ARROWMARK FINANCIAL CORP (BANX) Stock Fundamental Analysis
USA - NASDAQ:BANX - US8617801043 - Common Stock
21.02 USD
-0.06 (-0.29%)
Overall BANX gets a fundamental rating of 4 out of 10. We evaluated BANX against 237 industry peers in the Capital Markets industry. There are concerns on the financial health of BANX while its profitability can be described as average. BANX has a valuation in line with the averages, but on the other hand it scores bad on growth.
1. Profitability
1.1 Basic Checks
In the past year BANX was profitable.
In the past year BANX had a positive cash flow from operations.
Each year in the past 5 years BANX has been profitable.
In multiple years BANX reported negative operating cash flow during the last 5 years.
1.2 Ratios
The Return On Assets of BANX (7.46%) is better than 82.28% of its industry peers.
BANX has a Return On Equity of 10.57%. This is in the better half of the industry: BANX outperforms 60.34% of its industry peers.
BANX has a better Return On Invested Capital (5.60%) than 72.15% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for BANX is in line with the industry average of 7.47%.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.46% | ||
| ROE | 10.57% | ||
| ROIC | 5.6% |
ROA(3y)6.85%
ROA(5y)6.09%
ROE(3y)9.24%
ROE(5y)8.29%
ROIC(3y)5.97%
ROIC(5y)5.02%
1.3 Margins
BANX has a Profit Margin of 63.51%. This is amongst the best in the industry. BANX outperforms 94.51% of its industry peers.
In the last couple of years the Profit Margin of BANX has declined.
The Operating Margin of BANX (59.89%) is better than 95.36% of its industry peers.
BANX's Operating Margin has declined in the last couple of years.
With a decent Gross Margin value of 64.03%, BANX is doing good in the industry, outperforming 74.26% of the companies in the same industry.
BANX's Gross Margin has declined in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 59.89% | ||
| PM (TTM) | 63.51% | ||
| GM | 64.03% |
OM growth 3Y-0.85%
OM growth 5Y-1.63%
PM growth 3Y-5.6%
PM growth 5Y-2.09%
GM growth 3Y-0.85%
GM growth 5Y-1.58%
2. Health
2.1 Basic Checks
Compared to 1 year ago, BANX has about the same amount of shares outstanding.
BANX has more shares outstanding than it did 5 years ago.
Compared to 1 year ago, BANX has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of 1.44, we must say that BANX is in the distress zone and has some risk of bankruptcy.
BANX's Altman-Z score of 1.44 is fine compared to the rest of the industry. BANX outperforms 64.14% of its industry peers.
BANX has a debt to FCF ratio of 4.12. This is a neutral value as BANX would need 4.12 years to pay back of all of its debts.
With a decent Debt to FCF ratio value of 4.12, BANX is doing good in the industry, outperforming 75.11% of the companies in the same industry.
BANX has a Debt/Equity ratio of 0.41. This is a healthy value indicating a solid balance between debt and equity.
The Debt to Equity ratio of BANX (0.41) is better than 67.09% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.41 | ||
| Debt/FCF | 4.12 | ||
| Altman-Z | 1.44 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
BANX has a Current Ratio of 0.20. This is a bad value and indicates that BANX is not financially healthy enough and could expect problems in meeting its short term obligations.
BANX has a worse Current ratio (0.20) than 86.92% of its industry peers.
BANX has a Quick Ratio of 0.20. This is a bad value and indicates that BANX is not financially healthy enough and could expect problems in meeting its short term obligations.
BANX has a worse Quick ratio (0.20) than 86.92% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.2 | ||
| Quick Ratio | 0.2 |
3. Growth
3.1 Past
The earnings per share for BANX have decreased strongly by -17.39% in the last year.
Measured over the past 5 years, BANX shows a small growth in Earnings Per Share. The EPS has been growing by 4.14% on average per year.
The Revenue has decreased by -5.61% in the past year.
Measured over the past years, BANX shows a quite strong growth in Revenue. The Revenue has been growing by 8.09% on average per year.
EPS 1Y (TTM)-17.39%
EPS 3Y9.52%
EPS 5Y4.14%
EPS Q2Q%37.55%
Revenue 1Y (TTM)-5.61%
Revenue growth 3Y16.37%
Revenue growth 5Y8.09%
Sales Q2Q%-16.17%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 8.94, which indicates a very decent valuation of BANX.
Based on the Price/Earnings ratio, BANX is valued a bit cheaper than 76.37% of the companies in the same industry.
Compared to an average S&P500 Price/Earnings ratio of 25.91, BANX is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.94 | ||
| Fwd PE | N/A |
4.2 Price Multiples
BANX's Price/Free Cash Flow ratio is a bit cheaper when compared to the industry. BANX is cheaper than 73.42% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 9.58 | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The decent profitability rating of BANX may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2.16
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 10.42%, BANX is a good candidate for dividend investing.
