ATEGRITY SPECIALTY HOLDINGS (ASIC) Fundamental Analysis & Valuation

NYSE:ASIC • US04681Y1038

Current stock price

21.16 USD
+0.58 (+2.82%)
Last:

This ASIC fundamental analysis includes valuation metrics, fair value assessment, financial health analysis, profitability trends, growth metrics and dividend sustainability analysis.

4

1. ASIC Profitability Analysis

1.1 Basic Checks

  • ASIC had positive earnings in the past year.
  • In the past year ASIC had a positive cash flow from operations.
ASIC Yearly Net Income VS EBIT VS OCF VS FCFASIC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2023 2024 2025 50M 100M

1.2 Ratios

  • ASIC has a better Return On Assets (5.02%) than 77.70% of its industry peers.
  • ASIC has a Return On Equity of 12.05%. This is comparable to the rest of the industry: ASIC outperforms 58.11% of its industry peers.
  • ASIC has a Return On Invested Capital of 7.15%. This is amongst the best in the industry. ASIC outperforms 82.43% of its industry peers.
  • ASIC had an Average Return On Invested Capital over the past 3 years of 5.53%. This is below the industry average of 9.50%.
  • The last Return On Invested Capital (7.15%) for ASIC is above the 3 year average (5.53%), which is a sign of increasing profitability.
Industry RankSector Rank
ROA 5.02%
ROE 12.05%
ROIC 7.15%
ROA(3y)3.45%
ROA(5y)N/A
ROE(3y)9%
ROE(5y)N/A
ROIC(3y)5.53%
ROIC(5y)N/A
ASIC Yearly ROA, ROE, ROICASIC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2023 2024 2025 2 4 6 8 10

1.3 Margins

  • ASIC's Profit Margin of 19.37% is amongst the best of the industry. ASIC outperforms 82.43% of its industry peers.
  • ASIC has a Operating Margin of 14.37%. This is in the better half of the industry: ASIC outperforms 60.14% of its industry peers.
Industry RankSector Rank
OM 14.37%
PM (TTM) 19.37%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
ASIC Yearly Profit, Operating, Gross MarginsASIC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2023 2024 2025 5 10 15

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5

2. ASIC Health Analysis

2.1 Basic Checks

  • With a Return on Invested Capital (ROIC) below the Cost of Capital (WACC), ASIC is destroying value.
  • Compared to 1 year ago, ASIC has more shares outstanding
  • ASIC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
ASIC Yearly Shares OutstandingASIC Yearly Shares OutstandingYearly Shares Outstanding 2023 2024 2025 10M 20M 30M 40M
ASIC Yearly Total Debt VS Total AssetsASIC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2023 2024 2025 500M 1B

2.2 Solvency

  • Based on the Altman-Z score of 0.50, we must say that ASIC is in the distress zone and has some risk of bankruptcy.
  • ASIC's Altman-Z score of 0.50 is fine compared to the rest of the industry. ASIC outperforms 71.62% of its industry peers.
  • There is no outstanding debt for ASIC. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Altman-Z 0.5
ROIC/WACC0.8
WACC8.96%
ASIC Yearly LT Debt VS Equity VS FCFASIC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2023 2024 2025 200M 400M 600M

2.3 Liquidity

  • ASIC has a Current Ratio of 0.03. This is a bad value and indicates that ASIC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • ASIC's Current ratio of 0.03 is fine compared to the rest of the industry. ASIC outperforms 62.84% of its industry peers.
  • ASIC has a Quick Ratio of 0.03. This is a bad value and indicates that ASIC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • ASIC has a Quick ratio of 0.03. This is in the better half of the industry: ASIC outperforms 62.84% of its industry peers.
Industry RankSector Rank
Current Ratio 0.03
Quick Ratio 0.03
ASIC Yearly Current Assets VS Current LiabilitesASIC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2023 2024 2025 200M 400M 600M 800M

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WACCDebt/EquityHow to determine the health of a companyAltman-Z scoreShow peers with great health

5

3. ASIC Growth Analysis

3.1 Past

  • The Earnings Per Share has grown by an impressive 59.98% over the past year.
  • Looking at the last year, ASIC shows a quite strong growth in Revenue. The Revenue has grown by 19.44% in the last year.
EPS 1Y (TTM)59.98%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%10.89%
Revenue 1Y (TTM)19.44%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%25.34%

