BASICNET SPA (BAN.MI) Stock Fundamental Analysis
Europe - Euronext Milan - BIT:BAN - IT0001033700 - Common Stock
6.9 EUR
+0.11 (+1.62%)
BAN gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 57 industry peers in the Specialty Retail industry. Both the profitability and the financial health of BAN get a neutral evaluation. Nothing too spectacular is happening here. BAN has a expensive valuation and it also scores bad on growth.
1. Profitability
1.1 Basic Checks
BAN had positive earnings in the past year.
In the past year BAN had a positive cash flow from operations.
Each year in the past 5 years BAN has been profitable.
BAN had a positive operating cash flow in 4 of the past 5 years.
1.2 Ratios
With a Return On Assets value of 0.99%, BAN perfoms like the industry average, outperforming 43.86% of the companies in the same industry.
BAN has a Return On Equity (1.95%) which is in line with its industry peers.
BAN has a Return On Invested Capital (2.75%) which is in line with its industry peers.
Measured over the past 3 years, the Average Return On Invested Capital for BAN is in line with the industry average of 10.97%.
The 3 year average ROIC (9.49%) for BAN is well above the current ROIC(2.75%). The reason for the recent decline needs to be investigated.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.99% | ||
| ROE | 1.95% | ||
| ROIC | 2.75% |
ROA(3y)5.77%
ROA(5y)5.24%
ROE(3y)16.59%
ROE(5y)14.43%
ROIC(3y)9.49%
ROIC(5y)8.08%
1.3 Margins
The Profit Margin of BAN (1.71%) is comparable to the rest of the industry.
In the last couple of years the Profit Margin of BAN has declined.
BAN's Operating Margin of 5.04% is fine compared to the rest of the industry. BAN outperforms 61.40% of its industry peers.
In the last couple of years the Operating Margin of BAN has remained more or less at the same level.
BAN has a Gross Margin of 45.19%. This is in the better half of the industry: BAN outperforms 71.93% of its industry peers.
BAN's Gross Margin has been stable in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 5.04% | ||
| PM (TTM) | 1.71% | ||
| GM | 45.19% |
OM growth 3Y2.31%
OM growth 5Y-0.46%
PM growth 3Y-4.69%
PM growth 5Y-2.85%
GM growth 3Y2.77%
GM growth 5Y0.54%
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BAN is still creating some value.
Compared to 1 year ago, BAN has less shares outstanding
The number of shares outstanding for BAN has been reduced compared to 5 years ago.
The debt/assets ratio for BAN has been reduced compared to a year ago.
2.2 Solvency
An Altman-Z score of 2.32 indicates that BAN is not a great score, but indicates only limited risk for bankruptcy at the moment.
The Altman-Z score of BAN (2.32) is better than 64.91% of its industry peers.
BAN has a debt to FCF ratio of 21.47. This is a negative value and a sign of low solvency as BAN would need 21.47 years to pay back of all of its debts.
The Debt to FCF ratio of BAN (21.47) is worse than 61.40% of its industry peers.
BAN has a Debt/Equity ratio of 0.45. This is a healthy value indicating a solid balance between debt and equity.
BAN has a Debt to Equity ratio of 0.45. This is comparable to the rest of the industry: BAN outperforms 57.89% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | 21.47 | ||
| Altman-Z | 2.32 |
ROIC/WACC0.41
WACC6.72%
2.3 Liquidity
A Current Ratio of 1.35 indicates that BAN should not have too much problems paying its short term obligations.
BAN has a better Current ratio (1.35) than 64.91% of its industry peers.
BAN has a Quick Ratio of 1.35. This is a bad value and indicates that BAN is not financially healthy enough and could expect problems in meeting its short term obligations.
BAN's Quick ratio of 0.71 is fine compared to the rest of the industry. BAN outperforms 64.91% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 1.35 | ||
| Quick Ratio | 0.71 |
3. Growth
3.1 Past
BAN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -64.80%.
The Earnings Per Share has been growing slightly by 6.44% on average over the past years.
The Revenue has been growing slightly by 3.41% in the past year.
BAN shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.75% yearly.
EPS 1Y (TTM)-64.8%
EPS 3Y10.53%
EPS 5Y6.44%
EPS Q2Q%-723.43%
Revenue 1Y (TTM)3.41%
Revenue growth 3Y12.8%
Revenue growth 5Y6.75%
Sales Q2Q%-4.21%
3.2 Future
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
3.3 Evolution
No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
4. Valuation
4.1 Price/Earnings Ratio
Based on the Price/Earnings ratio of 49.29, the valuation of BAN can be described as expensive.
BAN's Price/Earnings ratio is in line with the industry average.
When comparing the Price/Earnings ratio of BAN to the average of the S&P500 Index (26.41), we can say BAN is valued expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 49.29 | ||
| Fwd PE | N/A |
4.2 Price Multiples
BAN's Enterprise Value to EBITDA is on the same level as the industry average.
