BANCO DE CHILE-ADR (BCH) Fundamental Analysis & Valuation

NYSE:BCH • US0595201064

38.03 USD
+0.46 (+1.22%)
At close: Mar 6, 2026
38.03 USD
0 (0%)
After Hours: 3/6/2026, 8:04:00 PM
Overview Stock Chart Technical Analysis Fundamental Analysis Forecast Earnings Financials Ownership News

This BCH fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

Fundamental Rating

2

Overall BCH gets a fundamental rating of 2 out of 10. We evaluated BCH against 381 industry peers in the Banks industry. There are concerns on the financial health of BCH while its profitability can be described as average. BCH has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

4

1. BCH Profitability Analysis

1.1 Basic Checks

  • BCH had positive earnings in 4 of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: BCH reported negative operating cash flow in multiple years.
BCH Yearly Net Income VS EBIT VS OCF VS FCFBCH Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1T -1T 2T

1.2 Ratios

  • BCH has a better Return On Assets (2.21%) than 97.63% of its industry peers.
  • Looking at the Return On Equity, with a value of 21.56%, BCH belongs to the top of the industry, outperforming 97.89% of the companies in the same industry.
Industry RankSector Rank
ROA 2.21%
ROE 21.56%
ROIC N/A
ROA(3y)2.37%
ROA(5y)1.93%
ROE(3y)24.74%
ROE(5y)21.09%
ROIC(3y)N/A
ROIC(5y)N/A
BCH Yearly ROA, ROE, ROICBCH Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

1.3 Margins

  • With an excellent Profit Margin value of 35.66%, BCH belongs to the best of the industry, outperforming 91.82% of the companies in the same industry.
  • BCH's Profit Margin has improved in the last couple of years.
  • The Operating Margin and Gross Margin are not available for BCH so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 35.66%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.72%
PM growth 5Y7.05%
GM growth 3YN/A
GM growth 5YN/A
BCH Yearly Profit, Operating, Gross MarginsBCH Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40

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0

2. BCH Health Analysis

2.1 Basic Checks

  • There is no outstanding debt for BCH. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
BCH Yearly Shares OutstandingBCH Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M 500M
BCH Yearly Total Debt VS Total AssetsBCH Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 10T 20T 30T 40T 50T

2.2 Solvency

  • BCH has a debt to FCF ratio of 9.32. This is a negative value and a sign of low solvency as BCH would need 9.32 years to pay back of all of its debts.
  • BCH has a worse Debt to FCF ratio (9.32) than 76.78% of its industry peers.
  • A Debt/Equity ratio of 1.91 is on the high side and indicates that BCH has dependencies on debt financing.
  • With a Debt to Equity ratio value of 1.91, BCH is not doing good in the industry: 88.65% of the companies in the same industry are doing better.
Industry RankSector Rank
Debt/Equity 1.91
Debt/FCF 9.32
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
BCH Yearly LT Debt VS Equity VS FCFBCH Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 5T 10T

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BCH Yearly Current Assets VS Current LiabilitesBCH Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 1T 2T 3T 4T

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

3

3. BCH Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 4162.01% over the past year.
  • The Earnings Per Share has been growing by 147.81% on average over the past years. This is a very strong growth
EPS 1Y (TTM)4162.01%
EPS 3Y231.73%
EPS 5Y147.81%
EPS Q2Q%16853.89%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-19.84%

3.2 Future

  • Based on estimates for the next years, BCH will show a very negative growth in Earnings Per Share. The EPS will decrease by -59.22% on average per year.
  • Based on estimates for the next years, BCH will show a small growth in Revenue. The Revenue will grow by 4.90% on average per year.
EPS Next Y-97.48%
EPS Next 2Y-83.54%
EPS Next 3Y-69.75%
EPS Next 5Y-59.22%
Revenue Next Year6.28%
Revenue Next 2Y6.33%
Revenue Next 3Y5.3%
Revenue Next 5Y4.9%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
BCH Yearly Revenue VS EstimatesBCH Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 1T 2T 3T 4T
BCH Yearly EPS VS EstimatesBCH Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028 2029 2030 20K 40K 60K 80K 100K

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0

4. BCH Valuation Analysis

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
BCH Price Earnings VS Forward Price EarningsBCH Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BCH Per share dataBCH EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share

4.3 Compensation for Growth

  • BCH's earnings are expected to decrease with -69.75% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-83.54%
EPS Next 3Y-69.75%

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Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

6

5. BCH Dividend Analysis

5.1 Amount

  • With a Yearly Dividend Yield of 5.81%, BCH is a good candidate for dividend investing.
  • Compared to an average industry Dividend Yield of 2.83, BCH pays a better dividend. On top of this BCH pays more dividend than 91.29% of the companies listed in the same industry.
  • BCH's Dividend Yield is rather good when compared to the S&P500 average which is at 1.82.
Industry RankSector Rank
Dividend Yield 5.81%

