BCP INVESTMENT CORP (BCIC) Stock Fundamental Analysis

NASDAQ:BCIC • US73688F2011

12.1 USD
+0.06 (+0.5%)
At close: Feb 13, 2026
12.13 USD
+0.03 (+0.25%)
After Hours: 2/13/2026, 8:00:01 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to BCIC. BCIC was compared to 238 industry peers in the Capital Markets industry. While BCIC is still in line with the averages on profitability rating, there are concerns on its financial health. BCIC has a valuation in line with the averages, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • In the past year BCIC was profitable.
  • In the past year BCIC had a positive cash flow from operations.
  • The reported net income has been mixed in the past 5 years: BCIC reported negative net income in multiple years.
  • BCIC had a positive operating cash flow in 4 of the past 5 years.
BCIC Yearly Net Income VS EBIT VS OCF VS FCFBCIC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M

1.2 Ratios

  • BCIC's Return On Assets of 2.90% is in line compared to the rest of the industry. BCIC outperforms 50.84% of its industry peers.
  • BCIC has a Return On Equity (7.13%) which is in line with its industry peers.
  • Looking at the Return On Invested Capital, with a value of 3.33%, BCIC is in line with its industry, outperforming 47.48% of the companies in the same industry.
  • BCIC had an Average Return On Invested Capital over the past 3 years of 4.39%. This is below the industry average of 7.23%.
Industry RankSector Rank
ROA 2.9%
ROE 7.13%
ROIC 3.33%
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
BCIC Yearly ROA, ROE, ROICBCIC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5 -5 10

1.3 Margins

  • With a decent Profit Margin value of 28.39%, BCIC is doing good in the industry, outperforming 71.85% of the companies in the same industry.
  • BCIC has a Operating Margin of 40.09%. This is in the better half of the industry: BCIC outperforms 72.27% of its industry peers.
  • In the last couple of years the Operating Margin of BCIC has grown nicely.
  • BCIC has a Gross Margin (50.39%) which is in line with its industry peers.
  • BCIC's Gross Margin has declined in the last couple of years.
Industry RankSector Rank
OM 40.09%
PM (TTM) 28.39%
GM 50.39%
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
BCIC Yearly Profit, Operating, Gross MarginsBCIC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20 -20 40 -40 60

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ROAROEROICOperating and Profit MarginShow most profitable peers

2

2. Health

2.1 Basic Checks

  • BCIC has less shares outstanding than it did 1 year ago.
  • BCIC has more shares outstanding than it did 5 years ago.
  • The debt/assets ratio for BCIC has been reduced compared to a year ago.
BCIC Yearly Shares OutstandingBCIC Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 2M 4M 6M 8M
BCIC Yearly Total Debt VS Total AssetsBCIC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M

2.2 Solvency

  • BCIC has an Altman-Z score of -0.82. This is a bad value and indicates that BCIC is not financially healthy and even has some risk of bankruptcy.
  • BCIC has a Altman-Z score of -0.82. This is amonst the worse of the industry: BCIC underperforms 84.45% of its industry peers.
  • The Debt to FCF ratio of BCIC is 5.23, which is a neutral value as it means it would take BCIC, 5.23 years of fcf income to pay off all of its debts.
  • BCIC has a better Debt to FCF ratio (5.23) than 70.59% of its industry peers.
  • BCIC has a Debt/Equity ratio of 1.39. This is a high value indicating a heavy dependency on external financing.
  • BCIC has a Debt to Equity ratio of 1.39. This is in the lower half of the industry: BCIC underperforms 66.81% of its industry peers.
Industry RankSector Rank
Debt/Equity 1.39
Debt/FCF 5.23
Altman-Z -0.82
ROIC/WACCN/A
WACCN/A
BCIC Yearly LT Debt VS Equity VS FCFBCIC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 0.28 indicates that BCIC may have some problems paying its short term obligations.
  • BCIC has a worse Current ratio (0.28) than 80.67% of its industry peers.
  • A Quick Ratio of 0.28 indicates that BCIC may have some problems paying its short term obligations.
  • With a Quick ratio value of 0.28, BCIC is not doing good in the industry: 80.67% of the companies in the same industry are doing better.
Industry RankSector Rank
Current Ratio 0.28
Quick Ratio 0.28
BCIC Yearly Current Assets VS Current LiabilitesBCIC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • The earnings per share for BCIC have decreased strongly by -28.84% in the last year.
  • Measured over the past years, BCIC shows a very strong growth in Earnings Per Share. The EPS has been growing by 26.58% on average per year.
  • Looking at the last year, BCIC shows a very negative growth in Revenue. The Revenue has decreased by -11.77% in the last year.
  • Measured over the past years, BCIC shows a quite strong growth in Revenue. The Revenue has been growing by 18.69% on average per year.
EPS 1Y (TTM)-28.84%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%11.11%
Revenue 1Y (TTM)-11.77%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%24.79%

