AXIS CAPITAL HOLDINGS LTD (AXS) Stock Fundamental Analysis
NYSE:AXS - BMG0692U1099 - Common Stock
98.56 USD
+1.56 (+1.61%)
Taking everything into account, AXS scores 5 out of 10 in our fundamental rating. AXS was compared to 143 industry peers in the Insurance industry. There are concerns on the financial health of AXS while its profitability can be described as average. AXS has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
In the past year AXS was profitable.
In the past year AXS has reported a negative cash flow from operations.
Of the past 5 years AXS 4 years were profitable.
In the past 5 years AXS always reported a positive cash flow from operatings.
1.2 Ratios
With a decent Return On Assets value of 2.52%, AXS is doing good in the industry, outperforming 60.84% of the companies in the same industry.
AXS has a Return On Equity of 13.95%. This is in the better half of the industry: AXS outperforms 68.53% of its industry peers.
With a decent Return On Invested Capital value of 2.82%, AXS is doing good in the industry, outperforming 62.94% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for AXS is below the industry average of 4.11%.
The 3 year average ROIC (1.54%) for AXS is below the current ROIC(2.82%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.52% | ||
| ROE | 13.95% | ||
| ROIC | 2.82% |
ROA(3y)1.69%
ROA(5y)1.33%
ROE(3y)9.33%
ROE(5y)7.21%
ROIC(3y)1.54%
ROIC(5y)1.36%
1.3 Margins
The Profit Margin of AXS (13.79%) is better than 79.02% of its industry peers.
AXS's Profit Margin has improved in the last couple of years.
AXS's Operating Margin of 19.40% is fine compared to the rest of the industry. AXS outperforms 76.92% of its industry peers.
AXS's Operating Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 19.4% | ||
| PM (TTM) | 13.79% | ||
| GM | N/A |
OM growth 3Y9.71%
OM growth 5Y15.36%
PM growth 3Y16.87%
PM growth 5Y26.54%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AXS is destroying value.
Compared to 1 year ago, AXS has less shares outstanding
Compared to 5 years ago, AXS has less shares outstanding
The debt/assets ratio for AXS has been reduced compared to a year ago.
2.2 Solvency
A Debt/Equity ratio of 0.21 indicates that AXS is not too dependend on debt financing.
AXS has a Debt to Equity ratio of 0.21. This is in the better half of the industry: AXS outperforms 68.53% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACC0.34
WACC8.17%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
The Earnings Per Share has grown by an nice 12.62% over the past year.
AXS shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 34.71% yearly.
The Revenue has been growing slightly by 7.73% in the past year.
AXS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.79% yearly.
EPS 1Y (TTM)12.62%
EPS 3Y29.82%
EPS 5Y34.71%
EPS Q2Q%12.29%
Revenue 1Y (TTM)7.73%
Revenue growth 3Y3.83%
Revenue growth 5Y2.79%
Sales Q2Q%3.92%
3.2 Future
Based on estimates for the next years, AXS will show a small growth in Earnings Per Share. The EPS will grow by 7.70% on average per year.
Based on estimates for the next years, AXS will show a small growth in Revenue. The Revenue will grow by 7.19% on average per year.
EPS Next Y6.73%
EPS Next 2Y6.41%
EPS Next 3Y7.7%
EPS Next 5YN/A
Revenue Next Year5.11%
Revenue Next 2Y7.59%
Revenue Next 3Y7.19%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
The Revenue growth rate is accelerating: in the next years the growth will be better than in the last years.
4. Valuation
4.1 Price/Earnings Ratio
A Price/Earnings ratio of 8.12 indicates a reasonable valuation of AXS.
Based on the Price/Earnings ratio, AXS is valued a bit cheaper than the industry average as 74.13% of the companies are valued more expensively.
Compared to an average S&P500 Price/Earnings ratio of 27.08, AXS is valued rather cheaply.
AXS is valuated cheaply with a Price/Forward Earnings ratio of 7.79.
68.53% of the companies in the same industry are more expensive than AXS, based on the Price/Forward Earnings ratio.
AXS is valuated cheaply when we compare the Price/Forward Earnings ratio to 22.67, which is the current average of the S&P500 Index.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.12 | ||
| Fwd PE | 7.79 |
4.2 Price Multiples
Based on the Enterprise Value to EBITDA ratio, AXS is valued a bit cheaper than the industry average as 71.33% of the companies are valued more expensively.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 6.35 |
4.3 Compensation for Growth
The PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a correct valuation of the company.
AXS has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)1.21
PEG (5Y)0.23
EPS Next 2Y6.41%
EPS Next 3Y7.7%
5. Dividend
5.1 Amount
AXS has a Yearly Dividend Yield of 1.78%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.52, AXS has a dividend in line with its industry peers.
Compared to the average S&P500 Dividend Yield of 2.34, AXS is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.78% |
5.2 History
The dividend of AXS has a limited annual growth rate of 0.21%.
AXS has paid a dividend for at least 10 years, which is a reliable track record.
