GRUPO AVAL ACCIONES Y VALORE (AVAL) Fundamental Analysis & Valuation

NYSE:AVAL • US40053W1018

Current stock price

4.77 USD
+0.01 (+0.21%)
At close:
4.77 USD
0 (0%)
After Hours:

This AVAL fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

2

1. AVAL Profitability Analysis

1.1 Basic Checks

  • AVAL had positive earnings in each of the past 5 years.
  • AVAL had a positive operating cash flow in 4 of the past 5 years.
AVAL Yearly Net Income VS EBIT VS OCF VS FCFAVAL Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2T -2T 4T 6T 8T 10T

1.2 Ratios

  • AVAL has a worse Return On Assets (0.53%) than 82.49% of its industry peers.
  • AVAL's Return On Equity of 9.89% is in line compared to the rest of the industry. AVAL outperforms 58.36% of its industry peers.
Industry RankSector Rank
ROA 0.53%
ROE 9.89%
ROIC N/A
ROA(3y)0.55%
ROA(5y)0.65%
ROE(3y)9.93%
ROE(5y)11.1%
ROIC(3y)N/A
ROIC(5y)N/A
AVAL Yearly ROA, ROE, ROICAVAL Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2016 2017 2018 2019 2020 2021 2022 2023 2024 5 10 15

1.3 Margins

  • With a Profit Margin value of 8.78%, AVAL is not doing good in the industry: 88.33% of the companies in the same industry are doing better.
  • AVAL's Profit Margin has declined in the last couple of years.
  • The Operating Margin and Gross Margin are not available for AVAL so they could not be analyzed.
Industry RankSector Rank
OM N/A
PM (TTM) 8.78%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-21.13%
PM growth 5Y-13.77%
GM growth 3YN/A
GM growth 5YN/A
AVAL Yearly Profit, Operating, Gross MarginsAVAL Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2016 2017 2018 2019 2020 2021 2022 2023 2024 2 4 6 8 10

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0

2. AVAL Health Analysis

2.1 Basic Checks

  • Compared to 1 year ago, AVAL has about the same amount of shares outstanding.
  • The number of shares outstanding for AVAL has been increased compared to 5 years ago.
  • The debt/assets ratio for AVAL is higher compared to a year ago.
AVAL Yearly Shares OutstandingAVAL Yearly Shares OutstandingYearly Shares Outstanding 2016 2017 2018 2019 2020 2021 2022 2023 2024 200M 400M 600M 800M 1B
AVAL Yearly Total Debt VS Total AssetsAVAL Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2016 2017 2018 2019 2020 2021 2022 2023 2024 100T 200T 300T

2.2 Solvency

  • The Debt to FCF ratio of AVAL is 14.80, which is on the high side as it means it would take AVAL, 14.80 years of fcf income to pay off all of its debts.
  • AVAL has a Debt to FCF ratio of 14.80. This is amonst the worse of the industry: AVAL underperforms 81.43% of its industry peers.
  • AVAL has a Debt/Equity ratio of 4.13. This is a high value indicating a heavy dependency on external financing.
  • AVAL has a Debt to Equity ratio of 4.13. This is amonst the worse of the industry: AVAL underperforms 95.49% of its industry peers.
Industry RankSector Rank
Debt/Equity 4.13
Debt/FCF 14.8
Altman-Z N/A
ROIC/WACCN/A
WACCN/A
AVAL Yearly LT Debt VS Equity VS FCFAVAL Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 20T 40T 60T

2.3 Liquidity

Industry RankSector Rank
Current Ratio N/A
Quick Ratio N/A
AVAL Yearly Current Assets VS Current LiabilitesAVAL Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2016 2017 2018 2019 2020 2021 2022 2023 2024 5T 10T 15T 20T