3.2 Future

  • Based on estimates for the next years, BCIC will show a very negative growth in Earnings Per Share. The EPS will decrease by -10.70% on average per year.
  • BCIC is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 3.98% yearly.
EPS Next Y-12.42%
EPS Next 2Y-11.27%
EPS Next 3Y-10.7%
EPS Next 5YN/A
Revenue Next Year-4.71%
Revenue Next 2Y4.62%
Revenue Next 3Y3.98%
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
BCIC Yearly Revenue VS EstimatesBCIC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 20M 40M 60M 80M
BCIC Yearly EPS VS EstimatesBCIC Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2 4 6

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Find the best growth stocksShow best growing peers

6

4. Valuation

4.1 Price/Earnings Ratio

  • BCIC is valuated cheaply with a Price/Earnings ratio of 5.33.
  • Compared to the rest of the industry, the Price/Earnings ratio of BCIC indicates a rather cheap valuation: BCIC is cheaper than 88.66% of the companies listed in the same industry.
  • When comparing the Price/Earnings ratio of BCIC to the average of the S&P500 Index (27.97), we can say BCIC is valued rather cheaply.
  • The Price/Forward Earnings ratio is 5.91, which indicates a rather cheap valuation of BCIC.
  • 92.44% of the companies in the same industry are more expensive than BCIC, based on the Price/Forward Earnings ratio.
  • BCIC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 27.96.
Industry RankSector Rank
PE 5.33
Fwd PE 5.91
BCIC Price Earnings VS Forward Price EarningsBCIC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30 40

4.2 Price Multiples

  • 91.60% of the companies in the same industry are more expensive than BCIC, based on the Price/Free Cash Flow ratio.
Industry RankSector Rank
P/FCF 2.57
EV/EBITDA N/A
BCIC Per share dataBCIC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 5 10 15

4.3 Compensation for Growth

  • A cheap valuation may be justified as BCIC's earnings are expected to decrease with -10.70% in the coming years.
PEG (NY)N/A
PEG (5Y)0.2
EPS Next 2Y-11.27%
EPS Next 3Y-10.7%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

5

5. Dividend

5.1 Amount

  • BCIC has a Yearly Dividend Yield of 15.45%, which is a nice return.
  • Compared to an average industry Dividend Yield of 6.15, BCIC pays a better dividend. On top of this BCIC pays more dividend than 90.76% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.79, BCIC pays a better dividend.
Industry RankSector Rank
Dividend Yield 15.45%

5.2 History

  • The dividend of BCIC decreases each year by -0.97%.
  • BCIC has been paying a dividend for over 5 years, so it has already some track record.
Dividend Growth(5Y)-0.97%
Div Incr YearsN/A
Div Non Decr YearsN/A
BCIC Yearly Dividends per shareBCIC Yearly Dividends per shareYearly Dividends per share 2020 2021 2022 2023 2024 2025 0.5 1 1.5 2 2.5

5.3 Sustainability

  • BCIC pays out 132.35% of its income as dividend. This is not a sustainable payout ratio.
  • The Dividend Rate of BCIC has been decling, while earnings will also be declining. This means the current dividend is most likely not sustainable.
DP132.35%
EPS Next 2Y-11.27%
EPS Next 3Y-10.7%
BCIC Yearly Income VS Free CF VS DividendBCIC Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M
BCIC Dividend Payout.BCIC Dividend Payout, showing the Payout Ratio.BCIC Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

BCP INVESTMENT CORP

NASDAQ:BCIC (2/13/2026, 8:00:01 PM)

After market: 12.13 +0.03 (+0.25%)

