BASICNET SPA (BAN.MI) Stock Fundamental Analysis
Europe - BIT:BAN - IT0001033700 - Common Stock
6.89 EUR
+0.06 (+0.88%)
Taking everything into account, BAN scores 4 out of 10 in our fundamental rating. BAN was compared to 56 industry peers in the Specialty Retail industry. BAN has only an average score on both its financial health and profitability. BAN has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
BAN had positive earnings in the past year.
BAN had a positive operating cash flow in the past year.
BAN had positive earnings in each of the past 5 years.
BAN had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
Looking at the Return On Assets, with a value of 0.99%, BAN is in line with its industry, outperforming 50.00% of the companies in the same industry.
BAN has a Return On Equity of 1.95%. This is comparable to the rest of the industry: BAN outperforms 50.00% of its industry peers.
BAN has a Return On Invested Capital (2.75%) which is comparable to the rest of the industry.
The Average Return On Invested Capital over the past 3 years for BAN is in line with the industry average of 10.05%.
The last Return On Invested Capital (2.75%) for BAN is well below the 3 year average (9.49%), which needs to be investigated, but indicates that BAN had better years and this may not be a problem.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.99% | ||
| ROE | 1.95% | ||
| ROIC | 2.75% |
ROA(3y)5.77%
ROA(5y)5.24%
ROE(3y)16.59%
ROE(5y)14.43%
ROIC(3y)9.49%
ROIC(5y)8.08%
1.3 Margins
Looking at the Profit Margin, with a value of 1.71%, BAN is in the better half of the industry, outperforming 62.50% of the companies in the same industry.
In the last couple of years the Profit Margin of BAN has declined.
Looking at the Operating Margin, with a value of 5.04%, BAN is in the better half of the industry, outperforming 69.64% of the companies in the same industry.
BAN's Operating Margin has been stable in the last couple of years.
With a decent Gross Margin value of 45.19%, BAN is doing good in the industry, outperforming 69.64% of the companies in the same industry.
In the last couple of years the Gross Margin of BAN has remained more or less at the same level.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.04% | ||
| PM (TTM) | 1.71% | ||
| GM | 45.19% |
OM growth 3Y2.31%
OM growth 5Y-0.46%
PM growth 3Y-4.69%
PM growth 5Y-2.85%
GM growth 3Y2.77%
GM growth 5Y0.54%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BAN is still creating some value.
The number of shares outstanding for BAN has been reduced compared to 1 year ago.
Compared to 5 years ago, BAN has less shares outstanding
BAN has a better debt/assets ratio than last year.
2.2 Solvency
BAN has an Altman-Z score of 2.32. This is not the best score and indicates that BAN is in the grey zone with still only limited risk for bankruptcy at the moment.
BAN has a Altman-Z score (2.32) which is in line with its industry peers.
The Debt to FCF ratio of BAN is 21.47, which is on the high side as it means it would take BAN, 21.47 years of fcf income to pay off all of its debts.
BAN has a Debt to FCF ratio (21.47) which is comparable to the rest of the industry.
A Debt/Equity ratio of 0.45 indicates that BAN is not too dependend on debt financing.
The Debt to Equity ratio of BAN (0.45) is comparable to the rest of the industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | 21.47 | ||
| Altman-Z | 2.32 |
ROIC/WACC0.4
WACC6.8%
2.3 Liquidity
A Current Ratio of 1.35 indicates that BAN should not have too much problems paying its short term obligations.
BAN has a Current ratio of 1.35. This is comparable to the rest of the industry: BAN outperforms 58.93% of its industry peers.
BAN has a Quick Ratio of 1.35. This is a bad value and indicates that BAN is not financially healthy enough and could expect problems in meeting its short term obligations.
Looking at the Quick ratio, with a value of 0.71, BAN is in line with its industry, outperforming 58.93% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.35 | ||
| Quick Ratio | 0.71 |
3. Growth
3.1 Past
BAN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -64.80%.
The Earnings Per Share has been growing slightly by 6.44% on average over the past years.
Looking at the last year, BAN shows a small growth in Revenue. The Revenue has grown by 3.41% in the last year.
The Revenue has been growing slightly by 6.75% on average over the past years.
EPS 1Y (TTM)-64.8%
EPS 3Y10.53%
EPS 5Y6.44%
EPS Q2Q%-723.43%
Revenue 1Y (TTM)3.41%
Revenue growth 3Y12.8%
Revenue growth 5Y6.75%
Sales Q2Q%-4.21%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 49.21, the valuation of BAN can be described as expensive.
BAN's Price/Earnings ratio is in line with the industry average.
The average S&P500 Price/Earnings ratio is at 25.83. BAN is valued rather expensively when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 49.21 | ||
| Fwd PE | N/A |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as BAN.
