ASIC Fundamental Analysis - ATEGRITY SPECIALTY HOLDINGS

Fundamental Rating

Overall ASIC gets a fundamental rating of 4 out of 10. We evaluated ASIC against 147 industry peers in the Insurance industry. ASIC scores quite bad on profitability, while its financial health is fine. Not spectacular, but in line with the averages. ASIC has a decent growth rate and is not valued too expensively.

Quickly go to:

1. Profitability

1.1 Basic Checks

ASIC had positive earnings in the past year.

1.2 Ratios

ASIC has a Return On Assets of 3.45%. This is in the better half of the industry: ASIC outperforms 68.71% of its industry peers.

The Return On Equity of ASIC (8.41%) is worse than 60.54% of its industry peers.

Looking at the Return On Invested Capital, with a value of 6.34%, ASIC belongs to the top of the industry, outperforming 85.71% of the companies in the same industry.

		Industry Rank	Sector Rank
ROA	3.45%
ROE	8.41%
ROIC	6.34%

ROA(3y)N/A

ROA(5y)N/A

ROE(3y)N/A

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

1.3 Margins

The Profit Margin of ASIC (14.73%) is better than 78.23% of its industry peers.

With a Operating Margin value of 13.84%, ASIC perfoms like the industry average, outperforming 58.50% of the companies in the same industry.

		Industry Rank	Sector Rank
OM	13.84%
PM (TTM)	14.73%
GM	N/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

More info and screens

ROA

ROE

ROIC

Operating and Profit Margin

Show most profitable peers

2. Health

2.1 Basic Checks

The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ASIC is destroying value.

ASIC has about the same amout of shares outstanding than it did 1 year ago.

ASIC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

2.2 Solvency

Based on the Altman-Z score of 0.40, we must say that ASIC is in the distress zone and has some risk of bankruptcy.

Looking at the Altman-Z score, with a value of 0.40, ASIC is in the better half of the industry, outperforming 69.39% of the companies in the same industry.

ASIC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	N/A
Altman-Z	0.4

ROIC/WACC0.72

WACC8.77%

2.3 Liquidity

ASIC has a Current Ratio of 0.03. This is a bad value and indicates that ASIC is not financially healthy enough and could expect problems in meeting its short term obligations.

ASIC has a Current ratio of 0.03. This is in the better half of the industry: ASIC outperforms 60.54% of its industry peers.

ASIC has a Quick Ratio of 0.03. This is a bad value and indicates that ASIC is not financially healthy enough and could expect problems in meeting its short term obligations.

Looking at the Quick ratio, with a value of 0.03, ASIC is in the better half of the industry, outperforming 60.54% of the companies in the same industry.

		Industry Rank	Sector Rank
Current Ratio	0.03
Quick Ratio	0.03

More info and screens

WACC

Debt/Equity

How to determine the health of a company

Altman-Z score

Show peers with great health

3. Growth

3.1 Past

ASIC shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 368.62%, which is quite impressive.

ASIC shows a strong growth in Revenue. In the last year, the Revenue has grown by 39.07%.

EPS 1Y (TTM)368.62%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%N/A

Revenue 1Y (TTM)39.07%

Revenue growth 3YN/A

Revenue growth 5YN/A

Sales Q2Q%N/A

3.2 Future

Based on estimates for the next years, ASIC will show a very strong growth in Earnings Per Share. The EPS will grow by 36.41% on average per year.

The Revenue is expected to grow by 34.85% on average over the next years. This is a very strong growth

EPS Next Y46.46%

EPS Next 2Y37.62%

EPS Next 3Y36.41%

EPS Next 5YN/A

Revenue Next Year23.51%

Revenue Next 2Y33.78%

Revenue Next 3Y34.85%

Revenue Next 5YN/A

3.3 Evolution

More info and screens

Find the best growth stocks

Show best growing peers

4. Valuation

4.1 Price/Earnings Ratio

With a Price/Earnings ratio of 19.41, ASIC is valued on the expensive side.

Based on the Price/Earnings ratio, ASIC is valued a bit more expensive than the industry average as 67.35% of the companies are valued more cheaply.

ASIC's Price/Earnings ratio indicates a valuation a bit cheaper than the S&P500 average which is at 26.76.

Based on the Price/Forward Earnings ratio of 10.24, the valuation of ASIC can be described as reasonable.

