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BASICNET SPA (BAN.MI) Stock Fundamental Analysis

BIT:BAN - IT0001033700 - Common Stock

7.4 EUR
+0.59 (+8.66%)
Last: 9/10/2025, 4:26:07 PM
Fundamental Rating

4

We assign a fundamental rating of 4 out of 10 to BAN. BAN was compared to 47 industry peers in the Specialty Retail industry. BAN has an average financial health and profitability rating. BAN has a expensive valuation and it also scores bad on growth.


Dividend Valuation Growth Profitability Health

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6

1. Profitability

1.1 Basic Checks

BAN had positive earnings in the past year.
In the past year BAN had a positive cash flow from operations.
Each year in the past 5 years BAN has been profitable.
BAN had a positive operating cash flow in 4 of the past 5 years.
BAN.MI Yearly Net Income VS EBIT VS OCF VS FCFBAN.MI Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M 40M

1.2 Ratios

BAN has a Return On Assets (0.99%) which is in line with its industry peers.
BAN has a Return On Equity of 1.95%. This is comparable to the rest of the industry: BAN outperforms 48.94% of its industry peers.
The Return On Invested Capital of BAN (2.75%) is comparable to the rest of the industry.
BAN had an Average Return On Invested Capital over the past 3 years of 9.49%. This is in line with the industry average of 8.09%.
The 3 year average ROIC (9.49%) for BAN is well above the current ROIC(2.75%). The reason for the recent decline needs to be investigated.
Industry RankSector Rank
ROA 0.99%
ROE 1.95%
ROIC 2.75%
ROA(3y)5.77%
ROA(5y)5.24%
ROE(3y)16.59%
ROE(5y)14.43%
ROIC(3y)9.49%
ROIC(5y)8.08%
BAN.MI Yearly ROA, ROE, ROICBAN.MI Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15 20

1.3 Margins

The Profit Margin of BAN (1.71%) is better than 65.96% of its industry peers.
BAN's Profit Margin has declined in the last couple of years.
BAN's Operating Margin of 5.04% is fine compared to the rest of the industry. BAN outperforms 72.34% of its industry peers.
In the last couple of years the Operating Margin of BAN has remained more or less at the same level.
BAN has a better Gross Margin (45.19%) than 72.34% of its industry peers.
BAN's Gross Margin has been stable in the last couple of years.
Industry RankSector Rank
OM 5.04%
PM (TTM) 1.71%
GM 45.19%
OM growth 3Y2.31%
OM growth 5Y-0.46%
PM growth 3Y-4.69%
PM growth 5Y-2.85%
GM growth 3Y2.77%
GM growth 5Y0.54%
BAN.MI Yearly Profit, Operating, Gross MarginsBAN.MI Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10 20 30 40

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5

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is just above the Cost of Capital (WACC), so BAN is still creating some value.
Compared to 1 year ago, BAN has less shares outstanding
BAN has less shares outstanding than it did 5 years ago.
Compared to 1 year ago, BAN has an improved debt to assets ratio.
BAN.MI Yearly Shares OutstandingBAN.MI Yearly Shares OutstandingYearly Shares Outstanding 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 10M 20M 30M 40M 50M
BAN.MI Yearly Total Debt VS Total AssetsBAN.MI Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M 400M

2.2 Solvency

BAN has an Altman-Z score of 2.32. This is not the best score and indicates that BAN is in the grey zone with still only limited risk for bankruptcy at the moment.
Looking at the Altman-Z score, with a value of 2.32, BAN is in line with its industry, outperforming 59.57% of the companies in the same industry.
BAN has a debt to FCF ratio of 21.47. This is a negative value and a sign of low solvency as BAN would need 21.47 years to pay back of all of its debts.
Looking at the Debt to FCF ratio, with a value of 21.47, BAN is in line with its industry, outperforming 44.68% of the companies in the same industry.
A Debt/Equity ratio of 0.45 indicates that BAN is not too dependend on debt financing.
BAN has a Debt to Equity ratio (0.45) which is in line with its industry peers.
Industry RankSector Rank
Debt/Equity 0.45
Debt/FCF 21.47
Altman-Z 2.32
ROIC/WACC0.41
WACC6.75%
BAN.MI Yearly LT Debt VS Equity VS FCFBAN.MI Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 50M 100M 150M

