BCP INVESTMENT CORP (BCIC) Fundamental Analysis & Valuation

NASDAQ:BCIC • US73688F2011

Current stock price

7.89 USD
+0.11 (+1.41%)
At close:
7.98 USD
+0.09 (+1.14%)
Pre-Market:

This BCIC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

3

1. BCIC Profitability Analysis

1.1 Basic Checks

  • BCIC had positive earnings in the past year.
  • In the past year BCIC had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: BCIC reported negative net income in multiple years.
  • BCIC had a positive operating cash flow in 4 of the past 5 years.
BCIC Yearly Net Income VS EBIT VS OCF VS FCFBCIC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 2.19%, BCIC is in line with its industry, outperforming 47.28% of the companies in the same industry.
  • BCIC has a Return On Equity of 5.49%. This is comparable to the rest of the industry: BCIC outperforms 41.42% of its industry peers.
  • BCIC has a Return On Invested Capital of 3.85%. This is comparable to the rest of the industry: BCIC outperforms 51.88% of its industry peers.
  • BCIC had an Average Return On Invested Capital over the past 3 years of 4.42%. This is below the industry average of 7.31%.
Industry RankSector Rank
ROA 2.19%
ROE 5.49%
ROIC 3.85%
ROA(3y)0.99%
ROA(5y)0.72%
ROE(3y)2.5%
ROE(5y)1.55%
ROIC(3y)4.42%
ROIC(5y)4.46%
BCIC Yearly ROA, ROE, ROICBCIC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 5 -5 10

1.3 Margins

  • BCIC's Profit Margin of 18.79% is in line compared to the rest of the industry. BCIC outperforms 51.88% of its industry peers.
  • BCIC's Profit Margin has declined in the last couple of years.
  • The Operating Margin of BCIC (41.10%) is better than 74.06% of its industry peers.
  • BCIC's Operating Margin has been stable in the last couple of years.
  • Looking at the Gross Margin, with a value of 50.99%, BCIC is in line with its industry, outperforming 56.90% of the companies in the same industry.
  • In the last couple of years the Gross Margin of BCIC has declined.
Industry RankSector Rank
OM 41.1%
PM (TTM) 18.79%
GM 50.99%
OM growth 3Y-0.33%
OM growth 5Y0.67%
PM growth 3YN/A
PM growth 5Y-23.94%
GM growth 3Y-1.77%
GM growth 5Y-1.57%
BCIC Yearly Profit, Operating, Gross MarginsBCIC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 20 -20 40 -40 60

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1

2. BCIC Health Analysis

2.1 Basic Checks

  • The number of shares outstanding for BCIC has been increased compared to 1 year ago.
  • Compared to 5 years ago, BCIC has more shares outstanding
  • BCIC has a worse debt/assets ratio than last year.
BCIC Yearly Shares OutstandingBCIC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2M 4M 6M 8M 10M
BCIC Yearly Total Debt VS Total AssetsBCIC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 200M 400M 600M

2.2 Solvency

  • Based on the Altman-Z score of -1.16, we must say that BCIC is in the distress zone and has some risk of bankruptcy.
  • BCIC has a worse Altman-Z score (-1.16) than 85.77% of its industry peers.
  • BCIC has a debt to FCF ratio of 4.60. This is a neutral value as BCIC would need 4.60 years to pay back of all of its debts.
  • BCIC has a better Debt to FCF ratio (4.60) than 69.87% of its industry peers.
  • A Debt/Equity ratio of 1.47 is on the high side and indicates that BCIC has dependencies on debt financing.
  • With a Debt to Equity ratio value of 1.47, BCIC is not doing good in the industry: 69.04% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.47
Debt/FCF 4.6
Altman-Z -1.16
ROIC/WACCN/A
WACCN/A
BCIC Yearly LT Debt VS Equity VS FCFBCIC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 100M 200M 300M

2.3 Liquidity

  • BCIC has a Current Ratio of 0.60. This is a bad value and indicates that BCIC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • BCIC has a worse Current ratio (0.60) than 72.38% of its industry peers.
  • A Quick Ratio of 0.60 indicates that BCIC may have some problems paying its short term obligations.
  • BCIC's Quick ratio of 0.60 is on the low side compared to the rest of the industry. BCIC is outperformed by 72.38% of its industry peers.
Industry RankSector Rank
Current Ratio 0.6
Quick Ratio 0.6
BCIC Yearly Current Assets VS Current LiabilitesBCIC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 10M 20M 30M 40M

