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BBVA ARGENTINA SA-ADR (BBAR) Stock Fundamental Analysis

USA - NYSE:BBAR - US0589341009 - ADR

15.51 USD
+0.67 (+4.51%)
Last: 10/29/2025, 8:04:00 PM
15.21 USD
-0.3 (-1.93%)
After Hours: 10/29/2025, 8:04:00 PM
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to BBAR. BBAR was compared to 390 industry peers in the Banks industry. BBAR has a bad profitability rating. Also its financial health evaluation is rather negative. BBAR is valued quite expensively, but it does show have an excellent growth rating.


Dividend Valuation Growth Profitability Health

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3

1. Profitability

1.1 Basic Checks

Each year in the past 5 years BBAR has been profitable.
In multiple years BBAR reported negative operating cash flow during the last 5 years.
BBAR Yearly Net Income VS EBIT VS OCF VS FCFBBAR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200B 400B 600B 800B

1.2 Ratios

BBAR has a better Return On Assets (1.64%) than 92.31% of its industry peers.
BBAR has a Return On Equity of 10.99%. This is in the better half of the industry: BBAR outperforms 75.64% of its industry peers.
Industry RankSector Rank
ROA 1.64%
ROE 10.99%
ROIC N/A
ROA(3y)2.7%
ROA(5y)2.35%
ROE(3y)13.9%
ROE(5y)13.17%
ROIC(3y)N/A
ROIC(5y)N/A
BBAR Yearly ROA, ROE, ROICBBAR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20 25

1.3 Margins

The Profit Margin of BBAR (11.11%) is worse than 80.77% of its industry peers.
BBAR's Profit Margin has been stable in the last couple of years.
The Operating Margin and Gross Margin are not available for BBAR so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 11.11%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.94%
PM growth 5Y-0.03%
GM growth 3YN/A
GM growth 5YN/A
BBAR Yearly Profit, Operating, Gross MarginsBBAR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

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3

2. Health

2.1 Basic Checks

Compared to 1 year ago, BBAR has about the same amount of shares outstanding.
Compared to 5 years ago, BBAR has about the same amount of shares outstanding.
The debt/assets ratio for BBAR is higher compared to a year ago.
BBAR Yearly Shares OutstandingBBAR Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M
BBAR Yearly Total Debt VS Total AssetsBBAR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5T 10T

2.2 Solvency

BBAR has a debt to FCF ratio of 0.84. This is a very positive value and a sign of high solvency as it would only need 0.84 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 0.84, BBAR is in the better half of the industry, outperforming 75.13% of the companies in the same industry.
A Debt/Equity ratio of 0.14 indicates that BBAR is not too dependend on debt financing.
The Debt to Equity ratio of BBAR (0.14) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 0.84
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
BBAR Yearly LT Debt VS Equity VS FCFBBAR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500B 1T 1.5T 2T 2.5T

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BBAR Yearly Current Assets VS Current LiabilitesBBAR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 500B 1T 1.5T

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9

3. Growth

3.1 Past

BBAR shows a small growth in Earnings Per Share. In the last year, the EPS has grown by 1.75%.
The Earnings Per Share has been growing by 78.10% on average over the past years. This is a very strong growth
The Revenue has been growing slightly by 6.42% in the past year.
BBAR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 78.16% yearly.
EPS 1Y (TTM)1.75%
EPS 3Y104.57%
EPS 5Y78.1%
EPS Q2Q%-84.37%
Revenue 1Y (TTM)6.42%
Revenue growth 3Y108.62%
Revenue growth 5Y78.16%
Sales Q2Q%-19.26%

3.2 Future

Based on estimates for the next years, BBAR will show a very strong growth in Earnings Per Share. The EPS will grow by 417.12% on average per year.
Based on estimates for the next years, BBAR will show a very strong growth in Revenue. The Revenue will grow by 974.82% on average per year.
EPS Next Y6517.94%
EPS Next 2Y952.82%
EPS Next 3Y417.12%
EPS Next 5YN/A
Revenue Next Year102599%
Revenue Next 2Y3293.95%
Revenue Next 3Y974.82%
Revenue Next 5YN/A