2.3 Liquidity

BAN has a Current Ratio of 1.35. This is a normal value and indicates that BAN is financially healthy and should not expect problems in meeting its short term obligations.
With a decent Current ratio value of 1.35, BAN is doing good in the industry, outperforming 61.70% of the companies in the same industry.
BAN has a Quick Ratio of 1.35. This is a bad value and indicates that BAN is not financially healthy enough and could expect problems in meeting its short term obligations.
The Quick ratio of BAN (0.71) is better than 65.96% of its industry peers.
Industry RankSector Rank
Current Ratio 1.35
Quick Ratio 0.71
BAN.MI Yearly Current Assets VS Current LiabilitesBAN.MI Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 50M 100M 150M 200M

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1

3. Growth

3.1 Past

BAN shows a strong negative growth in Earnings Per Share. In the last year the EPS decreased by -64.80%.
Measured over the past 5 years, BAN shows a small growth in Earnings Per Share. The EPS has been growing by 6.44% on average per year.
The Revenue has been growing slightly by 3.41% in the past year.
BAN shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 6.75% yearly.
EPS 1Y (TTM)-64.8%
EPS 3Y10.53%
EPS 5Y6.44%
EPS Q2Q%-723.43%
Revenue 1Y (TTM)3.41%
Revenue growth 3Y12.8%
Revenue growth 5Y6.75%
Sales Q2Q%-4.21%

3.2 Future

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

No EPS estimates are available, so we could not analyze the future EPS growth and evolution.
No Revenue estimates are available, so we could not analyze the future revenue growth and evolution.
BAN.MI Yearly Revenue VS EstimatesBAN.MI Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 100M 200M 300M
BAN.MI Yearly EPS VS EstimatesBAN.MI Yearly EPS VS EstimatesYearly EPS VS Estimates 2014 2015 2016 2017 2018 2019 0.1 0.2 0.3 0.4

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2

4. Valuation

4.1 Price/Earnings Ratio

A Price/Earnings ratio of 52.86 indicates a quite expensive valuation of BAN.
The rest of the industry has a similar Price/Earnings ratio as BAN.
When comparing the Price/Earnings ratio of BAN to the average of the S&P500 Index (27.07), we can say BAN is valued expensively.
Industry RankSector Rank
PE 52.86
Fwd PE N/A
BAN.MI Price Earnings VS Forward Price EarningsBAN.MI Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

The rest of the industry has a similar Enterprise Value to EBITDA ratio as BAN.
The rest of the industry has a similar Price/Free Cash Flow ratio as BAN.
Industry RankSector Rank
P/FCF 60.55
EV/EBITDA 8.52
BAN.MI Per share dataBAN.MI EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6

4.3 Compensation for Growth

The decent profitability rating of BAN may justify a higher PE ratio.
PEG (NY)N/A
PEG (5Y)8.21
EPS Next 2YN/A
EPS Next 3YN/A

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4

5. Dividend

5.1 Amount

BAN has a Yearly Dividend Yield of 2.34%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.53, BAN pays a bit more dividend than its industry peers.
Compared to an average S&P500 Dividend Yield of 2.46, BAN has a dividend comparable with the average S&P500 company.
Industry RankSector Rank
Dividend Yield 2.34%

5.2 History

The dividend of BAN has a limited annual growth rate of 4.94%.
Dividend Growth(5Y)4.94%
Div Incr Years0
Div Non Decr Years0

5.3 Sustainability

127.99% of the earnings are spent on dividend by BAN. This is not a sustainable payout ratio.
The dividend of BAN is growing, but earnings are growing more, so the dividend growth is sustainable.
DP127.99%
EPS Next 2YN/A
EPS Next 3YN/A
BAN.MI Yearly Income VS Free CF VS DividendBAN.MI Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 10M 20M 30M 40M
BAN.MI Dividend Payout.BAN.MI Dividend Payout, showing the Payout Ratio.BAN.MI Dividend Payout.PayoutRetained Earnings

