ATEGRITY SPECIALTY HOLDINGS (ASIC) Stock Fundamental Analysis

NYSE:ASIC • US04681Y1038

23.78 USD
+1.58 (+7.12%)
At close: Feb 25, 2026
23.4 USD
-0.38 (-1.6%)
Pre-Market: 2/26/2026, 7:55:04 AM
Overview Stock Chart Technical Analysis Fundamental Analysis Analyst Ratings Earnings Estimates Financials Ownership News
Fundamental Rating

4

ASIC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 150 industry peers in the Insurance industry. ASIC scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. ASIC has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year ASIC was profitable.
ASIC Yearly Net Income VS EBIT VS OCF VS FCFASIC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2023 2024 20M 40M 60M 80M 100M

1.2 Ratios

  • Looking at the Return On Assets, with a value of 3.26%, ASIC is in the better half of the industry, outperforming 67.33% of the companies in the same industry.
  • Looking at the Return On Equity, with a value of 8.00%, ASIC is doing worse than 64.67% of the companies in the same industry.
  • ASIC's Return On Invested Capital of 6.02% is amongst the best of the industry. ASIC outperforms 84.67% of its industry peers.
Industry RankSector Rank
ROA 3.26%
ROE 8%
ROIC 6.02%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ASIC Yearly ROA, ROE, ROICASIC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2023 2024 2 4 6 8 10

1.3 Margins

  • ASIC has a Profit Margin of 14.73%. This is in the better half of the industry: ASIC outperforms 78.00% of its industry peers.
  • With a Operating Margin value of 13.84%, ASIC perfoms like the industry average, outperforming 58.00% of the companies in the same industry.
Industry RankSector Rank
OM 13.84%
PM (TTM) 14.73%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
ASIC Yearly Profit, Operating, Gross MarginsASIC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2023 2024 5 10

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ROAROEROICOperating and Profit MarginShow most profitable peers

5

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ASIC is destroying value.
  • The number of shares outstanding for ASIC remains at a similar level compared to 1 year ago.
  • There is no outstanding debt for ASIC. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
ASIC Yearly Shares OutstandingASIC Yearly Shares OutstandingYearly Shares Outstanding 2023 2024 10M 20M 30M 40M
ASIC Yearly Total Debt VS Total AssetsASIC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • ASIC has an Altman-Z score of 0.52. This is a bad value and indicates that ASIC is not financially healthy and even has some risk of bankruptcy.
  • The Altman-Z score of ASIC (0.52) is better than 72.67% of its industry peers.
  • ASIC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 0.52
ROIC/WACC0.69
WACC8.68%
ASIC Yearly LT Debt VS Equity VS FCFASIC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2023 2024 100M 200M 300M

2.3 Liquidity

  • A Current Ratio of 0.04 indicates that ASIC may have some problems paying its short term obligations.
  • ASIC has a better Current ratio (0.04) than 62.67% of its industry peers.
  • A Quick Ratio of 0.04 indicates that ASIC may have some problems paying its short term obligations.
  • The Quick ratio of ASIC (0.04) is better than 62.67% of its industry peers.
Industry RankSector Rank
Current Ratio 0.04
Quick Ratio 0.04
ASIC Yearly Current Assets VS Current LiabilitesASIC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2023 2024 200M 400M 600M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 368.62% over the past year.
  • The Revenue has grown by 39.07% in the past year. This is a very strong growth!
EPS 1Y (TTM)368.62%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)39.07%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

  • ASIC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 35.93% yearly.
  • ASIC is expected to show a strong growth in Revenue. In the coming years, the Revenue will grow by 34.41% yearly.
EPS Next Y47.07%
EPS Next 2Y37.18%
EPS Next 3Y35.93%
EPS Next 5YN/A
Revenue Next Year23.35%
Revenue Next 2Y33.6%
Revenue Next 3Y34.41%
Revenue Next 5YN/A

3.3 Evolution

ASIC Yearly Revenue VS EstimatesASIC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 2025 2026 2027 200M 400M 600M
ASIC Yearly EPS VS EstimatesASIC Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 0.5 1 1.5 2 2.5

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Find the best growth stocksShow best growing peers

4

4. Valuation

4.1 Price/Earnings Ratio

  • ASIC is valuated rather expensively with a Price/Earnings ratio of 23.78.
  • 72.00% of the companies in the same industry are cheaper than ASIC, based on the Price/Earnings ratio.
  • ASIC's Price/Earnings ratio indicates a similar valuation than the S&P500 average which is at 27.05.
  • Based on the Price/Forward Earnings ratio of 12.63, the valuation of ASIC can be described as correct.
  • ASIC's Price/Forward Earnings ratio is in line with the industry average.
  • ASIC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 28.03.
Industry RankSector Rank
PE 23.78
Fwd PE 12.63
ASIC Price Earnings VS Forward Price EarningsASIC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, ASIC is valued a bit more expensive than 61.33% of the companies in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 24.66
ASIC Per share dataASIC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as ASIC's earnings are expected to grow with 35.93% in the coming years.
PEG (NY)0.51
PEG (5Y)N/A
EPS Next 2Y37.18%
EPS Next 3Y35.93%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. Dividend

