ANGEL OAK MORTGAGE REIT INC (AOMR) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:AOMR - US03464Y1082 - REIT
8.71 USD
+0.11 (+1.28%)
8.71 USD
0 (0%)
Overall AOMR gets a fundamental rating of 6 out of 10. We evaluated AOMR against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AOMR has an excellent profitability rating, but there are concerns on its financial health. An interesting combination arises when we look at growth and value: AOMR is growing strongly while it also seems undervalued.
1. Profitability
1.1 Basic Checks
In the past year AOMR was profitable.
AOMR had a negative operating cash flow in the past year.
Of the past 5 years AOMR 4 years were profitable.
The reported operating cash flow has been mixed in the past 5 years: AOMR reported negative operating cash flow in multiple years.
1.2 Ratios
AOMR has a Return On Assets of 0.66%. This is in the better half of the industry: AOMR outperforms 73.53% of its industry peers.
AOMR's Return On Equity of 6.62% is amongst the best of the industry. AOMR outperforms 89.71% of its industry peers.
With a decent Return On Invested Capital value of 0.75%, AOMR is doing good in the industry, outperforming 67.65% of the companies in the same industry.
AOMR had an Average Return On Invested Capital over the past 3 years of 0.64%. This is in line with the industry average of 1.22%.
The last Return On Invested Capital (0.75%) for AOMR is above the 3 year average (0.64%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.66% | ||
| ROE | 6.62% | ||
| ROIC | 0.75% |
ROA(3y)-1.22%
ROA(5y)-0.54%
ROE(3y)-18.1%
ROE(5y)-9.94%
ROIC(3y)0.64%
ROIC(5y)1.32%
1.3 Margins
AOMR has a better Profit Margin (43.65%) than 95.59% of its industry peers.
In the last couple of years the Profit Margin of AOMR has grown nicely.
AOMR has a better Operating Margin (58.50%) than 97.06% of its industry peers.
AOMR's Operating Margin has improved in the last couple of years.
AOMR's Gross Margin of 89.81% is amongst the best of the industry. AOMR outperforms 98.53% of its industry peers.
In the last couple of years the Gross Margin of AOMR has grown nicely.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 58.5% | ||
| PM (TTM) | 43.65% | ||
| GM | 89.81% |
OM growth 3Y-9.35%
OM growth 5Y2.62%
PM growth 3Y21.67%
PM growth 5Y12.2%
GM growth 3Y-3.55%
GM growth 5Y2.48%
2. Health
2.1 Basic Checks
Compared to 1 year ago, AOMR has less shares outstanding
Compared to 5 years ago, AOMR has less shares outstanding
Compared to 1 year ago, AOMR has a worse debt to assets ratio.
2.2 Solvency
Based on the Altman-Z score of -0.08, we must say that AOMR is in the distress zone and has some risk of bankruptcy.
With a Altman-Z score value of -0.08, AOMR perfoms like the industry average, outperforming 51.47% of the companies in the same industry.
A Debt/Equity ratio of 8.37 is on the high side and indicates that AOMR has dependencies on debt financing.
With a Debt to Equity ratio value of 8.37, AOMR is not doing good in the industry: 82.35% of the companies in the same industry are doing better.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.37 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.08 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
AOMR has a Current Ratio of 0.31. This is a bad value and indicates that AOMR is not financially healthy enough and could expect problems in meeting its short term obligations.
The Current ratio of AOMR (0.31) is better than 60.29% of its industry peers.
AOMR has a Quick Ratio of 0.31. This is a bad value and indicates that AOMR is not financially healthy enough and could expect problems in meeting its short term obligations.
AOMR has a better Quick ratio (0.31) than 60.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.31 | ||
| Quick Ratio | 0.31 |
3. Growth
3.1 Past
AOMR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 292.11%, which is quite impressive.
Measured over the past years, AOMR shows a very strong growth in Earnings Per Share. The EPS has been growing by 42.43% on average per year.
AOMR shows quite a strong growth in Revenue. In the last year, the Revenue has grown by 13.50%.
The Revenue has been growing by 25.67% on average over the past years. This is a very strong growth!
EPS 1Y (TTM)292.11%
EPS 3Y11.75%
EPS 5Y42.43%
EPS Q2Q%114.29%
Revenue 1Y (TTM)13.5%
Revenue growth 3Y-9.05%
Revenue growth 5Y25.67%
Sales Q2Q%12.86%
3.2 Future
The Earnings Per Share is expected to grow by 69.41% on average over the next years. This is a very strong growth
AOMR is expected to show a small growth in Revenue. In the coming years, the Revenue will grow by 6.81% yearly.