The rest of the industry has a similar Price/Free Cash Flow ratio as BAN.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 56.37 | ||
| EV/EBITDA | 8.55 |
4.3 Compensation for Growth
The decent profitability rating of BAN may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)7.64
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
BAN has a Yearly Dividend Yield of 2.29%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.32, BAN pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.39, BAN has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.29% |
5.2 History
The dividend of BAN has a limited annual growth rate of 4.94%.
Dividend Growth(5Y)4.94%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
127.99% of the earnings are spent on dividend by BAN. This is not a sustainable payout ratio.
The dividend of BAN is growing, but earnings are growing more, so the dividend growth is sustainable.
DP127.99%
EPS Next 2YN/A
EPS Next 3YN/A
BIT:BAN (11/7/2025, 7:00:00 PM)
6.89
+0.06 (+0.88%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners17.84%
Inst Owner ChangeN/A
Ins Owners45.19%
Ins Owner ChangeN/A
Market Cap372.06M
Revenue(TTM)340.76M
Net Income(TTM)5.82M
Analysts84
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.29% |
Yearly Dividend0.15
Dividend Growth(5Y)4.94%
DP127.99%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 49.21 | ||
| Fwd PE | N/A | ||
| P/S | 1.09 | ||
| P/FCF | 56.37 | ||
| P/OCF | 54.89 | ||
| P/B | 1.25 | ||
| P/tB | 2.08 | ||
| EV/EBITDA | 8.55 |
EPS(TTM)0.14
EY2.03%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.12
FCFY1.77%
OCF(TTM)0.13
OCFY1.82%
SpS6.31
BVpS5.53
TBVpS3.32
PEG (NY)N/A
PEG (5Y)7.64
Graham Number4.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.99% | ||
| ROE | 1.95% | ||
| ROCE | 4.68% | ||
| ROIC | 2.75% | ||
| ROICexc | 3.22% | ||
| ROICexgc | 4.68% | ||
| OM | 5.04% | ||
| PM (TTM) | 1.71% | ||
| GM | 45.19% | ||
| FCFM | 1.94% |
ROA(3y)5.77%
ROA(5y)5.24%
ROE(3y)16.59%
ROE(5y)14.43%
ROIC(3y)9.49%
ROIC(5y)8.08%
ROICexc(3y)10.3%
ROICexc(5y)8.93%
ROICexgc(3y)16.46%
ROICexgc(5y)14.65%
ROCE(3y)16.42%
ROCE(5y)13.63%
ROICexgc growth 3Y-2.44%
ROICexgc growth 5Y-5.4%
ROICexc growth 3Y-1.14%
ROICexc growth 5Y-3.47%
OM growth 3Y2.31%
OM growth 5Y-0.46%
PM growth 3Y-4.69%
PM growth 5Y-2.85%
GM growth 3Y2.77%
GM growth 5Y0.54%
F-Score7
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | 21.47 | ||
| Debt/EBITDA | 3.59 | ||
| Cap/Depr | 0.86% | ||
| Cap/Sales | 0.05% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 17.91% | ||
| Profit Quality | 113.4% | ||
| Current Ratio | 1.35 | ||
| Quick Ratio | 0.71 | ||
| Altman-Z | 2.32 |
F-Score7
WACC6.8%
ROIC/WACC0.4
Cap/Depr(3y)29.33%
Cap/Depr(5y)33.44%
Cap/Sales(3y)1.51%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.8%
EPS 3Y10.53%
EPS 5Y6.44%
EPS Q2Q%-723.43%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.41%
Revenue growth 3Y12.8%
Revenue growth 5Y6.75%
Sales Q2Q%-4.21%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-51.37%
EBIT growth 3Y15.4%
EBIT growth 5Y6.26%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-56.56%
FCF growth 3Y1.75%
FCF growth 5Y9.07%
OCF growth 1Y-55.42%
OCF growth 3Y2.29%
OCF growth 5Y8.43%
BASICNET SPA / BAN.MI FAQ
What is the fundamental rating for BAN stock?
ChartMill assigns a fundamental rating of 4 / 10 to BAN.MI.
What is the valuation status of BASICNET SPA (BAN.MI) stock?
ChartMill assigns a valuation rating of 2 / 10 to BASICNET SPA (BAN.MI). This can be considered as Overvalued.
How profitable is BASICNET SPA (BAN.MI) stock?
BASICNET SPA (BAN.MI) has a profitability rating of 6 / 10.
What is the valuation of BASICNET SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for BASICNET SPA (BAN.MI) is 49.21 and the Price/Book (PB) ratio is 1.25.
Can you provide the dividend sustainability for BAN stock?
The dividend rating of BASICNET SPA (BAN.MI) is 4 / 10 and the dividend payout ratio is 127.99%.