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BASICNET SPA (BAN.MI) Stock Fundamental Analysis

BIT:BAN - Euronext Milan - IT0001033700 - Common Stock - Currency: EUR

8  -0.57 (-6.65%)

Fundamental Rating

5

BAN gets a fundamental rating of 5 out of 10. The analysis compared the fundamentals against 53 industry peers in the Specialty Retail industry. BAN scores excellent on profitability, but there are some minor concerns on its financial health. BAN is valued correctly, but it does not seem to be growing.


Dividend Valuation Growth Profitability Health

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7

1. Profitability

1.1 Basic Checks

In the past year BAN was profitable.
BAN had a positive operating cash flow in the past year.
BAN had positive earnings in each of the past 5 years.
BAN had a positive operating cash flow in 4 of the past 5 years.
BAN.MI Yearly Net Income VS EBIT VS OCF VS FCFBAN.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M 40M

1.2 Ratios

BAN has a Return On Assets of 5.40%. This is amongst the best in the industry. BAN outperforms 81.13% of its industry peers.
With a decent Return On Equity value of 14.83%, BAN is doing good in the industry, outperforming 79.25% of the companies in the same industry.
BAN has a better Return On Invested Capital (8.72%) than 77.36% of its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for BAN is in line with the industry average of 8.98%.
Industry RankSector Rank
ROA 5.4%
ROE 14.83%
ROIC 8.72%
ROA(3y)5.77%
ROA(5y)5.24%
ROE(3y)16.59%
ROE(5y)14.43%
ROIC(3y)9.49%
ROIC(5y)8.08%
BAN.MI Yearly ROA, ROE, ROICBAN.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

Looking at the Profit Margin, with a value of 7.28%, BAN belongs to the top of the industry, outperforming 88.68% of the companies in the same industry.
In the last couple of years the Profit Margin of BAN has declined.
Looking at the Operating Margin, with a value of 12.11%, BAN belongs to the top of the industry, outperforming 92.45% of the companies in the same industry.
BAN's Operating Margin has been stable in the last couple of years.
Looking at the Gross Margin, with a value of 44.02%, BAN is in the better half of the industry, outperforming 66.04% of the companies in the same industry.
In the last couple of years the Gross Margin of BAN has remained more or less at the same level.
Industry RankSector Rank
OM 12.11%
PM (TTM) 7.28%
GM 44.02%
OM growth 3Y2.31%
OM growth 5Y-0.46%
PM growth 3Y-4.69%
PM growth 5Y-2.85%
GM growth 3Y2.77%
GM growth 5Y0.54%
BAN.MI Yearly Profit, Operating, Gross MarginsBAN.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40

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5

2. Health

2.1 Basic Checks

BAN has a Return on Invested Capital (ROIC), which is just above the Cost of Capital (WACC), which means it is creating some value.
Compared to 1 year ago, BAN has less shares outstanding
The number of shares outstanding for BAN has been reduced compared to 5 years ago.
The debt/assets ratio for BAN has been reduced compared to a year ago.
BAN.MI Yearly Shares OutstandingBAN.MI Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
BAN.MI Yearly Total Debt VS Total AssetsBAN.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

An Altman-Z score of 2.59 indicates that BAN is not a great score, but indicates only limited risk for bankruptcy at the moment.
BAN has a Altman-Z score of 2.59. This is in the better half of the industry: BAN outperforms 69.81% of its industry peers.
The Debt to FCF ratio of BAN is 3.84, which is a good value as it means it would take BAN, 3.84 years of fcf income to pay off all of its debts.
The Debt to FCF ratio of BAN (3.84) is better than 67.92% of its industry peers.
A Debt/Equity ratio of 0.89 indicates that BAN is somewhat dependend on debt financing.
BAN has a worse Debt to Equity ratio (0.89) than 64.15% of its industry peers.
Industry RankSector Rank
Debt/Equity 0.89
Debt/FCF 3.84
Altman-Z 2.59
ROIC/WACC1.2
WACC7.25%
BAN.MI Yearly LT Debt VS Equity VS FCFBAN.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

2.3 Liquidity

A Current Ratio of 1.22 indicates that BAN should not have too much problems paying its short term obligations.
Looking at the Current ratio, with a value of 1.22, BAN is in line with its industry, outperforming 50.94% of the companies in the same industry.
BAN has a Quick Ratio of 1.22. This is a bad value and indicates that BAN is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.68, BAN is in the better half of the industry, outperforming 64.15% of the companies in the same industry.
Industry RankSector Rank
Current Ratio 1.22
Quick Ratio 0.68
BAN.MI Yearly Current Assets VS Current LiabilitesBAN.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

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2

3. Growth

3.1 Past

BAN shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 12.70%, which is quite good.
BAN shows a small growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 6.44% yearly.
Looking at the last year, BAN shows a small growth in Revenue. The Revenue has grown by 4.22% in the last year.
Measured over the past years, BAN shows a small growth in Revenue. The Revenue has been growing by 6.75% on average per year.
EPS 1Y (TTM)12.7%
EPS 3Y10.53%
EPS 5Y6.44%
EPS Q2Q%44.9%
Revenue 1Y (TTM)4.22%
Revenue growth 3Y12.8%
Revenue growth 5Y6.75%
Sales Q2Q%9.28%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BAN.MI Yearly Revenue VS EstimatesBAN.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
BAN.MI Yearly EPS VS EstimatesBAN.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 0.1 0.2 0.3 0.4