3.3 Evolution

When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
BBAR Yearly Revenue VS EstimatesBBAR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1T 2T 3T 4T
BBAR Yearly EPS VS EstimatesBBAR Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2024 2025 2026 2027 500 1K 1.5K 2K 2.5K

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1

4. Valuation

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
BBAR Price Earnings VS Forward Price EarningsBBAR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BBAR Per share dataBBAR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share

4.3 Compensation for Growth

BBAR's earnings are expected to grow with 417.12% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y952.82%
EPS Next 3Y417.12%

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0

5. Dividend

5.1 Amount

BBAR does not give a dividend.
Industry RankSector Rank
Dividend Yield N/A

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BBVA ARGENTINA SA-ADR

NYSE:BBAR (10/29/2025, 8:04:00 PM)

After market: 15.21 -0.3 (-1.93%)

15.51

+0.67 (+4.51%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)08-20 2025-08-20/amc
Earnings (Next)11-19 2025-11-19
Inst Owners9.63%
Inst Owner Change0.76%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap3.17B
Revenue(TTM)2846.25B
Net Income(TTM)316.32B
Analysts81.67
Price TargetN/A
Short Float %1.38%
Short Ratio0.73
Dividend
Industry RankSector Rank
Dividend Yield N/A
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP14.27%
Div Incr Years2
Div Non Decr Years2
Ex-Date10-20 2025-10-20 (0.031055)
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-13.71%
EPS NY rev (1m)0%
EPS NY rev (3m)9034.83%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)1.33%
Revenue NY rev (1m)0%
Revenue NY rev (3m)87.52%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)N/A
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpSN/A
BVpSN/A
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 1.64%
ROE 10.99%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 11.11%
GM N/A
FCFM 16.9%
ROA(3y)2.7%
ROA(5y)2.35%
ROE(3y)13.9%
ROE(5y)13.17%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.94%
PM growth 5Y-0.03%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.15
Health
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 0.84
Debt/EBITDA N/A
Cap/Depr 179.03%
Cap/Sales 5.98%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 152.02%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)167.65%
Cap/Depr(5y)143.28%
Cap/Sales(3y)4.89%
Cap/Sales(5y)4.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)1.75%
EPS 3Y104.57%
EPS 5Y78.1%
EPS Q2Q%-84.37%
EPS Next Y6517.94%
EPS Next 2Y952.82%
EPS Next 3Y417.12%
EPS Next 5YN/A
Revenue 1Y (TTM)6.42%
Revenue growth 3Y108.62%
Revenue growth 5Y78.16%
Sales Q2Q%-19.26%
Revenue Next Year102599%
Revenue Next 2Y3293.95%
Revenue Next 3Y974.82%
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1156.42%
FCF growth 3Y171.58%
FCF growth 5YN/A
OCF growth 1Y2423.35%
OCF growth 3Y158.21%
OCF growth 5YN/A

BBVA ARGENTINA SA-ADR / BBAR FAQ

Can you provide the ChartMill fundamental rating for BBVA ARGENTINA SA-ADR?

ChartMill assigns a fundamental rating of 4 / 10 to BBAR.


What is the valuation status of BBVA ARGENTINA SA-ADR (BBAR) stock?

ChartMill assigns a valuation rating of 1 / 10 to BBVA ARGENTINA SA-ADR (BBAR). This can be considered as Overvalued.


Can you provide the profitability details for BBVA ARGENTINA SA-ADR?

BBVA ARGENTINA SA-ADR (BBAR) has a profitability rating of 3 / 10.


How financially healthy is BBVA ARGENTINA SA-ADR?

The financial health rating of BBVA ARGENTINA SA-ADR (BBAR) is 3 / 10.


What is the expected EPS growth for BBVA ARGENTINA SA-ADR (BBAR) stock?

The Earnings per Share (EPS) of BBVA ARGENTINA SA-ADR (BBAR) is expected to grow by 6517.94% in the next year.