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BBVA ARGENTINA SA-ADR (BBAR) Stock Fundamental Analysis

USA - New York Stock Exchange - NYSE:BBAR - US0589341009 - ADR

17.68 USD
+0.35 (+2.02%)
Last: 1/16/2026, 8:04:00 PM
17.68 USD
0 (0%)
After Hours: 1/16/2026, 8:04:00 PM
Fundamental Rating

3

BBAR gets a fundamental rating of 3 out of 10. The analysis compared the fundamentals against 383 industry peers in the Banks industry. BBAR may be in some trouble as it scores bad on both profitability and health. BBAR is valied quite expensively at the moment, while it does show a decent growth rate.


Dividend Valuation Growth Profitability Health

3

1. Profitability

1.1 Basic Checks

  • BBAR had positive earnings in each of the past 5 years.
  • The reported operating cash flow has been mixed in the past 5 years: BBAR reported negative operating cash flow in multiple years.
BBAR Yearly Net Income VS EBIT VS OCF VS FCFBBAR Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 200B 400B 600B 800B

1.2 Ratios

  • The Return On Assets of BBAR (1.64%) is better than 92.17% of its industry peers.
  • BBAR's Return On Equity of 10.99% is fine compared to the rest of the industry. BBAR outperforms 74.15% of its industry peers.
Industry RankSector Rank
ROA 1.64%
ROE 10.99%
ROIC N/A
ROA(3y)2.7%
ROA(5y)2.35%
ROE(3y)13.9%
ROE(5y)13.17%
ROIC(3y)N/A
ROIC(5y)N/A
BBAR Yearly ROA, ROE, ROICBBAR Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

  • BBAR's Profit Margin of 11.11% is on the low side compared to the rest of the industry. BBAR is outperformed by 82.51% of its industry peers.
  • BBAR's Profit Margin has been stable in the last couple of years.
  • The Operating Margin and Gross Margin are not available for BBAR so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 11.11%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.94%
PM growth 5Y-0.03%
GM growth 3YN/A
GM growth 5YN/A
BBAR Yearly Profit, Operating, Gross MarginsBBAR Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

More info and screens

3

2. Health

2.1 Basic Checks

  • The number of shares outstanding for BBAR remains at a similar level compared to 1 year ago.
  • BBAR has about the same amout of shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, BBAR has a worse debt to assets ratio.
BBAR Yearly Shares OutstandingBBAR Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M
BBAR Yearly Total Debt VS Total AssetsBBAR Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 5T 10T

2.2 Solvency

  • BBAR has a debt to FCF ratio of 0.84. This is a very positive value and a sign of high solvency as it would only need 0.84 years to pay back of all of its debts.
  • With a decent Debt to FCF ratio value of 0.84, BBAR is doing good in the industry, outperforming 71.54% of the companies in the same industry.
  • BBAR has a Debt/Equity ratio of 0.14. This is a healthy value indicating a solid balance between debt and equity.
  • The Debt to Equity ratio of BBAR (0.14) is comparable to the rest of the industry.
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 0.84
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
BBAR Yearly LT Debt VS Equity VS FCFBBAR Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 500B 1T 1.5T 2T 2.5T

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
BBAR Yearly Current Assets VS Current LiabilitesBBAR Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 500B 1T 1.5T

More info and screens

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 105.04% over the past year.
  • BBAR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 40.05% yearly.
  • BBAR shows a strong growth in Revenue. In the last year, the Revenue has grown by 195.71%.
  • The Revenue has been growing by 62.52% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)105.04%
EPS 3Y67.96%
EPS 5Y40.05%
EPS Q2Q%N/A
Revenue 1Y (TTM)195.71%
Revenue growth 3Y87.92%
Revenue growth 5Y62.52%
Sales Q2Q%43.37%

3.2 Future

  • BBAR is expected to show a very negative growth in Earnings Per Share. In the coming years, the EPS will decrease by -33.97% yearly.
  • The Revenue is expected to decrease by -47.44% on average over the next years. This is quite bad
EPS Next Y-46.85%
EPS Next 2Y-24.13%
EPS Next 3YN/A
EPS Next 5Y-33.97%
Revenue Next Year4%
Revenue Next 2Y33.85%
Revenue Next 3YN/A
Revenue Next 5Y-47.44%

