BANCO DE CHILE-ADR (BCH) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:BCH - US0595201064 - ADR
37.1 USD
-1.42 (-3.69%)
37.1 USD
0 (0%)
Overall BCH gets a fundamental rating of 3 out of 10. We evaluated BCH against 387 industry peers in the Banks industry. There are concerns on the financial health of BCH while its profitability can be described as average. BCH does not seem to be growing, but still is valued expensively.
1. Profitability
1.1 Basic Checks
BCH had positive earnings in each of the past 5 years.
Of the past 5 years BCH 4 years had a positive operating cash flow.
1.2 Ratios
BCH has a Return On Assets of 2.29%. This is amongst the best in the industry. BCH outperforms 98.19% of its industry peers.
BCH has a Return On Equity of 21.91%. This is amongst the best in the industry. BCH outperforms 99.22% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.29% | ||
| ROE | 21.91% | ||
| ROIC | N/A |
ROA(3y)2.37%
ROA(5y)1.93%
ROE(3y)24.74%
ROE(5y)21.09%
ROIC(3y)N/A
ROIC(5y)N/A
1.3 Margins
The Profit Margin of BCH (35.77%) is better than 92.76% of its industry peers.
In the last couple of years the Profit Margin of BCH has grown nicely.
The Operating Margin and Gross Margin are not available for BCH so they could not be analyzed.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | N/A | ||
| PM (TTM) | 35.77% | ||
| GM | N/A |
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.72%
PM growth 5Y7.05%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
Compared to 1 year ago, BCH has about the same amount of shares outstanding.
BCH has about the same amout of shares outstanding than it did 5 years ago.
BCH has a better debt/assets ratio than last year.
2.2 Solvency
The Debt to FCF ratio of BCH is 5.55, which is a neutral value as it means it would take BCH, 5.55 years of fcf income to pay off all of its debts.
With a Debt to FCF ratio value of 5.55, BCH is not doing good in the industry: 74.16% of the companies in the same industry are doing better.
BCH has a Debt/Equity ratio of 1.76. This is a high value indicating a heavy dependency on external financing.
BCH has a worse Debt to Equity ratio (1.76) than 87.86% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.76 | ||
| Debt/FCF | 5.55 | ||
| Altman-Z | N/A |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The earnings per share for BCH have decreased by -5.46% in the last year.
The Earnings Per Share has been growing by 15.28% on average over the past years. This is quite good.
BCH shows a small growth in Revenue. In the last year, the Revenue has grown by 2.52%.
BCH shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 7.69% yearly.
EPS 1Y (TTM)-5.46%
EPS 3Y15.04%
EPS 5Y15.28%
EPS Q2Q%1.75%
Revenue 1Y (TTM)2.52%
Revenue growth 3Y7.8%
Revenue growth 5Y7.69%
Sales Q2Q%0.24%
3.2 Future
Based on estimates for the next years, BCH will show a small growth in Earnings Per Share. The EPS will grow by 2.69% on average per year.
BCH is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 4.27% yearly.
EPS Next Y0.31%
EPS Next 2Y2.64%
EPS Next 3Y4.2%
EPS Next 5Y2.69%
Revenue Next Year0.21%
Revenue Next 2Y3.23%
Revenue Next 3Y4.31%
Revenue Next 5Y4.27%
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y2.64%
EPS Next 3Y4.2%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 5.58%, BCH is a good candidate for dividend investing.
BCH's Dividend Yield is rather good when compared to the industry average which is at 3.11. BCH pays more dividend than 93.54% of the companies in the same industry.
BCH's Dividend Yield is rather good when compared to the S&P500 average which is at 2.31.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.58% |
5.2 History
On average, the dividend of BCH grows each year by 18.02%, which is quite nice.
BCH has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)18.02%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
81.59% of the earnings are spent on dividend by BCH. This is not a sustainable payout ratio.
The dividend of BCH is growing, but the earnings are growing slower. This means the dividend growth is not sustainable.