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4

4. Valuation

4.1 Price/Earnings Ratio

Based on the Price/Earnings ratio of 14.55, the valuation of BAN can be described as correct.
Based on the Price/Earnings ratio, BAN is valued cheaply inside the industry as 84.91% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 26.60, BAN is valued a bit cheaper.
Industry RankSector Rank
PE 14.55
Fwd PE N/A
BAN.MI Price Earnings VS Forward Price EarningsBAN.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

The rest of the industry has a similar Enterprise Value to EBITDA ratio as BAN.
Based on the Price/Free Cash Flow ratio, BAN is valued a bit cheaper than the industry average as 69.81% of the companies are valued more expensively.
Industry RankSector Rank
P/FCF 10.24
EV/EBITDA 8.49
BAN.MI Per share dataBAN.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

The decent profitability rating of BAN may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)2.26
EPS Next 2YN/A
EPS Next 3YN/A

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5

5. Dividend

5.1 Amount

BAN has a Yearly Dividend Yield of 1.86%.
Compared to an average industry Dividend Yield of 4.67, BAN pays a bit more dividend than its industry peers.
BAN's Dividend Yield is slightly below the S&P500 average, which is at 2.39.
Industry RankSector Rank
Dividend Yield 1.86%

5.2 History

The dividend of BAN has a limited annual growth rate of 4.94%.
Dividend Growth(5Y)4.94%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

29.37% of the earnings are spent on dividend by BAN. This is a low number and sustainable payout ratio.
BAN's earnings are growing more than its dividend. This makes the dividend growth sustainable.
DP29.37%
EPS Next 2YN/A
EPS Next 3YN/A
BAN.MI Yearly Income VS Free CF VS DividendBAN.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M 40M
BAN.MI Dividend Payout.BAN.MI Dividend Payout, showing the Payout Ratio.BAN.MI Dividend Payout.PayoutRetained Earnings

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BASICNET SPA

BIT:BAN (6/13/2025, 4:41:19 PM)

8

-0.57 (-6.65%)

Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)04-29 2025-04-29
Earnings (Next)07-31 2025-07-31
Inst Owners18.4%
Inst Owner ChangeN/A
Ins Owners48.88%
Ins Owner ChangeN/A
Market Cap432.00M
Analysts84
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 1.86%
Yearly Dividend0.15
Dividend Growth(5Y)4.94%
DP29.37%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 14.55
Fwd PE N/A
P/S 1.25
P/FCF 10.24
P/OCF 8.78
P/B 2.54
P/tB 7.88
EV/EBITDA 8.49
EPS(TTM)0.55
EY6.88%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.78
FCFY9.77%
OCF(TTM)0.91
OCFY11.38%
SpS6.42
BVpS3.15
TBVpS1.01
PEG (NY)N/A
PEG (5Y)2.26
Profitability
Industry RankSector Rank
ROA 5.4%
ROE 14.83%
ROCE 15.78%
ROIC 8.72%
ROICexc 9.5%
ROICexgc 14.93%
OM 12.11%
PM (TTM) 7.28%
GM 44.02%
FCFM 12.17%
ROA(3y)5.77%
ROA(5y)5.24%
ROE(3y)16.59%
ROE(5y)14.43%
ROIC(3y)9.49%
ROIC(5y)8.08%
ROICexc(3y)10.3%
ROICexc(5y)8.93%
ROICexgc(3y)16.46%
ROICexgc(5y)14.65%
ROCE(3y)16.42%
ROCE(5y)13.63%
ROICexcg growth 3Y-2.44%
ROICexcg growth 5Y-5.4%
ROICexc growth 3Y-1.14%
ROICexc growth 5Y-3.47%
OM growth 3Y2.31%
OM growth 5Y-0.46%
PM growth 3Y-4.69%
PM growth 5Y-2.85%
GM growth 3Y2.77%
GM growth 5Y0.54%
F-Score8
Asset Turnover0.74
Health
Industry RankSector Rank
Debt/Equity 0.89
Debt/FCF 3.84
Debt/EBITDA 2.48
Cap/Depr 36.9%
Cap/Sales 2.01%
Interest Coverage 250
Cash Conversion 80.73%
Profit Quality 167.03%
Current Ratio 1.22
Quick Ratio 0.68
Altman-Z 2.59
F-Score8
WACC7.25%
ROIC/WACC1.2
Cap/Depr(3y)29.33%
Cap/Depr(5y)33.44%
Cap/Sales(3y)1.51%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.7%
EPS 3Y10.53%
EPS 5Y6.44%
EPS Q2Q%44.9%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)4.22%
Revenue growth 3Y12.8%
Revenue growth 5Y6.75%
Sales Q2Q%9.28%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y2.02%
EBIT growth 3Y15.4%
EBIT growth 5Y6.26%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y18.77%
FCF growth 3Y1.75%
FCF growth 5Y9.07%
OCF growth 1Y24.26%
OCF growth 3Y2.29%
OCF growth 5Y8.43%