Based on the Price/Free Cash Flow ratio, BAN is valued a bit more expensive than the industry average as 61.40% of the companies are valued more cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | 56.45 | ||
| EV/EBITDA | 8.49 |
4.3 Compensation for Growth
PEG (NY)N/A
PEG (5Y)7.65
EPS Next 2YN/A
EPS Next 3YN/A
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 2.33%, BAN has a reasonable but not impressive dividend return.
Compared to an average industry Dividend Yield of 3.32, BAN pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.32, BAN has a dividend comparable with the average S&P500 company.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.33% |
5.2 History
The dividend of BAN has a limited annual growth rate of 4.94%.
Dividend Growth(5Y)4.94%
Div Incr Years0
Div Non Decr Years0
5.3 Sustainability
127.99% of the earnings are spent on dividend by BAN. This is not a sustainable payout ratio.
The dividend of BAN is growing, but earnings are growing more, so the dividend growth is sustainable.
DP127.99%
EPS Next 2YN/A
EPS Next 3YN/A
BIT:BAN (12/4/2025, 7:00:00 PM)
6.9
+0.11 (+1.62%)
Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)
Earnings (Next)
Inst Owners17.84%
Inst Owner ChangeN/A
Ins Owners45.19%
Ins Owner ChangeN/A
Market Cap372.60M
Revenue(TTM)340.76M
Net Income(TTM)5.82M
Analysts84
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 2.33% |
Yearly Dividend0.15
Dividend Growth(5Y)4.94%
DP127.99%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 49.29 | ||
| Fwd PE | N/A | ||
| P/S | 1.09 | ||
| P/FCF | 56.45 | ||
| P/OCF | 54.97 | ||
| P/B | 1.25 | ||
| P/tB | 2.08 | ||
| EV/EBITDA | 8.49 |
EPS(TTM)0.14
EY2.03%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.12
FCFY1.77%
OCF(TTM)0.13
OCFY1.82%
SpS6.31
BVpS5.53
TBVpS3.32
PEG (NY)N/A
PEG (5Y)7.65
Graham Number4.18
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.99% | ||
| ROE | 1.95% | ||
| ROCE | 4.68% | ||
| ROIC | 2.75% | ||
| ROICexc | 3.22% | ||
| ROICexgc | 4.68% | ||
| OM | 5.04% | ||
| PM (TTM) | 1.71% | ||
| GM | 45.19% | ||
| FCFM | 1.94% |
ROA(3y)5.77%
ROA(5y)5.24%
ROE(3y)16.59%
ROE(5y)14.43%
ROIC(3y)9.49%
ROIC(5y)8.08%
ROICexc(3y)10.3%
ROICexc(5y)8.93%
ROICexgc(3y)16.46%
ROICexgc(5y)14.65%
ROCE(3y)16.42%
ROCE(5y)13.63%
ROICexgc growth 3Y-2.44%
ROICexgc growth 5Y-5.4%
ROICexc growth 3Y-1.14%
ROICexc growth 5Y-3.47%
OM growth 3Y2.31%
OM growth 5Y-0.46%
PM growth 3Y-4.69%
PM growth 5Y-2.85%
GM growth 3Y2.77%
GM growth 5Y0.54%
F-Score7
Asset Turnover0.58
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.45 | ||
| Debt/FCF | 21.47 | ||
| Debt/EBITDA | 3.59 | ||
| Cap/Depr | 0.86% | ||
| Cap/Sales | 0.05% | ||
| Interest Coverage | 250 | ||
| Cash Conversion | 17.91% | ||
| Profit Quality | 113.4% | ||
| Current Ratio | 1.35 | ||
| Quick Ratio | 0.71 | ||
| Altman-Z | 2.32 |
F-Score7
WACC6.72%
ROIC/WACC0.41
Cap/Depr(3y)29.33%
Cap/Depr(5y)33.44%
Cap/Sales(3y)1.51%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.8%
EPS 3Y10.53%
EPS 5Y6.44%
EPS Q2Q%-723.43%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.41%
Revenue growth 3Y12.8%
Revenue growth 5Y6.75%
Sales Q2Q%-4.21%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-51.37%
EBIT growth 3Y15.4%
EBIT growth 5Y6.26%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-56.56%
FCF growth 3Y1.75%
FCF growth 5Y9.07%
OCF growth 1Y-55.42%
OCF growth 3Y2.29%
OCF growth 5Y8.43%
BASICNET SPA / BAN.MI FAQ
What is the fundamental rating for BAN stock?
ChartMill assigns a fundamental rating of 4 / 10 to BAN.MI.
What is the valuation status of BASICNET SPA (BAN.MI) stock?
ChartMill assigns a valuation rating of 1 / 10 to BASICNET SPA (BAN.MI). This can be considered as Overvalued.
How profitable is BASICNET SPA (BAN.MI) stock?
BASICNET SPA (BAN.MI) has a profitability rating of 5 / 10.
What is the valuation of BASICNET SPA based on its PE and PB ratios?
The Price/Earnings (PE) ratio for BASICNET SPA (BAN.MI) is 49.29 and the Price/Book (PB) ratio is 1.25.
Can you provide the dividend sustainability for BAN stock?
The dividend rating of BASICNET SPA (BAN.MI) is 4 / 10 and the dividend payout ratio is 127.99%.