BLUCORA INC (BCOR)
US0952291005 - Common Stock
We assign a fundamental rating of 4 out of 10 to BCOR. BCOR was compared to 210 industry peers in the Capital Markets industry. There are concerns on the financial health of BCOR while its profitability can be described as average. BCOR is not valued too expensively and it also shows a decent growth rate.
1. Profitability
1.1 Basic Checks
In the past year BCOR was profitable.
In the past year BCOR had a positive cash flow from operations.
Of the past 5 years BCOR 4 years were profitable.
In the past 5 years BCOR always reported a positive cash flow from operatings.
1.2 Ratios
The Return On Assets of BCOR (2.78%) is comparable to the rest of the industry.
Looking at the Return On Equity, with a value of 7.67%, BCOR is in line with its industry, outperforming 58.65% of the companies in the same industry.
BCOR has a Return On Invested Capital (4.40%) which is comparable to the rest of the industry.
Measured over the past 3 years, the Average Return On Invested Capital for BCOR is significantly above the industry average of 8.33%.
The 3 year average ROIC (444.74%) for BCOR is well above the current ROIC(4.40%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.78% | ||
| ROE | 7.67% | ||
| ROIC | 4.4% |
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)444.74%
ROIC(5y)N/A
1.3 Margins
The Profit Margin of BCOR (3.12%) is worse than 69.71% of its industry peers.
In the last couple of years the Profit Margin of BCOR has declined.
With a Operating Margin value of 5.86%, BCOR is not doing good in the industry: 80.77% of the companies in the same industry are doing better.
BCOR's Operating Margin has declined in the last couple of years.
BCOR's Gross Margin of 47.14% is on the low side compared to the rest of the industry. BCOR is outperformed by 60.10% of its industry peers.
In the last couple of years the Gross Margin of BCOR has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.86% | ||
| PM (TTM) | 3.12% | ||
| GM | 47.14% |
OM growth 3Y-16.1%
OM growth 5Y-4.45%
PM growth 3Y-54.04%
PM growth 5YN/A
GM growth 3Y-4.72%
GM growth 5Y-2.15%
2. Health
2.1 Basic Checks
The number of shares outstanding for BCOR has been increased compared to 1 year ago.
BCOR has a better debt/assets ratio than last year.
2.2 Solvency
Based on the Altman-Z score of 0.73, we must say that BCOR is in the distress zone and has some risk of bankruptcy.
BCOR's Altman-Z score of 0.73 is in line compared to the rest of the industry. BCOR outperforms 50.48% of its industry peers.
BCOR has a Debt/Equity ratio of 1.40. This is a high value indicating a heavy dependency on external financing.
BCOR has a worse Debt to Equity ratio (1.40) than 69.71% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | N/A | ||
| Altman-Z | 0.73 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
BCOR has a Current Ratio of 2.51. This indicates that BCOR is financially healthy and has no problem in meeting its short term obligations.
BCOR has a Current ratio of 2.51. This is in the better half of the industry: BCOR outperforms 76.92% of its industry peers.
A Quick Ratio of 2.51 indicates that BCOR has no problem at all paying its short term obligations.
Looking at the Quick ratio, with a value of 2.51, BCOR is in the better half of the industry, outperforming 76.92% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 2.51 | ||
| Quick Ratio | 2.51 |
3. Growth
3.1 Past
BCOR shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -16.58%.
The Earnings Per Share has been growing by 10.59% on average over the past years. This is quite good.
Looking at the last year, BCOR shows a small growth in Revenue. The Revenue has grown by 6.08% in the last year.
The Revenue has been growing by 14.19% on average over the past years. This is quite good.
EPS 1Y (TTM)-16.58%
EPS 3Y-2.68%
EPS 5Y10.59%
EPS growth Q2Q23.08%
Revenue 1Y (TTM)6.08%
Revenue growth 3Y16.45%
Revenue growth 5Y14.19%
Revenue growth Q2Q-1.42%
3.2 Future
The Earnings Per Share is expected to grow by 21.21% on average over the next years. This is a very strong growth
The Revenue is expected to grow by 7.36% on average over the next years.
EPS Next Y4.5%
EPS Next 2Y15.04%
EPS Next 3Y21.21%
EPS Next 5YN/A
Revenue Next Year4.41%
Revenue Next 2Y0.97%
Revenue Next 3Y7.36%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 17.43, BCOR is valued on the expensive side.
BCOR's Price/Earnings is on the same level as the industry average.
When comparing the Price/Earnings ratio of BCOR to the average of the S&P500 Index (24.92), we can say BCOR is valued slightly cheaper.
With a Price/Forward Earnings ratio of 11.61, the valuation of BCOR can be described as very reasonable.
62.50% of the companies in the same industry are more expensive than BCOR, based on the Price/Forward Earnings ratio.
BCOR is valuated rather cheaply when we compare the Price/Forward Earnings ratio to 21.49, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.43 | ||
| Fwd PE | 11.61 |
4.2 Price Multiples
BCOR's Enterprise Value to EBITDA ratio is a bit cheaper when compared to the industry. BCOR is cheaper than 65.38% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 17.34 |
4.3 Compensation for Growth
The high PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates an expensive valuation of the company.
BCOR's earnings are expected to grow with 21.21% in the coming years. This may justify a more expensive valuation.
PEG (NY)3.88
PEG (5Y)1.65
EPS Next 2Y15.04%
EPS Next 3Y21.21%
5. Dividend
5.1 Amount
BCOR does not give a dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
BLUCORA INC
NASDAQ:BCOR (1/25/2023, 7:00:00 PM)
After market: 27.19 0 (0%)27.19
-0.08 (-0.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap1.30B
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | N/A |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
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Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
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Revenue beat(16)
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PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 17.43 | ||
| Fwd PE | 11.61 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)3.88
PEG (5Y)1.65
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.78% | ||
| ROE | 7.67% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 5.86% | ||
| PM (TTM) | 3.12% | ||
| GM | 47.14% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.89
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.4 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 2.51 | ||
| Quick Ratio | 2.51 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)-16.58%
EPS 3Y-2.68%
EPS 5Y
EPS growth Q2Q
EPS Next Y4.5%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)6.08%
Revenue growth 3Y16.45%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y