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ATEGRITY SPECIALTY HOLDINGS (ASIC) Stock Fundamental Analysis

USA - New York Stock Exchange - NYSE:ASIC - US04681Y1038 - Common Stock

18.52 USD
+0.39 (+2.15%)
Last: 1/22/2026, 8:22:54 PM
18.52 USD
0 (0%)
After Hours: 1/22/2026, 8:22:54 PM
Fundamental Rating

4

ASIC gets a fundamental rating of 4 out of 10. The analysis compared the fundamentals against 149 industry peers in the Insurance industry. The financial health of ASIC is average, but there are quite some concerns on its profitability. ASIC has a decent growth rate and is not valued too expensively.


Dividend Valuation Growth Profitability Health

2

1. Profitability

1.1 Basic Checks

  • In the past year ASIC was profitable.
ASIC Yearly Net Income VS EBIT VS OCF VS FCFASIC Yearly Net Income VS EBIT VS OCF VS FCFYearly Net Income VS EBIT VS OCF VS FCF 2023 2024 20M 40M 60M 80M 100M

1.2 Ratios

  • ASIC's Return On Assets of 3.26% is fine compared to the rest of the industry. ASIC outperforms 66.44% of its industry peers.
  • Looking at the Return On Equity, with a value of 8.00%, ASIC is doing worse than 65.10% of the companies in the same industry.
  • The Return On Invested Capital of ASIC (6.02%) is better than 85.23% of its industry peers.
Industry RankSector Rank
ROA 3.26%
ROE 8%
ROIC 6.02%
ROA(3y)N/A
ROA(5y)N/A
ROE(3y)N/A
ROE(5y)N/A
ROIC(3y)N/A
ROIC(5y)N/A
ASIC Yearly ROA, ROE, ROICASIC Yearly ROA, ROE, ROICYearly ROA, ROE, ROIC 2023 2024 2 4 6 8 10

1.3 Margins

  • With a decent Profit Margin value of 14.73%, ASIC is doing good in the industry, outperforming 77.85% of the companies in the same industry.
  • ASIC's Operating Margin of 13.84% is in line compared to the rest of the industry. ASIC outperforms 57.72% of its industry peers.
Industry RankSector Rank
OM 13.84%
PM (TTM) 14.73%
GM N/A
OM growth 3YN/A
OM growth 5YN/A
PM growth 3YN/A
PM growth 5YN/A
GM growth 3YN/A
GM growth 5YN/A
ASIC Yearly Profit, Operating, Gross MarginsASIC Yearly Profit, Operating, Gross MarginsYearly Profit, Operating, Gross Margins 2023 2024 5 10

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5

2. Health

2.1 Basic Checks

  • The Return on Invested Capital (ROIC) is below the Cost of Capital (WACC), so ASIC is destroying value.
  • Compared to 1 year ago, ASIC has about the same amount of shares outstanding.
  • ASIC has no outstanding debt. Therefor its Debt/Equity and Debt/FCF ratios are 0 and belong to the best of the industry.
ASIC Yearly Shares OutstandingASIC Yearly Shares OutstandingYearly Shares Outstanding 2023 2024 10M 20M 30M 40M
ASIC Yearly Total Debt VS Total AssetsASIC Yearly Total Debt VS Total AssetsYearly Total Debt VS Total Assets 2023 2024 200M 400M 600M 800M 1B

2.2 Solvency

  • ASIC has an Altman-Z score of 0.35. This is a bad value and indicates that ASIC is not financially healthy and even has some risk of bankruptcy.
  • Looking at the Altman-Z score, with a value of 0.35, ASIC is in the better half of the industry, outperforming 71.14% of the companies in the same industry.
  • There is no outstanding debt for ASIC. This means it has a Debt/Equity and Debt/FCF ratio of 0 and it is amongst the best of the sector and industry.
Industry RankSector Rank
Debt/Equity 0
Debt/FCF N/A
Altman-Z 0.35
ROIC/WACC0.68
WACC8.9%
ASIC Yearly LT Debt VS Equity VS FCFASIC Yearly LT Debt VS Equity VS FCFYearly LT Debt VS Equity VS FCF 2023 2024 100M 200M 300M

2.3 Liquidity

  • ASIC has a Current Ratio of 0.04. This is a bad value and indicates that ASIC is not financially healthy enough and could expect problems in meeting its short term obligations.
  • ASIC has a better Current ratio (0.04) than 61.74% of its industry peers.
  • A Quick Ratio of 0.04 indicates that ASIC may have some problems paying its short term obligations.
  • ASIC has a better Quick ratio (0.04) than 61.74% of its industry peers.
Industry RankSector Rank
Current Ratio 0.04
Quick Ratio 0.04
ASIC Yearly Current Assets VS Current LiabilitesASIC Yearly Current Assets VS Current LiabilitesYearly Current Assets VS Current Liabilites 2023 2024 200M 400M 600M

