BANCO DE CHILE-ADR (BCH) Stock Fundamental Analysis

NYSE:BCH • US0595201064

40.29 USD
-0.79 (-1.92%)
At close: Mar 2, 2026
40.29 USD
0 (0%)
After Hours: 3/2/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

2

Overall BCH gets a fundamental rating of 2 out of 10. We evaluated BCH against 379 industry peers in the Banks industry. BCH has a medium profitability rating, but doesn't score so well on its financial health evaluation. BCH does not seem to be growing, but still is valued expensively.


Dividend Valuation Growth Profitability Health

4

1. Profitability

1.1 Basic Checks

  • BCH had positive earnings in 4 of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: BCH reported negative operating cash flow in multiple years.
BCH Yearly Net Income VS EBIT VS OCF VS FCFBCH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1T -1T 2T

1.2 Ratios

  • BCH has a Return On Assets of 2.21%. This is amongst the best in the industry. BCH outperforms 97.63% of its industry peers.
  • BCH has a better Return On Equity (21.56%) than 97.89% of its industry peers.
Industry RankSector Rank
ROA 2.21%
ROE 21.56%
ROIC N/A
ROA(3y)2.37%
ROA(5y)1.93%
ROE(3y)24.74%
ROE(5y)21.09%
ROIC(3y)N/A
ROIC(5y)N/A
BCH Yearly ROA, ROE, ROICBCH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

1.3 Margins

  • With an excellent Profit Margin value of 35.66%, BCH belongs to the best of the industry, outperforming 91.82% of the companies in the same industry.
  • BCH's Profit Margin has improved in the last couple of years.
  • The Operating Margin and Gross Margin are not available for BCH so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 35.66%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.72%
PM growth 5Y7.05%
GM growth 3YN/A
GM growth 5YN/A
BCH Yearly Profit, Operating, Gross MarginsBCH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40

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ROAROEROICOperating and Profit MarginShow most profitable peers

0

2. Health

2.1 Basic Checks

  • BCH has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
BCH Yearly Shares OutstandingBCH Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M
BCH Yearly Total Debt VS Total AssetsBCH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10T 20T 30T 40T 50T

2.2 Solvency

  • The Debt to FCF ratio of BCH is 9.32, which is on the high side as it means it would take BCH, 9.32 years of fcf income to pay off all of its debts.
  • With a Debt to FCF ratio value of 9.32, BCH is not doing good in the industry: 76.78% of the companies in the same industry are doing better.
  • A Debt/Equity ratio of 1.91 is on the high side and indicates that BCH has dependencies on debt financing.
  • With a Debt to Equity ratio value of 1.91, BCH is not doing good in the industry: 88.65% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.91
Debt/FCF 9.32
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
BCH Yearly LT Debt VS Equity VS FCFBCH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5T 10T

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BCH Yearly Current Assets VS Current LiabilitesBCH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1T 2T 3T 4T

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. Growth

3.1 Past

  • BCH shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 4162.01%, which is quite impressive.
  • BCH shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 147.81% yearly.
EPS 1Y (TTM)4162.01%
EPS 3Y231.73%
EPS 5Y147.81%
EPS Q2Q%16853.89%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-19.84%

3.2 Future

  • Based on estimates for the next years, BCH will show a very negative growth in Earnings Per Share. The EPS will decrease by -59.22% on average per year.
  • Based on estimates for the next years, BCH will show a small growth in Revenue. The Revenue will grow by 4.90% on average per year.
EPS Next Y-97.48%
EPS Next 2Y-83.54%
EPS Next 3Y-69.75%
EPS Next 5Y-59.22%
Revenue Next Year6.28%
Revenue Next 2Y6.33%
Revenue Next 3Y5.3%
Revenue Next 5Y4.9%

3.3 Evolution

  • The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
BCH Yearly Revenue VS EstimatesBCH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 1T 2T 3T
BCH Yearly EPS VS EstimatesBCH Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 20K 40K 60K 80K 100K

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Find the best growth stocksShow best growing peers

0

4. Valuation

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
BCH Price Earnings VS Forward Price EarningsBCH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BCH Per share dataBCH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share

4.3 Compensation for Growth

  • BCH's earnings are expected to decrease with -69.75% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-83.54%
EPS Next 3Y-69.75%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. Dividend

5.1 Amount

  • With a Yearly Dividend Yield of 5.41%, BCH is a good candidate for dividend investing.
  • BCH's Dividend Yield is rather good when compared to the industry average which is at 2.73. BCH pays more dividend than 91.29% of the companies in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, BCH pays a better dividend.
Industry RankSector Rank
Dividend Yield 5.41%

