AXIS CAPITAL HOLDINGS LTD (AXS) Stock Fundamental Analysis
USA - NYSE:AXS - BMG0692U1099 - Common Stock
100.56 USD
+1.02 (+1.02%)
We assign a fundamental rating of 5 out of 10 to AXS. AXS was compared to 146 industry peers in the Insurance industry. There are concerns on the financial health of AXS while its profitability can be described as average. AXS has a correct valuation and a medium growth rate.
1. Profitability
1.1 Basic Checks
AXS had positive earnings in the past year.
AXS had a negative operating cash flow in the past year.
Of the past 5 years AXS 4 years were profitable.
AXS had a positive operating cash flow in each of the past 5 years.
1.2 Ratios
The Return On Assets of AXS (2.86%) is better than 63.70% of its industry peers.
AXS has a better Return On Equity (15.43%) than 72.60% of its industry peers.
Looking at the Return On Invested Capital, with a value of 1.99%, AXS is in line with its industry, outperforming 45.21% of the companies in the same industry.
Measured over the past 3 years, the Average Return On Invested Capital for AXS is below the industry average of 4.55%.
The 3 year average ROIC (1.54%) for AXS is below the current ROIC(1.99%), indicating increased profibility in the last year.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.86% | ||
| ROE | 15.43% | ||
| ROIC | 1.99% |
ROA(3y)1.69%
ROA(5y)1.33%
ROE(3y)9.33%
ROE(5y)7.21%
ROIC(3y)1.54%
ROIC(5y)1.36%
1.3 Margins
With an excellent Profit Margin value of 15.56%, AXS belongs to the best of the industry, outperforming 81.51% of the companies in the same industry.
In the last couple of years the Profit Margin of AXS has grown nicely.
The Operating Margin of AXS (13.58%) is comparable to the rest of the industry.
In the last couple of years the Operating Margin of AXS has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 13.58% | ||
| PM (TTM) | 15.56% | ||
| GM | N/A |
OM growth 3Y9.71%
OM growth 5Y15.36%
PM growth 3Y16.87%
PM growth 5Y26.54%
GM growth 3YN/A
GM growth 5YN/A
2. Health
2.1 Basic Checks
The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so AXS is destroying value.
The number of shares outstanding for AXS has been reduced compared to 1 year ago.
The number of shares outstanding for AXS has been reduced compared to 5 years ago.
The debt/assets ratio for AXS has been reduced compared to a year ago.
2.2 Solvency
A Debt/Equity ratio of 0.21 indicates that AXS is not too dependend on debt financing.
Looking at the Debt to Equity ratio, with a value of 0.21, AXS is in the better half of the industry, outperforming 69.86% of the companies in the same industry.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Altman-Z | N/A |
ROIC/WACC0.25
WACC8.04%
2.3 Liquidity
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | N/A | ||
| Quick Ratio | N/A |
3. Growth
3.1 Past
AXS shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 13.72%, which is quite good.
The Earnings Per Share has been growing by 34.71% on average over the past years. This is a very strong growth
The Revenue has been growing slightly by 5.64% in the past year.
AXS shows a small growth in Revenue. Measured over the last years, the Revenue has been growing by 2.79% yearly.
EPS 1Y (TTM)13.72%
EPS 3Y29.82%
EPS 5Y34.71%
EPS Q2Q%19.93%
Revenue 1Y (TTM)5.64%
Revenue growth 3Y3.83%
Revenue growth 5Y2.79%
Sales Q2Q%35.91%
3.2 Future
Based on estimates for the next years, AXS will show a quite strong growth in Earnings Per Share. The EPS will grow by 8.26% on average per year.
AXS is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.61% yearly.
EPS Next Y12.39%
EPS Next 2Y7.56%
EPS Next 3Y8.26%
EPS Next 5YN/A
Revenue Next Year8.95%
Revenue Next 2Y8.25%
Revenue Next 3Y7.61%
Revenue Next 5YN/A
3.3 Evolution
The EPS growth rate is decreasing: in the next years the growth will be less than in the last years.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 7.93, which indicates a rather cheap valuation of AXS.
