BCP INVESTMENT CORP (BCIC) Stock Fundamental Analysis

NASDAQ:BCIC • US73688F2011

11.25 USD
-0.34 (-2.93%)
Last: Feb 27, 2026, 08:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

BCIC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 238 industry peers in the Capital Markets industry. BCIC has a medium profitability rating, but doesn't score so well on its financial health evaluation. BCIC is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year BCIC was profitable.
  • BCIC had a positive operating cash flow in the past year.
  • The reported net income has been mixed in the past 5 years: BCIC reported negative net income in multiple years.
  • BCIC had a positive operating cash flow in 4 of the past 5 years.
BCIC Yearly Net Income VS EBIT VS OCF VS FCFBCIC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

1.2 Ratios

  • With a Return On Assets value of 2.90%, BCIC perfoms like the industry average, outperforming 50.42% of the companies in the same industry.
  • BCIC has a Return On Equity (7.13%) which is comparable to the rest of the industry.
  • BCIC has a Return On Invested Capital (3.33%) which is comparable to the rest of the industry.
  • The Average Return On Invested Capital over the past 3 years for BCIC is below the industry average of 7.32%.
Industry RankSector Rank
ROA 2.9%
ROE 7.13%
ROIC 3.33%
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
BCIC Yearly ROA, ROE, ROICBCIC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10

1.3 Margins

  • BCIC's Profit Margin of 28.39% is fine compared to the rest of the industry. BCIC outperforms 70.00% of its industry peers.
  • With a decent Operating Margin value of 40.09%, BCIC is doing good in the industry, outperforming 71.67% of the companies in the same industry.
  • In the last couple of years the Operating Margin of BCIC has grown nicely.
  • The Gross Margin of BCIC (50.39%) is comparable to the rest of the industry.
  • BCIC's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 40.09%
PM (TTM) 28.39%
GM 50.39%
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
BCIC Yearly Profit, Operating, Gross MarginsBCIC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • Compared to 1 year ago, BCIC has less shares outstanding
  • The number of shares outstanding for BCIC has been increased compared to 5 years ago.
  • The debt/assets ratio for BCIC has been reduced compared to a year ago.
BCIC Yearly Shares OutstandingBCIC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M
BCIC Yearly Total Debt VS Total AssetsBCIC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • BCIC has an Altman-Z score of -0.84. This is a bad value and indicates that BCIC is not financially healthy and even has some risk of bankruptcy.
  • With a Altman-Z score value of -0.84, BCIC is not doing good in the industry: 85.42% of the companies in the same industry are doing better.
  • The Debt to FCF ratio of BCIC is 5.23, which is a neutral value as it means it would take BCIC, 5.23 years of fcf income to pay off all of its debts.
  • BCIC has a Debt to FCF ratio of 5.23. This is in the better half of the industry: BCIC outperforms 68.75% of its industry peers.
  • A Debt/Equity ratio of 1.39 is on the high side and indicates that BCIC has dependencies on debt financing.
  • BCIC has a worse Debt to Equity ratio (1.39) than 67.50% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.39
Debt/FCF 5.23
Altman-Z -0.84
ROIC/WACCN/A
WACCN/A
BCIC Yearly LT Debt VS Equity VS FCFBCIC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 0.28 indicates that BCIC may have some problems paying its short term obligations.
  • With a Current ratio value of 0.28, BCIC is not doing good in the industry: 81.25% of the companies in the same industry are doing better.
  • A Quick Ratio of 0.28 indicates that BCIC may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.28, BCIC is not doing good in the industry: 81.25% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.28
Quick Ratio 0.28
BCIC Yearly Current Assets VS Current LiabilitesBCIC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • BCIC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.84%.
  • Measured over the past years, BCIC shows a very strong growth in Earnings Per Share. The EPS has been growing by 26.58% on average per year.
  • Looking at the last year, BCIC shows a very negative growth in Revenue. The Revenue has decreased by -11.77% in the last year.
  • BCIC shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 18.69% yearly.
EPS 1Y (TTM)-28.84%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%11.11%
Revenue 1Y (TTM)-11.77%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%24.79%

3.2 Future

  • The Earnings Per Share is expected to decrease by -10.70% on average over the next years. This is quite bad
  • BCIC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.98% yearly.
EPS Next Y-12.42%
EPS Next 2Y-11.27%
EPS Next 3Y-10.7%
EPS Next 5YN/A
Revenue Next Year-4.71%
Revenue Next 2Y4.62%
Revenue Next 3Y3.98%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BCIC Yearly Revenue VS EstimatesBCIC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M
BCIC Yearly EPS VS EstimatesBCIC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 4.96, the valuation of BCIC can be described as very cheap.
  • Based on the Price/Earnings ratio, BCIC is valued cheaply inside the industry as 87.92% of the companies are valued more expensively.
  • Compared to an average S&P500 Price/Earnings ratio of 27.07, BCIC is valued rather cheaply.
  • A Price/Forward Earnings ratio of 5.50 indicates a rather cheap valuation of BCIC.
  • Based on the Price/Forward Earnings ratio, BCIC is valued cheaper than 91.67% of the companies in the same industry.
  • Compared to an average S&P500 Price/Forward Earnings ratio of 28.05, BCIC is valued rather cheaply.
Industry RankSector Rank
PE 4.96
Fwd PE 5.5
BCIC Price Earnings VS Forward Price EarningsBCIC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, BCIC is valued cheaper than 91.25% of the companies in the same industry.
Industry RankSector Rank
P/FCF 2.39
EV/EBITDA N/A
BCIC Per share dataBCIC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • BCIC's earnings are expected to decrease with -10.70% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)0.19
EPS Next 2Y-11.27%
EPS Next 3Y-10.7%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 16.22%, BCIC is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 6.42, BCIC pays a better dividend. On top of this BCIC pays more dividend than 91.67% of the companies listed in the same industry.
  • BCIC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 16.22%

