12.34 USD
+0.02 (+0.16%)
12.26 USD
-0.08 (-0.65%)
Overall BCIC gets a fundamental rating of 4 out of 10. We evaluated BCIC against 238 industry peers in the Capital Markets industry. There are concerns on the financial health of BCIC while its profitability can be described as average. BCIC has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
- BCIC had positive earnings in the past year.
- In the past year BCIC had a positive cash flow from operations.
- In multiple years BCIC reported negative net income over the last 5 years.
- Of the past 5 years BCIC 4 years had a positive operating cash flow.
1.2 Ratios
- Looking at the Return On Assets, with a value of 2.90%, BCIC is in line with its industry, outperforming 50.84% of the companies in the same industry.
- Looking at the Return On Equity, with a value of 7.13%, BCIC is in line with its industry, outperforming 47.06% of the companies in the same industry.
- The Return On Invested Capital of BCIC (3.33%) is comparable to the rest of the industry.
- The Average Return On Invested Capital over the past 3 years for BCIC is below the industry average of 7.15%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.9% | ||
| ROE | 7.13% | ||
| ROIC | 3.33% |
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
1.3 Margins
- With a decent Profit Margin value of 28.39%, BCIC is doing good in the industry, outperforming 72.27% of the companies in the same industry.
- BCIC has a Operating Margin of 40.09%. This is in the better half of the industry: BCIC outperforms 72.27% of its industry peers.
- BCIC's Operating Margin has improved in the last couple of years.
- BCIC has a Gross Margin (50.39%) which is comparable to the rest of the industry.
- BCIC's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 40.09% | ||
| PM (TTM) | 28.39% | ||
| GM | 50.39% |
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
2. Health
2.1 Basic Checks
- The number of shares outstanding for BCIC has been reduced compared to 1 year ago.
- The number of shares outstanding for BCIC has been increased compared to 5 years ago.
- BCIC has a better debt/assets ratio than last year.
2.2 Solvency
- Based on the Altman-Z score of -0.81, we must say that BCIC is in the distress zone and has some risk of bankruptcy.
- Looking at the Altman-Z score, with a value of -0.81, BCIC is doing worse than 84.45% of the companies in the same industry.
- BCIC has a debt to FCF ratio of 5.23. This is a neutral value as BCIC would need 5.23 years to pay back of all of its debts.
- BCIC has a Debt to FCF ratio of 5.23. This is in the better half of the industry: BCIC outperforms 70.17% of its industry peers.
- A Debt/Equity ratio of 1.39 is on the high side and indicates that BCIC has dependencies on debt financing.
- BCIC's Debt to Equity ratio of 1.39 is on the low side compared to the rest of the industry. BCIC is outperformed by 66.81% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.39 | ||
| Debt/FCF | 5.23 | ||
| Altman-Z | -0.81 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- BCIC has a Current Ratio of 0.28. This is a bad value and indicates that BCIC is not financially healthy enough and could expect problems in meeting its short term obligations.
- BCIC's Current ratio of 0.28 is on the low side compared to the rest of the industry. BCIC is outperformed by 81.51% of its industry peers.
- A Quick Ratio of 0.28 indicates that BCIC may have some problems paying its short term obligations.
- BCIC has a worse Quick ratio (0.28) than 81.51% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.28 | ||
| Quick Ratio | 0.28 |
3. Growth
3.1 Past
- BCIC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -28.84%.
- The Earnings Per Share has been growing by 26.58% on average over the past years. This is a very strong growth
- BCIC shows a very negative growth in Revenue. In the last year, the Revenue has decreased by -11.77%.
- The Revenue has been growing by 18.69% on average over the past years. This is quite good.
EPS 1Y (TTM)-28.84%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%11.11%
Revenue 1Y (TTM)-11.77%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%24.79%
3.2 Future
- BCIC is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -10.70% yearly.
- BCIC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.98% yearly.
EPS Next Y-12.42%
EPS Next 2Y-11.27%
EPS Next 3Y-10.7%
EPS Next 5YN/A
Revenue Next Year-4.71%
Revenue Next 2Y4.62%
Revenue Next 3Y3.98%
Revenue Next 5YN/A
3.3 Evolution
- The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
- The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
- BCIC is valuated cheaply with a Price/Earnings ratio of 5.44.
- BCIC's Price/Earnings ratio is rather cheap when compared to the industry. BCIC is cheaper than 90.34% of the companies in the same industry.
- Compared to an average S&P500 Price/Earnings ratio of 27.38, BCIC is valued rather cheaply.
- The Price/Forward Earnings ratio is 6.03, which indicates a rather cheap valuation of BCIC.
- Based on the Price/Forward Earnings ratio, BCIC is valued cheaper than 94.12% of the companies in the same industry.
- The average S&P500 Price/Forward Earnings ratio is at 24.29. BCIC is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.44 | ||
| Fwd PE | 6.03 |
4.2 Price Multiples
- Compared to the rest of the industry, the Price/Free Cash Flow ratio of BCIC indicates a rather cheap valuation: BCIC is cheaper than 92.44% of the companies listed in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 2.62 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- A cheap valuation may be justified as BCIC's earnings are expected to decrease with -10.70% in the coming years.
PEG (NY)N/A
PEG (5Y)0.2
EPS Next 2Y-11.27%
EPS Next 3Y-10.7%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 15.26%, BCIC is a good candidate for dividend investing.
- Compared to an average industry Dividend Yield of 6.10, BCIC pays a better dividend. On top of this BCIC pays more dividend than 92.86% of the companies listed in the same industry.
