ANGEL OAK MORTGAGE REIT INC (AOMR) Stock Fundamental Analysis
USA - New York Stock Exchange - NYSE:AOMR - US03464Y1082 - REIT
9.11 USD
-0.04 (-0.44%)
9.11 USD
0 (0%)
Overall AOMR gets a fundamental rating of 6 out of 10. We evaluated AOMR against 68 industry peers in the Mortgage Real Estate Investment Trusts (REITs)" industry. AOMR scores excellent on profitability, but there are concerns on its financial health. AOMR is growing strongly while it also seems undervalued. This is an interesting combination
1. Profitability
1.1 Basic Checks
- In the past year AOMR was profitable.
- AOMR had a negative operating cash flow in the past year.
- Of the past 5 years AOMR 4 years were profitable.
- The reported operating cash flow has been mixed in the past 5 years: AOMR reported negative operating cash flow in multiple years.
1.2 Ratios
- With a decent Return On Assets value of 0.66%, AOMR is doing good in the industry, outperforming 73.53% of the companies in the same industry.
- With an excellent Return On Equity value of 6.62%, AOMR belongs to the best of the industry, outperforming 89.71% of the companies in the same industry.
- Looking at the Return On Invested Capital, with a value of 0.75%, AOMR is in the better half of the industry, outperforming 67.65% of the companies in the same industry.
- AOMR had an Average Return On Invested Capital over the past 3 years of 0.64%. This is in line with the industry average of 1.28%.
- The last Return On Invested Capital (0.75%) for AOMR is above the 3 year average (0.64%), which is a sign of increasing profitability.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| ROA | 0.66% | ||
| ROE | 6.62% | ||
| ROIC | 0.75% |
ROA(3y)-1.22%
ROA(5y)-0.54%
ROE(3y)-18.1%
ROE(5y)-9.94%
ROIC(3y)0.64%
ROIC(5y)1.32%
1.3 Margins
- The Profit Margin of AOMR (43.65%) is better than 95.59% of its industry peers.
- AOMR's Profit Margin has improved in the last couple of years.
- AOMR's Operating Margin of 58.50% is amongst the best of the industry. AOMR outperforms 97.06% of its industry peers.
- AOMR's Operating Margin has improved in the last couple of years.
- AOMR's Gross Margin of 89.81% is amongst the best of the industry. AOMR outperforms 98.53% of its industry peers.
- AOMR's Gross Margin has improved in the last couple of years.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| OM | 58.5% | ||
| PM (TTM) | 43.65% | ||
| GM | 89.81% |
OM growth 3Y-9.35%
OM growth 5Y2.62%
PM growth 3Y21.67%
PM growth 5Y12.2%
GM growth 3Y-3.55%
GM growth 5Y2.48%
2. Health
2.1 Basic Checks
- AOMR has less shares outstanding than it did 1 year ago.
- AOMR has less shares outstanding than it did 5 years ago.
- AOMR has a worse debt/assets ratio than last year.
2.2 Solvency
- AOMR has an Altman-Z score of -0.08. This is a bad value and indicates that AOMR is not financially healthy and even has some risk of bankruptcy.
- AOMR's Altman-Z score of -0.08 is in line compared to the rest of the industry. AOMR outperforms 51.47% of its industry peers.
- AOMR has a Debt/Equity ratio of 8.37. This is a high value indicating a heavy dependency on external financing.
- AOMR has a Debt to Equity ratio of 8.37. This is amonst the worse of the industry: AOMR underperforms 82.35% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Debt/Equity | 8.37 | ||
| Debt/FCF | N/A | ||
| Altman-Z | -0.08 |
ROIC/WACCN/A
WACCN/A
2.3 Liquidity
- AOMR has a Current Ratio of 0.31. This is a bad value and indicates that AOMR is not financially healthy enough and could expect problems in meeting its short term obligations.
- AOMR's Current ratio of 0.31 is fine compared to the rest of the industry. AOMR outperforms 60.29% of its industry peers.
- A Quick Ratio of 0.31 indicates that AOMR may have some problems paying its short term obligations.
- AOMR has a better Quick ratio (0.31) than 60.29% of its industry peers.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Current Ratio | 0.31 | ||
| Quick Ratio | 0.31 |
3. Growth
3.1 Past
- AOMR shows a strong growth in Earnings Per Share. In the last year, the EPS has been growing by 292.11%, which is quite impressive.
- AOMR shows a strong growth in Earnings Per Share. Measured over the last years, the EPS has been growing by 42.43% yearly.
