding
BCS has about the same debt/assets ratio as last year.
2.2 Solvency
The Debt to FCF ratio of BCS is 45.13, which is on the high side as it means it would take BCS, 45.13 years of fcf income to pay off all of its debts.
BCS has a worse Debt to FCF ratio (45.13) than 84.81% of its industry peers.
BCS has a Debt/Equity ratio of 3.48. This is a high value indicating a heavy dependency on external financing.
With a Debt to Equity ratio value of 3.48, BCS is not doing good in the industry: 94.68% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.48 | ||
| Debt/FCF | 45.13 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACC5.73%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
BCS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 26.59%, which is quite impressive.
The Earnings Per Share has been growing by 11.00% on average over the past years. This is quite good.
Looking at the last year, BCS shows a small growth in Revenue. The Revenue has grown by 5.48% in the last year.
Measured over the past years, BCS shows a small growth in Revenue. The Revenue has been growing by 5.03% on average per year.
EPS 1Y (TTM)26.59%
EPS 3Y0.56%
EPS 5Y11%
EPS Q2Q%19.43%
Revenue 1Y (TTM)5.48%
Revenue growth 3Y7.87%
Revenue growth 5Y5.03%
Sales Q2Q%10.87%
3.2 Future
BCS is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 3.07% yearly.
The Revenue is expected to grow by 2.83% on average over the next years.
EPS Next Y8.25%
EPS Next 2Y14.98%
EPS Next 3Y14.54%
EPS Next 5Y3.07%
Revenue Next Year7.41%
Revenue Next 2Y6.01%
Revenue Next 3Y5.12%
Revenue Next 5Y2.83%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 7.45 indicates a rather cheap valuation of BCS.
BCS's Price/Earnings ratio is rather cheap when compared to the industry. BCS is cheaper than 94.43% of the companies in the same industry.
The average S&P500 Price/Earnings ratio is at 27.28. BCS is valued rather cheaply when compared to this.
The Price/Forward Earnings ratio is 5.97, which indicates a rather cheap valuation of BCS.
Based on the Price/Forward Earnings ratio, BCS is valued cheaply inside the industry as 94.43% of the companies are valued more expensively.
Compared to an average S&P500 Price/Forward Earnings ratio of 21.76, BCS is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.45 | ||
| Fwd PE | 5.97 |
4.2 Price Multiples
Based on the Price/Free Cash Flow ratio, BCS is valued a bit cheaper than the industry average as 79.49% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 8.39 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
BCS's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
A more expensive valuation may be justified as BCS's earnings are expected to grow with 14.54% in the coming years.
PEG (NY)0.9
PEG (5Y)0.68
EPS Next 2Y14.98%
EPS Next 3Y14.54%
5. Dividend
5.1 Amount
BCS has a Yearly Dividend Yield of 2.54%.
BCS's Dividend Yield is slightly below the industry average, which is at 3.47.
Compared to an average S&P500 Dividend Yield of 2.42, BCS has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.54% |
5.2 History
On average, the dividend of BCS grows each year by 6.61%, which is quite nice.
BCS has paid a dividend for at least 10 years, which is a reliable track record.
BCS has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)6.61%
Div Incr Years3
Div Non Decr Years3
5.3 Sustainability
42.53% of the earnings are spent on dividend by BCS. This is a bit on the high side, but may be sustainable.
BCS's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP42.53%
EPS Next 2Y14.98%
EPS Next 3Y14.54%
17.88
-0.45 (-2.45%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners51.51%
Inst Owner Change16.49%
Ins Owners0.14%
Ins Owner ChangeN/A
Market Cap63.49B
Analysts80.95
Price Target20.8 (16.33%)
Short Float %0.44%
Short Ratio1.13
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.54% |
Yearly Dividend0.89
Dividend Growth(5Y)6.61%
DP42.53%
Div Incr Years3
Div Non Decr Years3
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)44.46%
Min EPS beat(2)24.76%
Max EPS beat(2)64.16%
EPS beat(4)4
Avg EPS beat(4)30.77%
Min EPS beat(4)9.57%
Max EPS beat(4)64.16%
EPS beat(8)8
Avg EPS beat(8)27.47%
EPS beat(12)12
Avg EPS beat(12)27.29%
EPS beat(16)16
Avg EPS beat(16)30.27%
Revenue beat(2)2
Avg Revenue beat(2)2.76%
Min Revenue beat(2)1.49%
Max Revenue beat(2)4.03%
Revenue beat(4)4
Avg Revenue beat(4)2.16%
Min Revenue beat(4)0.19%
Max Revenue beat(4)4.03%
Revenue beat(8)5
Avg Revenue beat(8)0.68%
Revenue beat(12)9
Avg Revenue beat(12)23.75%
Revenue beat(16)13
Avg Revenue beat(16)34.5%
PT rev (1m)6.42%
PT rev (3m)9.99%
EPS NQ rev (1m)0.15%
EPS NQ rev (3m)3.89%
EPS NY rev (1m)0.15%
EPS NY rev (3m)0.44%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0.68%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.3%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.45 | ||
| Fwd PE | 5.97 | ||
| P/S | 1.51 | ||
| P/FCF | 8.39 | ||
| P/OCF | 6.53 | ||
| P/B | 0.65 | ||
| P/tB | 0.73 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.4
EY13.42%
EPS(NY)2.99
Fwd EY16.75%
FCF(TTM)2.13
FCFY11.92%
OCF(TTM)2.74
OCFY15.3%
SpS11.81
BVpS27.63
TBVpS24.45
PEG (NY)0.9
PEG (5Y)0.68
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.35% | ||
| ROE | 7.4% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 17.31% | ||
| GM | N/A | ||
| FCFM | 18.04% |
ROA(3y)0.32%
ROA(5y)0.31%
ROE(3y)6.92%
ROE(5y)6.46%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexcg growth 3YN/A
ROICexcg growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-12.74%
PM growth 5Y11.07%
GM growth 3YN/A
GM growth 5YN/A
F-Score5
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 3.48 | ||
| Debt/FCF | 45.13 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 90.77% | ||
| Cap/Sales | 5.13% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 104.2% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score5
WACC5.73%
ROIC/WACCN/A
Cap/Depr(3y)89.52%
Cap/Depr(5y)85.55%
Cap/Sales(3y)5.72%
Cap/Sales(5y)5.94%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)26.59%
EPS 3Y0.56%
EPS 5Y11%
EPS Q2Q%19.43%
EPS Next Y8.25%
EPS Next 2Y14.98%
EPS Next 3Y14.54%
EPS Next 5Y3.07%
Revenue 1Y (TTM)5.48%
Revenue growth 3Y7.87%
Revenue growth 5Y5.03%
Sales Q2Q%10.87%
Revenue Next Year7.41%
Revenue Next 2Y6.01%
Revenue Next 3Y5.12%
Revenue Next 5Y2.83%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y309.41%
FCF growth 3Y-51.04%
FCF growth 5YN/A
OCF growth 1Y867.31%
OCF growth 3Y-47.42%
OCF growth 5YN/A