EPS Next Y199.2%
EPS Next 2Y114.56%
EPS Next 3Y69.41%
EPS Next 5YN/A
Revenue Next Year11%
Revenue Next 2Y13.08%
Revenue Next 3Y6.81%
Revenue Next 5YN/A
3.3 Evolution
When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
The Price/Earnings ratio is 11.93, which indicates a very decent valuation of AOMR.
AOMR's Price/Earnings ratio is a bit cheaper when compared to the industry. AOMR is cheaper than 63.24% of the companies in the same industry.
When comparing the Price/Earnings ratio of AOMR to the average of the S&P500 Index (26.15), we can say AOMR is valued rather cheaply.
Based on the Price/Forward Earnings ratio of 6.31, the valuation of AOMR can be described as very cheap.
Based on the Price/Forward Earnings ratio, AOMR is valued cheaper than 89.71% of the companies in the same industry.
The average S&P500 Price/Forward Earnings ratio is at 36.12. AOMR is valued rather cheaply when compared to this.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.93 | ||
| Fwd PE | 6.31 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
The excellent profitability rating of AOMR may justify a higher PE ratio.
AOMR's earnings are expected to grow with 69.41% in the coming years. This may justify a more expensive valuation.
PEG (NY)0.06
PEG (5Y)0.28
EPS Next 2Y114.56%
EPS Next 3Y69.41%
5. Dividend
5.1 Amount
With a Yearly Dividend Yield of 15.65%, AOMR is a good candidate for dividend investing.
AOMR's Dividend Yield is rather good when compared to the industry average which is at 12.91. AOMR pays more dividend than 85.29% of the companies in the same industry.
Compared to an average S&P500 Dividend Yield of 2.41, AOMR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.65% |
5.2 History
AOMR has been paying a dividend for over 5 years, so it has already some track record.
The dividend of AOMR decreased recently.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
174.30% of the earnings are spent on dividend by AOMR. This is not a sustainable payout ratio.
DP174.3%
EPS Next 2Y114.56%
EPS Next 3Y69.41%
8.71
+0.11 (+1.28%)
Chartmill FA Rating
GICS SectorFinancials
GICS IndustryGroupFinancial Services
GICS IndustryMortgage Real Estate Investment Trusts (REITs)"
Earnings (Last)
Earnings (Next)
Inst Owners69.03%
Inst Owner Change7.28%
Ins Owners4.61%
Ins Owner Change0.03%
Market Cap207.04M
Revenue(TTM)40.07M
Net Income(TTM)17.49M
Analysts80
Price Target11.83 (35.82%)
Short Float %1.31%
Short Ratio2.66
Dividend
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 15.65% |
Yearly Dividend1.28
Dividend Growth(5Y)N/A
DP174.3%
Div Incr Years0
Div Non Decr Years1
Ex-Date
Surprises & Revisions
EPS beat(2)0
Avg EPS beat(2)-77.86%
Min EPS beat(2)-93.46%
Max EPS beat(2)-62.25%
EPS beat(4)1
Avg EPS beat(4)-35.03%
Min EPS beat(4)-93.46%
Max EPS beat(4)54.14%
EPS beat(8)1
Avg EPS beat(8)-89.9%
EPS beat(12)1
Avg EPS beat(12)-208.99%
EPS beat(16)3
Avg EPS beat(16)-174.45%
Revenue beat(2)0
Avg Revenue beat(2)-8.59%
Min Revenue beat(2)-10.75%
Max Revenue beat(2)-6.43%
Revenue beat(4)0
Avg Revenue beat(4)-10.37%
Min Revenue beat(4)-13.49%
Max Revenue beat(4)-6.43%
Revenue beat(8)0
Avg Revenue beat(8)-9.24%
Revenue beat(12)0