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1

3. BCIC Growth Analysis

3.1 Past

  • BCIC shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -14.23%.
  • The Earnings Per Share has been decreasing by -3.02% on average over the past years.
  • Looking at the last year, BCIC shows a decrease in Revenue. The Revenue has decreased by -2.05% in the last year.
  • Measured over the past years, BCIC shows a small growth in Revenue. The Revenue has been growing by 7.42% on average per year.
EPS 1Y (TTM)-14.23%
EPS 3Y21.61%
EPS 5Y-3.02%
EPS Q2Q%-6.67%
Revenue 1Y (TTM)-2.05%
Revenue growth 3Y-4.23%
Revenue growth 5Y7.42%
Sales Q2Q%21.35%

3.2 Future

  • Based on estimates for the next years, BCIC will show a very negative growth in Earnings Per Share. The EPS will decrease by -15.06% on average per year.
  • Based on estimates for the next years, BCIC will show a decrease in Revenue. The Revenue will decrease by -1.36% on average per year.
EPS Next Y-23.05%
EPS Next 2Y-15.47%
EPS Next 3Y-15.06%
EPS Next 5YN/A
Revenue Next Year-0.27%
Revenue Next 2Y-1.36%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
BCIC Yearly Revenue VS EstimatesBCIC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M
BCIC Yearly EPS VS EstimatesBCIC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2 4 6

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6

4. BCIC Valuation Analysis

4.1 Price/Earnings Ratio

  • BCIC is valuated cheaply with a Price/Earnings ratio of 3.54.
  • 92.89% of the companies in the same industry are more expensive than BCIC, based on the Price/Earnings ratio.
  • BCIC is valuated cheaply when we compare the Price/Earnings ratio to 26.77, which is the current average of the S&P500 Index.
  • The Price/Forward Earnings ratio is 4.60, which indicates a rather cheap valuation of BCIC.
  • 94.56% of the companies in the same industry are more expensive than BCIC, based on the Price/Forward Earnings ratio.
  • When comparing the Price/Forward Earnings ratio of BCIC to the average of the S&P500 Index (21.75), we can say BCIC is valued rather cheaply.
Industry RankSector Rank
PE 3.54
Fwd PE 4.6
BCIC Price Earnings VS Forward Price EarningsBCIC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Price/Free Cash Flow ratio, BCIC is valued cheaply inside the industry as 95.40% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 1.47
EV/EBITDA N/A
BCIC Per share dataBCIC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • A cheap valuation may be justified as BCIC's earnings are expected to decrease with -15.06% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-15.47%
EPS Next 3Y-15.06%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. BCIC Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 13.85%, BCIC is a good candidate for dividend investing.
  • In the last 3 months the price of BCIC has falen by -35.75%. A price decline artificially increases the dividend yield. It may be a sign investors do not expect the dividend to last.
  • Compared to an average industry Dividend Yield of 6.53, BCIC pays a better dividend. On top of this BCIC pays more dividend than 84.94% of the companies listed in the same industry.
  • BCIC's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 13.85%

5.2 History

  • The dividend of BCIC has a limited annual growth rate of 2.62%.
  • BCIC has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)2.62%
Div Incr Years0
Div Non Decr Years0
BCIC Yearly Dividends per shareBCIC Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 2026 0.5 1 1.5 2 2.5

5.3 Sustainability

  • 188.37% of the earnings are spent on dividend by BCIC. This is not a sustainable payout ratio.
  • BCIC's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP188.37%
EPS Next 2Y-15.47%
EPS Next 3Y-15.06%
BCIC Yearly Income VS Free CF VS DividendBCIC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 0 50M 100M
BCIC Dividend Payout.BCIC Dividend Payout, showing the Payout Ratio.BCIC Dividend Payout.PayoutRetained Earnings

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BCIC Fundamentals: All Metrics, Ratios and Statistics

BCP INVESTMENT CORP

NASDAQ:BCIC (4/30/2026, 8:00:02 PM)

Premarket: 7.98 +0.09 (+1.14%)