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5

3. AVAL Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 20.08% over the past year.
  • Measured over the past years, AVAL shows a very negative growth in Earnings Per Share. The EPS has been decreasing by -18.31% on average per year.
  • The Revenue has grown by 8.09% in the past year. This is quite good.
  • AVAL shows a decrease in Revenue. Measured over the last years, the Revenue has been decreasing by -4.05% yearly.
EPS 1Y (TTM)20.08%
EPS 3Y-30.57%
EPS 5Y-18.31%
EPS Q2Q%25.34%
Revenue 1Y (TTM)8.09%
Revenue growth 3Y-10.07%
Revenue growth 5Y-4.05%
Sales Q2Q%91.05%

3.2 Future

  • The Earnings Per Share is expected to grow by 27.80% on average over the next years. This is a very strong growth
  • AVAL is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 7.06% yearly.
EPS Next Y53.62%
EPS Next 2Y36.53%
EPS Next 3Y27.8%
EPS Next 5YN/A
Revenue Next Year5.25%
Revenue Next 2Y7.06%
Revenue Next 3YN/A
Revenue Next 5YN/A

3.3 Evolution

  • When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
  • When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
AVAL Yearly Revenue VS EstimatesAVAL Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 5T 10T 15T 20T 25T
AVAL Yearly EPS VS EstimatesAVAL Yearly EPS VS EstimatesYearly EPS VS Estimates 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 1K 2K 3K

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1

4. AVAL Valuation Analysis

4.1 Price/Earnings Ratio

Industry RankSector Rank
PE N/A
Fwd PE N/A
AVAL Price Earnings VS Forward Price EarningsAVAL Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 0 0 0 0 0

4.2 Price Multiples

Industry RankSector Rank
P/FCF N/A
EV/EBITDA N/A
AVAL Per share dataAVAL EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share

4.3 Compensation for Growth

  • AVAL's earnings are expected to grow with 27.80% in the coming years. This may justify a more expensive valuation.
PEG (NY)N/A
PEG (5Y)N/A
EPS Next 2Y36.53%
EPS Next 3Y27.8%

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6

5. AVAL Dividend Analysis

5.1 Amount

  • AVAL has a Yearly Dividend Yield of 4.08%, which is a nice return.
  • Compared to an average industry Dividend Yield of 2.53, AVAL pays a better dividend. On top of this AVAL pays more dividend than 88.33% of the companies listed in the same industry.
  • Compared to an average S&P500 Dividend Yield of 1.82, AVAL pays a better dividend.
Industry RankSector Rank
Dividend Yield 4.08%

5.2 History

  • The dividend of AVAL decreases each year by -11.62%.
  • AVAL has been paying a dividend for at least 10 years, so it has a reliable track record.
  • AVAL has decreased its dividend recently.
Dividend Growth(5Y)-11.62%
Div Incr Years1
Div Non Decr Years1
AVAL Yearly Dividends per shareAVAL Yearly Dividends per shareYearly Dividends per share 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 1 2 3

5.3 Sustainability

  • AVAL pays out 35.97% of its income as dividend. This is a sustainable payout ratio.
DP35.97%
EPS Next 2Y36.53%
EPS Next 3Y27.8%
AVAL Yearly Income VS Free CF VS DividendAVAL Yearly Income VS Free CF VS DividendYearly Income VS Free CF VS Dividend 2016 2017 2018 2019 2020 2021 2022 2023 2024 0 2T -2T 4T 6T 8T
AVAL Dividend Payout.AVAL Dividend Payout, showing the Payout Ratio.AVAL Dividend Payout.PayoutRetained Earnings

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AVAL Fundamentals: All Metrics, Ratios and Statistics

GRUPO AVAL ACCIONES Y VALORE

NYSE:AVAL (4/17/2026, 4:15:00 PM)

After market: 4.77 0 (0%)