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5

3. Growth

3.1 Past

  • The Earnings Per Share has grown by an impressive 368.62% over the past year.
  • ASIC shows a strong growth in Revenue. In the last year, the Revenue has grown by 39.07%.
EPS 1Y (TTM)368.62%
EPS 3YN/A
EPS 5YN/A
EPS Q2Q%N/A
Revenue 1Y (TTM)39.07%
Revenue growth 3YN/A
Revenue growth 5YN/A
Sales Q2Q%N/A

3.2 Future

  • ASIC is expected to show a strong growth in Earnings Per Share. In the coming years, the EPS will grow by 36.41% yearly.
  • Based on estimates for the next years, ASIC will show a very strong growth in Revenue. The Revenue will grow by 34.41% on average per year.
EPS Next Y46.46%
EPS Next 2Y37.62%
EPS Next 3Y36.41%
EPS Next 5YN/A
Revenue Next Year23.35%
Revenue Next 2Y33.6%
Revenue Next 3Y34.41%
Revenue Next 5YN/A

3.3 Evolution

ASIC Yearly Revenue VS EstimatesASIC Yearly Revenue VS EstimatesYearly Revenue VS Estimates 2023 2024 2025 2026 2027 200M 400M 600M
ASIC Yearly EPS VS EstimatesASIC Yearly EPS VS EstimatesYearly EPS VS Estimates 2025 2026 2027 0.5 1 1.5 2 2.5

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4

4. Valuation

4.1 Price/Earnings Ratio

  • Based on the Price/Earnings ratio of 18.52, the valuation of ASIC can be described as rather expensive.
  • Based on the Price/Earnings ratio, ASIC is valued a bit more expensive than the industry average as 64.43% of the companies are valued more cheaply.
  • Compared to an average S&P500 Price/Earnings ratio of 27.30, ASIC is valued a bit cheaper.
  • ASIC is valuated reasonably with a Price/Forward Earnings ratio of 9.77.
  • Compared to the rest of the industry, the Price/Forward Earnings ratio of ASIC is on the same level as its industry peers.
  • The average S&P500 Price/Forward Earnings ratio is at 24.32. ASIC is valued rather cheaply when compared to this.
Industry RankSector Rank
PE 18.52
Fwd PE 9.77
ASIC Price Earnings VS Forward Price EarningsASIC Price Earnings VS Forward Price Earnings ChartPrice Earnings - Forward Price Earnings PE FPE 20 40 60 80

4.2 Price Multiples

  • Compared to the rest of the industry, the Enterprise Value to EBITDA ratio of ASIC indicates a slightly more expensive valuation: ASIC is more expensive than 67.79% of the companies listed in the same industry.
Industry RankSector Rank
P/FCF N/A
EV/EBITDA 19.04
ASIC Per share dataASIC EPS, Sales, OCF, FCF, BookValue per sharePer Share Data Per Share 2 4 6 8 10

4.3 Compensation for Growth

  • The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
  • A more expensive valuation may be justified as ASIC's earnings are expected to grow with 36.41% in the coming years.
PEG (NY)0.4
PEG (5Y)N/A
EPS Next 2Y37.62%
EPS Next 3Y36.41%

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0

5. Dividend

5.1 Amount

  • ASIC does not give a dividend.
Industry RankSector Rank
Dividend Yield 0%

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ATEGRITY SPECIALTY HOLDINGS / ASIC FAQ

What is the ChartMill fundamental rating of ATEGRITY SPECIALTY HOLDINGS (ASIC) stock?

ChartMill assigns a fundamental rating of 4 / 10 to ASIC.


What is the valuation status of ATEGRITY SPECIALTY HOLDINGS (ASIC) stock?

ChartMill assigns a valuation rating of 4 / 10 to ATEGRITY SPECIALTY HOLDINGS (ASIC). This can be considered as Fairly Valued.


Can you provide the profitability details for ATEGRITY SPECIALTY HOLDINGS?

ATEGRITY SPECIALTY HOLDINGS (ASIC) has a profitability rating of 2 / 10.


What are the PE and PB ratios of ATEGRITY SPECIALTY HOLDINGS (ASIC) stock?

The Price/Earnings (PE) ratio for ATEGRITY SPECIALTY HOLDINGS (ASIC) is 18.52 and the Price/Book (PB) ratio is 1.51.


How sustainable is the dividend of ATEGRITY SPECIALTY HOLDINGS (ASIC) stock?

The dividend rating of ATEGRITY SPECIALTY HOLDINGS (ASIC) is 0 / 10 and the dividend payout ratio is 15.44%.