ASIC's Price/Forward Earnings is on the same level as the industry average.

ASIC's Price/Forward Earnings ratio indicates a rather cheap valuation when compared to the S&P500 average which is at 23.96.

		Industry Rank	Sector Rank
PE	19.41
Fwd PE	10.24

4.2 Price Multiples

Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ASIC indicates a slightly more expensive valuation: ASIC is more expensive than 68.71% of the companies listed in the same industry.

		Industry Rank	Sector Rank
P/FCF	N/A
EV/EBITDA	19.71

4.3 Compensation for Growth

The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.

ASIC's earnings are expected to grow with 36.41% in the coming years. This may justify a more expensive valuation.

PEG (NY)0.42

PEG (5Y)N/A

EPS Next 2Y37.62%

EPS Next 3Y36.41%

More info and screens

Show best valued peers

5. Dividend

5.1 Amount

No dividends for ASIC!.

		Industry Rank	Sector Rank
Dividend Yield	N/A

More info and screens

Find the best dividend stocks

Show peers with best dividend

ATEGRITY SPECIALTY HOLDINGS

NYSE:ASIC (12/11/2025, 8:20:12 PM)

After market: 19.41 0 (0%)

19.41

+0.49 (+2.59%)

Chartmill FA Rating

GICS SectorFinancials

GICS IndustryGroupInsurance

GICS IndustryInsurance

Earnings (Last)10-22 2025-10-22/amc

Earnings (Next)N/A N/A

Inst Owners13.16%

Inst Owner Change13.15%

Ins Owners81.14%

Ins Owner Change37.67%

Market Cap933.04M

Revenue(TTM)319.79M

Net Income(TTM)47.09M

Analysts83.64

Price Target26.32 (35.6%)

Short Float %3.43%

Short Ratio2.1

Dividend

		Industry Rank	Sector Rank
Dividend Yield	N/A

Yearly DividendN/A

Dividend Growth(5Y)N/A

DPN/A

Div Incr YearsN/A

Div Non Decr YearsN/A

Ex-DateN/A

Surprises & Revisions

EPS beat(2)N/A

Avg EPS beat(2)N/A

Min EPS beat(2)N/A

Max EPS beat(2)N/A

EPS beat(4)N/A

Avg EPS beat(4)N/A

Min EPS beat(4)N/A

Max EPS beat(4)N/A

EPS beat(8)N/A

Avg EPS beat(8)N/A

EPS beat(12)N/A

Avg EPS beat(12)N/A

EPS beat(16)N/A

Avg EPS beat(16)N/A

Revenue beat(2)N/A

Avg Revenue beat(2)N/A

Min Revenue beat(2)N/A

Max Revenue beat(2)N/A

Revenue beat(4)N/A

Avg Revenue beat(4)N/A

Min Revenue beat(4)N/A

Max Revenue beat(4)N/A

Revenue beat(8)N/A

Avg Revenue beat(8)N/A

Revenue beat(12)N/A

Avg Revenue beat(12)N/A

Revenue beat(16)N/A

Avg Revenue beat(16)N/A

PT rev (1m)0%

PT rev (3m)-5.32%

EPS NQ rev (1m)0%

EPS NQ rev (3m)-0.76%

EPS NY rev (1m)3.73%

EPS NY rev (3m)7.22%

Revenue NQ rev (1m)0%

Revenue NQ rev (3m)0%

Revenue NY rev (1m)0.25%

Revenue NY rev (3m)-1.09%

Valuation

		Industry Rank	Sector Rank
PE	19.41
Fwd PE	10.24
P/S	2.92
P/FCF	N/A
P/OCF	N/A
P/B	1.67
P/tB	1.67
EV/EBITDA	19.71

EPS(TTM)1

EY5.15%

EPS(NY)1.89

Fwd EY9.76%

FCF(TTM)N/A

FCFYN/A

OCF(TTM)N/A

OCFYN/A

SpS6.65

BVpS11.64

TBVpS11.64

PEG (NY)0.42

PEG (5Y)N/A

Graham Number16.19

Profitability

		Industry Rank	Sector Rank
ROA	3.45%
ROE	8.41%
ROCE	7.85%
ROIC	6.34%
ROICexc	6.62%
ROICexgc	6.62%
OM	13.84%
PM (TTM)	14.73%
GM	N/A
FCFM	N/A