7.89

+0.11 (+1.41%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Industry Strength30.43
Industry Growth54.66
Earnings (Last)03-05
Earnings (Next)05-07
Inst Owners18.74%
Inst Owner Change-7.1%
Ins Owners1.55%
Ins Owner Change-0.06%
Market Cap97.76M
Revenue(TTM)61.15M
Net Income(TTM)11.49M
Analysts80
Price Target12.75 (61.6%)
Short Float %0.52%
Short Ratio0.51
Dividend
Industry RankSector Rank
Dividend Yield 13.85%
Yearly Dividend1.99
Dividend Growth(5Y)2.62%
DP188.37%
Div Incr Years0
Div Non Decr Years0
Ex-Date06-15
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)19.14%
Min EPS beat(2)2.86%
Max EPS beat(2)35.43%
EPS beat(4)2
Avg EPS beat(4)1.54%
Min EPS beat(4)-24.17%
Max EPS beat(4)35.43%
EPS beat(8)2
Avg EPS beat(8)-2.51%
EPS beat(12)5
Avg EPS beat(12)3.43%
EPS beat(16)6
Avg EPS beat(16)-11.78%
Revenue beat(2)1
Avg Revenue beat(2)9.32%
Min Revenue beat(2)-2.9%
Max Revenue beat(2)21.53%
Revenue beat(4)1
Avg Revenue beat(4)-0.73%
Min Revenue beat(4)-15.04%
Max Revenue beat(4)21.53%
Revenue beat(8)1
Avg Revenue beat(8)-4.19%
Revenue beat(12)3
Avg Revenue beat(12)-3.12%
Revenue beat(16)5
Avg Revenue beat(16)-2.01%
PT rev (1m)-13.79%
PT rev (3m)-13.79%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-15.58%
EPS NY rev (1m)-16.17%
EPS NY rev (3m)-16.17%
Revenue NQ rev (1m)-2.24%
Revenue NQ rev (3m)-10.74%
Revenue NY rev (1m)-4.83%
Revenue NY rev (3m)-13.18%
Valuation
Industry RankSector Rank
PE 3.54
Fwd PE 4.6
P/S 1.6
P/FCF 1.47
P/OCF 1.47
P/B 0.47
P/tB 0.47
EV/EBITDA N/A
EPS(TTM)2.23
EY28.26%
EPS(NY)1.72
Fwd EY21.75%
FCF(TTM)5.38
FCFY68.18%
OCF(TTM)5.38
OCFY68.18%
SpS4.94
BVpS16.88
TBVpS16.88
PEG (NY)N/A
PEG (5Y)N/A
Graham Number29.1034 (268.86%)
Profitability
Industry RankSector Rank
ROA 2.19%
ROE 5.49%
ROCE 4.87%
ROIC 3.85%
ROICexc 3.88%
ROICexgc 3.9%
OM 41.1%
PM (TTM) 18.79%
GM 50.99%
FCFM 108.99%
ROA(3y)0.99%
ROA(5y)0.72%
ROE(3y)2.5%
ROE(5y)1.55%
ROIC(3y)4.42%
ROIC(5y)4.46%
ROICexc(3y)4.58%
ROICexc(5y)4.61%
ROICexgc(3y)4.6%
ROICexgc(5y)4.63%
ROCE(3y)5.59%
ROCE(5y)5.64%
ROICexgc growth 3Y0.73%
ROICexgc growth 5Y11.1%
ROICexc growth 3Y0.65%
ROICexc growth 5Y10.99%
OM growth 3Y-0.33%
OM growth 5Y0.67%
PM growth 3YN/A
PM growth 5Y-23.94%
GM growth 3Y-1.77%
GM growth 5Y-1.57%
F-Score6
Asset Turnover0.12
Health
Industry RankSector Rank
Debt/Equity 1.47
Debt/FCF 4.6
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.27
Cash Conversion N/A
Profit Quality 580.08%
Current Ratio 0.6
Quick Ratio 0.6
Altman-Z -1.16
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-14.23%
EPS 3Y21.61%
EPS 5Y-3.02%
EPS Q2Q%-6.67%
EPS Next Y-23.05%
EPS Next 2Y-15.47%
EPS Next 3Y-15.06%
EPS Next 5YN/A
Revenue 1Y (TTM)-2.05%
Revenue growth 3Y-4.23%
Revenue growth 5Y7.42%
Sales Q2Q%21.35%
Revenue Next Year-0.27%
Revenue Next 2Y-1.36%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y4.53%
EBIT growth 3Y-4.54%
EBIT growth 5Y8.13%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y17.69%
FCF growth 3YN/A
FCF growth 5Y-11.35%
OCF growth 1Y17.69%
OCF growth 3YN/A
OCF growth 5Y-11.35%

BCP INVESTMENT CORP / BCIC Fundamental Analysis FAQ

What is the ChartMill fundamental rating of BCP INVESTMENT CORP (BCIC) stock?

ChartMill assigns a fundamental rating of 3 / 10 to BCIC.


What is the valuation status for BCIC stock?

ChartMill assigns a valuation rating of 6 / 10 to BCP INVESTMENT CORP (BCIC). This can be considered as Fairly Valued.


Can you provide the profitability details for BCP INVESTMENT CORP?

BCP INVESTMENT CORP (BCIC) has a profitability rating of 3 / 10.


Can you provide the PE and PB ratios for BCIC stock?

The Price/Earnings (PE) ratio for BCP INVESTMENT CORP (BCIC) is 3.54 and the Price/Book (PB) ratio is 0.47.


What is the expected EPS growth for BCP INVESTMENT CORP (BCIC) stock?

The Earnings per Share (EPS) of BCP INVESTMENT CORP (BCIC) is expected to decline by -23.05% in the next year.