5.2 History

  • The dividend of BCIC decreases each year by -0.97%.
  • BCIC has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-0.97%
Div Incr YearsN/A
Div Non Decr YearsN/A
BCIC Yearly Dividends per shareBCIC Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2 2.5

5.3 Sustainability

  • BCIC pays out 132.35% of its income as dividend. This is not a sustainable payout ratio.
  • BCIC's earnings and Dividend Rate are declining. This means the current dividend is most likely not sustainable.
DP132.35%
EPS Next 2Y-11.27%
EPS Next 3Y-10.7%
BCIC Yearly Income VS Free CF VS DividendBCIC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M
BCIC Dividend Payout.BCIC Dividend Payout, showing the Payout Ratio.BCIC Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

BCP INVESTMENT CORP

NASDAQ:BCIC (2/27/2026, 8:00:02 PM)

11.25

-0.34 (-2.93%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-06
Earnings (Next)03-05
Inst Owners16.3%
Inst Owner ChangeN/A
Ins Owners2.24%
Ins Owner Change1.94%
Market Cap147.15M
Revenue(TTM)58.08M
Net Income(TTM)16.49M
Analysts80
Price Target14.79 (31.47%)
Short Float %0.43%
Short Ratio0.77
Dividend
Industry RankSector Rank
Dividend Yield 16.22%
Yearly Dividend2.72
Dividend Growth(5Y)-0.97%
DP132.35%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)13.74%
Min EPS beat(2)-7.94%
Max EPS beat(2)35.43%
EPS beat(4)1
Avg EPS beat(4)-1.46%
Min EPS beat(4)-24.17%
Max EPS beat(4)35.43%
EPS beat(8)2
Avg EPS beat(8)3.17%
EPS beat(12)4
Avg EPS beat(12)-16.15%
EPS beat(16)5
Avg EPS beat(16)-11.97%
Revenue beat(2)1
Avg Revenue beat(2)7.51%
Min Revenue beat(2)-6.51%
Max Revenue beat(2)21.53%
Revenue beat(4)1
Avg Revenue beat(4)-1.65%
Min Revenue beat(4)-15.04%
Max Revenue beat(4)21.53%
Revenue beat(8)1
Avg Revenue beat(8)-4.88%
Revenue beat(12)4
Avg Revenue beat(12)-2.66%
Revenue beat(16)6
Avg Revenue beat(16)-1.67%
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0%
EPS NY rev (1m)0%
EPS NY rev (3m)12.94%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)11.09%
Revenue NY rev (1m)0%
Revenue NY rev (3m)7.34%
Valuation
Industry RankSector Rank
PE 4.96
Fwd PE 5.5
P/S 2.53
P/FCF 2.39
P/OCF 2.39
P/B 0.64
P/tB 0.64
EV/EBITDA N/A
EPS(TTM)2.27
EY20.18%
EPS(NY)2.05
Fwd EY18.19%
FCF(TTM)4.71
FCFY41.83%
OCF(TTM)4.71
OCFY41.83%
SpS4.44
BVpS17.68
TBVpS17.68
PEG (NY)N/A
PEG (5Y)0.19
Graham Number30.05
Profitability
Industry RankSector Rank
ROA 2.9%
ROE 7.13%
ROCE 4.21%
ROIC 3.33%
ROICexc 3.34%
ROICexgc 3.36%
OM 40.09%
PM (TTM) 28.39%
GM 50.39%
FCFM 105.98%
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
ROICexc(3y)4.55%
ROICexc(5y)4.3%
ROICexgc(3y)4.57%
ROICexgc(5y)4.32%
ROCE(3y)5.56%
ROCE(5y)5.25%
ROICexgc growth 3Y-7%
ROICexgc growth 5Y30.78%
ROICexc growth 3Y-6.89%
ROICexc growth 5Y30.8%
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
F-Score6
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 1.39
Debt/FCF 5.23
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.35
Cash Conversion N/A
Profit Quality 373.26%
Current Ratio 0.28
Quick Ratio 0.28
Altman-Z -0.84
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.84%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%11.11%
EPS Next Y-12.42%
EPS Next 2Y-11.27%
EPS Next 3Y-10.7%
EPS Next 5YN/A
Revenue 1Y (TTM)-11.77%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%24.79%
Revenue Next Year-4.71%
Revenue Next 2Y4.62%
Revenue Next 3Y3.98%
Revenue Next 5YN/A
EBIT growth 1Y-21.52%
EBIT growth 3Y-16.97%
EBIT growth 5Y39.75%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-13.18%
FCF growth 3Y-2.5%
FCF growth 5YN/A
OCF growth 1Y-13.18%
OCF growth 3Y-2.5%
OCF growth 5YN/A

BCP INVESTMENT CORP / BCIC FAQ

What is the ChartMill fundamental rating of BCP INVESTMENT CORP (BCIC) stock?

ChartMill assigns a fundamental rating of 4 / 10 to BCIC.


What is the valuation status for BCIC stock?

ChartMill assigns a valuation rating of 6 / 10 to BCP INVESTMENT CORP (BCIC). This can be considered as Fairly Valued.


How profitable is BCP INVESTMENT CORP (BCIC) stock?

BCP INVESTMENT CORP (BCIC) has a profitability rating of 4 / 10.


What is the financial health of BCP INVESTMENT CORP (BCIC) stock?

The financial health rating of BCP INVESTMENT CORP (BCIC) is 2 / 10.


Can you provide the expected EPS growth for BCIC stock?

The Earnings per Share (EPS) of BCP INVESTMENT CORP (BCIC) is expected to decline by -12.42% in the next year.