BANCO DE CHILE-ADR (BCH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:BCH - US0595201064 - ADR
38.09 USD
-0.01 (-0.03%)
BCH gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 388 industry peers in the Banks industry. BCH has a medium profitability rating, but doesn't score so well on its financial health evaluation. BCH has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
Each year in the past 5 years BCH has been profitable.
BCH had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
BCH has a Return On Assets of 2.21%. This is amongst the best in the industry. BCH outperforms 97.68% of its industry peers.
With an excellent Return On Equity value of 21.56%, BCH belongs to the best of the industry, outperforming 98.97% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 21.56% | ||
| ROIC | N/A |
ROA(3y)2.37%
ROA(5y)1.93%
ROE(3y)24.74%
ROE(5y)21.09%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
BCH's Profit Margin of 35.66% is amongst the best of the industry. BCH outperforms 92.78% of its industry peers.
In the last couple of years the Profit Margin of BCH has grown nicely.
The Operating Margin and Gross Margin are not available for BCH so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 35.66% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.72%
PM growth 5Y7.05%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
BCH has about the same amout of shares outstanding than it did 1 year ago.
Compared to 5 years ago, BCH has about the same amount of shares outstanding.
The debt/assets ratio for BCH has been reduced compared to a year ago.
2.2 Solvency
The Debt to FCF ratio of BCH is 9.32, which is on the high side as it means it would take BCH, 9.32 years of fcf income to pay off all of its debts.
Looking at the Debt to FCF ratio, with a value of 9.32, BCH is doing worse than 77.84% of the companies in the same industry.
A Debt/Equity ratio of 1.91 is on the high side and indicates that BCH has dependencies on debt financing.
The Debt to Equity ratio of BCH (1.91) is worse than 88.66% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.91 | ||
| Debt/FCF | 9.32 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for BCH have decreased by -5.46% in the last year.
The Earnings Per Share has been growing by 15.28% on average over the past years. This is quite good.
BCH shows a decrease in Revenue. In the last year, the revenue decreased by -3.78%.
Measured over the past years, BCH shows a small growth in Revenue. The Revenue has been growing by 7.69% on average per year.
EPS 1Y (TTM)-5.46%
EPS 3Y15.04%
EPS 5Y15.28%
EPS Q2Q%1.75%
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y7.8%
Revenue growth 5Y7.69%
Sales Q2Q%0.24%
3.2 Future
The Earnings Per Share is expected to grow by 2.69% on average over the next years.
The Revenue is expected to grow by 4.27% on average over the next years.
EPS Next Y0.31%
EPS Next 2Y2.64%
EPS Next 3Y4.2%
EPS Next 5Y2.69%
Revenue Next Year0.21%
Revenue Next 2Y3.23%
Revenue Next 3Y4.31%
Revenue Next 5Y4.27%
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y2.64%
EPS Next 3Y4.2%
5. Dividend
5.1 Amount
BCH has a Yearly Dividend Yield of 5.70%, which is a nice return.
Compared to an average industry Dividend Yield of 2.74, BCH pays a better dividend. On top of this BCH pays more dividend than 92.01% of the companies listed in the same industry.
Compared to an average S&P500 Dividend Yield of 2.00, BCH pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.7% |
5.2 History
The dividend of BCH is nicely growing with an annual growth rate of 18.02%!
BCH has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)18.02%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
BCH pays out 81.27% of its income as dividend. This is not a sustainable payout ratio.
The dividend of BCH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP81.27%
EPS Next 2Y2.64%
EPS Next 3Y4.2%
NYSE:BCH (12/31/2025, 1:15:40 PM)
38.09
-0.01 (-0.03%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners29.64%
Inst Owner Change-6.31%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap19.24B
Revenue(TTM)3.44T
Net Income(TTM)1.22T
Analysts74.12
Price Target38.43 (0.89%)
Short Float %0.19%
Short Ratio1.62
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.7% |
Yearly DividendN/A
Dividend Growth(5Y)18.02%
DP81.27%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.99%
Min EPS beat(2)-4.39%
Max EPS beat(2)-3.58%
EPS beat(4)1
Avg EPS beat(4)-3.1%
Min EPS beat(4)-9.22%
Max EPS beat(4)4.8%
EPS beat(8)4
Avg EPS beat(8)-0.13%
EPS beat(12)6
Avg EPS beat(12)2.17%
EPS beat(16)9
Avg EPS beat(16)8.28%
Revenue beat(2)0
Avg Revenue beat(2)-5.19%
Min Revenue beat(2)-6.96%
Max Revenue beat(2)-3.41%
Revenue beat(4)0
Avg Revenue beat(4)-3.64%
Min Revenue beat(4)-6.96%
Max Revenue beat(4)-1.32%
Revenue beat(8)1
Avg Revenue beat(8)-2.21%
Revenue beat(12)2
Avg Revenue beat(12)2.85%
Revenue beat(16)6
Avg Revenue beat(16)13.48%
PT rev (1m)4.32%
PT rev (3m)21.68%
EPS NQ rev (1m)-0.26%
EPS NQ rev (3m)-1.28%
EPS NY rev (1m)0.08%
EPS NY rev (3m)0.2%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-0.48%
Revenue NY rev (3m)-0.33%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | N/A | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | N/A |
EPS(TTM)N/A
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpSN/A
BVpSN/A
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.21% | ||
| ROE | 21.56% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 35.66% | ||
| GM | N/A | ||
| FCFM | 45.26% |
ROA(3y)2.37%
ROA(5y)1.93%
ROE(3y)24.74%
ROE(5y)21.09%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.72%
PM growth 5Y7.05%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.91 | ||
| Debt/FCF | 9.32 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 75.4% | ||
| Cap/Sales | 2.07% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 126.95% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)88.83%
Cap/Depr(5y)83.51%
Cap/Sales(3y)2.45%
Cap/Sales(5y)2.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-5.46%
EPS 3Y15.04%
EPS 5Y15.28%
EPS Q2Q%1.75%
EPS Next Y0.31%
EPS Next 2Y2.64%
EPS Next 3Y4.2%
EPS Next 5Y2.69%
Revenue 1Y (TTM)-3.78%
Revenue growth 3Y7.8%
Revenue growth 5Y7.69%
Sales Q2Q%0.24%
Revenue Next Year0.21%
Revenue Next 2Y3.23%
Revenue Next 3Y4.31%
Revenue Next 5Y4.27%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-62.92%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-41.39%
FCF growth 3Y-65.57%
FCF growth 5Y-39.3%
OCF growth 1Y-40.87%
OCF growth 3Y-58.68%
OCF growth 5Y-32.64%
BANCO DE CHILE-ADR / BCH FAQ
What is the ChartMill fundamental rating of BANCO DE CHILE-ADR (BCH) stock?
ChartMill assigns a fundamental rating of 3 / 10 to BCH.
Can you provide the valuation status for BANCO DE CHILE-ADR?
ChartMill assigns a valuation rating of 0 / 10 to BANCO DE CHILE-ADR (BCH). This can be considered as Overvalued.
Can you provide the profitability details for BANCO DE CHILE-ADR?
BANCO DE CHILE-ADR (BCH) has a profitability rating of 4 / 10.
What is the expected EPS growth for BANCO DE CHILE-ADR (BCH) stock?
The Earnings per Share (EPS) of BANCO DE CHILE-ADR (BCH) is expected to grow by 0.31% in the next year.
How sustainable is the dividend of BANCO DE CHILE-ADR (BCH) stock?
The dividend rating of BANCO DE CHILE-ADR (BCH) is 6 / 10 and the dividend payout ratio is 81.27%.