72.60% of the companies in the same industry are more expensive than AXS, based on the Price/Earnings ratio.
The average S&P500 Price/Earnings ratio is at 26.06. AXS is valued rather cheaply when compared to this.
Based on the Price/Forward Earnings ratio of 7.77, the valuation of AXS can be described as very cheap.
Based on the Price/Forward Earnings ratio, AXS is valued a bit cheaper than the industry average as 70.55% of the companies are valued more expensively.
AXS's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 32.73.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.93 | ||
| Fwd PE | 7.77 |
4.2 Price Multiples
The rest of the industry has a similar Enterprise Value to EBITDA ratio as AXS.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | 9.08 |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
AXS has a very decent profitability rating, which may justify a higher PE ratio.
PEG (NY)0.64
PEG (5Y)0.23
EPS Next 2Y7.56%
EPS Next 3Y8.26%
5. Dividend
5.1 Amount
AXS has a Yearly Dividend Yield of 1.80%. Purely for dividend investing, there may be better candidates out there.
Compared to an average industry Dividend Yield of 3.39, AXS has a dividend in line with its industry peers.
Compared to the average S&P500 Dividend Yield of 2.36, AXS is paying slightly less dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.8% |
5.2 History
The dividend of AXS has a limited annual growth rate of 0.21%.
AXS has paid a dividend for at least 10 years, which is a reliable track record.
AXS has not decreased its dividend for at least 10 years, so it has a reliable track record of non decreasing dividend.
Dividend Growth(5Y)0.21%
Div Incr Years0
Div Non Decr Years21
5.3 Sustainability
AXS pays out 17.93% of its income as dividend. This is a sustainable payout ratio.
The dividend of AXS is growing, but earnings are growing more, so the dividend growth is sustainable.
DP17.93%
EPS Next 2Y7.56%
EPS Next 3Y8.26%
NYSE:AXS (11/10/2025, 1:09:21 PM)
100.56
+1.02 (+1.02%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)
Earnings (Next)
Inst Owners98.97%
Inst Owner Change-1.92%
Ins Owners0.61%
Ins Owner Change-0.38%
Market Cap7.86B
Revenue(TTM)6.31B
Net Income(TTM)982.67M
Analysts78.57
Price Target117.64 (16.98%)
Short Float %1.29%
Short Ratio1.44
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 1.8% |
Yearly Dividend2.16
Dividend Growth(5Y)0.21%
DP17.93%
Div Incr Years0
Div Non Decr Years21
Ex-Date
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)10.81%
Min EPS beat(2)10.34%
Max EPS beat(2)11.27%
EPS beat(4)4
Avg EPS beat(4)13.4%
Min EPS beat(4)10.34%
Max EPS beat(4)17.73%
EPS beat(8)8
Avg EPS beat(8)30.9%
EPS beat(12)12
Avg EPS beat(12)25.37%
EPS beat(16)15
Avg EPS beat(16)19.84%
Revenue beat(2)1
Avg Revenue beat(2)6.49%
Min Revenue beat(2)-0.82%
Max Revenue beat(2)13.81%
Revenue beat(4)1
Avg Revenue beat(4)1.1%
Min Revenue beat(4)-5.65%
Max Revenue beat(4)13.81%
Revenue beat(8)4
Avg Revenue beat(8)2.79%
Revenue beat(12)6
Avg Revenue beat(12)4.57%
Revenue beat(16)8
Avg Revenue beat(16)4.81%
PT rev (1m)1.62%
PT rev (3m)1.62%
