BCP INVESTMENT CORP (BCIC) Stock Fundamental Analysis
USA - NASDAQ:BCIC - US73688F2011 - Common Stock
11.55 USD
-0.15 (-1.28%)
We assign a fundamental rating of 4 out of 10 to BCIC. BCIC was compared to 238 industry peers in the Capital Markets industry. BCIC may be in some trouble as it scores bad on both profitability and health. BCIC has a valuation in line with the averages, but it does not seem to be growing.
1. Profitability
1.1 Basic Checks
In the past year BCIC was profitable.
BCIC had a positive operating cash flow in the past year.
The reported net income has been mixed in the past 5 years: BCIC reported negative net income in multiple years.
BCIC had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of -2.02%, BCIC is not doing good in the industry: 79.41% of the companies in the same industry are doing better.
The Return On Equity of BCIC (-5.25%) is worse than 78.15% of its industry peers.
BCIC has a Return On Invested Capital (3.82%) which is comparable to the rest of the industry.
BCIC had an Average Return On Invested Capital over the past 3 years of 4.39%. This is below the industry average of 7.64%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.02% | ||
| ROE | -5.25% | ||
| ROIC | 3.82% |
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
1.3 Margins
With a decent Operating Margin value of 37.26%, BCIC is doing good in the industry, outperforming 66.81% of the companies in the same industry.
BCIC's Operating Margin has improved in the last couple of years.
BCIC has a Gross Margin (47.40%) which is in line with its industry peers.
In the last couple of years the Gross Margin of BCIC has declined.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 37.26% | ||
| PM (TTM) | N/A | ||
| GM | 47.4% |
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
2. Health
2.1 Basic Checks
Compared to 1 year ago, BCIC has less shares outstanding
BCIC has more shares outstanding than it did 5 years ago.
The debt/assets ratio for BCIC has been reduced compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of -1.16, we must say that BCIC is in the distress zone and has some risk of bankruptcy.
Looking at the Altman-Z score, with a value of -1.16, BCIC is doing worse than 84.03% of the companies in the same industry.
BCIC has a debt to FCF ratio of 6.09. This is a slightly negative value and a sign of low solvency as BCIC would need 6.09 years to pay back of all of its debts.
BCIC has a better Debt to FCF ratio (6.09) than 67.65% of its industry peers.
A Debt/Equity ratio of 1.54 is on the high side and indicates that BCIC has dependencies on debt financing.
Looking at the Debt to Equity ratio, with a value of 1.54, BCIC is doing worse than 73.11% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 6.09 | ||
| Altman-Z | -1.16 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 1.26 indicates that BCIC should not have too much problems paying its short term obligations.
BCIC's Current ratio of 1.26 is in line compared to the rest of the industry. BCIC outperforms 57.14% of its industry peers.
BCIC has a Quick Ratio of 1.26. This is a normal value and indicates that BCIC is financially healthy and should not expect problems in meeting its short term obligations.
BCIC has a Quick ratio of 1.26. This is comparable to the rest of the industry: BCIC outperforms 57.98% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.26 | ||
| Quick Ratio | 1.26 |
3. Growth
3.1 Past
BCIC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -33.53%.
The Earnings Per Share has been growing by 26.58% on average over the past years. This is a very strong growth
The Revenue for BCIC has decreased by -21.53% in the past year. This is quite bad
BCIC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 18.69% yearly.
EPS 1Y (TTM)-33.53%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%-28.57%
Revenue 1Y (TTM)-21.53%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%-22.69%
3.2 Future
The Earnings Per Share is expected to decrease by -13.32% on average over the next years. This is quite bad
Based on estimates for the next years, BCIC will show a small growth in Revenue. The Revenue will grow by 0.26% on average per year.
EPS Next Y-22.46%
EPS Next 2Y-11.59%
EPS Next 3Y-13.32%
EPS Next 5YN/A
Revenue Next Year-11.23%
Revenue Next 2Y0.97%
Revenue Next 3Y0.26%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 5.25, the valuation of BCIC can be described as very cheap.
92.86% of the companies in the same industry are more expensive than BCIC, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 27.76, BCIC is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 5.68, the valuation of BCIC can be described as very cheap.
94.96% of the companies in the same industry are more expensive than BCIC, based on the Price/Forward Earnings ratio.