- Looking at the last year, AOMR shows a quite strong growth in Revenue. The Revenue has grown by 13.50% in the last year.
- AOMR shows a strong growth in Revenue. Measured over the last years, the Revenue has been growing by 25.67% yearly.
EPS 1Y (TTM)292.11%
EPS 3Y11.75%
EPS 5Y42.43%
EPS Q2Q%114.29%
Revenue 1Y (TTM)13.5%
Revenue growth 3Y-9.05%
Revenue growth 5Y25.67%
Sales Q2Q%12.86%
3.2 Future
- Based on estimates for the next years, AOMR will show a very strong growth in Earnings Per Share. The EPS will grow by 68.35% on average per year.
- AOMR is expected to show quite a strong growth in Revenue. In the coming years, the Revenue will grow by 8.31% yearly.
EPS Next Y100.6%
EPS Next 2Y112.65%
EPS Next 3Y68.35%
EPS Next 5YN/A
Revenue Next Year9.14%
Revenue Next 2Y13.03%
Revenue Next 3Y8.31%
Revenue Next 5YN/A
3.3 Evolution
- When comparing the EPS growth rate of the last years to the growth rate of the upcoming years, we see that the growth is accelerating.
- When comparing the Revenue growth rate of the last years to the growth rate of the upcoming years, we see that the growth is decreasing.
4. Valuation
4.1 Price/Earnings Ratio
- With a Price/Earnings ratio of 12.48, AOMR is valued correctly.
- 63.24% of the companies in the same industry are more expensive than AOMR, based on the Price/Earnings ratio.
- The average S&P500 Price/Earnings ratio is at 27.21. AOMR is valued rather cheaply when compared to this.
- The Price/Forward Earnings ratio is 6.72, which indicates a rather cheap valuation of AOMR.
- Based on the Price/Forward Earnings ratio, AOMR is valued cheaper than 88.24% of the companies in the same industry.
- Compared to an average S&P500 Price/Forward Earnings ratio of 24.26, AOMR is valued rather cheaply.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| PE | 12.48 | ||
| Fwd PE | 6.72 |
4.2 Price Multiples
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| P/FCF | N/A | ||
| EV/EBITDA | N/A |
4.3 Compensation for Growth
- The low PEG Ratio(NY), which compensates the Price/Earnings for growth, indicates a rather cheap valuation of the company.
- AOMR has an outstanding profitability rating, which may justify a higher PE ratio.
- A more expensive valuation may be justified as AOMR's earnings are expected to grow with 68.35% in the coming years.
PEG (NY)0.12
PEG (5Y)0.29
EPS Next 2Y112.65%
EPS Next 3Y68.35%
5. Dividend
5.1 Amount
- With a Yearly Dividend Yield of 9.44%, AOMR is a good candidate for dividend investing.
- AOMR's Dividend Yield is slightly below the industry average, which is at 11.30.
- Compared to an average S&P500 Dividend Yield of 1.81, AOMR pays a better dividend.
| Industry Rank | Sector Rank | ||
|---|---|---|---|
| Dividend Yield | 9.44% |
5.2 History
- AOMR has been paying a dividend for over 5 years, so it has already some track record.
- AOMR has decreased its dividend recently.
Dividend Growth(5Y)N/A
Div Incr Years0
Div Non Decr Years1
5.3 Sustainability
- AOMR pays out 174.30% of its income as dividend. This is not a sustainable payout ratio.
DP174.3%
EPS Next 2Y112.65%
EPS Next 3Y68.35%
ANGEL OAK MORTGAGE REIT INC / AOMR FAQ
What is the fundamental rating for AOMR stock?
ChartMill assigns a fundamental rating of 6 / 10 to AOMR.
What is the valuation status for AOMR stock?
ChartMill assigns a valuation rating of 7 / 10 to ANGEL OAK MORTGAGE REIT INC (AOMR). This can be considered as Undervalued.
What is the profitability of AOMR stock?
ANGEL OAK MORTGAGE REIT INC (AOMR) has a profitability rating of 8 / 10.
What are the PE and PB ratios of ANGEL OAK MORTGAGE REIT INC (AOMR) stock?
The Price/Earnings (PE) ratio for ANGEL OAK MORTGAGE REIT INC (AOMR) is 12.48 and the Price/Book (PB) ratio is 0.86.
How sustainable is the dividend of ANGEL OAK MORTGAGE REIT INC (AOMR) stock?
The dividend rating of ANGEL OAK MORTGAGE REIT INC (AOMR) is 3 / 10 and the dividend payout ratio is 174.3%.