EPS NQ rev (1m)0.17%
EPS NQ rev (3m)0.99%
EPS NY rev (1m)4.67%
EPS NY rev (3m)8.95%
Revenue NQ rev (1m)8.86%
Revenue NQ rev (3m)2.43%
Revenue NY rev (1m)4.13%
Revenue NY rev (3m)3.94%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 7.93 | ||
| Fwd PE | 7.77 | ||
| P/S | 1.24 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 1.23 | ||
| P/tB | 1.28 | ||
| EV/EBITDA | 9.08 |
EPS(TTM)12.68
EY12.61%
EPS(NY)12.93
Fwd EY12.86%
FCF(TTM)-4.54
FCFYN/A
OCF(TTM)-4.04
OCFYN/A
SpS80.77
BVpS81.45
TBVpS78.45
PEG (NY)0.64
PEG (5Y)0.23
Graham Number152.44
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 2.86% | ||
| ROE | 15.43% | ||
| ROCE | 2.52% | ||
| ROIC | 1.99% | ||
| ROICexc | 2.04% | ||
| ROICexgc | 4.04% | ||
| OM | 13.58% | ||
| PM (TTM) | 15.56% | ||
| GM | N/A | ||
| FCFM | N/A |
ROA(3y)1.69%
ROA(5y)1.33%
ROE(3y)9.33%
ROE(5y)7.21%
ROIC(3y)1.54%
ROIC(5y)1.36%
ROICexc(3y)1.66%
ROICexc(5y)1.45%
ROICexgc(3y)3.05%
ROICexgc(5y)2.57%
ROCE(3y)1.95%
ROCE(5y)1.72%
ROICexgc growth 3Y15.11%
ROICexgc growth 5Y17.13%
ROICexc growth 3Y10.27%
ROICexc growth 5Y13.84%
OM growth 3Y9.71%
OM growth 5Y15.36%
PM growth 3Y16.87%
PM growth 5Y26.54%
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.18
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 0.21 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | 1.44 | ||
| Cap/Depr | 71.81% | ||
| Cap/Sales | 0.62% | ||
| Interest Coverage | 13.66 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | N/A | ||
| Quick Ratio | N/A | ||
| Altman-Z | N/A |
F-Score6
WACC8.04%
ROIC/WACC0.25
Cap/Depr(3y)42.19%
Cap/Depr(5y)50.45%
Cap/Sales(3y)0.52%
Cap/Sales(5y)0.64%
Profit Quality(3y)289.19%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)13.72%
EPS 3Y29.82%
EPS 5Y34.71%
EPS Q2Q%19.93%
EPS Next Y12.39%
EPS Next 2Y7.56%
EPS Next 3Y8.26%
EPS Next 5YN/A
Revenue 1Y (TTM)5.64%
Revenue growth 3Y3.83%
Revenue growth 5Y2.79%
Sales Q2Q%35.91%
Revenue Next Year8.95%
Revenue Next 2Y8.25%
Revenue Next 3Y7.61%
Revenue Next 5YN/A
EBIT growth 1Y9.02%
EBIT growth 3Y13.92%
EBIT growth 5Y18.58%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-150.93%
FCF growth 3Y19.31%
FCF growth 5Y68.16%
OCF growth 1Y-143.58%
OCF growth 3Y18.28%
OCF growth 5Y56.11%
AXIS CAPITAL HOLDINGS LTD / AXS FAQ
What is the ChartMill fundamental rating of AXIS CAPITAL HOLDINGS LTD (AXS) stock?
ChartMill assigns a fundamental rating of 5 / 10 to AXS.
What is the valuation status of AXIS CAPITAL HOLDINGS LTD (AXS) stock?
ChartMill assigns a valuation rating of 6 / 10 to AXIS CAPITAL HOLDINGS LTD (AXS). This can be considered as Fairly Valued.
What is the profitability of AXS stock?
AXIS CAPITAL HOLDINGS LTD (AXS) has a profitability rating of 6 / 10.
What is the valuation of AXIS CAPITAL HOLDINGS LTD based on its PE and PB ratios?
The Price/Earnings (PE) ratio for AXIS CAPITAL HOLDINGS LTD (AXS) is 7.93 and the Price/Book (PB) ratio is 1.23.
What is the expected EPS growth for AXIS CAPITAL HOLDINGS LTD (AXS) stock?
The Earnings per Share (EPS) of AXIS CAPITAL HOLDINGS LTD (AXS) is expected to grow by 12.39% in the next year.