BBAR Fundamental Analysis - BBVA ARGENTINA SA-ADR

Name: BBVA ARGENTINA SA-ADR (BBAR) Stock
Brand: BBVA ARGENTINA SA-ADR
Rating: 5.5 (3 reviews)

Fundamental Rating

Overall BBAR gets a fundamental rating of 4 out of 10. We evaluated BBAR against 387 industry peers in the Banks industry. Both the profitability and financial health of BBAR have multiple concerns. BBAR is valued quite expensively, but it does show have an excellent growth rating.

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1. Profitability

1.1 Basic Checks

In the past 5 years BBAR has always been profitable.

The reported operating cash flow has been mixed in the past 5 years: BBAR reported negative operating cash flow in multiple years.

1.2 Ratios

BBAR's Return On Assets of 1.64% is amongst the best of the industry. BBAR outperforms 92.55% of its industry peers.

Looking at the Return On Equity, with a value of 10.99%, BBAR is in the better half of the industry, outperforming 74.29% of the companies in the same industry.

		Industry Rank	Sector Rank
ROA	1.64%
ROE	10.99%
ROIC	N/A

ROA(3y)2.7%

ROA(5y)2.35%

ROE(3y)13.9%

ROE(5y)13.17%

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

BBAR has a Profit Margin of 11.11%. This is amonst the worse of the industry: BBAR underperforms 83.03% of its industry peers.

In the last couple of years the Profit Margin of BBAR has remained more or less at the same level.

BBAR does not have Operating Margin and Gross Margin available, so we won't be analyzing them here.

		Industry Rank	Sector Rank
OM	N/A
PM (TTM)	11.11%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-1.94%

PM growth 5Y-0.03%

GM growth 3YN/A

GM growth 5YN/A

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ROA

ROE

ROIC

Operating and Profit Margin

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2. Health

2.1 Basic Checks

BBAR has about the same amout of shares outstanding than it did 1 year ago.

Compared to 5 years ago, BBAR has about the same amount of shares outstanding.

BBAR has a worse debt/assets ratio than last year.

2.2 Solvency

The Debt to FCF ratio of BBAR is 0.84, which is an excellent value as it means it would take BBAR, only 0.84 years of fcf income to pay off all of its debts.

Looking at the Debt to FCF ratio, with a value of 0.84, BBAR is in the better half of the industry, outperforming 72.49% of the companies in the same industry.

A Debt/Equity ratio of 0.14 indicates that BBAR is not too dependend on debt financing.

With a Debt to Equity ratio value of 0.14, BBAR perfoms like the industry average, outperforming 57.58% of the companies in the same industry.

		Industry Rank	Sector Rank
Debt/Equity	0.14
Debt/FCF	0.84
Altman-Z	N/A

ROIC/WACCN/A

WACCN/A

2.3 Liquidity

		Industry Rank	Sector Rank
Current Ratio	N/A
Quick Ratio	N/A

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WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

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3. Growth

3.1 Past

The Earnings Per Share has been growing slightly by 1.75% over the past year.

BBAR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 78.10% yearly.

Looking at the last year, BBAR shows a small growth in Revenue. The Revenue has grown by 6.42% in the last year.

The Revenue has been growing by 78.16% on average over the past years. This is a very strong growth!

EPS 1Y (TTM)1.75%

EPS 3Y104.57%

EPS 5Y78.1%

EPS Q2Q%-84.37%

Revenue 1Y (TTM)6.42%

Revenue growth 3Y108.62%

Revenue growth 5Y78.16%

Sales Q2Q%-19.26%

3.2 Future

Based on estimates for the next years, BBAR will show a very strong growth in Earnings Per Share. The EPS will grow by 417.12% on average per year.

BBAR is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 974.82% yearly.

EPS Next Y6517.94%

EPS Next 2Y952.82%

EPS Next 3Y417.12%

EPS Next 5YN/A

Revenue Next Year102599%

Revenue Next 2Y3293.95%

Revenue Next 3Y974.82%

Revenue Next 5YN/A

3.3 Evolution

The EPS growth rate is accelerating: in the next years the growth will be better than in the last years.

When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.

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4. Valuation

4.1 Price/Earnings Ratio

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A

4.2 Price Multiples

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	N/A

4.3 Compensation for Growth

A more expensive valuation may be justified as BBAR's earnings are expected to grow with 417.12% in the coming years.

PEG (NY)N/A

PEG (5Y)N/A

EPS Next 2Y952.82%

EPS Next 3Y417.12%

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

No dividends for BBAR!.

