ARROWMARK FINANCIAL CORP (BANX) Stock Fundamental Analysis
USA - NASDAQ:BANX - US8617801043 - Common Stock
21.16 USD
-0.06 (-0.28%)
Taking everything into account, BANX scores 4 out of 10 in our fundamental rating. BANX was compared to 235 industry peers in the Capital Markets industry. There are concerns on the financial health of BANX while its profitability can be described as average. BANX has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year BANX was profitable.
BANX had a positive operating cash flow in the past year.
Each year in the past 5 years BANX has been profitable.
In multiple years BANX reported negative operating cash flow during the last 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 7.46%, BANX belongs to the top of the industry, outperforming 82.13% of the companies in the same industry.
BANX has a better Return On Equity (10.57%) than 60.43% of its industry peers.
BANX has a better Return On Invested Capital (5.60%) than 69.36% of its industry peers.
BANX had an Average Return On Invested Capital over the past 3 years of 5.97%. This is in line with the industry average of 7.61%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.46% | ||
| ROE | 10.57% | ||
| ROIC | 5.6% |
ROA(3y)6.85%
ROA(5y)6.09%
ROE(3y)9.24%
ROE(5y)8.29%
ROIC(3y)5.97%
ROIC(5y)5.02%
1.3 Margins
With an excellent Profit Margin value of 63.51%, BANX belongs to the best of the industry, outperforming 96.60% of the companies in the same industry.
BANX's Profit Margin has declined in the last couple of years.
BANX's Operating Margin of 59.89% is amongst the best of the industry. BANX outperforms 95.32% of its industry peers.
In the last couple of years the Operating Margin of BANX has declined.
BANX has a Gross Margin of 64.03%. This is in the better half of the industry: BANX outperforms 74.04% of its industry peers.
BANX's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 59.89% | ||
| PM (TTM) | 63.51% | ||
| GM | 64.03% |
OM growth 3Y-0.85%
OM growth 5Y-1.63%
PM growth 3Y-5.6%
PM growth 5Y-2.09%
GM growth 3Y-0.85%
GM growth 5Y-1.58%
2. Health
2.1 Basic Checks
Compared to 1 year ago, BANX has about the same amount of shares outstanding.
Compared to 5 years ago, BANX has more shares outstanding
The debt/assets ratio for BANX is higher compared to a year ago.
2.2 Solvency
Based on the Altman-Z score of 1.46, we must say that BANX is in the distress zone and has some risk of bankruptcy.
The Altman-Z score of BANX (1.46) is better than 63.40% of its industry peers.
The Debt to FCF ratio of BANX is 4.12, which is a neutral value as it means it would take BANX, 4.12 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of BANX (4.12) is better than 75.74% of its industry peers.
A Debt/Equity ratio of 0.41 indicates that BANX is not too dependend on debt financing.
With a decent Debt to Equity ratio value of 0.41, BANX is doing good in the industry, outperforming 67.23% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.41 | ||
| Debt/FCF | 4.12 | ||
| Altman-Z | 1.46 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
A Current Ratio of 0.20 indicates that BANX may have some problems paying its short term obligations.
BANX has a Current ratio of 0.20. This is amonst the worse of the industry: BANX underperforms 88.94% of its industry peers.
BANX has a Quick Ratio of 0.20. This is a bad value and indicates that BANX is not financially healthy enough and could expect problems in meeting its short term obligations.
BANX's Quick ratio of 0.20 is on the low side compared to the rest of the industry. BANX is outperformed by 88.94% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.2 | ||
| Quick Ratio | 0.2 |
3. Growth
3.1 Past
The earnings per share for BANX have decreased strongly by -17.39% in the last year.
The Earnings Per Share has been growing slightly by 4.14% on average over the past years.
Looking at the last year, BANX shows a decrease in Revenue. The Revenue has decreased by -5.61% in the last year.
BANX shows quite a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 8.09% yearly.
EPS 1Y (TTM)-17.39%
EPS 3Y9.52%
EPS 5Y4.14%
EPS Q2Q%37.55%
Revenue 1Y (TTM)-5.61%
Revenue growth 3Y16.37%
Revenue growth 5Y8.09%
Sales Q2Q%-16.17%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 9.00 indicates a reasonable valuation of BANX.