Avg Revenue beat(12)-16.98%
Revenue beat(16)1
Avg Revenue beat(16)-18.4%
PT rev (1m)-2.66%
PT rev (3m)-2.66%
EPS NQ rev (1m)-8.23%
EPS NQ rev (3m)-6.45%
EPS NY rev (1m)0%
EPS NY rev (3m)0%
Revenue NQ rev (1m)0.62%
Revenue NQ rev (3m)-1.97%
Revenue NY rev (1m)-0.18%
Revenue NY rev (3m)-1.81%
Valuation
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 11.93 | ||
| Fwd PE | 6.31 | ||
| P/S | 5.17 | ||
| P/FCF | N/A | ||
| P/OCF | N/A | ||
| P/B | 0.78 | ||
| P/tB | 0.78 | ||
| EV/EBITDA | N/A |
EPS(TTM)0.73
EY8.38%
EPS(NY)1.38
Fwd EY15.86%
FCF(TTM)-15.97
FCFYN/A
OCF(TTM)-15.97
OCFYN/A
SpS1.69
BVpS11.11
TBVpS11.11
PEG (NY)0.06
PEG (5Y)0.28
Graham Number13.51
Profitability
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.66% | ||
| ROE | 6.62% | ||
| ROCE | 0.97% | ||
| ROIC | 0.75% | ||
| ROICexc | 0.76% | ||
| ROICexgc | 0.77% | ||
| OM | 58.5% | ||
| PM (TTM) | 43.65% | ||
| GM | 89.81% | ||
| FCFM | N/A |
ROA(3y)-1.22%
ROA(5y)-0.54%
ROE(3y)-18.1%
ROE(5y)-9.94%
ROIC(3y)0.64%
ROIC(5y)1.32%
ROICexc(3y)0.65%
ROICexc(5y)1.4%
ROICexgc(3y)0.66%
ROICexgc(5y)1.4%
ROCE(3y)0.85%
ROCE(5y)2.27%
ROICexgc growth 3Y-10.97%
ROICexgc growth 5Y-4.36%
ROICexc growth 3Y-11.11%
ROICexc growth 5Y-4.49%
OM growth 3Y-9.35%
OM growth 5Y2.62%
PM growth 3Y21.67%
PM growth 5Y12.2%
GM growth 3Y-3.55%
GM growth 5Y2.48%
F-Score2
Asset Turnover0.02
Health
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.37 | ||
| Debt/FCF | N/A | ||
| Debt/EBITDA | N/A | ||
| Cap/Depr | N/A | ||
| Cap/Sales | N/A | ||
| Interest Coverage | 0.29 | ||
| Cash Conversion | N/A | ||
| Profit Quality | N/A | ||
| Current Ratio | 0.31 | ||
| Quick Ratio | 0.31 | ||
| Altman-Z | -0.08 |
F-Score2
WACCN/A
ROIC/WACCN/A
Cap/Depr(3y)N/A
Cap/Depr(5y)N/A
Cap/Sales(3y)N/A
Cap/Sales(5y)N/A
Profit Quality(3y)N/A
Profit Quality(5y)N/A
High Growth Momentum
Growth
EPS 1Y (TTM)292.11%
EPS 3Y11.75%
EPS 5Y42.43%
EPS Q2Q%114.29%
EPS Next Y199.2%
EPS Next 2Y114.56%
EPS Next 3Y69.41%
EPS Next 5YN/A
Revenue 1Y (TTM)13.5%
Revenue growth 3Y-9.05%
Revenue growth 5Y25.67%
Sales Q2Q%12.86%
Revenue Next Year11%
Revenue Next 2Y13.08%
Revenue Next 3Y6.81%
Revenue Next 5YN/A
EBIT growth 1Y31.48%
EBIT growth 3Y-17.55%
EBIT growth 5Y28.96%
EBIT Next YearN/A
EBIT Next 3YN/A
EBIT Next 5YN/A
FCF growth 1Y-158.18%
FCF growth 3YN/A
FCF growth 5YN/A
OCF growth 1Y-158.18%
OCF growth 3YN/A
OCF growth 5YN/A
ANGEL OAK MORTGAGE REIT INC / AOMR FAQ
What is the fundamental rating for AOMR stock?
ChartMill assigns a fundamental rating of 6 / 10 to AOMR.
What is the valuation status of ANGEL OAK MORTGAGE REIT INC (AOMR) stock?
ChartMill assigns a valuation rating of 7 / 10 to ANGEL OAK MORTGAGE REIT INC (AOMR). This can be considered as Undervalued.
What is the profitability of AOMR stock?
ANGEL OAK MORTGAGE REIT INC (AOMR) has a profitability rating of 8 / 10.
Can you provide the expected EPS growth for AOMR stock?
The Earnings per Share (EPS) of ANGEL OAK MORTGAGE REIT INC (AOMR) is expected to grow by 199.2% in the next year.
Can you provide the dividend sustainability for AOMR stock?
The dividend rating of ANGEL OAK MORTGAGE REIT INC (AOMR) is 5 / 10 and the dividend payout ratio is 174.3%.