BCIC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.21.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.25 | ||
| Fwd PE | 5.68 |
4.2 Price Multiples
84.87% of the companies in the same industry are more expensive than BCIC, based on the Price/Free Cash Flow ratio.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 3.66 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
BCIC's earnings are expected to decrease with -13.32% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.2
EPS Next 2Y-11.59%
EPS Next 3Y-13.32%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 16.35%, BCIC is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.50, BCIC pays a better dividend. On top of this BCIC pays more dividend than 91.18% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.44, BCIC pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.35% |
5.2 History
The dividend of BCIC decreases each year by -0.97%.
BCIC has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-0.97%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
BCIC has negative earnings and hence a negative payout ratio. The dividend may be in danger.
BCIC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP-251.2%
EPS Next 2Y-11.59%
EPS Next 3Y-13.32%
NASDAQ:BCIC (10/7/2025, 8:11:03 PM)
11.55
-0.15 (-1.28%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners11.57%
Inst Owner ChangeN/A
Ins Owners1.52%
Ins Owner Change0.04%
Market Cap152.34M
Analysts80
Price Target15.3 (32.47%)
Short Float %0.08%
Short Ratio0.22
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 16.35% |
Yearly Dividend2.72
Dividend Growth(5Y)-0.97%
DP-251.2%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-16.06%
Min EPS beat(2)-24.17%
Max EPS beat(2)-7.94%
EPS beat(4)0
Avg EPS beat(4)-12.53%
Min EPS beat(4)-24.17%
Max EPS beat(4)-7.94%
EPS beat(8)1
Avg EPS beat(8)-1.97%
EPS beat(12)4
Avg EPS beat(12)-17.08%
EPS beat(16)5
Avg EPS beat(16)-13.66%
Revenue beat(2)0
Avg Revenue beat(2)-10.78%
Min Revenue beat(2)-15.04%
Max Revenue beat(2)-6.51%
Revenue beat(4)0
Avg Revenue beat(4)-9.15%
Min Revenue beat(4)-15.04%
Max Revenue beat(4)-6.51%
Revenue beat(8)0
Avg Revenue beat(8)-8.08%
Revenue beat(12)4
Avg Revenue beat(12)-3.37%
Revenue beat(16)6
Avg Revenue beat(16)-1.28%
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)-0.49%
EPS NQ rev (3m)N/A
EPS NY rev (1m)-0.88%
EPS NY rev (3m)N/A
Revenue NQ rev (1m)13.17%
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)6.62%
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.25 | ||
| Fwd PE | 5.68 | ||
| P/S | 2.8 | ||
| P/FCF | 3.66 | ||
| P/OCF | 3.66 | ||
| P/B | 0.92 | ||
| P/tB | 0.92 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.2
EY19.05%
EPS(NY)2.03
Fwd EY17.6%
FCF(TTM)3.16
FCFY27.33%
OCF(TTM)3.16
OCFY27.33%
SpS4.12
BVpS12.49
TBVpS12.49
PEG (NY)N/A
PEG (5Y)0.2
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | -2.02% | ||
| ROE | -5.25% | ||
| ROCE | 4.84% | ||
| ROIC | 3.82% | ||
| ROICexc | 3.93% | ||
| ROICexgc | 3.96% | ||
| OM | 37.26% | ||
| PM (TTM) | N/A | ||
| GM | 47.4% | ||
| FCFM | 76.65% |
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
ROICexc(3y)4.55%
ROICexc(5y)4.3%
ROICexgc(3y)4.57%
ROICexgc(5y)4.32%
ROCE(3y)5.56%
ROCE(5y)5.25%
ROICexcg growth 3Y-7%
ROICexcg growth 5Y30.78%
ROICexc growth 3Y-6.89%
ROICexc growth 5Y30.8%
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
F-Score4
Asset Turnover0.13
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.54 | ||
| Debt/FCF | 6.09 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.18 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 1.26 | ||
| Quick Ratio | 1.26 | ||
| Altman-Z | -1.16 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-33.53%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%-28.57%
EPS Next Y-22.46%
EPS Next 2Y-11.59%
EPS Next 3Y-13.32%
EPS Next 5YN/A
Revenue 1Y (TTM)-21.53%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%-22.69%
Revenue Next Year-11.23%
Revenue Next 2Y0.97%
Revenue Next 3Y0.26%
Revenue Next 5YN/A
EBIT growth 1Y-34.79%
EBIT growth 3Y-16.97%
EBIT growth 5Y39.75%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-16.4%
FCF growth 3Y-2.5%
FCF growth 5YN/A
OCF growth 1Y-16.4%
OCF growth 3Y-2.5%
OCF growth 5YN/A