ARROWMARK FINANCIAL CORP (BANX)
US8617801043 - Common Stock
Taking everything into account, BANX scores 6 out of 10 in our fundamental rating. BANX was compared to 210 industry peers in the Capital Markets industry. BANX has an excellent profitability rating, but there are some minor concerns on its financial health. A decent growth rate in combination with a cheap valuation! Better keep an eye on BANX.
1. Profitability
1.1 Basic Checks
BANX had positive earnings in the past year.
BANX had a positive operating cash flow in the past year.
Each year in the past 5 years BANX has been profitable.
In multiple years BANX reported negative operating cash flow during the last 5 years.
1.2 Ratios
BANX has a Return On Assets of 9.94%. This is amongst the best in the industry. BANX outperforms 85.58% of its industry peers.
BANX has a Return On Equity of 13.28%. This is in the better half of the industry: BANX outperforms 67.79% of its industry peers.
BANX's Return On Invested Capital of 7.17% is fine compared to the rest of the industry. BANX outperforms 77.40% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for BANX is below the industry average of 8.34%.
The 3 year average ROIC (5.17%) for BANX is below the current ROIC(7.17%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.94% | ||
| ROE | 13.28% | ||
| ROIC | 7.17% |
ROA(3y)6.1%
ROA(5y)6.02%
ROE(3y)8.38%
ROE(5y)7.9%
ROIC(3y)5.17%
ROIC(5y)4.93%
1.3 Margins
BANX's Profit Margin of 72.48% is amongst the best of the industry. BANX outperforms 94.23% of its industry peers.
BANX's Profit Margin has improved in the last couple of years.
Looking at the Operating Margin, with a value of 64.13%, BANX belongs to the top of the industry, outperforming 95.67% of the companies in the same industry.
BANX's Operating Margin has improved in the last couple of years.
BANX has a better Gross Margin (69.54%) than 71.63% of its industry peers.
In the last couple of years the Gross Margin of BANX has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 64.13% | ||
| PM (TTM) | 72.48% | ||
| GM | 69.54% |
OM growth 3Y3.2%
OM growth 5Y2.45%
PM growth 3Y8.18%
PM growth 5Y3.34%
GM growth 3Y2.83%
GM growth 5Y2.9%
2. Health
2.1 Basic Checks
BANX has about the same amout of shares outstanding than it did 1 year ago.
The number of shares outstanding for BANX has been increased compared to 5 years ago.
Compared to 1 year ago, BANX has an improved debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.67, we must say that BANX is in the distress zone and has some risk of bankruptcy.
With a decent Altman-Z score value of 1.67, BANX is doing good in the industry, outperforming 67.79% of the companies in the same industry.
BANX has a debt to FCF ratio of 1.75. This is a very positive value and a sign of high solvency as it would only need 1.75 years to pay back of all of its debts.
The Debt to FCF ratio of BANX (1.75) is better than 83.65% of its industry peers.
BANX has a Debt/Equity ratio of 0.30. This is a healthy value indicating a solid balance between debt and equity.
Looking at the Debt to Equity ratio, with a value of 0.30, BANX is in the better half of the industry, outperforming 75.96% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | 1.75 | ||
| Altman-Z | 1.67 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.13 indicates that BANX may have some problems paying its short term obligations.
Looking at the Current ratio, with a value of 0.13, BANX is doing worse than 93.27% of the companies in the same industry.
BANX has a Quick Ratio of 0.13. This is a bad value and indicates that BANX is not financially healthy enough and could expect problems in meeting its short term obligations.
BANX has a worse Quick ratio (0.13) than 93.27% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 |
3. Growth
3.1 Past
BANX shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 274.58%, which is quite impressive.
The Earnings Per Share has been growing by 13.22% on average over the past years. This is quite good.
BANX shows a strong growth in Revenue. In the last year, the Revenue has grown by 38.29%.
The Revenue has been growing by 11.36% on average over the past years. This is quite good.
EPS 1Y (TTM)274.58%
EPS 3Y33.74%
EPS 5Y13.22%
EPS growth Q2Q114.6%
Revenue 1Y (TTM)38.29%
Revenue growth 3Y27.15%
Revenue growth 5Y11.36%
Revenue growth Q2Q31.83%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next Y-0.87%
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year0.63%
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
With a Price/Earnings ratio of 6.44, the valuation of BANX can be described as very cheap.