		Industry Rank	Sector Rank
Dividend Yield	N/A

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BBVA ARGENTINA SA-ADR

NYSE:BBAR (11/21/2025, 8:13:14 PM)

After market: 13.95 0 (0%)

13.95

-0.79 (-5.36%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupBanks

GICS IndustryBanks

Earnings (Last)08-20 2025-08-20/amc

Earnings (Next)11-25 2025-11-25/amc

Inst Owners9.63%

Inst Owner Change-4.57%

Ins OwnersN/A

Ins Owner ChangeN/A

Market Cap2.85B

Revenue(TTM)2.85T

Net Income(TTM)316.32B

Analysts83.33

Price TargetN/A

Short Float %2.5%

Short Ratio1.09

Dividend

		Industry Rank	Sector Rank
Dividend Yield	N/A

Yearly DividendN/A

Dividend Growth(5Y)N/A

DP14.27%

Div Incr Years2

Div Non Decr Years2

Ex-Date11-21 2025-11-21 (0.033026)

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)0%

PT rev (3m)0%

EPS NQ rev (1m)-24.27%

EPS NQ rev (3m)-25.25%

EPS NY rev (1m)0%

EPS NY rev (3m)-16.35%

Revenue NQ rev (1m)-7.71%

Revenue NQ rev (3m)-7.61%

Revenue NY rev (1m)0%

Revenue NY rev (3m)1.27%

Valuation

		Industry Rank	Sector Rank
PE	N/A
Fwd PE	N/A
P/S	N/A
P/FCF	N/A
P/OCF	N/A
P/B	N/A
P/tB	N/A
EV/EBITDA	N/A

EPS(TTM)N/A

EYN/A

EPS(NY)N/A

Fwd EYN/A

FCF(TTM)N/A

FCFYN/A

OCF(TTM)N/A

OCFYN/A

SpSN/A

BVpSN/A

TBVpSN/A

PEG (NY)N/A

PEG (5Y)N/A

Graham NumberN/A

Profitability

		Industry Rank	Sector Rank
ROA	1.64%
ROE	10.99%
ROCE	N/A
ROIC	N/A
ROICexc	N/A
ROICexgc	N/A
OM	N/A
PM (TTM)	11.11%
GM	N/A
FCFM	16.9%

ROA(3y)2.7%

ROA(5y)2.35%

ROE(3y)13.9%

ROE(5y)13.17%

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexgc growth 3YN/A

ROICexgc growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3Y-1.94%

PM growth 5Y-0.03%

GM growth 3YN/A

GM growth 5YN/A

F-Score4

Asset Turnover0.15

Health

		Industry Rank	Sector Rank
Debt/Equity	0.14
Debt/FCF	0.84
Debt/EBITDA	N/A
Cap/Depr	179.03%
Cap/Sales	5.98%
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	152.02%
Current Ratio	N/A
Quick Ratio	N/A
Altman-Z	N/A

F-Score4

WACCN/A

ROIC/WACCN/A

Cap/Depr(3y)167.65%

Cap/Depr(5y)143.28%

Cap/Sales(3y)4.89%

Cap/Sales(5y)4.57%

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)1.75%

EPS 3Y104.57%

EPS 5Y78.1%

EPS Q2Q%-84.37%

EPS Next Y6517.94%

EPS Next 2Y952.82%

EPS Next 3Y417.12%

EPS Next 5YN/A

Revenue 1Y (TTM)6.42%

Revenue growth 3Y108.62%

Revenue growth 5Y78.16%

Sales Q2Q%-19.26%

Revenue Next Year102599%

Revenue Next 2Y3293.95%

Revenue Next 3Y974.82%

Revenue Next 5YN/A

EBIT growth 1YN/A

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y1156.42%

FCF growth 3Y171.58%

FCF growth 5YN/A

OCF growth 1Y2423.35%

OCF growth 3Y158.21%

OCF growth 5YN/A

BBVA ARGENTINA SA-ADR / BBAR FAQ

Can you provide the ChartMill fundamental rating for BBVA ARGENTINA SA-ADR?

ChartMill assigns a fundamental rating of 4 / 10 to BBAR.

What is the valuation status of BBVA ARGENTINA SA-ADR (BBAR) stock?

ChartMill assigns a valuation rating of 1 / 10 to BBVA ARGENTINA SA-ADR (BBAR). This can be considered as Overvalued.

Can you provide the profitability details for BBVA ARGENTINA SA-ADR?

BBVA ARGENTINA SA-ADR (BBAR) has a profitability rating of 3 / 10.

How financially healthy is BBVA ARGENTINA SA-ADR?

The financial health rating of BBVA ARGENTINA SA-ADR (BBAR) is 3 / 10.

What is the expected EPS growth for BBVA ARGENTINA SA-ADR (BBAR) stock?

The Earnings per Share (EPS) of BBVA ARGENTINA SA-ADR (BBAR) is expected to grow by 6517.94% in the next year.

BBVA ARGENTINA SA-ADR (BBAR) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

More info and screens

BBVA ARGENTINA SA-ADR / BBAR FAQ

Can you provide the ChartMill fundamental rating for BBVA ARGENTINA SA-ADR?

What is the valuation status of BBVA ARGENTINA SA-ADR (BBAR) stock?

Can you provide the profitability details for BBVA ARGENTINA SA-ADR?

How financially healthy is BBVA ARGENTINA SA-ADR?

What is the expected EPS growth for BBVA ARGENTINA SA-ADR (BBAR) stock?