GRUPO AVAL ACCIONES Y VALORE (AVAL) Fundamental Analysis & Valuation

NYSE:AVAL • US40053W1018

Current stock price

4.21 USD
+0.15 (+3.69%)
Last:

This AVAL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. AVAL Profitability Analysis

1.1 Basic Checks

  • AVAL had positive earnings in each of the past 5 years.
  • AVAL had a positive operating cash flow in 4 of the past 5 years.
AVAL Yearly Net Income VS EBIT VS OCF VS FCFAVAL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2T -2T 4T 6T 8T 10T

1.2 Ratios

  • AVAL's Return On Assets of 0.53% is on the low side compared to the rest of the industry. AVAL is outperformed by 78.74% of its industry peers.
  • The Return On Equity of AVAL (9.89%) is better than 61.68% of its industry peers.
Industry RankSector Rank
ROA 0.53%
ROE 9.89%
ROIC N/A
ROA(3y)0.55%
ROA(5y)0.65%
ROE(3y)9.93%
ROE(5y)11.1%
ROIC(3y)N/A
ROIC(5y)N/A
AVAL Yearly ROA, ROE, ROICAVAL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • AVAL has a Profit Margin of 8.78%. This is amonst the worse of the industry: AVAL underperforms 85.83% of its industry peers.
  • In the last couple of years the Profit Margin of AVAL has declined.
  • The Operating Margin and Gross Margin are not available for AVAL so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 8.78%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-21.13%
PM growth 5Y-13.77%
GM growth 3YN/A
GM growth 5YN/A
AVAL Yearly Profit, Operating, Gross MarginsAVAL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

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0

2. AVAL Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, AVAL has about the same amount of shares outstanding.
  • AVAL has more shares outstanding than it did 5 years ago.
  • Compared to 1 year ago, AVAL has a worse debt to assets ratio.
AVAL Yearly Shares OutstandingAVAL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B
AVAL Yearly Total Debt VS Total AssetsAVAL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100T 200T 300T

2.2 Solvency

  • AVAL has a debt to FCF ratio of 14.80. This is a negative value and a sign of low solvency as AVAL would need 14.80 years to pay back of all of its debts.
  • The Debt to FCF ratio of AVAL (14.80) is worse than 79.00% of its industry peers.
  • AVAL has a Debt/Equity ratio of 4.13. This is a high value indicating a heavy dependency on external financing.
  • AVAL's Debt to Equity ratio of 4.13 is on the low side compared to the rest of the industry. AVAL is outperformed by 95.01% of its industry peers.
Industry RankSector Rank
Debt/Equity 4.13
Debt/FCF 14.8
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
AVAL Yearly LT Debt VS Equity VS FCFAVAL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20T 40T 60T

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
AVAL Yearly Current Assets VS Current LiabilitesAVAL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5T 10T 15T 20T

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5

3. AVAL Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 20.08% over the past year.
  • Measured over the past years, AVAL shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -18.31% on average per year.
  • The Revenue has grown by 8.09% in the past year. This is quite good.
  • AVAL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -4.05% yearly.
EPS 1Y (TTM)20.08%
EPS 3Y-30.57%
EPS 5Y-18.31%
EPS Q2Q%25.34%
Revenue 1Y (TTM)8.09%
Revenue growth 3Y-10.07%
Revenue growth 5Y-4.05%
Sales Q2Q%91.05%

3.2 Future

  • Based on estimates for the next years, AVAL will show a very strong growth in Earnings Per Share. The EPS will grow by 47.17% on average per year.
  • Based on estimates for the next years, AVAL will show a small growth in Revenue. The Revenue will grow by 7.06% on average per year.
EPS Next Y53.62%
EPS Next 2Y47.17%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue Next Year5.25%
Revenue Next 2Y7.06%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
AVAL Yearly Revenue VS EstimatesAVAL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 5T 10T 15T 20T 25T
AVAL Yearly EPS VS EstimatesAVAL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1K 2K 3K

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1

4. AVAL Valuation Analysis

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
AVAL Price Earnings VS Forward Price EarningsAVAL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
AVAL Per share dataAVAL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share