BANX's Price/Earnings ratio is rather cheap when compared to the industry. BANX is cheaper than 87.50% of the companies in the same industry.
BANX is valuated cheaply when we compare the Price/Earnings ratio to 25.20, which is the current average of the S&P500 Index.
With a Price/Forward Earnings ratio of 7.93, the valuation of BANX can be described as very cheap.
Based on the Price/Forward Earnings ratio, BANX is valued cheaper than 80.77% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 21.63. BANX is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.44 | ||
| Fwd PE | 7.93 |
4.2 Price Multiples
BANX's Price/Free Cash Flow ratio is rather cheap when compared to the industry. BANX is cheaper than 87.50% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 5.08 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
BANX has an outstanding profitability rating, which may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)0.49
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 10.42%, BANX is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 7.77, BANX pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.44, BANX pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.42% |
5.2 History
The dividend of BANX is nicely growing with an annual growth rate of 7.23%!
BANX has paid a dividend for at least 10 years, which is a reliable track record.
BANX has not decreased its dividend in the last 3 years.
Dividend Growth(5Y)7.23%
Div Incr Years4
Div Non Decr Years4
5.3 Sustainability
74.28% of the earnings are spent on dividend by BANX. This is not a sustainable payout ratio.
BANX's earnings are declining while the Dividend Rate has been growing. This means the dividend growth is most likely not sustainable.
DP74.28%
EPS Next 2YN/A
EPS Next 3YN/A
ARROWMARK FINANCIAL CORP
NASDAQ:BANX (4/25/2024, 7:00:01 PM)
18.35
-0.08 (-0.43%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners
Inst Owner Change
Ins Owners
Ins Owner Change
Market Cap130.47M
Analysts
Price Target
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.42% |
Dividend Growth(5Y)
DP
Div Incr Years
Div Non Decr Years
Ex-Date
Surprises & Revisions
EPS beat(2)
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EPS beat(16)
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Revenue NQ rev (1m)
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Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 6.44 | ||
| Fwd PE | 7.93 | ||
| P/S | |||
| P/FCF | |||
| P/OCF | |||
| P/B | |||
| P/tB | |||
| EV/EBITDA |
EPS(TTM)
EY
EPS(NY)
Fwd EY
FCF(TTM)
FCFY
OCF(TTM)
OCFY
SpS
BVpS
TBVpS
PEG (NY)N/A
PEG (5Y)0.49
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 9.94% | ||
| ROE | 13.28% | ||
| ROCE | |||
| ROIC | |||
| ROICexc | |||
| ROICexgc | |||
| OM | 64.13% | ||
| PM (TTM) | 72.48% | ||
| GM | 69.54% | ||
| FCFM |
ROA(3y)
ROA(5y)
ROE(3y)
ROE(5y)
ROIC(3y)
ROIC(5y)
ROICexc(3y)
ROICexc(5y)
ROICexgc(3y)
ROICexgc(5y)
ROCE(3y)
ROCE(5y)
ROICexcg growth 3Y
ROICexcg growth 5Y
ROICexc growth 3Y
ROICexc growth 5Y
OM growth 3Y
OM growth 5Y
PM growth 3Y
PM growth 5Y
GM growth 3Y
GM growth 5Y
F-Score
Asset Turnover0.14
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.3 | ||
| Debt/FCF | |||
| Debt/EBITDA | |||
| Cap/Depr | |||
| Cap/Sales | |||
| Interest Coverage | |||
| Cash Conversion | |||
| Profit Quality | |||
| Current Ratio | 0.13 | ||
| Quick Ratio | 0.13 | ||
| Altman-Z |
F-Score
WACC
ROIC/WACC
Cap/Depr(3y)
Cap/Depr(5y)
Cap/Sales(3y)
Cap/Sales(5y)
Profit Quality(3y)
Profit Quality(5y)
Growth
EPS 1Y (TTM)274.58%
EPS 3Y33.74%
EPS 5Y
EPS growth Q2Q
EPS Next Y-0.87%
EPS Next 2Y
EPS Next 3Y
EPS Next 5Y
Revenue 1Y (TTM)38.29%
Revenue growth 3Y27.15%
Revenue growth 5Y
Revenue growth Q2Q
Revenue Next Year
Revenue Next 2Y
Revenue Next 3Y
Revenue Next 5Y
EBIT growth 1Y
EBIT growth 3Y
EBIT growth 5Y
EBIT Next Year
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