AXS has not decreased their dividend for at least 10 years, which is a reliable track record.
Dividend Growth(5Y)0.21%
Div Incr Years0
Div Non Decr Years21
5.3 Sustainability
AXS pays out 20.76% of its income as dividend. This is a sustainable payout ratio.
The dividend of AXS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP20.76%
EPS Next 2Y6.41%
EPS Next 3Y7.7%
NYSE:AXS (8/27/2025, 1:10:30 PM)
98.56
+1.56 (+1.61%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners98.63%
Inst Owner Change-1.07%
Ins Owners0.63%
Ins Owner Change-1.4%
Market Cap7.70B
Analysts77.14
Price Target115.77 (17.46%)
Short Float %2.21%
Short Ratio2.25
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.78% |
Yearly Dividend2.16
Dividend Growth(5Y)0.21%
DP20.76%
Div Incr Years0
Div Non Decr Years21
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)14.5%
Min EPS beat(2)11.27%
Max EPS beat(2)17.73%
EPS beat(4)4
Avg EPS beat(4)12.15%
Min EPS beat(4)5.36%
Max EPS beat(4)17.73%
EPS beat(8)8
Avg EPS beat(8)31.74%
EPS beat(12)11
Avg EPS beat(12)19.06%
EPS beat(16)15
Avg EPS beat(16)25.55%
Revenue beat(2)0
Avg Revenue beat(2)-1.88%
Min Revenue beat(2)-2.94%
Max Revenue beat(2)-0.82%
Revenue beat(4)0
Avg Revenue beat(4)-4.78%
Min Revenue beat(4)-9.72%
Max Revenue beat(4)-0.82%
Revenue beat(8)3
Avg Revenue beat(8)0.63%
Revenue beat(12)6
Avg Revenue beat(12)4.58%
Revenue beat(16)8
Avg Revenue beat(16)6.8%
PT rev (1m)0.33%
PT rev (3m)1.23%
EPS NQ rev (1m)-1.04%
EPS NQ rev (3m)-1.08%
EPS NY rev (1m)3.46%
EPS NY rev (3m)3.93%
Revenue NQ rev (1m)-3.19%
Revenue NQ rev (3m)1.25%
Revenue NY rev (1m)0.28%
Revenue NY rev (3m)-1.16%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 8.12 | ||
| Fwd PE | 7.79 | ||
| P/S | 1.23 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.25 | ||
| P/tB | 1.3 | ||
| EV/EBITDA | 6.35 |
EPS(TTM)12.14
EY12.32%
EPS(NY)12.66
Fwd EY12.84%
FCF(TTM)-5.51
FCFYN/A
OCF(TTM)-5.15
OCFYN/A
SpS79.9
BVpS78.99
TBVpS75.95
PEG (NY)1.21
PEG (5Y)0.23
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.52% | ||
| ROE | 13.95% | ||
| ROCE | 3.57% | ||
| ROIC | 2.82% | ||
| ROICexc | 2.89% | ||
| ROICexgc | 5.91% | ||
| OM | 19.4% | ||
| PM (TTM) | 13.79% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)1.69%
ROA(5y)1.33%
ROE(3y)9.33%
ROE(5y)7.21%
ROIC(3y)1.54%
ROIC(5y)1.36%
ROICexc(3y)1.66%
ROICexc(5y)1.45%
ROICexgc(3y)3.05%
ROICexgc(5y)2.57%
ROCE(3y)1.95%
ROCE(5y)1.72%
ROICexcg growth 3Y15.11%
ROICexcg growth 5Y17.13%
ROICexc growth 3Y10.27%
ROICexc growth 5Y13.84%
OM growth 3Y9.71%
OM growth 5Y15.36%
PM growth 3Y16.87%
PM growth 5Y26.54%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.04 | ||
| Cap/Depr | 50.85% | ||
| Cap/Sales | 0.45% | ||
| Interest Coverage | 19.14 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score7
WACC8.17%
ROIC/WACC0.34
Cap/Depr(3y)42.19%
Cap/Depr(5y)50.45%
Cap/Sales(3y)0.52%
Cap/Sales(5y)0.64%
Profit Quality(3y)289.19%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)12.62%
EPS 3Y29.82%
EPS 5Y34.71%
EPS Q2Q%12.29%
EPS Next Y6.73%
EPS Next 2Y6.41%
EPS Next 3Y7.7%
EPS Next 5YN/A
Revenue 1Y (TTM)7.73%
Revenue growth 3Y3.83%
Revenue growth 5Y2.79%
Sales Q2Q%3.92%
Revenue Next Year5.11%
Revenue Next 2Y7.59%
Revenue Next 3Y7.19%
Revenue Next 5YN/A
EBIT growth 1Y85.05%
EBIT growth 3Y13.92%
EBIT growth 5Y18.58%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-157.22%
FCF growth 3Y19.31%
FCF growth 5Y68.16%
OCF growth 1Y-151.64%
OCF growth 3Y18.28%
OCF growth 5Y56.11%