5.2 History

  • The dividend of BCH is nicely growing with an annual growth rate of 18.02%!
  • BCH has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)18.02%
Div Incr Years0
Div Non Decr Years0
BCH Yearly Dividends per shareBCH Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

5.3 Sustainability

  • 81.27% of the earnings are spent on dividend by BCH. This is not a sustainable payout ratio.
  • The Dividend Rate of BCH has been growing, while earnings will be declining. This means the dividend growth is most likely not sustainable.
DP81.27%
EPS Next 2Y-83.54%
EPS Next 3Y-69.75%
BCH Yearly Income VS Free CF VS DividendBCH Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1T -1T 2T
BCH Dividend Payout.BCH Dividend Payout, showing the Payout Ratio.BCH Dividend Payout.PayoutRetained Earnings

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Find the best dividend stocksShow peers with best dividend

BANCO DE CHILE-ADR

NYSE:BCH (3/2/2026, 8:04:00 PM)

After market: 40.29 0 (0%)

40.29

-0.79 (-1.92%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-03
Earnings (Next)04-30
Inst Owners29.82%
Inst Owner Change-0.7%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap20.35B
Revenue(TTM)N/A
Net Income(TTM)1.22T
Analysts75.29
Price Target43.29 (7.45%)
Short Float %0.24%
Short Ratio1.62
Dividend
Industry RankSector Rank
Dividend Yield 5.41%
Yearly DividendN/A
Dividend Growth(5Y)18.02%
DP81.27%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.99%
Min EPS beat(2)-4.39%
Max EPS beat(2)-3.58%
EPS beat(4)1
Avg EPS beat(4)-3.1%
Min EPS beat(4)-9.22%
Max EPS beat(4)4.8%
EPS beat(8)4
Avg EPS beat(8)-0.13%
EPS beat(12)6
Avg EPS beat(12)2.17%
EPS beat(16)9
Avg EPS beat(16)8.28%
Revenue beat(2)0
Avg Revenue beat(2)-5.19%
Min Revenue beat(2)-6.96%
Max Revenue beat(2)-3.41%
Revenue beat(4)0
Avg Revenue beat(4)-3.64%
Min Revenue beat(4)-6.96%
Max Revenue beat(4)-1.32%
Revenue beat(8)1
Avg Revenue beat(8)-2.21%
Revenue beat(12)2
Avg Revenue beat(12)2.85%
Revenue beat(16)6
Avg Revenue beat(16)13.48%
PT rev (1m)12.65%
PT rev (3m)17.52%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.26%
EPS NY rev (1m)0%
EPS NY rev (3m)2.68%
Revenue NQ rev (1m)-1.58%
Revenue NQ rev (3m)-1.58%
Revenue NY rev (1m)-0.17%
Revenue NY rev (3m)-0.65%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)N/A
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpSN/A
BVpSN/A
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 2.21%
ROE 21.56%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 35.66%
GM N/A
FCFM 45.26%
ROA(3y)2.37%
ROA(5y)1.93%
ROE(3y)24.74%
ROE(5y)21.09%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.72%
PM growth 5Y7.05%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 1.91
Debt/FCF 9.32
Debt/EBITDA N/A
Cap/Depr 75.4%
Cap/Sales 2.07%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 126.95%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)88.83%
Cap/Depr(5y)83.51%
Cap/Sales(3y)2.45%
Cap/Sales(5y)2.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4162.01%
EPS 3Y231.73%
EPS 5Y147.81%
EPS Q2Q%16853.89%
EPS Next Y-97.48%
EPS Next 2Y-83.54%
EPS Next 3Y-69.75%
EPS Next 5Y-59.22%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-19.84%
Revenue Next Year6.28%
Revenue Next 2Y6.33%
Revenue Next 3Y5.3%
Revenue Next 5Y4.9%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-62.92%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-41.39%
FCF growth 3Y-65.57%
FCF growth 5Y-39.3%
OCF growth 1Y-40.87%
OCF growth 3Y-58.68%
OCF growth 5Y-32.64%

BANCO DE CHILE-ADR / BCH FAQ

What is the ChartMill fundamental rating of BANCO DE CHILE-ADR (BCH) stock?

ChartMill assigns a fundamental rating of 2 / 10 to BCH.


What is the valuation status for BCH stock?

ChartMill assigns a valuation rating of 0 / 10 to BANCO DE CHILE-ADR (BCH). This can be considered as Overvalued.


Can you provide the profitability details for BANCO DE CHILE-ADR?

BANCO DE CHILE-ADR (BCH) has a profitability rating of 4 / 10.


How financially healthy is BANCO DE CHILE-ADR?

The financial health rating of BANCO DE CHILE-ADR (BCH) is 0 / 10.