12.1

+0.06 (+0.5%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)11-06
Earnings (Next)03-05
Inst Owners16.3%
Inst Owner ChangeN/A
Ins Owners2.24%
Ins Owner Change1.94%
Market Cap158.27M
Revenue(TTM)58.08M
Net Income(TTM)16.49M
Analysts80
Price Target14.79 (22.23%)
Short Float %0.4%
Short Ratio0.68
Dividend
Industry RankSector Rank
Dividend Yield 15.45%
Yearly Dividend2.72
Dividend Growth(5Y)-0.97%
DP132.35%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)13.74%
Min EPS beat(2)-7.94%
Max EPS beat(2)35.43%
EPS beat(4)1
Avg EPS beat(4)-1.46%
Min EPS beat(4)-24.17%
Max EPS beat(4)35.43%
EPS beat(8)2
Avg EPS beat(8)3.17%
EPS beat(12)4
Avg EPS beat(12)-16.15%
EPS beat(16)5
Avg EPS beat(16)-11.97%
Revenue beat(2)1
Avg Revenue beat(2)7.51%
Min Revenue beat(2)-6.51%
Max Revenue beat(2)21.53%
Revenue beat(4)1
Avg Revenue beat(4)-1.65%
Min Revenue beat(4)-15.04%
Max Revenue beat(4)21.53%
Revenue beat(8)1
Avg Revenue beat(8)-4.88%
Revenue beat(12)4
Avg Revenue beat(12)-2.66%
Revenue beat(16)6
Avg Revenue beat(16)-1.67%
PT rev (1m)0%
PT rev (3m)-3.33%
EPS NQ rev (1m)0%
EPS NQ rev (3m)6.11%
EPS NY rev (1m)0%
EPS NY rev (3m)12.94%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)10.35%
Revenue NY rev (1m)0%
Revenue NY rev (3m)7.34%
Valuation
Industry RankSector Rank
PE 5.33
Fwd PE 5.91
P/S 2.73
P/FCF 2.57
P/OCF 2.57
P/B 0.68
P/tB 0.68
EV/EBITDA N/A
EPS(TTM)2.27
EY18.76%
EPS(NY)2.05
Fwd EY16.92%
FCF(TTM)4.71
FCFY38.89%
OCF(TTM)4.71
OCFY38.89%
SpS4.44
BVpS17.68
TBVpS17.68
PEG (NY)N/A
PEG (5Y)0.2
Graham Number30.05
Profitability
Industry RankSector Rank
ROA 2.9%
ROE 7.13%
ROCE 4.21%
ROIC 3.33%
ROICexc 3.34%
ROICexgc 3.36%
OM 40.09%
PM (TTM) 28.39%
GM 50.39%
FCFM 105.98%
ROA(3y)-0.88%
ROA(5y)1.33%
ROE(3y)-2.35%
ROE(5y)3.37%
ROIC(3y)4.39%
ROIC(5y)4.14%
ROICexc(3y)4.55%
ROICexc(5y)4.3%
ROICexgc(3y)4.57%
ROICexgc(5y)4.32%
ROCE(3y)5.56%
ROCE(5y)5.25%
ROICexgc growth 3Y-7%
ROICexgc growth 5Y30.78%
ROICexc growth 3Y-6.89%
ROICexc growth 5Y30.8%
OM growth 3Y-9.79%
OM growth 5Y17.74%
PM growth 3YN/A
PM growth 5YN/A
GM growth 3Y-9.14%
GM growth 5Y-3.3%
F-Score6
Asset Turnover0.1
Health
Industry RankSector Rank
Debt/Equity 1.39
Debt/FCF 5.23
Debt/EBITDA N/A
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage 1.35
Cash Conversion N/A
Profit Quality 373.26%
Current Ratio 0.28
Quick Ratio 0.28
Altman-Z -0.82
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-28.84%
EPS 3Y-15.64%
EPS 5Y26.58%
EPS Q2Q%11.11%
EPS Next Y-12.42%
EPS Next 2Y-11.27%
EPS Next 3Y-10.7%
EPS Next 5YN/A
Revenue 1Y (TTM)-11.77%
Revenue growth 3Y-7.97%
Revenue growth 5Y18.69%
Sales Q2Q%24.79%
Revenue Next Year-4.71%
Revenue Next 2Y4.62%
Revenue Next 3Y3.98%
Revenue Next 5YN/A
EBIT growth 1Y-21.52%
EBIT growth 3Y-16.97%
EBIT growth 5Y39.75%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-13.18%
FCF growth 3Y-2.5%
FCF growth 5YN/A
OCF growth 1Y-13.18%
OCF growth 3Y-2.5%
OCF growth 5YN/A

BCP INVESTMENT CORP / BCIC FAQ

What is the ChartMill fundamental rating of BCP INVESTMENT CORP (BCIC) stock?

ChartMill assigns a fundamental rating of 4 / 10 to BCIC.


What is the valuation status for BCIC stock?

ChartMill assigns a valuation rating of 6 / 10 to BCP INVESTMENT CORP (BCIC). This can be considered as Fairly Valued.


How profitable is BCP INVESTMENT CORP (BCIC) stock?

BCP INVESTMENT CORP (BCIC) has a profitability rating of 4 / 10.


What is the financial health of BCP INVESTMENT CORP (BCIC) stock?

The financial health rating of BCP INVESTMENT CORP (BCIC) is 2 / 10.


Can you provide the expected EPS growth for BCIC stock?

The Earnings per Share (EPS) of BCP INVESTMENT CORP (BCIC) is expected to decline by -12.42% in the next year.