3.2 Future

  • ASIC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 31.21% yearly.
  • Based on estimates for the next years, ASIC will show a very strong growth in Revenue. The Revenue will grow by 36.76% on average per year.
EPS Next Y33.26%
EPS Next 2Y34.01%
EPS Next 3Y31.21%
EPS Next 5YN/A
Revenue Next Year45.57%
Revenue Next 2Y40.03%
Revenue Next 3Y36.76%
Revenue Next 5YN/A

3.3 Evolution

ASIC Yearly Revenue VS EstimatesASIC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 2025 2026 2027 2028 200M 400M 600M 800M 1B
ASIC Yearly EPS VS EstimatesASIC Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 2028 1 2 3

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5

4. ASIC Valuation Analysis

4.1 Price/Earnings Ratio

  • A Price/Earnings ratio of 13.22 indicates a correct valuation of ASIC.
  • The rest of the industry has a similar Price/Earnings ratio as ASIC.
  • ASIC is valuated cheaply when we compare the Price/Earnings ratio to 27.87, which is the current average of the S&P500 Index.
  • ASIC is valuated reasonably with a Price/Forward Earnings ratio of 10.79.
  • The rest of the industry has a similar Price/Forward Earnings ratio as ASIC.
  • The average S&P500 Price/Forward Earnings ratio is at 38.51. ASIC is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 13.23
Fwd PE 10.79
ASIC Price Earnings VS Forward Price EarningsASIC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 10 20 30

4.2 Price Multiples

  • Based on the Enterprise Value to EBITDA ratio, ASIC is valued a bit more expensive than 64.86% of the companies in the same industry.
  • ASIC's Price/Free Cash Flow ratio is in line with the industry average.
Industry RankSector Rank
P/FCF 7.23
EV/EBITDA 17.29
ASIC Per share dataASIC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as ASIC's earnings are expected to grow with 31.21% in the coming years.
PEG (NY)0.4
PEG (5Y)N/A
EPS Next 2Y34.01%
EPS Next 3Y31.21%

More info and screens

Price/EarningsPrice/FCFFCF per shareEV/EBITDAPEG RATIOShow best valued peers

0

5. ASIC Dividend Analysis

5.1 Amount

  • ASIC does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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ASIC Fundamentals: All Metrics, Ratios and Statistics

ATEGRITY SPECIALTY HOLDINGS

NYSE:ASIC (4/17/2026, 8:04:00 PM)

21.16

+0.58 (+2.82%)

Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupInsurance
GICS IndustryInsurance
Earnings (Last)02-19
Earnings (Next)N/A
Inst Owners12.74%
Inst Owner Change0.01%
Ins Owners81.2%
Ins Owner Change2.14%
Market Cap1.02B
Revenue(TTM)381.96M
Net Income(TTM)74.00M
Analysts80
Price Target27.29 (28.97%)
Short Float %5.65%
Short Ratio4.03
Dividend
Industry RankSector Rank
Dividend Yield 0%
Yearly DividendN/A
Dividend Growth(5Y)N/A
DP9.27%
Div Incr Years0
Div Non Decr Years0
Ex-DateN/A
Surprises & Revisions
EPS beat(2)2
Avg EPS beat(2)31.49%
Min EPS beat(2)29.87%
Max EPS beat(2)33.11%
EPS beat(4)N/A
Avg EPS beat(4)N/A
Min EPS beat(4)N/A
Max EPS beat(4)N/A
EPS beat(8)N/A
Avg EPS beat(8)N/A
EPS beat(12)N/A
Avg EPS beat(12)N/A
EPS beat(16)N/A
Avg EPS beat(16)N/A
Revenue beat(2)2
Avg Revenue beat(2)4.19%
Min Revenue beat(2)3.93%
Max Revenue beat(2)4.45%
Revenue beat(4)N/A
Avg Revenue beat(4)N/A
Min Revenue beat(4)N/A
Max Revenue beat(4)N/A
Revenue beat(8)N/A
Avg Revenue beat(8)N/A
Revenue beat(12)N/A
Avg Revenue beat(12)N/A
Revenue beat(16)N/A
Avg Revenue beat(16)N/A
PT rev (1m)0%
PT rev (3m)3.68%
EPS NQ rev (1m)0.82%
EPS NQ rev (3m)-1.42%
EPS NY rev (1m)1.45%
EPS NY rev (3m)3.48%
Revenue NQ rev (1m)0%
Revenue NQ rev (3m)-0.3%
Revenue NY rev (1m)-0.38%
Revenue NY rev (3m)0.32%
Valuation
Industry RankSector Rank
PE 13.23
Fwd PE 10.79
P/S 2.66
P/FCF 7.23
P/OCF 6.91
P/B 1.66
P/tB 1.66
EV/EBITDA 17.29
EPS(TTM)1.6
EY7.56%
EPS(NY)1.96
Fwd EY9.27%
FCF(TTM)2.93
FCFY13.83%
OCF(TTM)3.06
OCFY14.47%
SpS7.95
BVpS12.78
TBVpS12.78
PEG (NY)0.4
PEG (5Y)N/A
Graham Number21.449 (1.37%)
Profitability
Industry RankSector Rank
ROA 5.02%
ROE 12.05%
ROCE 8.89%
ROIC 7.15%
ROICexc 7.51%
ROICexgc 7.51%
OM 14.37%
PM (TTM) 19.37%
GM N/A
FCFM 36.84%
ROA(3y)3.45%
ROA(5y)N/A
ROE(3y)9%
ROE(5y)N/A
ROIC(3y)5.53%
ROIC(5y)N/A
ROICexc(3y)6.81%
ROICexc(5y)N/A
ROICexgc(3y)6.81%
ROICexgc(5y)N/A
ROCE(3y)6.88%
ROCE(5y)N/A
ROICexgc growth 3YN/A
ROICexgc growth 5YN/A
ROICexc growth 3YN/A
ROICexc growth 5YN/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
F-Score6
Asset Turnover0.26
Health
Industry RankSector Rank
Debt/Equity 0
Debt/FCF 0
Debt/EBITDA 0
Cap/Depr 1090.39%
Cap/Sales 1.69%
Interest Coverage 31.75
Cash Conversion 265.26%
Profit Quality 190.16%
Current Ratio 0.03
Quick Ratio 0.03
Altman-Z 0.5
F-Score6
WACC8.96%
ROIC/WACC0.8
Cap/Depr(3y)380.98%
Cap/Depr(5y)N/A
Cap/Sales(3y)0.59%
Cap/Sales(5y)N/A
Profit Quality(3y)436.29%
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)59.98%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%10.89%
EPS Next Y33.26%
EPS Next 2Y34.01%
EPS Next 3Y31.21%
EPS Next 5YN/A
Revenue 1Y (TTM)19.44%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%25.34%
Revenue Next Year45.57%
Revenue Next 2Y40.03%
Revenue Next 3Y36.76%
Revenue Next 5YN/A
EBIT growth 1Y24.03%
EBIT growth 3YN/A
EBIT growth 5YN/A
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y12.18%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y17.18%
OCF growth 3YN/A
OCF growth 5YN/A

ATEGRITY SPECIALTY HOLDINGS / ASIC Fundamental Analysis FAQ

What is the ChartMill fundamental rating of ATEGRITY SPECIALTY HOLDINGS (ASIC) stock?

ChartMill assigns a fundamental rating of 4 / 10 to ASIC.


What is the valuation status of ATEGRITY SPECIALTY HOLDINGS (ASIC) stock?

ChartMill assigns a valuation rating of 5 / 10 to ATEGRITY SPECIALTY HOLDINGS (ASIC). This can be considered as Fairly Valued.


What is the profitability of ASIC stock?

ATEGRITY SPECIALTY HOLDINGS (ASIC) has a profitability rating of 4 / 10.


How financially healthy is ATEGRITY SPECIALTY HOLDINGS?

The financial health rating of ATEGRITY SPECIALTY HOLDINGS (ASIC) is 5 / 10.


Is the dividend of ATEGRITY SPECIALTY HOLDINGS sustainable?

The dividend rating of ATEGRITY SPECIALTY HOLDINGS (ASIC) is 0 / 10 and the dividend payout ratio is 9.27%.