BANCO BILBAO VIZCAYA-SP ADR (BBVA)

US05946K1016 - ADR

10.59  +0.17 (+1.63%)

After market: 10.59 0 (0%)

Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to BBVA. BBVA was compared to 412 industry peers in the Banks industry. BBVA may be in some trouble as it scores bad on both profitability and health. BBVA has a decent growth rate and is not valued too expensively. BBVA also has an excellent dividend rating.



Quickly go to:

3

1. Profitability

1.1 Basic Checks

BBVA had positive earnings in the past year.
In the past year BBVA has reported a negative cash flow from operations.
In the past 5 years BBVA has always been profitable.
In multiple years BBVA reported negative operating cash flow during the last 5 years.

1.2 Ratios

With a decent Return On Assets value of 0.99%, BBVA is doing good in the industry, outperforming 61.65% of the companies in the same industry.
The Return On Equity of BBVA (14.84%) is better than 89.08% of its industry peers.
Industry RankSector Rank
ROA 0.99%
ROE 14.84%
ROIC N/A
ROA(3y)0.83%
ROA(5y)0.63%
ROE(3y)12.5%
ROE(5y)9.53%
ROIC(3y)N/A
ROIC(5y)N/A

1.3 Margins

BBVA has a Profit Margin of 19.41%. This is in the lower half of the industry: BBVA underperforms 68.93% of its industry peers.
BBVA's Profit Margin has improved in the last couple of years.
BBVA does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.
Industry RankSector Rank
OM N/A
PM (TTM) 19.41%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y56.1%
PM growth 5Y1.8%
GM growth 3YN/A
GM growth 5YN/A

More info and screens

1

2. Health

2.1 Basic Checks

BBVA does not have a ROIC to compare to the WACC, probably because it is not profitable.
BBVA has less shares outstanding than it did 1 year ago.
BBVA has less shares outstanding than it did 5 years ago.
The debt/assets ratio for BBVA is higher compared to a year ago.

2.2 Solvency

BBVA has a Debt/Equity ratio of 1.91. This is a high value indicating a heavy dependency on external financing.
Looking at the Debt to Equity ratio, with a value of 1.91, BBVA is doing worse than 91.50% of the companies in the same industry.
Industry RankSector Rank
Debt/Equity 1.91
Debt/FCF N/A
Altman-Z N/A
ROIC/WACCN/A
WACC5.17%

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A

More info and screens

5

3. Growth

3.1 Past

BBVA shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 20.75%, which is quite impressive.
The Earnings Per Share has been growing by 11.28% on average over the past years. This is quite good.
Looking at the last year, BBVA shows a very strong growth in Revenue. The Revenue has grown by 24.21%.
The Revenue has been growing slightly by 5.40% on average over the past years.
EPS 1Y (TTM)20.75%
EPS 3Y142.28%
EPS 5Y11.28%
EPS growth Q2Q32%
Revenue 1Y (TTM)24.21%
Revenue growth 3Y15.64%
Revenue growth 5Y5.4%
Revenue growth Q2Q10.55%

3.2 Future

BBVA is expected to show a small growth in Earnings Per Share. In the coming years, the EPS will grow by 2.76% yearly.
Based on estimates for the next years, BBVA will show a small growth in Revenue. The Revenue will grow by 1.35% on average per year.
EPS Next Y10.75%
EPS Next 2Y4.92%
EPS Next 3Y4.68%
EPS Next 5Y2.76%
Revenue Next Year7.99%
Revenue Next 2Y4.4%
Revenue Next 3Y3.94%
Revenue Next 5Y1.35%

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.