BANX's Price/Earnings ratio is a bit cheaper when compared to the industry. BANX is cheaper than 74.47% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 26.10, BANX is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9 | ||
| Fwd PE | N/A |
4.2 Price Multiples
BANX's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. BANX is cheaper than 74.04% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.65 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of BANX may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2.18
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 10.42%, BANX is a good candidate for dividend investing.
BANX's Dividend Yield is a higher than the industry average which is at 8.48.
BANX's Dividend Yield is rather good when compared to the S&P500 average which is at 2.35.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.42% |
5.2 History
The dividend of BANX has a limited annual growth rate of 2.98%.
BANX has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)2.98%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
BANX pays out 88.11% of its income as dividend. This is not a sustainable payout ratio.
BANX's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP88.11%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:BANX (10/31/2025, 8:27:46 PM)
21.16
-0.06 (-0.28%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners18.88%
Inst Owner Change1.15%
Ins Owners0.25%
Ins Owner Change0%
Market Cap150.87M
Revenue(TTM)26.37M
Net Income(TTM)16.75M
Analysts82.86
Price TargetN/A
Short Float %0.38%
Short Ratio1.38
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.42% |
Yearly Dividend1.88
Dividend Growth(5Y)2.98%
DP88.11%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 9 | ||
| Fwd PE | N/A | ||
| P/S | 5.72 | ||
| P/FCF | 9.65 | ||
| P/OCF | 9.65 | ||
| P/B | 0.95 | ||
| P/tB | 0.95 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.35
EY11.11%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.19
FCFY10.37%
OCF(TTM)2.19
OCFY10.37%
SpS3.7
BVpS22.22
TBVpS22.22
PEG (NY)N/A
PEG (5Y)2.18
Graham Number34.28
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.46% | ||
| ROE | 10.57% | ||
| ROCE | 9.97% | ||
| ROIC | 5.6% | ||
| ROICexc | 5.81% | ||
| ROICexgc | 5.81% | ||
| OM | 59.89% | ||
| PM (TTM) | 63.51% | ||
| GM | 64.03% | ||
| FCFM | 59.31% |
ROA(3y)6.85%
ROA(5y)6.09%
ROE(3y)9.24%
ROE(5y)8.29%
ROIC(3y)5.97%
ROIC(5y)5.02%
ROICexc(3y)6%
ROICexc(5y)5.05%
ROICexgc(3y)6.01%
ROICexgc(5y)5.06%
ROCE(3y)9.96%
ROCE(5y)8.43%
ROICexgc growth 3Y18.2%
ROICexgc growth 5Y1.9%
ROICexc growth 3Y18.15%
ROICexc growth 5Y1.88%
OM growth 3Y-0.85%
OM growth 5Y-1.63%
PM growth 3Y-5.6%
PM growth 5Y-2.09%
GM growth 3Y-0.85%
GM growth 5Y-1.58%
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.41 | ||
| Debt/FCF | 4.12 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 4.31 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 93.39% | ||
| Current Ratio | 0.2 | ||
| Quick Ratio | 0.2 | ||
| Altman-Z | 1.46 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)168.05%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-17.39%
EPS 3Y9.52%
EPS 5Y4.14%
EPS Q2Q%37.55%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-5.61%
Revenue growth 3Y16.37%
Revenue growth 5Y8.09%
Sales Q2Q%-16.17%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.86%
EBIT growth 3Y15.38%
EBIT growth 5Y6.33%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y9.66%
FCF growth 3YN/A
FCF growth 5Y-19.67%
OCF growth 1Y9.66%
OCF growth 3YN/A
OCF growth 5Y-19.67%
ARROWMARK FINANCIAL CORP / BANX FAQ
What is the fundamental rating for BANX stock?
ChartMill assigns a fundamental rating of 4 / 10 to BANX.
What is the valuation status of ARROWMARK FINANCIAL CORP (BANX) stock?
ChartMill assigns a valuation rating of 4 / 10 to ARROWMARK FINANCIAL CORP (BANX). This can be considered as Fairly Valued.
Can you provide the profitability details for ARROWMARK FINANCIAL CORP?
ARROWMARK FINANCIAL CORP (BANX) has a profitability rating of 6 / 10.
What are the PE and PB ratios of ARROWMARK FINANCIAL CORP (BANX) stock?
The Price/Earnings (PE) ratio for ARROWMARK FINANCIAL CORP (BANX) is 9 and the Price/Book (PB) ratio is 0.95.
Can you provide the financial health for BANX stock?
The financial health rating of ARROWMARK FINANCIAL CORP (BANX) is 3 / 10.