5.2 History

  • On average, the dividend of BCH grows each year by 18.02%, which is quite nice.
  • BCH has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)18.02%
Div Incr Years0
Div Non Decr Years0
BCH Yearly Dividends per shareBCH Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 5 10 15

5.3 Sustainability

  • BCH pays out 81.27% of its income as dividend. This is not a sustainable payout ratio.
  • BCH's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP81.27%
EPS Next 2Y-83.54%
EPS Next 3Y-69.75%
BCH Yearly Income VS Free CF VS DividendBCH Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 1T -1T 2T
BCH Dividend Payout.BCH Dividend Payout, showing the Payout Ratio.BCH Dividend Payout.PayoutRetained Earnings

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BCH Fundamentals: All Metrics, Ratios and Statistics

BANCO DE CHILE-ADR

NYSE:BCH (3/6/2026, 8:04:00 PM)

After market: 38.03 0 (0%)

38.03

+0.46 (+1.22%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-03
Earnings (Next)04-30
Inst Owners29.8%
Inst Owner Change-0.7%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap19.21B
Revenue(TTM)N/A
Net Income(TTM)1.22T
Analysts74.12
Price Target43.29 (13.83%)
Short Float %0.25%
Short Ratio1.59
Dividend
Industry RankSector Rank
Dividend Yield 5.81%
Yearly DividendN/A
Dividend Growth(5Y)18.02%
DP81.27%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-3.99%
Min EPS beat(2)-4.39%
Max EPS beat(2)-3.58%
EPS beat(4)1
Avg EPS beat(4)-3.1%
Min EPS beat(4)-9.22%
Max EPS beat(4)4.8%
EPS beat(8)4
Avg EPS beat(8)-0.13%
EPS beat(12)6
Avg EPS beat(12)2.17%
EPS beat(16)9
Avg EPS beat(16)8.28%
Revenue beat(2)0
Avg Revenue beat(2)-5.19%
Min Revenue beat(2)-6.96%
Max Revenue beat(2)-3.41%
Revenue beat(4)0
Avg Revenue beat(4)-3.64%
Min Revenue beat(4)-6.96%
Max Revenue beat(4)-1.32%
Revenue beat(8)1
Avg Revenue beat(8)-2.21%
Revenue beat(12)2
Avg Revenue beat(12)2.85%
Revenue beat(16)6
Avg Revenue beat(16)13.48%
PT rev (1m)12.65%
PT rev (3m)17.52%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-0.26%
EPS NY rev (1m)0%
EPS NY rev (3m)2.68%
Revenue NQ rev (1m)-1.58%
Revenue NQ rev (3m)-1.58%
Revenue NY rev (1m)-0.17%
Revenue NY rev (3m)-0.65%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)N/A
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpSN/A
BVpSN/A
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 2.21%
ROE 21.56%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 35.66%
GM N/A
FCFM 45.26%
ROA(3y)2.37%
ROA(5y)1.93%
ROE(3y)24.74%
ROE(5y)21.09%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y6.72%
PM growth 5Y7.05%
GM growth 3YN/A
GM growth 5YN/A
F-Score3
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 1.91
Debt/FCF 9.32
Debt/EBITDA N/A
Cap/Depr 75.4%
Cap/Sales 2.07%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 126.95%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score3
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)88.83%
Cap/Depr(5y)83.51%
Cap/Sales(3y)2.45%
Cap/Sales(5y)2.42%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)4162.01%
EPS 3Y231.73%
EPS 5Y147.81%
EPS Q2Q%16853.89%
EPS Next Y-97.48%
EPS Next 2Y-83.54%
EPS Next 3Y-69.75%
EPS Next 5Y-59.22%
Revenue 1Y (TTM)N/A
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%-19.84%
Revenue Next Year6.28%
Revenue Next 2Y6.33%
Revenue Next 3Y5.3%
Revenue Next 5Y4.9%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next Year-62.92%
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-41.39%
FCF growth 3Y-65.57%
FCF growth 5Y-39.3%
OCF growth 1Y-40.87%
OCF growth 3Y-58.68%
OCF growth 5Y-32.64%

BANCO DE CHILE-ADR / BCH FAQ

What is the ChartMill fundamental rating of BANCO DE CHILE-ADR (BCH) stock?

ChartMill assigns a fundamental rating of 2 / 10 to BCH.


What is the valuation status for BCH stock?

ChartMill assigns a valuation rating of 0 / 10 to BANCO DE CHILE-ADR (BCH). This can be considered as Overvalued.


Can you provide the profitability details for BANCO DE CHILE-ADR?

BANCO DE CHILE-ADR (BCH) has a profitability rating of 4 / 10.


How financially healthy is BANCO DE CHILE-ADR?

The financial health rating of BANCO DE CHILE-ADR (BCH) is 0 / 10.