4.77

+0.01 (+0.21%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupBanks
GICS IndustryBanks
Earnings (Last)02-25
Earnings (Next)05-04
Inst Owners0.01%
Inst Owner Change0.01%
Ins OwnersN/A
Ins Owner Change0%
Market Cap5.67B
Revenue(TTM)20.74T
Net Income(TTM)1.82T
Analysts51.43
Price Target4.52 (-5.24%)
Short Float %2.64%
Short Ratio2.25
Dividend
Industry RankSector Rank
Dividend Yield 4.08%
Yearly DividendN/A
Dividend Growth(5Y)-11.62%
DP35.97%
Div Incr Years1
Div Non Decr Years1
Ex-Date06-30
Surprises & Revisions
EPS beat(2)N/A
Avg EPS beat(2)N/A
Min EPS beat(2)N/A
Max EPS beat(2)N/A
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)N/A
Avg Revenue beat(2)N/A
Min Revenue beat(2)N/A
Max Revenue beat(2)N/A
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)27.19%
PT rev (3m)27.19%
EPS NQ rev (1m)N/A
EPS NQ rev (3m)N/A
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)N/A
Revenue NQ rev (3m)N/A
Revenue NY rev (1m)0%
Revenue NY rev (3m)0%
Valuation
Industry RankSector Rank
PE N/A
Fwd PE N/A
P/S N/A
P/FCF N/A
P/OCF N/A
P/B N/A
P/tB N/A
EV/EBITDA N/A
EPS(TTM)N/A
EYN/A
EPS(NY)N/A
Fwd EYN/A
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpSN/A
BVpSN/A
TBVpSN/A
PEG (NY)N/A
PEG (5Y)N/A
Graham Number0 (-100%)
Profitability
Industry RankSector Rank
ROA 0.53%
ROE 9.89%
ROCE N/A
ROIC N/A
ROICexc N/A
ROICexgc N/A
OM N/A
PM (TTM) 8.78%
GM N/A
FCFM 24.8%
ROA(3y)0.55%
ROA(5y)0.65%
ROE(3y)9.93%
ROE(5y)11.1%
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3Y-21.13%
PM growth 5Y-13.77%
GM growth 3YN/A
GM growth 5YN/A
F-Score7
Asset Turnover0.06
Health
Industry RankSector Rank
Debt/Equity 4.13
Debt/FCF 14.8
Debt/EBITDA N/A
Cap/Depr 89.92%
Cap/Sales 6%
Interest Coverage N/A
Cash Conversion N/A
Profit Quality 282.54%
Current Ratio N/A
Quick Ratio N/A
Altman-Z N/A
F-Score7
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)107.18%
Cap/Depr(5y)99.14%
Cap/Sales(3y)6.57%
Cap/Sales(5y)5.86%
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)20.08%
EPS 3Y-30.57%
EPS 5Y-18.31%
EPS Q2Q%25.34%
EPS Next Y53.62%
EPS Next 2Y36.53%
EPS Next 3Y27.8%
EPS Next 5YN/A
Revenue 1Y (TTM)8.09%
Revenue growth 3Y-10.07%
Revenue growth 5Y-4.05%
Sales Q2Q%91.05%
Revenue Next Year5.25%
Revenue Next 2Y7.06%
Revenue Next 3YN/A
Revenue Next 5YN/A
EBIT growth 1YN/A
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y321.63%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y751.25%
OCF growth 3Y-49.01%
OCF growth 5Y-32.63%

GRUPO AVAL ACCIONES Y VALORE / AVAL Fundamental Analysis FAQ

What is the fundamental rating for AVAL stock?

ChartMill assigns a fundamental rating of 2 / 10 to AVAL.


Can you provide the valuation status for GRUPO AVAL ACCIONES Y VALORE?

ChartMill assigns a valuation rating of 1 / 10 to GRUPO AVAL ACCIONES Y VALORE (AVAL). This can be considered as Overvalued.


How profitable is GRUPO AVAL ACCIONES Y VALORE (AVAL) stock?

GRUPO AVAL ACCIONES Y VALORE (AVAL) has a profitability rating of 2 / 10.


How financially healthy is GRUPO AVAL ACCIONES Y VALORE?

The financial health rating of GRUPO AVAL ACCIONES Y VALORE (AVAL) is 0 / 10.


What is the earnings growth outlook for GRUPO AVAL ACCIONES Y VALORE?

The Earnings per Share (EPS) of GRUPO AVAL ACCIONES Y VALORE (AVAL) is expected to grow by 53.62% in the next year.