4.3 Compensation for Growth

  • A more expensive valuation may be justified as AVAL's earnings are expected to grow with 47.17% in the coming years.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y47.17%
EPS Next 3YN/A

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6

5. AVAL Dividend Analysis

5.1 Amount

  • AVAL has a Yearly Dividend Yield of 4.30%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.90, AVAL pays a better dividend. On top of this AVAL pays more dividend than 82.41% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.91, AVAL pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.3%

5.2 History

  • The dividend of AVAL decreases each year by -11.62%.
  • AVAL has been paying a dividend for at least 10 years, so it has a reliable track record.
Dividend Growth(5Y)-11.62%
Div Incr Years0
Div Non Decr Years0
AVAL Yearly Dividends per shareAVAL Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • AVAL pays out 35.97% of its income as dividend. This is a sustainable payout ratio.
DP35.97%
EPS Next 2Y47.17%
EPS Next 3YN/A
AVAL Yearly Income VS Free CF VS DividendAVAL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2T -2T 4T 6T 8T
AVAL Dividend Payout.AVAL Dividend Payout, showing the Payout Ratio.AVAL Dividend Payout.PayoutRetained Earnings

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AVAL Fundamentals: All Metrics, Ratios and Statistics

GRUPO AVAL ACCIONES Y VALORE

NYSE:AVAL (3/19/2026, 4:15:00 PM)

4.21

+0.15 (+3.69%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-25
Earnings (Next)05-04
Inst Owners0.01%
Inst Owner Change7.41%
Ins OwnersN/A
Ins Owner ChangeN/A
Market Cap5.00B
Revenue(TTM)20.74T
Net Income(TTM)1.82T
Analysts50
Price TargetN/A
Short Float %2.82%
Short Ratio2.4
Dividend
Industry RankSector Rank
Dividend Yield 4.3%
Yearly DividendN/A
Dividend Growth(5Y)-11.62%
DP35.97%
Div Incr Years0
Div Non Decr Years0
Ex-Date02-27
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)0%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)N/A
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpSN/A
BVpSN/A
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham NumberN/A
Profitability
Industry RankSector Rank
ROA 0.53%
ROE 9.89%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 8.78%
GM N/A
FCFM 24.8%
ROA(3y)0.55%
ROA(5y)0.65%
ROE(3y)9.93%
ROE(5y)11.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-21.13%
PM growth 5Y-13.77%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 4.13
Debt/FCF 14.8
Debt/EBITDA N/A
Cap/Depr 89.92%
Cap/Sales 6%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 282.54%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)107.18%
Cap/Depr(5y)99.14%
Cap/Sales(3y)6.57%
Cap/Sales(5y)5.86%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)20.08%
EPS 3Y-30.57%
EPS 5Y-18.31%
EPS Q2Q%25.34%
EPS Next Y53.62%
EPS Next 2Y47.17%
EPS Next 3YN/A
EPS Next 5YN/A
Revenue 1Y (TTM)8.09%
Revenue growth 3Y-10.07%
Revenue growth 5Y-4.05%
Sales Q2Q%91.05%
Revenue Next Year5.25%
Revenue Next 2Y7.06%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y321.63%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y751.25%
OCF growth 3Y-49.01%
OCF growth 5Y-32.63%

GRUPO AVAL ACCIONES Y VALORE / AVAL Fundamental Analysis FAQ

What is the fundamental rating for AVAL stock?

ChartMill assigns a fundamental rating of 2 / 10 to AVAL.


Can you provide the valuation status for GRUPO AVAL ACCIONES Y VALORE?

ChartMill assigns a valuation rating of 1 / 10 to GRUPO AVAL ACCIONES Y VALORE (AVAL). This can be considered as Overvalued.


What is the profitability of AVAL stock?

GRUPO AVAL ACCIONES Y VALORE (AVAL) has a profitability rating of 2 / 10.


What is the financial health of GRUPO AVAL ACCIONES Y VALORE (AVAL) stock?

The financial health rating of GRUPO AVAL ACCIONES Y VALORE (AVAL) is 0 / 10.