ROA(3y)N/A

ROA(5y)N/A

ROE(3y)N/A

ROE(5y)N/A

ROIC(3y)N/A

ROIC(5y)N/A

ROICexc(3y)N/A

ROICexc(5y)N/A

ROICexgc(3y)N/A

ROICexgc(5y)N/A

ROCE(3y)N/A

ROCE(5y)N/A

ROICexgc growth 3YN/A

ROICexgc growth 5YN/A

ROICexc growth 3YN/A

ROICexc growth 5YN/A

OM growth 3YN/A

OM growth 5YN/A

PM growth 3YN/A

PM growth 5YN/A

GM growth 3YN/A

GM growth 5YN/A

F-ScoreN/A

Asset Turnover0.23

Health

		Industry Rank	Sector Rank
Debt/Equity	0
Debt/FCF	N/A
Debt/EBITDA	0
Cap/Depr	N/A
Cap/Sales	N/A
Interest Coverage	N/A
Cash Conversion	N/A
Profit Quality	N/A
Current Ratio	0.03
Quick Ratio	0.03
Altman-Z	0.4

F-ScoreN/A

WACC8.77%

ROIC/WACC0.72

Cap/Depr(3y)N/A

Cap/Depr(5y)N/A

Cap/Sales(3y)N/A

Cap/Sales(5y)N/A

Profit Quality(3y)N/A

Profit Quality(5y)N/A

High Growth Momentum

Growth

EPS 1Y (TTM)368.62%

EPS 3YN/A

EPS 5YN/A

EPS Q2Q%N/A

EPS Next Y46.46%

EPS Next 2Y37.62%

EPS Next 3Y36.41%

EPS Next 5YN/A

Revenue 1Y (TTM)39.07%

Revenue growth 3YN/A

Revenue growth 5YN/A

Sales Q2Q%N/A

Revenue Next Year23.51%

Revenue Next 2Y33.78%

Revenue Next 3Y34.85%

Revenue Next 5YN/A

EBIT growth 1Y1167.47%

EBIT growth 3YN/A

EBIT growth 5YN/A

EBIT Next YearN/A

EBIT Next 3YN/A

EBIT Next 5YN/A

FCF growth 1Y46.48%

FCF growth 3YN/A

FCF growth 5YN/A

OCF growth 1Y46.56%

OCF growth 3YN/A

OCF growth 5YN/A

ATEGRITY SPECIALTY HOLDINGS / ASIC FAQ

What is the ChartMill fundamental rating of ATEGRITY SPECIALTY HOLDINGS (ASIC) stock?

ChartMill assigns a fundamental rating of 4 / 10 to ASIC.

Can you provide the valuation status for ATEGRITY SPECIALTY HOLDINGS?

ChartMill assigns a valuation rating of 4 / 10 to ATEGRITY SPECIALTY HOLDINGS (ASIC). This can be considered as Fairly Valued.

Can you provide the profitability details for ATEGRITY SPECIALTY HOLDINGS?

ATEGRITY SPECIALTY HOLDINGS (ASIC) has a profitability rating of 2 / 10.

How financially healthy is ATEGRITY SPECIALTY HOLDINGS?

The financial health rating of ATEGRITY SPECIALTY HOLDINGS (ASIC) is 5 / 10.

ATEGRITY SPECIALTY HOLDINGS (ASIC) Stock Fundamental Analysis

1. Profitability

1.1 Basic Checks

1.2 Ratios

1.3 Margins

More info and screens

2. Health

2.1 Basic Checks

2.2 Solvency

2.3 Liquidity

More info and screens

3. Growth

3.1 Past

3.2 Future

3.3 Evolution

More info and screens

4. Valuation

4.1 Price/Earnings Ratio

4.2 Price Multiples

4.3 Compensation for Growth

More info and screens

5. Dividend

5.1 Amount

More info and screens

ATEGRITY SPECIALTY HOLDINGS / ASIC FAQ

What is the ChartMill fundamental rating of ATEGRITY SPECIALTY HOLDINGS (ASIC) stock?

Can you provide the valuation status for ATEGRITY SPECIALTY HOLDINGS?

Can you provide the profitability details for ATEGRITY SPECIALTY HOLDINGS?

How financially healthy is ATEGRITY SPECIALTY HOLDINGS?