- BCIC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.85.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.26% |
5.2 History
- The dividend of BCIC decreases each year by -0.97%.
- BCIC has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-0.97%
Div Incr YearsN/A
Div Non Decr YearsN/A
5.3 Sustainability
- BCIC pays out 132.35% of its income as dividend. This is not a sustainable payout ratio.
- The Dividend Rate of BCIC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP132.35%
EPS Next 2Y-11.27%
EPS Next 3Y-10.7%
12.34
+0.02 (+0.16%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-06 2025-11-06/amc
Earnings (Next)03-05 2026-03-05/amc
Inst Owners16.3%
Inst Owner ChangeN/A
Ins Owners2.24%
Ins Owner Change1.94%
Market Cap161.41M
Revenue(TTM)58.08M
Net Income(TTM)16.49M
Analysts80
Price Target14.79 (19.85%)
Short Float %0.43%
Short Ratio0.74
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.26% |
Yearly Dividend2.72
Dividend Growth(5Y)-0.97%
DP132.35%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)13.74%
Min EPS beat(2)-7.94%
Max EPS beat(2)35.43%
EPS beat(4)1
Avg EPS beat(4)-1.46%
Min EPS beat(4)-24.17%
Max EPS beat(4)35.43%
EPS beat(8)2
Avg EPS beat(8)3.17%
EPS beat(12)4
Avg EPS beat(12)-16.15%
EPS beat(16)5
Avg EPS beat(16)-11.97%
Revenue beat(2)1
Avg Revenue beat(2)7.51%
Min Revenue beat(2)-6.51%
Max Revenue beat(2)21.53%
Revenue beat(4)1
Avg Revenue beat(4)-1.65%
Min Revenue beat(4)-15.04%
Max Revenue beat(4)21.53%
Revenue beat(8)1
Avg Revenue beat(8)-4.88%
Revenue beat(12)4
Avg Revenue beat(12)-2.66%
Revenue beat(16)6
Avg Revenue beat(16)-1.67%
PT rev (1m)0%
PT rev (3m)-3.33%
EPS NQ rev (1m)0%
EPS NQ rev (3m)6.11%
EPS NY rev (1m)0%
EPS NY rev (3m)12.94%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)10.35%
Revenue NY rev (1m)7.16%
Revenue NY rev (3m)7.34%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 5.44 | ||
| Fwd PE | 6.03 | ||
| P/S | 2.78 | ||
| P/FCF | 2.62 | ||
| P/OCF | 2.62 | ||
| P/B | 0.7 | ||
| P/tB | 0.7 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.27
EY18.4%
EPS(NY)2.05
Fwd EY16.59%
FCF(TTM)4.71
FCFY38.13%
OCF(TTM)4.71
OCFY38.13%
SpS4.44
BVpS17.68
TBVpS17.68
PEG (NY)N/A
PEG (5Y)0.2
Graham Number30.05
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.9% | ||
| ROE | 7.13% | ||
| ROCE | 4.21% | ||
| ROIC | 3.33% | ||
| ROICexc | 3.34% | ||
| ROICexgc | 3.36% | ||
| OM | 40.09% | ||
| PM (TTM) | 28.39% | ||
| GM | 50.39% | ||
| FCFM | 105.98% |
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
ROICexc(3y)4.55%
ROICexc(5y)4.3%
ROICexgc(3y)4.57%
ROICexgc(5y)4.32%
ROCE(3y)5.56%
ROCE(5y)5.25%
ROICexgc growth 3Y-7%
ROICexgc growth 5Y30.78%
ROICexc growth 3Y-6.89%
ROICexc growth 5Y30.8%
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
F-Score6
Asset Turnover0.1
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.39 | ||
| Debt/FCF | 5.23 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 1.35 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 373.26% | ||
| Current Ratio | 0.28 | ||
| Quick Ratio | 0.28 | ||
| Altman-Z | -0.81 |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.84%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%11.11%
EPS Next Y-12.42%
EPS Next 2Y-11.27%
EPS Next 3Y-10.7%
EPS Next 5YN/A
Revenue 1Y (TTM)-11.77%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%24.79%
Revenue Next Year-4.71%
Revenue Next 2Y4.62%
Revenue Next 3Y3.98%
Revenue Next 5YN/A
EBIT growth 1Y-21.52%
EBIT growth 3Y-16.97%
EBIT growth 5Y39.75%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-13.18%
FCF growth 3Y-2.5%
FCF growth 5YN/A
OCF growth 1Y-13.18%
OCF growth 3Y-2.5%
OCF growth 5YN/A
BCP INVESTMENT CORP / BCIC FAQ
What is the ChartMill fundamental rating of BCP INVESTMENT CORP (BCIC) stock?
ChartMill assigns a fundamental rating of 4 / 10 to BCIC.
What is the valuation status for BCIC stock?
ChartMill assigns a valuation rating of 6 / 10 to BCP INVESTMENT CORP (BCIC). This can be considered as Fairly Valued.
How profitable is BCP INVESTMENT CORP (BCIC) stock?
BCP INVESTMENT CORP (BCIC) has a profitability rating of 4 / 10.
What is the financial health of BCP INVESTMENT CORP (BCIC) stock?
The financial health rating of BCP INVESTMENT CORP (BCIC) is 2 / 10.
Can you provide the expected EPS growth for BCIC stock?
The Earnings per Share (EPS) of BCP INVESTMENT CORP (BCIC) is expected to decline by -12.42% in the next year.