More info and screens

6

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 7.56, the valuation of BBVA can be described as very cheap.
82.52% of the companies in the same industry are more expensive than BBVA, based on the Price/Earnings ratio.
Compared to an average S&P500 Price/Earnings ratio of 28.28, BBVA is valued rather cheaply.
With a Price/Forward Earnings ratio of 6.85, the valuation of BBVA can be described as very cheap.
Based on the Price/Forward Earnings ratio, BBVA is valued cheaply inside the industry as 91.75% of the companies are valued more expensively.
BBVA is valuated cheaply when we compare the Price/Forward Earnings ratio to 20.88, which is the current average of the S&P500 Index.
Industry RankSector Rank
PE 7.56
Fwd PE 6.85

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A

4.3 Compensation for Growth

BBVA's low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
PEG (NY)0.7
PEG (5Y)0.67
EPS Next 2Y4.92%
EPS Next 3Y4.68%

More info and screens

7

5. Dividend

5.1 Amount

With a Yearly Dividend Yield of 4.55%, BBVA is a good candidate for dividend investing.
BBVA's Dividend Yield is a higher than the industry average which is at 3.81.
BBVA's Dividend Yield is rather good when compared to the S&P500 average which is at 2.41.
Industry RankSector Rank
Dividend Yield 4.55%

5.2 History

On average, the dividend of BBVA grows each year by 8.33%, which is quite nice.
BBVA has paid a dividend for at least 10 years, which is a reliable track record.
BBVA has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)8.33%
Div Incr Years3
Div Non Decr Years3

5.3 Sustainability

BBVA pays out 36.59% of its income as dividend. This is a sustainable payout ratio.
BBVA's earnings are growing slower than its dividend. This means the dividend growth is not sustainable.
DP36.59%
EPS Next 2Y4.92%
EPS Next 3Y4.68%

More info and screens

BANCO BILBAO VIZCAYA-SP ADR

NYSE:BBVA (5/3/2024, 7:04:00 PM)

After market: 10.59 0 (0%)

10.59

+0.17 (+1.63%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap61.03B
Analysts
Price Target
Dividend
Industry RankSector Rank
Dividend Yield 4.55%
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
Avg EPS beat(2)
Min EPS beat(2)
Max EPS beat(2)
EPS beat(4)
Avg EPS beat(4)
Min EPS beat(4)
Max EPS beat(4)
EPS beat(8)
Avg EPS beat(8)
EPS beat(12)
Avg EPS beat(12)
EPS beat(16)
Avg EPS beat(16)
Revenue beat(2)
Avg Revenue beat(2)
Min Revenue beat(2)
Max Revenue beat(2)
Revenue beat(4)
Avg Revenue beat(4)
Min Revenue beat(4)
Max Revenue beat(4)
Revenue beat(8)
Avg Revenue beat(8)
Revenue beat(12)
Avg Revenue beat(12)
Revenue beat(16)
Avg Revenue beat(16)
PT rev (1m)
PT rev (3m)
EPS NQ rev (1m)
EPS NQ rev (3m)
EPS NY rev (1m)
EPS NY rev (3m)
Revenue NQ rev (1m)
Revenue NQ rev (3m)
Revenue NY rev (1m)
Revenue NY rev (3m)
Valuation
Industry RankSector Rank
PE 7.56
Fwd PE 6.85
P/S
P/FCF
P/OCF
P/B
P/tB
EV/EBITDA
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)0.7
PEG (5Y)0.67
Profitability
Industry RankSector Rank
ROA 0.99%
ROE 14.84%
ROCE
ROIC
ROICexc
ROICexgc
OM N/A
PM (TTM) 19.41%
GM N/A
FCFM
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.05
Health
Industry RankSector Rank
Debt/Equity 1.91
Debt/FCF
Debt/EBITDA
Cap/Depr
Cap/Sales
Interest Coverage
Cash Conversion
Profit Quality
Current Ratio N/A
Quick Ratio N/A
Altman-Z
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)20.75%
EPS 3Y142.28%
EPS 5Y
EPS growth Q2Q
EPS Next Y10.75%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)24.21%
Revenue growth 3Y15.64%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
EBIT Next 3Y
EBIT Next 5Y
FCF growth 1Y
FCF growth 3Y
FCF growth 5Y
OCF growth 1Y
OCF growth 3Y
OCF growth 5Y