DP81.59%
EPS Next 2Y2.64%
EPS Next 3Y4.2%
37.1
-1.42 (-3.69%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners29.64%
Inst Owner Change-6.31%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap18.74B
Revenue(TTM)3.25T
Net Income(TTM)1.22T
Analysts74.12
Price Target39.27 (5.85%)
Short Float %0.11%
Short Ratio0.72
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 5.58% |
Yearly DividendN/A
Dividend Growth(5Y)18.02%
DP81.59%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)1
Avg EPS beat(2)0.2%
Min EPS beat(2)-4.39%
Max EPS beat(2)4.8%
EPS beat(4)1
Avg EPS beat(4)-4.18%
Min EPS beat(4)-9.22%
Max EPS beat(4)4.8%
EPS beat(8)4
Avg EPS beat(8)-0.42%
EPS beat(12)6
Avg EPS beat(12)1.73%
EPS beat(16)10
Avg EPS beat(16)8.74%
Revenue beat(2)0
Avg Revenue beat(2)-3.15%
Min Revenue beat(2)-3.41%
Max Revenue beat(2)-2.89%
Revenue beat(4)0
Avg Revenue beat(4)-2.63%
Min Revenue beat(4)-3.41%
Max Revenue beat(4)-1.32%
Revenue beat(8)1
Avg Revenue beat(8)-2%
Revenue beat(12)3
Avg Revenue beat(12)4.49%
Revenue beat(16)7
Avg Revenue beat(16)16.13%
PT rev (1m)12.55%
PT rev (3m)34.37%
EPS NQ rev (1m)0%
EPS NQ rev (3m)0.26%
EPS NY rev (1m)0.34%
EPS NY rev (3m)1.45%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)-0.48%
Revenue NY rev (3m)-0.78%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | N/A | ||
| Fwd PE | N/A | ||
| P/S | N/A | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | N/A | ||
| P/tB | N/A | ||
| EV/EBITDA | N/A |
EPS(TTM)N/A
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpSN/A
BVpSN/A
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.29% | ||
| ROE | 21.91% | ||
| ROCE | N/A | ||
| ROIC | N/A | ||
| ROICexc | N/A | ||
| ROICexgc | N/A | ||
| OM | N/A | ||
| PM (TTM) | 35.77% | ||
| GM | N/A | ||
| FCFM | 69.43% |
ROA(3y)2.37%
ROA(5y)1.93%
ROE(3y)24.74%
ROE(5y)21.09%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.72%
PM growth 5Y7.05%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.06
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 1.76 | ||
| Debt/FCF | 5.55 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | 72.88% | ||
| Cap/Sales | 2.03% | ||
| Interest Coverage | N/A | ||
| Cash Conversion | N/A | ||
| Profit Quality | 194.11% | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)88.83%
Cap/Depr(5y)83.51%
Cap/Sales(3y)2.45%
Cap/Sales(5y)2.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-5.46%
EPS 3Y15.04%
EPS 5Y15.28%
EPS Q2Q%1.75%
EPS Next Y0.31%
EPS Next 2Y2.64%
EPS Next 3Y4.2%
EPS Next 5Y2.69%
Revenue 1Y (TTM)2.52%
Revenue growth 3Y7.8%
Revenue growth 5Y7.69%
Sales Q2Q%0.24%
Revenue Next Year0.21%
Revenue Next 2Y3.23%
Revenue Next 3Y4.31%
Revenue Next 5Y4.27%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-62.92%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y316.78%
FCF growth 3Y-65.57%
FCF growth 5Y-39.3%
OCF growth 1Y269.21%
OCF growth 3Y-58.68%
OCF growth 5Y-32.64%
BANCO DE CHILE-ADR / BCH FAQ
What is the ChartMill fundamental rating of BANCO DE CHILE-ADR (BCH) stock?
ChartMill assigns a fundamental rating of 3 / 10 to BCH.
Can you provide the valuation status for BANCO DE CHILE-ADR?
ChartMill assigns a valuation rating of 0 / 10 to BANCO DE CHILE-ADR (BCH). This can be considered as Overvalued.
Can you provide the profitability details for BANCO DE CHILE-ADR?
BANCO DE CHILE-ADR (BCH) has a profitability rating of 4 / 10.
What is the expected EPS growth for BANCO DE CHILE-ADR (BCH) stock?
The Earnings per Share (EPS) of BANCO DE CHILE-ADR (BCH) is expected to grow by 0.31% in the next year.
How sustainable is the dividend of BANCO DE CHILE-ADR (BCH) stock?
The dividend rating of BANCO DE CHILE-ADR (BCH) is 6 / 10 and the dividend payout ratio is 81.59%.