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BASICNET SPA

BIT:BAN (9/10/2025, 4:26:07 PM)

7.4

+0.59 (+8.66%)

Chartmill FA Rating
GICS SectorConsumer Discretionary
GICS IndustryGroupConsumer Discretionary Distribution & Retail
GICS IndustrySpecialty Retail
Earnings (Last)07-31 2025-07-31
Earnings (Next)10-30 2025-10-30
Inst Owners17.78%
Inst Owner ChangeN/A
Ins Owners45.19%
Ins Owner ChangeN/A
Market Cap399.60M
Analysts84
Price TargetN/A
Short Float %N/A
Short RatioN/A
Dividend
Industry RankSector Rank
Dividend Yield 2.34%
Yearly Dividend0.15
Dividend Growth(5Y)4.94%
DP127.99%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)N/A
PT rev (3m)N/A
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)N/A
EPS NY rev (3m)N/A
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)N/A
Revenue NY rev (3m)N/A
Valuation
Industry RankSector Rank
PE 52.86
Fwd PE N/A
P/S 1.17
P/FCF 60.55
P/OCF 58.96
P/B 1.34
P/tB 2.23
EV/EBITDA 8.52
EPS(TTM)0.14
EY1.89%
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)0.12
FCFY1.65%
OCF(TTM)0.13
OCFY1.7%
SpS6.31
BVpS5.53
TBVpS3.32
PEG (NY)N/A
PEG (5Y)8.21
Profitability
Industry RankSector Rank
ROA 0.99%
ROE 1.95%
ROCE 4.68%
ROIC 2.75%
ROICexc 3.22%
ROICexgc 4.68%
OM 5.04%
PM (TTM) 1.71%
GM 45.19%
FCFM 1.94%
ROA(3y)5.77%
ROA(5y)5.24%
ROE(3y)16.59%
ROE(5y)14.43%
ROIC(3y)9.49%
ROIC(5y)8.08%
ROICexc(3y)10.3%
ROICexc(5y)8.93%
ROICexgc(3y)16.46%
ROICexgc(5y)14.65%
ROCE(3y)16.42%
ROCE(5y)13.63%
ROICexcg growth 3Y-2.44%
ROICexcg growth 5Y-5.4%
ROICexc growth 3Y-1.14%
ROICexc growth 5Y-3.47%
OM growth 3Y2.31%
OM growth 5Y-0.46%
PM growth 3Y-4.69%
PM growth 5Y-2.85%
GM growth 3Y2.77%
GM growth 5Y0.54%
F-Score7
Asset Turnover0.58
Health
Industry RankSector Rank
Debt/Equity 0.45
Debt/FCF 21.47
Debt/EBITDA 3.59
Cap/Depr 0.86%
Cap/Sales 0.05%
Interest Coverage 250
Cash Conversion 17.91%
Profit Quality 113.4%
Current Ratio 1.35
Quick Ratio 0.71
Altman-Z 2.32
F-Score7
WACC6.75%
ROIC/WACC0.41
Cap/Depr(3y)29.33%
Cap/Depr(5y)33.44%
Cap/Sales(3y)1.51%
Cap/Sales(5y)1.77%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)-64.8%
EPS 3Y10.53%
EPS 5Y6.44%
EPS Q2Q%-723.43%
EPS Next YN/A
EPS Next 2YN/A
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)3.41%
Revenue growth 3Y12.8%
Revenue growth 5Y6.75%
Sales Q2Q%-4.21%
Revenue Next YearN/A
Revenue Next 2YN/A
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1Y-51.37%
EBIT growth 3Y15.4%
EBIT growth 5Y6.26%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-56.56%
FCF growth 3Y1.75%
FCF growth 5Y9.07%
OCF growth 1Y-55.42%
OCF growth 3Y2.29%
OCF growth 5Y8.43%