Compared to an average industry Dividend Yield of 8.40, BANX pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.36, BANX pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.42% |
5.2 History
The dividend of BANX has a limited annual growth rate of 2.98%.
BANX has paid a dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)2.98%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
88.11% of the earnings are spent on dividend by BANX. This is not a sustainable payout ratio.
BANX's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP88.11%
EPS Next 2YN/A
EPS Next 3YN/A
NASDAQ:BANX (11/13/2025, 8:17:35 PM)
21.02
-0.06 (-0.29%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryCapital Markets
Earnings (Last)
Earnings (Next)
Inst Owners18.88%
Inst Owner Change-13.33%
Ins Owners0.25%
Ins Owner Change0%
Market Cap149.87M
Revenue(TTM)26.37M
Net Income(TTM)16.75M
Analysts82.86
Price TargetN/A
Short Float %0.38%
Short Ratio1.38
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 10.42% |
Yearly Dividend1.88
Dividend Growth(5Y)2.98%
DP88.11%
Div Incr Years0
Div Non Decr Years0
Ex-Date
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.94 | ||
| Fwd PE | N/A | ||
| P/S | 5.68 | ||
| P/FCF | 9.58 | ||
| P/OCF | 9.58 | ||
| P/B | 0.95 | ||
| P/tB | 0.95 | ||
| EV/EBITDA | N/A |
EPS(TTM)2.35
EY11.18%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)2.19
FCFY10.43%
OCF(TTM)2.19
OCFY10.43%
SpS3.7
BVpS22.22
TBVpS22.22
PEG (NY)N/A
PEG (5Y)2.16
Graham Number34.28
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 7.46% | ||
| ROE | 10.57% | ||
| ROCE | 9.97% | ||
| ROIC | 5.6% | ||
| ROICexc | 5.81% | ||
| ROICexgc | 5.81% | ||
| OM | 59.89% | ||
| PM (TTM) | 63.51% | ||
| GM | 64.03% | ||
| FCFM | 59.31% |
ROA(3y)6.85%
ROA(5y)6.09%
ROE(3y)9.24%
ROE(5y)8.29%
ROIC(3y)5.97%
ROIC(5y)5.02%
ROICexc(3y)6%
ROICexc(5y)5.05%
ROICexgc(3y)6.01%
ROICexgc(5y)5.06%
ROCE(3y)9.96%
ROCE(5y)8.43%
ROICexgc growth 3Y18.2%
ROICexgc growth 5Y1.9%
ROICexc growth 3Y18.15%
ROICexc growth 5Y1.88%
OM growth 3Y-0.85%
OM growth 5Y-1.63%
PM growth 3Y-5.6%
PM growth 5Y-2.09%
GM growth 3Y-0.85%
GM growth 5Y-1.58%
F-Score4
Asset Turnover0.12
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.41 | ||
| Debt/FCF | 4.12 | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 4.31 | ||
| Cash Conversion | N/A | ||
| Profit Quality | 93.39% | ||
| Current Ratio | 0.2 | ||
| Quick Ratio | 0.2 | ||
| Altman-Z | 1.44 |
F-Score4
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)168.05%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-17.39%
EPS 3Y9.52%
EPS 5Y4.14%
EPS Q2Q%37.55%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)-5.61%
Revenue growth 3Y16.37%
Revenue growth 5Y8.09%
Sales Q2Q%-16.17%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-11.86%
EBIT growth 3Y15.38%
EBIT growth 5Y6.33%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y9.66%
FCF growth 3YN/A
FCF growth 5Y-19.67%
OCF growth 1Y9.66%
OCF growth 3YN/A
OCF growth 5Y-19.67%
ARROWMARK FINANCIAL CORP / BANX FAQ
What is the fundamental rating for BANX stock?
ChartMill assigns a fundamental rating of 4 / 10 to BANX.
What is the valuation status of ARROWMARK FINANCIAL CORP (BANX) stock?
ChartMill assigns a valuation rating of 4 / 10 to ARROWMARK FINANCIAL CORP (BANX). This can be considered as Fairly Valued.
Can you provide the profitability details for ARROWMARK FINANCIAL CORP?
ARROWMARK FINANCIAL CORP (BANX) has a profitability rating of 6 / 10.
What are the PE and PB ratios of ARROWMARK FINANCIAL CORP (BANX) stock?
The Price/Earnings (PE) ratio for ARROWMARK FINANCIAL CORP (BANX) is 8.94 and the Price/Book (PB) ratio is 0.95.
Can you provide the financial health for BANX stock?
The financial health rating of ARROWMARK FINANCIAL CORP (BANX) is 3 / 10.