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
  • The Revenue growth rate is decreasing: in the next years the growth will be less than in the last years.
BBAR Yearly Revenue VS EstimatesBBAR Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1T 2T 3T 4T 5T
BBAR Yearly EPS VS EstimatesBBAR Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2024 2025 2026 2027 0 1K 2K 3K

More info and screens

0

4. Valuation

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
BBAR Price Earnings VS Forward Price EarningsBBAR Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
BBAR Per share dataBBAR EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share

4.3 Compensation for Growth

  • BBAR's earnings are expected to decrease with -24.13% in the coming years. This may justify a cheaper valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y-24.13%
EPS Next 3YN/A

More info and screens

0

5. Dividend

5.1 Amount

  • BBAR does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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BBVA ARGENTINA SA-ADR

NYSE:BBAR (1/16/2026, 8:04:00 PM)

After market: 17.68 0 (0%)

17.68

+0.35 (+2.02%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)11-27
Earnings (Next)03-04
Inst Owners9.78%
Inst Owner Change-0.21%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap3.61B
Revenue(TTM)144.27B
Net Income(TTM)316.32B
Analysts85.45
Price TargetN/A
Short Float %2.36%
Short Ratio1.45
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP14.27%
Div Incr Years2
Div Non Decr Years2
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)0%
EPS NQ rev (3m)-24.27%
EPS NY rev (1m)-118.9%
EPS NY rev (3m)-115.28%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-7.71%
Revenue NY rev (1m)7.45%
Revenue NY rev (3m)4.29%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)N/A
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpSN/A
BVpSN/A
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 1.64%
ROE 10.99%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 11.11%
GM N/A
FCFM 16.9%
ROA(3y)2.7%
ROA(5y)2.35%
ROE(3y)13.9%
ROE(5y)13.17%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-1.94%
PM growth 5Y-0.03%
GM growth 3YN/A
GM growth 5YN/A
F-Score4
Asset Turnover0.15
Health
Industry RankSector Rank
Debt/Equity 0.14
Debt/FCF 0.84
Debt/EBITDA N/A
Cap/Depr 179.03%
Cap/Sales 5.98%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 152.02%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)167.65%
Cap/Depr(5y)143.28%
Cap/Sales(3y)4.89%
Cap/Sales(5y)4.57%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)105.04%
EPS 3Y67.96%
EPS 5Y40.05%
EPS Q2Q%N/A
EPS Next Y-46.85%
EPS Next 2Y-24.13%
EPS Next 3YN/A
EPS Next 5Y-33.97%
Revenue 1Y (TTM)195.71%
Revenue growth 3Y87.92%
Revenue growth 5Y62.52%
Sales Q2Q%43.37%
Revenue Next Year4%
Revenue Next 2Y33.85%
Revenue Next 3YN/A
Revenue Next 5Y-47.44%
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y1156.42%
FCF growth 3Y171.58%
FCF growth 5YN/A
OCF growth 1Y2423.35%
OCF growth 3Y158.21%
OCF growth 5YN/A

BBVA ARGENTINA SA-ADR / BBAR FAQ

Can you provide the ChartMill fundamental rating for BBVA ARGENTINA SA-ADR?

ChartMill assigns a fundamental rating of 3 / 10 to BBAR.


Can you provide the valuation status for BBVA ARGENTINA SA-ADR?

ChartMill assigns a valuation rating of 0 / 10 to BBVA ARGENTINA SA-ADR (BBAR). This can be considered as Overvalued.


How profitable is BBVA ARGENTINA SA-ADR (BBAR) stock?

BBVA ARGENTINA SA-ADR (BBAR) has a profitability rating of 3 / 10.


Can you provide the financial health for BBAR stock?

The financial health rating of BBVA ARGENTINA SA-ADR (BBAR) is 3 / 10.


What is the earnings growth outlook for BBVA ARGENTINA SA-ADR?

The Earnings per Share (EPS) of BBVA ARGENTINA SA-ADR (BBAR) is expected to decline by -46.85% in the next year.