5.1 Amount

  • ASIC does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

More info and screens

Find the best dividend stocksShow peers with best dividend

ATEGRITY SPECIALTY HOLDINGS

NYSE:ASIC (2/25/2026, 8:04:00 PM)

Premarket: 23.4 -0.38 (-1.6%)

23.78

+1.58 (+7.12%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-19
Earnings (Next)N/A
Inst Owners13.85%
Inst Owner Change-14.28%
Ins Owners81.2%
Ins Owner Change2.14%
Market Cap1.14B
Revenue(TTM)319.79M
Net Income(TTM)47.09M
Analysts83.64
Price Target27.29 (14.76%)
Short Float %2.67%
Short Ratio2.73
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP15.44%
Div Incr YearsN/A
Div Non Decr YearsN/A
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)29.51%
Min EPS beat(2)25.91%
Max EPS beat(2)33.11%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)3.58%
Min Revenue beat(2)3.23%
Max Revenue beat(2)3.93%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)1.98%
PT rev (3m)-0.19%
EPS NQ rev (1m)3.77%
EPS NQ rev (3m)3.77%
EPS NY rev (1m)0%
EPS NY rev (3m)4.16%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)0%
Revenue NY rev (1m)0%
Revenue NY rev (3m)0.12%
Valuation
Industry RankSector Rank
PE 23.78
Fwd PE 12.63
P/S 3.57
P/FCF N/A
P/OCF N/A
P/B 1.94
P/tB 1.94
EV/EBITDA 24.66
EPS(TTM)1
EY4.21%
EPS(NY)1.88
Fwd EY7.92%
FCF(TTM)N/A
FCFYN/A
OCF(TTM)N/A
OCFYN/A
SpS6.65
BVpS12.24
TBVpS12.24
PEG (NY)0.51
PEG (5Y)N/A
Graham Number16.6
Profitability
Industry RankSector Rank
ROA 3.26%
ROE 8%
ROCE 7.46%
ROIC 6.02%
ROICexc 6.39%
ROICexgc 6.39%
OM 13.84%
PM (TTM) 14.73%
GM N/A
FCFM N/A
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ROICexc(3y)N/A
ROICexc(5y)N/A
ROICexgc(3y)N/A
ROICexgc(5y)N/A
ROCE(3y)N/A
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-ScoreN/A
Asset Turnover0.22
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Debt/EBITDA 0
Cap/Depr N/A
Cap/Sales N/A
Interest Coverage N/A
Cash Conversion N/A
Profit Quality N/A
Current Ratio 0.04
Quick Ratio 0.04
Altman-Z 0.52
F-ScoreN/A
WACC8.68%
ROIC/WACC0.69
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)368.62%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
EPS Next Y47.07%
EPS Next 2Y37.18%
EPS Next 3Y35.93%
EPS Next 5YN/A
Revenue 1Y (TTM)39.07%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A
Revenue Next Year23.35%
Revenue Next 2Y33.6%
Revenue Next 3Y34.41%
Revenue Next 5YN/A
EBIT growth 1Y1167.47%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y46.48%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y46.56%
OCF growth 3YN/A
OCF growth 5YN/A

ATEGRITY SPECIALTY HOLDINGS / ASIC FAQ

What is the ChartMill fundamental rating of ATEGRITY SPECIALTY HOLDINGS (ASIC) stock?

ChartMill assigns a fundamental rating of 4 / 10 to ASIC.


What is the valuation status of ATEGRITY SPECIALTY HOLDINGS (ASIC) stock?

ChartMill assigns a valuation rating of 4 / 10 to ATEGRITY SPECIALTY HOLDINGS (ASIC). This can be considered as Fairly Valued.


Can you provide the profitability details for ATEGRITY SPECIALTY HOLDINGS?

ATEGRITY SPECIALTY HOLDINGS (ASIC) has a profitability rating of 2 / 10.


What are the PE and PB ratios of ATEGRITY SPECIALTY HOLDINGS (ASIC) stock?

The Price/Earnings (PE) ratio for ATEGRITY SPECIALTY HOLDINGS (ASIC) is 23.78 and the Price/Book (PB) ratio is 1.94.


How sustainable is the dividend of ATEGRITY SPECIALTY HOLDINGS (ASIC) stock?

The dividend rating of ATEGRITY SPECIALTY HOLDINGS (ASIC) is 0 / 10 and the dividend payout ratio is 15.44%.